KR20090054336A - Real-time selling system and method of prepaid card - Google Patents

Real-time selling system and method of prepaid card Download PDF

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Publication number
KR20090054336A
KR20090054336A KR1020070121140A KR20070121140A KR20090054336A KR 20090054336 A KR20090054336 A KR 20090054336A KR 1020070121140 A KR1020070121140 A KR 1020070121140A KR 20070121140 A KR20070121140 A KR 20070121140A KR 20090054336 A KR20090054336 A KR 20090054336A
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KR
South Korea
Prior art keywords
prepaid card
terminal
identification number
homepage
real
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Application number
KR1020070121140A
Other languages
Korean (ko)
Inventor
김응진
Original Assignee
주식회사 아이앤플레이
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Application filed by 주식회사 아이앤플레이 filed Critical 주식회사 아이앤플레이
Priority to KR1020070121140A priority Critical patent/KR20090054336A/en
Publication of KR20090054336A publication Critical patent/KR20090054336A/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions

Abstract

The present invention relates to a real-time sales system and method of a prepaid card, and more particularly, to a real-time sales method and system of a prepaid card for issuing and authenticating an identification number of a prepaid card in real time using a terminal.

To this end, the present invention, using any one of the POS terminal, credit card terminal, and PC, the amount of prepaid card to purchase, and terminal information to the server, and outputs the identification number received from the server to the customer to provide.

In addition, the prepaid card in a deactivated state is stored in the store, the barcode reader and the magnetic reader after reading, the prepaid card activation request to the server, the prepaid card authenticated by the server is activated.

Prepaid Card, Barcode, Server, Credit Card Terminal, PC, POS, Magnetic

Description

Real-time selling system and method of prepaid card}

The present invention relates to a real-time sales system and method of a prepaid card, and more particularly, to a real-time sales method and system of a prepaid card for issuing and authenticating an identification number of a prepaid card in real time using a terminal.

Generally, payment methods such as credit card, mobile phone payment, and online account transfer are used to purchase items and paid content on Internet sites (games, communities, education, shopping, portals). However, credit cards, mobile phone payments, and online account transfers may be stolen through the leakage of personal information online, and are particularly difficult for teenagers.

So nowadays, online prepaid cards can be used within the allowance of the youth. The prepaid card is composed of a type in which an identification number is printed on a card made of plastic and paper. These prepaid cards have a special strength treatment at the time of manufacture to prevent them from being broken or damaged during distribution.

Prepaid card is a method of selecting the prepaid card company purchased in the payment means section and purchasing the item and paid content on the Internet site to be used and entering the identification number printed on the prepaid card. These prepaid cards are mainly sold in stationery stores and PC rooms.

Prepaid card stores that sell prepaid cards buy prepaid cards from a prepaid card company in advance and store them in stores, where a large amount of prepaid cards have to be purchased and provided. In addition, in case of theft or loss, the prepaid card shops are lost.

Accordingly, an object of the present invention is to provide a real-time sales system, and a method of prepaid card for reducing the risk of theft and loss by allowing the prepaid card of the inactive state stored in the store to be authenticated and used by the server of the prepaid card company.

Another object of the present invention is to provide a real-time sales system of a prepaid card, and a method of preventing funds from being concentrated on a prepaid card, since the prepaid card retailer does not purchase a prepaid card in advance and activates an identification number whenever necessary. Is in.

In addition, another object of the present invention is to provide a real-time sales system of a prepaid card, and a method for reducing manufacturing costs by providing an identification number of a prepaid card in a terminal in real time without having a separate prepaid card.

According to the present invention, the database is connected to the terminal for transmitting the management number for authentication of the prepaid card having a management number in the form of a bar code, the database having a management number, and identification number for the prepaid card An identification number matching unit for matching the identification number corresponding to the management number transmitted from the terminal with reference to the database when the terminal requests authentication for the prepaid card, and when the identification number is matched, It is achieved by an identification number authentication unit for activating the prepaid card.

In the prepaid card, when the identification number of the prepaid card used is registered on the prepaid card company homepage and the affiliated homepage, a portion of the used amount is preferably accumulated as points of the prepaid card.

The prepaid card is preferably credited to the points of the prepaid card when the cash coupon provided in the product is registered on the prepaid card company homepage, and the merchant homepage.

The above object is performed according to the present invention through a server connected to the network and the terminal for transmitting the management number for authentication of the prepaid card provided with a management number in the form of a barcode, the management number and identification for the prepaid card A number provided in a database, upon receiving an authentication request for the prepaid card from the terminal, matching the identification number corresponding to the management number transmitted from the terminal with reference to the database; If there is a match, it is achieved by authenticating and activating the prepaid card.

In the prepaid card, when the identification number of the prepaid card used is registered on the prepaid card company homepage and the affiliated homepage, a portion of the used amount is preferably accumulated as points of the prepaid card.

The prepaid card is preferably credited to the points of the prepaid card when the cash coupon provided in the product is registered on the prepaid card company homepage, and the merchant homepage.

The above object is used according to the present invention, using a prepaid card having a first identification code and a second identification code, the terminal for recognizing the first identification code to proceed with payment, and the second identification code And an identification number for the second identification code transmitted from the terminal is achieved by the server activating the prepaid card.

Preferably, the first identification code and the second identification code are any one of a magnetic and a barcode, a magnetic and a magnetic, a barcode and a magnetic, and a barcode and a barcode.

The terminal is preferably any one of a POS terminal including a barcode reader, a magnetic reader, and a display device, and a PC.

When the terminal recognizes the first identification code as the bar code reader and the magnetic reader, it is preferable that a window for inducing the recognition of the second identification code is displayed on the display device.

In the prepaid card, when the identification number of the prepaid card used is registered on the prepaid card company homepage and the affiliated homepage, a portion of the used amount is preferably accumulated as points of the prepaid card.

The prepaid card is preferably credited to the points of the prepaid card when the cash coupon provided in the product is registered on the prepaid card company homepage, and the merchant homepage.

Preferably, the terminal further comprises a computer center for counting the sales amount and the sales amount of the prepaid card processed by the terminal.

According to the present invention, the above-mentioned object is performed by using the identification number of the prepaid card in the online payment, and through a server connected to the terminal network, the type, amount, and terminal information of the prepaid card received from the terminal And storing the prepayment amount of the terminal to generate the identification number, and transmitting the generated identification number to the terminal, wherein the terminal outputs the identification number to be transmitted. By providing to the buyer of the card.

The prepaid card, if the identification number of the prepaid card used is registered on the prepaid card company homepage, and the merchant homepage, a portion of the amount of use is earned as points of the prepaid card, characterized in that the real-time sales method.

The prepaid card is preferably credited to the points of the prepaid card when the cash coupon provided in the product is registered on the prepaid card company homepage, and the merchant homepage.

Preferably, the terminal further includes a payment management unit which checks a prepayment amount of the terminal and induces payment by transmitting a deposit request message to the terminal when the deposit is not made.

According to the present invention, the database is connected to the terminal for transmitting the management number for authentication of the prepaid card provided with a management number of the magnetic form, the database having a management number, and an identification number for the prepaid card An identification number matching unit for matching the identification number corresponding to the management number transmitted from the terminal with reference to the database when the terminal requests authentication for the prepaid card, and when the identification number is matched, It is achieved by an identification number authentication unit for activating the prepaid card.

In the prepaid card, when the identification number of the prepaid card used is registered on the prepaid card company homepage and the affiliated homepage, a portion of the used amount is preferably accumulated as points of the prepaid card.

The prepaid card is preferably credited to the points of the prepaid card when the cash coupon provided in the product is registered on the prepaid card company homepage, and the merchant homepage.

As described above, the present invention uses a method of providing and authenticating the identification number of the prepaid card in real time, thereby reducing the risk of theft and loss of the prepaid card.

In addition, unlike the conventional prepaid card system that purchases and holds a prepaid card in advance, by providing, authenticating, and selling as many identification numbers as necessary, it is possible to prevent a phenomenon in which the funds of the prepaid card store are concentrated on the prepaid card.

In addition, since the identification number is printed in real time or manufactured in a coded paper type, the cost is reduced compared to manufacturing a plastic type prepaid card.

1 is a diagram illustrating an embodiment of a real-time sales system of a prepaid card.

The prepaid card 10a is an inactive card with a barcode printed on it, and is stored in a prepaid card store. Since the prepaid card 10a is inactivated at the prepaid card store, even if the prepaid card 10a is acquired, it is impossible to use it without permission.

The prepaid card store may be a place using a point of sales terminal 210 such as a PC room, a stationery store, a convenience store, and a mart. The POS terminal 210 is an electronic cash register, which operates a store and registers sales in real time, and is a device capable of automatically calculating and counting registered sales data.

On one side of the prepaid card 10a, a payment number 14a associated with the amount is printed in a bar code form, and on the other side of the prepaid card 10a, a management number 16a for activating is printed in a bar code form. And the identification number (15a) for using the prepaid card (10a) is provided, which is covered with scratches so that it should not be opened until the customer uses.

The terminal 200 includes any one of a barcode reader 230, a main body, a POS terminal 210 having a display device, and a PC 220. The barcode reader 230 recognizes the payment number 14a printed on the prepaid card 10a to pay the amount.

Then, the display device brings up a window for inducing recognition of the management number 16a of the prepaid card 10a, which is a procedure for authenticating the identification number 15a. The window is highlighted in the shape of the prepaid card 10a so that the management number 16a is highlighted, and the barcode reader 230 induces recognition of the management number 16a.

When the barcode reader 230 recognizes the management number 16a, the terminal 200 transmits the management number 16a to the computer center 280. The computer center 280 requests the server 100 to activate the prepaid card 10a. The prepaid card 10a certified by the server 100 may be activated and used.

Computer center 280 is provided in a large retail store such as a mart. The amount of the prepaid card 10a sold by the terminal 200 and the amount of sale are counted or used to determine the stock of the remaining prepaid card 10a.

The server 100 stores the payment number 14a, the management number 16a, and the terminal information of the prepaid card 10a received from the computer center 280 in the database (DB) 110. The identification number 15a corresponding to the received management number 16a is matched by an identification number matching unit (not shown). The matched identification number 15a is activated in an identification number authenticator (not shown).

2 is a view showing one side of the prepaid card shown in FIG.

The prepaid card 10a is coded paper and graphically depicts the sale amount 11 and use 12 on one side. In addition, there is a hole 13 to connect a string to the neck so that the prepaid card 10a can be used as a necklace type.

3 is a view showing the other side of the prepaid card shown in FIG.

On the other side of the prepaid card 10a, a payment number 14a in the form of a barcode, an identification number 15a, and a management number 16a in the form of a barcode are printed. In addition, there is a hole 13 to connect a string to the neck so that the prepaid card 10a can be used as a necklace type.

The payment number 14a includes payment information such as the amount of the prepaid card 10a and is configured in a bar code form. The identification number 15a is an authentication number for using the prepaid card 10a and is covered with scratches until it is unopened until used by the customer.

The management number 16a is used to activate the prepaid card 10a and is configured in the form of a barcode. The management number 16a recognized by the terminal 200 is transmitted to the server 100 through the computer center 280, and to the management number 16a transmitted from the identification number matching unit (not shown) of the server 100. The corresponding identification number 15a is matched, and the matched identification number 15a is authenticated and activated.

When the used prepaid card 10a is entered into the homepage of the prepaid card company and the merchant homepage, a portion of the face value of the prepaid card 10a is accumulated as points. In addition, in general, the cash, coupons attached to products such as stationery and sweets can be credited to the prepaid card (10a) points when registered on the homepage of the prepaid card company, and merchant homepage. This leads to the continuous use of the prepaid card 10a, and furthermore, there is an advantage in that the unused points of the company providing the cash coupons can be easily used.

4 is a diagram illustrating the structure of a server shown in FIG. 1.

The server 100 includes an interface unit 120, an identification number matching unit 130, and an identification number authentication unit 140, and includes a prepaid card DB 111, which is a database (DB) 110, and a terminal DB ( 112).

The interface unit 120 receives data transmitted from the computer center 280.

The identification number matching unit 130 finds and matches the identification number 15a corresponding to the management number 16a recognized by the terminal 200 in the prepaid card DB 111.

The identification number 15a authenticated by the identification number authentication unit 140 may be used immediately after the authentication.

The prepaid card DB 111 stores the management number and the identification number of the issued prepaid card 10a and manages the identification number 15a of the authenticated prepaid card 10a.

The terminal DB 112 manages the number of times of authenticating the prepaid card 10a in the terminal 200 of the prepaid card store, and the amount of money.

The payment number 14a of the prepaid card 10a transmitted at the first recognition by the terminal 200 is stored in the terminal DB 112. In the second recognition, the management number 16a of the prepaid card 10a is transmitted to the server 100, and the identification number matching unit 130 identifies the corresponding management number 16a in the prepaid card DB 111. Match the number 15a.

The matching identification number 15a is activated by the identification number authenticator 140. The management number 16a matching the activated identification number 15a is deleted from the prepaid card DB 111 and the activated record is stored in the terminal DB 112.

5 is a flowchart illustrating an embodiment of a real time selling method of a prepaid card.

The prepaid card 10a in a deactivated state in which a barcode is printed is stored in a prepaid card retailer (S21).

The customer who wishes to purchase the prepaid card 10a pays an amount corresponding to the prepaid card 10a at a prepaid card store (for example, a PC room, a stationery store, a convenience store, and a mart) (S22). The prepaid card retailer first recognizes the barcode printed with the payment number 14a of the prepaid card 10a by the terminal 200 to which the barcode reader 230 is attached to pay the amount (S23).

The type, amount, and terminal information of the prepaid card 10a recognized in the database (DB) 110 of the server 200 are stored (S24).

In the display device of the terminal 200, a window for inducing the recognition of the management number 16a is generated. The window has a shape of the prepaid card 10a, and the management number 16a is emphasized for easy identification.

In order to activate the prepaid card 10a, the prepaid card retailer secondly recognizes the barcode printed with the management number 16a of the prepaid card 10a by the terminal 200 to which the barcode reader 230 is attached (S25).

The management number and the identification number of the issued prepaid card are stored in advance in the prepaid card DB 111 to match the identification number 15a corresponding to the management number 16a received from the identification number matching unit 130 (S26). ).

Matched identification number (15a) is activated in the identification number authentication unit 140 (S27). The authenticated identification number 15a is purchased by selecting a prepaid card company and entering the issued identification number 15a when a customer wants to purchase an item and paid content from an Internet site.

6 is a diagram showing another embodiment of a real-time sales system of a prepaid card.

The prepaid card 10b is an inactive card with a barcode printed on it, and is stored in a prepaid card store. Since the prepaid card 10b is inactive at the prepaid card store, even if the prepaid card 10b is acquired, it is impossible to use it without permission.

On the prepaid card 10b, a management number 16b for activating the prepaid card 10b is printed in a bar code form. And an identification number 15b for using the prepaid card 10b is provided, which is covered with scratches so that it should not be opened until the customer uses it.

The terminal 240 includes any one of a barcode reader 270, a main body, a POS terminal 250 having a display device, and a PC 260.

When the barcode reader 270 recognizes the management number 16b, the terminal 240 transmits the management number 16b to the server 130 and requests activation of the prepaid card 10b. The prepaid card 10b that has been authenticated by the server 130 is activated and can be used.

The database (DB) 140 of the server 130 is provided with an identification number 15b and a management number 16b of the prepaid card 10b. Referring to the database (DB) 140, the identification number 15b corresponding to the management number 16b is matched, the matching identification number 15b is authenticated, and the prepaid card 10b is activated.

7 is a diagram illustrating another embodiment of a real-time sales system of a prepaid card.

The terminal 300 includes any one of a POS terminal 310, a credit card terminal 320, and a PC 330 used in a prepaid card store. The terminal 300 transmits the amount of the prepaid card to be purchased and the prepaid card store information to the server 400, and outputs the identification number received from the server 400 to the customer.

The server 400 stores the request amount of the prepaid card and the affiliated store information received from the terminal 300 in the database 410, generates an identification number, and transmits the generated identification number to the terminal 300.

A customer wishing to purchase a prepaid card pays an amount corresponding to the prepaid card type at a prepaid card prepaid card store (eg, a PC room and a stationery shop). The prepaid card retailer inputs the prepaid card type and amount to the terminal 300 and transmits it to the server 400.

The prepaid card type, amount, and terminal information transmitted from the terminal 300 to the server 400 are stored in the database 410, and generate an identification number by checking the prepaid amount of the prepaid card store.

The generated identification number is transmitted from the server 400 to the terminal 300, and the identification number received from the terminal 300 is provided to the customer by being printed or transmitted in an e-mail or a text message (SMS). When a customer wants to purchase items and paid content from an Internet site, he selects a prepaid card company and enters an issued identification number.

FIG. 8 is a diagram illustrating the structure of the server shown in FIG. 7.

The server 400 includes an interface unit 420, a payment management unit 430, and an identification number generation unit 440, and the interface unit 420 receives data transmitted from the terminal 300 or transmits an identification number. It plays a role.

The payment manager 430 manages a prepaid amount deposited at the prepaid card store of the terminal 300. If the amount is not received from the prepaid card store, a deposit request message is sent to the terminal, and the balance is displayed on the display device of the terminal 300. Only when the payment is confirmed in the payment management unit 430, the identification number generation unit 440 may generate the identification number of the prepaid card.

The identification number generated by the identification number generator 440 is transmitted to the terminal 300 through the interface unit 420.

The server 400 includes a database 410, which includes a payment DB 411, a terminal DB 412, and a prepaid card DB 413. The payment DB 411 manages the amount prepaid at the prepaid card store, and the terminal DB 412 manages the number of times the prepaid card is issued at the terminal 300 of the prepaid card store, and the amount.

The prepaid card DB 413 manages the amount of the prepaid card issued and the identification number.

FIG. 9 is a diagram illustrating another embodiment of a real-time issuing method of a prepaid card using a POS terminal illustrated in FIG. 7.

POS (Point of sales) terminal 310 is a device that registers sales in real time while operating a store as an electronic cash register, and can automatically calculate and count the registered sales data.

 First, a customer wishing to purchase a prepaid card pays an amount corresponding to a prepaid card type at a prepaid card prepaid card store (for example, a PC room or a stationery store) (S41). The prepaid card store checks the amount, and inputs the prepaid card type and the amount into the POS terminal 310 and transmits the same to the server 400 (S42).

The prepaid card type, amount, and POS terminal 310 information transmitted from the POS terminal 310 to the server 400 are stored in the database 410 (S43). The payment management unit 430 of the server 400 checks the prepayment amount of the prepaid card store (S44).

If the prepayment amount is not received from the prepaid card store, the payment management unit 430 transmits a deposit request message to the POS terminal 310 (S45). At this time, the balance is displayed on the display device of the POS terminal 310.

The payment management unit 430 requests the identification number generation unit 440 to generate the identification number (S46). The generated identification number is transmitted from the server 400 to the POS terminal 310 (S47). The identification number received at the POS terminal 310 is printed and provided to the customer (S48).

The identification number provided is purchased by selecting a prepaid card company and entering the issued identification number when a customer wants to purchase an item and paid content from an Internet site.

FIG. 10 is a diagram illustrating another embodiment of a real-time selling method of a prepaid card using a credit card terminal.

The credit card terminal 320 generates an identification number of the prepaid card to the credit card terminal 320 as a device used for approval of a credit card and issuance of a cash receipt.

The customer who wishes to purchase a prepaid card pays an amount corresponding to the prepaid card type at a prepaid card prepaid card store (for example, a PC room or a stationery shop) (S51). The prepaid card retailer checks the amount, and inputs the prepaid card type and the amount into the credit card terminal 320 and transmits it to the server 400 (S52).

The prepaid card type, amount, and credit card terminal 320 information transmitted from the credit card terminal 320 to the server 400 are stored in the database 410 (S53). The payment management unit 430 of the server 400 checks the prepayment amount of the prepaid card store (S54).

If the prepayment amount is not received from the prepaid card retailer, the payment management unit 430 induces a payment by sending a deposit request message to the credit card terminal 320 (S55). At this time, the balance is displayed on the display device of the credit card terminal 320.

The payment management unit 430 of the server 400 requests the identification number generation unit 440 to generate the identification number (S56). The generated identification number is transmitted from the server 400 to the credit card terminal 320 (S57). The identification number received from the credit card terminal 320 is printed and provided to the customer (S58).

The identification number provided is purchased by selecting a prepaid card company and entering the issued identification number when a customer wants to purchase an item and paid content from an Internet site.

FIG. 11 is a diagram illustrating another embodiment of a real-time selling method of a prepaid card using a PC.

In the method using the PC 330, an identification number issuing program is installed in the PC 330, and the identification number received through the PC 330 is printed or transmitted in an e-mail or a text message (SMS) to the customer.

The customer who wishes to purchase a prepaid card pays an amount corresponding to the prepaid card type at a prepaid card prepaid card store (for example, a PC room or a stationery shop) (S61). The prepaid card store checks the payment amount, and inputs the prepaid card type and the amount into the PC 330 and transmits it to the server 400 (S62).

The prepaid card type, amount, and PC 330 information transmitted from the PC 330 to the server 400 are stored in the database 410 (S63). The payment management unit 430 of the server 400 checks the prepayment amount of the prepaid card store (S64).

If the prepayment amount is not received from the prepaid card store, the payment management unit 430 induces a payment by sending a deposit request message to the PC 330 (S65). At this time, the balance is displayed on the display device of the PC 330.

The payment management unit 430 of the server 400 requests the identification number generation unit 440 to generate the identification number (S66). The generated identification number is transmitted from the server 400 to the PC 330 (S67). The identification number received at the PC 330 is printed or transmitted by e-mail and text message to the customer (S68).

The identification number provided is purchased by selecting a prepaid card company and entering the issued identification number when a customer wants to purchase an item and paid content from an Internet site.

12 is a diagram illustrating another embodiment of a real-time sales system of a prepaid card.

The prepaid card 10c is an inactive card provided with a magnetic and is stored in a prepaid card store. Since the prepaid card 10c is inactivated at the prepaid card store, even if the prepaid card 10c is acquired, it is impossible to use it without permission.

In the prepaid card 10c, a management number 16c for activating the prepaid card 10c is embedded in the magnetic. And an identification number 15c for using the prepaid card 10c is provided, which is covered with scratches so that it should not be opened until the customer uses it.

The terminal 340 includes any one of a magnetic reader 370, a main body, a POS terminal 350 having a display device, and a PC 360.

When the magnetic reader 370 recognizes the management number 16c composed of the magnetic lines, the terminal 340 transmits the management number 16c to the server 430 and requests activation of the prepaid card 10c. The prepaid card 10c certified by the server 430 may be activated and used.

The database (DB) 440 of the server 430 includes an identification number 15c of the prepaid card 10c and a management number 16c. Referring to the database (DB) 440, the identification number 15c corresponding to the management number 16c is matched, and the matched identification number 15c is authenticated, and the prepaid card 10c is activated.

13 is a diagram of a prepaid card provided with a magnetic and a barcode.

The prepaid card 10d is provided with a payment number 14d composed of magnetic lines and a management number 16d printed with a barcode. In order to make a payment, the magnetic reader 370 recognizes the payment number 14d and proceeds with the payment. The management number 16d is recognized by the barcode reader 230 to authenticate the identification number 15d to activate the prepaid card 10d.

14 is a diagram of a prepaid card with two lines of magnetic lines.

The prepaid card 10e is provided with a payment number 14e and a management number 16e composed of magnetic lines. In order to make a payment, the magnetic reader 370 recognizes the payment number 14e and proceeds with the payment. The management number 16e is recognized as the magnetic reader 370 to authenticate the identification number 15e to activate the prepaid card 10e.

15 is a diagram of a prepaid card provided with a barcode and a magnetic line.

The prepaid card 10f is provided with a payment number 14f composed of bar codes and a management number 16f composed of magnetic lines. In order to make a payment, the magnetic reader 370 recognizes the payment number 14f and proceeds with the payment. The management number 16f is recognized by the barcode reader 230 to authenticate the identification number 15f to activate the prepaid card 10f.

1 is a diagram illustrating an embodiment of a real-time sales system of a prepaid card;

2 is a view showing one side of the prepaid card shown in FIG.

3 is a view showing the other side of the prepaid card shown in FIG.

4 is a diagram illustrating the structure of a server shown in FIG. 1;

5 is a flowchart illustrating an embodiment of a real-time selling method of a prepaid card;

6 is a view showing another embodiment of a real-time sales system of a prepaid card;

7 is a view showing another embodiment of a real-time sales system of a prepaid card;

8 is a diagram illustrating the structure of a server shown in FIG. 7;

9 is a view of another embodiment of a real-time selling method of a prepaid card using a POS terminal shown in FIG. 7;

10 is a view of another embodiment of a real-time selling method of a prepaid card using a credit card terminal;

11 is a view of another embodiment of a real time selling method of a prepaid card using a PC;

12 is a view showing another embodiment of a real-time sales system of a prepaid card;

13 is a diagram for a prepaid card equipped with a magnetic and a barcode;

14 is a view of a prepaid card with two lines of magnetic lines, and

15 is a diagram of a prepaid card provided with a barcode and a magnetic line.

* Description of the symbols for the main parts of the drawings *

10: prepaid card 100: server

110: database 10: POS terminal

220: PC 230: barcode reader

Claims (20)

Is connected to the network and the terminal for transmitting the management number for authentication of the prepaid card provided with a management number in the form of a barcode, A database including a management number and an identification number for the prepaid card; An identification number matching unit for matching the identification number corresponding to the management number transmitted from the terminal with reference to the database when the terminal requests authentication for the prepaid card; And When the identification number is matched, the identification number authentication unit for activating the prepaid card; Real-time sales system of the prepaid card comprising a. The method of claim 1, The prepaid card, When the identification number of the prepaid card used is registered on the prepaid card company homepage, and the merchant homepage, a part of the amount used is accumulated as points of the prepaid card. The method of claim 1, The prepaid card, If the cash coupons provided in the product is registered on the prepaid card company homepage, and the merchant homepage, the real-time sales system of the prepaid card, characterized in that the points earned by the prepaid card. For authentication of the prepaid card provided with a management number in the form of a bar code is performed through a server connected to the network and the terminal for transmitting the management number, provided with a management number and identification number for the prepaid card in the database, Upon receiving an authentication request for the prepaid card from the terminal, matching the identification number corresponding to the management number transmitted from the terminal with reference to the database; And If the identification number is matched, authenticating and activating the prepaid card; real-time sales method of a prepaid card comprising a. The method of claim 4, wherein The prepaid card, When the identification number of the prepaid card used is registered on the prepaid card company homepage, and the merchant homepage, a portion of the used amount is earned as points of the prepaid card. The method of claim 4, wherein The prepaid card, If the cash coupons provided in the product is registered on the prepaid card company homepage, and the merchant homepage, the real-time sales method of the prepaid card, characterized in that the points earned by the prepaid card. Using a prepaid card having a first identification code and a second identification code, A terminal for making a payment by recognizing the first identification code; And A server having an identification number corresponding to the second identification code and activating the prepaid card when an identification number for the second identification code transmitted from the terminal exists; system. The method of claim 7, wherein The first identification code, and the second identification code, Respectively, the real-time sales system of the prepaid card, characterized in that any one of magnetic and barcode, magnetic and magnetic, barcode and magnetic, and barcode and barcode. The method of claim 8, The terminal, Real-time sales system of a prepaid card, characterized in that any one of a POS terminal, including a barcode reader, a magnetic reader, and a display device, and a PC. The method of claim 9, The terminal, And recognizing the first identification code with the barcode reader and the magnetic reader, a window for inducing the recognition of the second identification code is displayed on the display device. The method of claim 7, wherein The prepaid card, When the identification number of the prepaid card used is registered on the prepaid card company homepage, and the merchant homepage, a part of the amount used is accumulated as points of the prepaid card. The method of claim 7, wherein The prepaid card, If the cash coupons provided in the product is registered on the prepaid card company homepage, and the merchant homepage, the real-time sales system of the prepaid card, characterized in that the points earned by the prepaid card. The method of claim 7, wherein And a computing center for counting the sales quantity and the sales amount of the prepaid card processed by the terminal. In the case of online payment, the identification number of the prepaid card is used and is performed through a server connected to the terminal and network. Storing the type, amount, and terminal information of the terminal received from the terminal, and confirming a prepayment amount of the terminal to generate the identification number; And And transmitting the generated identification number to the terminal. The terminal outputs the identification number transmitted to the buyer of the prepaid card, the real-time selling method of the card. The method of claim 14, The prepaid card, When the identification number of the prepaid card used is registered on the prepaid card company homepage, and the merchant homepage, a portion of the used amount is earned as points of the prepaid card. The method of claim 14, The prepaid card, If the cash coupons provided in the product is registered on the prepaid card company homepage, and the merchant homepage, the real-time sales method of the prepaid card, characterized in that the points earned by the prepaid card. The method of claim 14, And a payment management unit which checks a prepayment amount of the terminal and induces a payment by transmitting a deposit request message to the terminal when the deposit is not made. Is connected to the network and the terminal for transmitting the management number for authentication of the prepaid card is provided with a magnetic management number, A database including a management number and an identification number for the prepaid card; An identification number matching unit for matching the identification number corresponding to the management number transmitted from the terminal with reference to the database when the terminal requests authentication for the prepaid card; And When the identification number is matched, the identification number authentication unit for activating the prepaid card; Real-time sales system of the prepaid card comprising a. The method of claim 18, The prepaid card, When the identification number of the prepaid card used is registered on the prepaid card company homepage, and the merchant homepage, a part of the amount used is accumulated as points of the prepaid card. The method of claim 18, The prepaid card, If the cash coupons provided in the product is registered on the prepaid card company homepage, and the merchant homepage, the real-time sales system of the prepaid card, characterized in that the points earned by the prepaid card.
KR1020070121140A 2007-11-26 2007-11-26 Real-time selling system and method of prepaid card KR20090054336A (en)

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Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101029609B1 (en) * 2009-07-07 2011-04-15 비씨카드(주) Method for Offering of Gift Card and System thereof
KR101227094B1 (en) * 2012-05-23 2013-01-29 (주)해피닷컴 Prepaid card activation processing system
KR101275116B1 (en) * 2011-07-13 2013-06-17 비씨카드(주) Method of issuing securities and store terminal thereof
KR200469250Y1 (en) * 2012-06-01 2013-10-01 (주)해피닷컴 prepaid card with Magnetic protective case.
KR102006353B1 (en) * 2018-01-31 2019-08-01 비씨카드(주) Method for supporting the provision of offline service using object, service providing server, user terminal, and object
WO2021022207A1 (en) * 2019-07-31 2021-02-04 Iigc, Inc. Stored-value payment card platform

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101029609B1 (en) * 2009-07-07 2011-04-15 비씨카드(주) Method for Offering of Gift Card and System thereof
KR101275116B1 (en) * 2011-07-13 2013-06-17 비씨카드(주) Method of issuing securities and store terminal thereof
KR101227094B1 (en) * 2012-05-23 2013-01-29 (주)해피닷컴 Prepaid card activation processing system
KR200469250Y1 (en) * 2012-06-01 2013-10-01 (주)해피닷컴 prepaid card with Magnetic protective case.
KR102006353B1 (en) * 2018-01-31 2019-08-01 비씨카드(주) Method for supporting the provision of offline service using object, service providing server, user terminal, and object
WO2021022207A1 (en) * 2019-07-31 2021-02-04 Iigc, Inc. Stored-value payment card platform

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