KR102650722B1 - Wage payment system using credit card process - Google Patents

Abstract

The wage payment system according to one aspect of the present invention is a service request server including a credit card company server, a main contractor server, and a subcontractor server, and a brokerage service that receives employee deposit information from workers and receives service requests from the service request server. A payment agency server that receives credit card approval information from the server and service request server, transmits the received approval information to the credit card company server, and receives payment from the credit card company server, and deposits the worker from the payment agency server. Upon receiving an information transmission request, a middleware server that transmits the worker deposit information transmission request to the brokerage service server, receives the worker deposit information through the brokerage service server, and transmits the worker deposit information to the payment agency server. Includes.

Description

Wage payment system using credit card process {WAGE PAYMENT SYSTEM USING CREDIT CARD PROCESS}

The present invention relates to a technology related to a wage payment system using a credit card payment process, and more specifically, to a unified wage system between subcontractors and workers through a middleware server.

The construction market consists of a complex contract structure in which a well-reliable general development company (primary contractor) wins a construction project and then carries out construction through subcontracts to multiple specialized construction companies.

However, in this contract structure, construction funds were paid for each stage of construction in sequential order, making the payment process complicated and unstable.

Additionally, in construction work, as subcontracts overlap with subcontracts, construction costs decrease and the possibility of subcontractor insolvency increases. In response to this, there is a need for measures to prevent damage to construction workers, such as delays or non-payment of construction costs depending on the status of the subcontractor.

On the other hand, if wage arrears occur due to the bankruptcy of a subcontractor, it is difficult to pay wages to workers due to the lack of a wage payment system. In particular, cases of illegal wage and service fee theft in subcontracting, team leadership, and services frequently occur.

Accordingly, the government is moving to enact related laws to prevent non-payment of construction costs for wages in the construction market, and is attempting to establish an institutional system by dividing labor costs from construction costs, opening specific accounts, and operating a system-based operation.

Registered Patent Publication No. 10-1394665, 2014.05.02

The problem that the present invention seeks to solve is to provide a wage payment system that allows stable wage payment by establishing a guarantee system in the construction market.

The problems to be solved by the present invention are not limited to the problems mentioned above, and other problems not mentioned can be clearly understood by those skilled in the art from the description below.

The wage payment system according to one aspect of the present invention to solve the above-described problem is

Service request servers including credit card company servers, main contractor servers, and subcontractor servers

Receive employee deposit information from the worker, receive credit card approval information from the brokerage service server and service request server that receives the service request from the service request server, and transmit the received approval information to the credit card company server, A payment agency server that receives payment from the credit card company server and

Upon receiving a request to send the worker deposit information from the payment agency server,

A middleware server that transmits a request to transmit the worker deposit information to the brokerage service server, receives the worker deposit information through the brokerage service server, and transmits the worker deposit information to the payment agency server,

The payment agency server delivers wages to the worker based on the payment amount and the worker deposit information,

The fee may be delivered to the middleware server and the brokerage service server based on the worker deposit information.

In addition, the credit card company server requests the subcontractor server to make a payment corresponding to the payment amount, and when the subcontractor server delinquent the payment corresponding to the payment amount, forms delinquency information corresponding to the subcontractor server. do,

When the delinquency information is formed, the main contractor card information is received from the main contractor server through the brokerage service server, and in response to the main contractor card approval request sent by the payment agency server, approval of the commercial main contractor card information is received and the subcontractor After canceling the sales corresponding to the server, charge the payment to the main contractor server, or

The payment agency server may perform the payment request to the original contract server based on the billing information transmitted by the brokerage service server, and determine the payment request to be a delinquent payment.

In addition, the service request server further includes a directly superior main contractor server with which a subcontract agreement has been concluded with the main contractor server,

If the main contractor server is overdue on the payment corresponding to the payment request,

A payment corresponding to the payment amount may be requested from the directly superior main contractor server.

In addition, the brokerage service server performs a service contract with the subcontractor server,

Billing information of the main contractor server and the subcontractor server corresponding to the service contract may be stored, and the worker deposit information corresponding to the service contract may be stored.

In addition, the main contractor server includes a pre-created labor-only account,

At this time, when the subcontractor server is overdue on the payment corresponding to the payment, the middleware server receives the overdue information from the credit card company server through the payment agency server and delivers it to the brokerage service server,

Receiving the main contractor billing information from the brokerage service server and transmitting it to the payment agency server,

At this time, the payment agency server may receive the payment corresponding to the payment request from the labor-only account based on the original contractor's billing information and deliver it to the credit card company server.

In addition, the payment agency server receives financial information corresponding to the subcontractor from the subcontractor server at a predetermined period,

Based on the financial information, request billing information from the main contractor through the middleware server,

At this time, the middleware server may receive financial information corresponding to the subcontractor from the subcontractor server at predetermined intervals.

In addition, the middleware server may receive inspection information from the brokerage service server at predetermined intervals, and, based on the inspection information, request billing request information from the primary contractor from the brokerage service server.

Additionally, the brokerage service server may receive an information approval command from the worker and transmit the worker deposit information to the middleware server.

The middleware server according to one embodiment includes a communication module capable of communicating with a service request server including a main contractor server and a subcontractor server, a brokerage service server, a payment agency server, a credit card company server, and a worker terminal used by the user; memory and

When communicating with the memory and receiving a request to send the employee deposit information from the payment agency server,

Sending a request to send the employee deposit information to the brokerage service server,

Receives the worker deposit information through the brokerage service server, transmits the worker deposit information to the payment agency server, and when the subcontractor server delinquent the payment corresponding to the payment bill transmitted from the credit card company server, It may include at least one processor that receives the delinquent information corresponding to the payment from the credit card company server through the payment agency server and transmits it to the brokerage service server.

The program according to one embodiment may be combined with a computer, which is hardware, and stored in a computer-readable recording medium to execute the operation of the wage payment system according to any one of claims 1 to 9.

Other specific details of the invention are included in the detailed description and drawings.

The wage payment system according to one embodiment enables stable wage payment by establishing a guarantee system in the construction market.

The wage payment system according to one embodiment can simplify the construction company's payment process through linking with a card payment system.

The wage payment system according to one embodiment can manage the prior insolvency system of the subcontractor by continuously monitoring the wage payment of the subcontractor.

The effects of the present invention are not limited to the effects mentioned above, and other effects not mentioned will be clearly understood by those skilled in the art from the description below.

FIG. 1A is a diagram showing the relationship between servers constituting a wage payment system according to an embodiment, and FIG. 1B is a diagram showing the signal flow of the wage payment system according to an embodiment.
Figure 2 is a block diagram of a middleware server according to an embodiment.
Figures 3a and 3b are flowcharts showing operations when a subcontractor server is late in billing according to an embodiment.
Figure 3c is a flowchart showing operations when the main contractor server is late in billing according to an embodiment.
Figure 4 is a diagram showing the information flow of a mediation service server according to an embodiment.
Figure 5 is a diagram for explaining an operation in which payment is transferred to a credit card company server for a labor-only account provided in the main contractor server according to an embodiment.
Figure 6 is a diagram for explaining an operation of feeding back financial information of a subcontractor server according to an embodiment.
Figure 7 is a diagram for explaining an operation in which a middleware server checks a mediation service server according to an embodiment.
Figure 8 is a diagram for explaining an operation in which worker wage information is transmitted to a middleware server according to an embodiment.

The advantages and features of the present invention and methods for achieving them will become clear by referring to the embodiments described in detail below along with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below and may be implemented in various different forms. The present embodiments are merely provided to ensure that the disclosure of the present invention is complete and to provide a general understanding of the technical field to which the present invention pertains. It is provided to fully inform the skilled person of the scope of the present invention, and the present invention is only defined by the scope of the claims.

The terminology used herein is for describing embodiments and is not intended to limit the invention. As used herein, singular forms also include plural forms, unless specifically stated otherwise in the context. As used in the specification, “comprises” and/or “comprising” does not exclude the presence or addition of one or more other elements in addition to the mentioned elements. Like reference numerals refer to like elements throughout the specification, and “and/or” includes each and every combination of one or more of the referenced elements. Although “first”, “second”, etc. are used to describe various components, these components are of course not limited by these terms. These terms are merely used to distinguish one component from another. Therefore, it goes without saying that the first component mentioned below may also be a second component within the technical spirit of the present invention.

Unless otherwise defined, all terms (including technical and scientific terms) used in this specification may be used with meanings commonly understood by those skilled in the art to which the present invention pertains. Additionally, terms defined in commonly used dictionaries are not interpreted ideally or excessively unless clearly specifically defined.

Hereinafter, embodiments of the present invention will be described in detail with reference to the attached drawings.

FIG. 1A is a diagram showing the relationship between servers constituting a wage payment system according to an embodiment, and FIG. 1B is a diagram showing the signal flow of the wage payment system according to an embodiment.

Referring to Figure 1a, the wage payment system (1) includes a service request server (100), a brokerage service server (200), a payment agency server (300), a middleware server (400), a credit card company server (500), and a worker's personal information. It may include a worker terminal 600 that inputs information.

Referring to Figures 1A and 1B together, the worker can enter the worker's deposit information into the brokerage service server (S101).

Worker deposit information may refer to all information for depositing wages to workers, including the account number through which workers receive wages.

Workers can input the relevant information through the worker terminal 600, etc., and the entered information can be transmitted through the brokerage service server 200.

The service request server 100 may include a main contractor server 110 that originally requests the service and a subcontractor server 120 that concludes a contract with the main contractor.

The brokerage service server 200, which has received employee deposit information from the worker, may receive service request information from the service request server 100 (S102).

The service request server 100 may request a service from the mediation service server 200. The brokerage service server 200 may communicate with the worker terminal 600 that can provide the service requested by the service request server 100.

A service request may generally mean a request to perform actual services requested by a subcontracted server for work. Service requests may include information such as location, time, and wage where the service is performed.

Additionally, the payment agency server 300 may receive credit card approval information from the service request server 100 (S103).

The credit card authorization information received by the payment agency server 300 may mean information that allows wages to be delivered directly from the main contractor or subcontractor to the worker, as will be described later.

Meanwhile, the brokerage service server 200 may transmit the credit card authorization information received from the main contractor server or the subcontractor server to the credit card company server (S104).

Since the credit card company server 500 has received the approval information, it can transmit the funds for wages to the payment agency server (S105).

Meanwhile, the credit card company server 500 may be connected to the account provided at the service request company server at the time of billing. That is, the credit card company server 500 may be directly connected to the account of the service request server at the time of billing.

Thereafter, the payment agency server 300 may request worker deposit information for payment of workers' wages from the middleware server (S106).

The middleware server 400 may receive this and transmit a request to send worker deposit information to the brokerage service server (S107).

When the middleware server requests worker deposit information, the brokerage service server 200 may transmit the worker deposit information to the middleware server (S107).

The middleware server 400 can receive worker deposit information and transmit it back to the payment agency server (S109).

The payment agency server 300 may deliver wages to the worker based on the payment amount and worker deposit information (S110).

Additionally, the payment agency server 300 may transmit the fee to the middleware server and brokerage service server based on worker deposit information (S111, S112).

Through the above-described operation, workers can receive wages stably even in situations such as late payment by a subcontractor, as will be described later. A detailed explanation related to this will be provided later.

Figure 2 is a block diagram of the middleware server 400 according to one embodiment.

Referring to Figure 2, the middleware server 400 may include a processor 410, memory 420, and communication module 430.

The communication module 430 may communicate with the brokerage service server and the payment agency server.

The communication module 430 may include one or more components that enable communication with an external device, and may include, for example, at least one of a short-range communication module, a wired communication module, and a wireless communication module.

The memory 420 can store data necessary for the overall operation of the middleware server. According to one embodiment, the memory may store worker deposit information and may store credit card authorization information of the main contractor or subcontractor.

The memory 420 includes non-volatile memory elements such as cache, read only memory (ROM), programmable ROM (PROM), erasable programmable ROM (EPROM), electrically erasable programmable ROM (EEPROM), and flash memory, or RAM ( It may be implemented as at least one of a volatile memory device such as Random Access Memory (Random Access Memory) or a storage medium such as a hard disk drive (HDD) or CD-ROM, but is not limited thereto.

The processor 410 may communicate with memory.

Additionally, the processor 410 can perform all of the middleware server operations described in FIG. 1B.

Additionally, if the subcontractor server is overdue on the payment corresponding to the payment request, the processor 410 may receive overdue information corresponding to the payment request from the credit card company server through the payment agency server and transmit it to the brokerage service server.

Additionally, the processor 410 may receive primary contractor billing information from the brokerage service server and transmit it to the payment agency server.

Through this, the payment agency server can pay wages to workers using the information approved by the main contractor server when the subcontractor server is overdue.

Additionally, the processor 410 may receive inspection information from the mediation service server at predetermined intervals through the communication module.

Through this, the processor can determine whether the mediation service server can operate smoothly.

At this time, if the brokerage service server is not operating smoothly, you may request in advance the original contractor's billing information for future payment.

Billing information may refer to all information, including withdrawal account information of the main contractor or subcontractor for paying workers' wages.

Meanwhile, the processor 410 mentioned in FIG. 2 uses a memory (not shown) to store data for an algorithm for controlling the operation of components in the middle server or a program that reproduces the algorithm, and the data stored in the memory to It may be implemented as a processor (not shown) that performs one operation. At this time, the memory and processor may each be implemented as separate chips. Alternatively, the memory and processor may be implemented as a single chip.

At least one component may be added or deleted in accordance with the performance of the components of the middleware server 400 shown in FIG. 2. Additionally, it will be easily understood by those skilled in the art that the mutual positions of the components may be changed in response to the performance or structure of the system.

Meanwhile, each component shown in FIG. 2 refers to software and/or hardware components such as Field Programmable Gate Array (FPGA) and Application Specific Integrated Circuit (ASIC).

Figure 3a is a flowchart showing operations when the subcontractor server is late in billing according to an embodiment, and Figure 3b is a flowchart showing operations when the main contractor server is late in billing according to an embodiment.

Referring to FIG. 3A, the credit card company server may request a payment corresponding to the payment amount of worker wages to the subcontractor server (S301).

Meanwhile, if the subcontractor server delinquent the payment corresponding to the billing, the credit card company server may form overdue information corresponding to the subcontractor server (S302, S303).

Meanwhile, if the subcontract server does not pay the payment overdue, the credit card company server can immediately bill the subcontract server for payment (S305).

The overdue information may include information such as overdue amount, creditor, and maturity date when payment corresponding to the payment request is overdue.

Meanwhile, in this case, the credit card company server may receive account information from the brokerage service server in the case of a payment agency server and charge the payment to the main company server (S304).

Meanwhile, in the above-mentioned payment, the service request server may store contract information corresponding to the subcontract between the main contractor server and the subcontractor server.

Specifically, the main contractor server and the subcontractor server can enter into a contract between servers. The contract may include specific service details, payment information, and completion date information.

Referring to FIG. 3b, the credit card company server may request a payment corresponding to the payment amount (S311).

If the subcontractor server is overdue on payment, the credit card company server can cancel approval of the subcontractor's payment information (S313).

Subsequently, the credit card company server may receive the card payment information of the original company server (S314).

Meanwhile, the credit card company server can make a new payment with the original company server (S315). However, if the subcontract server does not pay late, the main contractor server can charge the subcontract server for payment (S316).

Referring to Figure 3c, the credit card company server may request a payment corresponding to the payment amount of workers' wages to the main contractor server when the subcontractor server is overdue (S321).

Meanwhile, the service request server may further include a directly superior main contractor server that enters into a subcontract with the main contractor server.

In this case, if the main contractor server is overdue on the payment corresponding to the payment request, the credit card company server can request the payment corresponding to the payment amount to the directly superior main contractor server (S322, S323).

Meanwhile, even in this case, if the main contractor does not delinquent on the payment, the credit card company's server can charge the main contractor's server for payment (S324).

Meanwhile, the operation described in Figures 3a and 3b is only an example showing the operation of charging the payment by relay to each of the subcontractor server, the main contractor server, and the directly superior main contractor server when a delinquency occurs in the embodiment, and when a delinquency occurs, the payment is made sequentially. There are no restrictions on the operation of the present invention to charge money.

Figure 4 is a diagram showing the information flow of a mediation service server according to an embodiment.

Referring to Figure 4, the brokerage service server can perform a service contract with the subcontractor server 120 (D4).

Meanwhile, the subcontract server 120 and the main contractor server 110 may conclude a subcontract.

The service contract (D4) may include information such as wages, completion dates, etc., including the services provided by the worker to the subcontractor server or the main contractor server.

Meanwhile, the brokerage service server 200 may store billing information (D41, D42) of the main contractor server and the subcontractor server based on this service contract.

As described above, billing information may refer to all information including withdrawal account information of the main contractor or subcontractor for paying workers' wages.

The brokerage service server 200 may store worker deposit information (D43) corresponding to the service contract.

Worker deposit information (D43) may refer to information including the wages of workers who provide services based on a service contract and the worker's account number.

Meanwhile, the service contract and data stored by the mediation service server described in Figure 4 are an example for explaining the operation of the present invention, and the form of data stored by the contract and mediation service server between the mediation service server and the service request server includes the following: no limits.

Figure 5 is a diagram for explaining an operation in which payment is transferred to a credit card company server for a labor-only account provided in the main contractor server according to an embodiment.

Referring to Figure 5, the main contractor server 110 may include a pre-created labor-only account.

A dedicated labor account may refer to an account for managing labor costs separately from other costs and depositing them into the worker's account.

Meanwhile, the middleware server 400 receives overdue payment information (D51) from the credit card company server 500 through the payment agency server 300 when the subcontractor server 120 is overdue on the payment corresponding to the payment request, and provides a brokerage service. It can be delivered to the server 200.

Additionally, the middleware server 400 may receive the original contractor billing information (D52) from the brokerage service server 200 and transmit it to the payment agency server 300.

The payment agency server 300 may receive the payment corresponding to the payment from the labor account (ACC5) based on the original contractor's billing information (D52) and transmit it to the credit card company server (500).

Meanwhile, the credit card company server 500 directly performs a payment billing (D54) to the main contractor server 110 based on the above-described operation, and payment can be transferred from the labor-only account (ACC5) of the main contractor server (D53). .

Meanwhile, in this operation, the brokerage service server 200 can receive labor-only account information (D56) from the main contractor server 100.

In other words, the main contractor server 110 and the brokerage service server 200 can perform a contract such as receiving a labor-only account, and based on this, the brokerage service server can receive labor-only account information (D56) of the main contractor server.

The payment agency server 300 may perform billing agency actions through contracts with the brokerage service server 200 and the main contractor and subcontractor.

In addition, when a delinquency occurs at the subcontractor server, the payment agency server 300 can receive card authorization information again from the main contractor server 110 and charge the credit card company server 500 again.

Subsequently, the credit card company server 500 may perform a subrogation contract with the original contractor's server and, based on this, request a re-claim to the labor cost account of the original contractor's server.

Based on the above-mentioned information, instability in payment of construction costs, such as complex subcontracting systems and frequent insolvency of subcontractors' finances, can be resolved.

Additionally, brokerage service servers and middleware servers can secure stable commission income.

In addition, there is the advantage of strengthening the subcontractor's credit by utilizing the main contractor's credit, and workers can receive wages without problems.

In other words, subcontractor risk can be hedged by linking credit with the main contractor's card payment and approval.

Meanwhile, based on the above-described operations, stable financial services can be provided through the development of middleware algorithms between the main contractor, subcontractors, brokerage services, credit card companies, and payment agencies.

Figure 6 is a diagram for explaining an operation of feeding back financial information of a subcontractor server according to an embodiment.

Referring to Figure 6, the payment agency server 300 may receive financial information corresponding to the subcontractor from the subcontractor server 120 at predetermined intervals.

Meanwhile, in order to perform the operation of Figure 6, the payment agency server 300 may receive the account information of the original contract server from the brokerage service server and perform a contract in advance for re-billing.

Financial information (D62) is information that can determine whether the subcontract server 120 can pay wages to workers, and may mean information containing the financial status of the subcontractor corresponding to the subcontract server 120. there is.

Meanwhile, the payment agency server 300 may request billing information (D61) from the original contractor server 110 through the middleware server based on the financial information (D62).

Specifically, in a situation where the payment agency server only has billing information from the subcontractor server and cannot obtain billing information from the main contractor server, the debt of the subcontractor server 120 may be excessive, making it difficult to pay wages to workers.

In this situation, the payment agency server 300 first secures billing information by requesting billing information from the main contractor's server, and if the subcontractor server fails to pay wages at a later time of payment of workers' wages, it uses the main contractor's payment to pay workers. can be paid.

In other words, the payment agency server 300 can check by comparing the subcontractor's registration data and existing application data.

Additionally, the payment agency server 300 can perform data management for real-time judgment of the subcontractor's management status using financial information.

Specifically, the payment agency server 300 can pre-block card approval or provision of manpower by pre-judging signs of insolvency through management of subcontractor main account scraping information.

Figure 7 is a diagram for explaining an operation of the middleware server 400 checking the mediation service server 200 according to an embodiment.

The middleware server 400 may receive inspection information D71 from the mediation service server 200 at predetermined intervals.

That is, the middleware server 400 can perform a check on whether the mediation service server 200 can perform a smooth operation, and can receive inspection information for this check at specific intervals.

As long as the inspection information (D71) is comprehensive information of the brokerage service server, there is no limit to the data. Specifically, it refers to information that can determine whether the brokerage service server can perform the role of intermediary between the subcontractor server and workers. can do.

Meanwhile, the middleware server 400 may request the original contractor's billing request information (D72) from the brokerage service server based on the inspection information (D71) that inspected the brokerage service server.

Based on this, the middleware server 400 can transmit the main contractor's billing request information to the payment agency server to receive payment from the main contractor server and deliver it to the worker even if an error occurs in the brokerage service server.

Additionally, if an error occurs in the mediation service server, the mediation service server can open a real-time gate to receive inspection information (D71) from the subcontractor server and transmit it to the middleware server 400.

Based on the above-described operations, the middleware server can check for manipulation and errors, such as the creation of random data by the mediation service server itself.

Figure 8 is a diagram for explaining an operation in which worker wage information is transmitted to a middleware server according to an embodiment.

Referring to Figure 8, the worker may transmit an information approval command (D82) authorizing access to information to the worker through the worker terminal 600 to the brokerage service server 200.

Meanwhile, the brokerage service server 200 may receive an information approval command (D82) from a worker and transmit the worker's deposit information (D81) to the middleware server 400.

The middleware server 400 can transmit the worker deposit information received in this way to the payment agency service server.

The brokerage service server 200 can manage a list of financial information linked to various subcontractors and main contractors based on the above-described operations.

Additionally, the brokerage service server 200 can also generate and manage worker personal account payment data. The Nagaga brokerage service server can also create and manage deposit files that are settled by payment agencies for workers.

The disclosed embodiments may be implemented as S/W programs including instructions stored in computer-readable storage media.

The computer is a device capable of calling instructions stored from a storage medium and performing operations according to the disclosed embodiments according to the called instructions, and may include an ultrasound diagnosis device according to the disclosed embodiments.

Computer-readable storage media may be provided in the form of non-transitory storage media. Here, ‘non-transitory’ only means that the storage medium does not contain signals and is tangible, and does not distinguish whether the data is stored semi-permanently or temporarily in the storage medium.

Additionally, the ultrasound diagnosis device or method according to the disclosed embodiments may be included and provided in a computer program product. Computer program products are commodities and can be traded between sellers and buyers.

A computer program product may include a S/W program and a computer-readable storage medium in which the S/W program is stored. For example, computer program products may include products in the form of S/W programs (e.g., downloadable apps) distributed electronically by manufacturers of ultrasound diagnostic devices or through electronic markets (e.g., Google Play Store, App Store). You can. For electronic distribution, at least part of the S/W program may be stored in a storage medium or temporarily created. In this case, the storage medium may be a manufacturer's server, an electronic market server, or a relay server's storage medium that temporarily stores the SW program.

The steps of the method or algorithm described in connection with embodiments of the present invention may be implemented directly in hardware, implemented as a software module executed by hardware, or a combination thereof. The software module may be RAM (Random Access Memory), ROM (Read Only Memory), EPROM (Erasable Programmable ROM), EEPROM (Electrically Erasable Programmable ROM), Flash Memory, hard disk, removable disk, CD-ROM, or It may reside on any type of computer-readable recording medium well known in the art to which the present invention pertains.

Above, embodiments of the present invention have been described with reference to the attached drawings, but those skilled in the art will understand that the present invention can be implemented in other specific forms without changing its technical idea or essential features. You will be able to understand it. Therefore, the embodiments described above should be understood in all respects as illustrative and not restrictive.

1: Wage payment system
110: main office server
120: Subcontractor server
200: Brokerage service server
300: Payment agency server
400: Middleware server
500: Credit card company server

Claims (10)

Credit card company servers;
A service request server including a main contractor server and a subcontractor server;
A brokerage service server that receives worker deposit information from workers and receives service requests from the service request server;
a payment agency server that receives credit card approval information from the service request server, transmits the received approval information to the credit card company server, and receives payment from the credit card company server; and
Upon receiving the worker deposit information transmission request from the payment agency server, transmitting the worker deposit information transmission request to the brokerage service server, receiving the worker deposit information through the brokerage service server and transmitting it to the payment agency server Includes a middleware server;
The payment agency server is,
Wages are delivered to the worker based on the payment amount and the worker deposit information, and a fee is delivered to the middleware server and the brokerage service server based on the worker deposit information,
The credit card company server,
Request a payment corresponding to the payment amount to the subcontractor server,
If the subcontractor server is overdue on the payment corresponding to the billing, forming overdue information corresponding to the subcontractor server,
When the delinquency information is formed, the main contractor card information is received from the main contractor server through the brokerage service server, and in response to the main contractor card approval request sent by the payment agency server, approval of the commercial main contractor card information and the subcontractor are received. After canceling the sales corresponding to the server, charge the payment to the main contractor server, or
The payment agency server performs the payment billing to the main contract server based on the billing information transmitted by the brokerage service server, and determines the billing to be a delinquent payment,
The service request server is,
It further includes a directly superior main contractor server with which a subcontract agreement has been concluded with the main contractor server,
If the main contractor server is overdue on the payment corresponding to the payment request, the main contractor server at the immediate superior level is charged with the payment corresponding to the payment amount,
The main contractor server includes a pre-created labor-only account,
The middleware server is,
If the subcontractor server is overdue on the payment corresponding to the payment, the overdue information is received from the credit card company server through the payment agency server and delivered to the brokerage service server,
Receiving the main contractor billing information from the brokerage service server and transmitting it to the payment agency server,
Receiving inspection information from the brokerage service server at predetermined intervals,
Based on the inspection information, request billing request information from the primary contractor to the brokerage service server,
If an error occurs in the brokerage service server, the billing request information of the main contractor is transmitted to the payment agency server, and the payment is received from the main contract server and delivered to the worker,
The payment agency server is,
Based on the main contractor's billing information, the payment corresponding to the payment is received from the labor-dedicated account and delivered to the credit card company server,
Receiving financial information corresponding to the subcontractor from the subcontractor server at a predetermined period,
Based on the financial information, request billing information from the main contractor through the middleware server,
A wage payment system, characterized in that data management for real-time judgment of the business status of the subcontractor is performed using the financial information. delete delete According to paragraph 1,
The mediation service server,
Perform a service contract with the subcontractor server,
Stores billing information of the main contractor server and the subcontractor server corresponding to the service contract,
A wage payment system that stores the worker deposit information corresponding to the service contract. delete According to paragraph 1,
The middleware server is,
A wage payment system that receives financial information corresponding to the subcontractor from the subcontractor server at a predetermined period. delete According to paragraph 1,
The mediation service server,
A wage payment system that receives an information approval command from the worker and transmits the worker's deposit information to the middleware server. A communication module configured to communicate with a service request server including a main contractor server and a subcontractor server, a brokerage service server, a payment agency server, a credit card company server, and a worker terminal used by a user; and
Memory;
Perform communication with the memory,
Upon receiving a request to send the worker deposit information from the payment agency server,
Sending a request to send the employee deposit information to the brokerage service server,
Receiving the worker deposit information through the brokerage service server and transmitting the worker deposit information to the payment agency server,
If the subcontractor server delinquent the payment corresponding to the payment received from the credit card company server,
At least one processor that receives the delinquency information corresponding to the payment from the credit card company server through the payment agency server and transmits it to the brokerage service server;
If the subcontractor server is overdue on the payment corresponding to the payment, the overdue information is received from the credit card company server through the payment agency server and delivered to the brokerage service server,
Receives original contractor billing information from the brokerage service server and delivers it to the payment agency server,
Receiving inspection information from the brokerage service server at predetermined intervals,
Based on the inspection information, request billing request information from the primary contractor to the brokerage service server,
When an error occurs in the brokerage service server, the middleware server transmits the billing request information of the main contractor to the payment agency server, receives the payment from the main contractor server, and delivers it to the worker. delete