KR200199069Y1 - The computer with the credit card reader - Google Patents

Abstract

The present invention relates to a computer equipped with a credit card reader (5), to enhance the safety of transactions in the Internet e-commerce using a credit card.

To this end, the present invention reads the data recorded on the magnetic tape of the credit card and sends it to the computer main body 1 so that the computer can transmit the received data to a credit card merchant (Internet e-commerce company) through the Internet. A computer is provided which is equipped with a credit card reader 5 for reading data of a card magnetic tape.

As described above, the computer equipped with the credit card reader 5 completely solves the risk problem caused by receiving the credit card number and the card expiration date in the current Internet e-commerce, thereby further improving the e-commerce using the credit card. It has the effect of activating.

Description

Computer with a credit card reader}

The present invention relates to a computer equipped with a credit card reader (5), and more particularly, to read the data recorded on the magnetic tape of the credit card to the computer main body (1) to send the received data through the Internet credit A credit card reader (5) is provided for reading data of a credit card magnetic tape so as to be transmitted to a card merchant.

In general, a credit card transaction is performed by a customer who purchases a merchandise at a credit card merchant, and the merchant employee gives his or her credit card to the merchant employee. When the information recorded on the magnetic tape of the credit card is transmitted to the credit card company through a telephone line, etc., the third step is to check the credit status of the customer, and then send the transaction approval number to the credit card merchant. Loyalty card merchants generate sales slips and issue credit card receipts to customers.

On the other hand, with the recent surge in e-commerce using the Internet, the use of credit cards as a means of payment for the transaction is also increasing. However, in Internet e-commerce, the customer who purchases the product and the credit card merchant selling the product cannot directly face-to-face transactions. The process of giving to 'can't happen.

Therefore, credit card merchants conducting e-commerce on the Internet make a so-called 'handwritten special contract' with credit card companies, and receive credit card numbers and card expiration dates from customers who purchase goods, or receive notification by telephone. This is the situation.

However, this method may be useful if a malicious customer joins an Internet e-commerce company under a fictitious name and finds another person's credit card number and card expiration date to perform a credit card transaction using the Internet. There is a risk that can greatly compromise safety.

In other words, a person who steals a credit card number and card expiration date will receive a bill from a credit card company for a product that he or she did not purchase. In the case of losing, there is a problem of not being able to receive the transaction price. The risk is particularly serious in that the credit card number and the card expiration date are exposed information that can be easily obtained.

The present invention is to solve the above problems, and provides a computer equipped with a credit card reader (5) to transmit the information recorded on the magnetic tape of the credit card using the Internet,

When conducting Internet e-commerce, the purchaser sends the information of the credit card magnetic tape directly to the credit card merchant (Internet e-commerce company) by using a credit card reader (5) mounted on the computer. In order to protect the safety of Internet credit card transactions by allowing only customers who have a real credit card to do credit card transactions.

1 is a perspective view showing a main body of a computer equipped with a credit card reader according to the present invention;

2 is an isolated perspective view of a credit card reader to be mounted to a computer in the present invention.

3 is a conceptual diagram illustrating a process of transferring credit card information to a credit card merchant through an internet network using a computer equipped with a credit card reader according to the present invention.

<Description of the code | symbol about the principal part of drawing>

1 computer main body 5 credit card reader

11 read groove 12 wire cable

For the purpose of the present invention, when an actual credit card is inserted, the credit card reader 5 reads customer information recorded on the magnetic tape of the credit card and sends it to the computer, and the computer sends the customer information using the Internet. A computer equipped with a credit card reader (5) characterized by enabling transmission to an electronic commerce company (credit card merchant) is presented.

Hereinafter, a preferred embodiment of the present invention will be described with reference to the accompanying drawings.

1 shows a main body 1 of a computer equipped with a credit card reader 5 according to the present invention, wherein the credit card reader 5 is a CD-ROM drive 4, a floppy disk drive FDD 3 And a computer main body 1 in a state of being mounted together with the power switch 2 and the like. Here, the credit card reader 5 has a function of reading customer information recorded on the magnetic tape of the credit card and sending the data to the computer main body 1, which functions to receive a transaction approval number from a credit card company. Same as the credit card checker used by each credit card merchant,

The credit card checker sends data to the credit card company via a telephone line, but the credit card reader 5 used in the present invention sends the data directly to the computer main body 1 through a wire cable 12 with a plug. In addition, the credit card inquiry machine needs a function of receiving a transaction approval number from a credit card company, but the credit card reader 5 used in the present invention is characterized in that it does not need a function of receiving data.

On the other hand, the credit card reader 5 used in the present invention is not limited to the credit card, but may be equally applied to all cards in the form of recording information on magnetic tape, for example, department store cards, restaurant cards, and the like. .

FIG. 2 is an embodiment separately showing a credit card reader 5 to be mounted on a computer in the present invention. The appearance of the credit card reader 5 is small in the form of a hexahedron so that it can be easily embedded in a computer. It is preferable to manufacture the same, and when it is embedded in a computer, only the reading groove 11 for inserting a credit card and scratching it sideways as shown in the example of FIG. 1 is exposed to the outside of the computer body 1.

The credit card reader 5 manufactured in such a small size can be easily mounted without significantly modifying the case of the current computer main body 1, as shown in the embodiment of FIG. It can be used as an external type that can be mounted.

In addition, the credit card reader 5 used in the present invention may be manufactured in various shapes different from those of the embodiment of FIG. 2, and according to the form, the main body of the computer, a keyboard or a monitor. Not only can be attached to the back,

It can be mounted on a mobile phone that can use the Internet, and in the future, it can be mounted on any Internet-enabled product such as an internet-connected TV or a refrigerator.

3 shows that the credit card information of the customer, that is, the information recorded on the magnetic tape of the credit card, is transmitted to the credit card merchant (Internet e-commerce company) through the Internet using a computer equipped with a credit card reader 5, The credit card merchant conceptually illustrates the process of sending the data back to the credit card company.

Using a computer equipped with a credit card reader (5) and an internet network, the customer's credit card information is transmitted to the credit card merchant, so that the customer and the credit card merchant face to face the credit card transaction at any remote location. This is to make it easier to understand that the same effect.

As described above, the present invention provides a computer equipped with a credit card reader 5 so that information recorded on a magnetic tape of a credit card can be transmitted by using the Internet. It is effective in protecting the security of the transaction and further activating e-commerce.

Claims (1)

In a computer equipped with a credit card reader (5), the data recorded on the magnetic tape of the credit card is read and sent to the computer main body (1) so that the computer can send the received data to the credit card merchant through the Internet. And a credit card reader (5) for reading data on a credit card magnetic tape.