KR20010087570A - Method of management for automobile site in internet - Google Patents

Abstract

PURPOSE: A method for managing a vehicle site on the Internet is provided to enable users to use the corresponding vehicle site and to give a financial profit to a vehicle insurance member by giving cyber money to a member visiting to the vehicle site and making the member use the cyber money as cash. CONSTITUTION: An operator constructs a vehicle site on the Internet(S1). A user terminal being controlled by an Internet user connects to the vehicle site and joins to the membership through the Internet(S2). A control computer(20) moves the member to an advertising space for the member to obtain cyber money(S3). Information including kinds of insurances and insurance bills provided from a plurality of insurance companies is prepared in an information space, thus the member may check the information easily(S4). If an amount of the accumulated cyber money is more than the reference amount, the member moves to an insurance space and joins to a vehicle insurance(S5). A partial amount of the insurance bill may be paid using the cyber money(S6).

Description

Method of management of automobile site in internet communication network {Method of management for automobile site in internet}

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a method for operating a car site in an internet communication network, and more particularly, to a method for operating a car site in an internet communication network that enables cyber money acquired in a specific space to be used for auto insurance. .

Recently, according to the development of the Internet technology, Internet communication is performed through mobile communication terminals such as mobile phones and the like as well as computers and TVs, and the number of Internet accessors is continuously increasing.

As of 1999, the number of Internet users is estimated at around 150 million to 200 million globally. According to statistics, more than half of the users are high school graduates or higher, and about 35% of those with household income of more than $ 60,000. It is known to have significant purchasing power. As such, as the number of Internet users increases rapidly, various economic activities using the Internet communication network are activated. The most common of these is electronic commerce and advertisement through the Internet communication network.

On the other hand, with the increase of automobiles, it is becoming common to own more than one car in a general household. When a car is purchased, it is almost forcibly to purchase a car insurance in preparation for a traffic accident. The amount of the car insurance is mostly determined by the displacement of the car, and then a premium is made according to whether or not an accident occurs. In other words, the premium is determined according to the model of the purchased car, and then the premium increases if there is a cost paid by the car insurance when a traffic accident occurs during use, and the premium decreases at a certain rate if the traffic accident does not occur. Is determined to be.

By the way, the car insurance should be re-subscribed every year, most of the subscribers are burdened with premiums for not causing a traffic accident, and is trying to find a cheap insurance company at least a little. .

However, insurers have to pay premiums from a large number of subscribers in case of a traffic accident, pay the payers of insurance agents, and reduce the premiums due to the high cost of operating the store.

As a result, in the process of recruiting the subscribers of the auto insurance according to the prior art, there is a problem that the recruiter may have difficulty because the advantages of the insurer can be emphasized only in terms of services, but there are no economic advantages.

In addition, there is a problem in that when a car accident occurs, a car user may experience a burden on insurance premiums and thus may remain as an uninsured vehicle.

The present invention has been made in order to solve the problems of the prior art as described above, the object of which is to build a specialized site for the car in the space of the Internet communication network, to obtain the cyber money to the member when visiting the specialized site, By using the acquired cyber money in the same way as cash when signing up for auto insurance, it is possible to induce users to use the car specialty site and at the same time, it is an internet communication network that can provide financial help to subscribers of auto insurance. To provide a way to operate a car site.

In addition, the present invention provides a method of operating an automobile site in an internet communication network that enables a service provider to reduce the number of stores and recruiters, thereby lowering premiums and providing higher service to subscribers.

1 is a diagram showing the configuration of a system for implementing the present invention.

2 is a flowchart illustrating an embodiment of a vehicle site operating process in an internet communication network according to the present invention.

<Description of Symbols for Main Parts of Drawings>

10: internet communication network

20: control computer

31, 32, 33: user terminal

41, 42, 43: insurance terminal

According to a feature of the present invention for achieving the above object, a first process of obtaining a cyber money by a user clicking on an advertisement or participating in an event at a specific automobile site of the Internet communication network; A second step of moving to an auto insurance space to check the insurance type and premium of an insurance company and selecting a type of auto insurance to be insured when the cumulative amount of the cyber money acquired in the first step exceeds a reference amount; And a third step of proceeding to join the auto insurance selected in the second step and paying a part of the premium using the cyber money obtained in the first step after the subscription is made. Provides how to operate the car site.

At this time, according to an additional feature of the present invention, it is preferable that the third process includes a step of providing an additional cyber money according to the premium at the time of joining the automobile insurance to use it for payment of the premium.

The above objects and various advantages of the present invention will become more apparent from the preferred embodiments of the present invention described below with reference to the accompanying drawings by those skilled in the art.

Hereinafter, a preferred embodiment according to the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram showing the configuration of a system for implementing the present invention.

Referring to FIG. 1, reference numeral 10 denotes an internet communication network, 20 denotes a control computer which is connected to the internet communication network and operates a vehicle specialized site according to the present invention, and 31, 32, and 33 denote the internet communication network 10. It is connected to the control computer 20 through the user terminal using the vehicle specialized site according to the present invention, 41, 42, 43 is connected to the control computer 20 through the Internet communication network 10 information on insurance Indicates an insurance company terminal providing.

In this case, the user terminals 31, 32, and 33 may use a personal computer provided in a home or an office, or use a mobile communication terminal such as an Internet phone or a mobile phone.

By using the above configuration, it will be described in detail with reference to the flowchart of Figure 2 attached to the process of using a car site in the Internet communication network.

First, the operator of the automobile specialty site according to the present invention establishes a site on the Internet space (see S1), and recruits members by informing the Internet users using a method such as advertising. At this time, the site of the present invention is largely advertising space to obtain cyber money, information space to check information such as insurance type and premium of each insurance company, select the insurance company of your choice and use the cyber money to subscribe to car insurance It is divided into insurance insurance space.

Thereafter, when the user terminal 10 controlled by the Internet user accesses the vehicle specialized site of the present invention through the Internet communication network 10 and joins as a member (see S2), the control computer 20 is provided therein. The member's information is stored in the memory to create a database.

Then, when a plurality of user terminals (31, 32, 33) is connected to the vehicle specialized site of the present invention through the Internet communication network 10, the control computer 20 to move the members to the advertising space to obtain cyber money At this time, a plurality of banner advertisements and events are prepared in the advertisement space so that members can obtain a cyber money by clicking on a specific advertisement or participating in an event. In the above, a basic cyber money is provided when a member accesses the site, and additional cyber money can be provided when a user clicks on a specific advertisement or participates in an event.

On the other hand, the user, that is, move to the information space according to the member's choice, the information space is prepared by the information including the types of insurance, premiums, etc. provided by a plurality of insurance companies terminal (41, 42, 43), The user can easily check the information. (See S4.) In this case, the user may be connected to the insurance company terminals 41, 42, and 43 to obtain more necessary information.

If the cumulative amount of the cyber money acquired in the advertising space exceeds the standard amount, the user can move to the insurance space for insurance, and the user selects the type of car insurance to be insured to proceed with the auto insurance. (See S5).

After that, a process of paying the insurance premium of the subscribed car insurance is performed, and a part of the insurance premium can be paid using the cyber money obtained above (see S6). When you join the insurance, you can provide additional cyber money depending on the premium to use to pay the premium.

Since the cyber money acquired in the present invention can be used as cash in the insurance space, insurance premiums exceeding the cyber money can use various payment methods used in general e-commerce. For example, payment can be made by depositing cash, or by using a credit card or an electronic payment card.

While the invention has been shown and described with respect to particular embodiments, it will be apparent to those skilled in the art that various modifications and changes can be made without departing from the spirit and scope of the invention as indicated by the appended claims. Anyone can grow up easily. For example, the present invention can be applied to all insurances, including life insurance, education insurance, cancer insurance, etc., which are not limited to application to auto insurance, but taken from general insurance companies.

As described above, the method of operating a car site in the Internet communication network according to the present invention allows cyber money to be used when a car insurance is purchased through a car site. Nevertheless, it is effective to induce a lot of users to buy auto insurance because it is in the form of a low premium.

In addition, the present invention enables users to obtain cyber money by simply clicking on an advertisement or participating in an event to obtain cyber money without any economic burden, thereby obtaining a large number of members. At the same time, when advertising through the car site of the present invention has the effect of increasing the advertising effect.

In addition, the insurer can reduce the number of stores and the number of insurance recruiters can further lower the car insurance premium, it is possible to provide a higher service to the user has the effect of recruiting a large number of subscribers.

Claims (2)

A first step of obtaining cyber money by a user clicking an advertisement or participating in an event at a specific automobile site of an internet communication network; A second step of moving to an auto insurance space to check the insurance type and premium of an insurance company and selecting a type of auto insurance to be insured when the cumulative amount of the cyber money acquired in the first step exceeds a reference amount; And And a third step of proceeding to join the automobile insurance selected in the second step and paying a part of the premium using the cyber money obtained in the first step after the subscription is made. How to operate a car site in a communication network. The method of claim 1, The third process includes the step of providing a separate cyber money according to the premium at the time of subscription of the car insurance to use for payment of insurance premiums.