KR102420345B1 - Blockchain-based mileage alliance operating platform and payment guarantee system and its payment guarantee method - Google Patents

Abstract

A blockchain-based mileage union operation platform and a payment guarantee system operated in conjunction therewith and a payment method are provided. In the blockchain-based mileage federation operating platform including the online deposit-based system and the payment guarantee system operated in conjunction therewith, the federation platform management server configured to interlock with the servers included in the mileage federation operating platform and to manage the servers in an integrated manner And, a franchise management operation server that interworks with the federation platform management server and manages merchant information, a member management operation server that interworks with the federation platform management server and manages member information, and a game portal information that is linked with the federation platform management server An online game portal management server that interworks with the federation platform management server, and an online advertisement portal management server that manages advertisement portal information, a general shopping mall operation server that manages shopping mall information by interworking with the federation platform management server, and a federation platform management server A block chain operation server that works with and manages information in a block chain manner, a mileage management server that works with the federation platform management server and manages mileage information, and a payment settlement that works with the federation platform management server and manages payment and settlement information It includes a communication relay management server interworking with the management server and the federation platform management server.

Description

{Blockchain-based mileage alliance operating platform and payment guarantee system and its payment guarantee method}

The present invention relates to a blockchain-based mileage federation operating platform and a payment guarantee system operated in conjunction therewith.

In particular, the present invention constitutes a mileage federation in which companies that provide mileage that can be used directly as game money without a separate exchange procedure participate, and a mileage federation operating platform operated based on block chain technology and payment guarantee linked thereto It relates to a system and method that can secure the credibility of the mileage association by grafting the system (hereinafter referred to as the 'online deposit-based system') and ensure that the payment of the deposit corresponding to the mileage obtained by the member is always safe.

In addition, by linking the platform operating system of the Mileage Alliance (hereinafter referred to as the “Coalition”), which guarantees transparency and safety, with the server of an external online game developer, it is possible to increase or decrease the mileage held by members through healthy and legal online games. , It relates to a system that allows members to exchange mileage with added or subtracted mileage for goods or services at shopping malls in the federation platform or prescribed affiliated merchants.

Mileage (or membership points) is generally provided by a company to customers who purchase goods or services (hereinafter referred to as 'products') as part of securing loyal customers and promotions. It is also paid when participating in events or events, and the customer accumulates it and receives a refund in cash under certain conditions or uses it to purchase products or services from the company.

Companies and self-employed businesses (hereinafter referred to as “merchants”) who have recognized the utility of the mileage system have rushed to introduce this system.

Because all companies provide mileage, customers do not need to select and receive mileage while being constrained by time and place, but purchase products according to the situation and accumulate company mileage separately.

In other words, because it is not owned by one company and sometimes even from a competitor company is used frequently, the mileage system is recognized from the moment as an expense concept to keep customers, not an investment concept to induce customers. There is a disadvantage that it is not tied to the mileage of a specific company because it has to be accumulated up to the conditions and is not very useful in real life.

So, recently, a mileage integration platform that can integrate and manage various mileage issued by each company is emerging. The feature is that it eliminates the inconvenience of managing multiple mileage separately, and integrates small mileage that has low practical use and is difficult to recognize or converts it into one point so that it can be used usefully in real life.

Domestic Registration Patent No. 10-1835520 (2018.04.19. Announcement) relates to a method for providing an integrated point service and a server using the same, and relates to individual point distributors and registration, issuance, and exchange rates between individual points and integrated points; A method of verifying the validity of a transaction related to distribution, use and refund, recording the transaction in a blockchain database according to the validity, and obtaining a transaction ID, which is location information where each transaction is recorded, and a support server using the same By providing this, it is proposing a way to block the risk of financial loss to point distributors and point merchants due to fraudulent manipulation of crackers.

Domestic Registered Patent No. 10-2014655 (published on August 26, 2019) relates to a method for integrating mileage and real assetization using an integrated platform of fintech and block chain, converting mileage into integrated coin using block chain, As a platform system for mileage integration, cryptocurrency transaction and real assetization using block chain and fintech, characterized in that the integrated coin is traded or paid with the integrated coin, the user interface (UI) and service-oriented architecture of the user terminal ( SOA) to request the end-user's mileage deduction and to process payment with the converted integrated token, which is a means of trading cryptocurrency through a decentralized exchange and/or purchasing goods and/or services from affiliates Including, characterized in that the means is implemented by the nodes forming the block chain.

In Korea Patent Publication No. 10-2020-0004973 (published on January 15, 2020), in the integrated mileage service system, mileage or points for each affiliate are predefined so that the mileage provided by each mileage partner can be inquired and registered by accessing the Internet. It is converted according to currency exchange information and integrated so that it can be used like cash and composed of the searched mileage. It is characterized in that the points provided for each affiliate are settled for each affiliate when payment is made through content purchase, It explains the online marketplace service system using integrated mileage information with cashability transmitted to

However, the above techniques overlook the fundamental and structural problems. For customers who use mileage, it can be very beneficial in terms of convenience and utility, but the problem is that it conflicts with the strategy and purpose of the companies that actually provide the mileage, that is, the company that has to pay the actual expenses related to it.

Companies that offer mileage provide mileage to their customers for only one purpose. It is to secure loyal (fixed) customers, that is, to increase sales. In the actual provider company, mileage is a liability due to the nature of the account. However, if the company's mileage is used in a place other than the company's and it is used collectively as a point other than the company's brand, so that it cannot induce loyal customers or it is not helpful for promotion, then there is no need to participate in this system.

Also, above all else, the company that provides the integrated service has no choice but to be a new company that has no public credibility and is not stable. Even though there is no fault of the participating affiliates due to the break in continuity, there is a problem that the credibility of the participating partners may go down.

On the other hand, like OK Cashbag, a specific large corporation becomes the operating entity and jointly operates and manages mileage in association with other heterogeneous companies. As a result of expanding member services through the mileage union service, the number of members exceeded 20 million within four years of the launch of the mileage union service, contributing to the increase in sales of participating affiliates through the realization of economies of scale, increasing the number of participating companies. However, this also has the following problems.

First, on the mileage management site, individual members can log in and check their mileage, but there is no real-time verification and payment guarantee method for all members' mileage. If the redemption fund corresponding to the mileage provided to the member is not deposited in time due to a business problem or if it is used without permission, or if a major reason for disqualification occurs to the organizer, so-called mileage default is foreseen and damages to the members or other participating companies. There are structural problems that cannot but be seen.

Second, in order to eliminate or reduce the problems mentioned in the preceding paragraph, only companies with a certain size or credibility are selected and a specific large company becomes the organizer and operates as a limited association, but the participation of small and medium-sized companies or self-employed companies that account for more than 60% of the total consumption activity of members By fundamentally blocking the mileage, members' opportunities to acquire mileage are reduced.

Third, companies related to the mileage system reduce versatility and utility by limiting or reluctant to use them in their own company even though they do not know about other mileage accumulation and exchange between affiliated companies due to the problem of the preceding paragraph, and restrict system development and active participation of consumers. However, there is a problem in that the purpose of the providing company is halved because it cannot be connected through continuous repeat purchase.

Lastly, the rate of mileage reuse is low to companies that provide mileage, and it does not provide differentiated marketing benefits from competitors, which is also an obstacle to the expansion of participating companies.

Therefore, it is necessary to provide a practical effect to the companies provided by the mileage association service, and above all, the deposit (hereinafter referred to as “deposit”) that members accumulate in case of recycling or requesting redemption of their mileage is voluntary. It needs to be managed in a verifiable and secure way, not in an account storage method.

Also, from the point of view of customers who hold and use mileage, in order to actually use the mileage, the mileage must be accumulated in order to use the mileage or the unused mileage is automatically expired after a certain period of time. this exists

Therefore, by allowing more affiliated companies to participate in the mileage association, the opportunity to acquire mileage is expanded to members, and by the terms and conditions, the mileage use period expires and the mileage does not expire. You need a way to provide it.

On the other hand, the mileage deposits of companies that provide mileage may become a social problem. Since mileage deposits are not subject to protection like bank deposits, there is no refund regulation even if the company goes bankrupt. According to the supervisory regulations of the financial authorities, simple payment companies have also prepared a management guidance standard that requires that the ratio of equity to the outstanding balance be maintained at 20% or more, but there is currently no concrete plan to impose legal sanctions because it is not enforceable.

If the mileage that is held as a debt of the company in accounting is expired after the expiration date, the company accounts for it as miscellaneous income. As consumer complaints and objections continued to arise due to this, the FSC and the Financial Supervisory Service revised the Specialized Credit Finance Act, making it impossible to cancel mileage even after the expiration date.

They were forced to donate to social groups or to use them as donations to political groups. From the company's point of view, this debt asset, mileage operation and management costs, and the mileage system created for consumer benefits such as securing repeat partners are under a lot of stress.

Therefore, a method of using up the mileage by converting the mileage, not the integrated mileage service, into game money online, and playing games has also emerged.

Korean Patent Registration No. 10-0590374 (published on June 8, 2006) states that online mileage or equivalent value means can be converted into game money, and games can be played using the game money, but A specific event occurs in the middle so that a gamer can acquire an item, and a method for mileage exhaustion using a game that settles game money when the game is over has been proposed, and the current patent right has expired.

In the mileage exhaustion game according to the above invention, in the stage of exchanging or purchasing game money with mileage or equivalent value means, the company or other companies' mileage is converted into game money through the mileage conversion module, but the game money is not exchanged for mileage again as much as possible. In order to do this, a specific event occurs in the middle of the game by the event module and the event so that the gamer can acquire the item, and by having the item purchase the product, obtaining and losing game money is not gambling, A method for implementing the effect of allowing the mileage of excessively large companies (eg, airline companies, telecommunication companies, securities companies, OK Cashback, etc.) to be exhausted at a low cost has been proposed.

However, this also overlooks an important fact. In the process of accumulating mileage, it attracts many members, which may increase ordinary expenses.

For example, Korean Air, the largest national airline in Korea, has accumulated over 2 trillion won in mileage as of the first half of 2020. It is not a welcome option.

On the other hand, the mileage federation is formed based on the online deposit-based system in which the payment of deposits is always guaranteed, and the member has the mileage obtained free of charge through the game server that is linked with the blockchain-based federation platform that is linked thereto and online without a separate exchange procedure. Adding or subtracting mileage through games and allowing necessary products to be exchanged according to the result will meet the purpose of operating the mileage system through differentiation of mileage for companies participating in the alliance.

Online games and related industries through various mobile terminals have grown explosively in recent years due to the construction of a network that enables high-speed data communication or the rapid technological development of hardware.

According to domestic law, the speculation industry (Integrated Game Industry Management Committee Act) and the game industry (the Game Industry Promotion Act) are legally separated, and the management law is also enacted separately.

Gambling is a game of betting money between the parties to determine the gain or loss by chance of winning or losing. It is distinct from gambling, where the outcome is determined by the outcome.

In 2020, through the revision of the 'Enforcement Decree of the Game Industry Promotion Act', the government implemented deregulation policies such as abolishing 'Item C' in Article 17 of the Enforcement Decree, which limited the daily loss limit to 100,000 won in the regulation of web board games. Companies are recommending that they set the loss limit again in the form of 'self-regulation'.

Accordingly, each game provider is preparing a plan to voluntarily implement user protection measures, and is introducing an adult authentication system when web games are released in web stores.

In order to create tension and have fun through games, some so-called 'betting' characteristics are required, but if games become gambling for fun and harms the health of the members' households, it will become a new social problem.

So, some companies have integrated various mileage provided by companies into one, converted it into game money, and provided online game-type contents or developed e-commerce related services, but the safety and guarantee of the system are not lacking. The company's response to the integrated mileage system itself was skeptical and did not succeed in the market.

The present invention constitutes a mileage federation operating committee composed of the organizer, affiliated stores, and member representatives, and links online management accounts by the online deposit standard system linked by the mileage payment algorithm certified by this committee to affiliate banks that link affiliated credit card companies. It is about a system that prevents mileage deposits deposited by various affiliated stores from being misused at the source by opening under the name of the online deposit-based steering committee and managing them by smart contracts, and ensures safe and transparent security even if the organizer or part of the franchisees goes bankrupt. If the mileage provided to members is transferred to a game server that is linked with the federation operating platform server at any time, it is used as game money without a separate exchange procedure. Allow players to participate in various games within the online game portal management server, and the member's mileage will be increased or decreased depending on the outcome of winning or losing the game with other members. It is settled and accumulated in the member's e-wallet for mileage (hereinafter referred to as 'e-wallet'), and if necessary, within the mileage holding scale of the e-wallet, a general shopping mall linked with the federation operating platform server or affiliated according to the prescribed rules It is to provide a blockchain-based mileage alliance operating platform that can purchase or exchange necessary products at affiliated stores and a payment guarantee system operated in conjunction with it.

In addition, even a small amount of mileage can be usefully used without worrying about extinction due to the completion of the prescription, and there is a need for a method to expand the opportunities for mileage accumulation pursued by the integrated mileage system.

The problems of the present invention are not limited to the problems mentioned above, and other technical problems not mentioned will be clearly understood by those skilled in the art from the following description.

The blockchain-based mileage union operation platform and the payment guarantee system operated in conjunction therewith according to an embodiment for solving the above problems, a mileage union operation platform and a blockchain-based mileage union operation including an online deposit-based system In the payment guarantee system operated in conjunction with the platform, the federation platform management server interlocked with servers included in the mileage federation operating platform, and configured to integrate and manage the servers, and the federation platform management server interlocked with the affiliated store information A member store management operation server that manages the affiliate platform management server, a member management operation server interworking with the federation platform management server and managing member information, an online game portal management server interworking with the federation platform management server and managing game portal information; An online advertisement portal management server that interworks with the federation platform management server and manages advertisement portal information, a general shopping mall operation server that works with the federation platform management server and manages shopping mall information, and a block chain method that works with the federation platform management server A block chain operation server that manages information with a blockchain, a mileage management server that interworks with the federation platform management server and manages mileage information, a payment settlement management server that works with the federation platform management server and manages payment and settlement information, and the It includes a communication relay management server that works with the federation platform management server.

and an affiliated bank support system including a credit card company settlement server and an account management server that are linked through the mileage union operating platform and the Internet network, wherein the online deposit standard system includes the alliance platform management server and the affiliated bank support system It may include a verification server that verifies the transaction contents with blockchain-based technology in conjunction with the account management server.

The affiliated bank support system may further include a payment processing server that approves and transfers the payment amount and mileage accumulation of the affiliated store in response to a request by a smart contract of an interlocking credit card company settlement server.

and a plurality of game partners that are linked through the mileage union operating platform and the Internet network, each of the plurality of game partners includes a game server, and the game server interworks with the online game portal management server for account processing, mileage You can search and add or subtract mileage.

It includes a plurality of advertisement partners that are linked through the mileage union operating platform and the Internet network, each of the plurality of advertisement partners includes an advertisement server, and the advertisement server registers advertisement contents by interworking with the online advertisement portal management server. can do

The block chain-based mileage federation operating platform and the payment guarantee method operated in conjunction with it according to another embodiment for solving the above problem is a member sign-up by accessing a member management server that interlocks with the federation platform management server through a member terminal The step of requesting authentication, the step of downloading the mileage federation member program to the member terminal at the same time as the member registration verification, the federation platform management server performs member real name and adult verification according to the member registration verification request, and the member The steps of storing the authentication information in the management server, issuing the member electronic wallet for mileage to the created member account, and transmitting the member authentication approval message to the terminal, through the terminal of the merchant, to the merchant management server linked with the alliance platform management server Accessing and applying for affiliate store registration authentication; downloading a program for mileage alliance affiliated stores at the same time as the affiliated store registration authentication; The federation platform management server links to the account management server of the affiliated bank support system for payment settlement, opens an online payment account, and transmits the affiliated store registration code to the created affiliated store account.

The step of the game partner accessing the game portal server interworking with the federation platform management server through the terminal and applying for the game partner registration authentication, and the approval of the game partner registration authentication and the use of the mileage federation game partner in the terminal of the game partner at the same time The steps of downloading the program, the federation platform management server receiving the guarantee insurance policy through the mileage federation game partner use program, and the federation platform management server managing the account of the affiliated bank support system for settlement Linking to a server to open an online payment account and registering the game content of the game partner in a cloud system that interworks with the federation platform management server, or a game portal server for interworking the game server of the game partner with the federation platform management server It may include the step of providing an online game to the member in conjunction with the.

The steps of the member accessing the game portal server with the mileage to play a game, adding or subtracting the mileage held by the member according to the victory or defeat of the game, and the number of times the game partner participated in the game; It may include the steps of accumulating data on the win rate to rank members in the game, setting betting mileage according to the member's grade, and setting a daily limit and access time.

The step of the advertisement partner accessing the advertisement portal server interworking with the federation platform management server through the terminal and applying for the advertisement providing partner registration certification, and the approval of the advertisement providing partner registration authentication, and simultaneously downloading the mileage federation advertisement provision partner use program step, the federation platform management server receiving the guarantee insurance policy through the mileage federation advertisement provision affiliate use program, and the federation platform management server linking to the affiliated bank account management server for settlement The step of opening an online payment account and the federation platform management server providing advertisement contents to the member by linking an advertisement server of an advertisement affiliate in which advertisement contents are stored and an advertisement portal server linked with the federation platform management server can

The advertisement partner links to the account management server of the affiliated bank support system, transfers a deposit to an online virtual account, and accumulates mileage, and the mileage accumulated by the advertisement partner is deducted according to the member's advertisement subscription may include steps.

In using the VAN/GW system, which is an electronic payment and settlement agency service, for purchase payment and mileage accumulation, it includes issuing and using a credit or debit card linked to the mileage association organizer and affiliated banks to the member, and the member's selection It may include means for replacing or mixing the app card by the

The member terminal may include a wired terminal, a wireless device connected through a wireless communication network, and a mobile terminal.

A financial institution that provides a payment method through the simple payment service of the App to App method configures a payment and settlement platform, and may include a system that settles mileage and payment through the app.

The details of other embodiments are included in the detailed description and drawings.

According to the blockchain-based mileage federation operating platform according to an embodiment and the payment guarantee system operated in conjunction with it, public trust and safety are ensured, both members and affiliates can transact with confidence by creating an environment and expanding the market base. It increases the chance of earning mileage, and the system in which the mileage is converted directly into game money without a separate exchange procedure, and even with a small amount of mileage, it is possible to multiply the mileage that is used on the platform like cash or credit card through the game, making the game interesting and fun. It will induce more members to participate by providing a healthy leisure life, and more opportunities to participate in games because participating members can only obtain mileage through affiliated merchants and affiliates that have signed an agreement with the federation platform, not in cash. Under a similar purchase environment for acquisition, only merchants that provide mileage used as game money will try to use it.

In this case, only one company can acquire affiliate franchise qualifications in the same industry by special agreement for franchisees, and in the case of small franchisees, by limiting the distance based on administrative district scope and geographic-based services, the membership qualifications are specialized and differentiated to compete with affiliate franchisees. It will be a win-win opportunity for all participating members and will contribute to securing regular customers and increasing sales, which is the purpose of a company that provides mileage.

In addition, game providers who have registered game contents on the game portal management server linked to the federation platform serve collect certain game usage fees and online advertising fees according to the provided game usage performance without focusing on the sale of game items that are subject to objection from members to generate revenue. You can post it, and you can provide an opportunity to promote your game.

Effects according to the embodiments are not limited by the contents exemplified above, and more various effects are included in the present specification.

1 is a block diagram of a block chain-based mileage federation operating platform and a payment guarantee system operated in conjunction therewith according to an embodiment of the present invention.
2 is a diagram illustrating a flow in the case of executing an online deposit-based system service and a mileage federation platform system service through interworking between wired and wireless communication networks according to an embodiment of the present invention.
FIG. 3 is a flowchart illustrating the member registration and access steps to the member management operation server 102 interworking with the mileage federation system, and the steps to purchase goods and services.
4 is a diagram illustrating a step in which a member performs an online game by accessing an online game portal management server with mileage.
5 is a configuration diagram illustrating the form of an electronic wallet stored in a member's account.
6 is a diagram schematically illustrating a step in which a plurality of affiliated stores are registered in a blockchain-based mileage federation platform and a payment guarantee system operated in conjunction therewith.
7 is a diagram schematically illustrating an interworking relationship between a game provider, an online game portal management server, and a member (terminal) according to an embodiment of the present invention.
8 is a diagram schematically illustrating a step in which a plurality of game partners are registered in a blockchain-based mileage federation platform and a payment guarantee system operated in conjunction therewith.
9 is a diagram schematically illustrating a configuration of a cloud computing server of a cloud system linked to a mileage federation operating platform.
10 shows an advertisement provider, including an advertising agency, accessing an online advertisement portal management server that is always linked with the federation management server through the Internet network to obtain mileage without purchasing products through advertisement subscription, advertisement game, event participation, etc. It is a flowchart schematically illustrating an example of a process for providing members with an opportunity to do so.
11 is a diagram schematically illustrating a step in which a plurality of advertising partners are registered in a blockchain-based mileage federation platform and a payment guarantee system operated in conjunction therewith.

Advantages and features of the present invention, and a method of achieving the same, will become apparent with reference to the embodiments described below in detail in conjunction with the accompanying drawings.

However, the present invention is not limited to the embodiments disclosed below, but will be implemented in a variety of different forms, only these embodiments allow the disclosure of the present invention to be complete, and common knowledge in the technical field to which the present invention belongs It is provided to fully inform the possessor of the scope of the invention, and the present invention is only defined by the scope of the claims.

It should be understood that all flow diagrams, state transition diagrams, pseudo code, and the like may be tangibly embodied on computer-readable media and represent various processors executed by a computer or processor, whether or not a computer or processor is explicitly shown.

The functions of the various elements shown in the drawings including the processor or functional blocks represented by similar concepts may be provided by the use of hardware having the ability to execute appropriate software as well as dedicated hardware. When provided by a processor, the functionality may be provided by a single dedicated processor, a single shared processor, or a plurality of separate processors, some of which may be shared. Like reference numerals refer to like elements throughout.

The present invention is based on block chain technology and provides public confidence through the operation of the mileage federation's operating platform in which companies that provide mileage of a single brand that can be used as game money without a separate exchange procedure and an online deposit standard system linked thereto. In a system and method that can secure and guarantee the payment of deposits corresponding to member mileage at all times, the organizer who manages the mileage federation operating platform selects an affiliated bank to operate an online deposit-based system based on block chain technology. In order to open an online payment account for members and affiliated merchants in the future, the algorithm and solution for the payment system will be used to link with the alliance mileage platform operation server, affiliated bank mileage system management server, and affiliated credit card company settlement server. A large number of customers access the mileage federation platform server, understand the terms and conditions, sign up as a member through an electronic signature after real-name authentication, and send game money to the member management operating server that is linked with the mileage federation platform management server. The steps and means of registering a compatible My Ridge management e-wallet, as well as the platform operation terms and conditions of the host company that operates the mileage federation, are e-signed by a number of companies and become affiliated merchants to accumulate mileage based on block chain technology. Steps and means of receiving the over-withdrawal solution from the affiliated merchant's mileage management server, and a plurality of online game operators access the online game portal management server linked with the mileage union operation platform, familiarize themselves with the terms and conditions, and promote the game industry after e-signature The steps and means of registering game content according to the law, downloading the game settlement and management solution based on the block chain and receiving it to the company's game content management server, and online where multiple advertising providers or advertising agencies are linked with the mileage alliance operating platform After accessing the advertisement portal management server, familiarizing yourself with the terms and conditions, signing the advertisement contents, and downloading the block chain-based advertisement contents settlement solution, the steps and means to receive it from the company’s advertisement contents management server, and the member on/offline top When purchasing a product, the affiliated merchant card terminal requests payment approval to the credit card company settlement server through the VAN/PG connected to the wired or wireless online network, and the requested credit card company settlement server transmits transaction approval information to the card terminal and interlocks The steps and means of requesting a transfer by dividing the payment amount and fee by a smart contract to the affiliate bank payment processing server that Steps and means of transferring the payment to a registered affiliated store online payment account, and the affiliate bank payment processing server also deducts the affiliated bank fee and VAN/GT fee and transfers cash corresponding to the mileage agreed in advance with the affiliate bank online. The steps and means of transferring and depositing to a deposit settlement account in the name of the Gold Standard System Steering Committee, and the affiliate bank communication server linking the affiliate bank payment processing server transmits and receives the data to the mileage management server of the mileage federation platform interlocking The mileage federation platform mileage management server stores the mileage in the purchasing member's personal electronic wallet account and stores the records in the linked federation platform DB, and all transactions including the transaction history and payment details and mileage payment between the member and affiliated merchants. The transaction contents are linked to the blockchain network managed by the blockchain operation server that interworks with the federation platform management server, and all information about the contents including the signature is built as a full load in the DB, and it is merged to The steps and means of storing, and the member inquires about the mileage accumulated in his/her mileage electronic wallet, accesses the online game server in the platform, and records the results through the terminal one-on-one or through a variety of games with other members. Steps and means of adding or subtracting mileage to the electronic wallet according to the needs of the member and purchasing or exchanging goods or services at the shopping mall server and affiliated merchants that are linked with the federation platform operation server with the mileage of the electronic wallet if necessary and the above process every hour The online deposit-based system settlement account is managed by an algorithm operated under the approval of the online deposit-based operating committee system, and the result is processed and stored in a DB linked to the federation platform operation server, and the means is a block chain It is a service platform system of the mileage federation, characterized in that it includes steps and means implemented and verified by the forming nodes.

When a member purchases goods or services from affiliated merchants, they pay by credit (check) card, and through the VAN/PG system connected through wired and wireless terminals, the purchase details and settlement details for payment of purchases are sent to affiliated credit card companies and affiliated banks. It may be a solution and system that stores in the DB and transmits predetermined mileage to the member's electronic wallet for mileage, and online transfers cash corresponding to the mileage to an online deposit-based payment account according to terms and conditions and a smart contract.

The mileage may include not only mileage that is self-sufficient when purchasing goods or services from affiliated affiliates, but also points obtained by a member by subscribing to affiliated affiliated affiliate advertisements, affiliate membership, and participating in games and events that utilize advertisements.

The online game may include an online game as well as a mobile game commonly used through a wireless network.

When affiliated merchants access the merchant management server of the mileage federation platform, they register the code by specifying the industry according to the Korean industry standard classification code. It may include a program to obtain this franchisee status and thus meet the fundamental purpose of the mileage system.

However, in the case of small and medium-sized businesses or small business chains, refer to the administrative district scope of the administrative dong or gu unit to establish the business rules for defining regions according to the size of the population, and publish the electronic manual on the homepage of the Federation Platform, and obtain qualifications accordingly. It may include a grant program.

When a member wants to add or subtract mileage through wired/wireless online games, statistics based on the number of accesses, win rate, and time of the same game are given to the member, and the member is graded for each game type. It may include a program that allows users to play games, and voluntarily blocks in advance the game addiction and the promotion of speculation due to excessive competition by setting the daily limit and the amount of bets per game according to the game grade.

Since games released by game partners linked to game portal services contain colorful graphics and various components, high-performance hardware specifications are required to run them. Systems and programs used as a basis for relieving excessive traffic pressure through on-demand game service may be included.

As we operate an online game portal that utilizes online and cloud games, we do not operate the Mileage Alliance platform service limited to Korea, but allow it to be used as a global mileage network platform through the Internet network, and use the mileage in one form called 'font'. You can use it as a unit and use one or two prefixes to distinguish the country in front of the 'font' so that you can distinguish and recognize the 'font' by country. The official exchange rate may be applied and displayed on one end of the website of the Federation Platform, and a program may be included to exchange fonts for each country.

When using the VAN or GW system, which is a value-added network operator, for purchase payment and mileage accumulation, it includes issuing and using a credit card or check card linked to the organizer of the mileage association and affiliated banks to the member, and by the member's choice It can be replaced with an app card or mixed.

A financial institution that provides a payment method through an App-to-App simple payment service without using the VAN/GW system, an electronic payment and settlement service, forms a payment and settlement platform, and settles mileage and pays through the app. may be cleared.

Hereinafter, specific embodiments will be described with reference to the accompanying drawings.

1 is a block diagram of a block chain-based mileage federation operating platform and a payment guarantee system operated in conjunction therewith according to an embodiment of the present invention.

The block chain-based mileage federation operating platform according to an embodiment of the present invention and the payment guarantee system operated in conjunction therewith may include the mileage federation operating platform 100, and the mileage federation operating platform 100 is a member 200 , Affiliate 300, Affiliate Bank 400, Online Deposit Standard Steering Committee System 500, Game Server 601 of Game Affiliate 600, Ad Server 701 of Ad Affiliate 700, Cloud System 800 ), the blockchain network 900 , the VAN/PG 1200 , and the credit card company settlement server 1300 .

In some embodiments, the member 200 , the affiliated store 300 , and the mileage federation operating platform 100 may be linked with each other through a wired/wireless communication network.

In some embodiments, the mileage federation operating platform 100 , the affiliated bank 400 , the online deposit-based operating committee system 500 , and the affiliated credit card company 1300 may be linked with each other through the Internet network 1100 .

In some embodiments, the mileage federation operating platform 100, the game server 601 of the game affiliate 600, the advertisement server 701 of the advertising affiliate 700, and the cloud system 800 may be linked with each other through the Internet network. have.

In some embodiments, the affiliate store 300 and the VAN/PG network system 1200, which is a value-added communication business, may be linked by a wired/wireless communication network, and the VAN/PG 1200 network system is a credit card company settlement server 1300 and an affiliated bank. The support system 400 may be linked by the Internet network 1100 ′.

In some embodiments, the mileage federation operating platform 100 integrates management with all servers in the mileage federation operating platform 100 and operates in conjunction with related external servers. The mileage federation platform management server 101, the federation management server (101) and the member management operation server 102 to manage member information, the affiliated store management operation server 103 to manage the affiliated store information, the online game portal to manage the game portal information in conjunction with the federation management server 101 Management server 104, an online advertisement portal management server 105 that interworks with the federation management server 101 and manages advertisement portal information, and a general shopping mall operation server 106 that interworks with the federation management server 101 and manages shopping mall information ), a block chain operation server 107 that interworks with the federation management server 101 and manages information in a block chain manner, a mileage management server 108 that manages mileage information in conjunction with the federation management server 101, federation management It may include a communication relay management server 110 , a web server 111 , and a DB 112 that is interlocked with the server 101 and interlocked with the 101 .

In some embodiments, the member 200 includes a plurality of wired and wireless terminals 201, 201', 201'') and electronic wallets 202 that register members with the mileage union through the wired/wireless communication network in the federation platform management server 101. ) may be included.

In some embodiments, the affiliated store 300 is a plurality of wired and wireless terminals 301, 301', 301'') for registering the mileage alliance affiliate affiliated stores in the alliance platform management server 101 through a wired/wireless communication network, payment for payment The device 302 may include a shopping mall server 303 for managing the shopping mall, a payment settlement processing server 304 for automatically processing payment and settlement, and a DM server 305 for storing data thereon.

In some embodiments, the affiliated bank 400 interworks with the federation platform management server 101 and the Internet network 1100' and the wired/wireless communication network 1000', and through the VAN/PG system 1200 network as a value-added communication business. It may include a payment processing server 404 of the affiliated bank 400 that interworks with the credit card company settlement server 1300 to approve and transfer the affiliate payment amount and mileage accumulation. In addition, in some embodiments, the affiliated bank 400 may further include an affiliated bank platform management server 404 , a communication server 402 , an account management server 403 and a DM server.

In some embodiments, the online deposit standard system 500 interworks with the federation platform management server 101 and the account management server 403 of the affiliated bank 400 to verify the transaction contents with block chain-based technology. The verification server 503 of 500 may be included. In addition, in some embodiments, it may include a plurality of wired and wireless terminals 501 for registration and management of the steering committee, an authentication server 502 and a DM server 504 for performing authentication tasks.

In some embodiments, a plurality of game affiliates 600 may include a game server 601 , and the game server 601 is a platform online game portal management server 104 interworking with the federation platform management server 101 and the Internet. You can connect through the network to register game contents, download blockchain and mileage settlement solutions to your server, and provide online games.

Here, 'online game' means a game via a wired/wireless communication network to play web board games, casual games, RPG games, FPS games, etc. It refers to a game that is enjoyed in synchronization.

In some embodiments, a plurality of advertisement affiliates 700 may include an advertisement server 701 , and the advertisement server 701 includes an online advertisement portal management server 105 interworking with the federated platform management server 101 and an Internet network. It is possible to register advertisement contents for advertisement, download block chain and mileage settlement solution to its server, and provide advertisement contents.

In some embodiments, the cloud system 800 is the first with the federation platform system in order to efficiently distribute traffic and content data storage and processing as the number of members 200 increases in the future, and game affiliates 600 and advertising affiliates 700 increase. may be linked from

In addition, the blockchain-based mileage union operation platform and the payment guarantee system operated in conjunction with it are linked with the blockchain operation server 107 that works with the alliance platform management server 101 to ensure transparency and safety of the operation process. It includes a blockchain network 900 .

In some embodiments, the game servers 601 of a plurality of game affiliates 600 provide their own games to members through the alliance operating platform 100 and the cloud system 800 . Each game server 601 performs tasks such as account processing, mileage inquiry, and mileage addition or subtraction through the online game portal management server 104 that interworks with the federation platform management server 101, and interlocks with the federation platform management server 101 Data is provided to the DB server 112 .

In addition, 'advertisement content' refers to advertising content when a member completes or completes an advertising game registered by an advertising partner using his/her wired/wireless device, or pays a certain mileage to a member who completes an advertising game registered by an advertising partner, or downloads and subscribes to an affiliate's advertisement on the member's wired/wireless terminal. When my inserted specific picture moves on the device monitor, hold it with a computer mouse or, in the case of a wireless device, press the moving part of the finger to grab the picture, the liquid crystal piezoelectric sense detects the pressure. This includes giving mileage free of charge to members when they participate in membership registration and application.

The mileage federation operating platform 100 has a configuration that includes a typical web server and application server and a block chain operation server in terms of hardware, and in terms of software, C, C++, Java, Visual Basig, Visual C, JVM, . It is implemented through various types of languages such as NET Framework and includes program modules and interfaces that perform various functions including distributed applications.

2 is a diagram illustrating a flow in the case of executing an online deposit-based system service and a mileage federation platform system service by interworking between wired and wireless communication networks according to an embodiment of the present invention.

A plurality of member 200 terminals access the member management operation server 102 interlocked with the federation platform management server 101 and request member registration authentication (S201), and simultaneously use the member authentication and mileage federation member program on the held terminal. and download the solution (S204).

The federation platform management server 101 performs real name and adult authentication according to the member authentication request, stores authentication information in the member management server, issues the member electronic wallet 202 to the created member account, and sends a member authentication approval message to the terminal to (S205).

A plurality of affiliates 300 terminals access the affiliated store management operation server 103 that interworks with the alliance platform management server 101 to apply for affiliated store registration authentication (S303), and at the same time authenticate the affiliated store, program and solution for the mileage alliance affiliated store Download is requested (S306).

The federation platform management server 101 is performed by the solution by linking the process related to the submission of guarantee insurance policy according to the request for authentication of the affiliated store to the relevant site with a link, and the affiliate bank's account management server 403 for future payment settlement. to receive an online payment account by linking to and transmits the affiliated store registration code to the created affiliated store account (S311).

A plurality of game affiliates 600 access the game portal server 104 interworking with the federation platform management server 101 through a terminal to apply for registration authentication of the game affiliate 600 (S604), and Upon approval, request to download the Alliance Game Affiliate Use Program and Solution.

The federation platform management server 101 performs the process related to the submission of the guarantee insurance policy in response to the request for approval of the game partner 600 through the link, and links to the account management server 403 of the affiliated bank for future settlement of payment to be made online. Open a payment account and register with the cloud system 800 that links game contents upon approval, or link the game server 601 of the game partner 600 with the online game portal management server 104 in the platform to provide online services to members. A game is provided (S610).

A plurality of advertisement affiliates 700 access the advertisement portal server 105 interworking with the federation platform management server 101 through a terminal to apply for advertisement providing affiliate registration authentication (S704, S708), and approve the advertisement affiliate 700 At the same time, request to download the affiliate program and solution for using the Mileage Alliance advertisement provision partner.

The advertisement portal server 105 interworking with the federation platform management server 101 performs the process by linking the process related to the submission of the guarantee insurance policy in response to the request for approval of the advertisement providing partner through a link with the related site, and settles the payment in the future. In order to open an online payment account by linking to the account management server 403 of the affiliated bank, the advertisement server 701 and the mileage association operating platform 100 of the advertising affiliate 700 store advertisement-related content at the same time as approval. The advertisement portal management server 105 is linked to provide various advertisement contents to members (S710). In addition, the advertising affiliate 700 may link to the affiliate bank's account management server 403 to transfer the deposit to the online payment account in the name of the online deposit-based operating committee (S713), and accumulate mileage. In addition, the mileage held by the advertisement partner 700 may be deducted according to the advertisement subscription of the member 200 (S710). In addition, the member 200 may accumulate mileage by subscribing to advertisements.

In some embodiments, the member 200 may access the online game portal management server 104 with mileage to play the online game (S213). In addition, the mileage held by the member according to the victory or defeat of the game may be added or subtracted (S237). The game affiliate 600 may accumulate data such as the number of times participating in the same game and the win rate, grade the game, set the betting mileage according to the grade, and regulate the daily limit and access time by itself. The blockchain technology verifies that mileage cannot be purchased with cash and that mileage cannot be exchanged for cash.

The platform comprehensive shopping mall operation server 106 that is always interlocked with the federation platform management server 101 is an online shopping mall operated by the mileage federation operating platform 100 and consists only of affiliated affiliates and affiliated stores products.

When a member purchases a necessary product (S208) and makes a payment in the platform shopping mall, not only a credit card payment (S209) but also exchange for mileage if necessary (S1066) may be separately accumulated (S1075).

The member 200 has the mileage accumulated in the cyber bankbook 202, and the online game portal management server 104 or the cloud system 800 directly interlocks with the platform without a separate exchange procedure provided by a plurality of game development partners. You can enjoy the game through the game, and your mileage can be added or subtracted according to the result of winning or losing.

3 is a flowchart illustrating the member registration, access step, and product/service purchase step in the member management operation server 102 that is linked with the mileage federation system.

Referring to FIG. 3, the member registration and access steps include a step of accessing the mileage federation platform (S201), a step of checking whether or not a member has been registered (S202), and in the case of not becoming a member, agree to the terms and conditions for membership application, Step of entering ID, password, and personal information and verifying real name (S203), downloading the program and solution for mileage union members to a terminal held with members and adults at the same time (S204), registering as a member and opening a cyber bank account It includes a step of receiving a registration number (S205), issuance of an instant web card (credit/debit card), application for a general card, and a step of establishing an affiliate bank link (S206). If a member is registered, the user enters the existing member ID and password and goes through a step of logging in (S207).

The steps of purchasing goods and services include the steps of accessing the payment window for purchasing goods and services of the member company (S208), making payment using a payment method such as a credit (check) card, etc. (S209), and accumulating mileage in a cyber account (S210) ), receiving goods, services, etc. (211), accessing the game portal server 104 linked with the mileage union operating platform 100 (S212), entering the game room for each grade and starting the game ( S213) may be included.

It is not using cash directly, but using online games by betting free mileage for product purchases, but the mileage can be used like cash on the shopping mall server 106 and some affiliates in the platform, so it is necessary to clarify security procedures when registering as a member. As shown, the entry of adolescents is prevented in advance by requiring not only real name authentication but also adult authentication. In addition, in consultation with affiliated banks, apply for a new credit (check) card or app card when registering as a member to increase convenience in operation and management.

4 is a diagram illustrating a step in which a member performs an online game by accessing an online game portal management server with mileage.

Referring to FIG. 4 , the step of playing an online game with mileage, in some embodiments, a step of a member accessing the online game portal management server 104 with mileage to play an online game, and entering a game room by grade (S213), step of inviting the other player and performing synchronization with the other terminal (S214), the step of activating the game mode when the member enters the game room by grade and the capacity is full (S215), betting game money (mileage), and When the betting is completed, a step of generating a game screen (S216), a step of allowing the gardener entering the game room through an approval window to approve (S217), a step of exchanging game data between member wired and wireless terminals (S218), and winning the game In case (S219), the other party's betting game money (mileage) is obtained (S220), the winner's game money (mileage) is increased (S221), and in the case of losing the game (S222), the other party's betting game money (S222) mileage) transfer (S223), the loser's game money (mileage) is reduced (S224), the game continues to be checked (225), and the game money added or subtracted (mileage) of the participating member according to the game result at the end of the game Including the step of calculating the result (S226), recording the result in the online game portal management server and the electronic wallet based on the calculation result, and setting the settlement in the block chain-based electronic wallet (S227), and ending the game (S228) can do.

By accumulating data such as the number of times participating in the same game and winning rate, the game can be graded, the betting mileage can be set according to the grade, and the daily limit and access time can be regulated by itself. The blockchain technology verifies that mileage cannot be purchased with cash and that mileage cannot be exchanged for cash.

5 is a diagram schematically showing the form of a member's electronic wallet.

Referring to FIG. 5, the deposit account number in the upper part is used as an identification code when transferring or settlement of mileage or cash in place of the member's unique identification number in the mileage union operation platform 100, unlike the personal ID, FIG. The block hash on the far right means the value calculated by the hash function of the block header values, and is used to verify mileage acquisition and use through the block chain. A smart contract, a program that is automatically executed when a contract condition programmed based on block chain technology is satisfied, calls the block chain code and has a means to convert and store the transaction in the shared ledger.

6 is a diagram schematically showing the steps of registering a plurality of affiliates in a blockchain-based mileage federation platform and a payment guarantee system operated in conjunction therewith.

Referring to FIG. 6 , the steps of registering a plurality of affiliated stores include accessing the mileage federation platform (S301), checking whether or not affiliated with the affiliated store (S302), and in the case of not becoming a member, terms and conditions for applying for affiliate membership Entering consent, ID, password, and affiliated store application information (S303), receiving a link for guarantee insurance, submitting a guarantee insurance policy (S304), downloading the program and solution for the mileage union affiliated store at the same time as the affiliate approval, A step of accumulating mileage (S306), a step of selecting whether to enter the shopping mall linked to the mile federation operating platform 100 (S307), entering the general shopping mall 106 linked to the mileage federation operating platform 100 If you wish to enter the platform comprehensive shopping mall, perform the step (S308) of storing the software and solution, and if you do not wish to enter the shopping mall linked to the mileage federation operating platform 100, store the online merchant software and solution ( S309), an offline merchant card terminal solution is applied (S310). After going through the above steps, it is registered with the affiliated store, and the step of registering a plurality of affiliated stores may be finished while applying for an affiliate bank payment account and receiving a affiliated store code (S311).

In some embodiments, a plurality of affiliated stores 300 become a member of the mileage federation operating platform 100 to provide mileage that can be used directly as game money. Membership qualifications are limited, the participation of rival companies is excluded, and a patent application creates a barrier to market entry, providing differentiated mileage to secure regular customers and increase sales.

In addition, companies wishing to subscribe and join must receive a guarantee insurance policy equal to a certain amount of sales and submit a copy of the policy and the policy number electronically. However, in some cases, the submission period may be deferred within a certain period of time.

7 is a diagram schematically illustrating an interworking relationship between a game affiliate, an online game portal management server, and a member according to an embodiment of the present invention.

Referring to FIG. 7 , online game developers can register their game contents and provide them to members by accessing the online game portal management server 104 that is always linked with the federation platform management server 101 through the Internet network. .

The online game portal management server 104 provides programs and solutions that can be linked to game development companies so that there are no disruptions in service operation, and the online game fee that deducts mileage is calculated and linked with the affiliated bank 400 . Through the gold standard system, payment can be made by online transfer to the game provider's payment account.

8 is a diagram schematically illustrating a step in which a plurality of game partners are registered in a blockchain-based mileage federation platform and a payment guarantee system operated in conjunction therewith.

Referring to FIG. 8, the step of registering a plurality of game partners 600 includes accessing the mileage federation platform (S601), checking whether or not joining the game partner (S602), and if the game partner is not registered Agree to the terms and conditions, ID, password, and game partner information for application for game partner registration (S603), receive a link to guarantee insurance, and submit a guarantee insurance policy (S604), mileage union game at the same time as game partner approval Downloading the related solution, accumulating mileage (S606), selecting whether to participate in cloud computing of the cloud system 800 linked to the mileage federation operating platform 100 (S608), mileage federation operating platform 100 ), if you wish to participate in the cloud computing of the cloud system 800 linked to, perform the registration step (S609) of the game content, and to the cloud computing of the cloud system 800 linked to the mileage federation operating platform 100 If participation is not desired, the step of registering a game affiliated game ( S610 ) may be included. After going through the above steps, the game affiliate is registered, the step of applying for an affiliate bank payment account and receiving a game affiliate code (S611), the step of registering a plurality of game affiliates may be terminated.

9 is a diagram schematically illustrating a configuration of a cloud computing server of a cloud system linked to a mileage federation operating platform.

The cloud computing server of the cloud system 800 linked to the mileage federation operating platform 100 may include a game server, a streaming server, and a DB, and may be protected by a firewall module.

If a game developer's game content is a game that requires high specifications, in order to relieve the traffic pressure and increase the fun of the game through high-definition video, users are encouraged to subscribe to cloud games as much as possible from the beginning. In particular, it should be taken into account that there are many users who mainly use mobile games in a situation where it is difficult to enjoy console or PC games recently, and Internet speed is supported as the 5G era enters.

10 shows an advertisement provider, including an advertising agency, accessing an online advertisement portal management server that is always linked with the federation management server through the Internet network to obtain mileage without purchasing products through advertisement subscription, advertisement game, event participation, etc. It is a flowchart schematically illustrating an example of a process for providing members with an opportunity to do so.

The online advertisement portal management server 105 includes a quiz advertisement game unit 1051, a target matching advertisement game unit 1054, an advertisement provision and advertisement subscription book (S1052), an affiliate member registration and event participation unit 1055, and an advertisement product purchase. It may be linked with the providing module 1053 , the mileage settlement processing unit 1056 and the DB server 1057 . In addition, in some embodiments, the online advertisement portal management server 105 includes a quiz advertisement game unit 1051, a target matching advertisement game unit 1054, an advertisement provision and advertisement subscription unit (S1052), an affiliate member registration and event participation unit ( 1055 ), the advertisement product purchase providing module 1053 , the mileage settlement processing unit 1056 , and the DB server 1057 may be included.

In particular, an advertisement game that combines advertisements and games is jointly developed with an advertisement provider to provide more mileage acquisition opportunities and fun to members, and ensure that companies that want to deliver advertisements guarantee a clear publicity effect without loss of advertising costs.

As an example, in the case of CPC (Cost Per Click) advertisements, which are the most common online along with internet banner advertisements, there is no way to check whether consumers are properly subscribing to them despite paying a considerable amount of advertising fees from the advertiser's perspective. Advertisement effectiveness will be strengthened if, after a certain period of time, a game that catches moving text or pictures is provided at one end of the website, and if the advertiser pays a certain amount of mileage to consumers separately from the Internet portal company.

11 is a diagram schematically illustrating a step in which a plurality of advertising partners are registered in a blockchain-based mileage federation platform and a payment guarantee system operated in conjunction therewith.

Referring to FIG. 11 , the steps of registering a plurality of advertising partners 700 include accessing the mileage federation platform (S702), checking whether or not joining the advertising partners (or providers) (S703), joining the advertising partners If not, the step of agreeing to the terms and conditions, ID, password, and advertising partner information for application for subscription to the advertisement partner (S704), receiving a link to the guarantee insurance, and submitting the insurance policy (S705), approval of the advertising partner At the same time, downloading the cash settlement related solution, accumulating mileage (S706), registering advertising content (S708), selecting whether to enter the general shopping mall 106 linked to the mileage union operation platform 100 ( S709), if you wish to enter the general shopping mall linked to the mileage association operation platform 100, store the platform general shopping mall store software and solution (S710), and wish to enter the general shopping mall linked to the mileage association operation platform 100 If you do not wish to enter the general shopping mall linked to the mileage federation operating platform 100, the online affiliate registration application is processed (S711). After going through these steps, you are registered as an advertising affiliate, apply for an affiliate bank payment account, and receive an online game affiliate code (S611), and cash corresponding to the content mileage is transferred to the online deposit-based operating committee system (500). The step of transferring the account to the account (S713) and the step of transmitting the mileage and transaction information to the node on the block chain, the step of registering a plurality of advertising affiliates 700 ends (S715).

In some embodiments, when a member purchases goods or services at the general shopping mall 106 within the payment guarantee system operated in conjunction with the blockchain-based mileage union operation platform, the member pays with a credit (check) card at the general shopping mall. You can complete the purchase, but you can redeem the product with the mileage you have.

In all the above processes, the blockchain-based technology using the hash function is applied to ensure the transparency and safety of transactions. A method of guaranteeing mileage payment at all times by opening an online account for mileage deposit at the affiliated bank of the federation and managing the deposit is systematically provided.

Although the embodiments of the present invention have been described above with reference to the accompanying drawings, those of ordinary skill in the art to which the present invention pertains may be embodied in other specific forms without changing the technical spirit or essential features of the present invention. you will be able to understand Therefore, it should be understood that the embodiments described above are illustrative in all respects and not restrictive.

Claims (13)

In the payment guarantee system operated in conjunction with the mileage federation operating platform and the blockchain-based mileage federation operating platform including the online deposit-based system,
a federation platform management server that is interlocked with the servers included in the mileage federation operating platform and is configured to integrate and manage the servers;
an affiliated store management operation server that is interlocked with the federation platform management server and manages affiliated store information;
a member management operation server that is interlocked with the federation platform management server and manages member information;
an online game portal management server that is interlocked with the federation platform management server and manages game portal information;
an online advertisement portal management server that interworks with the federation platform management server and manages advertisement portal information;
a comprehensive shopping mall operation server that is interlocked with the federation platform management server and manages shopping mall information;
a block chain operation server that interworks with the federation platform management server and manages information in a block chain manner;
a mileage management server interworking with the federation platform management server and managing mileage information;
a payment settlement management server that is interlocked with the federation platform management server and manages payment and settlement information; and
Including a communication relay management server interworking with the federation platform management server,
and an affiliated bank support system including a credit card company settlement server and an account management server that are linked through the mileage union operating platform and the Internet network,
The online deposit standard system includes a verification server for verifying transaction contents with block chain-based technology in conjunction with the federation platform management server and the account management server of the affiliated bank support system,
The affiliated bank support system further includes a payment processing server that approves and transfers the payment amount and mileage accumulation of the affiliated store in response to a request by a smart contract of an interlocking credit card company settlement server,
Including a plurality of game partners that are linked through the mileage union operating platform and the Internet network,
Each of the plurality of game partners includes a game server, and the game server performs account processing, mileage inquiry, and mileage addition or subtraction in conjunction with the online game portal management server,
It includes a plurality of advertising partners that are linked through the mileage union operating platform and the Internet network,
Each of the plurality of advertisement affiliates includes an advertisement server, and the advertisement server registers advertisement contents in conjunction with the online advertisement portal management server,
Each of the plurality of advertising partners accumulates mileage through account transfer, and the mileage accumulated by each of the plurality of advertising partners is deducted when a member subscribes to the advertising content, and the member receives the mileage by subscribing to the advertising content A blockchain-based mileage union operation platform that accumulates and a payment guarantee system operated in conjunction with it.

delete delete delete delete requesting member registration authentication by accessing a member management server that interworks with the federation platform management server through a member terminal;
downloading a mileage union member program to the member terminal at the same time as the member registration authentication;
The federation platform management server performs member real name and adult authentication according to the member registration authentication request, stores authentication information in the member management server, issues a member electronic wallet for mileage to the created member account, and sends a member authentication approval message to the terminal transmitting;
accessing the affiliated store management server linked with the federated platform management server through the affiliated store's terminal and applying for affiliate store registration authentication;
downloading a program for mileage union affiliated stores at the same time as the affiliated store registration authentication;
receiving, by the federation platform management server, a guarantee insurance policy through the mileage federation affiliated store program; and
The federation platform management server links to the account management server of the affiliated bank support system for payment settlement, opens an online payment account, and transmits the merchant registration code to the created merchant account,
applying for game affiliate registration authentication by accessing a game portal server interworking with the federation platform management server through a terminal, by a game affiliate;
downloading the mileage alliance game affiliate use program to the terminal of the game affiliate at the same time as the approval of the game affiliate registration authentication;
receiving, by the federation platform management server, a guarantee insurance policy through the mileage federation game partner use program;
opening, by the federated platform management server, an online payment account by linking to an account management server of the affiliated bank support system for settlement; and
Providing online games to members by registering the game content of the game partner in a cloud system that interworks with the federated platform management server or linking the game server of the game partner with a game portal server interworking with the federated platform management server includes,
the member accessing the game portal server with mileage to play a game;
adding or subtracting the mileage held by the member according to the victory or defeat of the game;
accumulating data on the number of times the game partner participated in the game and the winning rate to rank members in the game; and
determining the betting mileage according to the member's grade and setting a daily limit and access time;
an advertisement affiliate accessing an advertisement portal server interworking with the federation platform management server through a terminal to apply for registration authentication as an advertisement providing affiliate;
downloading a mileage alliance advertisement provision affiliate use program simultaneously with approval of the advertisement provision partner registration authentication;
receiving, by the federation platform management server, a guarantee insurance policy through the mileage federation advertisement provision affiliate use program;
opening, by the federation platform management server, an online payment account by linking to an account management server of the affiliated bank for payment settlement; and
and providing, by the federated platform management server, advertisement contents to the members by linking an advertisement server of an advertisement partner in which advertisement contents are stored and an advertisement portal server linked with the federated platform management server,
The advertisement partner accumulates mileage through account transfer, the mileage accumulated by the advertisement partner is deducted when a member subscribes to the advertisement content, and the member subscribes to the advertisement content to accumulate mileage based on a block chain A payment guarantee method operated in conjunction with the mileage union operation platform.

delete delete delete 7. The method of claim 6,
transferring, by the advertising partner, a deposit to an online virtual account by linking to an account management server of the affiliated bank support system, and accumulating mileage; and
A payment guarantee method operated in conjunction with a blockchain-based mileage union operation platform including the step of deducting the mileage accumulated by the advertising partner according to the member's advertisement subscription.
11. The method of claim 10
In using the VAN/GW system, which is an electronic payment and settlement service for purchase payment and mileage accumulation, it includes issuing and using a credit or debit card linked to the mileage association organizer and affiliated banks to the member, and the member's selection A blockchain-based mileage federation operating platform that includes a means of replacing or mixing with an app card by
12. The method of claim 11
The member terminal is a payment guarantee method operated in conjunction with a blockchain-based mileage union operation platform including a wired terminal, a wireless device connected through a wireless communication network, and a mobile terminal.
13. The method of claim 12
A blockchain-based mileage union operation, including a system in which a financial institution that provides a payment method through an App to App simple payment service forms a payment platform, and settles mileage and payment through the app A payment guarantee method operated in conjunction with the platform.

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