KR20010110886A - Method of managing cyber money on the internet - Google Patents

Abstract

The present invention relates to a cyber money used as a payment means in a virtual space, and more particularly, to a cyber money operating method in the Internet that can perform economic activities on the cyber similar to real economic activities.

Such a method of the present invention comprises the steps of: depositing a predetermined amount in the electronic commerce using the Internet to accumulate cyber money; Propagating the cyber money through economic activity in cyberspace; And purchasing and paying a product in a cyber shopping mall using the cyber money.

Therefore, according to the present invention, the cyber money can be multiplied and consumed by the cyber economic behaviors of subscribers as in the economic behavior of the offline predicates, thereby increasing the utilization of the cyber money. In particular, sports such as horse racing, swimming, athletics, car race, cycling, skating, skiing, etc. can be broadcast live via the Internet to increase the interest in sports, and subscribers can make cyber money. May increase interest in

Description

Method of managing cyber money on the internet}

The present invention relates to a cyber money used as a payment means in a virtual space, and more particularly, to a cyber money operating method in the Internet that can perform economic activities on the cyber similar to real economic activities.

In general, the Internet consists of a number of computers and computer networks interconnected via communication links. Interconnected computers can exchange information using a variety of services such as e-mail, gopher, FTP, and the World Wide Web (WWW). Or web page information written in XML) to remote client systems. Each resource on the web (i.e. computer or web page) is given a unique uniform resource locator (URL), and in order to view a particular web page, the client system designates the URL of that web page and sends it according to the HTTP protocol. If so, the server system sends corresponding web page information correspondingly. When the client system receives the web page, the client system typically displays it on the monitor through a browser.

Recently, as the number of users using the Internet has exploded, many applications have been developed, and various Internet businesses have been provided in a cyber space. In other words, due to the rapid growth of the Internet, electronic commerce such as B2B, B2C, etc. is actively performed, and electronic money, cyber money, internet payment system, etc. are used as a means of payment of electronic commerce.

However, in the conventional cyber money, the acquisition process is unilaterally provided to the subscribers when the user clicks on an advertisement, participates in a quiz, purchases or uses a service, and joins a member, and how to use cyber money participates in a game or a product in a shopping mall. Only a limited amount (usually, within 10% of the purchase amount) was recognized only in limited parts, such as in the case of purchase, and was not widely used and had only a shipment meaning.

An object of the present invention is to provide a cyber money operating method that is high in currency and multiplying like cash in cyber space in order to solve the above problems.

1 is a diagram illustrating a cyber money concept according to the present invention;

2 is a flowchart illustrating a cyber money operating procedure according to the present invention;

3 is a flowchart showing a betting procedure using a sports live broadcast to multiply cyber money according to the present invention;

4 is an example of a screen for betting according to the present invention;

5 is a flowchart illustrating a process of generating cyber money through a cyber bank according to the present invention;

6 is a flowchart illustrating a procedure for managing a deposit and withdrawal account through a cyber bank according to the present invention.

* Explanation of symbols for main parts of the drawings

102: subscriber 104: operation site

106: Cyber Money Spending Activity 108: Cyber Money Spending Activity

In order to achieve the above object, the method of the present invention, in the electronic commerce using the Internet, depositing a predetermined amount of money to accumulate cyber money; Propagating the cyber money through economic activity in cyberspace; And purchasing and paying a product in a cyber shopping mall using the cyber money.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram illustrating a cyber money concept according to the present invention. Referring to Figure 1, the subscriber 102 registers at the site 104 that operates the cyber money service according to the present invention and deposits a predetermined cash. The operation site 104 gives the subscriber 102 cyber money corresponding to cash and an additional cyber money of about 10%. Such cyber money can be withdrawn or withdrawn through a cyber bank described later.

Subscriber 102 performs various cyber economic activities 106 to propagate its cyber money in cyberspace. Cyber economic activities for multiplying cyber money are possible through various activities such as betting using sports games, auctioning of collections, providing contents, and providing a space allocated as a banner advertisement space when registering a site. In addition, the subscriber 102 may consume 108 the multiplied cyber money in the cyber space. The subscriber 102 may use an unlimited amount of money, such as cash, instead of using only a limited limit in a conventional field. In this case, the cyber money may be classified into gray money, blue money, yellow money, red money, and the like according to credit and accumulation periods, as described below.

2 is a flowchart illustrating a cyber money operating procedure according to the present invention. First, a site for operating the cyber money according to the present invention on the Internet is implemented using a web server and a database system, and customers can access the operation site using their own computers.

Referring to FIG. 2, the subscriber 102 accesses the operation site 104, registers as a member, and deposits a predetermined amount (201, 202, 203). Enter your personal information when registering your membership, and deposit your money using online transfer or wire transfer. Subsequently, when the deposit is confirmed, the cyber site accumulates the corresponding cyber money (204). At this time, it can be added to the amount deposited by the subscriber to motivate the subscriber to add a certain amount of money to be accumulated in cyber money. For example, if you deposit 100,000 won, you can add an additional 10% of the amount of money to earn 110,000 won of cyber money.

Subsequently, when the subscriber logs in as a member, a predetermined space is allocated on the cyber space to perform cyber economic activities (205, 206). As an example of cyber economic activity, as shown in FIG. 3, there may be a betting method using live sports. Subscribers can earn or look up cyber money as a result of economic activity, and can use the accumulated cyber money to spend on cyber activities. Examples of cyber spending activities include game participation, software purchases, and paid service participation, and cyber money can be used as cash in spending activities (207 to 210).

On the other hand, if the accumulated cyber money is possible to buy the goods using a shopping mall, and if the cyber money falls short of the limit, it is possible to multiply the cyber money through economic activities again (211,212). After payment according to the purchase of goods using a shopping mall, if there is no balance, the cash deposit is requested again, and if there is a balance, the cyber money can be multiplied by participating in economic activities using the same (213).

As described above, according to the present invention, cyber money can be multiplied through economic activities in cyberspace, and the desired money can be purchased in a cyber shopping mall using the multiplied cyber money, thereby increasing the utility of cyber money.

3 is a flowchart illustrating a betting procedure using sports live broadcasting to propagate cyber money according to the present invention. Various cyber economic activities for multiplying cyber money are possible by using the accumulated cyber money, and an embodiment of the present invention shows bets using sports games. And for the service according to the present invention, the operation site should be equipped with facilities and technology that can live-stream sports through the Internet.

Referring to Figure 3, after accessing the site to log in to go to sports betting menu (301, 302, 303). After familiarizing with the game schedule, select a game and obtain and analyze the game information (303 ~ 306). They then place a bet, check for possible cyber money limits, calculate the odds if possible, watch the game with the start of the game, and monitor the game results (307,308,310 ~ 312). In accordance with the game results, pay dividends to accumulate cyber money (313). If the cyber money limit is impossible, the cyber money is multiplied through other economic activities or the cyber money is accumulated through deposit (309). In the case of betting, it is possible to automatically accumulate dividends or deduct bets in conjunction with cyber banks.

At this time, sports for betting are races, swimming, athletics, car race, cycling, skating, skiing, races, such as non-popular sports. In addition, the sports live broadcasting system is used to broadcast sports live on the Internet. Therefore, sports results can be checked in real time.

4 is a screen example at the time of betting using horse racing in accordance with the present invention. Referring to FIG. 4, a screen for relaying horse racing in real time is displayed at the top with a time, and a window for betting is displayed at the bottom. The window for betting includes a game information display window, a real-time ranking window, a game event selection window, and a chat window. In addition, the game information display window includes the game analysis contents, the player analysis information, the record, the prediction, the betting and the betting status board for betting, and the game result display window and the dividend display window. And various menu buttons such as previous menu, home, my bet, chat, save game, and exit, and buttons such as front view, side view, far view, enlarged view, environment setting, helper, etc. are displayed.

5 is a flowchart illustrating a process of generating cyber money in a cyber bank according to the present invention. Referring to FIG. 5, when depositing a replacement cash after registration, an account is created (501, 502, 503). In this case, set the account ID and password separately from the member login ID and password.

If the cash deposit is confirmed, cyber money (gray money) is generated in the account by the manager (504). At this time, the cyber money is divided into gray money, blue money, yellow money, and red money according to the period and the credit rating.

Types of Cyber Money Contents Gray money The cyber money that occurred after receiving the first cyber money was transferred to Blue Money one month later. Normally available outside the mall Blue money One month after the initial creation of cyber money, it can be used as cash in a shopping mall. Yellow money Cyber money that has passed 3 months since the first cyber money was paid and can be exchanged for cash after using the shopping mall Red money If you do not pay the cyber money promised after the commerce, all cyber money in the account becomes red money. Red Money is not available and will be warned and fined when it occurs

One month after the gray money is created in the initial account, the money is converted to blue money, and after three months, it is converted to yellow money (505 ~ 508). In this state, if a bad transaction occurs, the account is converted to red money and cannot be used (509-512). If it is a red money, it warns, and if the subscriber takes appropriate measures such as deposit, it can be changed back to yellow money, and after aberration warning, actions such as fine / charge can be taken.

6 is a diagram illustrating a procedure for managing a deposit and withdrawal account through a cyber bank according to the present invention. When the cyber money is consumed, a payee account and an ID are input as required, and then a corresponding amount is input (601, 602, 603). Then, the transfer of the corresponding amount is prepared from his account, and confirms the transfer contents and completes the transfer (604, 605, 607). If necessary, confirm the transmission again after inputting the change (606).

Subsequently, when the transmission is completed, the data is recorded and stored, and the data informing the subscriber of the transmission result is transmitted (608).

As described above, according to the present invention, the cyber money can be proliferated and consumed by the subscribers' cyber economic activities as in the offline economic predicate economic activities, thereby increasing the utilization of the cyber money. In particular, sports such as horse racing, swimming, athletics, car race, cycling, skating, skiing, etc. can be broadcast live via the Internet to increase the interest in sports, and subscribers can make cyber money. May increase interest in

Claims (4)

In electronic commerce using the Internet, Depositing a predetermined amount to earn cyber money; Propagating the cyber money through economic activity in cyberspace; And The cyber money operating method on the Internet, characterized in that it comprises the step of purchasing the product in the cyber shopping mall using the cyber money. The method of claim 1, wherein the cyber money can be classified into gray money, blue money, yellow money, and red money according to the period of accumulation and creditworthiness. According to claim 1, The economic activity on the cyber, The method of operating a cyber money on the Internet, characterized in that the bet to the cyber money by using the live sports on the Internet, and dividends earned by the cyber money. The method according to claim 1 or 2, wherein the cyber money is managed by an account through a cyber bank.