KR20030012913A - E-Trading method in futures for the agricultural products - Google Patents

Abstract

PURPOSE: A method for the direct forward contract of the agricultural products using the EC(Electric Commerce) is provided to make more user join in the forward contract through the high reliability by providing the method for compensating the agricultural damage caused by a disaster, promoting a early re-contract when the contract is canceled and confirming a buyer of the contracted agricultural product. CONSTITUTION: The buyer pays the contract money after selecting the buying products(s210). After the contract, the contract money is converted into the insurance money for readying for the agricultural disaster(s220). If the buyer wants to cancel the contract(s230), the contract money is converted into the penalty(s231) and the re-contract is waiting(s232). If the re-contract is not realized, the penalty is paid to a producer(s235). In case of the disaster, the compensation is paid to the producer and the buyer(s241). In case of a normal harvest, the buyer pays the rest and receives the ordered articles(s250).

Description

E-Trading method in futures for the agricultural products}

The present invention relates to a method for direct trading of agricultural products between consumers (buyers) and producers (sellers) using internet e-commerce.

Agricultural futures trading is a trading method in which producers and buyers enter into a trading contract before harvesting time, which has the advantage of preparing for a price drop or a surge in harvesting time. In particular, when using the Internet e-commerce, consumers directly buy from the producers, thereby minimizing distribution margins, thereby benefiting both consumers and producers. However, the current futures trading methods do not have a way to compensate for damages caused by abnormal weather, and even when the unilateral contract is destroyed, there is no proper way to solve them. In addition, in the case of internet transactions, futures trading is not common because it is difficult for buyers to judge the credibility of producers.

In order to solve the above problems, an object of the present invention is to provide a method for compensating for a disaster, a method for quickly re-contracting upon termination, a method for establishing trust between a producer and a buyer, and a stable and smooth agricultural futures e-commerce.

In order to achieve this purpose, it is necessary to pay the down payment on the futures contract, to accumulate the down payment received as agricultural disaster compensation (or insurance), and to pay the next buyer the penalty for the cancellation of the contract. Re-contracting is included, and in a way that ensures trust between the buyer and the producer, the producer posts a sign with buyer and contract information on his or her farmland so that the buyer can check the crop or harvest it directly. Supporting steps.

1 is a system configuration diagram for Internet e-commerce.

2 is a flow chart of the outline of the present invention.

Figure 3 shows a flow chart of the buyer side as an embodiment of the present invention.

4 shows a flowchart on the producer side as an embodiment of the invention.

Hereinafter, the present invention will be described with reference to the accompanying drawings.

1 is a system configuration diagram for agricultural product futures e-commerce service. The web server is provided with a program for providing requested information from a user (producer, buyer, administrator) or receiving necessary information and storing it in a database. The database stores a table storing basic information such as producer information (D1), buyer information (D2), and price information (D3), and transactions such as purchased goods information (D4), sales goods information (D5), and transaction information (D6). It consists of a table to store the information generated at the time. All of the processes described below are performed by data transmission between the web server and the user computer through a user verification authentication (login process) after the user completes user registration by accessing the web server with a computer connected to the Internet.

2 is the core of the present invention, which describes the payment and processing method from the contract process to the termination process. The contract process (s210) is a process of paying the down payment after the buyer selects the goods to purchase. When the contract is completed, the down payment is converted to insurance, etc. to prepare for crop disaster (s220). If the buyer requests the cancellation (s230), the down payment is replaced with a penalty (s231) and waits for the renewal (s232). In order to induce the re-contract to be concluded as soon as possible, the penalty is discounted to the next contract holder (s233). If the contract is not concluded, a penalty is paid to the producer (s235). If a disaster occurs due to abnormal weather in the crop during cultivation (s240), compensation for damages to producers and buyers (s241). If the purchase process proceeds without any problems and the normal harvest of the goods is made, the buyer pays the balance and receives the ordered goods.

Figure 3 illustrates the futures trading procedure at the buyer side when the present invention is practiced. The inquiry process of purchasing goods (s310) is a process of inquiring goods to be purchased by a purchaser computer, receiving a query result from a server, and selecting and registering the inquiry result. For example, if the buyer enters the name of the desired item and sends it to the server, the server searches the product information database and sends a screen to select the detailed items such as the type and tillage method of the item, and selects the desired type of the buyer. When the server transmits the data back to the server, the server searches the sales goods database and transmits the quantity, price information, producer information, etc. for the corresponding goods to the user screen. If the inquired item is not registered in the waiting for sale item (s320), it is registered as a waiting item for purchase in the purchase item database (s325) so that the information is provided to the producer later. If the desired item is listed as a sale item, the buyer reviews the suggested price and the like, requests the contract and pays the down payment (S330). The web server indicates the completion of the contract in the transaction information table of the database, and records necessary information such as the article number, the buyer, and the contract date in the transaction information table. As mentioned in the above, the down payment is used to cover the costs of insurance against agricultural disasters.If the buyer requests cancellation, it is recorded as a cancellation in the transaction information table of the database and the other buyer purchases the discounted price. Provide that information so that you can. Finally, at the end of the cultivation of the contracted goods, the buyer pays the balance and receives the goods from the producer.

4 illustrates a futures trading procedure performed at the producer side when the present invention is implemented. The sales goods registration process (s410) is a process in which a producer inquires the goods to be sold and inputs necessary items and registers them. For example, when a producer inputs a name of a corresponding item, items are classified (type, production method). , Quality grade) is displayed on the screen so that the producer can select the required type and send the selected item to the web server. The web server stores the information in the sales goods database as a contract wait and waits for the buyer to conclude the contract. If the registered item is a item waiting to be purchased, the purchaser can be notified immediately by e-mail that the corresponding item is registered so that the contract can be concluded as soon as possible (s425). When the contract is confirmed by the buyer (s430), the producer separates the place where the crop is cultivated into rows, piles or furrows, and posts a sign containing the buyer's information and the contract information, so that the buyer can Make sure you recognize your crops. If the damage caused to the crop due to the disaster (s440) will receive compensation such as insurance. When the cultivation is completed, the producer closes the transaction by confirming the buyer's balance payment, delivering the item to the buyer and receiving the payment.

Providing ways to compensate crop damages due to disasters in agricultural futures trading, prompt re-contracting when canceling, and confirming buyers of contracted agricultural products, thereby increasing the trust of futures trading to producers and buyers, leading to more user participation. . In addition, economically, production farmers who do not have agricultural accident insurance can eliminate the burden of insurance, and go out and spread the agricultural damage compensation system (insurance, etc.).

Claims (3)

In the agricultural futures trading using electronic commerce, the transaction method comprising the step of using the down payment paid in the futures contract as a cost (eg, insurance, etc.) in preparation for agricultural disasters If the contract of claim 1 is terminated, the transaction method comprising the step of discounting to the next contractor using the generated penalty When the contract of 1 is concluded, the producer includes a buyer's information (name, address) and contract information (quantity, expected date of harvest), etc., posted on the farmland where the contracted goods are being grown.