KR20000063246A - B to Small-B to C Electronic Commerce System and Method - Google Patents

Abstract

PURPOSE: An electronic commerce system and method are provided to obtain on-line payment of transparent trading by mutual assurance among product suppliers, agents and consumers, and opening credit status thereof. CONSTITUTION: A membership information data base(9) stores registration information of product suppliers, intermediating agents and consumers, and credit status based on the information. A trading information data base(11) stores trading specification among the product suppliers, intermediating agents and consumers, and commission information. A credit information data base(13) stores the credit point generated according to the trading specification, and maintains and stores the credit status information raised according to point deposition. A price information data base(15) has price system different to credit level and guest level. A data processing unit(17) connects the product suppliers, intermediating agents and consumers in the on-line, adjusts the credit status of the members, and processes payment in card from the members.

Description

Electronic commerce system and method for connecting commodity suppliers, brokers and consumers {B to Small-B to C Electronic Commerce System and Method}

The present invention relates to an electronic commerce system and a method for mutually guaranteeing a transaction between a goods supply company, an intermediary and a consumer, and enabling payment of the price online.

Currently, most distribution schemes are in which a large distributor or manufacturer (goods supplier) delivers goods to brokers and retailers (agents), and the brokers and retailers sell the goods to the general consumer. In this distribution structure, the way consumers buy and pay for goods has already been shifted to online e-commerce. However, business-to-business transactions are just sprouting, and this type of electronic commerce between companies, called 'B to B', is mainly achieved through competitive bidding of various companies for the target goods or services.

Here are some examples of the problems of the e-commerce system that has been implemented so far.

First, large distribution companies and manufacturing companies have their own agents in the form of direct or chain stores and contracts, and most of them pay in cash directly or by wire transfer. However, the problem with this method is that it is difficult for a distributor located in Seoul to make payments after delivering goods to a local distributor. In addition, although the dealership wants to pay using the company's credit card (corporate card), it is difficult to establish such an infrastructure and it is cumbersome for local and remote dealers to visit the payment company in order to pay the card. As a result, most of the settlement methods up to now rely on account remittance, and thus, there is a problem that hinders the development of e-commerce and the Internet society based on the 'credit society'.

In reality, the delivery of goods can only be done offline. However, ordering and payment of goods can be realized online, which requires a rational and efficient electronic commerce system between large distributors or manufacturers and distributors.

Secondly, since the conventional methods of electronic commerce have lacked mutual trust and difficulty in evaluating target goods, goods suppliers such as large distributors and manufacturers have difficulty in securing sales and brokers and retailers There is a vicious cycle that is difficult to supply. In this regard, it is necessary to evaluate and guarantee the quality of each other's goods and credit, and to disclose the information.

Third, commodity sellers and brokers tend to hide their sales. For example, in the case of computer products, distribution margins have been extremely low due to the introduction of national PCs, but the tax burden is higher due to the irrationality of tax policy, so some sales companies and brokers hide their sales and report less. There is a problem. In this regard, online payment and card payment are required to ensure transparency of transactions.

In order to solve the above-mentioned problems of the related art and its requirements, the present invention mutually guarantees the transaction between the goods supply company, the broker and the consumer, evaluates and discloses the creditworthiness of each trading entity, and provides information. It is an object of the present invention to provide an electronic commerce system and method for realizing online payment with transparency of transactions.

Another object of the present invention is to enable online payment of an intermediary (agent) to a goods supply company.

In accordance with the above object, the present invention provides a member information database for storing registration information of a goods supply company, an intermediary company and a consumer, and credit rating information granted based on the information; A transaction information database for storing transaction details, contract and fee information between the goods supply company, the brokerage company and the consumer; A credit information database that stores credit points generated according to the transaction details and maintains and stores credit rating information of members raised according to point accumulation; A price information database for each grade having a different price system according to the credit and guest ratings of the members; Connect the goods supply company and the broker and consumers online, process and store the fees and points according to the transaction history, process the credit rating according to the points earned, and apply the grade to the member's credit rating and guest rating It prints the price and menu screen, and connects the goods supply company with the broker and the consumer, which includes a data processing device that handles the payment and card payment according to the member's credit rating, and the payment and point payment after the goods are delivered. We propose an electronic commerce system.

Preferably, the credit information database further includes a cash point database generated with credit points in accordance with the transaction.

In addition, in the present invention, the rating is given according to the member information and guest information of the goods supply company, the broker and the consumer, and the screen is applied to apply the price system corresponding to each rating, and the points are raised by accumulating points during the goods transaction. It is possible to make payments, credit card payments or point payments when trading goods according to the member's level.Commerce online can be guaranteed for certified members who have a certain level or higher by guaranteeing credit payment that can deposit or pay the card after delivery. It provides a method of electronic commerce that connects goods suppliers, brokers and consumers.

Preferably, in the electronic commerce method of the present invention, the transaction details and credit ratings may be disclosed and viewed to the goods supply company, the broker and the consumer, and the price of the goods of the broker is exchanged for the transaction between the goods supply company and the broker. Allow payment by card.

According to another aspect of the present invention, there is provided an electronic commerce method for trading and brokering goods by having a web server for connecting goods supply companies, brokers and consumers online, the goods supply companies and brokers connected online. And a member registration step of classifying, registering and storing the input information of consumers for each subject, and assigning a grade according to the registration information; A first commerce step of outputting a price system that is differentially applied according to membership level or guest level so that transactions such as product search, purchase, sale, payment and payment are made; A rating adjustment step of granting points in the transaction of the goods and accumulating points to raise the membership level; And a second commerce step of guaranteeing the credit of the certified member who has been upgraded to a certain level or higher to allow the transaction by deposit or payment of a card after the delivery of the goods.

Preferably, the member registration step includes assigning a grade applied to each subject of the goods supply company, the broker and the consumer according to the member's input information. In addition, the present invention comprises the steps of granting and earning cash points when trading the items of the members; Purchasing and paying for the goods using the accumulated cash points.

1 is an overall configuration diagram showing an electronic commerce system of the present invention,

Figure 2 is a flow chart illustrating a member registration step by the e-commerce method of the present invention,

3 is a flow chart illustrating a transaction method of a consumer in the present invention,

Figure 4 is a flow chart illustrating a trading method of the broker in the present invention,

5 is a flowchart illustrating a transaction method of a goods supply company in the present invention.

Explanation of symbols on the main parts of the drawings

1-Consumer Computer 3-Supplier Computer

5-broker computer 7-webserver

9-Member Information Database 11-Transaction Information Database

13-Credit Information Database 15-Grade Price Database

17-Data Processing Unit 131-Cash Point Database

EMBODIMENT OF THE INVENTION Hereinafter, preferred embodiment of this invention is described based on an accompanying drawing.

Figure 1 shows an electronic commerce system connecting the goods supply company, brokers and consumers according to the present invention.

As shown in the figure, the electronic commerce system of the present invention largely sells a consumer computer 1, a computer 3 of a product supply company that manufactures and supplies goods such as a large distribution company and a manufacturing company, and sells the target product to a consumer. It can be composed of a broker computer (5) and a web server (7), including retailers and distributors.

The web server 7 connects the consumer computer 1, the supply company computer 3, and the broker computer 5 online to conduct a transaction such as searching for, purchasing, selling, paying a fee and paying a target product. To lose.

To this end, the web server 7 includes a member information database 9 which stores registration information of goods supply companies, brokers and consumers, and stores credit rating information given on the basis of the information. Member information database (9) is composed of a database for each subject of the goods supply company, brokers and consumers in accordance with the input information of the member, each database stores the grade information differentiated according to the member's registration information do.

Web server (7) is a transaction information database (11) that stores the details of the conclusion of the goods transaction between the goods supplier, the broker and the consumer, the contract details and contracts, and brokerage fees, credit and cash points generated when the goods transaction is closed A credit information database 13 for storing and maintaining credit rating information of members raised according to credit point accumulation, and a price information database for each grade having a different price system according to the credit and guest ratings of the members (15). And a data processing device 17 for processing and storing various data including display of a differentially applied price system, goods transactions, and payments online.

Here, the data processing device 17 connects the goods supplier and the broker and the consumer connected online, assigns the member class and the guest class to each subject, displays the differential pricing system according to each class, Process transaction, payment, and delivery of goods, charge fees based on transaction history, and grant credit / cash points, raise credit rating when points reach more than a certain level, and receive goods for certified members above a certain level. After the delivery is completed, the guarantee is processed and stored for cash payment or card payment.

The credit information database 13 further includes a cash point database 131 for storing cash points together with credit points generated at the time of commodity transaction and storing the point information so that the points can be used when purchasing goods.

The method of trading between a commodity supply company, an intermediary, and a consumer by the electronic commerce system thus constructed will be described in more detail. When consumers, goods supply companies and brokers access the web server 7 online through their computers 1, 3, and 5, enter a member ID and password to access the data processing of the web server 7, The device 17 checks the user's rating, displays a screen to which the price system corresponding to each rating is applied, and credits and cash points are granted when goods transactions are made between members, and when the accumulated points are above a certain level Increase the level, allow cash payment, card payment or cash point payment according to the member's request when payment is made, and the credit settlement that allows payment or payment to the card after delivery of the goods to a certified member of a certain level or higher. To ensure that commerce takes place online.

The data processing device 17 of the web server 7 discloses the transaction details and the credit ratings to the goods supplier, the broker and the consumer, and in particular, acts as a proxy for the transaction between the goods supplier and the broker. Brokerage to pay for the goods to the card.

Meanwhile, the electronic commerce method of connecting the goods supply company, the broker and the consumer according to the present invention will be described in detail step by step as a business model method.

As shown in FIG. 2, the electronic commerce method of the present invention includes various registration steps for each member subject and grade. Users who access the web server 7 online are classified into guests, consumers, brokers and goods suppliers, and are subject to registration by each subject. If you do not register as a member on the first screen, you will be assigned a guest rating, and you will be presented with a menu that has a somewhat unfavorable price system.

Consumers who enter membership registration are classified into various classes according to the severity and the truth of the information provided, such as disclosure, card number, automatic transfer account, and the corresponding price system.

Brokerage companies are classified into various grades, such as general grades or guarantee grades, based on information provided such as shopping mall entry, general business owners, corporations, store ownership, etc., and purchase and sell goods at the same price. In particular, intermediary companies can pay for the goods with a card at the guarantee level or higher, and at the highest level, the goods can be purchased as a credit under the guarantee of the shopping mall.

The supply company must agree to supply the goods to the brokers guaranteed by the shopping mall, and the grades are applied differently according to the provided information, so that the business can be implemented at low cost.

Registered members can log in to the mall by entering their ID and password.

Figure 3 shows a consumer e-commerce method according to the present invention. As shown in the figure, a user of a guest level that is not logged in may go through a member registration step again in a purchase and payment step after searching for an item.

In addition, the logged-in consumer may perform a first commerce step of searching for an item, purchasing, paying with cash and a card, and paying a fee according to a differential price system applied for each membership level. Credit points generated after the closing of the transaction can be promoted to increase the membership level through the accumulation, and the payment can be made in cash points generated together or separately. An authenticated member who has been upgraded to a certain level or higher may perform a second commerce step in which payment is made by payment or payment of a card after the goods are delivered through a credit guarantee of a shopping mall.

Figure 4 shows an electronic commerce method of the broker according to the present invention. As illustrated, brokers entering a shopping mall are logged in at various levels according to information such as credit, business registration, corporation, and store ownership. The logged-in broker may order and search for the goods according to the differential pricing system for each grade, and may perform the first commerce stage to allow the card / payment on behalf of the shopping mall. After that, if the grade rises due to the increase of transaction and the accumulation of credit points, it becomes a certified member of the guaranteeable grade and the highest grade, and afterwards, a second commerce stage can be implemented in which the goods are pre-paid and paid later by the credit guarantee of the shopping mall. .

In addition, brokers who do not enter the mall can log in with a general rating. These brokers can search and order goods according to a rather unfavorable price system and may only be able to make cash deposits. Of course, if the grade is increased by the increase in the transaction and the accumulation of credit points, you can receive both the agency and the guarantee of the shopping mall.

The above brokers can sell the goods according to the customer's order. In this case, the pre-payment and post-payment method can be taken according to the guarantee of the shopping mall according to the degree of credit guarantee. have.

Figure 5 shows an electronic commerce method of the broker according to the present invention. The logged-in supply company may be graded differently according to the agreement and the information provided for supplying the goods to the brokers guaranteed by the shopping mall. The goods supplier can sell the goods by checking the orders of consumers and brokers. In this case, it is possible to check whether the shopping mall guarantees the transaction and take the pre-payment and post-payment method in the credit transaction. In addition, in the case of non-credit transactions, you can ask the mall to do the transaction and receive the payment from the mall after delivery. You can, of course, take the form of delivering goods after prepayment from consumers and brokers.

As described above, the electronic commerce system and the method of the present invention guarantee online transactions between a goods supplier, an intermediary and a consumer, evaluate and provide credit information of each trading entity, and ensure transparency of transactions. By realizing the payment, it is possible to improve the distribution structure online, to activate the transaction and to promote the transaction, thereby promoting economic development.

In addition, the present invention can increase the transaction of goods and the degree of consummation by securing the trust of the brokers and suppliers of goods and implementing a reliable credit transaction, and can also increase the tax revenue due to the transparency of the transaction.

Claims (11)

A member information database that stores registration information of the goods supply company, the broker and the consumer, and credit rating information granted based on the information; A transaction information database for storing transaction details, contract and fee information between the goods supply company, the brokerage company and the consumer; A credit information database that stores credit points generated according to the transaction details and maintains and stores credit rating information of members raised according to point accumulation; A price information database for each grade having a different price system according to the credit and guest ratings of the members; Connect the goods supplier and the broker and the consumer online, process and store fees and points according to transaction details, upgrade the credit rating according to the points earned, and apply differently according to the member's credit rating and guest rating Mediation company and brokerage, including a data processing device that outputs the price and menu screen, the payment and card payment processing according to the member's credit rating, and the payment of the member's payment certified to a certain level or more after the goods delivery is completed An e-commerce system that connects businesses and consumers. The electronic commerce system of claim 1, wherein the credit information database further comprises a database of cash points generated with credit points in accordance with the transaction. In the electronic commerce method of trading and brokering goods having a web server connecting the goods supply company, brokers and consumers online, The rating is given according to the member information and guest information of the goods supply company, the broker and the consumer, and the screen is displayed by applying the price system corresponding to each level. According to the level of the transaction, the payment of goods, card payment or point payment is allowed, and the certified members who have a certain level or higher can guarantee the credit payment that can deposit or pay the card after the goods are shipped, so that transactions can be made online. An e-commerce method that connects goods suppliers, brokers and consumers. 4. The method of claim 3, wherein the product supplier, the broker and the consumer are made publicly available for viewing and viewing transaction details and credit ratings. 4. The electronic commerce method according to claim 3, wherein the broker connects the broker and the consumer to act as a broker for the transaction between the broker and the broker and to pay the broker's bill by card. In the electronic commerce method of trading and brokering goods having a web server connecting the goods supply company, brokers and consumers online, A member registration step of classifying and registering and storing input information of a goods supply company, an intermediary and a consumer connected online by subject, and assigning a grade according to the registration information; A first commerce step of outputting a price system that is differentially applied according to a membership level or a guest level to perform a transaction such as searching for an item, purchasing, selling, paying a fee, and a fee; A rating adjustment step of granting points in the transaction of the goods and accumulating points to raise the membership level; A method of electronic commerce linking a commodity supplier, an intermediary and a consumer, comprising a second commerce step of guaranteeing the credit of a certified member who has been upgraded to a certain level or higher to allow the transaction by deposit or payment of a card after the delivery of the item. 7. The electronic device of claim 6, wherein the member registration step comprises assigning a grade applied to each of the subjects of the supplier, the broker and the consumer according to the member's input information. Commerce method. 7. The method of claim 6, further comprising the steps of: storing goods transaction contracts and details between members; E-commerce method for connecting the goods supply company, the broker and the consumer comprising the step of opening and reading the credit rating between each member with the transaction information. 7. The method of claim 6, further comprising the steps of granting and earning cash points in the transaction of the goods of the members; A method of electronic commerce linking a supplier and an intermediary and a consumer comprising purchasing and paying for the item using the accumulated cash points. 7. The method of claim 6, comprising a step of delivering goods and paying bills between members. 7. The method of claim 6, comprising brokering the payment of the broker's goods to the goods supplier by credit card payment.