KR20030097400A - Electronic settlement managementing method from the game room using the smart card and system for thererof - Google Patents

Abstract

PURPOSE: A method for managing an electronic payment of a game room using a smart card and a system therefor are provided to execute an accounting and paying process by a smart card. CONSTITUTION: A bank server(23) is connected to an Internet network(21) and manages a deposit and a payment of accounts of each game room. A game room managing server(25) is communicated with the bank server(23) through the Internet network(21), manages a charge and a deposit of electronic money, and manages a charge and a collection of money to a client card in a game room. A manager PC(27) is connected to the game room managing server(25). A plurality of depositing and paying terminals(29) are connected to the manager PC(27). A plurality of client PCs(31) are managed by the game room managing server(25). Client depositing and paying terminals(33) are connected to each client PCs(31). A database(35) includes registered member information, registered depositing and paying detailed information to a bank account, and registered accounting information in a game room.

Description

Electronic settlement management method using the smart card and the electronic payment management system for it {Electronic settlement managementing method from the game room using the smart card and system for thererof}

The present invention relates to an electronic payment management system and method, and more particularly, to an electronic payment management system and method through charging and collection using a smart card.

The development of information and communication technology, summarized with the word digital revolution, is causing a great change in the way of life of mankind, and the spread of personal computers and the explosive development of the Internet are based on the knowledge and information of e-commerce and e-business. It is bringing innovative changes to human life from an economic and cultural perspective, such as changing business, revitalizing the cyber world through information sharing, and acting as a new media to replace the media and broadcasting.

In other words, thanks to the development of digital communication technology and the activation of the Internet, various goods and services, which did not exist before, are appearing in the virtual space called the Internet. As a result, the types and forms of services, such as payment of online expenses, are becoming very diverse.

It is the PC room (or game room) that young people use a lot to show the development of such Internet technology. The PC room connects several PCs to the Internet dedicated line so that clients who use the PC can use the Internet for a predetermined fee, and are usually operated in a way that limits the use time in accordance with the cash paid.

That is, as shown in Figure 1, a management server 11 for managing all the computers in the PC room, a plurality of client PCs 13 and administrator PCs 15 connected through the network with the management server 11 It is composed of

Such a conventional PC room operating system is that the billing is made in cash and the use time of each PC is set in correspondence with the cash paid by the client so that the PC can no longer be used after the set time has elapsed. Therefore, in order to extend the use of the PC was inconvenient, such as paying cash again.

In addition, there is a disadvantage in that the set time in billing payment cannot be added in units of 10 minutes. As a result, the client is subject to a lot of restrictions on usage and billing.

In addition, it was unable to support billing and Internet electronic payment, and because many unspecified people use it, the ID and password entered on the Internet are easily exposed, limiting the user's use of the computer on the PC. These individual security vulnerabilities exist in existing game rooms.

The present invention has been made to solve the problems of the prior art as described above, to provide a game room electronic payment management method using a smart card that can be charged and settled by a smart card and an electronic payment management system for the same. There is this.

Game room electronic payment management method using a smart card of the present invention for achieving the above object is a step of charging a certain amount of electronic money from the first smart card provided in the bank to the second smart card in the game room, the amount requested by the client Correspondingly charging the electronic money charged in the second smart card to a third smart card, which is a client card, through a network in a game room, calculating a fee according to the use of a client's PC, and then corresponding electronic money. Charging from the third smart card from the fourth smart card as the charge collection card, and integrating the electronic money charged in the fourth smart card as the collection card into the fifth smart card as the deposit card; And depositing with the first smart card through an internet network. All.

In addition, the electronic payment management system according to the present invention is connected to the Internet network and manages the deposit / withdrawal of each merchant account, inserted into the deposit / withdrawal terminal connected to the bank server and divides the electronic money into the merchant A first smart card for banks charged with a certain amount of electronic money for charging, and connected to the Internet network to manage charges from the first smart card and deposits to the first smart card; A game room management server controlling billing processing, an administrator PC and a plurality of client PCs connected to the game room management server, a plurality of administrator input / output terminals connected to the administrator PC, the game room management server and It is connected via a dedicated line and is inserted into any one terminal of the administrator's deposit / exit terminal to receive electronic money from the first smart card. A second smart card for transmitting the received and charged electronic money to a plurality of client cards, and an electronic money from the second smart card through an internal network and inserted into a client input / output terminal connected to the client PC; And a third smart card for charging a fee for using the client's PC, a fourth smart card inserted in the administrator's deposit / withdrawal terminal and charged with the client's PC fee from the third smart card; And a fifth smart card for depositing electronic money charged to the first smart card through an internet network by receiving the electronic money charged in the fourth smart card.

1 is a system configuration diagram of a conventional general game room

2 is a block diagram of a game room electronic payment management system using a smart card of the present invention

3 is a diagram illustrating the flow of electronic money according to a game room electronic payment management system using a smart card of the present invention.

4 to 6 is a view for explaining a game room electronic payment management method using a smart card of the present invention.

* Description of the symbols for the main parts of the drawings *

21: Internet network 23: Bank server

25: game room management server 27: administrator PC

29: Administrator's deposit / withdrawal terminal 31: Client PC

33: incoming and outgoing terminals for clients 35: database

37: Bank deposit and withdrawal terminal 39: Internal network

100: first smart card 200: second smart card

300: third smart card 400: fourth smart card

500: the fifth smart card

Hereinafter, a game room electronic payment management method using a smart card of the present invention will be described in more detail with reference to the accompanying drawings.

First, the billing in the game room according to the present invention uses a smart card capable of interactive transfer of information by embedding a microprocessor, a memory, an I / O protocol, and an application program. The smart card has been applied to a variety of applications, such as using as an electronic wallet in the financial system by securing convenience, compatibility, accuracy and security of electronic commerce based on advanced technologies of semiconductors and software.

Electronic purse is a plastic card with IC chip that stores a certain amount of deposit in the bank account electronically through the deposit / withdrawal terminal and saves it to the value stored in the card when purchasing goods or services. A payment method that pays like cash.

In general, an electronic wallet is issued to an individual by an issuer, such as a financial institution, using a smart card with security function, and the individual records value information through a terminal permitted by the issuer or an online terminal. When the product is purchased at the merchant's terminal, payment is made like cash.

Since smart cards are issued on the basis of bank deposits, in order to have an electronic wallet, an account must be opened in the issuing bank, and the electronic wallet must have a physically secure structure. In addition, you can use a smart card that is not linked with the bank, but because it is not linked with the bank account, the charge / deposit can be charged directly in cash at the game room server or electronic money charging station.

The present invention relates to a game room electronic payment management method that can be billed in the game room using a smart card that can store and transfer the value, and largely the Internet network for communication between the bank server, the game room server and each server and It includes an online deposit and withdrawal terminal connected to each PC in the game room. For reference, it is obvious that the card described below is a smart card.

2, the game room electronic payment management system using the smart card of the present invention is connected to the Internet network 21, the bank server 23 for managing the deposit / withdrawal of each game room account, and the Internet network 21 The game room management server 25 and the game room management server 25 which communicates with the bank server 23 and manages the charging and depositing of the electronic money, and manages the charging and collection of the card for the client in the game room. A manager PC 27 connected to the manager PC, a plurality of manager input / output terminals 29 connected to the manager PC 27, and a plurality of client PCs 31 managed by the game room management server 25. ), A client deposit / withdrawal terminal 33 connected to each client PC 31, and a database 35 in which member information, deposit / withdrawal history information to a bank account, and billing information in a game room are registered. It is configured to include.

Here, the bank server 23 is connected to the bank entry / withdrawal terminal 37, the bank entry / withdrawal terminal 37 is charged a certain amount of banks to charge the electronic money divided by the charging card of each merchant The first smart card 100 is inserted.

The card used in the electronic payment management system of the game room is largely, the first smart card 100 is charged with a certain amount in order to charge the electronic money with the card for charging of each merchant, and the first through the Internet network 21 The second smart card 200, which charges as much electronic money as the game room manager wants from the smart card 100, and the electronic money as much as the client wants from the second smart card 200, the network 39 in the game room. A plurality of third smart cards 300 to be charged through the fourth smart card 400 to collect a fee for using the PC 29 of the client from each of the third smart cards 300, and the first 4 is divided into a fifth smart card 500 that deposits the amount collected by the smart card 400 to the first smart card 100 through the Internet network 25.

The administrator's deposit / withdrawal terminal 29 charges a predetermined amount from the first smart card 100 through the Internet network 21 and transfers the charged electronic money to a plurality of third smart cards 300 in the game room. The terminal into which the second smart card 200 for charging is inserted and the fee for using the PC of the client are charged from the third smart card 300, and the charged amount is charged with the fifth smart card 500. And a terminal into which the fourth smart card 400 is inserted.

The client deposit / withdrawal terminal 33 is a client-only terminal connected to each client PC 31, and the client customer charges cash to the second smart card 200, and the settlement fee according to the use of the PC. The third smart card 300 which is charged with the fourth smart card 400 is inserted.

The third smart card 300 may be a smart card owned by the client or a smart card provided in the game room, and in fact, the card is charged with electronic money, such as cash, so that only the payment of the fee for using the PC in the game room is possible. Rather, it is a smart card that enables online deposit / withdrawal, which enables payment according to product purchase in an internet shopping mall.

For reference, when the third smart card 300 is not a game room, but is a smart card owned by the client himself, the third smart card 300 is charged in the second smart card 200 managed in the game room or left after being used in another game room. You can use the money as it is or get it directly from the bank on the Internet. This is because the third smart card can be used for electronic money online withdrawal and withdrawal, so that after accessing the homepage of the bank with which he / she is trading, he / she can receive electronic money directly from his / her account through login and authentication procedures.

In other words, if the client has a smart card capable of online deposit / exit, the client inserts his smart card into the client deposit / withdrawal terminal 33 connected to the client PC 31 assigned to the client. After that, use your PC. At this time, while the client is using the PC, the fee for use of the program is settled by the values set in the game room management server 25 and billing is automatically made in minutes. Therefore, the client does not have to pay cash to the game room manager and be provided with a third smart card separately. When the use of the PC is finished, the user may take his smart card as it is.

Of course, if the client uses the third smart card 300 provided in the game room, when the use of the PC is finished, the third smart card 300 should be returned to the game room manager, if the third smart card 300 to return ), The game room manager must return the cash corresponding to the balance to the client.

The game room management server 25 may obtain information of the third smart card 300 inserted into each client's deposit / exit terminal 33, and controls charging and charging using this information. In addition, when the remaining amount is insufficient in the third smart card 300 inserted in the current cash input / withdrawal terminal 33 for the client, a recharge request message is created and transmitted to the corresponding client PC 31 to be recharged.

The database 35 includes a card information DB in which information about a third smart card 300 provided to each client is registered, and a second smart card 200 of a game room in a first smart card 100 provided in a bank. Charge / deposit transaction history DB where information such as the charge history and the details of the deposit from the fifth smart card 500 to the first smart card 100 are registered, and the fee collection history is recorded in the game room. It is configured to include a DB.

For reference, Figure 3 illustrates the flow of electronic money according to the electronic payment management system using a smart card of the present invention.

The game room electronic payment management method using the smart card of the present invention configured as described above will be described with reference to the accompanying flowchart.

First, the game room electronic payment management method using the smart card of the present invention to charge the electronic money from the first smart card 100 provided in the bank to the second smart card 200 of the game room using the Internet network 21 And charging the electronic money from the second smart card 200 through the internal network to the third smart card 300 provided to the plurality of clients in the game room, and calculating the fee according to the use of the PC of the client. Billing processing.

Here, in the charging step, the client inserts the third smart card 300 provided from the game room manager into a card lead / light terminal (client input / output terminal) connected to his PC and then uses the PC. In the billing program installed for each client PC, the fee is settled in minutes, preferably in 10 minutes, and the electronic money charged in the third smart card 300 is inserted into the administrator's input / output terminal 29. The fourth smart card 400 is charged.

For reference, a plurality of administrator input / output terminals 29 are connected to the administrator PC 27, and typically, a second smart card for charging electronic money with the third smart card 300 provided to the client. One input / output terminal into which 200 is inserted, and a plurality of input / output terminals with a fourth smart card 400 into which charges for use of a PC are collected from the plurality of third smart cards 300. do.

On the other hand, when the billing processing step is completed, the fifth smart card which is a deposit-only smart card for depositing the electronic money collected by the plurality of fourth smart card 400 to the first smart card 100 provided in the bank Integrating into 500 may further include depositing the first smart card 100 through the Internet network 21.

Hereinafter, the step of charging the electronic money from the first smart card 100 to the second smart card 200 will be described with reference to FIG. 4.

After the game room manager accesses the game room management server 25 (S401) and inputs the charge request information of the electronic money, the game room management server 25 activates an application for charging (S402), and for the administrator The first smart card 200 inserted into the administrator's deposit / exit terminal 29 connected to the PC 27 and the first smart card inserted into the deposit / withdrawal terminal 37 connected to the bank server 23. The card 100 transmits information (smart card activation information) indicating the start of the transaction (S403).

The first smart card 100 and the second smart card 200 receiving the information indicating the start of the transaction from the game room management server 25 exchange the transaction information for the charging transaction through the Internet network 21 (S404). . That is, the first smart card 100 and the second smart card 200 through the game room management server 25, various numbers necessary for transactions between the smart card, such as the card number, card type, card status and the amount currently charged in the card Exchange information. At this time, the information transmitted from each smart card is transmitted once as plain text and once as encrypted data for encryption. It is a method to check whether the data uploaded between the plain text and the encrypted data to the server has been manipulated by hacking. The important part of the transmitted text is that the plain text and the encrypted data are all moved from the smart card itself to the encrypted data. For the sake of convenience, the amount of money will be sent in plain text for the convenience of technicians who do general coding.

Thereafter, the first smart card 100 transmits the transaction permission request information to the bank server 23 (S405), and the bank server 23 corresponds to the transaction permission request information of the first smart card 100. The game room manager checks the balance of the opened bank account and permits the transaction to be filled within the balance (S406).

Accordingly, the first smart card 100 charges the electronic money corresponding to the charge amount requested by the game room manager to the second smart card 200 which is a charging card of the game room through the internet network 21 (S407). When the charging is completed, if the current amount of money charged to the card and the amount that can be charged later (S408), the charging is finally completed. At this time, in the bank account opened by the game room manager, the balance of the charged amount is reduced.

FIG. 5 is a flowchart illustrating an operation of charging electronic money from a second smart card which has charged a certain amount from a first smart card to a third smart card which is a client card.

As mentioned earlier, there are two types of smart cards required for using a PC in a game room, one of which is a card provided in the game room, and the other is a card held by the client. In the embodiment of the present invention will be described with respect to the step of charging the electronic money in the card provided in the game room.

That is, as shown in the figure, in order for the client to use the PC of the game room, a certain amount of cash must be paid to the game room manager, and the game room manager provides the client with the third smart card 300 provided in the game room.

Accordingly, the client receiving the third smart card 300 from the game room manager inserts the third smart card 300 into the client's deposit / exit terminal 33 connected to the PC assigned to the client. When the third smart card 300 is inserted into the entry / exit terminal 33, the PC of the game room manager is displayed on the PC used by the client.

Accordingly, the game room manager is connected to the game room management server 25 (S501), enter the password of the third smart card 300 provided to the client, the card for charging the electronic money corresponding to the cash paid by the client The second smart card 200 is charged to the third smart card 300.

That is, when the game room manager inputs the password of the third smart card 300, the game room management server 25 transmits the information for starting the transaction to the second smart card 200 and the third smart card 300. (S502). Thus, the second smart card 200 and the third smart card 300 exchanges the transaction information for the charging transaction (S503), each of the smart card 200, 300 is a charge amount, password, etc. After checking the transaction information (S504), the third smart card 300 connected to the PC charges the electronic money corresponding to the charge request amount requested by the game room manager (S505). Thereafter, when the balance of the second smart card 200 and the amount of money charged in the third smart card 300 are displayed (S506), the second smart card 200 is finally charged from the third smart card 300. Is complete.

FIG. 6 is a flowchart illustrating a charging process according to a client's use of a PC. The billing settlement is performed by a charging program installed in the client PC while the client uses the PC.

That is, when the client uses the PC while the third smart card 300, which has been charged from the second smart card 200, is inserted into the client's deposit / exit terminal, the client uses the PC from the moment. The installed billing program operates (S601).

Accordingly, the billing program requires a reference value for the billing set in the game room management server 25 (S602), the game room management server 25 in accordance with the request of the billing program, the billing information, that is, program-specific pricing, billing The charging information related to the period is transmitted (S603). At this time, it is preferable that the charging cycle is usually made in units of 10 minutes.

Thus, the billing program is based on the billing information set in the game room management server 25 after calculating the fee in units of 10 minutes (S604), the third smart card for billing to the game room management server 25 (300) ) And the charging transaction between the fourth smart card 400 (S605).

Thus, the game room management server 25 transmits information indicating the start of the transaction to the third smart card 300 and the fourth smart card 400 (S606). The third smart card 300 and the fourth smart card 400 receiving the information indicating the start of the transaction exchange transaction information between each other for a charging transaction (S607).

Thereafter, when the third smart card 300 charges the electronic money with the fourth smart card 400 in accordance with the fee set by the charging program (S608), the charging process according to the use of the PC of the client is completed. For example, after 10 minutes have elapsed since the client used the PC, the billing program settles the fee according to the type of the program used by the client, and the game room management server 25 removes the electronic money corresponding to the fee settled by the billing program. The third smart card 300 is controlled to be charged by the fourth smart card 400 so that the billing for the use of the PC is finally collected by the third smart card 300 which is the client card. To be charged.

As such, the game room electronic payment management method using the smart card of the present invention is a step of charging the electronic money from the first smart card 100, which is a bank card filled with a certain amount, the second smart card 200, which is a charging card for the game room. And charging the electronic money from the second smart card 200 to the third smart card 300, which is a client card, according to a client's request, and billing processing according to the PC's use of the client.

In addition, after the charging processing step is completed, the method may further include the step of depositing the first smart card 100 by integrating the PC usage fee collected in the plurality of fourth smart card 400 into one card. have.

According to an embodiment of the present invention, the fifth smart card 500, which is a deposit-only card, is integrated with the electronic money charged in the plurality of fourth smart cards 400 to charge the bank card through the Internet network 21. 1 Deposit to the smart card (100). Here, the reason for using a separate deposit card is when a plurality of third smart card 300, which is a client card, or a plurality of fourth smart cards 400, which are collection cards, are used for direct deposit, This is because when a transaction occurs at the same time, a data conflict or a bank server 23 may be somewhat confused even when the balance is settled.

As such, the process of integrating the amount collected from the plurality of clients in the game room into one and charging the first smart card 100 is the same as the charging process between the above-described cards, and thus will be omitted below. In addition, when the electronic money is charged from the fifth smart card 500 of the game room to the first smart card 100, which is a bank card, the bank server 23 stores the charged electronic money in the bank account opened by the game room manager. The amount corresponding to will be transferred.

As described above, the game room electronic payment management method and electronic payment management system using the smart card of the present invention is capable of real-time billing processing through real-time online deposit / withdrawal in the game room, the game room to collect charges according to the use of the PC It is easy to use, and it is convenient for customers to use the game room because the PC usage fee is settled online by the same electronic money as cash, and the electronic money stored in the smart card can be purchased through the shopping mall. Can be used to maximize the convenience of use. The use of the smart card is completely technically secured by the encryption part performed by the smart card itself, which has the advantage of keeping the certificate on the mark card itself during internet banking, internet banking, and recording the e-ticket later. .

Claims (6)

Charging a predetermined amount of electronic money from the first smart card provided in the bank to the second smart card in the game room; Recharging the electronic money charged in the second smart card to a third smart card, which is a client card, through a network in a game room corresponding to the amount requested by the client; Calculating a fee according to a client's use of a PC, and charging a corresponding electronic money from the third smart card from a fourth smart card, which is the fee collection card; And incorporating the electronic money charged in the fourth smart card, the collection card, into the fifth smart card, the deposit card, and depositing the electronic money into the first smart card through the Internet network. Game room electronic payment management method using. The method of claim 1, wherein the charging of the electronic money from the first smart card to the second smart card comprises: Transmitting, by the game room management server, activation information for a charging transaction to the first smart card and the second smart card; Exchanging transaction information for a charge transaction between the first smart card and the second smart card; Acquiring, by the bank server, the balance of the bank account opened by the game room manager, and recharging the transaction within the balance; And charging the electronic money corresponding to the charge amount requested by the game room manager from the first smart card to the second smart card through the internet network. The method of claim 1, wherein the charging of the electronic money from the second smart card to the third smart card comprises: Transmitting, by the game room management server, activation information for a charging transaction to the second smart card and the third smart card; Exchanging transaction information for a charge transaction between the second smart card and the third smart card; And charging the electronic money corresponding to the cash paid by the client from the second smart card to the third smart card. The method of claim 1, wherein the charging of the electronic money from the third smart card to the fourth smart card comprises: The game room management server to activate the charging program installed on the client PC, Calculating a usage fee according to the use of the PC by the client based on the charging reference information set in the game room management server; Transmitting, by the game room management server, activation information for a charging transaction to the third smart card and the fourth smart card; Exchanging transaction information between the third smart card and the fourth smart card; And charging the PC usage fee set by the billing program from the third smart card to the fourth smart card. The method of claim 4, wherein the calculating of the usage fee comprises: The game room electronic payment management method using a smart card, characterized in that the difference is settled for each program type used by the client 10 minutes. A bank server connected to the Internet network and managing deposit / withdrawal of each merchant account; A first smart card for a bank inserted into an input / output terminal connected to the bank server and filled with a predetermined amount of electronic money to divide and charge electronic money to the affiliated store; A game room management server connected to the Internet network to manage charging from the first smart card and depositing to the first smart card, and controlling charging and charging in the game room; An administrator PC and a plurality of client PCs connected to the game room management server; A plurality of administrator input / output terminals connected to the administrator PC; Connected to the game room management server through a dedicated line and is inserted into any one terminal of the administrator's deposit / withdrawal terminal to receive electronic money from the first smart card, and to pay the charged electronic money to a plurality of client cards A second smart card; A third smart card inserted into a client I / O terminal connected to the client PC and receiving electronic money from the second smart card through an internal network and paying a fee according to the use of the client's PC; A fourth smart card inserted into the administrator's deposit / exit terminal and charged with the PC usage fee of the client from the third smart card; Game room electronic payment using a smart card characterized in that it comprises a fifth smart card for depositing the electronic money to the first smart card via the Internet to charge the electronic money charged in the fourth smart card Management system.