KR20010096013A - Method of management for insurance site in internet - Google Patents

Abstract

PURPOSE: A method for operating insurance site in internet communication network is provided to reduce a liability of an insurant and induce a continuous buying of insurance by paying cyber money continuously in case several insurances are bought. CONSTITUTION: A first process(S3) offers cyber money to a member in an access to an advertising space or an insuring space. A second process(S4) gets the member to access an information space of an insurance site, to confirm a variety of insurance and a premium, and to select an insurance for buying. A third process(S5) gets the member to access the insuring space, to buy the insurance, and to pay the offered cyber money for a part of the corresponding premium.

Description

How to Operate an Insurance Site on an Internet Network {Method of management for insurance site in internet}

The present invention relates to a method of operating an insurance site in an internet communication network, and more particularly, an internet communication network which can reduce the burden on subscribers by allowing cyber money acquired in the site to be paid as a premium when the insurance is purchased. It is about how to operate insurance site in.

With the development of internet technology, internet communication is being performed not only through computers and televisions but also through mobile communication terminals such as mobile phones, and the number of internet accessors is continuously increasing.

As of 1999, the number of Internet users is estimated at around 150 million to 200 million globally. According to statistics, more than half of the users are high school graduates or higher, and about 35% of those with household income of more than $ 60,000. It is known to have significant purchasing power. As such, as the number of Internet users increases rapidly, various economic activities using the Internet communication network are activated. The most common of these is electronic commerce and advertisement through the Internet communication network.

In recent years, insurance has been in progress through the Internet. Since the insurer can reduce the number of insurance agents, the insurance premium can be lowered to a certain percentage.

However, insurers must pay premiums from multiple subscribers in case of accidents, maintain their minimum insurance recruiters, and pay their remuneration. There is a limit to this.

After all, insurance is a strong nature to prepare for accidents, and most of the subscribers who do not have an accident are burdened with premiums, and they are trying to find a cheap insurance company.

In particular, there are many types of insurance, such as auto insurance, education insurance, life insurance, cancer insurance, etc. It is difficult to count the number, most people have a large number of insurance.

However, even if the subscription through the same insurance company is not given a special benefit, if you use a number of insurance companies, even though the management is complicated, subscribers do not feel the need to use the same insurance company.

The present invention has been made to solve the problems of the prior art as described above, the object of which is to establish an insurance site in the space of the Internet communication network, allowing members to obtain cyber money when visiting the site, and obtain How to operate an insurance site on an internet communication network that can help users to be interested in using the site by making a cyber money equal to cash when signing up for insurance. To provide.

In addition, another object of the present invention is to provide a method of operating an insurance site in the Internet communication network that can relieve the burden of the insured by paying in succession to pay the cyber money in the case of a large number of insurance subscriptions To provide.

1 is a diagram showing the configuration of a system for implementing the present invention.

Figure 2 is a flow chart showing an embodiment of the insurance professional site operation process in the Internet communication network according to the present invention

<Description of Symbols for Main Parts of Drawings>

10: internet communication network

20: control computer

31, 32, 33: user terminal

41, 42, 43: insurance terminal

According to a feature of the present invention for achieving the above object, the member accesses the advertising space of the insurance site to obtain cyber money by the method of clicking an advertisement or participating in an event, or the member accesses the insurance coverage space to purchase insurance A first process of acquiring the cyber money;

A second step in which the member accesses the information space of the insurance site and checks the insurance type and premium of each insurance company and selects the type of insurance to be insured; And

In the third step, the member accesses the insurance subscription space and proceeds to purchase insurance, and after the subscription is made, a third step of paying a part of the premium using the cyber money obtained in the first step. Provides how to operate insurance sites.

The above objects and various advantages of the present invention will become more apparent from the preferred embodiments of the present invention described below with reference to the accompanying drawings by those skilled in the art.

Hereinafter, a preferred embodiment according to the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram showing the configuration of a system for implementing the present invention.

Referring to FIG. 1, reference numeral 10 denotes an internet communication network, 20 denotes a control computer which is connected to the internet communication network and operates an insurance specialty site according to the present invention, and 31, 32, and 33 denote the internet communication network 10. It is connected to the control computer 20 through the user terminal using the insurance site according to the present invention, 41, 42, 43 is connected to the control computer 20 through the Internet communication network 10 information on insurance Indicates an insurance company terminal providing.

In this case, the user terminals 31, 32, and 33 may use a personal computer provided in a home or an office, or use a mobile communication terminal such as an Internet phone or a mobile phone.

Using the above configuration, it will be described in detail with reference to the flow chart of Figure 2 attached to the process of using the insurance site in the Internet communication network.

First, the operator of the insurance professional site according to the present invention establishes a site on the Internet space (see S1), and recruits members by informing the Internet users by using an advertisement or the like method. At this time, the insurance site of the present invention is largely advertising space to obtain cyber money, information space to check information such as insurance type and premium of each insurance company, select the desired insurance company and subscribe to insurance using cyber money It is divided into insurance insurance space.

When the Internet user accesses an insurance site through the Internet communication network 10 and registers as a member (see S2), the control computer 20 stores the member's information in a memory provided therein and stores a database. Will make

Thereafter, when a plurality of user terminals 31, 32, 33 access the insurance site of the present invention through the Internet communication network 10, the control computer 20 moves members to an advertisement space to obtain cyber money. At this time, a plurality of banner advertisements and events are prepared in the advertisement space so that members can obtain a cyber money by clicking on a specific advertisement or participating in an event. In the above, a basic cyber money is provided when a member accesses the site, and additional cyber money may be provided when a user clicks on a specific advertisement or participates in an event.

On the other hand, the user, that is, moving to the information space according to the member's choice, the information space is prepared by the information including the types of insurance, premiums, etc. provided by a plurality of insurance company terminals (41, 42, 43), You can easily check the information. At this time, if necessary, the user may be connected to the insurance company terminals 41, 42, 43 to obtain more necessary information.

In addition, according to the member's choice, the insurance can be moved to the insurance space for insurance, and the user selects the type of insurance to purchase the insurance (see S4). A portion of the premium can be paid using the cyber money obtained above (see S5).

In this case, additional cyber money is provided according to the premium when the insurance is purchased, so that it may be used to pay the premium when other insurance is subscribed (see S6). It can be used to sign up for life insurance, education insurance and cancer insurance.

While the invention has been shown and described with respect to particular embodiments, it will be apparent to those skilled in the art that various modifications and changes can be made without departing from the spirit and scope of the invention as indicated by the appended claims. Anyone can grow up easily.

As described above, the method of operating an insurance site in the Internet communication network according to the present invention can reduce the burden on the insured because it can be used at the time of subscribing to other insurances by continuously paying cyber money when a plurality of insurances are purchased. In addition, there is an effect that can lead to the continuous insurance subscription through the insurance site of the present invention.

Claims (1)

A first step in which a member accesses an advertisement space of an insurance site and obtains cyber money by clicking an advertisement or participates in an event, or a member accesses an insurance coverage space and purchases insurance money to obtain cyber money; A second step in which the member accesses the information space of the insurance site and checks the insurance type and premium of each insurance company and selects the type of insurance to be insured; And A third step in which the member accesses the insurance coverage and proceeds with the insurance, and pays a part of the premium using the cyber money obtained in the first process after the subscription is made; How to Operate an Insurance Site on an Internet Network.