KR20010073672A - An apparatus for translating the financial workload - Google Patents

An apparatus for translating the financial workload Download PDF

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KR20010073672A
KR20010073672A KR1020000002449A KR20000002449A KR20010073672A KR 20010073672 A KR20010073672 A KR 20010073672A KR 1020000002449 A KR1020000002449 A KR 1020000002449A KR 20000002449 A KR20000002449 A KR 20000002449A KR 20010073672 A KR20010073672 A KR 20010073672A
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transaction
responsible
terminal
host
requested
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KR1020000002449A
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Korean (ko)
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김영수
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구자홍
엘지전자주식회사
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
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  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

PURPOSE: A device for relaying officer dealing is provided to process partial business for the office dealing, so as to increase the business efficiency of a host and an operator. CONSTITUTION: A communication unit transceives data by being connected to a host(40) and an operator terminal(10). A storage unit stores an operator peculiar ID code. A discriminating unit discriminates whether dealing requested from finance terminal is for an officer dealing. An authentication request unit requests the authentication, by transmitting a corresponding peculiar ID code to an office terminal(20). A control unit controls the communication unit, to transmit the requested officer dealing to the host(40).

Description

책임자 거래 중계장치{An apparatus for translating the financial workload}An apparatus for translating the financial workload}

본 발명은 책임자 거래를 포함하는 금융업무를 수행하는 호스트 대신, 요청된 금융거래가 책임자 거래인지를 판단하고, 책인자 거래인 경우 책임자 단말에 책임자 거래의 승인을 요청하는 업무를 호스트 대신 수행하는 브랜치 프로세서에 관한 것이다.The present invention is a branch processor that determines whether a requested financial transaction is a responsible transaction instead of a host performing a financial transaction including a responsible transaction, and performs a request for approval of the responsible transaction to the responsible terminal in the case of a book transaction. It is about.

도1은 종래의 책임자 거래를 위한 금융망의 전체 네트워크 구성을 도시한 것으로서, 조작자의 입력을 위한 조작자 단말(1)과, 책임자의 거래가능 여부 판단을 위한 책임자 단말(2), 책임자 거래여부 판단을 위한 데이터베이스(Database)를 관리운용하고, 이에 근거하여 요청된 책임자 거래 등의 금융업무를 수행하는 호스트(4), 그리고 책임자 단말 등록 및 해제 등의 제어기능을 수행하며, 조작자 단말(1)과 책임자 단말(2), 그리고 호스트(4) 간의 금융업무를 중계하는 브랜치 프로세서(Branch Processor : 중계장치)(3)를 포함하여 구성되어 있으며, 상기 브랜치 프로세서(이하, 'BP'라 함)는 은행의 각 지점 또는 본점 전산실 등에 주로 설치된다.Figure 1 shows the overall network configuration of a conventional financial network for the responsible person trading, the operator terminal 1 for the input of the operator, the responsible person terminal (2) for judging whether the person in charge of the transaction is possible, the decision of whether to deal with the responsible person Manages a database for the host, and performs a control function such as a host 4 for performing a financial affairs such as a responsible officer transaction, and registers and releases a responsible terminal based on the operator terminal 1 and the operator terminal 1. It comprises a branch processor (relay unit) (3) for relaying the financial business between the person in charge of the terminal (2) and the host (4), the branch processor (hereinafter referred to as 'BP') Mainly installed in each branch or main office computer room.

상기와 같은 네트워크 구성에서 이루어지는 책임자 거래과정은 다음과 같다.The responsible person transaction process in the network configuration as described above is as follows.

먼저, 조작자(텔러(Teller))가 상기 조작자 단말(1)을 이용하여 거래를 요청하면, 요청된 거래는 상기 BP(3)를 통해 상기 호스트(4)에 전송된다. 이에 따라 상기 호스트(4)는 데이터베이스(DB)를 검색하여 요청된 거래가 책임자 거래, 즉 거래정정, 거래 취소, 또는 고액 입출금 등인지를 확인하여, 요청된 거래가 책임자 거래로 판단되면 상기 BP(3)를 통해 상기 조작자 단말(1)에 ID 입력을 요청한다.First, when an operator (Teller) requests a transaction using the operator terminal 1, the requested transaction is transmitted to the host 4 via the BP 3. Accordingly, the host 4 searches the database DB and checks whether the requested transaction is a responsible transaction, that is, correcting a transaction, canceling a transaction, or depositing or depositing a large amount of money. Request the ID input to the operator terminal (1) through.

조작자가 ID 카드를 이용하여 상기 조작자 단말(1)에 ID를 입력하여 거래승인을 요청하면, 상기 BP(3)는 상기 요청된 승인의뢰를 상기 책임자 단말(2)에 바이패스(Bypass) 시킨다. 상기 책임자 단말(2)에서는 수신된 ID에 근거하여 책임자 거래가능 여부, 즉 책임자 거래 승인여부를 확인하고, 책임자 거래가 가능한 것으로 확인되면 책임자 거래가 가능함을 상기 BP(3)를 통해 상기 조작자 단말(1)에 거래 승인데이터를 전송한다.When an operator inputs an ID to the operator terminal 1 using an ID card to request transaction approval, the BP 3 bypasses the requested approval request to the person in charge of the responsible person terminal 2. The operator terminal (2) in the operator terminal (1) through the BP (3) to check whether the responsible person transaction is possible, that is, whether or not the authorized person transaction approval based on the received ID, and the responsible person transaction is possible. Send transaction approval data to.

이에 따라 상기 조작자 단말(1)은 상기 수신된 거래 승인데이터를 다시 상기 BP(3)를 통해 상기 호스트(4)로 송신하고, 상기 호스트(4)에서는 거래 승인데이터의 수신에 따라 요청된 책임자 거래를 수행하고, 수행결과를 상기 BP(3)를 통해 해당 조작자 단말(1)에 통보함으로써 책임자 거래를 완료하게 된다.Accordingly, the operator terminal 1 transmits the received transaction approval data back to the host 4 through the BP 3, and the host 4 requests a responsible person transaction upon receipt of the transaction approval data. And the responsible person transaction is completed by notifying the operator terminal 1 of the execution result through the BP 3.

그러나, 상기와 같이 이루어지는 책임자 거래방법에 있어서는, 조작자(텔러)가 금융거래 중 책임자 거래를 위해서는 조작자 단말을 통해 책임자 거래의 요청과 함께 책임자 거래를 위한 ID를 ID카드 이용하여 매번 입력하여야 하므로 이중업무로 인해 업무처리 속도가 저하되어 업무효율이 저하되며, 특히 이 경우에는 ID카드 사용에 따른 개인정보 유출의 우려가 있다. 또한 호스트는 전술한 바와 같이 요청된 거래가 책임자 거래인지를 판단하기 위한 데이터베이스를 직접 관리운용하므로, 조작자의 책임자 거래 요청시마다 요청된 거래가 책임자 거래인지를 데이터베이스에 근거하여 일일이 확인하여야 하고, 책임자 거래인 경우에는 거래를 위한 ID의 요청 및 거래승인 여부를 일일이 확인한 뒤 요청된 책임자 거래를 수행하여야 하므로 처리업무의 증가로 인한 과부하의 우려가 있다.However, in the responsible transaction method as described above, since the operator (teller) has to input the ID for the responsible transaction through the operator terminal every time using the ID card for the responsible transaction during the financial transaction. As a result, the processing speed is lowered and the work efficiency is lowered. In this case, there is a risk of personal information leakage due to the use of ID cards. In addition, since the host directly manages a database for determining whether a requested transaction is a responsible transaction, as described above, the host must check whether the requested transaction is a responsible transaction every time an operator deals with a responsible transaction. There is a fear of overload due to the increase of the processing work, since the requested person's transaction must be performed after confirming the request for ID and approval of the transaction for each transaction.

또, 이와 같이 호스트가 데이터베이스를 직접 관리운용하여 차후에 책임자 거래기능 확장 및 변경시에 관리가 용이하지 않으며, 추가/삭제 등의 변경이 필요한 경우 사용자가 쉽게 갱신(Update)할 수 없는 문제점이 있었다.In addition, as the host directly manages and operates the database in the future, it is not easy to manage it when the responsible transaction function is extended and changed in the future, and there is a problem that a user cannot easily update (Add) when a change such as addition / deletion is necessary.

따라서, 본 발명은 상기와 같은 문제점을 해결하기 위하여 창작된 것으로서, 책임자 거래를 위한 일부업무를 호스트대신 처리하여 호스트 및 조작자의 업무효율이 증대되도록 하는 책임자 거래 중계장치를 제공하는 데 그 목적이 있는 것이다.Accordingly, the present invention has been made to solve the above problems, the object of the present invention is to provide a responsible transaction relay device for processing the tasks of the responsible person instead of the host to increase the work efficiency of the host and operator. will be.

도1은 종래의 책임자 거래를 위한 금융망의 전체 네트워크 구성을 도시한 것이고,Figure 1 shows the overall network configuration of a financial network for a conventional officer transaction,

도2는 본 발명에 따른 책임자 거래 중계장치가 포함된 금융망의 전체 네트워크 구성을 도시한 것이고,Figure 2 shows the overall network configuration of the financial network including the responsible person transaction relay device according to the present invention,

도3은 도2의 네트워크 구성 중 본 발명에 따른 책임자 거래 중계장치의 내부 게이트웨이 서버의 상세구성을 도시한 것이다.FIG. 3 illustrates a detailed configuration of an internal gateway server of a responsible person transaction relay apparatus according to the present invention among the network configuration of FIG. 2.

※ 도면의 주요부분에 대한 부호의 설명※ Explanation of code for main part of drawing

1, 10 : 조작자 단말 2, 20 : 책임자 단말1, 10: operator terminal 2, 20: officer terminal

3, 30 : 브랜치 프로세서 4, 40 : 호스트3, 30: branch processor 4, 40: host

31 : 단말대응 어댑터 32 : 책임단말 제어부31: terminal compatible adapter 32: responsible terminal control unit

33 : 게이트웨이 서버33: gateway server

33a : 게이트웨이 서버 RIF(Relay Interface)33a: Gateway Server Relay Interface (RIF)

33b : 게이트웨이 서버 SPS(System Process Scheduler)33b: Gateway Server System Process Scheduler (SPS)

33c : 게이트웨이 서버 i/F(Interface)33c: Gateway server i / F (Interface)

34 : 멀티호스트 어댑터34: multihost adapter

상기와 같은 목적을 달성하기 위한 본 발명에 따른 책임자 거래 중계장치는, 상기 호스트 및 조작자 단말에 연결접속되어 데이터를 송수신하는 통신수단; 조작자 고유식별코드가 저장되어 있는 저장수단; 상기 통신수단을 통해 상기 금융거래 단말기로 부터 요청된 거래가 책임자 거래인지를 판별하는 판별수단; 상기 판별결과에 따라, 상기 저장된 고유식별코드 중 해당 고유식별코드를 상기 책임자 단말에전송하여 거래승인을 요청하는 승인 요청수단; 및 상기 책임자 단말의 거래승인시, 상기 요청된 책임자 거래내용을 상기 호스트로 전송하도록 상기 통신수단을 제어하는 제어수단을 포함하여 구성되는 것에 특징이 있는 것이다.In accordance with an aspect of the present invention, there is provided a responsible person transaction relay apparatus comprising: communication means connected to and connected to the host and an operator terminal to transmit and receive data; Storage means for storing an operator unique identification code; Discriminating means for determining whether a transaction requested from the financial transaction terminal is a responsible transaction through the communication means; Approval request means for transmitting a corresponding unique identification code among the stored unique identification codes to the responsible terminal according to the determination result and requesting a transaction approval; And control means for controlling the communication means to transmit the requested responsible transaction details to the host when a transaction of the responsible terminal is approved.

이하, 본 발명에 따른 책임자 거래 중계장치(Branch Processor)의 일 실시예에 대해, 첨부된 도면에 의거하여 상세히 설명한다.Hereinafter, an embodiment of an officer transaction processor according to the present invention will be described in detail with reference to the accompanying drawings.

도2는 본 발명에 따른 책임자 거래 중계장치를 포함하는 금융망의 전체 네트워크 구성을 도시한 것으로서, 중속 단말과 효성 단말 등과 같은 조작자 단말(10)과 LAN 단말과 같은 책임자 단말(20)과 각각 연결접속되어 데이터 교환을 수행하는 단말대응 어댑터(31)와, 조작자의 고유식별코드(ID) 및 요청된 거래가 책임자 거래인지를 판단하기 위한 근거인 데이터베이스(DB) 등을 저장관리하는 책임단말 제어부(32)와, 점번/기번을 통한 프로토콜 분기역할을 하는 게이트웨이 서버(33), 그리고 멀티호스트 TCP/IP의 소켓제어, 데이터 크기, 체인(chain)제어 등의 기능을 수행하는 멀티호스트 어댑터(Multi Host Adaptor)(34)로 구성되는 브랜치 프로세서(BP)(30); 및 요청된 책임자 거래 및 일반 금융거래를 수행하는 호스트(40)를 포함하여 구성되어 있으며, 상기 단말대응 어댑터(31)는 조작자 단말인 중속 단말과 연결접속되어 데이터 교환을 수행하는 SSINC(Small Sync Interface controller)와, 조작자 단말인 효성 단말과 연결접속되어 데이터 교환을 수행하는 HCADP(HDLC Adaptor)와, 그리고 책임자 단말인 LAN 단말과 연결접속되어 데이터 교환을 수행하는 LAN(Local Area Network)으로 구성되어 있다.2 is a diagram illustrating an entire network configuration of a financial network including a responsible person transaction relay device according to the present invention, which is connected to an operator terminal 10 such as an intermediate speed terminal and a Hyosung terminal and a responsible terminal 20 such as a LAN terminal, respectively. Responsive terminal control unit 32 for storing and managing a terminal correspondence adapter 31 connected and performing data exchange, and a database (DB) which is a basis for judging whether the requested transaction is the responsible transaction. ), The gateway server 33 serving as a protocol branch through the branch number and the serial number, and the multihost adapter that performs socket control, data size, and chain control of the multihost TCP / IP. Branch processor (BP) 30 consisting of a (34); And a host 40 for performing the requested responsible transaction and the general financial transaction, wherein the terminal-compatible adapter 31 is connected to an intermediate speed terminal that is an operator terminal to perform data exchange. controller), HCADP (HDLC Adapter) connected to Hyosung terminal, which is an operator terminal, to perform data exchange, and LAN (Local Area Network) connected to LAN terminal, which is responsible for the terminal, to exchange data. .

도3은 도2의 네트워크 구성 중 BP(30)의 내부 게이트웨이 서버(33)의 상세구성을 도시한 것으로서, 단말의 송신메세지를 관리하는 게이트웨이 서버 RIF(Relay Interface)(33a)와, 스케쥴링(Scheduling) 기능을 수행하는 게이트웨이 서버 SPS(System Process Scheduler)(33b)와, 그리고 상기 멀티호스트 어댑터(34)와 데이터 교환이 이루어지고, 호스트 송신메세지를 관리하는 게이트웨이 서버 i/F(Interface)(33c)로 구성되어 있다.3 illustrates a detailed configuration of the internal gateway server 33 of the BP 30 in the network configuration of FIG. 2, and includes a gateway server RIF (Relay Interface) 33a that manages transmission messages of the terminal, and scheduling. Gateway server i / F (Interface) 33c for exchanging data with the multi-host adapter 34 and a host server message (SPS) 33b for performing a server function; Consists of

상기와 같은 네트워크 구성에서는 먼저, 조작자가 조작자 단말(10)인 중속 단말 또는 효성 단말을 이용하여 거래를 요청하면, 요청된 거래는 상기 BP(30) 내의 단말대응 어댑터(31)를 통해 게이트웨이 서버(33) 내의 게이트웨이 서버 RIF(33a)로 전송된다. 이에 따라 상기 책임단말 제어부(32)는 상기 게이트웨이 서버(33)의 요청에 따라 거래정정, 거래 취소, 또는 고액 입출금 등의 책임자 거래에 대한 정보가 저장되어 있는 데이터베이스의 저장내용을 근거로 하여 요청된 거래가 책임자 거래인지를 판단하게 되는데, 상기 판단결과 요청된 거래가 책임자 거래가 아닌 일반 금융거래인 경우에는 상기 게이트웨이 서버(33)는 요청된 거래내용을 내부 게이트웨이 서버 i/F(33c)를 통해 상기 멀티호스트 어댑터(34)로 전송함으로써, 요청된 일반 금융거래 내용이 상기 호스트(40)로 전달되어 처리되도록 한다.In the above network configuration, when an operator requests a transaction using an intermediate speed terminal or a Hyosung terminal, which is the operator terminal 10, the requested transaction is transmitted through a gateway server (eg, a terminal correspondence adapter 31 in the BP 30). 33 is sent to the gateway server RIF 33a. Accordingly, the responsible terminal control unit 32 stores information on the responsible transaction such as transaction correction, transaction cancellation, or high deposit and withdrawal at the request of the gateway server 33. On the basis of the stored contents of the database, it is determined whether the requested transaction is a responsible transaction. When the determined result is a general financial transaction rather than a responsible transaction, the gateway server 33 transmits the requested transaction content to the internal gateway server i. By sending to the multihost adapter 34 via / F 33c, the requested general financial transaction details are delivered to the host 40 for processing.

만약, 상기 요청된 거래가 책임자 거래로 판단되는 경우에는, 상기 책임단말 제어부(32)는 상기 책임자 거래를 요청한 해당 조작자 단말(10)의 ID를 데이터베이스로 부터 검출하여 이를 상기 게이트웨이 서버 SPS(33b)로 전송하고, 상기 게이트웨이 서버 SPS(33b)는 이를 게이트웨이 서버 RIF(33a)를 통해 LAN 단말과 같은 책임자 단말(20)과 연결접속되어 있는 단말대응 어댑터(31)로 전송함으로써, 상기 책임자 단말(20)에, 요청된 책임자 거래를 승인요청한다.If it is determined that the requested transaction is a responsible transaction, the responsible terminal controller 32 detects an ID of a corresponding operator terminal 10 requesting the responsible transaction from a database and sends it to the gateway server SPS 33b. The gateway server SPS 33b transmits the same to the terminal corresponding adapter 31 connected to the responsible terminal 20 such as the LAN terminal through the gateway server RIF 33a, thereby transmitting the responsible terminal 20. Request the approval of the responsible person transaction.

상기 책임자 단말(20)이 요청된 책임자 거래를 승인하면, 상기 BP(30) 내의 게이트웨이 서버(33)는 요청된 책임자 거래내용을 내부 게이트웨이 서버 i/F(33c)를 통해 상기 멀티호스트 어댑터(34)로 전송함으로써, 요청된 책임자 금융거래 내용이 상기 호스트(40)로 전달되어 처리되도록 한다.When the responsible terminal 20 approves the requested responsible transaction, the gateway server 33 in the BP 30 sends the requested responsible transaction details through the internal gateway server i / F 33c to the multihost adapter 34. ), The requested responsible financial transaction contents are delivered to the host 40 for processing.

상기와 같이 구성되는 본 발명에 따른 책임자 거래 중계장치는, 호스트가 수행하던 책임자 거래를 위한 일부업무를 책임자 거래를 중계하는 브랜치 프로세서가 직접 수행함으로써, 호스트의 업무량 과다로 인한 과부하 및 이에 따라 업무처리가 지연되는 일없이 업무처리가 보다 신속하고 효율적으로 이루어지도록 하고, 조작자의 고유식별코드(ID)를 직접 저장관리하므로 조작자의 책임자 거래를 위한 ID 입력과정이 생략되어 조작자의 업무처리 속도 및 업무효율을 향상시키고, 또한 책임자 거래 관련정보를 직접 저장관리함으로써 쉽게 정정 및 조작가능하게 하여 유지보수의 편의성을 제공하는 유용한 발명인 것이다.In the responsible transaction relay apparatus according to the present invention configured as described above, the branch processor for relaying the responsible transaction directly performing some tasks for the responsible transaction performed by the host, the overload due to the excessive amount of work of the host and thus processing The task processing is faster and more efficient without delays, and the operator's unique identification code (ID) is directly stored and managed, thus eliminating the process of inputting the ID for the operator's transaction. It is a useful invention that provides convenience of maintenance by making it easy to correct and operate by directly storing and managing information related to the person responsible for transactions.

Claims (2)

호스트(Host), 조작자 단말, 책임자 단말간의 금융업무를 중계하는 브랜치 프로세서(Branch Processor)에 있어서,In the branch processor (Branch Processor) for relaying the financial business between the host (host), the operator terminal, the responsible terminal, 상기 호스트 및 조작자 단말에 연결접속되어 데이터를 송수신하는 통신수단;Communication means connected to the host and the operator terminal to transmit and receive data; 조작자 고유식별코드가 저장되어 있는 저장수단;Storage means for storing an operator unique identification code; 상기 통신수단을 통해 상기 금융거래 단말기로 부터 요청된 거래가 책임자 거래인지를 판별하는 판별수단;Discriminating means for determining whether a transaction requested from the financial transaction terminal is a responsible transaction through the communication means; 상기 판별결과에 따라, 상기 저장된 고유식별코드 중 해당 고유식별코드를 상기 책임자 단말에 전송하여 거래승인을 요청하는 승인 요청수단; 및Approval request means for requesting a transaction approval by transmitting a corresponding unique identification code among the stored unique identification codes to the responsible terminal according to the determination result; And 상기 책임자 단말의 거래승인시, 상기 요청된 책임자 거래내용을 상기 호스트로 전송하도록 상기 통신수단을 제어하는 제어수단을 포함하여 구성되는 책임자 거래 중계장치.And a control means for controlling the communication means to transmit the requested responsible transaction details to the host when the transaction of the responsible terminal is approved. 제 1항에 있어서,The method of claim 1, 상기 저장수단은 상기 요청된 금융거래가 책임자 거래인지를 판별가능토록 하는 정보를 더 저장하고,The storage means further stores information for discriminating whether the requested financial transaction is a responsible transaction, 상기 판별수단은 상기 저장수단의 정보를 이용하여 요청된 거래가 책임자 거래인지를 판별하는 것을 특징으로 하는 책임자 거래 중계장치.And the discriminating means determines whether the requested transaction is a responsible transaction using the information of the storing means.
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KR19990076059A (en) * 1998-03-27 1999-10-15 구자홍 Communication method and device between operator terminal and responsible terminal of financial institution
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KR19990076059A (en) * 1998-03-27 1999-10-15 구자홍 Communication method and device between operator terminal and responsible terminal of financial institution
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KR20010077907A (en) * 2000-02-07 2001-08-20 아끼구사 나오유끼 An authorized acknowledgement system, a terminal for a responsible person in charge and a terminal for an authorized acknowledging person
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