KR20090054336A - Real-time selling system and method of prepaid card - Google Patents
Real-time selling system and method of prepaid card Download PDFInfo
- Publication number
- KR20090054336A KR20090054336A KR1020070121140A KR20070121140A KR20090054336A KR 20090054336 A KR20090054336 A KR 20090054336A KR 1020070121140 A KR1020070121140 A KR 1020070121140A KR 20070121140 A KR20070121140 A KR 20070121140A KR 20090054336 A KR20090054336 A KR 20090054336A
- Authority
- KR
- South Korea
- Prior art keywords
- prepaid card
- terminal
- identification number
- homepage
- real
- Prior art date
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
Abstract
The present invention relates to a real-time sales system and method of a prepaid card, and more particularly, to a real-time sales method and system of a prepaid card for issuing and authenticating an identification number of a prepaid card in real time using a terminal.
To this end, the present invention, using any one of the POS terminal, credit card terminal, and PC, the amount of prepaid card to purchase, and terminal information to the server, and outputs the identification number received from the server to the customer to provide.
In addition, the prepaid card in a deactivated state is stored in the store, the barcode reader and the magnetic reader after reading, the prepaid card activation request to the server, the prepaid card authenticated by the server is activated.
Prepaid Card, Barcode, Server, Credit Card Terminal, PC, POS, Magnetic
Description
The present invention relates to a real-time sales system and method of a prepaid card, and more particularly, to a real-time sales method and system of a prepaid card for issuing and authenticating an identification number of a prepaid card in real time using a terminal.
Generally, payment methods such as credit card, mobile phone payment, and online account transfer are used to purchase items and paid content on Internet sites (games, communities, education, shopping, portals). However, credit cards, mobile phone payments, and online account transfers may be stolen through the leakage of personal information online, and are particularly difficult for teenagers.
So nowadays, online prepaid cards can be used within the allowance of the youth. The prepaid card is composed of a type in which an identification number is printed on a card made of plastic and paper. These prepaid cards have a special strength treatment at the time of manufacture to prevent them from being broken or damaged during distribution.
Prepaid card is a method of selecting the prepaid card company purchased in the payment means section and purchasing the item and paid content on the Internet site to be used and entering the identification number printed on the prepaid card. These prepaid cards are mainly sold in stationery stores and PC rooms.
Prepaid card stores that sell prepaid cards buy prepaid cards from a prepaid card company in advance and store them in stores, where a large amount of prepaid cards have to be purchased and provided. In addition, in case of theft or loss, the prepaid card shops are lost.
Accordingly, an object of the present invention is to provide a real-time sales system, and a method of prepaid card for reducing the risk of theft and loss by allowing the prepaid card of the inactive state stored in the store to be authenticated and used by the server of the prepaid card company.
Another object of the present invention is to provide a real-time sales system of a prepaid card, and a method of preventing funds from being concentrated on a prepaid card, since the prepaid card retailer does not purchase a prepaid card in advance and activates an identification number whenever necessary. Is in.
In addition, another object of the present invention is to provide a real-time sales system of a prepaid card, and a method for reducing manufacturing costs by providing an identification number of a prepaid card in a terminal in real time without having a separate prepaid card.
According to the present invention, the database is connected to the terminal for transmitting the management number for authentication of the prepaid card having a management number in the form of a bar code, the database having a management number, and identification number for the prepaid card An identification number matching unit for matching the identification number corresponding to the management number transmitted from the terminal with reference to the database when the terminal requests authentication for the prepaid card, and when the identification number is matched, It is achieved by an identification number authentication unit for activating the prepaid card.
In the prepaid card, when the identification number of the prepaid card used is registered on the prepaid card company homepage and the affiliated homepage, a portion of the used amount is preferably accumulated as points of the prepaid card.
The prepaid card is preferably credited to the points of the prepaid card when the cash coupon provided in the product is registered on the prepaid card company homepage, and the merchant homepage.
The above object is performed according to the present invention through a server connected to the network and the terminal for transmitting the management number for authentication of the prepaid card provided with a management number in the form of a barcode, the management number and identification for the prepaid card A number provided in a database, upon receiving an authentication request for the prepaid card from the terminal, matching the identification number corresponding to the management number transmitted from the terminal with reference to the database; If there is a match, it is achieved by authenticating and activating the prepaid card.
In the prepaid card, when the identification number of the prepaid card used is registered on the prepaid card company homepage and the affiliated homepage, a portion of the used amount is preferably accumulated as points of the prepaid card.
The prepaid card is preferably credited to the points of the prepaid card when the cash coupon provided in the product is registered on the prepaid card company homepage, and the merchant homepage.
The above object is used according to the present invention, using a prepaid card having a first identification code and a second identification code, the terminal for recognizing the first identification code to proceed with payment, and the second identification code And an identification number for the second identification code transmitted from the terminal is achieved by the server activating the prepaid card.
Preferably, the first identification code and the second identification code are any one of a magnetic and a barcode, a magnetic and a magnetic, a barcode and a magnetic, and a barcode and a barcode.
The terminal is preferably any one of a POS terminal including a barcode reader, a magnetic reader, and a display device, and a PC.
When the terminal recognizes the first identification code as the bar code reader and the magnetic reader, it is preferable that a window for inducing the recognition of the second identification code is displayed on the display device.
In the prepaid card, when the identification number of the prepaid card used is registered on the prepaid card company homepage and the affiliated homepage, a portion of the used amount is preferably accumulated as points of the prepaid card.
The prepaid card is preferably credited to the points of the prepaid card when the cash coupon provided in the product is registered on the prepaid card company homepage, and the merchant homepage.
Preferably, the terminal further comprises a computer center for counting the sales amount and the sales amount of the prepaid card processed by the terminal.
According to the present invention, the above-mentioned object is performed by using the identification number of the prepaid card in the online payment, and through a server connected to the terminal network, the type, amount, and terminal information of the prepaid card received from the terminal And storing the prepayment amount of the terminal to generate the identification number, and transmitting the generated identification number to the terminal, wherein the terminal outputs the identification number to be transmitted. By providing to the buyer of the card.
The prepaid card, if the identification number of the prepaid card used is registered on the prepaid card company homepage, and the merchant homepage, a portion of the amount of use is earned as points of the prepaid card, characterized in that the real-time sales method.
The prepaid card is preferably credited to the points of the prepaid card when the cash coupon provided in the product is registered on the prepaid card company homepage, and the merchant homepage.
Preferably, the terminal further includes a payment management unit which checks a prepayment amount of the terminal and induces payment by transmitting a deposit request message to the terminal when the deposit is not made.
According to the present invention, the database is connected to the terminal for transmitting the management number for authentication of the prepaid card provided with a management number of the magnetic form, the database having a management number, and an identification number for the prepaid card An identification number matching unit for matching the identification number corresponding to the management number transmitted from the terminal with reference to the database when the terminal requests authentication for the prepaid card, and when the identification number is matched, It is achieved by an identification number authentication unit for activating the prepaid card.
In the prepaid card, when the identification number of the prepaid card used is registered on the prepaid card company homepage and the affiliated homepage, a portion of the used amount is preferably accumulated as points of the prepaid card.
The prepaid card is preferably credited to the points of the prepaid card when the cash coupon provided in the product is registered on the prepaid card company homepage, and the merchant homepage.
As described above, the present invention uses a method of providing and authenticating the identification number of the prepaid card in real time, thereby reducing the risk of theft and loss of the prepaid card.
In addition, unlike the conventional prepaid card system that purchases and holds a prepaid card in advance, by providing, authenticating, and selling as many identification numbers as necessary, it is possible to prevent a phenomenon in which the funds of the prepaid card store are concentrated on the prepaid card.
In addition, since the identification number is printed in real time or manufactured in a coded paper type, the cost is reduced compared to manufacturing a plastic type prepaid card.
1 is a diagram illustrating an embodiment of a real-time sales system of a prepaid card.
The
The prepaid card store may be a place using a point of
On one side of the
The
Then, the display device brings up a window for inducing recognition of the
When the
The
2 is a view showing one side of the prepaid card shown in FIG.
The
3 is a view showing the other side of the prepaid card shown in FIG.
On the other side of the
The
The
When the used
4 is a diagram illustrating the structure of a server shown in FIG. 1.
The
The
The identification
The
The
The
The
The matching
5 is a flowchart illustrating an embodiment of a real time selling method of a prepaid card.
The
The customer who wishes to purchase the
The type, amount, and terminal information of the
In the display device of the terminal 200, a window for inducing the recognition of the
In order to activate the
The management number and the identification number of the issued prepaid card are stored in advance in the
Matched identification number (15a) is activated in the identification number authentication unit 140 (S27). The authenticated
6 is a diagram showing another embodiment of a real-time sales system of a prepaid card.
The
On the
The terminal 240 includes any one of a
When the
The database (DB) 140 of the
7 is a diagram illustrating another embodiment of a real-time sales system of a prepaid card.
The terminal 300 includes any one of a
The
A customer wishing to purchase a prepaid card pays an amount corresponding to the prepaid card type at a prepaid card prepaid card store (eg, a PC room and a stationery shop). The prepaid card retailer inputs the prepaid card type and amount to the terminal 300 and transmits it to the
The prepaid card type, amount, and terminal information transmitted from the terminal 300 to the
The generated identification number is transmitted from the
FIG. 8 is a diagram illustrating the structure of the server shown in FIG. 7.
The
The
The identification number generated by the
The
The
FIG. 9 is a diagram illustrating another embodiment of a real-time issuing method of a prepaid card using a POS terminal illustrated in FIG. 7.
POS (Point of sales)
First, a customer wishing to purchase a prepaid card pays an amount corresponding to a prepaid card type at a prepaid card prepaid card store (for example, a PC room or a stationery store) (S41). The prepaid card store checks the amount, and inputs the prepaid card type and the amount into the
The prepaid card type, amount, and
If the prepayment amount is not received from the prepaid card store, the
The
The identification number provided is purchased by selecting a prepaid card company and entering the issued identification number when a customer wants to purchase an item and paid content from an Internet site.
FIG. 10 is a diagram illustrating another embodiment of a real-time selling method of a prepaid card using a credit card terminal.
The
The customer who wishes to purchase a prepaid card pays an amount corresponding to the prepaid card type at a prepaid card prepaid card store (for example, a PC room or a stationery shop) (S51). The prepaid card retailer checks the amount, and inputs the prepaid card type and the amount into the
The prepaid card type, amount, and
If the prepayment amount is not received from the prepaid card retailer, the
The
The identification number provided is purchased by selecting a prepaid card company and entering the issued identification number when a customer wants to purchase an item and paid content from an Internet site.
FIG. 11 is a diagram illustrating another embodiment of a real-time selling method of a prepaid card using a PC.
In the method using the
The customer who wishes to purchase a prepaid card pays an amount corresponding to the prepaid card type at a prepaid card prepaid card store (for example, a PC room or a stationery shop) (S61). The prepaid card store checks the payment amount, and inputs the prepaid card type and the amount into the
The prepaid card type, amount, and
If the prepayment amount is not received from the prepaid card store, the
The
The identification number provided is purchased by selecting a prepaid card company and entering the issued identification number when a customer wants to purchase an item and paid content from an Internet site.
12 is a diagram illustrating another embodiment of a real-time sales system of a prepaid card.
The
In the
The terminal 340 includes any one of a
When the
The database (DB) 440 of the
13 is a diagram of a prepaid card provided with a magnetic and a barcode.
The
14 is a diagram of a prepaid card with two lines of magnetic lines.
The
15 is a diagram of a prepaid card provided with a barcode and a magnetic line.
The
1 is a diagram illustrating an embodiment of a real-time sales system of a prepaid card;
2 is a view showing one side of the prepaid card shown in FIG.
3 is a view showing the other side of the prepaid card shown in FIG.
4 is a diagram illustrating the structure of a server shown in FIG. 1;
5 is a flowchart illustrating an embodiment of a real-time selling method of a prepaid card;
6 is a view showing another embodiment of a real-time sales system of a prepaid card;
7 is a view showing another embodiment of a real-time sales system of a prepaid card;
8 is a diagram illustrating the structure of a server shown in FIG. 7;
9 is a view of another embodiment of a real-time selling method of a prepaid card using a POS terminal shown in FIG. 7;
10 is a view of another embodiment of a real-time selling method of a prepaid card using a credit card terminal;
11 is a view of another embodiment of a real time selling method of a prepaid card using a PC;
12 is a view showing another embodiment of a real-time sales system of a prepaid card;
13 is a diagram for a prepaid card equipped with a magnetic and a barcode;
14 is a view of a prepaid card with two lines of magnetic lines, and
15 is a diagram of a prepaid card provided with a barcode and a magnetic line.
* Description of the symbols for the main parts of the drawings *
10: prepaid card 100: server
110: database 10: POS terminal
220: PC 230: barcode reader
Claims (20)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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KR1020070121140A KR20090054336A (en) | 2007-11-26 | 2007-11-26 | Real-time selling system and method of prepaid card |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR1020070121140A KR20090054336A (en) | 2007-11-26 | 2007-11-26 | Real-time selling system and method of prepaid card |
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Publication Number | Publication Date |
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KR20090054336A true KR20090054336A (en) | 2009-05-29 |
Family
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KR1020070121140A KR20090054336A (en) | 2007-11-26 | 2007-11-26 | Real-time selling system and method of prepaid card |
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Cited By (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR101029609B1 (en) * | 2009-07-07 | 2011-04-15 | 비씨카드(주) | Method for Offering of Gift Card and System thereof |
KR101227094B1 (en) * | 2012-05-23 | 2013-01-29 | (주)해피닷컴 | Prepaid card activation processing system |
KR101275116B1 (en) * | 2011-07-13 | 2013-06-17 | 비씨카드(주) | Method of issuing securities and store terminal thereof |
KR200469250Y1 (en) * | 2012-06-01 | 2013-10-01 | (주)해피닷컴 | prepaid card with Magnetic protective case. |
KR102006353B1 (en) * | 2018-01-31 | 2019-08-01 | 비씨카드(주) | Method for supporting the provision of offline service using object, service providing server, user terminal, and object |
WO2021022207A1 (en) * | 2019-07-31 | 2021-02-04 | Iigc, Inc. | Stored-value payment card platform |
-
2007
- 2007-11-26 KR KR1020070121140A patent/KR20090054336A/en not_active Application Discontinuation
Cited By (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR101029609B1 (en) * | 2009-07-07 | 2011-04-15 | 비씨카드(주) | Method for Offering of Gift Card and System thereof |
KR101275116B1 (en) * | 2011-07-13 | 2013-06-17 | 비씨카드(주) | Method of issuing securities and store terminal thereof |
KR101227094B1 (en) * | 2012-05-23 | 2013-01-29 | (주)해피닷컴 | Prepaid card activation processing system |
KR200469250Y1 (en) * | 2012-06-01 | 2013-10-01 | (주)해피닷컴 | prepaid card with Magnetic protective case. |
KR102006353B1 (en) * | 2018-01-31 | 2019-08-01 | 비씨카드(주) | Method for supporting the provision of offline service using object, service providing server, user terminal, and object |
WO2021022207A1 (en) * | 2019-07-31 | 2021-02-04 | Iigc, Inc. | Stored-value payment card platform |
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