KR20020079630A - Public auction system and method for selling by public auction availing of the system - Google Patents

Abstract

PURPOSE: A public auction service system and method is provided to enable a user to participate in a public auction, and to sell or purchase assets at the public auction over the internet as well as at a real world public auction place. CONSTITUTION: The method comprises steps of registering a public bid notification at a public auction server(S100), enabling a user to access the public auction server, to search for the public bid notification, to construct an electronic bid document and to tender a bid while paying a bid deposit(S200), checking the bid deposit if the online bid process is closed(S300), inputting the documents, submitted at a real public auction place, at an internet public auction system(S400), determining a successful bidder by executing a successful bidder selection program, transferring the bid deposit of the successful bidder to an account of a customer, and returning the bid deposit of unsuccessful bidders to accounts of themselves(S500), and enabling the public auction server to automatically transmit the bid result data to an infra system, and the infra system to arrange bid specifications for each object number and to automatically make a bid result report(S600).

Description

PUBLIC AUCTION SYSTEM AND METHOD FOR SELLING BY PUBLIC AUCTION AVAILING OF THE SYSTEM}

The present invention relates to an auction system that can provide auction information through a communication network such as the Internet, and to bid on auction, and a method of using the same.

Short selling generally refers to the sale of publicly held bids to the public for the sale of property held by KAMCO. Previously, KAMCO announced public auctions through daily newspapers in order to dispose of foreclosures, etc., and held them on bidders who presented the highest price above the minimum selling price through on-site bidding at the headquarters / branch of the Asset Management Corporation. The sale of real estate has been promoted by auction.

However, such a short sale system is inconvenient due to space and time constraints, and the participation rate is low due to such restrictions. In addition, due to the possibility of winning a short sale at a lower price in proportion to the participation rate, the return of the Asset Management Corporation is lowered, and the national fiscal income is reduced due to the low rate of arrears tax collection.

Recently, as interest in court auctions and auctions has increased as a means of growing assets, information on various auctions and public auctions, information on the location of the property, surrounding quotes, and the registration and real estate registration of goods on the Internet. There are a number of sites that provide services such as search and investment counseling. However, the above-mentioned problems still exist because it is not possible to bid for auction through these sites.

In addition, there are various Internet auction sites for buying and selling general property at a more favorable price than foreclosure assets or court auctions of the Asset Management Corporation, but since these sites are auctioned 100% online, the age is high and computers or Investors who are not good at handling the Internet are not familiar with the auction method, and the utilization rate is low.

Also, previously filed application no. 10-2000-79856

"How to provide court real estate auction information using the Internet and real-time simultaneous bidding and simultaneous process of online and offline court real estate auction using the Internet" suggests a method for overcoming the above problems. The problem is pointed out.

The invention has to establish a network server and database in each auction court, and the main server of the online auction support company must be connected to the Internet, so the expense of the installation and separate management for managing the server and database There is a problem of manpower and cost.

In addition, in order to allow the on-site bidding and online bidding to be performed simultaneously in real time, the system may overload the system by inputting the bidder information bidding in the field directly to the server showing the bidding process. There is a problem that the server may be down.

In addition, the host and the bidder has to install a separate auction program in order to proceed with the auction.

On the other hand, in connection with the deposit of the bid deposit in the invention, a separate dedicated account of a financial institution contracted with the court for the participation in the auction, and the bidding deposit from the bidder's account to the auction-only account regardless of the successful bid There is a problem that is immediately transferred, so that the bidder can be returned to the bid only if the bidder directly withdraws from the financial institution, restricting the bidder's money operation and hassle to collect the funds.

The technical problem to be achieved by the present invention overcomes the above problems,

The present invention provides an online auction system and a method of using the same to provide information on auctions on the network and to bid on auctions without visiting the site on the day of the auction.

Another technical problem to be achieved by the present invention is to provide a method of proceeding at the same time in parallel with the auction site using the auction system.

Another technical problem to be achieved by the present invention is to use the auction system, the general public is to lend an electronic auction so that the general auction can be directly online auction without entrusting a short sale to an auction operation agency (eg KAMCO) To provide a method.

1 is a view schematically showing the overall configuration of the auction system according to the present invention.

2 is a flowchart illustrating an embodiment of a method of proceeding to an auction online using the auction system according to the present invention.

3A is a flowchart illustrating a process in which a customer who wants to submit a bid online receives receiving information from a financial system.

3B is a diagram for explaining a relationship between an auction server and a financial computer system in a method of carrying out an auction online.

4 is a diagram illustrating the use of an auction system in the field auction progression phase.

5 is a schematic flowchart of a method in which an enterprise customer directly registers an auction notice by renting an electronic auction shop according to the present invention.

6 is a diagram illustrating an example of an object information providing screen of a portal.

FIG. 7 is a diagram illustrating an example of an auction notification information providing screen of a portal.

8 is a diagram illustrating an example of an initial screen of an electronic auction store.

9 is a diagram illustrating an example of a bid book creation screen in an electronic auction store.

10 is a diagram illustrating an example of a successful bidder selection screen using a successful bidder selection program of an auction server.

In order to achieve the above object, the auction system according to the present invention is an auction server for providing an auction service, the internal terminal provided in the period system for transmitting and receiving the auction-related data in connection with the auction server, and query the auction information from the auction server At least one customer terminal provided to a customer who wants to participate in a bid through a communication network including the Internet and a financial computer system of a financial institution connected to the auction server to support auction, wherein the auction server registers the auction announcement. It provides the auction information to the customer, receives the bid online, checks the deposit receipt information from the financial computer server, and selects the bidder of the highest price through a successful bidder selection program.

In order to achieve the above another object, the method of proceeding in parallel with the auction in the field and online according to the present invention is the step of inputting the auction announcement in the main system, the entered auction announcement is transmitted to the auction server and registered, through a communication network Bidding in the auction server, inputting the bids collected in the on-site auction in the internal terminal provided in the main system, the step of winning the bid using the bidder selection program and the step of automatically preparing a bidding statement It is done.

In order to achieve the above another object, the method of proceeding to auction by renting an electronic auction shop according to the present invention includes the steps of joining an electronic auction shop member, registering a target asset for sale in the electronic auction shop, registering a public announcement Characterized in that it comprises a step.

Hereinafter, a short selling method using a short selling system and a short selling system according to the present invention will be described with reference to the accompanying drawings.

1 is a view schematically showing the overall configuration of the auction system according to the present invention.

The auction server 10 is a computer provided in an organization that manages an auction (hereinafter referred to as 'KAMCO', which is an example of an organization that manages an auction for convenience of description). The internal terminal 22 is at least one computer terminal provided in the KAMCO backbone system 20. The financial computer server 30 is a server of a financial institution computer system that supports short selling by a contract with KAMCO. The customer terminal 40 is at least one computer terminal that intends to participate in the auction through a communication network including the Internet using an auction system. The customer terminal 40, the financial computer server 30, and the internal terminal 22 constitute an auction system, and are connected to the auction server 10 through a communication network including the Internet.

The auction server 10 includes a program and a database for auctioning on the Internet. The customer terminal 40 has an Internet browser (eg, Netscape, Internet Explorer) capable of displaying web content in the form of Hyper Text Markup Language (HTML). An internet browser allows each terminal to access and display the contents of the HTML template in the auction server 10. The HTML template of the auction server 10 has a main web (WWW) page to display to the user. The configuration of the main web page is made up of an information providing unit 14 (hereinafter referred to as a "portal") and an electronic auction store 12.

Portal (14) through the Web server and Web Mail server, product information, company introduction, community, consignment agency introduction, integrated announcements, value-added services, power search, customer center, supplier introduction and e-mails of interest selected at the time of subscription Provides information and newsletters (see FIGS. 6 and 7).

The electronic auction store 12 stores the bids (see FIGS. 8 and 9) submitted through the customer terminal 40 of the customer who wants to participate in the auction and stored in the main system 20 through the internal terminal 22 at the auction site. Receive the field bid and save it. The bidder of the highest price is selected using a successful bidder selection program, and the result of the successful bid is displayed on the screen of the electronic auction store 12.

In addition, as will be described later in the 'method of proceeding auction in parallel on-site and on-line', it supports the simultaneous auction in the online and offline. In this process, the authentication authentication function can be performed through a server connected to an accredited certification body such as the Financial Services Agency, and it is connected to the computer system of the financial institution to support the electronic payment function.

And the customer who wants to proceed with the short sale online without entrusting to KAMCO can rent the electronic auction shop (12). In other words, a short sale can be carried out online without the establishment of a separate system.

The main system 20 is a computer system that executes optimized corporate activities by managing the ERP of KAMCO, that is, the basic tasks of the enterprise as a whole.

In connection with the present invention the period system 20

First, an auction of KAMCO assets input through the internal terminal 22 is transmitted to the auction server 10, and second, a bid book collected at the site auction is input to the internal terminal 22 and stored in the main system 20. After the transmission to the auction server 10, and receives the third successful bid information from the auction server 10, and functions to automatically create a bid statement. In this case, when the auction announcement is changed or when the auction is canceled, the auction notice may be re-entered into the internal terminal 22 to modify the auction information disclosed in the portal 14 and the electronic auction house 12.

The computer server 30 of the financial institution exchanges bidding information and storing information with the auction server 10. The computer system of the financial institution has a virtual account, and the bid deposit is transferred from the customer's account to the virtual account. At this time, the deposit transferred to the virtual account is not transferred directly to the account of KAMCO, but is held in the virtual account until the winning result is announced. In addition, the deposit information of the deposit transferred to the bid information and the virtual account is checked, and the deposit receiving information is provided to the auction server 10.

The customer terminal 40 is at least one computer provided to a customer who wants to participate in the auction on the Internet, connected to an auction server through a communication network, and notified by KAMCO provided by the portal 14 or a company that wants to make an auction. You can query the auction information. You can also select and request the personalized information you need as needed. If the customer wants to bid in the public auctions inquired by the terminal, he / she prepares a bid in the electronic auction site 12 of the auction server within the bidding period, pays a bid deposit, and competes online with other customers. Can participate

When the bidding is completed through the customer terminal 40, the bidding information is received via the auction server 10 to the computer server 30 of the financial institution. At the same time, the financial computer server 30 transmits the storing information including the virtual account number to the customer terminal 40 through the auction server 10. The bidder deposits the bid deposit into the virtual account granted by the financial institution.

As described above, the online auction system through the auction server enables customers to easily search for auctions of KAMCO or the company that wants a short auction, and also submits bids and deposits by attending the on-site shop at the auction date. If you do not do so, the customer can participate in the bidding through the terminal connected to the auction server and the communication network at a convenient time and place, thereby overcoming the time and geographic constraints to the customer to provide convenience to the customer and to activate the auction. There is an advantage. In addition, it is possible to proceed in parallel with the auction on-site and online, there is an advantage that can support the ability to rent electronic auction house to the customer.

2 is a diagram illustrating an embodiment of a procedure of short selling online using the online short selling system according to the present invention.

The method of proceeding with the auction online includes the steps of: (a) registering the auction announcement with the auction server; (b) bidding online at the auction server; (c) checking whether a bid deposit has been deposited after the online bidding deadline; (e) bidding using a bidder selection program; And (f) a bidding statement is automatically prepared. In this case, when the auction is carried out in parallel with the on-site auction site and online, the step (d) of inputting a bid submitted at the site between the steps (c) and (e) is included in the internet auction system.

Hereinafter, each step will be described in detail.

(A) registering the auction announcement on the auction server (S100)

There are two paths to registering an auction announcement in the auction server 10. In the case of registering a sale asset or a consignment asset of KAMCO, an operator of the auction server 10, and another route, the customer may rent the electronic auction house 12 according to the present invention for the asset to be sold through a short sale. In this case, the registration is performed directly with the auction server 10 without going through KAMCO. The latter will be described separately.

The goods manager of KAMCO inputs the auction contents such as the date of auction of a short sale, the place and time of a short sale, the minimum sale price, and the accompanying conditions for the auction on the internal terminal 22 (S110), and the inputted information is stored in the auction server ( 10), the auction information is cataloged in each of the 'electronic auction shop 12' and 'portal 14' (S140).

In addition, even when the auction information is changed, or when the announcement is canceled due to the auction progress impossible reason (S120, S130) to input the corresponding content. At this time, when the subject of the sale is a consignment, the contents of the notification registered at the time of the entry into force of the notification may be sent to the consignment period by using an email.

(b) bidding online at the auction server (S200)

The customer who wants to participate in the auction online is connected to the auction server 10 through the customer terminal 40 to search the auction notifications registered in the portal 14 collectively, and select an item of interest (S205). The electronic auction shop 12 creates a bid for the article (S210). If you click 'Create Bid,' an electronic bid book (see Fig. 9) will be displayed on the screen, and the bidder's personal information, item number, bid amount, bid guarantee amount, etc. will be filled out, and the electronic bid will be made. Submit (S230).

At this time, the contents of the bid may be modified until the online bid expires (S220).

Referring to FIG. 3A, after the bidding is completed, bidding information such as bidders and bid amounts is transmitted from the auction server 10 to the financial computer server 30 (S212), and the bid deposit is received from the financial computer server 30. Storing information including the virtual account number for paying the fee is transmitted to the customer terminal 40 via the auction server 10 (S214).

With the account number granted from the financial computer server 30, the customer can pay a bid deposit through a method such as an electronic payment function, such as Internet banking, or an offline bankbook payment. At this time, when the online bidding is closed, it is possible to reserve the transfer to be transferred from the customer's account to the virtual account of the financial institution (S215). By the program of the auction server 10, only the bid and the deposit received to the auction server until the online auction closes is valid (S225).

On the other hand, the online bidding deadline is the same time as the on-site auction or tens of minutes before the on-site auction occurs, which causes problems with the computer system of the financial institution and the network of the auction server. In preparation for the possibility of not receiving a problem, it is possible to provide a time allowance for receiving deposit deposit information by alternative means.

(C) after the online bidding closing step to check whether the deposit of the deposit deposit (S300)

When the online bidding is closed, the financial computer server 30 checks whether the amount deposited in the virtual account and the bidding deposit corresponding to the bid amount written by the bidder match (S310) and transmits the result to the auction server 10. (S320). If the deposit is not paid or the bidder does not match the bidding information is invalidated (S330).

(d) inputting the bid submitted at the site into the Internet auction system (S400)

After the closing of the auction site, the submitted bid details are entered into the internal terminal 22 (S410), and transmitted to and stored in the period system 20, and the bid is sent from the period system 20 to the auction server 10. Is sent and stored in the database along with the online bid. At this time, if the auction is canceled in the field, the fact is input to the internal terminal 22 in the same manner (S420). In this case, this step is omitted if the short sale proceeds only online without the on-site short selling procedure.

(e) Successful bidding using the successful bidder selection program (S500)

The bidding details of the on-site auction participants stored in the database of the auction server 10 and the bidding details of the online bidder who paid the security deposit are sorted in the order of submitting the bids higher using the bidder selection program (S510) (FIG. 10). Reference). At this time, if the tie price is the same and a tie is generated, a successful bidder is selected by using a random number generator.

By displaying the successful bidder information including the successful bidder, the successful bidder, and the bidding result on the electronic auction store screen, the successful bidding result is announced (S520). If the target item is a consignment, the result of the successful bid can be notified to the consignment agency by e-mail. In addition, for the customer who can not watch the progress of the auction in real time for the convenience, the result of the successful bid can be notified by the delivery means selected by the customer such as SMS, email, FAX.

The result of the successful bid is transmitted from the auction server 10 to the financial computer server 30, and the financial server 30 checks the successful bidder information and deposits the bidder of the successful bidder online through the KAMCO or the short sale from the virtual account of the financial institution. Transfer to the account of the customer carried out (S540). In addition, the depositor's deposit is retransmitted from the virtual account to the account of the bidder (S535).

(f) step of automatically creating a bid statement (S600)

When the successful bidder selection is completed and a successful bid result is announced, the successful bid information is automatically transmitted from the auction server 10 to the period system 20 (S610). Bid details stored in the period system 20 are sorted for each article number, and a bidding statement showing bidders, bid amounts, and successful bids / bids is automatically generated (S620) and output to the internal terminal 22 ( S630).

In order to help the understanding, the method of using the auction system according to the present invention in the process of on-the-spot auction will be described in detail with reference to FIG. 4.

A person who intends to participate in the on-site auction submits a bid and a deposit at the time announced at the date and place posted on the auction information sheet or an internet site providing the auction information (S402). After the online auction closes or after a predetermined time after the online auction closes (S404), input the details described in the bid to the internal terminal 22 (S410), the successful bidder selection program of the auction server 10 The bidder bidding the highest price is used (S510).

At this time, if the highest bidder out of the field auction participant (S512), open the bid deposit envelope of the successful bidder to check whether or not the guarantee amount is submitted in accordance with the bidding history (S514). If the deposit does not match the bid details, the successful bid is invalidated (S515), and the next highest bidder is selected as a successful bidder (S510).

The deposit submitted by the successful bidder is stored as a deposit for the short sale (S516), and the bidding result including the bidder, the successful bidder, and the successful bidder is announced by displaying the screen of the electronic auction shop on an image system installed at the site (S522). ). After the bidding results are announced, the deposits of the bidder and the invalidated bidder are refunded on-site (S536).

Similar to the online auction, the auction result data is transmitted from the auction server 10 to the main system 20 (S610), and a bidding record is automatically created (S620). However, unlike online bidders, bidders who participated in on-site auctions are stamped with a seal to confirm whether the deposit is refunded.

As described above, the present invention fully supports not only online short selling but also online and spot selling in parallel. Due to this, it is possible to overcome the limitations of time and geography, which were disadvantages of on-site auctions, and the generations who are not familiar with the Internet can participate in the auctions.

5 is a schematic process diagram of a method for registering an enterprise public announcement by directly renting an electronic auction shop according to the present invention.

The method for renting an electronic auction shop and proceeding with a short sale online may include: (a) joining an internet auction shop rental member; (b) cataloging the property to be sold in the electronic auction; (c) registering the short notice, including the due date and the short selling method.

Hereinafter, each step will be described in detail with reference to FIG. 5.

(a) signing up for an electronic auction rental member

A customer who wants to sell an asset through a short selling method without using KAMCO is a target customer of the present invention. However, considering the nature of the short sale, make the company a desirable target customer. The corporate customer accesses the auction server 10 through the customer terminal 40, reads the terms and conditions of membership by clicking 'Sign Up', and fills out an application form for an electronic auction store loan member (Application service provider, ASP) member. do. The application is received by the auction server 10, and the person in charge of managing the electronic auction house 12 reviews the application details to determine whether to approve. At this time, the ASP member application can be done offline. The membership application form of the member who has received the approval decision is stored in the database of the auction server 10.

(b) cataloging the property to be sold in the electronic auction.

A customer who is subscribed to an electronic store rental (ASP) member accesses the auction server 10 through the customer terminal 40 and logs in. Click on 'Registration of Goods' at the electronic auction shop 12 and input the relevant information such as item number, location, minimum bid, bid start time and deadline, and other related items on the input form. The entered information is stored in a database and cataloged in the portal 14 and the electronic auction store 12.

(c) registering a public notice

Specify the date of the auction and the auction method, that is, whether or not the on-line or on-line auction or on-line parallel auction is performed, and input other notes to complete registration of the auction announcement.

Through the above process, a customer who wants to sell an asset through a short selling method can register the short selling notice directly through KAMCO. The process thereafter is the same as the short sale process for KAMCO assets.

As described above, the electronic auction shop rental function can achieve the desired effect without having to build a separate system for a customer who wants to carry out an online auction or an online and on-site auction at the same time, thereby reducing the system construction cost, There is an advantage to activate short selling.

Although the detailed description of the invention has been described with reference to one embodiment of the invention, this is merely exemplary, and other embodiments may be easily changed or equivalent to those of ordinary skill in the art, in particular, the development of communication technology. Changes or substitutions in detail due to the present invention are within the protection scope of the present invention. In addition, since the terms used above are merely means for effectively using the present invention, the terms are not intended to limit the present invention.

As described above, according to the short selling system and the method of using the same according to the present invention,

First, even if you do not visit the auction site directly on the day of auction, you can participate in the auction process through a communication network, such as the Internet, eliminating the need to visit the auction site directly, by applying for bidding in advance using the auction system However, even if there is other business on the day of the auction, you can participate in the bidding.

Second, since the site auction and the online auction through the communication network can be performed at the same time, the elderly customers who are not good at computers or the Internet can participate in the auction.

Third, a customer who is a member of an electronic public store rental (ASP) member can sell an asset online or through a site and online parallel auction without a separate system. This allows the customer to proceed with the short selling process at a low cost and in a simple way, ultimately stimulating the short selling. Customers have the advantage that they can access a variety of rich information.

Claims (22)

In the auction system to provide auction information and participate in the auction in a virtual space including the Internet An auction server for providing an auction service; An internal terminal provided in a main system connected to the auction server to transmit and receive auction related data; At least one customer terminal provided to a customer who views the auction information in the auction server and participates in a bid online; And A financial computer system of a financial institution connected to the auction server to support online auctions, The auction server Auction system, characterized by registering the auction announcement to provide the auction information to customers, accept bids online, and select the highest bidder through the successful bidder selection program The method of claim 1, The auction server includes an information provider for providing a short sale-related information; Include electronic auctions that are sold online, The information providing unit provides a variety of auction-related information, including product information, referral agency introduction, integrated announcement, search, The electronic auction system is an auction system, characterized in that the function of authenticating the user in connection with an accredited certification authority, the electronic payment function in connection with a financial institution, and to make a short sale online The auction system according to claim 1, wherein the auction system is performed in parallel with an auction site and online. The auction system according to claim 1, wherein the auction system rents an electronic auction shop to a customer so that the customer can directly proceed online. In a method in which a terminal of a customer who wants to bid for an auction online, an internal terminal connected to a main system, and a financial computer system of a financial institution conduct an auction online by using a network connected system through an auction server, (a) registering the auction information in the auction server The step (a) includes the step of inputting the auction information to the main system through the internal terminal, and the inputted auction information is transmitted to the auction server and registered. (b) bidding online at the auction server; The step (b) includes the step of the customer creating a bid on the auction server and the bidding deposit is transferred to the virtual account provided from the financial terminal, (c) checking whether a bid deposit has been deposited after the online bidding deadline; (d) bidding using a bidder selection program; And (f) the automatic bidding process How to proceed with the auction on-line characterized in that it comprises a including 6. The method of claim 5, wherein the method of conducting an auction online further includes a method of simultaneously performing an on-site auction. The method of claim 5, wherein the method of proceeding with the auction online further comprises a method of renting an electronic auction shop to a customer so that the customer can directly register the auction. In a method in which a terminal of a customer who wants to bid for an auction online, an internal terminal connected to a main system, and a financial computer system of a financial institution conduct an auction online by using a network connected system through an auction server, (a) registering the auction information in the auction server; (b) bidding online at the auction server; (c) checking whether the deposit of the bidding deposit is received after the online bidding deadline; (d) inputting a bid submitted to the auction system; (e) bidding using a bidder selection program; And (f) automatically drafting a bid record, In the step (a), the auction information is input through the internal terminal, and the auction notification input to the main system is received and registered by the auction server, Step (b) may include a step in which a customer prepares a bid in a short sale server; Exchanging bid information and acceptance information between the auction server and the financial institution at the request of the customer terminal; And transferring the bidding deposit to the virtual account assigned by the financial institution. The step (d) may include inputting a bid book collected at an auction site into a period system; And being transmitted from the main system to the auction server and stored therein, The step (e) may include selecting a bidder having the highest price as a successful bidder using a successful bidder selection program of the auction server; And publishing the winning result, In the step (f), the bidding result is received from the auction server to the period system and the bidding statement is automatically generated and output from the period system. How to proceed with the auction in parallel with the auction site, characterized in that it comprises a The method of claim 8, wherein step (a) When the notification content of the auction is changed or canceled, the method of proceeding with the auction in parallel with the auction site, characterized in that it further comprises the step of registering the change or cancellation of the announcement on the auction server. The method of claim 8, wherein step (b) The method of proceeding with the auction in parallel with the auction site, characterized in that after the auction is registered, it is possible to prepare or modify the bid until the online bid deadline. The method of claim 8, wherein step (b) At the point of time when the online bidding is closed using the electronic payment function in the auction server, the step of reserving the deposit deposit from the customer's designated account to the virtual account of the financial institution is further included. How to proceed with a short sale in parallel The method of claim 8, wherein step (b) A method of proceeding with the auction in parallel with the auction site, characterized in that it further comprises the step of making a bid, and then performing an electronic signature The method of claim 8, wherein the method of confirming whether or not to pay the bidding deposit is Confirming, by the financial institution, whether the corresponding amount has been deposited into the virtual account granted by the financial institution according to the amount of the bidding deposit corresponding to a predetermined ratio of the bid amount; And transmitting the deposit information of the bidder effectively deposited to the auction server in parallel with the auction site. The method of claim 8, wherein step (d) If the notification is canceled at the auction site, the method of proceeding to auction in parallel with the auction site, characterized in that it further comprises the fact that the input of the notice cancellation in the main system through the internal terminal and transmitted to the auction server The method of claim 14, How to proceed with the auction in parallel with the auction site, characterized in that the auction cancellation information sent to the auction server from the auction server to transmit to the image system installed at the auction site The method of claim 8, When two or more people present the same price at the step of selecting the successful bidder, a tie is generated. The method of claim 8, wherein step (e) How to proceed with the auction in parallel with the auction site, characterized in that the transmission of the winning information including the selected successful bidder and the successful bid price from the auction server to the video system installed at the auction site The method of claim 8, The method of proceeding with the auction in parallel with the auction site, further comprising the step of delivering the information related to the bidding, including the successful bidder, the successful bidder, to the customer who submitted the bid online by means selected by the customer. The method of claim 8, The auction server further comprises storing the deposit by transmitting the result of the successful bid to the financial computer system and transferring the bid deposit of the successful bidder transferred to the virtual account of the financial institution to the account of the auctioning agency. How to conduct auctions in parallel with the site and online The method of claim 8, The auction server further includes the step of transmitting the result of the successful bid to the financial computer system of the financial institution, and refunding the deposit by automatically transferring the bid deposit of the bidder transferred to the virtual account of the financial institution to the account of the bidder. How to proceed with auctions in parallel with auction site and online The method of claim 8, The auction system is a method of proceeding auction in parallel with the auction site and online, further comprising the step of acting a sales contract between the customer and the consignment agency that was won through competitive bidding In a method in which a terminal of a customer who wants to bid for an auction online, an internal terminal connected to a main system, and a financial computer system of a financial institution proceed with an auction using a network connected system through an auction server, (A) signing up for an electronic auction rental member by a customer who wishes to proceed directly to an online auction without entrusting the auction agency; (b) cataloging the property to be sold in the electronic auction; (c) How to rent an electronic auction by proceeding to register a short notice