KR20050020908A - Banking automation apparatus system - Google Patents

Abstract

PURPOSE: An ATM(Automated Teller Machine) system having plural controllers and peripherals is provided to reduce waiting time by providing automatic teller services to plural users simultaneously. CONSTITUTION: A plurality of displays(1,1'), controllers(6,6'), and peripherals(7,7') are arranged on left and right sides of a body(20) of an ATM. A safe, a cassette, and various mechanisms are arranged on a lower portion of the ATM body. A slip processor, a bank book processor, a network portion, an LCD/CRT, a peripheral, a coin processor, a cash processor, a card processor, a bank note processor, and an input processor are connected to a first controller. A slip processor, a network portion, an LCD/CRT, a card processor, and an input processor are connected to a second controller.

Description

     BANKING AUTOMATION APPARATUS SYSTEM with Multiple Control Units and Peripherals

     The present invention installs two or more controllers inside an automated teller machine such as an ATM (Automated Teller Machine) and a CD (Cash Dispenser) to occupy a minimum space and can be used by multiple users at the same time. The present invention relates to a financial automation device system equipped with a plurality of controllers and peripheral devices that can be used as functions other than the functions of the automatic teller machine.

     Regarding financial services, the automated teller machine is a device developed to provide unmanned service without any consultation service quickly and conveniently, regardless of time. There are cash dispensers and automatic teller machines. It is a device that has been developed and used since the early stage for the computerization of financial business, and it is a device that can automatically withdraw cash only. In addition to the automatic cash payment function, the automatic teller machine is equipped with a deposit function.

     Looking at the configuration of the automatic teller machine, a key input unit consisting of a plurality of keys converts the user's input information into an electrical signal and outputs the information, stored in the IC chip according to the information stored in the magnetic strip of the passbook or credit card, or the communication unit The bank account / card recognition unit, which allows you to check your identity, record deposits and withdrawals, and return the card or bankbook by sending it to the central computer of the head office through Or a security camera unit connected to a professional security service company via a surveillance camera or a surveillance button to enable 24-hour monitoring, a storage unit for storing the program and deposit and withdrawal information for controlling the operation of the system, the key input unit and an account book / Receiving the output signal of the card recognition unit through the communication unit according to the key input information Main board having a central processing unit for controlling the financial transaction function by exchanging information with the central computer of the point, a communication unit for performing information exchange with the central computer of the main store, information input through the key input unit and the central processing unit A display unit that displays information processed by the user so that the user can recognize it, a printing unit which prints the transaction details on the bankbook, and prints and prints the transaction statement, a check deposit and withdrawal function that performs deposit and withdrawal of checks, and receives or receives cash It includes a cash withdrawal unit and the like for withdrawing money.

     Thus, when information for financial transactions is input following the recognition of the bankbook / card, the check and withdrawal unit or the cash withdrawal unit can be operated while performing data communication with the central computer of the head office to perform the required transaction. However, in the conventional automated teller machine system, as shown in FIG. 1A, the outside of the main teller machine 10 includes a screen unit 1, a card / specification statement 2, and a cash / check in / out 3. And an input unit 4 and the like, while a safe, a cassette, and various mechanisms 5 are provided at the bottom.

     Inside the main body 10 of the automatic teller machine 10 is provided with a screen unit 1, a control unit 6 and other devices 7 at the upper end, a safe, a cassette and various mechanisms 5 are installed at the lower end. The control unit 6 is provided with a central processing unit, a main board, a memory RAM, a hard disk driver, and a CD-ROM, each of which is a specification table processing unit 11, a bankbook processing unit 12, and a network unit 13. The LCD / CRT 14, the miscellaneous device 7, the coin processing unit 15, the cash processing unit 16, the card processing unit 17, the check processing unit 18 and the input processing unit 19 are connected.

     In the case of requiring the installation of two or more controllers in the main body of the automated teller machine as described above, the producers should consider not only the large number of the automated teller machines installed in the narrow space as much as possible. In addition, various installation matters that need to be installed in consideration of the attached peripheral devices, etc. were sufficiently considered.

     The present invention has been invented to solve the disadvantages of the conventional automatic teller machine system as described above, it is possible to achieve a structure to maintain a constant area occupied by the device even in the installation of a plurality of controllers and peripherals, The purpose is to provide a financial automation device system equipped with multiple controllers and peripherals that can effectively use a network when multiple controllers are installed, as well as prevent the risk of hacking threats or malfunctions by completely separating the controllers logically and physically. have.

     The present invention for achieving the above object, the screen portion (1, 1 '), the control unit (6, 6') and other devices (7, 7 ') on the upper side of the main body of the automatic teller machine 20 While being installed as a safe, a cassette and various mechanical parts 5 are integrally installed; The first control section 6 includes a statement table processing section 11, a bankbook processing section 12, a network section 13, an LCD / CRT 14, other devices 7, a coin processing section 15, a cash processing section 16, The card processing unit 17, the check processing unit 18, and the input processing unit 19 are connected to each other, and the additional second control unit 6 'for financial transactions has a specification table processing unit 11', a network unit 13 ', an LCD / The CRT 14 ', the card processing unit 17' and the input processing unit 19 'are connected to each other.

     Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

     3 is an internal and external conceptual view for explaining a system for automatic teller machine equipped with a plurality of controllers and peripheral devices according to an embodiment of the present invention. By installing the controllers 6 and 6 ', they can be used by multiple users at the same time while occupying the minimum space, and can be used as functions other than those of the automated teller machine using the added controllers 6'. Can increase the availability.

     As shown in FIG. 3A, the screen unit 1, the card / specification table 2, the cash / check entry / exit 3, and the input unit 4 are located on the upper left side of the automatic teller machine 20. On the upper right, a screen portion 1 ', a card / specification table 2' and an input portion 4 ', etc. are provided, respectively, while a safe box, a cassette, and various mechanical portions 5 are provided at the lower portion thereof. .

     As shown in FIG. 3B, the screen units 1 and 1 ′, the controllers 6 and 6 ′, and other devices 7 and 7 ′ are installed on the inside of the automatic teller machine 20. At the bottom, a safe, a cassette and various mechanical parts 5 are integrally installed. As the control unit, the first control unit 6 includes a statement table processing unit 11, an account book processing unit 12, a network unit 13, an LCD / CRT 14, other devices 7, a coin processing unit 15, and a cash processing unit 16. ), The card processing unit 17, the check processing unit 18 and the input processing unit 19 are connected to each other.

     The additional control unit for financial transactions shown in FIG. 4A includes only essential functions, that is, the additional second control unit 6 'for financial transactions includes a specification table processor 11', a network unit 13 ', and an LCD / CRT ( 14 '), the card processing unit 17' and the input processing unit 19 'are connected to each other. The first and second control units 6 and 6 'are provided with a central processing unit, a main board, a memory RAM, a hard disk driver and a CD-ROM.

     The second control unit 6 "to be used for the kiosk shown in FIG. 4B (provides only the functions of the original deposit payment, deposit, inquiry of account balance, bank transfer and information provision, etc.) includes a network unit 13 'and an LCD / CRT. 14 'and the input processing unit 19' are connected to each other.

     The network control unit 13 'and the required device 7' are connected to the second control unit 6 "'for server implementation shown in FIG. 4C, and have only basic functions.

     The present invention configured as described above can be structured to maintain a constant area occupied by the device even in the installation of a plurality of control units and peripheral devices, and also by separating each control unit logically and physically completely to prevent threats or malfunctions of hacking. In addition to preventing risks, an effective network in the case where a plurality of control units are installed can be used.

     FIG. 5 is a perspective view showing an automated teller machine system equipped with a plurality of controllers and peripheral devices of the present invention, wherein the main teller machine 30 has an LCD / CRT (31, 34) and a specification table processor (32) at an upper end in the direction of Mecca. And 35) and card processing units 33 and 36 are provided symmetrically, and a cash / check deposit and withdrawal unit 37, an input unit 38, and an input unit 39 are provided at respective lower ends.

     FIG. 6 is a network diagram when a plurality of control units are installed in a public network, and the control unit 1 (41), the control unit 2 (42), the control unit 3 (43), and the control unit 4, 5, 6 (44) through the network distributor 40 are shown. Each is connected to maintain the nx line, reducing network costs.

     FIG. 7 is a network diagram when a plurality of controllers are installed in the Internet network, and the control unit 1 (51), the control unit 2 (52), the control unit 3 (53), and the control unit 4, 5, 6 (54) through the Ethernet hub 50. Are connected to each other, and the IP of the same location installation device is set as a prohibition IP to exclude the risk of mutual interference hacking.

     Therefore, in the present invention, since the devices are operated in two internally and externally, they are not connected to each other in any form. Basically, one controller performs the function of the automatic teller machine, and the other controller uses the basic card controller MCRW. It can perform transactions and various inquiry functions or perform other functions not related to the automated teller machine.

     As described above, according to the present invention, at the same time, it is possible to provide a plurality of users with the automated teller machine service except for a part, such as cash and withdrawal transactions. In addition, it is possible not only to stably implement various shoulder using the automatic teller machine that has not been realized due to stability problems, but also to improve convenience by reducing user's waiting time.

     Although the technical concept of the automated teller machine system equipped with a plurality of controllers and peripheral devices of the present invention has been described with reference to the accompanying drawings, this is illustrative of the best embodiment of the present invention, which limits the claims of the present invention. It is not. It will be apparent to those skilled in the art that various modifications and imitations can be made without departing from the scope of the technical idea of the present invention.

     1 is an internal and external conceptual diagram for explaining a conventional automated teller machine system,

     2 is a structural diagram showing a basic control unit of the automatic teller machine,

     3 is an internal and external conceptual view for explaining a system for automatic teller machine equipped with a plurality of controllers and peripheral devices according to an embodiment of the present invention;

     4 is a structure of each control unit according to a function in the automated teller machine system equipped with a plurality of control units and peripherals of the present invention;

     5 is a perspective view in which the automated teller machine system equipped with a plurality of controllers and peripherals of the present invention is installed;

     6 is a network diagram when installing a plurality of control units in a public network;

     7 is a network diagram when a plurality of control units are installed in the Internet network.

     * Explanation of symbols for the main parts of the drawings

     1: Screen Part 2: Card / Specification Table

     3: Cash / Check entrance and exit 4: Input and other

     5: safe, cassette and various mechanical parts 6: control unit

     7: other devices 10: main body

Claims (4)

     Inside the main body of the automatic teller machine 20, the screen unit 1, 1 ', the control unit 6, 6' and the other devices (7, 7 ') are installed on the left and right, and the safe, cassette and various The mechanical part 5 is integrally installed;      The first control section 6 includes a statement table processing section 11, a bankbook processing section 12, a network section 13, an LCD / CRT 14, other devices 7, a coin processing section 15, a cash processing section 16, The card processing unit 17, the check processing unit 18, and the input processing unit 19 are connected to each other, and the additional second control unit 6 'for financial transactions has a specification table processing unit 11', a network unit 13 ', an LCD / CRT system (14 '), card processing unit 17' and the input processing unit (19 '), characterized in that the financial automation device system equipped with a plurality of control units and peripherals.       The method of claim 1,       The second control unit 6 "to be used for the kiosk as the second control unit comprises a plurality of control units and peripheral devices, each of which is connected to a network unit 13 ', an LCD / CRT 14' and an input processing unit 19 '. Equipped with automatic teller machine system.      The method of claim 1,      The second control unit (6 "') for implementing the server as the second control unit is a network automation device system equipped with a plurality of control units and peripherals, characterized in that the network unit 13' and the required device (7 ') is connected.      The method of claim 1,      The main body 30 of the automatic teller machine, which is the main body, has an LCD / CRT (31, 34), a specification table processor (32, 35), and a card processor (33, 36) symmetrically installed at the upper end in the direction of the mecca, respectively. Cash / check deposit and withdrawal unit 37, the input unit 38, the automatic teller machine equipped with a plurality of controllers and peripherals, characterized in that the input unit 39 is installed.