KR20000018699A - Word recognizing managing method and a device thereof for checks - Google Patents

Abstract

PURPOSE: A word recognizing method and device for checks are provided to operate the system with an eight-bit processor which is slow and has low function by managing the recognition of check number and the issued date to be done at the same time. CONSTITUTION: The method comprises a step of separating checks and moving the separated checks in a vertical direction(ST100); a step of detecting the image of the check(ST101); a step of stopping the check at the stage of printing(ST102); a step of carrying out printing of a column at 3msec(ST103); a step of detecting whether the printing of all columns are finished or not(ST104); a step of maintaining the waiting mode if printing of all columns are finished(ST105); a step of transferring into code reference of eight bit(ST107); a step of recognizing the number of the check(ST108); a step of detecting whether printing has finished or not(ST109); and a step of giving out the printed check(ST111).

Description

METHOD AND APPARATUS FOR PROCESSING A RECOGNITION OF CHECK-CHARACTER

The present invention relates to a magnetic ink character recognition (MICR) process of a check in a cash / check automatic dispenser, and more particularly, a serial number recognition and check issuance of a check recorded with magnetic ink characters at check release. The present invention relates to a check character recognition processing method and apparatus for simultaneously processing printing of a date to start quality service with faster check release and to simplify the structure.

Currently, financial institutions such as banks and post offices are installing and operating Cash Dispensers (CDs) in order to reduce labor costs and shorten the processing time according to the development trend of each unmanned automated machine.

This cash / check automatic dispenser is equipped with a card slot, a bank account slot, a statement returning section, a bill dispensing unit, a display unit, and the like. The payment has been carried out through the bank release unit.

However, the check discharge in the cash / check automatic dispenser, separate the check in the check box and transfer the check and the check release unit after the printing of the issued date and character recognition, that is, the check number is basically recognized on the transferred check As a typical check number recognition method, there are a structural recognition method and a statistical recognition method.

The structural recognition method is a method of recognizing by analyzing the shape of the character recorded in the magnetic ink on the check, and the statistical recognition method is a method of recognizing with the distribution of the image black spots.

However, such a cash / check dispenser basically prints the date of issue of the check and the serial number of the check before the check is issued. First, print the date of the check on the separated and transferred check, and then use the structural recognition method. Alternatively, a statistical recognition method is used to recognize and release the check serial number.

As such, a device for printing and issuing a check date on a check surface in a cash / cash dispenser and recognizing the check serial number through a structural recognition method or a statistical recognition method and then discharging and handing it to a customer as shown in FIG. There is.

The apparatus shown in FIG. 1 will be described as an example of the check character recognition processing apparatus of the cash / check dispenser according to the prior art.

The check character recognition processing apparatus of the cash / check automatic dispenser includes a plurality of numeric keys capable of requesting cash or check discharge and a desired amount of money, and a cancel key capable of canceling the selected key or the like to generate key data. A microprocessor 109 for controlling the overall operation of a series of cash / check dispensers in the order of the programs stored in the program ROM 104 according to the operation panel 103 and the key data generated in the operation panel 103; The display unit 106 for displaying cash or check input information, charge amount, password input information, and current progress information on the LCD screen under the control of the microprocessor 109; The check separating unit 100 separates the check from the check box by control, and the check is performed by rotating the motor at a constant speed under the control of the microprocessor 109. A check transfer unit 101 for transferring the check separated from the processor 100, a printing unit 102 for printing an issue date on the surface of the transferred check under the control of the microprocessor 109, and the issue. An optical character recognition unit 108 for optically recognizing a check number written in a magnetic ink on a surface of the check printed with a date and providing the check number to the microprocessor 109; The data RAM 105 receives the data sequentially from the customer, and prints the issued date through the printing unit 102 and checks the letters recognized through the optical character recognition unit 108 under the control of the microprocessor 109. It consists of a check discharge unit 107 which is discharged and delivered to the customer.

The check character recognition processing apparatus of the cash / check automatic payment machine according to the conventional technology configured as described above is a microprocessor 109 when a user first inserts a bankbook or a cash card and a credit card into a bankbook input slot or a card slot, not shown in the drawing. Recognizes the account number of the issuing bank according to the program execution of the program ROM 104, and displays the input information of the password, the check or cash selection and the input information of the bill on the screen of the display unit 106 in sequence. .

Thereafter, when the user inputs a password through the operation panel 103 according to the procedure of the guide information displayed on the display unit 106 and selects a check selection and a bill amount, the microprocessor 109 is inputted through the operation panel 103. Check if the password is justified and match the check separator 100, the check transfer unit 101, the printing unit 102, the optical character recognition unit 108 and the check discharge unit 107 program of the program ROM 104 It is controlled sequentially by execution, the procedure of which is as follows.

First, the check separating unit 100 is driven by the control of the microprocessor 109 to separate the check from the check box and provide it to the check transfer unit 101.

The check transfer unit 101 transfers the separated checks to the printing unit 102 in the vertical direction.

The printing unit 102 prints the issued date on the check surface according to the data provided by the microprocessor 102 and then transfers the printed date to the optical character recognition unit 108.

The optical character recognition unit 108 optically recognizes the serial number of the check that has been printed and transported through the printing unit 102 and transmits the serial number of the recognized check through the microprocessor 109. 105).

When the issue date is printed and recognition of the check number is completed, the microprocessor 109 sequentially releases the check of the amount requested by the user through the check release unit 107 and delivers the check to the customer.

However, in the cash / check automatic dispenser according to the related art described above, when a check is released, the issue date is printed on the face of the check and the check number is recognized and released to the customer based on the general character recognition.

Therefore, the structure and processing time are not very efficient and the probability of misreading is increased to recognize only a few special types of check numbers because it is based on general letter recognition when checking check numbers through existing cash / check automatic teller machines. There are inherent problems.

In addition, by separately processing the printing of the check date and the recognition of the check number separately, the check release time is significantly delayed, which reduces the quality of the service to be provided to the customer while reducing the size of the hardware. It has a problem of being enlarged and rising in price.

Therefore, it is desirable to have a cash / check dispenser that can achieve the same or more effect as the conventional one, while preventing the large and complicated hardware and the price increase, and eliminating the delay of check release time and the increase of the misreading probability. .

Therefore, the present invention is a delay and misread rate of check release time by separately processing the printing of the check issuance date and the recognition of the check number, which are basically performed at the time of large and complicated hardware and check release. In view of the present invention, a check character recognition processing method and apparatus for remarkably shortening a check release time by simultaneously processing printing of a check issuance date and recognition of a check number at the time of check release are provided. There is a purpose.

In another aspect of the present invention, it is an object of the check printing date printed module and the character recognition module to be implemented as one to make both the miniaturization and simplicity of the device.

In still another aspect of the present invention, an object of the present invention is to examine only a specific portion of each check number and to process the result with only a predetermined code value, thereby improving recognition speed and minimizing the probability of misreading of character recognition.

1 is a block diagram schematically showing a cash / check dispenser according to the prior art,

Figure 2 is a block diagram showing an embodiment provided in the description of the check character recognition processing device in the check automatic dispenser according to the present invention,

3 is a signal flow diagram illustrating an embodiment provided in the description of the check character recognition processing method according to FIG. 2;

4 is an enlarged view of one letter area for recognizing a serial number of a check recorded with magnetic ink through the present invention;

FIG. 5 is a diagram illustrating a state in which a serial number of the check of FIG. 4 is recognized and coded and stored in a code storage unit.

<Description of Symbols for Main Parts of Drawings>

100: check separation unit 101: check transfer unit

102: printing unit 104: check discharge unit

106: Program ROM 107: Data RAM

200: character recognition unit 201: image extraction unit

202: region division unit 203: code conversion unit

204: code value comparison unit 205: code value storage unit

Check character recognition processing method according to an aspect of the present invention for achieving the above object, in the method to print the date issued to the separated transfer check and to recognize and release the serial number of the check:

(1) a text area determination process of extracting an image of the separated and transferred check serial number to determine each number area;

(2) a partition area inspection process of dividing the determined area of each number into a predetermined number of feature areas for encoding the number and inspecting the divided elements;

(3) a character recognition process of recognizing the corresponding number by comparing the set code value by transcoding the check value of the feature region into a predetermined bit value; And

(4) The issue date printing process includes printing and issuing the issue date on the separated and transferred checks simultaneously with determining the character area.

Optionally, the one numbered area is divided into at least eight feature areas.

Preferably, the eight feature region tests have the following conditions.

(1) the number of character image dots from the lower left of the determined area to an area in which the horizontal dot and the vertical dot are 4: 3;

(2) the number of character image dots from one quarter of the height of the left and right sides of the area to the area in which the horizontal dot and the vertical dot are 3: 2;

(3) the number of character image dots from 3/4 of the height of the left side of the area to an area in which the horizontal dot and the vertical dot are 5: 2;

(4) the number of character image dots from three quarters of the right height of the region to an region in which the horizontal dots and the vertical dots are 3: 3;

(5) the number of character image dots from the center of the area to the end point of the area in an oblique direction;

(6) a relationship between the area width and the number of character image dots at a quarter of the area;

(7) The area of the region is examined at a quarter point of the region.

Preferably, the check value of the feature region is code-transformed into 8 bits.

Preferably, the issue date printing process prints the issue date to be printed every predetermined time on one side of the separated and transferred check at the same time as the character area is determined until all the columns are completed. .

Preferably, when the recognition of the check number and the execution of any one of the factors of the issue date is finished first, it is characterized by waiting until the recognition of the check number or the issue of the issue date is completed.

Check character recognition processing device according to another aspect of the present invention for achieving the above object,

Image extraction means for extracting an image of a check number which has been separated and transferred to determine each area;

Area dividing means for dividing the determined numbered area into a predetermined feature area;

Code conversion means for inspecting the divided feature region and code conversion to predetermined bits;

Code value storage means for storing code values corresponding to numbers from 0 to 9;

Code value comparison means for recognizing a serial number of the check by comparing the stored code value with the converted code value;

A microprocessor for storing the recognized serial number of the check in a data RAM and determining a date issue factor and whether the check is released; And

And a printing means for printing the check date by a predetermined column every predetermined time at the same time as the check serial number is recognized under the control of the microprocessor.

Preferably, the microprocessor controls to print the issue date by controlling the printing means at the same time the recognition of the check number.

Preferably, the area dividing means divides the area of the determined number into eight areas each having a predetermined ratio of the number of dots in the horizontal direction and the number of dots in the vertical direction.

In this way, it can be seen that when the check is released, the check serial number is divided into feature areas that can be best distinguished and recognized at high speed, and the recognition of the check serial number and the printing date of the check are processed simultaneously.

As a result, by simultaneously processing the recognition of the check number and the printing of the issue date, the release time of the check is remarkably shortened, and there is an advantage that the product can be made smaller and lower in price.

And, there may be a plurality of embodiments of the present invention, hereinafter will be described in detail with respect to the most preferred embodiment.

This preferred embodiment allows for a better understanding of the objects, features and advantages of the present invention.

Hereinafter, with reference to the accompanying drawings it will be described in detail a preferred embodiment of the check character recognition processing device of the cash / check automatic dispenser according to the present invention.

In addition, in each figure used for description, the same component may be attached | subjected and shown about the component same as FIG. 1, and the overlapping description may be abbreviate | omitted.

2 is a block diagram showing an embodiment provided in the description of the check character recognition processing device in the check automatic dispenser according to the present invention.

According to this embodiment, a check separating unit 100 for separating a check from the check box, a check transfer unit 101 for transferring the check separated from the check separating unit 100 by rotating the motor at a constant speed, In the operation panel 103 and the operation panel 103 for generating the key data, a plurality of numeric keys capable of releasing cash or checks and a desired amount, a cancellation key for canceling the selected key, etc. The microprocessor 206 controls the overall operation of the series of cash / check dispensers in the order of the programs stored in the program ROM 104 according to the generated key data, and the cash or check under the control of the microprocessor 206. Under the control of the display unit 106 and the microprocessor 206, which displays the selected input information, the billed amount, the password input information, and the current progress information on the LCD screen. The printing unit 102 which prints the issue date on the face of the sent check, and the image of the check number which is characterized with the magnetic ink on the face of the check at the same time as the printing of the issue date, is divided into the feature area, and the divided portion is divided. Character recognition unit 200 for recognizing the serial number of the check having a feature area and stored in the data RAM 105 through the microprocessor 206, and the issue date through the printing unit 102 and the character recognition unit 200 And a check release unit 107 which releases and delivers the check to the customer under the control of the microprocessor 206, which simultaneously prints and recognizes the check serial number.

In the above, the character recognition unit 200 extracts a check serial number image transferred through the check transfer unit 101 and determines an image area for determining each character area, and determines each of the determined character areas. An area divider 202 for dividing each number of feature areas, a code converter 203 for inspecting and dividing the predetermined number of feature areas into code values, and a reference code corresponding to a number from 0 to 9; A code storage unit 205 for storing the values and the code value comparison provided to the microprocessor 206 by recognizing the check number by comparing the reference code values with the character code values obtained by the code conversion unit 203. It consists of a part 204.

And Figure 3 is a signal flow diagram of the check character recognition processing method of the present invention to simultaneously process the recognition date and the issue date on the check surface to be separated and conveyed check.

The check character recognition processing apparatus of the cash / check automatic dispenser according to the present invention thus made will be described in detail with reference to FIGS. 2 to 4.

First, when the user inserts a bankbook or a cash card and credit card into the bank entrance or card slot of the cash / check automatic payment machine, the microprocessor 203 recognizes the account number of the issuing bank according to the program execution of the program ROM 104. On the screen of the display unit 106, the input guide information of the password, the check or cash selection, and the input information of the bill amount are sequentially displayed.

Thereafter, when the user inputs a password through the operation panel 103 according to the procedure of the guide information displayed on the display unit 106 and selects a check selection and a bill amount, the microprocessor 109 is inputted through the operation panel 103. Check whether the password is justified and if it matches, check separation unit 100, check transfer unit 101, printing unit 102, character recognition unit 200 and check discharge unit 107 to program the program ROM 104 Since the check separation unit 100 and the check transfer unit 101 is sequentially controlled by the control of the microprocessor 206 to separate the check from the check box and to transfer the separated check in the vertical direction. (Step; ST100).

When the checks are separated and transferred as described above, the image extracting unit 201 of the character recognition unit 200 extracts the image of the check (step ST101) and sets an area of eight numbers of serial numbers as shown in FIG. 4 ( Step ST106).

On the other hand, the printing unit 102 delays the conveyed check by a control of the microprocessor 206 for a predetermined time and then stops the check at the position to be printed (step ST102).

Then, printing the issue date to be printed on the surface of the stopped check every predetermined time, for example, every 1 m3 every 1 msec (step ST103), and then searching whether all columns have been printed (step ST104). If the column is not finished, the process after step ST102 is repeated.

If all columns of the issue date are completed in step ST104, the printing operation is stopped and the standby state is maintained (step ST105).

Meanwhile, while printing the issue date, the area divider 202 of the character recognition unit 200 sets each of the character areas set in step ST106 to eight feature areas P1 to P8 as shown in FIGS. 4A and 4B. The eight feature areas P1 to P8 divided in the respective character (number) areas are examined and provided to the code conversion unit 203 of the character recognition unit 200.

In the eight feature areas, the first feature area P1 is an area of up to 4 dots in the horizontal direction and up to 3 dots in the vertical direction at the lower left of the set area, and the second feature area P2. Is an area ranging from one quarter of the left height direction of the character area to three dots in the horizontal direction and two dots of the longitudinal direction, and the third feature area P3 is transversely located at one quarter of the right height direction of the character area. Direction, up to 3 dots in the vertical direction and up to 2 dots in the vertical direction, and the fourth feature region P4 is an area up to 5 dots in the horizontal direction and up to 2 dots in the vertical direction from 3/4 of the left height of the character area. And a fifth feature region P5 is an area from three quarters of the right height of the character region to three dots in the horizontal direction and three dots in the longitudinal direction, and the sixth feature region P6 is the height of the character region. An area from a quarter point to a half point of the width of the character area, and the seventh feature area P7 is It is an area from the center of the text area to the end point of the area in an oblique direction, and the eighth feature area P8 is an area from a quarter point of the text area to the entire width of the area.

Here, the height of the letters can be changed according to the feed rate of the check, so any position is found as a percentage of the height of the letters.

Subsequently, the code conversion unit 203 of the character recognition unit 200 checks the eight feature areas P1 to P8 divided by the area division unit 202 and converts them into 8-bit code values as shown in FIG. (Step ST107).

For example, if there are two or more points below the reference value among the 12 dots in the first feature region P1, the code conversion is performed as "1" or "0".

The second to fifth feature regions P2 to P5 are also code-converted by the same method as the inspection method of the first feature region P1.

If the number of black spots is equal to or larger than 1/2 of the width of the character as a result of examining the sixth characteristic region P6, the result is code conversion to “1” or “0” and the character region as a result of the examination of the eighth characteristic region P8. If the width of is greater than 14, code as "1" or "0".

In addition, when the seventh feature region P7 is inspected, if it is 18 dots or more in the diagonal direction from the center of the character region, the code is converted to “1” or “0” and provided to the code value comparison unit 204.

The code value comparison unit 204 compares the check serial number with the 8-bit code converted by the code conversion unit 203 and the reference code values of the code value storage unit 205 corresponding to the numbers 0 to 9. Recognize (step ST108).

The recognized serial number of the check is stored in the data RAM 105 through the microprocessor 206.

On the other hand, when the microprocessor 206 recognizes the check serial number through the character recognition unit 200, the microprocessor 206 searches whether the printing operation of the printing unit 102 is completed (step ST109).

If the print operation is not completed as a result of the search in step ST109, the check release unit 107 is waited until the print operation is completed (step ST110). If the print operation is completed, the check printed with the issue date is checked. The discharge is delivered to the customer through the discharge unit 107 (step ST111).

As described above, the present embodiment divides the numbers 0 to 9 into the most distinguishable areas among the features of the check serial number at check release, and recognizes the check serial number. At the same time, it will print the date of the check.

In addition, although specific embodiments of the present invention have been described and illustrated above, it is obvious that the present invention may be variously modified and implemented by those skilled in the art.

Such modified embodiments should not be individually understood from the technical spirit or the prospect of the present invention, and such modified embodiments should fall within the appended claims of the present invention.

It is clear from the above description that, according to the check character recognition processing apparatus of the present invention, the check serial number is divided into feature areas where the check serial number can be best distinguished at the time of check release, and is recognized at high speed. The arguments of the issue date are processed simultaneously, so there is no burden to implement with 8-bit processor which is low in speed and function.

In addition, by implementing the check issuance printing module and the character recognition module as one, it is possible to reduce the size of the hardware and the price of the product, as well as to minimize the probability of misreading of the character recognition.

Claims (9)

In the method of printing the check date and the serial number of the check to be released to the separated and transferred check: (1) a text area determination process of extracting an image of the separated and transferred check serial number to determine each number area; (2) a partition area inspection process of dividing the determined area of each number into a predetermined number of feature areas for encoding the number and inspecting the divided elements; (3) a character recognition process of recognizing the corresponding number by comparing the set code value by transcoding the check value of the feature region into a predetermined bit value; And And (4) a check character recognition processing method comprising: issuing date printing process for printing and issuing an issue date to the separated and transferred checks simultaneously with determining the character area. The method of claim 1, And checking the one number area into at least eight feature areas. The method of claim 2, The eight feature region checks, (1) the number of character image dots from the lower left of the determined area to an area in which the horizontal dot and the vertical dot are 4: 3; (2) the number of character image dots from one quarter of the height of the left and right sides of the area to the area in which the horizontal dot and the vertical dot are 3: 2; (3) the number of character image dots from 3/4 of the height of the left side of the area to an area in which the horizontal dot and the vertical dot are 5: 2; (4) the number of character image dots from three quarters of the right height of the region to an region in which the horizontal dots and the vertical dots are 3: 3; (5) the number of character image dots from the center of the area to the end point of the area in an oblique direction; (6) a relationship between the area width and the number of character image dots at a quarter of the area; (7) A check character recognition processing method, characterized in that the area of the area is examined at a quarter point of the area. The method of claim 3, wherein And checking the check value of the feature region into 8 bits. The method of claim 1, The check date printing process prints the issue date to be printed every predetermined time on one side of the separated and transferred check at the same time as the character area is determined until all the columns are completed. Recognition processing method. The method of claim 1, Check character recognition processing method characterized in that waiting until the completion of the recognition of the check number or the printing of the issued date when any one of the recognition of the check number and the printing of the issue date is completed first. In a device that prints the date of issue on a separately transferred check and recognizes and releases the serial number of the check: Image extracting means for extracting an image of the check number which has been separated and transferred to determine each region; Area dividing means for dividing the determined numbered area into a predetermined feature area; Code conversion means for inspecting the divided feature region and code conversion to predetermined bits; Code value storage means for storing code values corresponding to numbers from 0 to 9; Code value comparison means for recognizing a serial number of the check by comparing the stored code value with the converted code value; A microprocessor for storing the recognized serial number of the check in a data RAM and determining a date issue factor and whether the check is released; And And a printing means for printing the check date number by a predetermined column every predetermined time at the same time as the check serial number is recognized under the control of the microprocessor. The method of claim 7, wherein And the microprocessor controls to print the issue date by controlling the printing means at the same time as the recognition of the check number. The method of claim 7, wherein And the area dividing means divides the area of the determined number into eight areas each having a predetermined ratio of the number of dots in the horizontal direction and the number of dots in the vertical direction.