KR20030013759A - Pawn selling system of ON/OFF line connection type and service operating method for the same - Google Patents

Abstract

PURPOSE: A system and method for buying and selling by linking on/off line are provided to distribute a pawn through an on-line buying and selling by linking pawnshops on an off-line with an on-line. CONSTITUTION: A link type homepage(300) concludes an agreement with a plurality of pawnshops on an off-line and supplies an individual homepage to each concluded pawnshop for publicizing a selling article. An image/moving picture supplying unit(400) supplies image data or moving picture data in the link type homepage(300) for a netizen. If a netizen is connected to the Internet, a main menu(100) enables the netizen to use the link type homepage(300) and transmits data being supplied from the image/moving picture supplying unit(400) to the netizen. A payment institution(200) pays purchase amount of money with respect to a pawn article to be purchased by a netizen who watches articles being supplied from the image/moving picture supplying unit(400).

Description

Pawn selling system of ON / OFF line connection type and service operating method for the same}

The present invention connects the pawn shops scattered on-line on-line and enables on / off distribution of pledged waters that have expired oil fields remaining in the pawn shops on each offline through online sales. The present invention relates to a sales system and a service providing method of a line-related pawn shop.

In general, the legal meaning of a pawn shop, where the common people borrow a certain amount of money (collectively, pawns) as collateral, is to refer to a place where a loan is made with the terms and conditions to cover the pension. will be.

At this time, a pawn shop shall acquire pledges under civil law, in addition to goods containing securities, secure the bonds with the pensions by the inherited period, and if the pensions are not reimbursed, the pawns shall be purchased. Own a kind of lending.

In Korea, it was a place where banks had high thresholds and the general public needed small amounts of money, but in the 1960s, the "pawn shop business law" was enacted in 1961 to regulate the dysfunctional damage.

According to the "Pawn Shop Business Act", permission of the competent police chief is required to operate a pawn shop (Article 2), and a certain standard pawn water storage facility must be provided (Article 9). When a pawn business owner holds a predetermined book, and the pawn contract, pledge returned, and the disposal of genetic material, the contract date, the item, quantity and features of the pawn, and the address, name, and age of the pawn stock. · Write your occupation / resident registration number and keep it for 3 years from the previous day.

In this case, the period in which the pledged goods that the debtor does not visit should be kept due to the decrease in the bank interest rate, the change in the propensity of consumption, and other reasons, is often referred to as the genetic period. In the case of a business owner who owns the pension, the majority of pension companies with low capital due to financial losses and problems with the collection of significant loans are struggling. It is true.

In addition, even if you want to sell the pledged water expired period is due to the peculiarity of the pyeolcheol article because the distribution is not smooth.

For this reason, in Japan, pawn shops have recently been seeking changes to renovate old dark images, and these efforts are starting to be recognized by consumers as a means of purchasing expensive items at low prices.

For example, the inside of the shop has escaped from the eerie image of the past and has been transformed into a beautiful glass window, capturing the hearts of young women. The opening of a specialty map where mail-order sales are also possible, and the heat of the used market is now hot. I say.

However, since these efforts can only be made by a full-fledged pawnshop owner, small- and medium-sized retail outlets scattered throughout the country are difficult to make their own improvements as described above, and are also easy to sell pensions that have expired. There is a problem that does not.

Therefore, it is also unfortunate that the point of sale of the pawn shop is gradually closed from the point of view of a person who is in a situation where it is difficult to use the bank, or a customer who uses the pawn shop for the purpose of arranging inventory items.

As mentioned above, the necessity of finding an improvement point from both the customer's point of view and the pawnshop owner's point of view has emerged. However, the present invention does not provide a solution for this. To provide on-line and off-line sales system and service for linking to and off-line pensions that have expired oil fields remaining in each off-line pawnshop. There is.

1 is an exemplary configuration of a sales system for an on / offline linked pawn product according to the present invention.

In order to achieve the above object, a feature of the on / offline-linked pawn sale system according to the present invention is that each pawn shop is concluded with an agreement with a number of pawn shops that exist offline. A homepage link module for providing an individual homepage as a place for promoting a corresponding branch and a trade item in correspondence with each other; An image / video providing module for providing netizens with materials according to an image or a video among the materials on the homepage linked through the homepage link module; When any netizen connected to the Internet is logged in or contacted through the Internet, the netizen can surf the homepage connected to the homepage link module, and delivers data provided from the image / video providing module to the netizens. A main management module providing a series of services; And netizens connected through the main management module to surf the homepage connected to the homepage link module and observe the products on sale through the image / video providing module, and pay the purchase price for the pawn goods which revealed their intention to purchase. It includes a payment institution (credit card company, online service, telephone payment service, etc.).

Features of the method for providing on-offline linked pawn sale service according to the present invention for achieving the above object is, recruiting on-line / offline linked contractors for the shopkeepers of the nationwide pawnshops, A first step of posting contents of pawn articles on the Internet whose genetic period has expired from the states; A second process of allowing a member or non-member netizen to make a payment through an associated payment institution when the intention to purchase a pawn item posted by the first process is determined; A third step of delivering the pledged goods that have been approved for payment through the second process; And a fourth process of refunding the settlement amount approved through the second process when returning or returning the pawn service received through the third step.

The above object and various advantages of the present invention will become more apparent from the preferred embodiments of the present invention described below with reference to the accompanying drawings by those skilled in the art.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is an exemplary configuration diagram of a system for selling and selling off-line-type pawn products in accordance with the present invention, each of which is concluded an agreement with a number of pawn shops (not given reference numbers) existing offline; Link-type homepage (300) that provides an individual homepage as a place to promote the sales office and sales items corresponding to each of the pawn shops, and the material according to the image or video among the materials posted on the link-type homepage (300) The image / video providing unit 400 for providing the netizens, and any netizens connected to the Internet when the login or contact through the Internet allows the netizens to surf the link-type homepage (300) Main menu 100 for providing a series of services, such as delivering data provided from the image / video providing unit 400 to the netizens, Netizens connected through the main menu 100 surfs the link-type homepage 300 and purchases a pawn shop that reveals a purchase intention while observing a product on sale through the image / video providing unit 400. It consists of a payment institution (credit card company, online service, telephone payment service, etc.) 200 to pay the amount.

An operation of the on / offline linked pawn sale system according to the present invention configured as described above will be described.

First of all, any goods should be preempted in the pawn shop, but this preemption process is also carried out in the on / offline-linked pawn goods trading system according to the present invention, but it is irrelevant to the gist of the present invention. .

When any user visits the pawn shop in person, the process of "appraisal of goods (mortgage goods) → calculation of the amount (your doctor) → agreement of the price (between you and the branch) → creation of a pledge agreement → payment of the amount (branch) → establishment of a contract" Will be done.

In addition, when an arbitrary user expresses a willingness to trade through the main menu 100 of FIG. My doctor) → Agreed the amount (between me and the branch) → Creating a pension agreement → Paying the amount (branch) → Establishing a contract ”.

If the debtor of the pawns preoccupied by this process or by the conventional method does not go to the pension, the branch will reveal its intention to sell pledged water on its homepage.

In accordance with the request for sales proceeding of the affiliated pawn shop, the main menu (100) requests the input of data such as the specification (state) of the trade item, whether the oil field has passed and the desired sales price, and accordingly, the corresponding pawn shop has related data. Will be uploaded.

Based on the uploaded data, the text data is managed as text data, and the image or video is managed and provided through the image / video providing unit 400.

Then, when any netizen connected to the Internet is logged in or contacts the main menu 100 through the Internet, the main menu 100 displays a product on the linked homepage 300 or according to the request of the netizen. Perform a product search.

When the netizens connected to the service provided by the main menu 100 wish to purchase or request a video (including images), the main menu 100 is provided from the image / video providing unit 400. The netizens will be connected or induced to a payment institution (credit card company, online service, telephone payment service, etc.) 200 for transferring data to the netizens or paying the purchase price of pawn goods that have revealed their intention to purchase.

When netizens purchase approval through the payment institution (credit card company, online service, telephone payment service, etc.) (200), the main menu (100) requests delivery to the corresponding pawn shop and the pawn goods through a specialized delivery company This will be shipped.

In this case, a service such as a refund or a refund according to the purchase refusal is also performed in the main menu 100.

In addition, the above-described trading may be operated in an auction manner.

While the invention has been shown and described in connection with specific embodiments thereof, it is well known in the art that various modifications and changes can be made without departing from the spirit and scope of the invention as indicated by the claims. Anyone who owns it can easily find out.

Providing a method for providing a sales system and service for on / offline linked pawn articles according to the present invention as described above will be displayed jewelry, accessories, bags, fur, electrical appliances, etc., and only a slight benefit to the pawn purchase price By eliminating the margins of middlemen and selling them directly to consumers, they can be supplied at a lower price than the market price.

Claims (2)

A homepage link module for providing an individual homepage as a place where a contract with a plurality of pawn shops existing offline can be promoted and corresponding sales outlets and merchandise can be promoted corresponding to each of the pawn shops where the agreement is concluded; An image / video providing module for providing netizens with materials according to an image or a video among the materials on the homepage linked through the homepage link module; When any netizen connected to the Internet is logged in or contacted through the Internet, the netizen can surf the homepage connected to the homepage link module, and delivers data provided from the image / video providing module to the netizens. A main management module providing a series of services; And Netizens connected through the main management module surfs the homepage connected to the homepage link module and pays the purchase price for pawn goods that reveal the intention to purchase while observing the product on sale through the image / video providing module. Online / offline-linked pawnshop trading system, characterized in that it comprises a payment institution (credit card company, online service, telephone payment service, etc.) for. A first step of recruiting on-line / offline-linked contractors for the shop owners of the nationwide pawn shops, and posting the contents of pawn articles that have expired from the pawn shop owners on the Internet; A second process of allowing a member or non-member netizen to make a payment through an associated payment institution when the intention to purchase a pawn item posted by the first process is determined; A third step of delivering the pledged article approved for payment through the second process; And When the return or return of the pawn goods received through the third step, the on-line / offline linked pawn goods, characterized in that it comprises a fourth process for refunding the payment amount approved through the second process How we deliver the service.