KR20040096318A - Car ID and payment system - Google Patents

Abstract

PURPOSE: A payment system using a vehicle number as an ID is provided to reduce the installation cost and increase a user's convenience by installing an ID/authentication key transmitter having one-directional characteristic at a vehicle. CONSTITUTION: A payment system using a vehicle number as an ID includes an ID/authentication key transmitter. A card company provides the ID/authentication key transmitter instead of a pre-paid traffic card and a post-paid traffic card when the card company issues the pre-paid traffic card and the post-paid traffic card.

Description

Car ID and payment system

The present invention relates to a vehicle-specific ID and payment system utilizing the vehicle number as an ID. In more detail, in issuing a vehicle-specific credit card, the card company provides a wireless ID device for attaching the vehicle instead of the card. In use, the authentication key including the ID (vehicle number and model) transmitted wirelessly from the vehicle is used. Receiving; 2. Recognizing a vehicle number by a camera; 3. displaying a passing sign if the vehicle numbers obtained through the two systems match; 4. sending the charge to the customer in a short message; 5. After the daily settlement, characterized in that it comprises the step of billing the card company to use the collective amount.

In addition, according to the present invention, in the case of high-payment, such as gas station, maintenance service, if the vehicle number is displayed on the monitor by the ID and authentication key received wirelessly, visually contrasts with the actual vehicle number, and enters the transaction amount to approve the card company The card company secures convenience and safety by notifying customers with a short message of transaction approval and approval.

In addition, the present invention is to enable a business such as insurance invitations, while notifying the important date in the vehicle management, such as the inspection or insurance expiration date of the vehicle by text registered at the time of subscription.

There are methods such as cash, credit card, traffic card, mobile phone payment to pay various expenses incurred by vehicles, but parking lot requiring high speed processing, gate of toll road and gas station requiring more accurate and safer payment method than processing speed In addition, payment methods that meet all the requirements were not easily obtained by the repair shop.

Gas stations often presented credit cards to pay for gas, but the card reader was installed in an office outside of the customer's field of view.

In addition, the parking management system of the Republic of Korea Patent Registration No. 10-0334444 No. 10-0334444 (2002.04.15) in the payment method of the parking lot obtains the vehicle number through the camera at the gate, and uses a parking card recognizer, but for parking The inconvenience of having a card and the time required to pass through the gate could not be achieved.

In addition, in Korean Patent Publication No. 2002-0032049 (2002.05.03), the "toll collection method" sends a bill to the owner by paying the bill to the bank by using the vehicle number acquired by the video recognition method from the gate of the parking lot and the Euro road. Although the method is proposed, it is not easy to apply due to excessive billing costs and insufficient methods to deal with the arrears due to the owner's intention or negligence.

Korea Utility Model Registration No. 20-0306178 (February 19, 2003) "Credit card payment system using car number" in the parking lot or toll road gate to pay by credit card matched with the car number obtained by image recognition method. Although there is no way to identify and control a vehicle that does not match the credit card at the gate, and there is no authentication process at the time of the credit card billing, it is duplicated due to a vehicle number recognition error or a case that is incorrectly charged. The problem was that there was no way to verify or counter.

According to "Automatic Toll Collection System and Toll Automatic Collection Method" of Japanese Patent Laid-Open No. 11-055550 (1999.03.03) and Republic of Korea Patent No. 10-0366462 (2002.12.16), a vehicle-mounted vehicle that can insert an IC card A method of recognizing a misjudged vehicle by a wireless communication method between the first and second vehicle detection means installed in the lane and the third vehicle detection means, and detecting the undetected vehicle by the third vehicle detection means and the vehicle number information recognized by the camera. However, this paper suggests a method of excluding misjudged vehicles, but it only describes a method of distinguishing two or more vehicles that are consecutive in the same lane. Therefore, there is no countermeasure against interference of radio signals occurring in other adjacent gates and other lanes. Is,

The present invention stores various information of vehicle, entrance gate information and prepaid balance information in IC card RAM, reads by wireless communication method at exit gate and confirms that it is normal. However, this requires a high level of security because data transmitted over the air must be handled at the same level as cash.

The present invention is to solve the above problems, an object of the present invention is to provide a wireless ID device for transmitting ID and authentication key installed in the vehicle instead of issuing a card, and requires high-speed processing such as parking lot, toll road In the case of small payment, if the authentication key including the ID (vehicle number, model) received wirelessly from the passing vehicle matches the vehicle number recognized by the camera, the passing sign is displayed first, and the transaction amount is sent in a short message. The purpose of this is to notify the card company by billing the amount to the card company at the end of the day, so that the gate can be quickly passed, frequent billing costs can be saved, and fraud prevention can be achieved.

Another object of the present invention is to check the high-value payment, such as gas station, maintenance service, if the vehicle number is displayed on the monitor by the vehicle number (ID) and authentication key received wirelessly, visually contrasts with the actual vehicle number and enters the transaction amount The card company obtains approval from the credit card company, and the card company notifies the customer with a short message of the transaction approval at the same time as the approval to secure convenience and safety.

Still another object of the present invention is to enable a business such as an insurance subscription invitation by notifying a short message of an important schedule in vehicle management, such as inspection or insurance expiration date of a vehicle, by a registered matter at the time of subscription.

Still another object of the present invention is to register a vehicle number of a regular parking approval vehicle in a database and to permit the fast passage of the regular parking approval vehicle by interworking with a wireless authentication key receiver.

Another object of the present invention is to eliminate the possibility of vehicle recognition errors at a low cost by allowing the vehicle to be recognized by the ID instead of the vehicle model recognition method for recognizing and distinguishing the vehicle type by the camera.

1 is a small high-speed payment processing flowchart of the present invention vehicle-specific ID and payment system.

Figure 2 is a high-cost low-speed payment processing flow chart of the present invention vehicle-specific ID and payment system.

Figure 3 is a perspective view of a parking lot or toll road toll gate of the present invention.

Figure 4 is a vehicle-mounted wireless transmitter connection diagram of the present invention vehicle-specific ID and payment system.

5 is a perspective view of a gas station of the present invention dedicated vehicle ID and payment system.

5-1 is a display example of a display board of a gas station of the payment system of the present invention.

6 is a wireless transmission data structure diagram of the vehicle-specific ID and payment system of the present invention.

Figure 7 is a flow chart of the insurance of the present invention vehicle-only ID and payment system.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a small high-speed payment processing flowchart of the present invention dedicated vehicle ID and payment system.

When the vehicle enters the entrance gate of the toll road or parking lot (101), and recognizes the vehicle number with the camera (102), and transmits the vehicle number and time of the entry vehicle, the identification number of the entrance gate to all exit gates (103) Each exit gate stores the received entry vehicle information in temporary file 1 (104).

When the vehicle enters the exit gate 111, the emergency light switch 401 is operated to operate the ID transmitter 402 connected in parallel (112). The vehicle ID signal transmitted by this operation is received by the wireless antennas 311-313 disposed in front of the gate, and the vehicle number and the vehicle model included in the signal are stored in the temporary file 2 (113). The cameras 321-323 disposed in front of the gate photograph and recognize an incoming vehicle number (114), and contrast with the vehicle number received wirelessly and stored in the temporary file 2 (115). At the same time, display the "settlement" message (131) and at the same time block the course with the breaker 342 (132) after the cash settlement 133 to open the breaker to pass through the vehicle, if the vehicle number matches, temporary file 1 By referring to the entrance gate information of the vehicle number and the type of vehicle, the billing history is stored in the billing file, the billing amount is sent to the customer's mobile phone as a text message (116), the sign 331 "signal" by 117 allows the vehicle to pass (118). At this time, since the same frequency and receiving method are adopted at each gate (301-303), data of a plurality of neighboring gate passing vehicles can be stored in a temporary file at the same time, but the ID matching the vehicle number recognized by the camera is the billing file. The first stored ID that does not match while being stored in can be ignored by sequentially pushing or deleting. In addition, in the single type toll gate in which the exit entrance is not separated, the following procedures are the same if the entrance gate entry process 101-104 is omitted.

When the daily deadline is reached (119), the day billing history stored in the billing file is sent to the card company for a bulk approval (120).

Figure 2 is a high-cost, low-speed payment processing flow chart of the present invention vehicle specific ID and payment system. When fueling or maintenance of the vehicle is completed 201, the vehicle 501 turns on the emergency light switch 401 to operate the ID transmitter 402 (202), and the settlement system 505 displays the vehicle number of the received ID on the electronic display board. Displays 503 and monitor 504 together with their sequence numbers (203). Visually comparing the vehicle number displayed on the signboard (204) and selecting the sequence number of the vehicle number displayed on the signboard (503) on the keypad 515 installed on the lubricator (511-513) with the matching vehicle (205). This is automatically entered into the settlement system 505 with the turn to send a transaction approval request to the card company (206). At the same time, the card company transmits the approval details to the customer as a text message at the same time as the transaction approval, and the situation is ended by displaying the transaction approval completion sign on the electronic display.

3 is a perspective view of a toll gate of the parking lot or the toll road. A speed limit sign 320 is installed 20 meters in front of the gate management building 301-303, and the cameras 321-323 and a wireless antenna 311-313 are attached. Install it. The breaker 341-343 installed at the rear of the management building operates only for the progression stop of the manual settlement target vehicle, and may provide a protection device so that the vehicle does not become damaged even when braking is not performed.

4 is a connection diagram of a vehicle-mounted wireless transmitter of the present invention dedicated vehicle ID and payment system. By connecting the ID transmitter 402 to the emergency light operating device 403 in parallel, the power of the vehicle battery 404 is used. The reason for the connection to the emergency light operating switch is not restored after the system operation of the present invention. To prevent outgoing calls, you can add additional switches or connect them to other switches.

5 is a perspective view of a gas station in which the present invention dedicated vehicle ID and payment system is executed. The display board 503 is installed at a position where all the vehicles in refueling can be seen, the buttons 515-517 for selecting the order of the display boards for each of the lubricators 511-513, and the antennas 521-523 for receiving radio signals. Is installed, and a signal line 524 is connected to input the fueling amount and the sequence selection signal to the settlement system 505 of the office. In this case, it is possible to omit the order selection button to be installed in each of the lubricators 511 to 513 and to integrate and operate the function in the management computer.

6 is a structural diagram of wirelessly transmitted data of the present invention dedicated vehicle ID and payment system. The structure of this data consists of ID (vehicle number) 601, model code 602, owner mobile phone number 603, expiration date 604, and authentication key 605. You can increase or decrease it.

7 is a flow chart of the insurance of the present invention dedicated vehicle ID and payment system. The card company notifies the vehicle inspection date, the insurance expiration date, etc., and advises to join insurance (701), and if you want to consult in the invitation message, if you select the call button immediately (702), the call center is connected to proceed with the consultation (703) ), By including a web address in the subscription solicitation message (712) to increase the efficiency by providing some additional discount.

When the consultation is completed (704) or the website is selected (714), the insurance conditions are stored in the database (705), and at the closest time, the insurance premium will be selected when the gas station or repair shop approves the transaction. (706), if the agreement to transmit the authentication key wirelessly by the emergency light switch operation (707), and receives the premium transaction approval request (708), if the transaction approval is obtained and displays the transaction history on the electronic display (709) The card company sends the transaction to the customer's mobile phone by text message (710) the situation is terminated.

Meanwhile, the present invention operating as described above can be easily combined with various wireless communication technologies such as RF and Bluetooth, which are already known technologies, using image recognition technology, and when the number of vehicles used is less than ten thousand, the end of the vehicle number in recognition Using only four digits is no problem, so a low-cost system can be implemented.

In addition, if the management person resides in the gate of the small parking lot, the camera can be omitted, and the same effect can be expected by linking the monitor and the wireless ID.

The present invention as described above can be implemented at low cost by establishing a one-way ID and authentication key wireless transmission device installed in the vehicle, so that the card company to provide for free for the purpose of attracting members, or applied to the customer service program of the car maker Can spread quickly,

In the case of small payments requiring high-speed processing such as parking lots and toll roads, if the wireless ID (vehicle number, model) matches the camera identification number, it passes first. It is possible to reduce the billing cost and prevent fraud, and to recognize the vehicle type by the vehicle classification code included in the ID, thereby eliminating the possibility of recognition error.

In addition, the present invention in the high-payment, the wireless receiving vehicle number (ID) and the actual vehicle number and the visual control and input the transaction amount to obtain the approval to the card company, the card company notified the transaction approval details at the same time as a short message to the customer By doing so, it is effective to ensure convenience and safety.

In addition, the present invention can be notified in a short message of important schedules in vehicle management, such as inspection or insurance expiration date of the vehicle, and can also be insured, such as insurance subscription, and registered the vehicle number of the regular parking approved vehicle in the database and the wireless authentication key In conjunction with the receiver, it is possible to approve the rapid passage of the regular parking approval vehicle.

Claims (6)

In the card company issuing a vehicle-only prepaid and postpaid card, a vehicle-only payment system and its operation method, characterized in that it provides an ID and authentication key wireless transmission device installed in the vehicle instead of issuing a card. The method of claim 1, In small payments requiring high-speed processing such as parking lot and toll road, if the authentication key including ID (vehicle number, model) received wirelessly from the passing vehicle matches the vehicle number recognized by the camera, a passing sign is displayed. A vehicle-specific payment system and payment that passes first, notifies customers in a short message of the transaction amount, and closes the daily amount and bills the card company in a lump sum. Way. The method of claim 1, In high payments such as gas stations and maintenance services, if the vehicle number is displayed on the monitor and the electronic display board by the ID number and authentication key received wirelessly, visually match the actual vehicle number and enter the transaction amount to approve the card company. The payment system and payment method exclusively for the vehicle, which request the card company to inform the customer in a short message of the transaction approval at the same time as approval, to ensure the convenience and safety by completing the payment. The method of claim 1, It is a vehicle-specific ID system that notifies you in a short message of important schedules in vehicle management, such as inspection or insurance expiration date of a vehicle, according to the information registered at the time of registration. The method of claim 1, A vehicle-specific ID system, characterized by registering a vehicle number of a regular parking approved vehicle in a database and interlocking with a wireless authentication key receiver to allow rapid passage of the regular parking approved vehicle. The method of claim 1, A vehicle-specific ID system, which eliminates the possibility of a vehicle recognition error at a low cost by allowing a vehicle model to be recognized by a vehicle classification code included in the ID instead of the vehicle recognition method recognized by the camera.