KR20000063931A - Method for managing mileage - Google Patents

Abstract

PURPOSE: A method for managing mileage is provided to increase a mileage utilization by providing convenient mileage management for a consumer and to achieve sales promotion effect by increasing a credit rating of the mileage. CONSTITUTION: A method for managing mileage is composed of the steps of purchase, transmission, storage, and reimbursement. The consumer(2) purchases a product at a credit card member store by using a credit card, and purchase information is sent to a card company's server computer(4) from a card reference machine(3a) through an exclusive line. The server computer processes the inputted information, calculates a predetermined mileage ratio, and stores the mileage in a mileage accumulation DB(4a), which is located in the credit card members director's DB and card member's DB. The mileage information stored in the card company's mileage accumulation DB is transmitted to a mileage management company's server computer(5) once a day through a T-1 connection(8) using an FTP program. The mileage management company's server computer processes the inputted information and stores the result in each customer's mileage accumulation DB(5a) and franchise mileage accumulation DB(5b). The consumer and the franchise member can make references to the mileage information stored in the mileage management company's DBs(5a,5b) by connecting to the internet using one's computer(2a,3b). The consumer can connect to the internet shopping mall company's server computer(6) through the internet and purchase a product that corresponds to the accumulated mileage. The internet shopping mall company can receive the payment for the product from the mileage management company.

Description

{Method for managing mileage}

The present invention relates to a method of operating a mileage, and more particularly, to a method of operating a mileage issued as a virtual currency for a consumer at a credit card merchant in correspondence with the amount of the consumer's credit card spending.

Companies such as gas stations and restaurants issue miles in the form of gift coupons, for example, coupons, in order to preferential customers. However, according to the mileage management method, it is difficult to store and manage the gratuitous right from the consumer's point of view, and the utilization of the gratuitous right falls. As a result, the credit ratings of the gratuitous rights are lowered from the viewpoint of the companies.

An object of the present invention is to provide a mileage operation method that can increase the utilization of the mileage by making it easier for the consumer to manage the mileage, thereby increasing the creditworthiness of the mileage to increase the effect of sales promotion by mileage.

1 is a view showing a mileage management method according to an embodiment of the present invention.

FIG. 2 is a diagram illustrating a process of accumulating mileage in a database of a credit card company when a consumer purchases a product using a credit card according to the operating method of FIG. 1.

FIG. 3 is a diagram illustrating a process of transferring mileage information from a database of a credit card company of FIG. 2 to a mileage management company.

4 is a diagram illustrating an example of managing mileage information in a mileage management company of FIG.

FIG. 5 is a diagram illustrating a process of providing a mileage service corresponding to a mileage reserve to a consumer by a mileage management company of FIG. 4.

FIG. 6 is a diagram illustrating a process of transmitting statistics and analysis data related to mileage information to a credit card company in the mileage management company of FIG. 1.

FIG. 7 is a diagram illustrating a process in which a consumer and a credit card affiliate inquire information provided by a mileage management company through the Internet.

<Explanation of symbols for the main parts of the drawings>

1 ... Internet, 2 ... Consumer,

2a ... consumer computer, 3a ... force card lookup,

3b ... merchant computer, 4 ... card company server computer,

4a, 5a, 5b ... mileage accrual database,

5.Server computer of mileage management company,

6, the server computer of the Internet shopping mall company, 7, 8 ... leased line,

4b ... card merchant ledger database, 4c ... card membership database.

21 ... unregistered member.

The mileage management method of the present invention for achieving the above object is a method of operating the mileage issued as a virtual currency for the consumer in the credit card merchant, corresponding to the amount of the consumer's credit card spending. This method includes remittance and service steps.

In the remittance step, according to the sales information input from the credit card merchant, the credit card company withdraws the amount corresponding to the mileage of the contracted rate from the amount to be paid to the credit card merchant to transfer to the mileage management company. . In the service step, the mileage management company, provides the mileage service corresponding to the deposit amount to the consumer.

According to the mileage management method of the present invention, the mileage can be managed online by the mileage management company. Accordingly, the consumer can increase the utilization of the mileage through the mileage management company, thereby increasing the creditworthiness of the mileage can increase the effect of sales promotion by mileage.

Preferably, the checking, purchasing and payment steps are performed in the service step. In the checking step, the user connects to the server computer of the mileage management company via the Internet, and then checks his / her mileage reserve. At the purchase stage, the user purchases a product corresponding to his / her mileage reserve through the Internet shopping mall company. In the payment step, the Internet shopping mall company receives the payment amount of the product from the mileage management company.

Hereinafter, preferred embodiments according to the present invention will be described in detail.

Referring to Figure 1, the mileage management method according to an embodiment of the present invention will be described.

First, when a consumer 2 purchases a product with a credit card at a merchant of a credit card, trading information is transferred from a point-of-sale card lookup 3a through a leased line 7 to a server computer 4 of the card company. ) Is entered. The server company 4 of the card company processes the inputted information, calculates the mileage at the agreed rate, and stores it in the mileage accumulation database 4a included in the database of the card merchant's ledger and the card member's database.

The mileage information stored in the mileage accrual database 4a of the card company is transmitted to the server computer 5 of the mileage management company by FTP (File Transfer Protocol) through the T-1 class leased line 8 once daily. The server computer 5 of the mileage management company processes the input information and stores the result in the mileage accumulation database 5a for each customer and the mileage accumulation database 5b for each merchant.

The consumer 2 and the affiliated store can inquire the mileage information stored in the database 5a, 5b of the mileage management company through the internet 1 from their computers 2a, 3b. Accordingly, the user 2 can connect to the server computer 6 of the Internet shopping mall company through the Internet 1, and then purchase a product corresponding to his / her mileage reserve. Internet shopping mall companies are paid by the mileage management company for the amount of sales of the products by mileage.

FIG. 2 illustrates a process in which mileages are accumulated in a database 4b or 4c of a credit card company when a consumer 2 purchases a product using a credit card according to the operating method of FIG. 1. When a consumer (2) purchases a product with a credit card at a merchant of a credit card, trading information is transferred from a point-of-sale card lookup (3a) via a leased line (7) to the server computer (4) of the card company. Is entered. The server company 4 of the card company processes the inputted information, calculates the mileage at the agreed rate, and then stores the mileage accumulation database included in the database of the card merchant's ledger 4b and the cardholder's database 4c (FIG. Store in 1a 4a). Here, a separate segment is allocated to the database 4b of the card merchant ledger and the database 4c of the card member, thereby establishing a mileage accumulation database 4a.

FIG. 3 shows a process in which mileage information is transferred from the mileage accumulation database 4a established in the credit card company databases 4b and 4c of FIG. 2 to the server computer 5 of the mileage management company. Referring to FIG. 3, mileage information stored in the mileage accumulation database 4a of the card company is stored in the form of a sequential access method (SAM) file. This mileage information is transmitted to the server computer 5 of the mileage management company by FTP (File Transfer Protocol) via the T-1 class leased line 8 every day. The server computer 5 of the mileage management company processes the input information and stores the result in the mileage accumulation database 5a for each customer and the mileage accumulation database 5b for each merchant.

4 shows an example of managing mileage information in the mileage management company of FIG. Referring to FIG. 4, the mileage information is stored in the customer mileage accumulation database 5a and the merchant mileage accumulation database 5b by the server computer 5 of the mileage management company, and the customer mileage accumulation database 5a. The storage area is divided according to whether or not a registered member.

More specifically, it is determined whether or not the user of the mileage information to be stored is a registered member (step S51). After the discrimination, if the member is a registered member, the mileage information is stored in the storage area of the gardener (step S52). If the member is not a registered member, the mileage information is stored in the storage area of the household head (step S53), and a notice of invitation to join is sent to the unregistered member 21 (step S54). The storage area of the gardener is allocated items such as the date of accumulation, the amount of accumulation, the number of accumulation, the amount of use and the remarks. Items such as the date of accumulation, the amount of accumulation, the number of accumulation, the amount of use and membership registration are allocated to the storage area of the household ledger.

FIG. 5 shows a process of providing a mileage service corresponding to a mileage reserve to a consumer by a mileage management company of FIG. 4. Referring to FIG. 5, two methods may be applied as a method of providing a mileage service to a consumer.

First, the mileage management company's computer 5 periodically checks the information stored in the mileage accumulation database 5b for each merchant and the mileage accumulation database 5a for each customer, and issues coupons directly to the consumer 2. have. Coupons can be provided offline by using the actual mail, but also online by using the e-mail. Accordingly, the consumer 2 may purchase the product at the affiliated store as the provided coupon, and the amount of money additionally spent by the consumer 2 may calculate the mileage through the force card inquiry machine 3a.

Second, the user 2 may connect to the server computer 6 of the Internet shopping mall company through the Internet 1, and then purchase a product corresponding to his / her mileage reserve. Internet shopping mall companies are paid by the mileage management company for the amount of sales of the products by mileage.

FIG. 6 is a diagram illustrating a process of transmitting statistics and analysis data related to mileage information to a credit card company in the mileage management company of FIG. 1. Referring to FIG. 6, in addition to the mileage accumulation database 5b and the customer mileage accumulation database 5a of the mileage management company, the server computer 5 of the mileage management company includes statistics and analysis data 5c related to the merchant and the consumer. Is updated. This statistical and analytical data 5c is transmitted to the card company 4 via the T-1 class leased line 8.

7 shows a process in which a consumer and a credit card merchant query information provided by a mileage management company through the Internet. Referring to FIG. 7, in addition to the mileage accumulation database 5b and the mileage accumulation database 5a for each customer, the report 5d is constructed and updated on the server computer 5 of the mileage management company for the inquiry of consumers and merchants. do. This report (5d) includes the accumulated amount, the name of the affiliated store and the remaining balance. Accordingly, the consumer and the affiliated store can access the server computer 5 of the mileage management company through the Internet 1 through their computers 2a and 3b, and then check their mileage reserves and related information.

As described above, according to the mileage management method according to the present invention, the mileage as a free gift for sales promotion can be managed online by a mileage management company. Accordingly, the consumer can increase the utilization of the mileage through the mileage management company, can increase the credit rating of the consumer mileage to increase the effect of sales promotion by the mileage.

The present invention is not limited to the above embodiments, but may be modified and improved by those skilled in the art within the spirit and scope of the invention as defined in the claims.

Claims (2)

A method of operating a mileage issued by a credit card merchant as a virtual currency for a consumer, corresponding to a consumer's credit card spending, A remittance step of remitting, by the credit card company, an amount corresponding to a mileage of a predetermined ratio from the amount to be paid to the credit card merchant according to the sales information input from the credit card merchant, and remitting it to a mileage management company; And And a service step of providing, at the mileage management company, a mileage service corresponding to the deposit amount to the consumer. The method of claim 1, wherein in the service step, Confirming, by the user, accessing the server computer of the mileage management company through the Internet, and confirming his / her mileage reserve; A purchase step in which a user purchases a product corresponding to his / her mileage reserve through an internet shopping mall company; And And a payment step in which the sales amount of the product is paid by the mileage management company in the internet shopping mall company.