JP4769001B2 - System and method for supporting bidding at auction (successful bid) or listing - Google Patents

Description

  The present invention relates to a terminal of an exhibitor who sells a product or service (hereinafter referred to as “product etc.”) in an online auction, a terminal of a bidder who bids on the product, etc., and an auction management system of a business operator who operates an online auction. The present invention relates to a system and method for supporting bidding (successful bid) or listing in an auction by one or more computer systems connected via a network.

  Conventionally, an auction has been performed as a means for effectively using unnecessary items (recycling) or acquiring goods and services (hereinafter collectively referred to as “products etc.”) at a lower cost. In addition, with the spread of communication terminals such as personal computers (PCs) and mobile phones and the development of communication infrastructure, Internet auctions that allow listings and bidding on networks have become popular. In such an online auction, a large number of exhibitions (bids) and bids are made through the auction organizer's WEB site regardless of time and place, so there is a probability that a transaction will be established compared to a face-to-face auction. Dramatically increases. As a mechanism for operating such an online auction and supporting user's listing / bidding, for example, the following patent documents 1 to 4 disclose technologies.

JP 2001-357249 A JP 2002-133342 A Japanese Patent Application Laid-Open No. 2002-215953 JP 2004-152085 A

  By the way, in the conventional net auction, when the exhibited product etc. is awarded, the exhibitor is responsible for information on the settlement method of the product etc. (bank transfer, small amount money order, price exchange etc.) and the delivery method of the product etc. (Email, courier service, receipt of convenience store, etc.) is sent by e-mail to the address of the successful bidder along with a message of thanks for the successful bid. Since the content of such a successful bid mail is the same except for the name of the successful bidder and the name of the product, the exhibitor creates a successful bid mail by copying and pasting past mail.

  Further, when the successful bidder receives a successful bid mail from the exhibitor, the successful bidder returns a reply mail including information on the name of the customer and the destination of the product (address of home, work, etc.) to the address of the exhibitor. Since the contents of the reply mail are the same except for the name of the exhibitor, the name of the product, and the settlement method, the successful bidder creates a reply mail by copying and pasting the past mail. Also, when transferring the price of goods etc. to the seller's bank account, the name of the transfer requester and the information of the account to be debited are common, so it is very complicated to enter the same information for each seller Become.

  Furthermore, in the online auction, since the successful bidder cannot confirm the reliability of the exhibitor, the product, etc. in advance, troubles such as unachieved products and defective shipments are continual. Therefore, on most auction sites, after the transaction is completed, the seller's response to the winning bidder (the bidder) (whether the description of the product was accurate, was shipped immediately, or was packed properly) We are requesting a questionnaire to evaluate in multiple stages. The evaluation result is converted into points and published so that the successful bidder can grasp the credit status of the exhibitor and prompt the seller to continue appropriate transactions.

  On the other hand, as Internet auctions become popular, users are also increasing the number of products or the like that are simultaneously offered or tendered. For this reason, the number of successful bid mails and reply mails to be transmitted has increased, and the load on users has increased. In particular, since there are many business operators that operate online auctions, it is not uncommon for products or the like to be listed and bid at the same time in multiple online auctions. Exhibitors want to sell products as high as possible, and bidders want to make a successful bid for products as cheap as possible, so register as a member of multiple auction sites, type of auction site, type of product, minimum bid, etc. In consideration of conditions such as the amount and the listing fee, the auction site for listing and bidding is properly used. In such a case, management of exhibition / bidding information for each online auction and creation / transmission of the above-described mail become very complicated.

  In addition, bidders who have made a successful bid for a product, etc., must pay for each product even if the seller and the financial institution to which the transfer is made are the same. Work becomes extremely complicated and transfer mistakes are likely to occur.

  The present invention has been made to solve the above-mentioned problems. When a large number of products are put on the Internet auction at the same time, a user's procedure when putting up or bidding on a plurality of net auctions It is an object of the present invention to provide a net auction support system and method that can further improve the convenience of a net auction by reducing the burden on the network and contribute to the activation of the net auction.

  According to the first and fourth main aspects of the present invention, a terminal of an exhibitor who exhibits a plurality of products or services (hereinafter referred to as “products”) in an online auction, and a plurality of bidders who bid on the products, etc. A system for supporting an exhibitor to place an auction by one or more computer systems in which a terminal and an auction management system of a business operator that operates an online auction are connected via the network. This is a message containing user information such as the address and name of the customer and information on the settlement method for the price of the product, etc., and information on the successful bid message transmitted via the network to the terminal of the bidder who has made a successful bid for the product, etc. Message information storage means for storing in association with the seller's identification information, and a plurality of merchants that have been exhibited after the set auction period is over. User information acquisition means for acquiring bidder information including the e-mail address and name of each bidder who has made a successful bid from the auction management system via the network, and the successful bid message information of the seller from the message information storage means Message information acquisition means for searching for, and message transmission means for generating successful bid messages for a plurality of bidders based on the bidder information and successful bid message information and transmitting them to each bidder's terminal via the network And a method that can be suitably implemented by the system.

  According to such a configuration, an exhibitor who has exhibited a plurality of products in an auction receives user information such as his / her address and name and the price of the products etc. A message (successful bid message) including information on the settlement method can be automatically transmitted collectively. This eliminates the hassle of copying and pasting regular successful bid thanks and bank account information, etc., and generating and sending a successful bid message for each bidder, greatly reducing the load on the seller. . In particular, when multiple products are listed in multiple online auctions, there is no need to individually handle individual auctions as in the past by using the auction / aggregation function to collect bid / successful bid information from each auction site. . In addition, by displaying a list of bidding information, etc. in multiple auctions, the seller can easily grasp the tendencies of each auction and the attributes of consumers (bidders), which is useful for the next listing. Reference information can be obtained.

  According to the second and fifth main aspects of the present invention, terminals of a plurality of sellers who sell products or services (hereinafter “products etc.”) in an online auction and terminals of bidders who bid on the products etc. A system that supports bidding (successful bid) in the auction of the bidder by one or more computer systems connected via a network to an auction management system of a business operator that operates the net auction, A reply message containing user information such as the bidder's address and name, and the information of the reply message sent via the network to the seller's terminal such as a successful bid item is associated with the identification information of the bidder Message information storage means to store, and after the end of the set auction period, all items etc. for which the bidder has made a successful bid User information acquisition means for acquiring information on the merchant from the auction management system via the network, message information acquisition means for searching the reply message information of the bidder from the reply message storage means, the seller information, A system comprising message sending means for generating successful bid messages for a plurality of sellers based on the reply message information and sending them to each seller's terminal via a network, and a system suitable for using this system Is provided.

  According to such a configuration, a bidder who makes a successful bid for a plurality of products and the like can automatically transmit a reply message including user information such as his / her address and name to a plurality of exhibitors in a lump. As a result, there is no need for the bidder to copy and paste standard reply texts and product destination information to generate and send a reply message for each exhibitor, dramatically reducing the burden on the bidder. become able to.

  According to the third and sixth main aspects of the present invention, terminals of a plurality of sellers who sell products or services (hereinafter referred to as “products”) in an online auction, and terminals of bidders who bid on these products, etc. A system that supports bidding (successful bid) in the auction of the bidder by one or more computer systems connected via a network to an auction management system of a business operator that operates the net auction, Evaluation information storage means for evaluating sellers' transactions, and storing transaction evaluation information to be transmitted to the auction management system via a network in association with bidder identification information when a successful bid is made for a product or the like; After the set auction period ends, the information on those sellers for all products etc. for which the bidder has made a successful bid is sent to the auction. User information acquisition means for acquiring from the management system via a network, transaction evaluation information acquisition means for searching for transaction evaluation information preset by the bidder from the evaluation information storage means, information on the seller and transaction evaluation A transaction evaluation file transmitting means for generating a transaction evaluation file for a plurality of sellers based on the information in an evaluation format set by the auction management system and transmitting the transaction evaluation file to the auction management system via a network; And a method suitably obtained using this system.

  According to such a configuration, after completion of transactions for a plurality of successful bid items (e.g., transfer of product price, shipment of products, etc.), the bidder can collectively evaluate transactions with a plurality of sellers in the auction management system. Can be sent. In most cases, the evaluation of transactions with sellers is a uniform evaluation such as “No problem”, “Best”, “I want to trade again”, etc. It is extremely cumbersome for bidders to repeatedly write the same evaluation. Therefore, as described above, by making it possible to collectively evaluate transactions with sellers, the burden on bidders can be greatly reduced. In addition, since evaluation criteria and methods are often different for each auction, the evaluation file is transmitted in a format set by the auction management system.

  According to the present invention, it is possible to reduce the procedural burden of users when listing and bidding a large number of products etc. at the same time in the same period or when listing and bidding at multiple net auctions. It is possible to obtain a net auction support system and method that can further improve convenience and contribute to activation of the net auction.

(overall structure)
Hereinafter, embodiments of the present invention will be described with reference to the drawings.
FIG. 1 is a diagram showing a network configuration according to an embodiment of the present invention. The network auction support system denoted by reference numeral 1 in this figure is composed of one or more general-purpose or dedicated computer systems provided in the financial institution 2, and is dedicated to the existing accounting system 3 and information system 4 in the bank. Connected with a line. Some functions of the net auction support system 1 can be provided in the account system 3 and the information system 4, or the net auction support system 1 can be configured by the account system 3 and the information system 4. Note that illustration and description of well-known system configurations such as a front-end server, a gateway server, a Web server, a firewall, and an ISP are omitted.

  The net auction support system 1 also includes a terminal 6 such as a mobile phone with a PC or a web browser function at the home of a net auction user 5 (exhibitor 5a, bidder 5b) via a network such as the Internet, and a net auction. Are connected to auction management systems 8 and 8 of a plurality of businesses 7 and 7 that host and operate the company. Although the bidder 5b becomes a successful bidder after the end of the auction period, the bidder 5b will be collectively referred to as a bidder 5b for convenience of explanation below. Further, the exhibitor 5a and the bidder 5b are relative concepts, and all the users 5 can be either the exhibitor 5a or the bidder 5b.

  The financial institution 2 established / dedicated web site (aggregation site) for providing the account aggregation service and the net auction support service of this embodiment to the customer user 5 as a part of the internet banking service. While operating, the contract of the auction information aggregation service (auction aggregation) is concluded with the user 5 and each provider 7, respectively. The user 5 selects a plurality of businesses 7 that wants to participate in the auction, and information necessary to connect to the auction management system 8 of these businesses 7 (login information such as user ID and password, and bibliographic items) Etc.) is registered in advance in the auction support system 1 to obtain an integrated account (ID / password) of the aggregation site.

  The user 5 (exhibitor 5a and bidder 5b) logs in to the aggregating site via the network by using the communication function of the terminal 6 and browser software, thereby entering the auction management system 8 via the net auction support system 1. On the other hand, listing and bidding of products and services (hereinafter collectively referred to as “products etc.”) can be performed, and listing / bidding information can be displayed on the terminal 6 as a list. It should be noted that the users 5 of the auction site include general users 5c, 5d,... Who have not concluded the above-mentioned aggregation service contract with the financial institution 2, but as will be described later, this embodiment The auction support system 1 can support the exhibitor 5a and the bidder 5b even when the exhibitor 5a and the bidder 5b trade with these users 5c and 5d.

  In addition to the aggregate function, the auction support system 1 of the present embodiment has a message transmission support function for transmitting a standard message from the seller to the successful bidder and from the successful bidder to the seller, as will be described in detail later. The seller evaluation support function that supports the seller's evaluation performed by the successful bidder, the payment settlement support function that supports the payment (bank transfer) of the product etc. for which the bidder has made a successful bid, and member registration to multiple auction sites Each has a member registration support function to support it.

(Whole process)
Next, with reference to FIG. 2, the overall processing steps of this embodiment will be described. This figure shows an operator in which an exhibitor 5a and a bidder 5b who have concluded an auction aggregation contract with a financial institution 2 and an exhibitor 5c and a bidder 5d who have not concluded an auction are contracting with the financial institution 2. This is an example in which the auction support system 1 supports the listing and bidding of the exhibitor 5a and the bidder 5b when performing the listing and bidding in the net auctions X and Y of 7, 7.

  First, the exhibitor 5a sets conditions such as a bid period, a bid unit (amount), a minimum successful bid amount, a postage bearer, and the like, and sells the products A and B on the auction sites X and Y, respectively (step S1). In addition, the exhibitor 5c similarly sets conditions and places the product C on the auction site Y (step S2). Within the bidding period, the bidders 5b and 5d bid for the products A to C (step S3). The auction support system 1 periodically acquires the exhibition information and bid information of the product from each auction management system 8 (step S4), and updates the latest status to the terminal 6 in response to requests from the exhibitor 5a and the bidder 5b. Can be displayed as a list (step S5).

  When the bidding period ends and the winning bidder / successful bid amount of the products A to C is determined (step S6), the winning bid information is transmitted from each auction management system 8 to the exhibitors 5a, 5c and the auction support system 1 (step S6). S7, S8). The auction support system 1 generates a successful bid mail from the seller 5a to the bidders 5b and 5d who have made a successful bid for the products A and B from the seller 5a and transmits it to the terminal 6 of the seller 5a (step S9). This successful bid mail includes the name of the exhibitor 5a registered in advance and the settlement method of the product price (transfer account information, etc.). When the exhibitor 5a confirms the contents and instructs transmission, the auction support system 1 transmits a successful bid mail to the bidders 5b and 5d in a lump (step S10). On the other hand, the exhibitor 5c creates a successful bid mail and transmits it to the terminal 6 of the bidder 5b who has made a successful bid for the product C (step S11).

  The bidder 5b who has received the successful bid mail from the exhibitors 5a and 5c instructs the auction support system 1 to transmit a batch reply mail (step S12). At this time, information on the successful bid mail of the exhibitor 5c is also transmitted. The auction support system 1 generates reply mails to the exhibitors 5a and 5c and transmits them to the exhibitor terminal 6 (step S13). This reply mail includes the name of the bidder 5b and information on the destination of the product. On the other hand, the bidder 5d creates a reply mail and sends it to the exhibitor 5a (step S14).

  Further, the auction support system 1 executes a collective transfer process for the prices of the products B and C based on the information of the successful bid mail (step S15). Specifically, the bank account information of the seller 5c is extracted from the successful bid mail, the account information of the seller 5a and the bidder 5b is searched, and a list is displayed on the bidder 5b terminal together with the price of the successful bid products B and C. Let When receiving the transfer execution instruction from the bidder 5b, the auction support system 1 transmits these pieces of information to the billing system 3 to instruct fund transfer. On the other hand, the bidder 5d transfers the price of the product A to the exhibitor 5a (step S16).

  After the transfer of the commodity price is completed and a predetermined period has elapsed (after the transaction is completed), the auction management system 8 requests the auction support system 1 and the terminal 6 of the bidder 5d to evaluate the exhibitors 5a and 5c (step). S17). The auction support system 1 generates a transaction evaluation file and transmits it to the bidder 5b's terminal for confirmation (step S18). This evaluation file is generated in a format designated by the auction sites X and Y. When receiving an instruction for batch transmission of evaluation data from the bidder 5b, the auction support system 1 transmits batch evaluation files to the respective auction management systems 8 and 8 (step S19). On the other hand, the bidder 5d inputs the evaluation information of the exhibitor 5a on the auction site Y (step S20).

  By executing the auction support process as described above, the financial institution 2 operating this system 1 can acquire new customers by improving customer service, and increase handling fee revenues by increasing the number of payments for merchandise. I can expect.

  In addition, the user 5 can easily perform listings and bids on a plurality of auction sites, and can collect and display these information in a list so that the auction can be used more easily. In addition, an increase in the number of auction usage can be expected for net auction operators 7, and the number of good users 5 increases as a result of intermediation by financial institution 2, and settlement of products and the like is easy and reliable within the financial institution. As a result, transaction troubles will be reduced and the auction can be managed in a healthy manner.

Next, a schematic configuration of the auction support system 1 of the present embodiment will be described with reference to the functional block diagram of FIG.
In this system 1, a RAM 13, a ROM 14, an HDD (storage device) 15, and an input / output interface (I / F) 16 are connected to a CPU 11 built in a computer system of a financial institution 2 via a system bus 12. The input / output I / F 16 includes an output unit 17 such as a CRT display, an input unit 18 such as a keyboard and a mouse, a communication unit 19 such as a modem, and a drive for a removable recording medium 20 such as an FD, CD-ROM, and DVD-ROM. 21 are connected to each other. A software program that implements the functions of the present invention is installed in a storage device such as the HDD 15 or the ROM 14, but can also be installed from the removable recording medium 20.

  The storage devices 14, 15 include an auction information storage unit 24, a user information storage unit 25, an account information storage unit (account balance information storage means) 26, a message information storage unit 27, an exhibitor evaluation information storage unit 28, point information. A storage unit 29, a member registration information table 30, and a program storage unit 31 are stored. Each of these storage units 25 to 30 is stored in a certain area secured in the storage devices 14 and 15, and the information input / calculated by each function to be described later and the auction operation via the communication unit 19. Information acquired from external organizations such as the system 8 is described and updated as needed.

  The auction information storage unit 24 stores auction information acquired from the user terminal 6 or the auction management system 8 via the network in association with the user ID. The auction information includes, for example, the ID of the net auction in which the user 5 (exhibitor 5a and bidder 5b) has listed / bidding the product, the name of the product, the date of bidding, the minimum bid unit, the number of bids, the latest Includes the highest bid, transaction evaluated flag, etc.

  As shown in FIG. 4, the user information storage unit 25 includes necessary information (users) for logging in to a plurality of auction management systems 8 in which the user 5 (exhibitor 5a and bidder 5b) exhibits and bids for products and the like. Name, password, etc.), the ID of the Internet auction that each user 5 has registered as a member, and the bibliographic items of the user 5 necessary to generate a successful bid mail and a reply mail described later (product shipping address / name) (Phone number, mail address, etc.) are stored in association with the identification information (common user ID, etc.) of the user 5. These pieces of information are acquired from the user 5 at the time of applying for an auction aggregation contract, and necessary information is collected as needed from a customer master file held by the financial institution 2 or the operator 7 that operates the auction. The customer master file of the financial institution 2 may be used as it is. In the present embodiment, the same information as the user 5 (name (company name), address, e-mail address, etc.) is registered for the business operator 7 except for login information.

  The account information storage unit 26 stores information on bank accounts (branch name, account number, account name, etc.) and deposit balance information of the exhibitor 5a and bidder 5b who settle the successful bid amount of products and the like. These pieces of information are obtained by mirroring only the necessary information from the accounting system 3 on a daily basis or by accessing the accounting system 3 when necessary.

  The message information storage unit 27 includes information on a successful bid message transmitted via the network to the terminal 6 of the bidder 5b for which the exhibitor 5a has won the product etc., and the terminal of the exhibitor 5a for the product etc. for which the bidder 5b has successfully bid. 6 is stored in advance in association with the identification information of the exhibitor 5a or bidder 5b. This eliminates the trouble of generating and transmitting almost the same contents of e-mails to a plurality of destinations when a large number of products are exhibited / successful at the same time, thus improving the convenience of the auction. Here, the successful bid message information includes a bibliographic item of the exhibitor 5a registered in the user information storage unit 25 and a payment method (bank account information, etc.) for the product. Similarly, the information of the reply message includes bibliographic items of the bidder 5b and information on the destination of the product. Each message includes information such as standard greetings, disclaimers, and shipping costs.

  The seller evaluation information storage unit 28 bids in advance information for evaluating the transaction of the seller 5a requested from the auction management system 8 to the bidder 5b after the settlement of the price of the product or the like is completed. The information is stored in association with the identification information of the person 5b. Specifically, as shown in FIG. 6, a plurality of stages of evaluation (1-5, three stars, AAA, etc.) and a standard comment are registered in advance in association with the ID of the auction site. Thereby, the bidder 5b does not need to repeat uniform evaluation for each of the plurality of exhibitors 5a and products, and the procedural load can be reduced. The transaction evaluations and comments registered in advance as described above are displayed as a list by default as will be described later (see FIG. 14), but the bidder 5b can also individually correct them.

  The point information storage unit 29 stores point information that can be redeemed for the action on the Web of the bidder 5b by the business operator 7 or other business partners affiliated with the business operator 7. For example, point information issued to the user 5 when using a net auction during the period of the use promotion campaign planned by the operator 7 or clicking a banner advertisement of a partner company displayed on the auction site. Is obtained from the point issuing system (not shown) of each business operator via the network, and stored in association with the identification information (such as the common ID) of the user 5. User 5 can use this point information to purchase products and services at an online shopping site sponsored or affiliated by business operator 7, or to exchange money at a predetermined rate (1 point = 1 yen, etc.) for a financial institution It is possible to deposit money into 2 deposit accounts. Therefore, in this embodiment, as will be described later, the virtual bidable amount is calculated by adding the point information and the deposit account balance.

  The member registration information table 30 stores information necessary for membership registration in a member registration system (not shown) of a plurality of auction management companies 7 in association with identification information (user ID) of each company 7. It is. Specifically, as shown in FIG. 7, user information (see FIG. 5) such as the address, name, and mail address of the user 5 is stored in association with the ID of each business operator 7. In the figure, “1” in the user information item (code) indicates information necessary for member registration, “0” indicates unnecessary information, and “−” indicates information unrelated to member registration.

  In the program storage unit 31 of FIG. 3, software programs for realizing the above-described plurality of functions of the present invention are installed. Each functional unit described later is an independent software program or a subroutine thereof. When an operator of the financial institution 2 operates the input unit 18 to input various commands (commands), this software program is loaded onto the RAM 13 by the CPU 11 and executed, and cooperates with the OS (operation system) to execute the present invention. It comes to play the function of.

  As shown in FIG. 3B, the software program includes an auction application receiving unit 32 that accepts and processes listings and bids, and an auction information collecting unit (auction information aggregate means) for executing the above-described aggregate function. ) 33, a user information acquisition unit 34 for executing the message transmission support function, a message information acquisition unit 35, a message transmission unit 36, a bid availability determination unit (desired bid amount acquisition means) 37, and an exhibitor evaluation support function Transaction evaluation information acquisition unit (user information acquisition means) 38 and evaluation file transmission unit 39, account URL information generation unit 40, account information acquisition unit 41, transfer confirmation for executing the payment settlement support function The screen generation unit 42 and the collective transfer execution processing unit 43, and the collective member registration receiving unit (conference) for executing the member registration support function And a registration information transmitting means) 44. Hereinafter, each functional unit will be described in order.

  The auction application accepting unit 32 accepts listings and bids of products and the like from the terminals 6 of the exhibitors 5a and bidders 5b via the network, transmits them to the selected auction management system 8, and uses the acquired auction information for this use. The information is stored in the auction information storage unit 24 in association with the ID of the person 5. When connecting to the auction management system 8, an integrated account issued from the financial institution 2 to the user 5 or login information to each auction management system 8 is used.

<Aggregate function>
The auction information collection unit 33 logs in to a plurality of auction management systems 8 at a certain time every day using the integrated account, and the latest bid information such as products that the seller 5a and the bidder 5b are exhibiting or bidding on, The financial institution 2 extracts only the necessary information such as the auction information and the user ID from the successful bid information and the non-successful bid information that the bidder 5b could not make a bid and the exhibition information that the transaction was not successful in the form of HTML data. It is a robot program that collects information by a scraping function that displays a list on the aggregation site. The collected information is stored in the auction information storage unit 24 and displayed as a list on the terminal 6 in response to a request from the user 5.

<Message transmission support function>
The user information acquisition unit 34, after the end of the set auction period, bidder information including the e-mail address and name of each bidder 5b who has made a successful bid for a plurality of products etc. exhibited by the seller 5a, Information on the sellers of all the products and the like for which the bidder 5b has made a successful bid is obtained from the auction management system 8 via the network, and is associated with the ID of the seller 5a or the bidder 5b. To be stored.

  The message information acquisition unit 35 returns information on the successful bid message transmitted to the terminal 6 of the bidder 5b for which the seller 5a has won the product or the bidder 5b who has received the successful bid message from the seller 5a returns to the seller 5a. The message information is retrieved from the message information storage unit 27.

  The message transmission unit 36 synthesizes a message to be transmitted to the terminals 6 of a plurality of sellers 5a or a plurality of bidders 5b based on the user information and the message information, and transmits the synthesized message via a network. is there. Specifically, as shown in FIGS. 5A and 5B, a standard message such as a greeting or a disclaimer is added to “exhibitor name”, “bidder name”, “contact”, “product name”, “successful bid amount”, etc. Etc. are embedded in a predetermined position on the layout to compose a message. Here, in this embodiment, when the successful bid message is synthesized, URL information in which the information of the deposit account of the seller 5a generated by the account URL information generation unit 40 is embedded is included in the successful bid message. As a result, the bidder 5b who has received the successful bid message can click the URL information on the terminal screen to automatically display the transfer destination account number, account name, and transfer amount. .

  The bid permission / rejection determination unit 37 obtains the desired bid amount of the product etc. from the terminal 6 of the bidder 5b via the network, the deposit balance of the bidder 5b registered in the account information storage unit 26, and the bidder 5b Information on the bid amount already bid for other products, etc., and determining whether or not to bid at the desired bid amount based on whether the desired bid amount and the total bid amount are less than the deposit balance. is there. In the present embodiment, a virtual bidable amount is calculated by adding the virtual point amount obtained by multiplying the point information of the bidder 5b registered in the point information storage unit 29 by a predetermined rate and the deposit balance. ing. When the virtual bidable amount exceeds the total amount of the desired bid amount and the bid amount, the bid with the desired bid amount is permitted.

<Exhibitor evaluation support function>
The seller evaluation support function is based on the transaction evaluation information acquisition unit 38 that searches the seller evaluation information storage unit 28 for the transaction evaluation information of the bidder 5b, the seller 5a information, and the transaction evaluation information. This is realized by an evaluation file transmission unit 39 that generates a transaction evaluation file for a plurality of sellers in an evaluation format set by the management system and transmits it to the auction management system via the network.

<Price settlement support function>
The price settlement support function includes an account URL information generation unit 40 that generates account URL (Uniform Resource Locators) information for linking to the seller's account information in the account information storage means, and the auction management system 8 or the exhibitor terminal. 6 based on the bidder information and exhibitor information acquired from the network from 6, the account information acquisition unit 41 for searching the account information of the bidder 5 b and the exhibitor 5 a from the account information storage unit 26, and the bidder 5 b makes a successful bid A transfer confirmation screen generation unit 42 that generates a transfer confirmation screen including the price (successful bid amount) of a plurality of products and the like and information on each exhibitor 5a and displays it on the bidder terminal 6 via the network; When a transfer instruction is accepted via the network, the bank system of the bidder 5b to the bank account of each exhibitor 5a is sent to the account system 3 This is realized by the collective transfer execution processing unit 43 that instructs to transfer the price of goods or the like.

<Membership registration support function>
The collective member registration receiving unit 44 extracts information necessary for member registration from the member registration information table 30 for a plurality of businesses 7 selected from the terminal 6 of the user 5 via the network, and a member registration information input interface. (Not shown), obtain member registration information through this interface and accept the application for bulk member registration, and from the acquired member registration information, each member registration information necessary for each company involved in the application The data is extracted and transmitted to a member registration system (not shown) of each business operator 7 via a network.

<Specific processing steps>
Next, detailed functions and processing steps of this embodiment will be described with reference to the input / output screens displayed on the user terminal 6 in FIGS. Each of these screens (interfaces) is generated by a web server (not shown) in a hypertext format and transmitted to the user terminal 6 via the network. The transmitted interface is synthesized and displayed by the browser software of the user terminal 6.

  First, FIG. 8A is an example of the top page of the auction aggregation for the exhibitor 5a. In this screen, the exhibitor 5a operates the terminal 6 to log in to the main screen (not shown) of the net banking of the financial institution 2 via the network, and selects “Exhibiting at an online auction” from a plurality of categories. Displayed. When one of the “exhibition information confirmation” button 45, “new exhibition” button 46, “collective billing” button 47, and “collective member registration” button 48 is pressed (clicked) from the user terminal 6 on this screen, Transition to each screen. Among these, when the “exhibition information confirmation” button 45 or the “collective billing” button 47 is pressed, the auction information collecting unit 33 displays the exhibition information of the exhibitor 5a on the auction information storage unit 24 based on the user ID. Or using each user's login information registered in the user information storage unit 25 to access and collect each auction management system 8.

  First, when the “exhibition information confirmation” button 45 is pressed, the collected exhibition information is displayed on the exhibition information confirmation screen of FIG. After confirming the exhibition information, the exhibitor 5a determines a new exhibition, checks the trend of each auction site, and further confirms a successful bid item. If you want to check the bidding history etc., click the site name where the hyperlink is set to jump to each auction site.

  When this screen or the “new listing” button 46 on the top page is pressed, the screen changes to a new listing application screen shown in FIG. Through this screen, the auction application accepting unit 32 acquires the product category selected by the exhibitor 5a from the pull-down menu, the auction site information to be exhibited, and the exhibition conditions such as the bid start price via the network. When the “exhibit” button 49 is pressed on the exhibitor terminal 6, the acquired exhibition information is transmitted to the selected auction management system 8. In addition, if you want to list multiple items at the same time, or if you want to reserve a future listing date and time (next weekend, etc.), enter the above listing conditions, etc., and press the “Register Listing” button 50 to auction the listing information. The information can be temporarily registered in the information storage unit 24.

  Further, when the exhibited product is a successful bid, when the exhibitor 5a presses the “collective billing” button 47 on the top page of FIG. 8A or the exhibition information confirmation screen of FIG. 8B, FIG. Transition to the consolidated billing application screen. On this screen, successful bid information such as a plurality of products collected by the auction information collection unit 33 is displayed in a list. When the exhibitor 5a confirms the information displayed on the terminal 6 and additionally inputs a mail option sentence as necessary and presses the “batch transmission” button 51, the message information acquisition unit 35 and the like are shown in FIG. The successful bid mail shown in (A) is automatically generated, and the message transmitting unit 36 transmits it to the address of each bidder 5b in a batch.

  When the “collective member registration” button 48 is pressed from the exhibitor terminal 6 on the top page of FIG. 8A, the screen transits to the collective member registration screen of FIG. On this screen, among the affiliated auction operators 7 in which the collective member registration receiving unit 42 is registered in the user information storage unit 25, the names and auction site names of the operators 7 whose members 5a are not registered as members Etc. are displayed in a list. When the exhibitor 5a operates the terminal 6 to select or deselect the business operator 7 who wants to register as a member with a radio button and presses the “register in batch” button 52, the collective member registration receiving unit 44 registers the member. The information is extracted from the user information storage unit 25 with reference to the information code (“1” in FIG. 7) required for each auction management system 8 described in the information table 30. The extracted member registration information is transmitted to each auction management system 8 to complete the batch member registration. When information necessary for member registration is not registered in the user information storage unit 25, an additional information input screen (not shown) is displayed.

Next, with reference to FIGS. 11-14, the process process which supports the bid of the bidder 5b is demonstrated.
First, FIG. 11A is an example of the top page of the auction aggregation for the bidder 5b. This screen is displayed when “Bid for Internet Auction” is selected in the category of the main screen of the net banking. On this screen, a “Confirm Bid Information” button 55, a “New Bid” button 56, a “Product Search” button 57, a “Batch Payment” button 58, a “Batch Evaluation” button 59 and a “Bulk Member Registration” are displayed. When any of the buttons 48 is pressed (clicked), the screen changes to the respective screen. The collective member registration process is the same as that for the exhibitor 5a, and a description thereof will be omitted.

  When the “Confirm Bid Information” button 55 is pressed on the screen of FIG. 11A, the screen transitions to the screen of FIG. On this screen, a list of bid information of the bidder 5b collected by the auction information collecting unit 33 is displayed. Further, in the present embodiment, a total 61 of a plurality of bid amounts acquired and calculated by the auction information collection unit 33 and the bid availability determination unit 37, and a deposit account balance 62 of the bidder 5b registered in the account information storage unit 26. Also displayed are the point information 63 of the bidder 5b registered in the point information storage unit 29 and a bidable amount 64 obtained by adding the virtual deposit amount and the deposit account balance when the points are converted into cash. Thereby, the bidder 5b can examine the possibility of a new bid. Note that when the “new bid” button 56 is pressed, the deposit account balance, the bidable amount, etc. may be acquired and calculated and displayed.

  When the “new bid” button 56 is pressed on the screen of FIG. 11A or 11B, a transition is made to the new bid application screen of FIG. On this screen, when the bidder 5b selects a product or the like registered as a wish list in the auction information storage unit 24 and inputs a bid amount, the bid acceptability determining unit 37 is based on whether the bidable amount is equal to or less than the bidable amount. To determine whether or not to bid. When it is determined that bidding is possible, the “bid” button 65 is activated, and when the button 65 is pressed, the auction application receiving unit 32 displays the bid information and the bidder 5 b information on the auction management system 8. Over the network. When bidding is not possible, a predetermined error message is displayed on the screen, and the “bid” button 65 remains in a state where it cannot be pressed.

  When the “product search” button 57 is pressed on any one of the screens of FIGS. 11A to 11C, the screen transitions to the screen of FIG. On this screen, the bidder 5b can search for a product or the like that he / she wants to bid from a product category or a bid condition. In addition, one or more products can be bid on the search result screen (FIG. 12B) or registered in the wish list.

  When a successful bid can be made for the item that has been bid, the bidder 5b presses the “collective payment” button 58 on the top menu screen of FIG. 11A to display the screen of FIG. On this screen, a list of all successful bid information collected from each auction management system 8 by the auction information collection unit 33 using the login information of the bidder 5b is displayed. After confirming the winning bid amount and information on the payee (exhibitor 5a) on this screen and pressing the “collective payment” button 66, the message information acquisition unit 35, the message transmission unit 34, etc. are shown in FIG. The shown reply message is generated and transmitted to each exhibitor 5a. In addition, when the transfer confirmation screen generation unit 42 is activated to generate a screen (not shown) displaying a list of transfer destinations and transfer amounts, and displays the screen on the terminal 6, and receives a transfer execution instruction from the bidder 5 b. The collective transfer execution processing unit 43 instructs the account system 3 to transfer money.

  After a predetermined period (1 to 2 weeks) in which the product is transferred from the transfer of the price of the product, etc., the auction management system 8 requests the bidder 5b to evaluate the transaction of the exhibitor 5a. The bidder 5b presses the “collective evaluation” button 59 on the screen of FIG. 11A to display the screen of FIG. On this screen, of the successful bid information of the bidder 5b registered in the auction information storage unit 24, a list of transactions for which no evaluated flag is registered is displayed. The displayed evaluation levels are acquired by the transaction evaluation information acquisition unit 38 from the seller evaluation information storage unit 28, and are all set to the highest rank by default. The bidder 5 b adjusts the evaluation level of the exhibitor 5 a as necessary and presses the “evaluate” button 67. As a result, the evaluation file transmission unit 39 creates and transmits evaluation files according to the forms of a plurality of auction management systems 8.

  In addition, this invention is not limited to said embodiment, A various deformation | transformation is possible in the range which does not change the summary of invention.

FIG. 1 is a diagram showing a network configuration according to an embodiment of the present invention. FIG. 2 is a diagram showing the entire processing steps of this embodiment. FIG. 3 is a functional block diagram showing a schematic configuration of a net auction support system according to an embodiment of the present invention. FIG. 4 is a diagram illustrating a data configuration of the user information storage unit. FIG. 5 is a diagram illustrating an example of a message stored in the message information storage unit. FIG. 6 is a diagram illustrating a data configuration of the seller evaluation information storage unit. FIG. 7 shows the data structure of the member registration information table. FIG. 8 is a diagram illustrating an example of an auction aggregation screen (exhibitor). FIG. 9 is a diagram illustrating an example of a screen for batch transmission (collective billing) of successful bid mail. FIG. 10 is a diagram illustrating an example of a collective member registration screen. FIG. 11 is a diagram illustrating an example of an auction aggregation screen (bidder). FIG. 12 is a diagram illustrating an example of a search screen for products and the like. FIG. 13 is a diagram illustrating an example of a lump sum payment screen. FIG. 14 is a diagram illustrating an example of a screen for exhibitor batch evaluation.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 ... Net auction support system 2 ... Financial institution 3 ... Account system 4 ... Information system 5 ... User 5a, 5c ... Exhibitor 5b, 5d ... Bidder 6 ... User terminal 7 ... Auction management company 8 ... Auction Management system 11 ... CPU
12 ... System bus 13 ... RAM
14 ... ROM
15 ... HDD
DESCRIPTION OF SYMBOLS 16 ... Input / output interface 17 ... Output part 18 ... Input part 19 ... Communication device 20 ... Removable recording medium 21 ... Drive 24 ... Auction information storage part 25 ... User information storage part 26 ... Account information storage part 27 ... Message information storage part 28 ... exhibitor evaluation information storage unit 29 ... point information storage unit 30 ... member registration information table 31 ... program storage unit 32 ... auction application reception unit 33 ... auction information collection unit 34 ... user information acquisition unit 35 ... message information acquisition unit 36 ... Message transmission unit 37 ... Bid admission determination unit 38 ... Transaction evaluation information acquisition unit 39 ... Evaluation file transmission unit 40 ... Account URL information generation unit 41 ... Account information acquisition unit 42 ... Transfer confirmation screen generation unit 43 ... Batch transfer execution processing unit 44 ... Bulk member registration reception

Claims (12)

A network of terminals of a plurality of exhibitors who sell products or services (hereinafter referred to as “products, etc.”) in an online auction, terminals of bidders who bid on the products, etc., and an auction management system of an operator who operates an online auction A system that supports the auction by one or more computer systems connected via
This system is provided to the financial institution computer, the bidder and the seller is a customer with an account at a financial institution, these accounts, managed by the connected accounting system in this support system Has been
A computer acquires and stores information for identifying the bank account of the bidder and an account balance of the bank account from the bank account system, and acquires and stores information on the seller's bank account from the bank account system. and account information storage means for,
User information storage means for storing, in association with the bidder's information, user information for the computer to log in to a plurality of auction management systems in which the bidder bids for products, etc.
The computer uses this user information to log in to multiple auction management systems, and the bidder can't make a bid for the bid information on the product that the bidder is bidding, the successful bid information about the product that this bidder has won, etc. Auction information aggregate means for acquiring at least one of non-successful information such as a product etc. via a network and displaying a list on a bidder terminal;
A desired bid amount acquisition means for a computer to acquire a desired bid amount for a product etc. from a bidder's terminal via a network;
The computer obtains information on the deposit balance of the bidder and the bid amount that the bidder has already bid for other products, etc., based on whether the desired bid amount and the total amount of bids are less than the deposit balance. Bid admission determination means for determining whether or not to bid at the desired bid amount and the computer is a reply message including user information such as the bidder's address and name, and is a network to the seller's terminal such as a successful bid item Message information storage means for storing information of a reply message to be transmitted via the association in advance with the bidder identification information;
After the end of the set auction period, the computer acquires user information about all the products that the bidder has made a successful bid from the auction management system via the network, respectively.
Computer, and message information acquisition means for retrieving information of the reply message of the bidder from the message information storage means,
Computer, based on the information of the exhibitor information and the reply message, the message sending means and a computer to transmit over the network to generate and Seller terminal successful bid message for seller, based on the exhibitor information A transfer confirmation screen generating means for sending a payment confirmation screen including a price (successful bid amount) of a plurality of products, etc., bid by the bidder and information of the seller to the bidder terminal via the network,
The computer sends the transfer instruction received from the bidder terminal via the network to the account system, retrieves the information of the bidder and the seller's bank account from the account information storage means, An auction support system comprising: a transfer execution means for transferring the price of goods to the seller's bank account. The auction support system according to claim 1,
Furthermore, it comprises point information storage means for storing exchangeable point information issued to the bidder from the business operator and / or other business partners affiliated with the business operator,
The bid acceptance / rejection determining means is configured such that the computer determines that the desired bid amount and the total bid amount are equal to or less than a virtual deposit balance obtained by adding a virtual point amount obtained by multiplying the stored point information by a predetermined rate and the deposit balance. An auction support system characterized by determining whether or not a bid can be made at the desired bid amount based on whether the bid is desired. The auction support system according to claim 1,
The successful bid message sent by the message sending means to the seller includes user information such as the seller's address and name, and information on the payment method for the product etc. (account information is acquired based on login information). Ri Oh with a message containing,
The message information storage means stores in advance the information of the successful bid message to be transmitted via the network to the terminal of the bidder who has made a successful bid for the product, etc., in association with the seller's identification information,
The message transmitting means transmits bidder information including an e-mail address and a name of each bidder who has made a successful bid for a plurality of exhibited items after the set auction period ends from the auction management system via the network. get retrieves the bid message information of the seller from the message information storing means based on the bidder information, each generates a bid message to multiple bidders on the basis of the bidder information and bid message information An auction support system characterized by being transmitted to a bidder's terminal via a network. The auction support system according to claim 1,
The user information storage means stores user information for logging in to a plurality of auction management systems in which sellers exhibit products etc. in association with the seller information,
The auction information aggregate means uses the exhibitor information to log in to a plurality of auction management systems, and displays at least one of exhibition information such as products exhibited by the seller, bid information for the products, and successful bid information. An auction support system characterized in that it is obtained through a network and displayed on the seller terminal as a list. In the auction support system according to claim 3,
further,
Account URL information generating means for generating account URL (Uniform Resource Locators) information for linking to the seller's account information in the account information storage means,
It said message transmission means, the auction support system, characterized in that to generate a bid message that the account URL information generating means including the generated account URL information is to transmit over the network to each bidder terminals. The auction support system according to claim 1,
further,
A member registration information table for storing information necessary for member registration in a plurality of auction management systems in association with identification information of each operator;
For a plurality of businesses selected from exhibitor terminals or bidder terminals via the network, information necessary for member registration is extracted from the member registration information table to generate a member registration information input interface, and member registration is performed through this interface. Collective member registration acceptance means to obtain information and accept application for bulk member registration,
A member registration information transmitting means for extracting necessary member registration information for each company involved in the application from the acquired member registration information and transmitting it to the member registration system of each company via the network. Auction support system . A network of terminals of a plurality of exhibitors who sell products or services (hereinafter referred to as “products, etc.”) in an online auction, terminals of bidders who bid on the products, etc., and an auction management system of an operator who operates an online auction A method of supporting the auction by one or more computer systems connected via
This method is provided to the financial institution computer, the bidder and the seller is a customer with an account in this financial institution, these accounts, a connected account system according to the present support system Managed,
A computer acquires and stores information for identifying the bank account of the bidder and an account balance of the bank account from the bank account system, and acquires and stores information on the seller's bank account from the bank account system. An account information storage process,
A user information storage step in which a computer stores user information for logging in to a plurality of auction management systems in which bidders bid for products etc. in association with the bidder information;
The computer uses this user information to log in to multiple auction management systems, and the bidder can't make a bid for the bid information on the product that the bidder is bidding, the successful bid information about the product that this bidder has won, etc. An auction information aggregate process for acquiring at least one of non-successful information such as a product etc. via a network and displaying a list on a bidder terminal;
A bid desired amount acquisition step in which a computer acquires a bid desired amount of a product etc. from a bidder's terminal via a network;
The computer obtains information on the deposit balance of the bidder and the bid amount that the bidder has already bid for other products, etc., based on whether the desired bid amount and the total amount of bids are less than the deposit balance. Bidability determination process for determining whether or not to bid at the desired bid amount and a computer is a reply message containing user information such as the bidder's address and name, and a network to the seller's terminal of the successful bid item etc. A message information storage step for storing information of a reply message to be transmitted via the association in advance with the bidder identification information;
After the end of the set auction period, the computer acquires each seller's information from the auction management system via the network for all items that the bidder has made a successful bid,
A message information acquisition step in which the computer searches the bidder's reply message information from the message storage step;
Computer, on the basis of the information of the exhibitor information and reply message, the message transmission process and a computer to transmit over the network to generate and Seller terminal bid message for seller, based on the seller information, A transfer confirmation screen generating step for sending a payment confirmation screen including the price (successful bid amount) of a plurality of products etc. that the bidder has made a successful bid and the information of this seller to the bidder terminal via the network,
The computer sends a transfer instruction received from the bidder terminal via the network to the account system, takes out the information of the bidder and the bank account of the exhibitor stored in the account information storing step, and extracts the bidder's bank account. auction support method is characterized in that a transfer execution process of transfer money the price of the commodity or the like to the bank account of each exhibitor from. The auction support method according to claim 7 ,
Furthermore, the point information storage process which memorize | stores the exchangeable point information issued with respect to the bidder from the said company and / or the other company which cooperates with this company,
In the bid acceptability determination step, whether the desired bid amount and the total bid amount are equal to or less than a virtual deposit balance obtained by adding the virtual point amount obtained by multiplying the stored point information by a predetermined rate and the deposit balance. And determining whether or not bidding is possible at the desired bid amount based on the method. The auction support method according to claim 7 , wherein
The successful bid message sent to the seller is a message including user information such as the seller's address and name, and information on the settlement method for the price of the product (account information is acquired based on login information). ,
The information of the successful bid message to be transmitted via the network to the terminal of the bidder who has made a successful bid for the product etc. is stored in advance in the message information storage step in association with the seller's identification information,
When the computer acquires bidder information from the auction management system via the network after the end of the set auction period, including the e-mail address and name of each bidder who made a successful bid for multiple products The successful bid message information of the seller is retrieved from the message information storage means, and successful bid messages for a plurality of bidders are generated based on the bidder information and the successful bid message information, and transmitted to the terminals of each bidder via the network. An auction support method characterized by that. The auction support method according to claim 7 , wherein
The user information storage step stores user information for logging in to a plurality of auction management systems in which sellers exhibit products etc. in association with the seller information,
The auction information aggregation step uses the exhibitor information to log in to a plurality of auction management systems and displays at least one of exhibition information such as products exhibited by the seller, bid information for the products, and successful bid information. An auction support method characterized in that a list is obtained through a network and displayed on a seller terminal. The auction support method according to claim 9 , wherein
further,
An account URL information generating step for generating account URL (Uniform Resource Locators) information for linking to the account information of the seller in the account information storing step,
It said message sending process, the auction support and wherein the generates a bid message account URL information generating step comprises the generated account URL information is to transmit over the network to each bidder terminals. The auction support method according to claim 7 , wherein
further,
A member registration information table for storing information necessary for member registration in a plurality of auction management systems in association with identification information of each operator;
For a plurality of businesses selected from exhibitor terminals or bidder terminals via the network, information necessary for member registration is extracted from the member registration information table to generate a member registration information input interface, and member registration is performed through this interface. Bulk member registration acceptance process to obtain information and receive bulk member registration application,
A member registration information transmission step for extracting necessary member registration information for each company involved in the application from the acquired member registration information and transmitting it to the member registration system of each company via the network. Auction support method .

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