KR20020005093A - Complex Terminal System and Methode for Free Call and Automatic Machine - Google Patents

Abstract

PURPOSE: A combined terminal system and method for an automatic financial transaction and a free telephone call communication and connection are provided to resolve a problem that a call is charged when hearing an advertisement of a private switch advertisement broadcast for 15 seconds in a free call system and a problem of a line busy signal. CONSTITUTION: A handset of a terminal is picked up and then a free button of a key pad is pushed, and a telephone number is inputted, and a start button is pushed(101). An MPU is operated by an input of the key pad, and an interpreter interprets a command. The MPU instructs to output a voice advertisement message stored in a first memory(102). After the voice advertisement message is outputted from the handset, the telephone number inputted based on the command of the MPU is automatically dialed(103). During the free communication, the MPU limits a free call time and transmits a signal sound, and the time of the free call is loaded into a second memory(104).

Description

Complex Terminal System and Method for Free Call and Automatic Machine

In order to advertise, provide information, or make a financial payment using an existing phone, there was a problem of purchasing an advertisement terminal, a simple ATM, and various types of dedicated terminals and subscribing to receive services separately.

For example, in the case of a free call system through listening to advertisements, a general type of speed dial function terminal having a telephone number of a service provider's exchange center provided by a free call service provider is purchased and installed to a general user. If you press the button of speed dial of, you are connected to the exchange center of the free service provider and there is an advertising terminal system for free call that allows you to use the phone for free when you listen to the voice advertisements broadcast by the operator for a certain time before making a free call. .

In addition, there is a terminal system called a direct call, which directly connects a consumer and a branch of a terminal system made of a terminal having a similar function. This terminal service attracts and registers a sales office or an agency that should advertise a general phone number as a member company, and stores each phone number of registered company in each speed dial button and provides a built-in memory storage terminal for free to general customers. Received consumer has a terminal system that is connected to the telephone line of the toll-free to the registered telephone number of the registered branch by pressing the button of the speed dial terminal without pressing the telephone number of the necessary branch.

But these advertising terminals had to invest a lot in one simple function.

For example, in order to provide free call service, service providers have to purchase a large number of telephone lines that require huge investment and increase the number of lines, and operate a private exchange center equipped with a prevate brench exchange (PBX), a switching device for independent line connection. There has been a problem.

In addition, when using a free call system, a call charge is charged for 15 seconds or more for listening to an advertisement for a free call.

In addition, the free phone call and connection service go through the private telephone center and the service provider's private exchange center, which doubles the lines per call, thereby paying more than twice the rate per call due to the double billing problem. There has been a problem.

In addition, if you remember the phone number memorized in the advertisement terminal once, if you add or delete it directly if necessary, it is difficult to manually add and delete it manually. It is very difficult and economically impossible.

In addition, when installing a terminal for free calling and connection, it is cumbersome and complicated to install by the side of the phone, and there is a problem that cannot be installed at the same time.

In order to advertise display through LCD display with LCD display attached to the phone, only one or a few advertisements should be loaded in fixed memory, and in order to add or delete the advertisement, there is no economical flexibility in the investment cost compared to the advertisement price. LCD display ads using terminals have not been implemented.

In order to provide securities information, financial information, and commerce information using the LCD display, it is necessary to update the information on a regular basis.However, in the case of an independent terminal, information can be added and deleted only when a communication line is connected. There has been a problem.

In addition, for financial transactions, the competent center responsible for collecting utility bills such as electricity (TV reception) fee, water and sewage charges, city gas charges, telephone charges, and communication charges for the amount calculated at regular or regular periods is charged. Bills issued by the relevant collection company in the case of general and special purpose bills, such as credit card bills, car tax bills, purchase bills for various goods, etc. Has been using a postal delivery method to notify each residence and receive it from the bank.

However, faced with such a very inconvenient problem, in recent years, jurisdiction center or collection company of each toll collection service provider becomes an information provider and installs an information providing device on the public telephone network to voice information from the information providing device by voice call of the user. It has been providing services such as information transfer and some account transfers using a voice response system, that is, an ARS (Audio Response System) system, to allow guidance.

However, the ARS system has a high speed memory circuit for providing a real time service, and provides voice guidance and payment service for each user through tone dial recognition through a predetermined information code system.

However, this takes a lot of time and has been inconvenient to press a lot of telephone buttons.

Therefore, in the past, there is a method of performing a bank settlement through the Internet using a computer, but in this case, it is still not widely available due to the concerns of internet hacking, the difficulty due to the complexity of use, and the problem that a computer and a communication line must use. It is insignificant.

The present invention solves the problem of being charged during the 15 seconds or longer to listen to the advertisement of the private exchange bureau for the free call in the free call system using a conventional telephone and the connection during the call. It is an object to provide a system and method thereof.

In addition, the present invention is a system and method for solving the problem of double billing and sound quality problem for the connection of the PSTN telephone company and the service provider's private exchange for free calls in the existing free call system using the telephone The purpose is to provide.

In addition, an object of the present invention is to provide an integrated system and method for a telephone to a free call terminal designed to be attached to a free call system using a conventional telephone.

In addition, the present invention provides a system and method for solving the problem of double billing and sound quality degradation for the connection of the PSTN telephone company and the service provider's private switching center for free connection in the existing direct call system using the telephone. The purpose is to provide.

In addition, an object of the present invention is to provide a system and a method for solving a problem that is impossible due to economics when adding or deleting a telephone number in a direct call system using an existing telephone.

In addition, an object of the present invention is to provide a system and method incorporating a free-connecting terminal designed to be attached to a direct-call system using a conventional telephone in a single telephone.

In addition, an object of the present invention is to provide a system and method that do not require a private exchange of a PSTN telephone company and a service provider for line relay in a free call and direct call system using an existing telephone. It is done.

Another object of the present invention is to provide a system and method for adding or deleting an advertisement in a text advertisement system using an LCD display using a conventional telephone.

In addition, an object of the present invention is to provide a method that can be made at a low cost in the text advertising system by the LCD display using a conventional telephone.

Another object of the present invention is to provide a system and method for adding or deleting information provided in an information providing system using an existing LCD display telephone.

In addition, an object of the present invention is to provide a system and method that can perform a payment business by newly designing a multi-terminal terminal without using a dedicated terminal such as a computer or ATM for the existing electronic financial transactions.

In addition, an object of the present invention is to provide a packet-switched system and a method thereof rather than a circuit-switched system in a system for financial transactions using a conventional telephone.

Another object of the present invention is to provide a system and method for publishing a kind of electronic statement on the Internet as a result of payment related information and processing thereof in a conventional system for financial transactions using a telephone.

In addition, the present invention provides a single terminal with a complex function, such as a free phone call and connection terminal system to the existing phone, a text advertisement and information providing terminal system employing an LCD display and a terminal system for automatic teller's machine An object of the present invention is to provide an integrated terminal system and a method thereof.

In addition, the present invention implements a complex function in one terminal, a terminal system for financial payment and text advertising and information providing terminal system employing a free call and connection terminal system and an LCD display in the existing telephone and one terminal An object of the present invention is to provide a system and method for implementing a circuit board configured as a single chip for cost reduction and product reliability in a terminal.

1 is a configuration diagram showing the overall connection system structure of the present invention.

2 is a block diagram showing a module structure in a composite terminal of the present invention

3 is a flowchart showing the procedure of the free call method through the advertisement of the present invention.

Figure 4 is a flowchart showing the transaction method procedure in the electronic financial mode of the present invention

5 is a flowchart showing the procedure of automatic addition and deletion of data of the present invention.

The present invention is a complex phone that implements the complex functions such as the text advertisement and information providing terminal system employing a free call and connection terminal system, LCD display and ATM transactions for financial transactions by modifying the existing PSTN phone For the free voice advertisement in the terminal (1), the composite terminal is automatically connected to the PSTN data network (014XY), such as the Korean cornet (014XY), at the specified time, and the composite terminal is connected to a large dedicated server (3). Automatically transmits digital voice advertisement data in packet form from the dedicated computer server to the multi-function terminal, and stores the transmitted voice advertisement data in the memory of the multi-function terminal. When you press the button, voice ads stored in the memory immediately flow out for a certain time. Rings the call initiation signal to ttuwoo flows back is characterized in that dialing.

In addition, the present invention checks the free usage data transmitted to the server computer (3), and based on the advertisement usage data used by the user of the customer's communication fee to pay the fee to the financial server (4) instead of the terminal It is characterized in that real-time utility bill payments, financial transactions such as money transfer and card transactions through a single terminal.

In addition, all the functions of the present invention is characterized in that it implements all the functions in one composite terminal and all the functions are one-chip for cost reduction and convenience of manufacturing.

The configuration includes a time module (6) consisting of a time controller (6) which synchronizes the time at a specified time and performs an alarm function that operates at the specified time, and is automatically connected to a server in the data network (Fig. 1- (3)). The first memory module 2 for storing voice advertisement data downloaded from the modem module 7 for transmitting and receiving various command data and the data server (Fig. 1- (3)), and the advertisement usage data and the long-term storage system. It is characterized by a structure consisting of an LCD (11) for displaying the received information, and a keypad (10) displaying the special functions of the two memories (3) and the composite terminal (Fig. 1- (1)).

In addition, the present invention is one of the ways to configure the function for the free connection service as a single terminal in a complex terminal designed by modifying the existing PSTN telephone server of the data center at a predetermined time (Fig. 1- (3) Second memory consisting of Flash or EEProm for long-term storage of data consisting of the merchant name to be displayed on the LCD display (11) and the phone number to be connected from the data input through the modem (6) connection. ) And a LCD display unit (11) that displays the data of each memorized affiliated store in text and a module that automatically dials the phone number of the selected affiliated store when the menu of the displayed data is selected.

In addition, in the present invention, in order to store the operation method from the data center (Fig. 1- (3)) to the complex terminal (Fig. 1- (1)) in order to add and delete data and remote operation of all operations in the present invention. It consists of an instruction decoder 4 for defining the operation of the memory 3 and the MPU 1.

In addition, the present invention is a composite terminal designed to perform a composite function by specially remodeling the existing phone using the PSTN network is equipped with an LCD display (11) to display a number of characters, especially in the text display mode text advertising and text information In order to display a text advertisement and information every time a bell rings with data stored from time to time through the connection of the data center to the server (Fig. 1-3) and the modem (7), the first memory (2) is displayed. It is configured to store characters.

In addition, the present invention is a composite terminal designed to perform a composite function by specially remodeling the existing phone using the PSTN network equipped with an LCD display (11) to display a variety of characters, especially for the bank settlement (financial server ( In the case of the payment mode that proceeds to payment through Fig. 1- (4)), the part which stores or displays the letter and password and the letter information composed of the financial settlement information through the real time connection with the data and the important account and It consists of a card reader module 12 that reads card information by reading the card information through a card reader, such as a magnet and an IC, without manually displaying the number input by hand.

And it is made of a web server center (Fig. 1- (5)) made of a system that allows the user to view the results of the statement processed on the designated homepage of the Internet in real time the results processed after the bank settlement.

And the second memory unit 3 for storing the number of calls and call time (billing data per unit) when using each free call and connection mode, and the MPU (1) of the function of controlling each function.

EXAMPLE

The present invention is a composite terminal designed to redesign the telephone using the existing PSTN network specially designed to perform a composite function, if described through the embodiment of the free call and connection and LCD display (11) equipped with multiple text ads and Automatically dialing the toll-free number for displaying advertising text to display information; Deleting or adding data stored at any time through connection with a server (Fig. 1- (3)) of the data center and the modem 7 of the multi-phone; And in the free call mode, holding the handset and pressing the FREE button of the keypad 10, the sound coming out in the first memory (on hook) instead of the on-hook sound stored in the first memory; Memorizing the number of free call calls after the phone call; consist of.

In addition, the present invention is a composite terminal designed to perform a composite function by specially modifying the existing phone using the PSTN network in the free call and connection mode or equipped with an LCD display unit (11) to display a text display to display a variety of text advertising and information Automatically dialing the toll free number for the mode; Deleting or adding data stored at any time through a connection with the server (Fig. 1- (3)) of the data center and the modem 7 of the multi-phone; And waiting for handset on-hook when the end of the ad in the free call mode; Pressing the menu button in the standby mode, displaying a name and a phone number of the affiliated store to be connected, which is fixed and stored in the second memory 3; Memorizing the number of free call calls after the phone connection to the designated store; Etc.

In addition, the present invention is a composite terminal designed to perform a composite function by specially modifying the existing phone using the PSTN network in the free call and connection mode or equipped with an LCD display unit (11) to display a text display to display a variety of text advertising and information Automatically dialing the toll free number for the mode; Deleting or adding data stored at any time through connection with a server (Fig. 1- (3)) of the data center and the modem 7 of the multi-phone; And displaying a phone number of the affiliated store displayed on the LCD display and automatically dialing the user's selection;

And flashing the displayed character on the LCD display when the telephone bell rings; Changing to an inquiry menu and displaying stored information when the inquiry button is pressed; And deleting or adding text information if necessary; Consists of

In addition, the present invention provides a composite terminal designed to perform a composite function by specially remodeling the existing phone using the PSTN network equipped with an LCD display unit (11) to hold the handset on the hook (on hook) in the financial settlement mode; Automatically dialing for connection with a financial settlement server after a telephone connection; Code credit check and financial transaction information through the connection of the modem (7) of the data center server (Fig. 1 (3)) and the financial server (Fig. 1 (4)) multi-phone in real time. Transmitting and receiving; And transmitting the account and password of the card through the connection of the card reader 12 for the card payment; Receiving real time credit check and processing results for card payment; Storing the processed result in the second memory 3 and displaying the text on the LCD display; Displaying information received by a web page on a designated Internet by a server of a data center;

Transmitting the financial settlement information and the stored free call frequency information of the second memory to the data center; Consists of

An embodiment of the present invention will be described in detail with reference to the drawings.

1 is a diagram illustrating a connection configuration of a composite terminal and a data center.

(1) is a multifunctional terminal, each connected separately to the telephone network of the telephone company.

(2) consists of PSTN-dedicated circuit network consisting of data network, such as (014xy) network, which is configured like KT Cornet among PSTN telephone networks.

(3) is a data server that collects the data transmitted to each terminal connected to the network and transmits the necessary data to each terminal.It is also connected to the bank settlement server for financial settlement to exchange data. It is a server of the internet network, which interworks with the internet server to exchange data.

(4) is a financial server that checks and relays transaction information if necessary to a financial settlement server associated with a bank for financial transactions.

(5) is an Internet server, which is composed of an Internet server displaying data on the homepage of the Internet and specification information and various usage information in accordance with the requirements of the respective composite terminals.

2 is a function of each operating unit module and the system configuration of each part inside the composite terminal.

(1) is an MPU, which deletes or adds memories stored in various memories, that is, memories stored in the first memory 2 and the second memory 3, on the basis of the instruction data from the modem 7, and the time module 6 and the keypad 10 Display the character data stored in the memory specified by the command on the LCD display unit 10 and automatically dial the input of the keypad 10 by the user's selection, and the connection between the card reader and each telephone network. It controls all functions such as release and inquiry.

(2) serves as a first memory to store data such as text and voice advertisements transmitted from the data center as necessary.

(3) is a second memory that stores important data such as telephone numbers and names. It is composed of a memory such as Flash that does not volatilize even during a power failure.

(4) is an instruction decoder which decodes instruction data transmitted through the modem by the MPU and instructs the operation of the MPU.

(5) is an identification code generator, and consists of a circuit for generating a code for transmission key by adding a code unique to each terminal to a header part on packet data during data transmission.

(6) is a time module, which consists of a trigger circuit which limits the free talk time setting of the terminal and disconnection of the connection and starts the operation of the MPU in synchronization with the designated time of the instruction code.

(7) is a modem that consists of a modem capable of two-way communication, receiving and sending various text messages, telephone numbers, voice advertisement data, and command data from the data server via the PSTN network.

(8) performs the function of automatically dialing by the MPU (1) command for selection of the keypad 10 as an automatic dialer and modem connection by a designated timer command.

Reference numeral 9 denotes an input / output module for inputting the card reader 12 or the keypad 10 and outputting the voice advertisement stored in the automatic dial 8 and the LCD display 11 and the first memory 2 of the MPU 1. Performs data input and output by the control.

(10) is a keypad and consists of a manual input device with special function keys in addition to numbers from 0 to 9.

Reference numeral 11 denotes an LCD display unit which displays text data from all text information and financial information transmitted in real time.

12 is a card reader, which is composed of a module for inputting IC and magnet combined card data.

The following is a detailed description of the operation method for the various functions of the composite terminal in the embodiment of the present invention through a flow chart.

3 is a flowchart illustrating a method of operating in a free call mode.

The stem 101 picks up the handset of the terminal, presses a free button on the keypad, and inputs a telephone number to be called free. Then enter the phone number and press the start button (step 101).

The input of the keypad activates the MPU 1 and the instruction decoder 4 decodes the instruction. Then, the MPU 1 instructs to start outputting the voice advertisement message stored in the first memory 2 (step 102).

After the voice advertisement message flows out of the handset, the telephone number entered by the MPU (1) command is automatically started after the advertisement ends (Step 103).

During the free call, the MPU 1 limits the free use time, emits a beep signal before the end, and loads the free call frequency into the second memory 3 (step 104).

4 is a flowchart illustrating a financial transaction method having an ATM function, such as a credit card and a wire transfer of a multi-function terminal.

In step 201, a separate key is provided on the keypad 10 for discriminating whether the card is used, that is, whether to use the card to drive the card reader 12 or to use other services of a general multi-composite terminal. In the early stages of the use of the card-use terminal of the present invention, the user is shortened time by allowing the user to operate immediately.

To use the card in step 202, a card selection is pressed and a message for inducing the card to be inserted through the inquiry menu displayed on the LCD display 10 screen is outputted, and it is determined whether or not it is inserted correctly.

In step 203, a signal is inputted to the input unit of the MPU 1 to determine whether the card is inserted, and in response, an automatic dialer outputs a message indicating completion of input preparation to the LCD display unit 10 of the multi-terminal. 8) Start operation. If you hear a normal beep, then try to synchronize the modem.

In step 204, after confirming the modem synchronization signal, the server computer (Fig. 1- (3)) is immediately connected to the finance server (Fig. 1- (4)) through the PSTN network for the financial transaction of the card. At the same time, it transmits a signal requiring data verification.

In step 205, the terminal (1- (1)) having received the confirmation signal request sends its own unique number from the ID generator 5 to the ID signal and the card signal, and then transmits the financial transaction information.

In step 206, the result confirmed from the financial server (Fig. 1- (4)) is received, and the result is displayed on the LCD display unit 10 through the MPU 1 and command decoding.

In step 207, the results received by the financial server (Fig. 1- (4)) are disclosed on the Internet through the Internet server (Fig. 1- (5)) for each account. Set to display so that only you can see it.

5 is a flowchart illustrating a method of automatically adding and deleting multi- terminal data.

The stem 301 automatically starts the time module 6 at a predetermined time automatically and starts dialing automatically to the server computer (step 301).

After the automatic dial, the modem 7 finishes synchronization and the server computer (Fig. 1- (3)) performs transmission and reception from the terminal, and receives important information such as the number of calls stored in the second memory of the terminal. The payment is made to the financial server to pay for the call based on the user's advertising usage (step 302).

At the same time, the MPU 1 receives the command data from the data server (Fig. 1- (3)) and then commands the decryption of the command of the command decoder 4 for initial data decryption (step 303).

The MPU 1 instructs to start deleting the data to be deleted stored in the first memory 2 based on the decrypted command. (Step 304).

After the data to be deleted is deleted, the MPU 1 instructs to store the new data being received in the first memory 2 and the second memory 3 (step 305).

Instructs the modem to be turned off after the save is completed, and all functions are switched to the telephone use standby function (step 306).

As described above, the present invention can be conveniently changed from time to time in addition to each of the existing functions, it can be characterized in that the advertisement and various financial transactions can be made cheap with a single terminal.

By integrating all of these functions, it is possible to greatly increase manufacturing value and price by increasing the added value of advertisement and promoting all such functions as a one chip rather than a circuit.

Claims (11)

A composite terminal for performing a complex function by specially modifying a telephone using an existing PSTN network; And server computers in data centers that exchange data on a regular basis and remotely control the operation of the handset; And a web server for uploading details of financial transactions for financial settlement and various free advertisement use points on the web. A financial server for relaying financial transactions for financial settlement; Configured multi- terminal system and method An automatic dial (8) which becomes an automatic dial for data exchange; A modem module (7) embedded in the composite terminal for exchanging digital and analog data with a data center (Fig. 1- (3)); And an MPU 1 which decodes the instruction after data exchange and performs deletion preservation; In addition, the first memory (2) consisting of a semiconductor memory for requesting short-term storage, such as voice ads and text ads in the advertisement; In addition, a silver ID code generator (5) comprising a circuit for adding a code unique to each terminal to a header portion on the packet data to generate a code for a transmission key during data transmission; A second memory (3) comprising a semiconductor memory for requesting a long term storage of a text advertisement such as a telephone number and a trade name among various advertisements, and a cumulative point according to the usage amount; Terminal system consisting of multiple modules The multi-terminal system according to claim 1, characterized by a card reader (12) which can be used for IC and plastic cards as mounted in the multi-functional terminal for financial settlement. The multi-terminal system according to claim 2, characterized in that the keypad (10) comprises a manual input device having a special function key in addition to the numbers for free calls. 3. A time module (6) according to claim 2, characterized by a synchronization timer and a controller configured as a circuit for limiting the free talk time setting of the terminal and disconnection of the connection and for triggering the operation of the MPU by synchronizing the designated time of the instruction code. Terminal system The automatic dialer (8) according to claim 2, wherein the automatic dialer (8) automatically connects the time module and the telephone number stored in the memory module by the MPU (2) command by the keypad 10 operation to operate the terminal and transmit and receive data. Featured Terminal System 2. A hybrid terminal system according to claim 1, characterized by a second memory (3) configured for accumulation of advertisement points and storage of received data. 2. The apparatus of claim 1, wherein the time module (6), the modem module (7), the first memory module (2), the second memory to be stored (3), the auto dialer (8), the MPU (1), the command decoder (4). Combined terminal system, characterized in that the circuit module such as the ID generator (5), input, output module (9) to one chip (one chip) The method according to claim 1, wherein in the case of transmitting important financial data, a terminal-specific code is added to the packet data header to identify and identify each piece of data and transmit and receive data to and from the data center (Fig. 1- (3)). Hybrid terminal system characterized by an identification code generator (5) consisting of circuitry for generating codes for The method according to claim 1, wherein the analog and digital signals are mixed with voice analog data and text, telephone number, and point data are digitally mixed for efficient data reception and transmission. Method and system 2. The composite terminal system and method according to claim 1, wherein the telephone bill of the user is paid instead from the financial server based on the advertisement usage data stored in the memory in the composite terminal.