KR200333809Y1 - terminal for inquiring of credit card for mobile phone - Google Patents
terminal for inquiring of credit card for mobile phone Download PDFInfo
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- KR200333809Y1 KR200333809Y1 KR20-2003-0026776U KR20030026776U KR200333809Y1 KR 200333809 Y1 KR200333809 Y1 KR 200333809Y1 KR 20030026776 U KR20030026776 U KR 20030026776U KR 200333809 Y1 KR200333809 Y1 KR 200333809Y1
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- Prior art keywords
- mobile phone
- credit card
- terminal
- request data
- printer
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/209—Specified transaction journal output feature, e.g. printed receipt or voice output
Abstract
본 고안은 휴대폰 전용 신용카드조회 단말기에 관한 것으로서, 휴대폰 전용 신용카드조회 단말장치에 있어서; 사각형상의 판체로 단말기몸체의 일측단에 수축스프링과 지지바에 의해 탄발지지되는 휴대폰고정구와; 휴대폰고정구에 안착되어 수축스프링의 복원력에 의해 탄발지지되는 휴대폰과; 휴대폰고정구의 표면에 요부로 형성된 삽입홈에 삽입되어 사용시 휴대폰과 연결되는 휴대폰접속구와; 단말기몸체 타측단부에 상향방향으로 길게 형성되어 신용카드 슬라이딩시 신용카드의 정보를 판독하는 카드판독기와; 카드판독기에 의해 읽혀지고 신용카드 조회요청 데이터를 휴대폰으로 무선전송시키고 수신된 신용카드 승인요청 데이터를 프린터로 전송하는 제어부와; 전송된 신용카드 승인요청 데이터로 영수증을 발급하는 프린터 및 단말기몸체에 전원을 공급하는 충전지를 구비하여 기존의 다양한 유형의 휴대폰을 그대로 활용할 수 있고, 데이터 통신요금 외에 별도의 이동통신 가입에 따른 추가비용의 부담이 없으며, LCD, 키패드, 무선통신은 휴대폰에 구비된 기능을 활용함으로써, 부피가 작고 경량으로 휴대가 간편하고, 이용료 및 제작비용이 저렴하여 이용자는 경제적 효용가치와 편의성을 동시에 확보할 수 있는 효과가 있다.The present invention relates to a mobile phone-only credit card query terminal, in the mobile phone-only credit card query terminal; A mobile phone fixture which is supported by a contraction spring and a support bar at one end of the terminal body with a rectangular plate body; A mobile phone seated on the mobile phone fixture and supported by the elastic force of the contraction spring; A mobile phone connection port inserted into an insertion groove formed as a recess on the surface of the mobile phone fixing device and connected to the mobile phone when used; A card reader formed on the other end of the terminal body in an upward direction to read credit card information when the credit card is sliding; A control unit for wirelessly transmitting credit card inquiry request data read by a card reader to a mobile phone and transmitting the received credit card approval request data to a printer; It is possible to use various existing types of mobile phones as it is equipped with a printer to issue a receipt and data to charge the body of the terminal with the credit card approval request data transmitted. LCD, keypad, and wireless communication use the functions provided in the mobile phone, so it is small in size, light in weight, easy to carry, and low in usage fee and production cost, so that the user can secure economic utility value and convenience at the same time. It has an effect.
Description
본 발명은 휴대폰 전용 신용카드조회 단말기에 관한 것으로, 보다 상세하게는 기존의 다양한 유형의 휴대폰을 그대로 활용할 수 있고, 데이터 통신요금 외에 별도의 이동통신 가입에 따른 추가비용의 부담이 없으며, LCD, 키패드, 무선통신은 휴대폰에 구비된 기능을 활용함으로써, 부피가 작고 경량으로 휴대가 간편하고, 이용료 및 제작비용이 저렴하여 이용자는 경제적 효용가치와 편의성을 동시에 확보할 수 있는 휴대폰 전용 신용카드조회 단말기에 관한 것이다.The present invention relates to a mobile phone-specific credit card inquiry terminal, more specifically, it is possible to use the existing various types of mobile phones as it is, there is no burden of additional costs due to a separate mobile communication subscription in addition to data communication charges, LCD, keypad By utilizing the functions provided in the mobile phone, the wireless communication is compact and lightweight, easy to carry, and the user fee and production cost are low, so that the user can obtain economic utility value and convenience at the same time. It is about.
일반적으로 무선 신용카드조회기는 무선통신 모듈(CDMA)이 내장되어 있고, LCD, 키패드, 카드판독기, 전원공급장치, 프린터 등으로 구성되어 있어서 제작비용이 높고 별도의 무선통신 이용요금을 사업자에게 지불하여야 하는 경제적 부담이 있으며, 부피가 커서 휴대가 불편하였다.In general, the wireless credit card inquiry machine has a built-in wireless communication module (CDMA), and is composed of LCD, keypad, card reader, power supply, printer, etc., so the production cost is high and a separate wireless communication fee must be paid to the operator. There is an economic burden, the bulky inconvenience to carry.
종래의 무선신용카드 조회기는 LCD, 프린터, 카드판독기, 키패드, 무선통신 모뎀, 내부제어장치(CPU, CDMA Module) 등이 내장되어 신용카드를 카드 판독기에 체크하면 신용카드 조회요청 데이터가 무선망을 통해 이동통신사의 애플리케이션 서버(WAP 서버)를 거쳐 VAN사를 경유, 은행 또는 카드사로 전송되어 신용카드 승인여부를 VAN사, 이동통신사의 애플리케이션 서버(WAP 서버), 무선망을 통해 단말기로 전송되어 결과에 따라 무선 신용카드조회기에 구비된 LCD에 결과를 표시하고 관련 영수증을 출력한다.The conventional wireless credit card inquiry machine has a built-in LCD, printer, card reader, keypad, wireless modem, internal control unit (CPU, CDMA Module), and checks a credit card to a card reader. Through the application server (WAP server) of the mobile carrier through the VAN company, it is sent to the bank or card company, the credit card authorization is sent to the terminal through the VAN company, the mobile carrier's application server (WAP server), wireless network According to the display on the LCD provided in the wireless credit card inquiry and output the relevant receipt.
또는, 무선 신용카드조회기에 CDMA 통신 Module이 내장되어 있지 않은 단말기의 경우에는, 휴대폰을 연결하여 신용카드 조회를 하게 되며, 휴대폰과 무선 신용카드조회기는 RS232C 통신 포트로 연결되어 통신을 하게 되고, 이때 휴대폰은 무선망과 이동통신사를 연결해주는 통신기능만을 담당하고 무선 신용카드조회기는 카드판독, 사용금액, 할부개월 등의 데이터 입력 및 영수증 출력장치의 역할을 한다.Or, in the case of a terminal that does not have a built-in CDMA communication module in the wireless credit card inquiry device, the mobile phone and the wireless credit card inquiry device is connected to the RS232C communication port for communication. The mobile phone is in charge of the communication function that connects the wireless network and the mobile carrier, and the wireless credit card searcher serves as a data input and receipt output device such as card reading, amount of use, and installment month.
일반적으로 이동성 결제가 필요한 가맹점의 경우 상기와 같은 방법으로 무선 신용카드조회기를 이용한 신용카드 결제를 하게 되며, 상기 사항중 어떠한 방법을 이용하더라도 LCD, 프린터, 카드판독기, 키패드, 무선통신 모뎀, 내부제어장치(CPU, CDMA Module)의 기능을 가지고 있는 무선 신용카드조회기가 필요하게 된다.In general, merchants that require mobile payments use the credit card checker as described above to make credit card payments. LCD, printers, card readers, keypads, wireless modems, and internal controls can be used by any of the above methods. There is a need for a wireless credit card checker that has the functionality of a device (CPU, CDMA Module).
이 경우 프린터와 카드판독기 기능을 가진 별도의 단말장치를 휴대폰과 연결하여 사용할 수 있으나 휴대폰과 단말장치가 유선 커넥터로 연결되어 휴대폰과 단말장치를 양손으로 잡거나 특정장소에 설치하고 사용하여야 하는 불편함이 있는 문제점이 있었다.In this case, a separate terminal device having a printer and a card reader function can be used by connecting to a mobile phone, but the mobile phone and the terminal device are connected by a wired connector so that the mobile phone and the terminal device can be held with both hands or installed and used in a specific place. There was a problem.
또한, 무선 신용카드조회기를 휴대폰과 인터페이스통신으로 연결하여 사용할 경우에는, 휴대폰은 무선망과 이동통신사의 이동통신 애플리케이션 서버와의 데이터 통신기능을 수행하고, 무선 신용카드조회기는 신용카드 거래를 위한 기본정보 입력(카드 리딩, 금액/할부개월 입력), 입력정보 휴대폰 전송 및 결과 데이터 접수등 휴대폰간 RS232C통신 지원, 영수증 출력 등의 복합적인 기능을 수행하여야 하는 문제점이 있었다. 결국 무선 신용카드조회기는 신용카드조회 업무 수행을 위해 다양한 기능을 보유하고 있어야 되는 문제점이 있었다.In addition, when using a wireless credit card reference device connected to the mobile phone and the interface communication, the mobile phone performs a data communication function between the wireless network and the mobile communication application server of the mobile carrier, the wireless credit card reference device is the basic for credit card transactions There was a problem of performing complex functions such as support for RS232C communication between mobile phones and receipt output such as information input (card reading, amount / month install), input information mobile phone transmission and result data reception. As a result, the wireless credit card inquiry machine had to have various functions in order to perform credit card inquiry tasks.
본 고안은 상기와 같은 문제점을 해결하기 위한 것으로서, 기존의 다양한 유형의 휴대폰을 그대로 활용할 수 있고, 데이터 통신요금 외에 별도의 이동통신 가입에 따른 추가비용의 부담이 없으며, LCD, 키패드, 무선통신은 휴대폰에 구비된 기능을 활용함으로써, 부피가 작고 경량으로 휴대가 간편하고, 이용료 및 제작비용이 저렴하여 이용자는 경제적 효용가치와 편의성을 동시에 확보할 수 있는 휴대폰 전용 신용카드조회 단말기를 제공함에 그 목적이 있다.The present invention is to solve the above problems, can use the existing various types of mobile phones as it is, there is no burden of additional costs due to a separate mobile communication subscription in addition to data communication charges, LCD, keypad, wireless communication By utilizing the functions provided in the mobile phone, the user is able to carry a credit card inquiry terminal exclusively for mobile phones that can secure economical utility value and convenience at the same time as it is small in size, light in weight, easy to carry, and low in usage fee and production cost. There is this.
이와 같은 목적을 달성하기 위하여, 본 고안은 휴대폰 전용 신용카드조회 단말장치에 있어서; 사각형상의 판체로 단말기몸체의 일측단에 수축스프링과 지지바에 의해 탄발지지되는 휴대폰고정구와; 휴대폰고정구에 안착되어 수축스프링의 복원력에 의해 탄발지지되는 휴대폰과; 휴대폰고정구의 표면에 요부로 형성된 삽입홈에 삽입되어 사용시 휴대폰과 연결되는 휴대폰접속구와; 단말기몸체 타측단부에 상향방향으로 길게 형성되어 신용카드 슬라이딩시 신용카드의 정보를 판독하는 카드판독기와; 카드판독기에 의해 읽혀지고 신용카드 조회요청 데이터를 휴대폰으로 무선전송시키고 수신된 신용카드 승인요청 데이터를 프린터로 전송하는 제어부와; 전송된 신용카드 승인요청 데이터로 영수증을 발급하는 프린터 및 단말기몸체에 전원을 공급하는 충전지를 구비하는 특징이 있다.In order to achieve the above object, the present invention is a credit card inquiry terminal device for mobile phones; A mobile phone fixture which is supported by a contraction spring and a support bar at one end of the terminal body with a rectangular plate body; A mobile phone seated on the mobile phone fixture and supported by the elastic force of the contraction spring; A mobile phone connection port inserted into an insertion groove formed as a recess on the surface of the mobile phone fixing device and connected to the mobile phone when used; A card reader formed on the other end of the terminal body in an upward direction to read credit card information when the credit card is sliding; A control unit for wirelessly transmitting credit card inquiry request data read by a card reader to a mobile phone and transmitting the received credit card approval request data to a printer; It is characterized by having a rechargeable battery for supplying power to the printer and the terminal body issuing a receipt with the transmitted credit card authorization request data.
도 1은 본 고안 실시예인 단말기에 휴대폰이 장착된 모습을 보인 평면도,1 is a plan view showing a state in which a mobile phone is mounted on the terminal according to the present invention;
도 2는 본 고안 실시예인 단말기몸체 일측의 휴대폰고정구가 유동되는 모습을 보인 작동상태 평면도,Figure 2 is a plan view showing an operating state of the mobile phone fixture on one side of the terminal body is an embodiment of the present invention,
도 3은 본 고안 실시예로 휴대폰고정구에 휴대폰을 안착시킨 모습을 보인 작동상태 정단면도,Figure 3 is a front cross-sectional view showing a state in which the mobile phone is seated on the mobile phone fixture as an embodiment of the present invention,
도 4는 도 3의 휴대폰고정구가 원위치된 모습을 보인 정단면도,Figure 4 is a front cross-sectional view showing a state where the mobile phone fixture of Figure 3 in place;
도 5는 본 고안 실시예의 사용모습을 보인 사용상태 사시도.Figure 5 is a perspective view showing the use state of the present invention embodiment.
*도면의 주요 부분에 대한 부호의 설명** Description of the symbols for the main parts of the drawings *
1 : 단말기 10 : 단말기몸체1: terminal 10: terminal body
20 : 휴대폰고정구 21 : 수축스프링20: mobile phone fixture 21: shrink spring
22 : 지지바 30 : 휴대폰22: support bar 30: mobile phone
40 : 휴대폰접속구 41 : 삽입홈40: mobile phone connection port 41: insertion groove
50 : 카드판독기 51 : 신용카드50: card reader 51: credit card
60 : 제어부 70 : 프린터60: control unit 70: printer
71 : 영수증 80 : 충전지71: Receipt 80: Rechargeable Battery
이하, 본 고안을 첨부된 도면에 의해 보다 상세하게 설명하면 다음과 같다.Hereinafter, the present invention in more detail by the accompanying drawings as follows.
도 1은 본 고안 실시예인 단말기에 휴대폰이 장착된 모습을 보인 평면도이고, 도 2는 본 고안 실시예인 단말기몸체 일측의 휴대폰고정구가 유동되는 모습을 보인 작동상태 평면도이며, 도 3은 본 고안 실시예로 휴대폰고정구에 휴대폰을 안착시킨 모습을 보인 작동상태 정단면도이고, 도 4는 도 3의 휴대폰고정구가 원위치된 모습을 보인 정단면도이며, 도 5는 본 고안 실시예의 사용모습을 보인 사용상태 사시도이다.1 is a plan view showing a mobile phone is mounted on the terminal according to the embodiment of the present invention, Figure 2 is a plan view showing the mobile phone fixture on the side of the terminal body in accordance with an embodiment of the present invention, Figure 3 is an embodiment of the present invention Operation state showing a state in which the mobile phone is seated on the mobile phone fixture, Figure 4 is a front sectional view showing the state of the mobile phone fixture in Figure 3, Figure 5 is a perspective view showing the use state of the present invention embodiment .
본 고안의 휴대폰 전용 신용카드조회 단말기(1)는 신용카드(51) 조회 및 무선데이터 통신 기능이 구현된 휴대폰(30)을 소지하고 있는 때, 휴대폰(30)을 신용카드조회 단말기(1)에 연결하여, 이동중 신용카드(51) 결제가 가능케 한 것으로, 사각형상의 판체로 단말기몸체(10)의 일측단에 수축스프링(21)과 지지바(22)에 의해 탄발지지되는 휴대폰고정구(20)와, 휴대폰고정구(20)에 안착되어 수축스프링(21)의 복원력에 의해 탄발지지되는 휴대폰(30)과, 휴대폰고정구(20)의 표면에 요부로 형성된 삽입홈(41)에 삽입되어 사용시 휴대폰(30)과 연결되는 휴대폰접속구(40)와, 단말기몸체(10) 타측단부에 상향방향으로 길게 형성되어 신용카드(51) 슬라이딩시 신용카드(51)의 정보를 판독하는 카드판독기(50)와, 카드판독기(50)에 의해 읽혀지고 신용카드(51) 조회요청 데이터를 휴대폰(30)으로 무선전송시키고 수신된 신용카드(51) 승인요청 데이터를 프린터(70)로 전송하는 제어부(60)와, 전송된 신용카드(51) 승인요청 데이터로 영수증(71)을 발급하는 프린터(70) 와, 단말기몸체(10)에 전원을 공급하는 충전지(80)로 구성된다.When the mobile phone-only credit card inquiry terminal 1 of the present invention possesses a mobile phone 30 in which a credit card 51 inquiry and a wireless data communication function are implemented, the mobile phone 30 is connected to the credit card inquiry terminal 1. By connecting, it is possible to pay the credit card 51 while moving, the mobile phone fixture 20 which is supported by the contraction spring 21 and the support bar 22 on one side end of the terminal body 10 in a rectangular plate body and When the mobile phone 30 is inserted into the mobile phone 30 seated in the mobile phone fixing device 20 and is elastically supported by the restoring force of the contraction spring 21 and the insertion groove 41 formed as a recess on the surface of the mobile phone fixing device 20, the mobile phone 30 is used. The card reader 50 and the card to read the information of the credit card 51 when the mobile phone access port 40 and the terminal body 10, the other end of the terminal body 10 is formed upward in the upward direction when the credit card 51 slides; Read by the reader 50 and close the credit card 51 inquiry request data. The controller 60 wirelessly transmits the received credit card 51 approval request data to the printer 70 and issues the receipt 71 with the transmitted credit card 51 approval request data. The printer 70 and a rechargeable battery 80 for supplying power to the terminal body 10.
카드판독기(50)는 MS카드 리더가 기본적으로 장착되고 향후 IC/RF 카드, IrFM 방식의 카드체크가 가능하도록 별도의 포트를 구성하여 사용 가능케 한다.The card reader 50 is basically equipped with an MS card reader, and configures a separate port to enable IC / RF card and IrFM card checking in the future.
통신장치로 무선망과의 패킷통신은 기본적으로 휴대폰(30)의 CDMA 통신방식을 이용하게 되고 신용카드조회 단말기(1)의 통신은 단말기(1)와 휴대폰(30)간 인터페이스 통신인 RS232C 통신을 지원한다.As a communication device, the packet communication with the wireless network basically uses the CDMA communication method of the mobile phone 30, and the communication of the credit card inquiry terminal 1 performs RS232C communication, which is the interface communication between the terminal 1 and the mobile phone 30. Support.
프린터(70)는 부피를 최소화 할 수 있도록 서멀형 롤지를 사용하여 영수증(71)으로 사용한다.The printer 70 is used as a receipt 71 using a thermal roll paper to minimize the volume.
충전지(80)는 휴대폰(30)과 단말기(1)의 장치간 통신 에러를 최소화와 장시간 사용이 가능할 수 있도록 구성된다.The rechargeable battery 80 is configured to minimize the communication error between the device of the mobile phone 30 and the terminal 1 and to be used for a long time.
제어부(60)는 경제적 가치를 극대화 하기 위하여 카드판독기(50), 휴대폰(30), 프린터(70), 충전지(80) 등 최소한의 S/W를 제어할 수 있는 장치이다.The controller 60 is a device capable of controlling a minimum S / W such as a card reader 50, a mobile phone 30, a printer 70, a rechargeable battery 80, in order to maximize economic value.
휴대폰고정구(20)는 휴대폰(30)의 종류와 크기에 관계 없이 탈착이 가능하도록 수축스프링(21)과 지지바(22)를 부착한다.The mobile phone fixing tool 20 attaches the contraction spring 21 and the support bar 22 to be detachable regardless of the type and size of the mobile phone 30.
이와 같은 본 고안의 사용상태를 설명하면 다음과 같다.Referring to the use state of the present invention as follows.
프린터(70), 카드판독기(MS, IC, RF, IrFM 등)(50), 휴대폰(30)간 RS232C 통신장치, 충전지(80), 휴대폰고정구(20), 제어부(60) 등 최소한의 기능을 가지고 있는 휴대폰 전용 신용카드조회 단말기(1)를 휴대폰고정구(20)에 의해 휴대폰(30)과연결하고, 신용카드(51)를 신용카드조회 단말기(1)의 카드판독기(50)에 체크하면, 체크된 카드(51)정보를 휴대폰(30)에 RS232C 통신으로 전송한다.Minimal functions such as a printer 70, a card reader (MS, IC, RF, IrFM, etc.) 50, an RS232C communication device between the mobile phone 30, a rechargeable battery 80, a mobile phone fixing device 20, and a controller 60 When the mobile phone dedicated credit card inquiry terminal 1 is connected to the mobile phone 30 by the cell phone fixing device 20, and the credit card 51 is checked in the card reader 50 of the credit card inquiry terminal 1, The checked card 51 information is transmitted to the cellular phone 30 by RS232C communication.
휴대폰(30)은 신용카드조회 단말기(1)로부터 전송된 신용카드(51) 정보를 받고, 이후 휴대폰(30)의 키패드를 이용해 금액과 할부개월을 입력하면, 휴대폰(30)은 신용카드(51) 조회 요청 데이터(신용카드번호, 판매금액, 할부개월, 가맹점 ID)를 패킷으로 무선망에 전송하고, 이동통신사 WAP 서버를 경유하여 VAN사의 서버에 전송하게 된다.The mobile phone 30 receives the credit card 51 information transmitted from the credit card inquiry terminal 1, and then inputs the amount and installment month using the keypad of the mobile phone 30, the mobile phone 30 receives the credit card 51 ) The inquiry request data (credit card number, sales amount, installment month, merchant ID) is transmitted to the wireless network as a packet, and transmitted to the server of the VAN company via the mobile communication company WAP server.
VAN사는 카드(51)발급사인 은행 또는 카드사 서버로 관련 데이터를 전송한다.The VAN company transmits related data to the bank or card company server which is the issuer of the card 51.
은행 및 카드사는 전송된 승인요청 데이터에 대한 결과 데이터를 요청 데이터 흐름의 역순으로 전송하면, 휴대폰(30)은 신용카드(51) 승인요청 데이터에 대한 결과를 LCD에 표시하고 신용카드조회 단말기(1)에 해당 데이터를 전송하면 신용카드조회 단말기(1)는 프린트(70)를 제어하여 해당 영수증(71)을 출력한다.When the bank and the card company transmit the result data for the transmitted authorization request data in the reverse order of the request data flow, the mobile phone 30 displays the result for the credit card 51 authorization request data on the LCD, and the credit card inquiry terminal 1 When the corresponding data is transmitted to the credit card inquiry terminal 1 controls the print 70 to output the corresponding receipt (71).
즉, 고가이고 복합적이며 다기능인 무선 신용카드조회기가 없어도, 휴대폰(30)과 신용카드조회 단말기(1)만으로 신용카드 승인을 받고, 고객에게 영수증(71)을 발급할 수 있으며, 신용카드(51) 승인 내역은 VAN사가 저장하여 카드사 및 은행에 신용매출대금을 청구하고, 청구된 대금은 카드사가 가맹점에 입금하는 신용카드(51) 결제 서비스가 가능하게 된다.That is, even without an expensive, complex and multi-functional wireless credit card inquiry machine, a mobile phone 30 and a credit card inquiry terminal 1 can receive a credit card approval, and issue a receipt 71 to a customer. ) The VAN company stores the authorization details and charges the credit card company to the credit card company and the bank, and the charged money becomes available for the credit card 51 payment service that the card company deposits at the merchant.
이와 같이, 본 고안은 기존의 다양한 유형의 휴대폰을 그대로 활용할 수 있고, 데이터 통신요금 외에 별도의 이동통신 가입에 따른 추가비용의 부담이 없으며, LCD, 키패드, 무선통신은 휴대폰에 구비된 기능을 활용함으로써, 부피가 작고 경량으로 휴대가 간편하고, 이용료 및 제작비용이 저렴하여 이용자는 경제적 효용가치와 편의성을 동시에 확보할 수 있는 효과가 있다.As such, the present invention can utilize various existing types of mobile phones as it is, and there is no burden of additional costs due to the separate mobile communication subscription in addition to the data communication charges, and the LCD, keypad, and wireless communication utilize functions provided in the mobile phone. By doing so, it is small in size and light in weight, easy to carry, and the user fee and production cost are low, so that the user can secure economical utility value and convenience at the same time.
또한, 유선망 이용에 따른 장소적 제약을 극복하고 휴대폰 통신이 가능한 장소에서는 사용이 가능함으로 유동적 신용카드 결제가 필요한 이용자에게 편의성을 제공할 수 있다.In addition, it is possible to provide convenience to users who need to use a liquid credit card payment because it can be used in places where cell phone communication is possible, overcoming the limitations of location due to the use of a wired network.
휴대폰 전용 신용카드조회 단말기는 휴대폰과 신용카드조회 단말기가 일체형으로 구성되어 휴대와 사용이 간편하다.Cell phone-only credit card inquiry terminal is easy to carry and use because the mobile phone and credit card inquiry terminal is composed integrally.
휴대폰의 패킷통신 기능과 휴대폰에 구비된 키패드 및 LCD를 이용해 정보입력 및 확인이 가능하므로 신용카드조회 단말기의 제작비용 및 부피가 감소하는 효과가 있다.The packet communication function of the mobile phone and the keypad and LCD provided in the mobile phone enable information input and confirmation, thereby reducing the production cost and volume of the credit card inquiry terminal.
기존에 사용하는 휴대폰을 이용하기 때문에 CDMA 모듈이 내장되어 이동통신 가입비, 기본료를 부담하여야 하는 무선 신용카드조회기에 비해서 신용카드조회 단말기를 이용할 경우 휴대폰 데이터 통신비만 부담함으로 이용자의 경제적 효용가치를 높일 수 있다.Because of the use of existing mobile phones, the CDMA module is built-in, so it is possible to increase the economic utility value of users by paying only the data communication costs of mobile phones when using a credit card inquiry terminal, compared to the wireless credit card checker that has to pay the mobile communication subscription fee and basic fee. have.
휴대폰 전용 신용카드조회 단말기는 휴대폰의 크기와 포트의 종류에 관계없이 단말기가 휴대폰 고정장치 및 연결장치를 구비하고 있는 일체형으로 사용자의편의성을 높일 수 있다.Regardless of the size and port type of the mobile phone, the credit card inquiry terminal for a mobile phone can increase the user's convenience as an integrated device having a mobile phone fixing device and a connection device.
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| KR20-2003-0026776U KR200333809Y1 (en) | 2003-08-20 | 2003-08-20 | terminal for inquiring of credit card for mobile phone |
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