KR102609781B1 - The freight charge discount payment system and the method thereof - Google Patents

Abstract

The present invention relates to a freight discount payment system, and more specifically, to a freight discount payment system that introduces a "freight freight discount service" that first pays freight charges according to the pay server fee rate table (discount rate) in partnership with a financial company. As,
The present invention is a transportation fee discount payment system that requests a warranty evaluation from the transportation company's server, requests transportation to the transportation company's server through the shipper's terminal, pays the transportation fee to the borrower's terminal according to the receipt, and notifies the payment to the discount payment system. a pay server; A transport company server that makes a dispatch request to the discount payment system, completes cargo transportation to the customer, and receives a receipt from the customer terminal; a discount payment server that dispatches cargo to the transport company server, notifies the transport details to the pay server, and relays the dispatch to the borrower's terminal; A shipper terminal that requests transportation from the transportation company server; A borrower terminal that receives the transportation fee according to the delivery certificate; It includes a customer terminal that transmits the receipt to the transportation company server.

Description

{The freight charge discount payment system and the method thereof}

The present invention relates to a freight discount payment system and method, and more specifically, a freight discount payment system that introduces a "freight freight discount service" that first pays freight charges according to the pay server fee rate table (discount rate) in partnership with a financial company. and methods.

Generally, it takes about 15 days to a month + 3 days to receive shipping fees, and from the shipper/arranger's perspective, additional cash liquidity must be secured through a credit period of over a month on average.

In addition, the cumbersome process of transferring goods on a case-by-case basis occurs to the truck owner.

In addition, when paying by card, the debt of the transport company increases, and the use of the transport company's card tends to decrease.

For this reason, complaints from borrowers frequently occur due to refusal of transportation company card payments.

Therefore, currently, transportation/arranging companies pay cargo transportation fees to borrowers in cash (D + 45 to 90 days from the date of payment), which causes the problem of the cash payment due date being too late.

The present invention was made to solve the above problems. Currently, transportation/arranging companies pay cargo transportation fees to borrowers in cash, but in partnership with a financial (pay server) company, a "freight transportation fee discount system" was introduced to pay server fees. The purpose is to provide a shipping fee discount payment system that pays the shipping fee first according to the fee rate table (discount rate).

In addition, the purpose of the present invention is to provide Korea's first freight discount payment system in which Korea Pay directly deposits money for transportation cases certified by the freight discount payment system on the D+1 day from the payment date.

In order to solve the above problem, the present invention requests a warranty evaluation from the transport company server, the shipper terminal requests transportation to the transport company server, pays the transportation fee to the borrower terminal according to the receipt, and notifies the payment server to the discount payment server. server; a transportation company server that requests dispatch from the discount payment server, completes cargo transportation, and receives a receipt from the customer terminal; A shipper terminal that requests transportation from the transportation company server; a discount payment server that dispatches cargo to the transport company server (B3), notifies the pay server of transport details, and relays the dispatch to the borrower's terminal; A borrower terminal that receives transportation fees according to the pay server fee rate table according to the acceptance certificate; It includes a customer terminal that transmits the receipt to the transportation company server.

The pay server includes a warranty evaluation module that requests a warranty evaluation (SGI) from the warranty evaluation acceptance module 21 of the transport company server 20; a receipt receiving module that receives the receipt from the transportation company server; a transportation completion reception module that receives transportation completion from the discount payment server; It consists of a transportation fee payment module that pays the transportation fee according to the discount rate of the pay server fee rate table to the borrower's terminal according to the acceptance certificate.

The transportation company server includes a warranty evaluation acceptance module that accepts a warranty evaluation request from the pay server; A transportation request module that selects excellent shippers through the shipper terminal and requests cargo transportation; A dispatch request module that requests dispatch from the discount payment server; It includes a transportation completion notification module that notifies the discount payment server of transportation completion; a receipt transfer module that transfers the receipt to the pay server.

The discount payment server includes a dispatch reception module that receives a dispatch request from the transportation company server; A dispatch relay module that relays dispatch to the vehicle owner terminal; A transportation completion notification module that notifies the pay server of transportation completion; A transportation fee payment reception module that receives payment notification of the transportation fee; It includes a transportation completion reception module that receives transportation completion notification from the transportation completion notification module.

The borrower's terminal is characterized in that it receives a transportation fee according to the discount rate of the pay server fee rate table according to the acceptance certificate.

The pay server requests a warranty evaluation from the warranty evaluation acceptance module of the transport company server through the warranty evaluation module, and the shipper terminal requests transportation from the transport request module of the transport company server; When the transport company server makes a request for dispatch to the dispatch reception module of the discount payment server through the dispatch request module, the discount payment server relays dispatch to the borrower's terminal through the dispatch relay module, and the borrower's terminal sends cargo transportation information to the customer terminal. Transmitting and receiving completion of cargo transportation and receipt from the customer terminal; The borrower terminal transmits the acceptance certificate to the transportation company server, and the transportation company server transfers the acceptance certificate to the acceptance receipt module of the pay server through the acceptance transfer module; Notifying the transport completion from the transport company server to the transport completion reception module of the discount payment server through the transport completion notification module, and notifying the discount payment server of transport completion to the transport completion reception module of the pay server through the transport completion notification module. ; The pay server pays the transportation fee to the borrower terminal according to the receipt through the transportation fee payment module and notifies the payment to the transportation fee payment reception module of the discount payment server; The transport company server receives the transport fee from the shipper terminal and deposits the transport fee into a pay server, and selects and notifies excellent shippers through the transport request module of the transport company server through the shipper terminal.

The credit analysis performance module of the pay server quantifies the corporate status, financial statement status, purchasing company, and selling company status of the credit analysis target company, and uses the figures as a fee rate table to determine the transaction execution ability from AAA to BBB. - A commission rate of 5% to 20% per year is set according to the evaluation results in 10 stages.

The step of paying the transportation fee to the borrower terminal is characterized in that it is a step of receiving payment of the transportation fee according to the pay server fee rate table to the borrower terminal according to the receipt.

The technology disclosed in this specification can have the following effects. However, since it does not mean that a specific embodiment must include all of the following effects or only the following effects, the scope of rights of the disclosed technology should not be understood as being limited thereby.

The present invention, which is accomplished as described above, introduces a "freight freight discount system" in partnership with a financial (pay server) company and first pays the freight charge according to the pay server fee rate table (discount rate) to address the borrower's protest due to payment delay or payment refusal. etc. can be prevented.

In addition, the present invention can provide a new paradigm in the payment of freight transportation fees by directly depositing money from Korea Pay through the "freight shipping fee discount system" for transportation cases certified by the shipping fee discount payment system on the D+1 day from the payment date. .

1 is a diagram showing the overall configuration according to an embodiment of the present invention.
Figure 2 is a diagram showing a detailed configuration and method according to an embodiment of the present invention.
Figure 3 is a diagram showing a configuration and method according to another embodiment of the present invention.
Figure 4 is a diagram showing a pay server according to another embodiment of the present invention.
Figure 5 is a diagram showing a transportation company server according to another embodiment of the present invention.
Figure 6 is a diagram showing a discount payment system according to another embodiment of the present invention.
Figure 7 is a diagram showing a pay server fee rate table (discount rate) according to another embodiment of the present invention.
Figure 8 is a diagram showing modules for setting a pay server fee according to another embodiment of the present invention.

In order to fully understand the present invention, preferred embodiments of the present invention will be described with reference to the accompanying drawings. Embodiments of the present invention may be modified in various forms, and the scope of the present invention should not be construed as being limited to the embodiments described in detail below. This example is provided to more completely explain the present invention to those with average knowledge in the art. Therefore, the shapes of elements in the drawings may be exaggerated to emphasize a clearer description. It should be noted that identical members in each drawing may be indicated by the same reference numerals. Additionally, detailed descriptions of known functions and configurations that are judged to unnecessarily obscure the gist of the present invention are omitted.

In the transportation fee discount payment system 100 according to the present invention, a “freight transportation fee discount system” is introduced in partnership with a financial company, and the payment system limit can be increased according to the standards of the guarantee evaluation system.

The present invention is Korea's first shipping fee discount payment system (100) that directly deposits money from a pay server (e.g. Korea Pay) for transportation cases certified by the shipping fee discount payment system (100) on the D+1 day based on the payment date.

As shown in FIG. 1, the shipping fee discount payment system 100 according to the present invention requests a warranty evaluation (SGI) from the shipping company server 20 (A1), and sends a request to the shipping company server 20 to the shipper terminal 30. A pay server (10) that requests transportation, pays the transportation fee according to the pay server fee rate table (discount rate) to the borrower terminal (50) according to the receipt (A9), and notifies the payment to the discount payment server (40); a transport company server (20) that makes a dispatch request to the discount payment server (40), sends cargo transportation completion (A5) information to the customer terminal, and receives a receipt from the customer terminal (60); a discount payment server (40) that dispatches cargo to the transport company server (20) (B3), notifies the transport details to the pay server (10), and relays the dispatch to the borrower's terminal (50); It is largely divided into:

In addition to this, the present invention includes a shipper terminal (30) that requests transportation from the transportation company server (20); A borrower terminal 50 that receives a transportation fee according to the pay server fee rate table (discount rate) according to the acceptance certificate; a customer terminal (60) that delivers the receipt to the transport company server (20); It consists of etc.

Looking specifically, as shown in FIG. 4, the pay server 10 is composed of a guarantee evaluation module 11, an acceptance receipt module 12, a transportation completion reception module 13, and a transportation fee payment module 14.

The warranty evaluation module 11 is a module that requests a warranty evaluation (SGI) from the warranty evaluation acceptance module 21 of the transportation company server 20.

The acquisition receipt module 12 is a module that receives the acquisition receipt from the acquisition transfer module 25.

The transportation completion reception module 13 is a module that receives transportation completion through the transportation completion notification module 43.

The transportation fee payment module 14 is a module that pays the transportation fee according to the pay server fee rate table (discount rate) to the borrower terminal 50 according to the acceptance certificate.

As shown in FIG. 5, the transport company server 20 includes a warranty evaluation acceptance module 21, a transport request module 22, a dispatch request module 23, a transport completion notification module 24, and a transfer module 25. ), etc.

The warranty evaluation acceptance module 21 is a module that accepts a request for warranty evaluation (SGI) from the pay server 10 through the warranty evaluation module 11.

The transportation request module 22 is a module that selects a shipper (an excellent shipper) through the shipper terminal 30 and requests cargo transportation.

The dispatch request module 23 is a module that requests dispatch to the dispatch reception module 41 of the discount payment server 40.

The transportation completion notification module 24 is a module that notifies the transportation completion notification module 43 of the discount payment server 40.

The acceptance transfer module 25 is a module that transfers the acceptance certificate to the acceptance certificate reception module 12 of the pay server 10.

As shown in FIG. 6, the discount payment server 40 includes a dispatch reception module 41, a dispatch relay module 42, a transportation completion notification module 43, a transportation fee payment reception module 44, and a transportation completion reception module 45. ), etc.

The dispatch reception module 41 is a module that receives a dispatch request from the transport company server 20 to the dispatch request module 23.

The dispatch relay module 42 is a module that relays dispatch to the vehicle owner terminal 50.

The transportation completion notification module 43 is a module that notifies the transportation completion reception module 13 of the pay server 10 of transportation completion.

The transportation fee payment reception module 44 is a module that receives payment notification of the transportation fee.

The transportation completion reception module 45 is a module that receives transportation completion notification from the transportation completion notification module 24.

As shown in Figure 7, the credit rating of the company subject to credit analysis is divided into 10 levels from AAA to BBB- if it is suitable for investment, and a commission rate of 5% to 20% per year is set.

The present invention divides the credit rating of a company subject to credit analysis into 10 levels from AAA to BBB- if it is suitable for investment, and sets a commission rate of 5% to 20% per year.

For example, AAA is the highest grade, AA+, AA, AA- is a good grade, A+, A, A- is a relatively good grade, and BBB+, BBB, BBB- is an appropriate grade.

Here, the differential fee rate according to corporate credit rating is not limited to FIG. 7 and may be affected by economic conditions or exchange rates.

The credit rating of the credit analysis target company is determined based on the fee rate table (corporate credit rating evaluation items) in Figure 7, and the pay server determines the corporate financial statement status, transaction performance, and other companies as items of the credit analysis target company's credit rating. Please refer to the number of recommendations, etc.

For example, the ability to carry out transactions is determined based on information on the company status, financial statement status, purchasing company and selling company, and the commission rate table (corporate credit rating evaluation item) in Figure 7 for the credit analysis target company. The pay server receives the evaluation results divided into 10 levels from AAA to BBB- and sets a commission rate of 5% to 20% per year according to the evaluation results and established Internet transaction history data.

For this purpose, as shown in FIG. 8, the present invention includes a financial statement DB 15 that receives financial statements for companies subject to credit analysis and stores them in a database; a credit analysis performance module 16 that analyzes the credit analysis target company based on the financial statements and generates credit analysis information; Includes etc.

Therefore, the credit analysis performance module 16 quantifies the corporate status, financial statement status, purchasing company, and selling company status of the credit analysis target company, and uses the figures to determine transaction performance ability from AAA according to the commission rate table. A commission rate of 5% to 20% per year is set according to the evaluation results in 10 stages up to BBB-.

Hereinafter, the method for implementing the present invention will be described in detail.

First, as shown in FIG. 2, the pay server 10 requests a guarantee evaluation (SGI) from the transport company server 20 (A1), and the shipper terminal 30 makes a request for transport to the transport company server 20. (A2).

And when the transportation company server 20 makes a request for dispatch to the discount payment server 40 (A3), the discount payment server 40 relays dispatch to the borrower terminal 50 (A4), and the borrower terminal 50 The cargo is transported to the customer (A5) and a receipt is received from the customer terminal (60) (A6).

The borrower terminal 50 transmits the receipt (tax invoice issuance) to the transportation company server 20 (A7), and the transportation company server 20 transfers the receipt to the pay server 10 (A8).

The transportation company server 20 notifies the discount payment server 40 of transportation completion (A8-1), and the discount payment server 40 notifies the pay server 10 of transportation completion (A8-2).

The pay server 10 pays the transportation fee according to the pay server fee rate table (discount rate) to the borrower terminal 50 according to the receipt (A9), and notifies the payment to the discount payment server 40 (A9- One).

Subsequently, the transport company server 20 receives the transport fee from the shipper terminal 30 (A10) and deposits the transport fee into the pay server 10 (A10-1).

Specifically, the pay server 10 requests a warranty evaluation (SGI) from the warranty evaluation acceptance module 21 of the transport company server 20 through the warranty evaluation module 11 (A1), and the shipper terminal 30 Requests transport to the transport request module 22 of the transport company server 20 (A2).

Then, when the transport company server 20 makes a request for dispatch to the dispatch reception module 41 of the discount payment server 40 using the dispatch request module 23 (A3), the discount payment server 40 sends a dispatch relay module 42. Dispatch is relayed to the borrower terminal 50 (A4), and the borrower terminal 50 receives completion of cargo transportation to the customer (A5) and a receipt is delivered to the customer terminal 60 (A6).

The borrower terminal 50 transmits the receipt (tax invoice issuance) to the transportation company server 20 (A7), and the transportation company server 20 transmits the receipt transfer module 25 to the receipt receiving module of the pay server 10. The above acceptance certificate is transferred to (12) (A8).

The transportation company server 20 notifies the transportation completion reception module 45 of the discount payment server 40 with the transportation completion notification module 24 (A8-1), and the discount payment server 40 reports transportation completion. The notification module 43 notifies the transportation completion reception module 13 of the pay server 10 of transportation completion (A8-2).

The pay server 10 uses the transportation fee payment module 14 to pay the transportation fee according to the pay server fee rate table (discount rate) to the borrower terminal 50 according to the receipt (A9), and to the discount payment server 40. Payment notification is sent to the transportation fee payment reception module (44) (A9-1).

Subsequently, the transport company server 20 receives the transport fee from the shipper terminal 30 (A10) and deposits the transport fee into the pay server 10 (A10-1).

As another embodiment of the present invention, as shown in FIG. 3, a shipper (an excellent shipper) is selected and notified to the transport company server 20 through the shipper terminal 30 (B1).

At this time, the selected borrower terminal 50 transmits borrower selection information (applicant) to the transportation company server 20 (B2).

Then, the discount payment server 40 distributes the cargo to the transportation company server 20 (B3) and notifies the pay server 10 of the transportation details (B4).

And after the transport is completed, the pay server 10 pays the transport fee according to the pay server fee rate table (discount rate) to the borrower terminal 50 and deducts the fee (B5).

Therefore, since the pay server directly deposits money for transportation cases certified by the transportation fee discount payment system 100 on day D+1 based on the payment date, it is possible to prevent protests from car owners.

Subsequently, the transport company server 20 pays the transport fee to the pay server 10 and settles the fee (B6).

Specifically, a shipper (an excellent shipper) is selected and notified to the transport request module 22 of the transport company server 20 through the shipper terminal 30.

Then, the discount payment server 40 distributes the cargo to the transport company server 20 (B3) and notifies the pay server 10 of the transport details and transport completion through the transport completion notification module 43.

And after the transport is completed, the pay server 10 pays the transport fee to the borrower terminal 50 through the transport fee payment module 14 and deducts the fee.

Finally, the credit analysis performance module 16 analyzes the credit analysis target company based on the financial statement DB 15, which receives financial statements, etc. for the credit analysis target company and stores them in a database to generate credit analysis information.

11: Warranty evaluation module
12: Acquisition receipt module
14: Transportation fee payment module
20: Transport company server
21: Warranty evaluation acceptance module
23: Dispatch request module
22: Transportation request module
25: Acquisition transfer module
40: Discount payment server
41: Dispatch reception module
42: Dispatch relay module
43: Transportation completion notification module
44: Transportation fee payment reception module
45: Transportation completion receiving module
60: Customer terminal
100: Shipping fee discount payment system

Claims (7)

A warranty evaluation is requested from the transport company server 20, the shipper terminal 30 requests transport to the transport company server 20, and then the transport fee is paid to the borrower terminal 50 according to the receipt, and the discount payment server 40 Pay server 10 that notifies payment to;
a transportation company server (20) that requests dispatch from the discount payment server (40), completes cargo transportation, and receives the receipt from the customer terminal (60);
A shipper terminal (30) that requests transportation from the transportation company server (20);
a discount payment server (40) that dispatches cargo to the transport company server (20) (B3), notifies the transport details to the pay server (10), and relays the dispatch to the borrower's terminal (50);
A borrower terminal 50 that receives transportation fees according to the pay server fee rate table according to the acceptance certificate;
Including a customer terminal 60 that delivers the receipt to the transportation company server 20,
The pay server 10,
A warranty evaluation module (11) that requests a warranty evaluation (SGI) from the warranty evaluation acceptance module (21) of the transport company server (20);
a receipt receiving module (12) that receives the receipt from the transportation company server (20);
a transportation completion reception module (13) that receives transportation completion from the discount payment server (40);
A transportation fee payment module (14) that pays a transportation fee according to the pay server fee rate table (discount rate) to the borrower terminal (50) according to the acceptance certificate;
Financial statement DB (15), which receives financial statements for companies subject to credit analysis and stores them in a database;
It is equipped with a credit analysis performance module (16) that analyzes the credit analysis target company based on the financial statement DB and generates credit analysis information,
The discount payment server 40 is
a dispatch reception module 41 that receives a dispatch request from the transportation company server 20;
a dispatch relay module 42 that relays dispatch to the vehicle owner terminal 50;
a transportation completion notification module (43) that notifies the pay server (10) of transportation completion;
A transportation fee payment reception module (44) that receives payment notification of the shipping fee.
It consists of a transportation completion reception module (45) that receives transportation completion notification from the transportation completion notification module (24),
The pay server 10 determines the credit rating of the company subject to credit analysis based on the commission rate table by referring to the company's financial statement status, transaction performance, and number of third-party recommendations as items of the credit rating of the company subject to credit analysis, and the pay server The credit analysis execution module (16) of (10) quantifies the corporate status, financial statement status, purchasing company, and sales company status of the credit analysis target company, and evaluates the transaction execution ability by using the above figures in the commission rate table. A shipping fee discount payment system characterized by setting a commission rate of 5% to 20% per year according to the evaluation results in 10 levels from AAA to BBB-. delete In claim 1,
The transportation company server 20 includes a warranty evaluation acceptance module 21 that accepts a request for warranty evaluation from the pay server 10;
a transport request module (22) that selects an excellent shipper through the shipper terminal (30) and requests cargo transport;
a dispatch request module (23) that requests dispatch from the discount payment server (40);
a transportation completion notification module (24) that notifies the discount payment server (40) of transportation completion;
A transportation fee discount payment system comprising a receipt transfer module (25) that transfers the receipt to the pay server (10). delete In claim 1,
The borrower terminal 50 is a transportation fee discount payment system, characterized in that the transportation fee is paid according to the pay server fee rate table (discount rate) according to the acceptance certificate. The pay server 10 requests a warranty evaluation from the warranty evaluation acceptance module 21 of the transport company server 20 through the warranty evaluation module 11, and the shipper terminal 30 requests transport from the transport company server 20. Requesting transportation to the module 22;
When the transportation company server 20 makes a request for dispatch to the dispatch reception module 41 of the discount payment server 40 through the dispatch request module 23, the discount payment server 40 sends a dispatch relay module 42. Relaying dispatch to the borrower terminal 50, the borrower terminal 50 transmitting cargo transportation information to the customer terminal 60, and receiving completion of cargo transportation and receipt of receipt from the customer terminal 60;
The borrower terminal 50 transmits the acceptance certificate to the transportation company server 20, and the transportation company server 20 sends the acceptance certificate to the acceptance receipt module 12 of the pay server 10 through the acceptance transfer module 25. transferring;
The transport company server 20 notifies the transport completion to the transport completion reception module 45 of the discount payment server 40 through the transport completion notification module 24, and the discount payment server 40 notifies the transport completion. Notifying the completion of transportation to the transportation completion reception module 13 of the pay server 10 through the module 43;
The pay server 10 pays the transportation fee to the borrower terminal 50 according to the receipt through the transportation fee payment module 14, and notifies the payment to the transportation fee payment reception module 44 of the discount payment server 40. ;
Including the step of the transport company server 20 receiving a deposit of the transport fee from the shipper terminal 30 and depositing the transport fee into the pay server 10,
Through the shipper terminal 30, an excellent shipper is selected through the transport request module of the transport company server 20 and notified of cargo transport,
The pay server 10,
A warranty evaluation module (11) that requests a warranty evaluation (SGI) from the warranty evaluation acceptance module (21) of the transport company server (20);
a receipt receiving module (12) that receives the receipt from the transportation company server (20);
a transportation completion reception module (13) that receives transportation completion from the discount payment server (40);
A transportation fee payment module (14) that pays a transportation fee according to the pay server fee rate table (discount rate) to the borrower terminal (50) according to the acceptance certificate;
Financial statement DB (15), which receives financial statements for companies subject to credit analysis and stores them in a database;
Provided with a credit analysis performance module (16) that analyzes the credit analysis target company based on the financial statement DB and generates credit analysis information,
The pay server 10 determines the credit rating of the company subject to credit analysis based on the commission rate table by referring to the company's financial statement status, transaction performance, and number of third-party recommendations as items of the credit rating of the company subject to credit analysis, and the pay server The credit analysis execution module (16) of (10) quantifies the corporate status, financial statement status, purchasing company, and sales company status of the credit analysis target company, and evaluates the transaction execution ability by using the above figures in the commission rate table. A method of using the shipping fee discount payment system, which is characterized by setting a commission rate of 5% to 20% per year according to the evaluation results in 10 stages from AAA to BBB-. delete