KR200328694Y1 - A automatic terminal for paying public imposts using bar-code - Google Patents

Abstract

The present invention relates to an automated terminal capable of paying bills using a simplified bar code payment process and a bill payment service method using a barcode of an automated terminal, and an automated terminal capable of paying bills using a barcode according to the present invention. Is characterized by simplifying the procedure for paying bills by simultaneously displaying all information on bills read by the barcode scanner and a message asking the customer to confirm bill payment. Utility bill payment service method using the barcode of the automated terminal according to the main feature is that the utility bill payment service is available. According to the automated terminal and the utility bill payment service, unnecessary procedures due to the utility bill payment are omitted, and the customer can conveniently pay the utility bill by a simple procedure.

Description

Automatic terminal for paying billing service using barcodes {A automatic terminal for paying public imposts using bar-code}

The present invention relates to an automated terminal capable of a utility bill payment service which greatly simplifies the procedure of utility bill payment.

In general, banks have a payment window for various utilities (including electricity, water, gas, insurance, apartment management fee, tuition, etc.) and a bank clerk who handles utility payments at the payment window. I was paying bills. However, because the bank's working hours are shorter than those of a typical customer's workplace, the customer pays utility bills, usually during lunch breaks. Thus, the utility bills are runaway during lunchtime, especially in conjunction with the modern set-ups of the couples and their banks on Saturdays. However, in the process of paying utility bills using the payment window, it is difficult to provide sufficient services according to the bill payments required by a large number of customers since there is a time limit that can be processed per bank employee. There was an inefficiency in wasting manpower on procedures. Therefore, an automated terminal for developing a utility bill payment service such as Korean Patent Registration No. 10-0297245 has been developed.

The automated terminal, as described and disclosed in the specification and drawings of the registered patent, more specifically, the configuration and operation of the invention, claims and Figures 2 to 6, it is possible to select the type of transaction, payment institution, etc. It supports a number of messages to guide the user, and supports the multi-step complicated process of reading the bill record information by receiving the instructions input from the customer according to the message, and the message to guide the user to select the payment method. Therefore, the main characteristics of the system include a multi-step complex process of executing billing processing according to a payment method required by a customer, and a process of sending receipt confirmation information to a corresponding institution (final payment institution such as KEPCO and Korea Telecom).

However, such an automated terminal,

First, since the 1D (one dimension) bar code with a small amount of information accumulation is planned, communication of the relevant institution is inevitably required to know more detailed billing details, and therefore, it was necessary to have a complicated multi-step process. It is difficult to quickly process the utility bills due to the time delay caused,

Second, the frequent input action for the confirmation of the customer, which is inevitably required in the complex process of the multi-step as described above, may inevitably lead to inconvenience and complexity in use, and may also be accompanied by a mistaken input by the customer.

Therefore, even when the utility bill payment service is started using the above-mentioned automated terminal, the problem of delayed utility bill payments that are congested at lunch time, etc., and the inconvenience of customers due to this still exist.

Third, the automated terminal communicates directly with the relevant institution and keeps the data directly. Thus, in the near future when the utility bill payment using the automated terminal is expected to be generalized, there is a complicated communication system and memory for communicating with a large number of relevant agencies. Therefore, problems such as increase in costs associated with production and installation of automated terminals and delays in processing such as communication and data storage will inevitably occur.

Fourth, the automated terminal also has a problem in that it does not plan to pay utility bills by bankbooks that are frequently used next to various cards.

The present invention is devised to solve the above problems, the object of the present invention,

Firstly, it is possible to speed up the payment of utility bills by omitting complicated multi-step procedures,

Second, the utility bill can be easily carried out by a simple procedure.

Third, the archiving of data and the transmission of information to the relevant institutions leave the role of the existing bank server, which is already linked with the vast communication network including the bank network, and the simple communication that allows communication only with the bank server. To build a system,

Fourth, it is to provide a bill payment service method of an automated terminal and an automated terminal capable of a bill payment service using a barcode that can also perform a payment process by the bankbook.

1A to 1C are schematic diagrams of an automated terminal capable of paying a utility bill using a barcode according to an embodiment of the present invention.

2 is a block diagram of the automated terminal of FIGS. 1A-1C.

Figure 3 is a flow chart for a utility bill payment service method according to an embodiment of the present invention using the automated terminal of Figures 1a to 1c.

4 to 8 is a display screen according to each situation displayed by the display device of the automated terminal of FIG.

* Description of the symbols for the main parts of the drawings *

100a, 100b, 100c: automated terminal 11: main controller

12: card recognition device 13: bank account processing device

14: cash machine 15: barcode scanner

15a: display unit 16: display unit

17: input device 17a: barcode payment button

18: issuing device 19: communication unit

Therefore, the automated terminal capable of paying bills using a barcode according to the present invention for achieving the above object, the card recognition device that can recognize a variety of cards of the customer; A barcode scanner that reads a barcode having all information about a utility bill held by the customer; An exhibition device capable of displaying all the information about the utility bill read by the barcode scanner and a message asking the customer to confirm the payment of the utility bill, and then displaying a message according to the completion of the utility bill payment; Issuing device for issuing a certificate of detail according to the payment of the utility bills; The utility bill is controlled according to the utility bill payment command of the customer who checks the message displayed on the exhibition device and transmits the information about the result of the payment process to the bank computer server. A main control unit capable of executing a series of processes for; An input device capable of inputting, by the customer, the necessary items requiring input into the main controller; And a communication unit for allowing the main control unit to communicate with the bank side server computer. It is another feature to include a.

The input device is also characterized in that it is provided with a barcode payment button which can request the customer to execute the utility bill payment process.

In addition, the automated terminal further includes a bankbook processing device that can recognize the various bankbooks of the customer, and can process the record according to the bill payment, the main control unit can control the bankbook processing device It features.

The automatic terminal may further include a display device that may output a specific light indicating that the barcode scanner is in operation and a specific sound indicating that the barcode reading is completed.

On the other hand, in general, barcodes can have much more information than traditional 1D (one dimension) barcodes, and 2D (tow dimension) barcodes are emerging. The present invention aims to pay bills using 2D barcode.

Therefore, hereinafter with reference to the accompanying drawings a preferred embodiment of the present invention for an automated terminal capable of paying bills using 2D bar code will be described in more detail.

Figures 1a to 1c is a schematic diagram showing three examples of each of the automated terminal (100a to 100c) capable of bill payment service using a barcode according to an embodiment of the present invention, Figure 2 is a view of Figures 1a to 1c This is a block diagram for the automated terminals 100a to 100c. 1A to 2, the automated terminals 100a to 100c according to the present exemplary embodiment include a card recognition device 12 capable of recognizing various cards of a customer, and recognizing various bankbooks of a customer to pay bills. A passbook processing device 13 capable of processing a record according to the present invention, a barcode scanner 15 for reading a bar code having all the information about the utility bill held by the customer, a specific light indicating that the barcode scanner 15 is in operation and A display device (15a in FIG. 2) capable of outputting a specific sound indicating that the barcode reading is completed, a cash in / out device 14 for enabling cash withdrawal processing, and the barcode read by the barcode scanner 15. An exhibition device 16 capable of simultaneously displaying all information about utility bills and a message asking the customer to confirm the payment of the utility bills, and displaying a message according to the completion of the utility bill payment; Issuing apparatus 18 capable of issuing a reverse certificate, and the utility bill payment process according to the utility bill payment order of the customer who controls the above devices and checks the message displayed by the exhibition device 16, A main controller 11 capable of executing a series of processes for paying bills for transferring information about the result to a server computer (not shown) of the bank, and inputting the necessary items required for input by the customer into the main controller 11. And a communication unit 19 which enables the input device 17 and the main control device 11 to communicate with the bank-side server computer. Of course, such automated terminals (100a to 100c) can be combined with a variety of devices that enable the conventional cash and withdrawal service using a variety of cards or bankbooks to perform any service, such a configuration is more preferable in terms of utilization of the device Therefore, this embodiment also plans such a configuration.

In addition, the input device 17, the customer enters the password of the card or bankbook, requests that the customer to execute the bill payment processing process using a barcode, or to execute the process for other services, or the above process And a number of buttons to enable the required user to make the required input. Of course, such a plurality of buttons may be separately provided around the display screen as shown in FIGS. 1A and 1C or as required in the art, as shown in FIG. It may be substituted in the possible form. In addition, a barcode payment button (button 6 in FIG. 1A, 17a in FIG. 1C) that may request to execute a processor for bill payment processing using a barcode is used as shown in FIG. 1C for convenience of use. It may have a configuration such as being positioned separately at the top of (15) or may be provided in different colors.

In addition, although the display device 15a is preferably operated by the main controller 11, it is more preferable that the display device 15a can be operated by its own control operation of the barcode scanner 15 by being installed in the barcode scanner 15. The present embodiment follows the latter example.

On the other hand, Figure 3 is a flow chart for a bill payment service method using a barcode of an automated terminal according to an embodiment of the present invention using the automated terminals (100a to 100c) of Figures 1a to 1c.

3 will be described with reference to the utility bill payment service method of the automated terminal (100a to 100c) according to the present embodiment.

First, the display device 16 displays an initial screen as shown in FIG. 4 as in a general automated terminal.

On the other hand, the customer inserts the card or bankbook in the card recognition device 12 or passbook processing device 13 of the automated terminals (100a to 100c).

The main controller 11 controls the card recognition device 12 or the passbook processing device 13 to recognize the card or the passbook, and then causes the display device 16 to show the display device 16 as shown in FIG. Display a screen asking for the type of transaction.

If the customer wants a general cash and withdrawal service, the main control unit 11 will operate a cash and withdrawal service system, but if the customer wants to pay a bill using a bar code, the main control unit 11 will use a bar code payment service system. Start the operation. The operation command of the utility bill payment service system of the main controller 11 includes a barcode payment button (button 6 of FIG. 1A and a barcode of FIG. 1B), through which a customer can input a utility bill payment command using a barcode among the plurality of buttons. It is inputted to the main controller 11 by pressing the utility bill payment icon, the barcode payment button 17a shown in Fig. 1C. The operation command of the utility bill payment system may be entered by referring to the exhibition screen asking the transaction type as in the present embodiment, but depending on the application example, it is shown in FIG. 1C provided irrespective of the exhibition screen asking the transaction type. It can also be input by pressing the barcode payment button. This application example is preferable because the method of paying the barcode for the utility bill is known to the customers as the payment form of the utility bill, since it can save time.

As described above, the main controller 11 receiving the operation command of the utility bill payment service system from the customer inputs power to the barcode scanner 15 and commands to read the barcode.

The barcode scanner 11 performs a barcode reading in response to an input of a power source, wherein the display device 15a is configured to inform the customer of the position of the barcode scanner 11 and to inform that the barcode scanner 11 is in operation. Output light. The output of the light may be configured to remind the customer around by repeatedly turning on and off, or by repeatedly switching the light color. Of course, the display device 16 may be controlled to display a guide message as shown in FIG.

Meanwhile, when the customer places a barcode (which may be printed on a bill for bills or the like, or may be printed on a liquid crystal display such as a mobile phone) on the barcode scanner 15 having all information on the bill held by the customer, The barcode scanner 15 reads the barcode possessed by the customer and outputs a specific sound by the display device 15a when the reading is completed, so that the client no longer needs to place the barcode on the barcode scanner 15. Inform.

The main controller 11 causes the display device 16 to display all the information about the utility bill read by the barcode scanner 15 so that the customer can check it. That is, since the present invention is intended for a 2D bar code that can have a large amount of information, all necessary information such as a billing authority, a payer's name, fee details, and payment amount as shown in FIG. 7 will be read and displayed at once. It can be. Therefore, there is no need to display a message requesting confirmation of the separate utility information required for payment of utility bills, such as the selection of the payment agency, and of course, communication with the relevant agency does not need to be made at the moment, and the customer also has a separate utility information. It does not require unnecessary and cumbersome input.

In addition, as shown in FIG. 7, a message asking for confirmation of the customer is displayed together with all the information on the above bills and whether to pay the bills.

Therefore, when the customer confirms that all the information about the utility bill is true, the pay button provided on the input device 17 (the button 1 of FIG. 7 or 100b in the case of 100b may be displayed on the display). Press This act is an input act that the customer requests the main controller 11 to pay the utility bill.

After receiving the customer's payment processing request, the main controller has a process of asking the customer for a password to confirm whether the card or bankbook is a legitimate holder, and then proves to be a legitimate holder. If so, the utility bill payment is processed according to the above payment request.

If the process of processing the utility bill is further subdivided, the process of transferring information about the utility bill payment and the payment process to the bank computer server <307a> and a message as shown in FIG. 8 according to the completion of the utility bill payment to the customer. Display process <307b> and the process of issuing a certificate of detail <307c> in response to the request of the certificate of detail (receipt) according to the payment of the utility bill (when the customer presses the button 2 in FIG. 8). Can be. If payment is made, it is necessary to carry out a process in which records are recorded to organize the accounts.

When all of the above processes are finished, the main controller 11 displays the initial screen on the display device 116 and returns to the standby state for the next customer, thereby making it possible in the automated terminals 100a to 100c. All processes necessary for payment of utility bills are terminated. Of course, the necessary steps afterwards remain an area of the bank server.

On the other hand, the series of processes as described above is only one preferred embodiment according to the present invention. Therefore, the above-described process may be changed before and after the order within the limit of maintaining the essential features of the present invention. That is, the order of recognition of the card or bankbook may be made after the barcode reading, and it may be located at any stage if the card or bankbook is recognized after being recognized as a legitimate holder.

As described above, although the detailed description of the present invention has been made by the embodiments with reference to the accompanying drawings, FIGS. 1 to 8, the above-described embodiments have been described by way of example only. It should not be understood to be limited only to the examples. Therefore, in addition to the above description, a person having ordinary knowledge in the technical field to which the present invention belongs may easily implement the present invention in another form within the same category as the above embodiment, or by simply describing the embodiment of the present invention, or the present invention. It will be possible to devise an even area.

As described in detail above, according to the present invention, by using a 2D bar code having a large amount of information accumulation,

First, the bill payment is simplified to provide customers with the convenience of use,

Second, the payment of utility bills is made through a simple procedure, which can greatly reduce the time required for payment of utility bills.

Third, by simply configuring the system of the automated terminal, not only can the production and installation cost be reduced,

Fourth, there is an effect of increasing the convenience of use by performing the payment processing by the passbook.

Claims (4)

According to the customer's bar code payment processing order, each device is controlled to pay the utility bill, and when the payment is completed, the utility bill transfers the information on the result of the payment to the server computer of the bank. A main controller capable of executing a series of processes; A bar code scanner capable of reading a bar code having all the information about the utility bill held by the customer in the process under the control of the main controller; A card recognition device capable of recognizing the various cards of the customer in the process under the control of the main controller and a bankbook processing device capable of recognizing the bankbook of the customer and processing the record according to the bill payment; Under the control of the main controller, all information about the utility bill read by the barcode scanner and a message asking the customer to confirm the payment of the utility bill are displayed together, and a message according to the completion of the utility bill payment can be displayed later. Display device; An issuing device capable of issuing a certificate of payment according to the utility bill payment when the utility bill payment processing is completed in the process under the control of the main control window; An input device for allowing the customer to input necessary items required for input to the main controller according to the slow down; It is possible to exchange information between the main controller and the server computer on the bank that may be required in the process, and the information on the result of the payment processing according to the completion of the utility bill payment from the main controller to the server computer on the bank side. An automatic terminal capable of a bill payment service using a barcode, comprising: a communication unit that enables transmission to a server computer on the bank side. The method of claim 1, The input device is an automated terminal capable of a bill payment service using a bar code, characterized in that the customer has a bar code payment button to request that the customer executes the bill payment processing process by the bar code. delete The method of claim 1, An automatic terminal capable of a bill payment service using a barcode further comprising a display device for outputting a specific light indicating that the barcode scanner is in operation and a specific sound indicating that the barcode reading is completed.