TW201801008A - Network points recharge and consumption system providing an user with registration, login, storage of consumption points, usage of consumption points and advertisement exchange between vendors and operators - Google Patents

Abstract

The present invention is a network points recharge and consumption system, which comprises: a first value storing unit, a exchange unit, a consumer point consumption unit, a point consumption unit, a consumption point reward unit and an advertising unit, which are provided in a network server, an user connects to the first value storing unit for registration and login through a computer or a mobile application program, wherein the first value storing unit is provided therein a first value storing consumption point module for providing the user with at least a first cumulative point, and the first cumulative point can be exchanged to a consumption point through the exchange unit, whereby at least one first goods is purchased in the consumer point consumption unit; the point consumption unit provides the user connections to a first vendor and a second vendor, and the first vendor and the second vendor respectively provide the user through a second stored value consumption point module or a third stored value consumption point module for storing at least a second cumulative point or at least a third cumulative point, but the second cumulative point and the third cumulative point can only be used to purchase goods from the second vendor and a third vendor, respectively. When the user stores the value in the first value storing consumption point module, the second value storing consumption point module or the third value storing consumption point module, 10% isl rewarded through the consumption point reward unit according to the stored value; the advertising unit allows the plurality of third vendors to provide a plurality of the first goods to the operator end, respectively, so that each of the third vendors publishes at least one advertisement in the advertising unit.

Description

Online points recharge consumption system

The invention relates to a network point recharge consumption system, in particular to a computer or mobile application in a mobile electronic device connected to a network server, and provides user registration, registration, stored value points, and points consumption, Exchange of goods and advertisements between multiple sellers and carriers.

With the advancement of the age of technology, today's transaction mechanisms have appeared through virtual transaction payment methods such as financial cards, credit cards, electronic wallets, virtual currencies, or third-party payments, thereby enabling people to carry less physical currency when going out. To make use of its virtual transaction payment method for related consumption, so that it can provide consumers with considerable convenience;

However, as mentioned above, each virtual transaction payment method has its own considerable risks. Taking its third-party payment as an example, its third-party payment system has a trading platform to provide buyers and sellers with money collection and payment services. After purchasing goods from the seller, they choose to use a third-party payment service to pay for the goods. The third-party payment service provider first accepts the money collected by the seller, and then notifies the seller of the payment, and the seller delivers the goods as agreed by the buyer, and the buyer receives After confirming that the purchased goods are correct, notify the third-party payment service provider to pay the collection money to the seller, or transfer the collection money to the seller after meeting certain conditions, so as to effectively complete the transaction between the buyer and the seller. ;

However, because third-party payment is a payment model of a virtual payment layer, other actual payment methods are also needed to complete the operation of its actual payment layer. Therefore, users need to travel long distances to handle business at designated locations to pay their actual payments. Can effectively use its third-party payment; moreover, when the user's bank card (financial card, credit card, etc.) information is exposed to a third-party payment platform, if the creditworthiness or confidentiality of this third-party payment platform is poor , It is very likely to bring considerable risks to users; In addition, the legal status of third-party payment institutions today lacks regulations. Once the institution ends bankruptcy, the electronic money purchased by its users may become bankruptcy claims, It cannot be recovered; and because the user deposits a large amount of funds in the account of the payment platform, and his third-party payment institution is not a financial institution, there is also a risk of depositing funds.

In view of this, how to eliminate the above-mentioned shortcomings is the technical difficulty that the inventor intends to solve; however, based on years of experience in the related industry, the inventor of the present case has made painstaking efforts and researched for years to improve it Those who have successfully completed the case and made the present invention to improve the efficacy.

In view of the above-mentioned shortcomings, the present invention is a network point recharge consumption system including: a first stored value unit, a redemption unit, a consumption point consumption unit, a point consumption unit, a point feedback unit and an advertisement A unit, which is set in a network server, and a user connects to a first stored-value unit for registration and registration through a computer or a mobile application. The first stored-value unit has a first stored-value point. A module that provides users with stored value of at least one first point, and the first point can be converted into consumption points through a redemption unit, thereby purchasing at least one first product in the consumption point consumption unit;

The point consumption unit provides users with a connection to a first seller and a second seller, and the first seller and the second seller respectively provide users with a second stored-value point module or a third storage The value point module uses stored value of at least one second point or at least one third point, and the second point and the third point can only purchase the goods of the second seller and the third seller, respectively. When the stored value of the integral module, the second stored value integral module or the third stored value integral module is used for the stored value, 10% is returned according to the stored value through the point return unit;

The advertising unit provides a plurality of third sellers to provide a plurality of first products to the operator end respectively, so that each third seller publishes at least one advertisement in the ad unit.

The main purpose of the online point recharge consumption system of the present invention is to:

1. No need to use traditional third-party payment, users can store the first point, the second point or the third point according to their needs.

2.Using the predetermined feedback ratio value of the point feedback unit, when the user stores the value, he can get 10% points of the stored value immediately, increasing the user's willingness to store value and further increasing the willingness to spend.

3. The present invention gathers multiple sellers, so the point consumption unit has a first seller list, and the first seller list has a first seller and a second seller (the first seller and the second seller). The seller is the aforementioned multiple sellers), so that the user can use the first seller list to search the first seller or the second seller who wants to consume, and the first seller and the second seller also provide The second stored-value point module and the third stored-value point module, according to user needs, store the second or third point in the second stored-value point module and the third stored-value point module, respectively, and the same Earn 10% points on stored value. In other words, the user's second or third points of stored value are stored in the web server of the second seller or the third seller, respectively.

In addition, when the user purchases the goods of the first seller or the second seller, the second point or the third point is immediately deducted through the deduction mechanism to complete the consumption, and the deduction mechanism can also use the The QR code scanning device scans and deducts the second or third points, so the deduction mechanism has the function of deducting points online and deducting points in the physical storefront.

4. Innovative advertising exchange service, multiple third sellers respectively provide multiple first products to the operator end, so that each third seller end can publish at least one advertisement in the advertising unit, and at the same time, the operator end also consumes points. Consumption units sell each first product, prompting users to exchange the first points for consumption points through the redemption unit to purchase the first product, forming a third product provided by each third seller in exchange for advertising in the advertising unit, And the operator sells the cyclical model of the first product in the consumption points and consumption units to achieve a commercial win-win.

5. Enhance the privacy effect of personal financial information. Regardless of the user's stored value first points, second points, or third points, the present invention does not pass through a third-party payment system. The stored value point module and the third stored value point module are users who store the first point directly by cash, bank account transfer or credit card swiping. They only convert the user's money into first point, second point, or The third point, when the user wants to purchase the first product, then convert the first point into a consumption point, that is, the first product can be purchased, and when the user wants to purchase the second or third product, the corresponding deduction is directly deducted. The second or third points, so that users do n’t need to use traditional credit cards, debit cards, VISA debit cards, yoyo cards or all-in-one cards, they can directly consume through the online point recharge consumption system of the present invention, greatly improving convenience Sex.

In order to make it easy for the reviewing committee members to understand the content of the present invention and the effects that can be achieved, specific embodiments are listed with illustrations, and the details are as follows:

Please refer to the first figure, the online point recharge consumption system 1 of the present invention includes: a first stored value unit 10, a redemption unit 20, a consumption point consumption unit 30, a point consumption unit 40, and a point feedback unit 50 And an advertising unit 60.

Please refer to the second figure. The above-mentioned first stored-value unit 10, redemption unit 20, consumption point consumption unit 30, point consumption unit 40, point feedback unit 50, and advertising unit 60 are used for the online point recharge consumption of the invention respectively The keys in the interface of the system 1 are clicked and used as required, and the first stored value unit 10, the redemption unit 20, the consumption point consumption unit 30, the point consumption unit 40, the point feedback unit 50 and the advertising unit 60.

Please refer to the third figure. The first stored-value unit 10 includes a carrier terminal 11, a personal client terminal 12, and a deduction mechanism 13. The carrier terminal 11 provides redemption of at least one consumption point 111. The personal client terminal Series 12 has a first stored value point module 121 and a consumption point module 122. The first stored value point module 121 provides a user with at least one first stored value by cash, online bank transfer or credit card. Points 1211.

The above online bank transfer is based on the first stored value point module 121, the second stored value point module 4111, and the third stored value point module 4121 with at least one person's online bank account (not shown in the figure) ) Link, the personal online bank account is connected to a bank (not shown), and the user is deposited in the personal online bank account into the first stored value point module 121, the second The stored value point module 4111 or the third stored value point module 4121 respectively stores at least one first point 1211, at least one second point 41111, or at least one third point 41211.

The operator terminal 11 of the first stored value unit 10 has a registration database (not shown) for the user to register, and after the registration, the user is provided to log in to the personal client terminal 12.

Please refer to the fourth figure. The redemption unit 20 provides the user to convert the first point into the consumption point, and there is a predetermined exchange rate between the point and the consumption point. The consumption point 111 is stored in the use.者 的 consuming points module 122.

Please refer to the fifth figure. The consumption point consumption unit 30 includes at least a first product list 31, and the first product 311 list includes a plurality of first products 311 provided and sold by the operator terminal 11, when the user After purchasing the first product 311, the deduction mechanism 13 deducts the consumption points 111 in the user's consumption point module 122 according to the amount of the first product 311.

Please refer to the second diagram and the sixth diagram, which are schematic diagrams of using the consumption point consumption unit 30 of the network point recharge consumption system 1 of the present invention. After the user clicks into the consumption point consumption unit 30, a first product list 31 appears, and the first product list 31 lists a plurality of first products 311. The first product 311 is not limited to the same product, so the user can purchase according to demand. First commodity 311.

Referring to the seventh figure, the point consumption unit 40 includes at least a first seller list 41. The first seller list 41 has a first seller 411 and a second seller 412. 411 and the second seller 412 each have at least one second stored value credit module 4111 and at least one third stored value credit module 4121, and the first seller 411 and the second seller 412 have at least one first The second product list 4112 and the at least one third product list 4122 have at least one second product 41121 and at least one third product 41221 in the second product list 4112 and the third product list 4122, respectively.

The second stored value point module 4111 and the third stored value point module 4121 provide the user to store at least one second point 41111 and at least one third point 41211 by cash, online bank transfer or credit card, respectively. When the user purchases the second commodity 41121 or the third commodity 41221, the deduction mechanism 13 deducts the user's second point 41111 or the first commodity according to the amount of the second commodity 41121 or the third commodity 41221. Three points 41211.

In other words, the point consumption unit 40 has a first seller list 41, so the user can see the first seller 411, the second seller 412, and so on. The first seller list 41 is a collection of many sellers, such as A seller 411 can be a coffee shop; a second seller 412 can be a clothing store, and since the first seller list 41 gathers many sellers, it can include all aspects of food, clothing, living, and entertainment to meet user needs.

In use, the user can browse the first seller list 41 by the point consumption unit 40 in the first figure, and select the first seller 411 or the second seller 412 from the first seller list 41 to purchase The second product 41121 or the third product 41221.

It is particularly important to emphasize that the second stored value point module 4111 and the third stored value point module 4121 of the first seller 411 and the second seller 412 are connected to the first seller 411 and the second seller, respectively. The network server of 412 stores the value, so it is not directly associated with the network server of the operator 11. In short, the point consumption unit 40 is a collection of the first seller 411 and the second seller 412 network. The server platform, so the user's second point 41111 stored in the first seller 411 can only be used for consumption by the first seller 411. Similarly, the third point 41211 stored in the second seller 412 can only be used Spend at second seller 412.

Referring to the eighth figure, the point feedback unit 50 has an operation mechanism 51 connected to the first stored value integration module 121, the second stored value integration module 4111, and the third stored value integration module 4121. , The operation mechanism 51 is provided with at least one predetermined feedback ratio 511, and the predetermined feedback ratio 511 is 10% of the stored value of the user, so that when the user uses the first stored value integral module 121, the After the second stored-value point module 4111 or the third stored-value point module 4121, the user's first point, the second point, or the third point are increased by 10%, respectively.

The point feedback unit 50 returns 10% of the stored value to users, thereby attracting more users to use the online point recharge consumption system 1 of the present invention.

Referring to the ninth figure, the advertising unit 60 includes at least a second seller list 61, and the second seller list 61 has advertisements 62 of a plurality of third sellers 611, and each of the third sellers 611 respectively The operator terminal 11 provides a first quantity and type of the first commodity 311, thereby posting at least one advertisement 62 on the advertisement unit 60.

The first stored-value unit 10, the exchange unit 20, the consumption point consumption unit 30, the point feedback unit 50, and the advertising unit 60 are connected to a network server (not shown), and the user A computer, a laptop, a mobile phone, and a tablet can be used to connect to a network server. In the second and sixth figures of the present invention, the mobile phone is shown, and the mobile phone is built with JAVA in the Android system. IOS system is built with Xcode / Swift, but it is not limited to this.

The web server is built for IIS7.0, MS.NET and Framework4.5. In addition, it has backup systems Apache Sever, App Sever, Mysql Sever.

Please refer to the seventh, tenth, and eleventh figures. The above deduction mechanism 13 includes a scanning module 131 and an online payment module 132. The scanning module 131 has at least one active scanning element 1311. It is set in a mobile electronic device A. In this embodiment, the active scanning element 1311 is a lens of the mobile electronic device A, but it is not limited to this.

The active scanning element 1311 is disposed in the first seller 411 and the second seller 412, in other words, the active scanning element 1311 is disposed in the physical storefront of the first seller 411 and the second seller 412;

The passive scanning element 1312 is a QR code, and is connected to the second stored value integration module 4111 and the third stored value integration module 4121. After the user selects the second product 41121 or the third product 41221, The passive scanning element 1312 is scanned by the active scanning element of the first vendor 411 or the second vendor 412, where the passive scanning element 1312 contains information about the quantity and amount of the second commodity 41121 or the third commodity 41221, This deducts the user's second point 41111 or third point 41211 to complete the payment immediately.

In short, the quantity and amount information of the second product 41121 or the third product 41221 selected by the user are transmitted to the passive scanning element 1312, and the user presents the passive scanning element to the first seller 411 or the second seller 412 1312 Scan the active scanning element of the first seller 411 or the second seller 412 to complete the payment.

The online payment module 132 is used when the user purchases the first product 311, the second product 41121, or the third product 41221, and then uses the online payment module 132 to select The amount of the first commodity 311, the second commodity 41121, or the third commodity 41221 is deducted from the user's consumption points 111, second points 41111, or third points 41211.

As described above, the online point recharge consumption system 1 of the present invention can immediately make purchases with consumption points 111, second points 41111, or third points 41211, and can also be used in a physical store, improving convenience.

In addition, the deduction mechanism 13 further includes a password protection module, which is provided after the active scanning element scans the passive scanning element 1312 to provide the user with a password to improve security.

The above detailed description is a specific description of a feasible embodiment of the present invention, but the embodiment is not intended to limit the patent scope of the present invention. Any equivalent implementation or change that does not depart from the technical spirit of the present invention should be included in this case. Within the scope of patents.

1‧‧‧ Network Points Recharge Consumption System
10‧‧‧First stored value unit
11‧‧‧ Carrier
111‧‧‧ Consumption Points
12‧‧‧ personal client
121‧‧‧The first stored value integral module
1211‧‧‧First Points
122‧‧‧ Consumption Points Module
13‧‧‧ deduction mechanism
131‧‧‧Scan module
1311‧‧‧active scanning element
1312‧‧‧Passive scanning element
132‧‧‧Internet Payment Module
20‧‧‧Exchange Unit
30‧‧‧ Consumption Points Consumption Unit
31‧‧‧The first product list
311‧‧‧First product
40‧‧‧point consumption unit
41‧‧‧The first seller list
411‧‧‧First seller
4111‧‧‧Second stored value integral module
41111‧‧‧Second Points
4112‧‧‧Second Product List
41121‧‧‧Second product
412‧‧‧Second Seller
4121‧‧‧Third stored value integral module
41211‧‧‧ Third Points
4122‧‧‧Third Product List
41221‧‧‧Third commodity
50‧‧‧point feedback unit
51‧‧‧ Computing Mechanism
511‧‧‧ scheduled feedback ratio
60‧‧‧ad unit
61‧‧‧Second Seller List
611‧‧‧Third seller
62‧‧‧ Advertising
A‧‧‧mobile electronic device

The first figure is a schematic diagram of the architecture of the present invention. The second figure is a schematic diagram of the state of use following the first figure. The third figure is a schematic diagram of a first stored value unit of the present invention. The fourth figure is a schematic diagram of the exchange unit of the present invention. The fifth figure is a schematic diagram of a consumption point consumption unit of the present invention. The sixth diagram is a schematic diagram of the state of use following the fifth diagram. The seventh diagram is a schematic diagram of the point consumption unit of the present invention. The eighth figure is a schematic diagram of the integral feedback unit of the present invention. The ninth figure is a schematic diagram of an advertising unit of the present invention. The tenth figure is a schematic diagram of the deduction mechanism of the present invention. The eleventh figure is a schematic diagram of the state of use following the tenth figure.

1‧‧‧ Network Points Recharge Consumption System

10‧‧‧First stored value unit

20‧‧‧Exchange Unit

30‧‧‧ Consumption Points Consumption Unit

40‧‧‧point consumption unit

50‧‧‧point feedback unit

60‧‧‧ad unit

Claims (6)

An online point recharge consumption system includes: a first stored value unit having an operator terminal, a personal user terminal, and a deduction mechanism; the operator terminal provides redemption of at least one consumption point for the individual user The terminal system has a first stored value point module and a consumption point module. The first stored value point module provides a user to store at least one first point by online bank transfer or credit card; an exchange unit, It provides the user to convert the first point into the consumption point, and there is a predetermined exchange rate between the point and the consumption point, and the consumption point is stored in the user's consumption point module; a consumption point consumption The unit includes at least a first product list, and the first product list includes a plurality of first products provided by the operator for sale. After the user purchases the first product, the deduction mechanism is used according to the The amount of the first product is deducted from the consumption points of the user's consumption points module; a point consumption unit having at least a list of first sellers, the first sale The merchant list has a first seller and a second seller, and the first seller and the second seller respectively have at least a second stored-value point module and at least a third stored-value point module. A seller and the second seller have at least one second product list and at least one third product list, respectively, and the second product list and the third product list have at least one second product and at least one third product, respectively. , The second stored-value point module and the third stored-value point module provide the user to store at least one second point and at least one third point respectively by online bank transfer or credit card. After purchasing the second product or the third product, the user's second or third point is deducted by the deduction mechanism according to the amount of the second or third product; a point feedback unit, which has An operation mechanism connected to the first stored-value integration module, the second stored-value integration module, and the third stored-value integration module. The operation mechanism is provided with at least one predetermined feedback ratio value, and the predetermined feedback ratio value is Stored by this user 10% of the value amount, so that the user's first points can be obtained after the user has stored in the first stored-value point module, the second stored-value point module, or the third stored-value point module , The second points or the third points are increased by 10% respectively; and an advertising unit having at least a second seller list, the second seller list has advertisements of a plurality of third sellers, each of the third The seller separately provides a predetermined number of first products to the operator end, thereby placing at least one advertisement in the ad unit. The online point recharge consumption system according to claim 1, wherein the first stored value unit, the redemption unit, the consumption point consumption unit, the point consumption unit, the point feedback unit and the advertising unit are connected to a Web server. The online point recharge consumption system according to claim 2, wherein the operator side of the first stored value unit has a registration database for the user to register, and after the registration, the user is provided to log in to the personal client . The online point recharge consumption system according to claim 1, wherein the deduction mechanism includes a scanning module and an online payment module, and the scanning module has at least one active scanning element and at least one passive scanning element , The active scanning element is provided in the first seller and the second seller, and is connected to the second stored value credit module and the third stored value credit module, and the user selects the second commodity After the third commodity or the third commodity, the passive scanning element is scanned by the active scanning element of the first vendor or the second vendor, and the passive scanning element includes information about the quantity and amount of the second commodity or the third commodity. , Thereby deducting the user ’s second or third points; the online payment module is used when the user purchases the first product, the second product, or the third product through the network The road payment module deducts the consumption points, the second points, or the third points of the user according to the amount of the first product, the second product, or the third product purchased by the user. The online point recharge consumption system as described in claim 4, wherein the passive scanning element is a QR code. The online point recharge consumption system according to claim 1, wherein the first stored value point module, the second stored value point module, and the third stored value point module are connected to at least one online bank Account link, the personal online bank account is linked to a bank, and the user is deposited in the personal online bank account in the first stored value point module, the second stored value point module, or the At least one first point, at least one second point, or at least one third point are stored in the third stored value point module.