KR102460926B1 - Method, payment device and user device for providing a simple payment means available in stores - Google Patents

Abstract

Disclosed are a method of providing a simple payment method usable in a store, and a payment terminal and a user terminal performing the same. A method of providing a simple payment means performed by a payment terminal of a store according to an embodiment of the present invention includes: identifying simple payment means available in the payment terminal; determining a transmission range for transmitting the list of simple payment means to the user terminal; and transmitting the list of payment means to the determined transmission range.

Description

A method of providing a simple payment method that can be used in a store, and a payment terminal and user terminal performing the same

The present invention relates to a method of providing a simple payment method usable in a store, a payment terminal and a user terminal for performing the same, and more particularly, to a convenient payment method available in a store so that a customer waiting for payment in a store can prepare the simple payment method in advance. It relates to a method and apparatus for providing a list of simple payment methods.

Recently, many applications that provide simple payment methods such as Kakao Pay, Payco, and Samsung Pay have been developed and are being actively used for online payments. is the trend

However, in order to use such a simple payment method offline, since it takes a long time from the execution of the application to the payment in front of a payment terminal such as a POS machine in a store, the use of the simple payment method is relatively insufficient compared to online. Therefore, there is a need for a technique for inducing easy use of a simple payment method even offline.

The present invention provides a method of increasing the convenience of using a simple payment method by providing in advance a simple payment method that can be used in a store so that various types of simple payment methods can be used, and a payment terminal and a user terminal for performing the same.

A method of providing a simple payment means performed by a payment terminal of a store according to an embodiment of the present invention includes: identifying simple payment means available in the payment terminal; determining a transmission range for transmitting the list of simple payment means to the user terminal; and transmitting the list of payment means to the determined transmission range.

The transmission range may be determined in consideration of sensors located in a payment waiting area for waiting for payment in the store.

In the transmitting of the list, when a new user terminal in the store is detected by an external device installed in the store, the list of the payment means may be transmitted to the transmission range.

receiving a retransmission request before payment and a location of the user terminal from a user terminal of a customer using the store; and when the user terminal is closer than the reference distance of the payment terminal, retransmitting the list to the user terminal.

The transmission range is determined by designating a transmission angle and a transmission distance according to the structure of the store, and the structure of the store includes a service area using the service of the store, an entrance to the store, a location of the payment means, and a payment waiting area. It may mean arrangement of at least one or more of the payment waiting areas for

The transmission range may be determined according to the usage time in consideration of the number of customers for each usage time of the store.

The transmission range may be determined by adjusting the strength of a communication radio wave for transmission of the list in the payment terminal.

The method may further include transmitting a list of applications associated with points or coupons available in the store to the transmission range.

The method may further include transmitting information on benefits provided in the store for each of the simple payment means to the transmission range.

A method of providing a simple payment method performed by a user terminal of a customer using a store according to an embodiment of the present invention includes: receiving a push message for a list of simple payment methods from a payment terminal installed in the store; executing an application of the simple payment method determined according to the selection of the customer from the list; and transmitting a payment request to the payment terminal through the determined application of the simple payment means.

The method may further include: i) a request for retransmission before payment or ii) transmitting information about the intention to not use the simple payment method to the payment terminal through the interface of the push message.

The method may further include filtering the simple payment means of the list according to the applications installed in the user terminal and displaying the filtering methods on the display of the user terminal.

In the step of executing the application of the simple payment means, the user terminal among the simple payment means of the list may execute the most recently used or most used application of the simple payment means.

When customers in a specific relationship use the store on an application including a messenger function, and some of the customers in the specific relationship make a payment, the user terminal of the customer performing the payment uses the application including the messenger function The method may further include transmitting a payment request for Dutch Pay to a user terminal of customers who have not paid among the customers in the specific relationship through the method.

A method of providing a simple payment method performed by a user terminal of a customer using a store according to an embodiment of the present invention includes: receiving a push message for a list of simple payment methods from a payment terminal installed in the store; executing an application including a messenger function through the interface of the push message; and transmitting information on the representative payer selected through the application to the server of the application and the payment terminal.

A method of providing a simple payment means performed by a payment terminal of a store according to an embodiment of the present invention includes: identifying simple payment means available in the payment terminal; determining the number of user terminals located in the store and the location of the user terminals by using an external device installed in the store; and transmitting a list of the simple payment means to the user terminal in consideration of the number and location of the user terminal.

In the transmitting to the user terminal, when a new user terminal in the store is detected using the external device, the list of the simple payment methods may be transmitted to the detected user terminal.

In the transmitting to the user terminal, when the user terminal is located in a range less than a reference distance from the payment terminal for a reference time, the list of the simple payment means may be transmitted to the user terminal.

A method of providing a simple payment means performed by a payment terminal of a store according to an embodiment of the present invention includes: identifying simple payment means available in the payment terminal; determining the number of customers in a service area to which the in-store service is provided from an external device installed in the store; and providing a list of the simple payment means in a payment waiting area adjacent to the payment terminal when the number of customers in the service area where the in-store service is provided decreases.

The payment waiting area adjacent to the payment terminal may be an area within a reference distance from the payment terminal among areas excluding a service area in which the in-store service is provided.

In the payment terminal of a store performing the method of providing a simple payment means according to an embodiment of the present invention, the payment terminal includes a processor, the processor identifies easy payment means available in the payment terminal, A transmission range for transmitting the list of simple payment methods to the user terminal may be determined, and the list of payment methods may be transmitted in the determined transmission range.

In a user terminal of a customer in a store performing the method of providing a simple payment means according to an embodiment of the present invention, the user terminal includes a processor, and the processor includes: It is possible to receive a push message for the list, execute an application of the simple payment method determined according to the selection of the customer from the list, and transmit a payment request to the payment terminal through the determined application of the simple payment method.

In the payment terminal of a store performing the method of providing a simple payment means according to an embodiment of the present invention, the payment terminal includes a processor, the processor identifies easy payment means available in the payment terminal, It is possible to determine the number and location of user terminals located in the store by using an external device installed in the store, and transmit a list of the simple payment means to the user terminal in consideration of the number and location of the user terminals.

According to an embodiment of the present invention, convenience of using the simple payment method can be increased by providing a simple payment method that can be used in a store in advance so that various types of simple payment methods can be used.

1 is a diagram illustrating a payment terminal and a user terminal provided with a list of simple payment means by the payment terminal according to an embodiment of the present invention.
2 is a flowchart illustrating a method of providing a simple payment means performed by a payment terminal and a user terminal according to an embodiment of the present invention.
3 is a diagram illustrating an example in which a transmission range is determined differently according to a structure of a store according to an embodiment of the present invention.
4 is a diagram illustrating an example in which a transmission range is determined according to an external device such as a sensor according to an embodiment of the present invention.
5 is a diagram illustrating an example in which a transmission range is determined differently in consideration of the number of customers using a store per hour according to an embodiment of the present invention.
6 is a diagram illustrating a case in which some customers pay among a plurality of customers having a certain relationship according to an embodiment of the present invention.
7 is a diagram illustrating an interface of a push message for a list of simple payment means received from a payment terminal according to an embodiment of the present invention.

Hereinafter, embodiments will be described in detail with reference to the accompanying drawings. However, since various changes may be made to the embodiments, the scope of the patent application is not limited or limited by these embodiments. It should be understood that all modifications, equivalents and substitutes for the embodiments are included in the scope of the rights.

Terms used in the examples are used for the purpose of description only, and should not be construed as limiting. The singular expression includes the plural expression unless the context clearly dictates otherwise. In the present specification, terms such as “comprise” or “have” are intended to designate that a feature, number, step, operation, component, part, or combination thereof described in the specification exists, but one or more other features It is to be understood that this does not preclude the possibility of the presence or addition of numbers, steps, operations, components, parts, or combinations thereof.

Unless defined otherwise, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which the embodiment belongs. Terms such as those defined in a commonly used dictionary should be interpreted as having a meaning consistent with the meaning in the context of the related art, and should not be interpreted in an ideal or excessively formal meaning unless explicitly defined in the present application. does not

In addition, in the description with reference to the accompanying drawings, the same components are assigned the same reference numerals regardless of the reference numerals, and the overlapping description thereof will be omitted. In the description of the embodiment, if it is determined that a detailed description of a related known technology may unnecessarily obscure the gist of the embodiment, the detailed description thereof will be omitted.

1 is a diagram illustrating a payment terminal and a user terminal provided with a list of simple payment means by the payment terminal according to an embodiment of the present invention.

The present invention relates to a technology for providing a list of simple payment means available in the payment terminal 101 of a store when waiting for payment in order to increase the convenience of using the simple payment method offline and to prepare the simple payment method in advance before payment. it's about

The payment terminal 101 performing the method of providing a simple payment means of the present invention corresponds to a Point Of Sale System (POS) terminal installed to make a payment in a store or record and manage sales, or perform prepayment in a store, etc. Corresponds to communication devices such as desktops and laptops installed separately for this purpose.

The user terminal 102 performing the method of providing a simple payment means of the present invention corresponds to a processor, and may be included in a device having a memory and a communication modem, such as a smart phone, a tablet, and a notebook computer.

A simple payment means in the present invention means performing a payment using a card or account registered online, or performing simple authentication using an application of a smartphone without real cash or card offline, NFC, QR code It refers to a payment method that performs payment through functions such as recognition and barcode recognition. For example, applications that provide a simple payment method include Kakao Pay, Payco, PayPal, Samsung Pay, and the like.

Referring to FIG. 1 , the payment terminal 101 transmits a list of available simple payment methods from the payment terminal 101 among customers in the store to the user terminal 102 of customers belonging to a specific range. Upon receiving the list of simple payment means, the customer who has the user terminal 102 selects a simple payment method to use when performing payment in front of the payment terminal 101, and transmits a payment request through the application of the selected simple payment method. can

A specific method of providing a simple payment method will be described later with reference to FIG. 2 .

2 is a flowchart illustrating a method of providing a simple payment means performed by a payment terminal and a user terminal according to an embodiment of the present invention.

In step 201, the payment terminal identifies the simple payment means available in the payment terminal. Since there may be simple payment methods that are not supported depending on the store, the payment terminal determines the available simple payment methods in consideration of the conditions of use of each simple payment method, or selects the available simple payment methods after receiving input from the store manager. can decide

In step 202, the payment terminal determines a transmission range for transmitting the list of available simple payment methods to the user terminal. The transmission range refers to an area or range in which a list of simple payment methods is transmitted from a payment terminal in order to provide a list of simple payment methods to customers waiting for payment, not customers who have completed payment in the store and are receiving services .

As an example, the payment terminal may determine the transmission range by designating the transmission angle and the transmission distance according to the structure of the store. The transmission angle may be determined as a specific angle or an angle range of a certain size in an angle range of +180 degrees or less and -180 degrees or more from the payment terminal based on a virtual line between the payment terminal and the entrance of the store. The transmission angle may be determined by a plurality of different angle ranges, and is not limited to the described example.

And, the transmission distance refers to the distance from the payment terminal to the maximum position where the list of simple payment means is transmitted. The transmission distance may vary for each transmission angle, and the transmission distance is determined by adjusting the strength of a short-range communication radio wave in the payment terminal. As the strength of the radio wave decreases, the transmission distance decreases, and as the strength of the radio wave increases, the transmission distance increases.

Short-distance communication radio waves are used for transmission of the list of simple payment means. For example, the short-range communication radio wave used in the present invention may be a radio wave used in a communication technology that supports communication over a predetermined distance, such as Bluetooth, Wi-Fi, and Zigbee. The short-range communication radio wave used in the present invention is not limited to the described examples, and short-range communication radio waves based on other types of technology may also be used.

The structure of the store refers to the arrangement of at least one of an area using a service of the store, an entrance of the store, and a payment waiting area for waiting for payment. Since the payment waiting area for payment waiting such as a table, a waiting line, and a waiting seat have different locations and sizes for each store, the payment terminal considers the structure of the store and places customers waiting for payment. A list of easy payment methods may be transmitted by determining the payment waiting area as the transmission range. In this case, the information on the structure of the store may be input in advance from the store manager or may be determined by the server. A specific example of determining the transmission range according to the structure of the store will be described in detail with reference to FIG. 3 .

As another example, the payment terminal may be determined in consideration of positions of sensors installed in a payment waiting area for waiting for in-store payment. Specifically, when a sensor is installed in a waiting line, a waiting seat, or near an entrance for waiting for in-store payment, the payment terminal may determine a range belonging to a predetermined distance from each of the sensors installed in the store as the transmission range.

That is, the payment terminal may transmit the list of simple payment means within a range belonging to a predetermined distance from the sensor in the store. Alternatively, a specific range between the payment terminal and the sensor may be determined as the transmission range, and a list of simple payment means may be transmitted.

In addition, when an external device such as Wi-Fi or a beacon is installed at the entrance of a store or a place in the store, it is possible to detect the entry of a new user terminal in the store through Wi-Fi or a beacon, and determine the location of the user terminal in the store have. The payment terminal may transmit a list of simple payment methods in a transmission range when a new user terminal is detected through Wi-Fi or a beacon.

The in-store beacon may be installed at an entrance of a store or around a payment terminal. In this case, the transmission range may be determined as a range from the payment terminal to the entrance of the store, or may be determined within a certain distance range from Wi-Fi or a beacon.

As another example, since the number of customers used in a store varies according to usage time, in order to prevent unnecessary transmission, the transmission range may be determined differently by dividing a time zone in which there are many customers and a time zone in which there are few customers in the store.

That is, the payment terminal can widen the transmission range by increasing the strength of short-distance communication radio waves during times when there are many customers, and narrow the transmission range by reducing the strength of short-distance communication waves during times when there are few customers. .

Since the size or location of the specific transmission range may vary depending on the situation of the store, it is not limited to a specific value, and may be determined in advance by the manager of the store, or the transmission range may be determined differently for each time period by analyzing previous transaction records in the payment terminal. can In other words, by analyzing previous transaction records, the payment terminal may determine a wider transmission range as the number of customers increases, and may determine a narrower transmission range during a time period with fewer customers.

As another example, when the structure of the store changes over time, the payment terminal may identify a transmission range previously input from the store manager over time, and transmit a list of simple payment means to the identified transmission range.

In step 203, the payment terminal may transmit the list of simple payment means to the determined transmission range. The transmission method may use a short-distance communication radio wave such as Bluetooth or Wi-Fi. The payment terminal unilaterally transmits the list of simple payment means, and is transmitted to the user terminals in the transmission range.

For example, the payment terminal may additionally transmit not only a list of simple payment methods, but also information on benefits provided when used in a store for each simple payment method to the transmission range. Accordingly, customers of the store may use the simple payment method in consideration of the benefits provided for each simple payment method, and may encourage the use of the simple payment method.

The payment terminal may induce repayment after cancellation by transmitting the benefit of the unselected simple payment method as a push message even after the user terminal proceeds with payment by a specific simple payment method.

In addition, the payment terminal may identify points or coupons available in the store as well as the list of simple payment means, and additionally transmit a list of applications related to the identified points or coupons to the transmission range.

For example, the store manager sets in advance the applications (eg, L.point, Happy Point, Starbucks, etc.) related to points or coupons that can be accumulated in the store on the payment terminal, and the payment terminal makes it easy to accumulate points during payment. In order to do this, a list of applications associated with points or coupons may be additionally transmitted as a transmission range.

Since the user terminal belonging to the transmission range unilaterally receives the list of simple payment methods, there may be cases in which the user terminal of the customer who has already paid or is already using the service receives the list of simple payment methods.

In step 203, the payment terminal transmits a list of simple payment means as a push message, and the user terminal belonging to the transmission range provides a list of simple payment methods, benefits for each simple payment method, a list of available point-related applications, and the like. can receive

The payment terminal composes and transmits a push message so that the easy payment lists are displayed on the interface of the push message, or the customer i) sends a push message with a guide to prepare a simple payment method in advance on the interface of the push message. A push message can be configured and transmitted so that a button for requesting retransmission, ii) a button for selecting a representative payer among customers in a certain relationship, and iii) a button for conveying an intention not to use the simple payment method are displayed. Specific details of the push message will be described later with reference to FIG. 7 . Details related to the representative payer will be described later with reference to FIG. 6 .

The user terminal of the customer who is not waiting for payment or does not use the simple payment method sends information about the intention to not use the simple payment method and the ID of the user terminal through the button included in the interface of the push message received from the payment terminal. can be sent to In this case, when the payment terminal transmits the list of simple payment means, the list of simple payment means may be transmitted except for the user terminal that has transmitted the non-use intention.

In addition, a customer who is waiting for payment but uses the user terminal for other business may transmit a retransmission request before payment to the payment terminal through a button included in the interface of the push message received from the payment terminal.

That is, if the customer wants to use the simple payment method in front of the payment terminal later, the user terminal can transmit the retransmission request before payment to transmit the same push message again in front of the payment terminal and the ID and location of the user terminal to the payment terminal. have.

The payment terminal may retransmit the list of simple payment means using the ID of the user terminal when the user terminal that has transmitted the retransmission request before payment is within a reference distance from the payment terminal. The reference distance may be predetermined by the manager of the store, and is not limited to a special value. The payment terminal may determine when the user terminal is within a reference distance by using a location received from the user terminal.

When the other interface of the push message other than the above-described button is selected by the customer, a list of easy payment methods is displayed on the screen through the application. In step 204, the user terminal executes the application of the simple payment means determined according to the customer's selection from the list of simple payment means. And, in step 205, the user terminal transmits a payment request to the payment terminal through the application of the determined simple payment means.

In another embodiment of the present invention, the payment terminal may detect the user terminal by an external device, such as Wi-Fi, a wireless sensor, a beacon, etc. installed at the payment terminal or the entrance of a store regardless of the transmission range. Alternatively, the external device may be installed around or inside the payment terminal, and may be connected to the payment terminal by wire.

The external device periodically transmits a short-distance communication radio wave to the inside of the store, and the payment terminal receives a response including the ID or location of the user terminal from the user terminal that has received the short-distance communication radio wave, thereby detecting the entrance of the user terminal into the store and detecting the user in the store. It is possible to determine the number or location of the terminals. In this case, a method of providing the simple payment list may be determined in a different way from that of FIG. 2 .

For example, when a new user terminal in the store is detected using an external device, the payment terminal may transmit a list of simple payment methods to the detected user terminal. As another example, when the user terminal is located in a range less than the reference distance from the payment terminal for a reference time, the payment terminal may determine that the user terminal is waiting for payment and transmit a list of simple payment methods to the user terminal.

As another embodiment, in the case of a store that pays by postpaid, a method of providing a simple payment list may be determined in a different way from that of FIG. 2 . As described above, the payment terminal transmits the list of simple payment means in advance and receives a retransmission request before payment from the user terminal, so that the list of easy payment means can be transmitted when within a reference distance from the payment terminal.

In addition, when external devices such as sensors or beacons are installed in the service area where in-store service for post-payment payment is provided, the payment terminal determines the number of customers in the service area where in-store service is provided, and provides in-store service When the number of customers in the service area where is provided decreases, a list of simple payment methods may be provided in a payment waiting area adjacent to the payment terminal. In this case, the payment waiting area may be an area having a range within a predetermined distance from the payment terminal among areas other than a service area in which in-store services are provided.

Alternatively, when the user's location is changed from the in-store service area to the payment waiting area, the payment terminal may provide a list of simple payment methods to the changed location of the user terminal.

In another embodiment, the payment terminal may receive the store visit time, angle, and location of the user terminals inside the store using an external device. In this case, the angle of the user terminal means an angle formed by the direction vector of the user terminal from the virtual line segment formed by the user terminal and the payment terminal.

The direction vector of the user terminal means the x and y-axis components of the vector from the upper lower end of the z-axis of the user terminal to the upper end of the z-axis of the user terminal in the 3D real coordinate system, and the sensor of the user terminal (eg, a gyro sensor, acceleration sensor). Accordingly, the smaller the angle of the user terminal is, the more the user terminal faces the payment terminal.

The payment terminal may determine the state of the user terminal based on the time, angle, and location of the store visit of the user terminal. Specifically, the payment terminal may determine whether the user terminal is in a payment standby state based on the time, angle, and location of the store visit.

The payment waiting state means a state waiting for payment to enter the store and use the service. For example, in a store that pays in advance, when the user terminal stays in the store for a certain amount of time or less after visiting the store, the angle of the user terminal is less than or equal to the reference angle, and the user terminal is located in the payment waiting area, the payment terminal may determine that the user terminal is in a payment standby state.

The payment waiting area may mean an area within a certain distance from the payment terminal or a specific area such as a waiting area or a waiting line inside a store. It may be determined differently depending on the structure of the store in the payment waiting area. The payment waiting area may change over time. For example, the size of the payment waiting area may increase as the number of customers in the store increases. The reference angle represents a constant angular range.

As another example, when the time at which the user terminal is located in the payment waiting area is longer than a predetermined time and payment is not performed by the user terminal, the payment terminal may determine that the user terminal is in the payment waiting state.

As another example, the payment terminal may determine whether to wait for payment by using a location change of the user terminal after the user terminal is detected to enter the store. For example, the path from the entrance of the store to the payment terminal is input to the payment terminal in advance, and the payment terminal determines whether the location change of the user terminal matches the previously input path to determine whether the user terminal is in a payment standby state. have.

As another example, in a post-payment store, the time spent in the store after the user terminal visits the store is more than a certain amount of time, the angle of the user terminal is within the reference angle, and the location of the user terminal is changed from the service area to the payment waiting area In this case, the payment terminal may determine that the user terminal is in a payment standby state. The service area is an area representing the area (eg, table) in which the service is used in the store.

And, when the location of the user terminal is changed from the payment waiting area to the service use area, the payment terminal changes the state of the user terminal so that the user terminal is not in the payment waiting state.

As another example, when the simple payment is processed through the user terminal in the payment standby state, the payment terminal changes the state of the user terminal to the non-payment standby state of the user terminal that has performed the simple payment.

As another example, when the location of the user terminal in the payment standby state is changed from inside the store to outside the store, the payment terminal changes the state of the user terminal so that the user terminal is not in the payment standby state.

In addition, when the location of the user terminal is changed from inside the store to outside the store, the payment terminal may provide a revisit coupon to the user terminal. At this time, the payment terminal checks whether the payment is performed within a predetermined time to the user terminal and provides a revisit coupon. The revisit coupon may be a coupon that allows a portion of the amount used to be discounted when revisiting a store within a period of one week, one month, or three months.

In addition, when a plurality of user terminals are in a payment standby state, priorities may be set in the user terminals according to the distance between the location of the user terminal and the payment terminal. For example, the closer the location of the user terminal in the payment standby state to the payment terminal, the higher the priority may be set. The higher the priority, the shorter the payment waiting time. At this time, the priority of the user terminal not in the payment standby state is not set.

And, regardless of the distance between the location of the user terminal and the payment terminal, priority may be predetermined for each location in the payment waiting area. For example, a different priority may be assigned to each sensor installed in the payment waiting area, and the priority of the user terminal detected by each sensor may be set according to the priority of the sensor. That is, the payment terminal may set the priority of the user terminal according to the location of the user terminal in consideration of the priority determined for each location in the payment waiting area.

In other words, the priority according to the location in the payment waiting area is predetermined in consideration of the progress direction of the waiting line waiting for payment in the payment waiting area, and when a user terminal in a payment waiting state is detected, the location of the user terminal is Based on the predetermined priority is set for the user terminal.

For example, when a waiting seat is provided in a store, different priorities are set for each waiting seat, and when the location of the user terminal corresponds to a specific waiting seat, the priority of the user terminal is determined according to the priority of the specific waiting seat .

And, when the priority is set in the user terminals, the payment terminal transmits a message requesting online payment instead of offline payment through the payment terminal of the store to the N user terminals in the order of lower priority along with the expected waiting time. can Online payment may be performed through an app associated with the store. N is an arbitrary integer, and may be determined according to the time it takes for a service to be provided in a store and the number of user terminals in a payment waiting state.

Specifically, N is determined to be a larger value as the length of time it takes for a service to be provided in a store or the number of user terminals in a payment standby state increases. In addition, N is determined to be a smaller value as the time it takes for a service to be provided in the store is shorter or the number of user terminals waiting for payment is reduced.

For example, when the number of user terminals in the payment waiting state is 10, and the time the user of the user terminal having the 6th priority has to wait to receive a service in a store is 15 minutes or more, N may be determined to be 5. As another example, when the number of user terminals in a payment standby state is M or less, N may be determined as 0. M is any natural number.

3 is a diagram illustrating an example in which a transmission range is determined differently according to a structure of a store according to an embodiment of the present invention.

3 is a diagram illustrating the structure of two different stores, and the transmission range 302 is different according to the arrangement of the service area 301 for receiving services in the store and the payment waiting areas 302 and 303 for waiting for payment. , 303) is determined differently.

As shown in FIG. 3 , since the payment waiting area for waiting for payment, such as a service area, a waiting line, and a waiting seat, has different positions and sizes for each store, such as a table, the payment terminal performs payment in consideration of the structure of the store. A list of easy payment methods can be transmitted by determining a payment waiting area with waiting customers as a transmission range.

Referring to (a) of FIG. 3, the store shown in (a) of FIG. 3 is a payment waiting area 302 up to a certain angle from the payment terminal based on a virtual line formed between the payment terminal and the store entrance, and at a certain angle From now on, it is a store having a structure that is a service area 301 .

As an example, in Fig. 3 (a), the payment terminal determines the transmission angle based on the angle dividing the payment waiting area 302 and the service area 301 according to the structure of the store, and the distance to the entrance of the store By determining the transmission distance, the payment waiting area 302 can be determined as the transmission range 302 .

Referring to (b) of FIG. 3, the store shown in (b) of FIG. 3 has a payment waiting area 302 and a service area receiving a service according to the arrangement of the service area, and a payment waiting area 303 for waiting for payment. ) is not divided by a certain angle, but is divided by the distance from the payment terminal.

For example, in (b) of FIG. 3, the payment terminal determines the transmission angle from +180 degrees to -180 degrees from the payment terminal according to the structure of the store, and determines the transmission angle from the payment terminal to the distance to the service area provided with the service. By determining , the transmission range 303 can be determined.

The structure of the store shown in FIG. 3 is only a partial example, and may be applied to stores having various structures.

4 is a diagram illustrating an example in which a transmission range is determined according to an external device such as a sensor according to an embodiment of the present invention.

FIG. 4A is a diagram illustrating a store in which sensors 402 are disposed along a payment waiting line 401 . The payment terminal may determine a range belonging to a predetermined distance from each of the sensors 402 installed in the store as the transmission range.

Alternatively, in (a) of FIG. 4 , the payment terminal may transmit a list of simple payment means to the user terminals detected by each sensor 402 . For example, each sensor 402 is installed on the floor, and the payment terminal may transmit a list of simple payment means to user terminals located above the sensor 402 .

Figure 4 (b) is a view showing a store in which the sensor is arranged in the waiting seat 403 separately provided in the store. A specific range between the payment terminal and the sensor may be determined as the transmission range, and a list of simple payment methods may be transmitted.

At this time, the specific range may be determined in consideration of the size of the waiting seat from the sensor, and the payment terminal determines the payment waiting area corresponding to the waiting seat 403 as the transmission range by adjusting the transmission distance and the transmission angle, and a simple payment method You can send a list of

5 is a diagram illustrating an example in which a transmission range is determined differently in consideration of the number of customers using a store per hour according to an embodiment of the present invention.

Since the number of customers used in the store varies according to usage time, in order to prevent unnecessary transmission, the transmission range may be determined differently by dividing a time zone in which there are many customers and a time zone in which there are few customers.

Figure 5 (a) is a view showing a transmission range 501 in a time zone with fewer customers than Figure 5 (b), the payment terminal is a short-distance communication radio wave in a time zone with fewer customers as shown in Figure 5 (a). The transmission range is determined by reducing the intensity compared to the intensity of the short-range communication radio wave in FIG. 5( b ).

Figure 5 (b) is a view showing a transmission range 502 in a time zone with more customers than in Figure 5 (a). The transmission range is determined by increasing the strength higher than the strength of the short-distance communication radio wave in FIG. 5A.

Since the size or location of the specific transmission range may vary depending on the situation of the store, it is not limited to a specific value, and may be determined in advance by the manager of the store, or the transmission range may be determined differently for each time period by analyzing previous transaction records in the payment terminal. can

For example, the transmission range may be determined according to the number of transaction records for each time period. Specifically, the size of the transaction record and the transmission range may have a proportional relationship. That is, as the number of transaction records increases, the transmission distance increases, and as the number of transaction records decreases, the transmission distance decreases. However, the relationship between the transaction record and the time period and the size of the transmission range is not limited to a specific example.

6 is a diagram illustrating a case in which some customers pay among a plurality of customers having a certain relationship according to an embodiment of the present invention.

When a plurality of customers 601 using a store have a specific relationship such as 'friend' on an application including a messenger function, only some of the plurality of customers may perform payment with the representative payer 602 .

At this time, the remaining customers 603 other than the representative payer 602 among the plurality of customers 601 receive a push message for a list of simple payment methods from the terminal from the payment terminal, and press a button for selecting the representative payer. Executes applications including messenger functions through

Then, the remaining customers 603 select a representative payer from the executed application, and the payment terminal transmits information about the representative payer selected from the remaining customers 603 through the application executed with a button for selecting the representative payer of the application. It is sent to the server and payment terminal.

The payment terminal receives the ID of the user terminal, account information on the application including the messenger function, and account information on the representative payer from the received remaining customers 603 . The payment terminal may check whether the plurality of customers 601 are in a specific relationship such as 'friend' by transmitting account information of the plurality of customers 601 to the server of the application including the messenger function. In addition, the payment terminal may transmit payment information regarding the payment performed by the representative payer to the server of the application including the messenger function.

A push message including payment information and account information of the remaining customers 603 so that the payment terminal or the server of the application including the messenger function can transmit a request for Dutch Pay to the representative payer 601 using the application including the messenger function can be sent.

The user terminal of the representative payer 602 uses the received push message to make a payment request for Dutch Pay to the user terminals of the remaining customers 603 who have not paid among customers in a specific relationship through an application including a messenger function can be transmitted.

7 is a diagram illustrating an interface of a push message for a list of simple payment means received from a payment terminal according to an embodiment of the present invention.

7 is a diagram illustrating that a push message for a list of simple payment means is received from a payment terminal, and an interface 702 of the push message is displayed on the user terminal 701 .

The interface 702 of the push message may include information indicating which store the push message is transmitted from and a phrase meaning to prepare a simple payment method in advance.

Referring to FIG. 7 , the interface 702 of the push message allows the customer to i) a button 703 for requesting retransmission before payment for the push message, ii) a button 704 for selecting a representative payer among customers in a certain relationship ) and iii) a button 705 for transmitting intention not to use the simple payment method, and the like.

The user terminal may transmit information about the intention to not use the simple payment method and the ID of the user terminal to the payment terminal through the button 703 for requesting retransmission before payment. In this case, when the payment terminal transmits the list of simple payment means, the list of simple payment means may be transmitted except for the user terminal that has transmitted the non-use intention.

The user terminal may transmit a retransmission request before payment to the payment terminal through the button 705 for transmitting the intention to not use the simple payment method. In this case, when the user terminal that has transmitted the retransmission request before payment is within a reference distance from the payment terminal, the payment terminal may retransmit the list of simple payment means using the ID of the user terminal.

Then, the user terminal executes an application including a messenger function through a button 704 for selecting a representative payer among customers in a certain relationship, and uses the executed application to display information on the representative payer to the server of the executed application. and to the payment terminal.

Meanwhile, the method according to the present invention is written as a program that can be executed on a computer and can be implemented in various recording media such as magnetic storage media, optical reading media, and digital storage media.

Implementations of the various techniques described herein may be implemented in digital electronic circuitry, or in computer hardware, firmware, software, or combinations thereof. Implementations may be implemented for processing by, or for controlling the operation of, a data processing device, eg, a programmable processor, computer, or number of computers, a computer program product, ie an information carrier, eg, a machine readable storage It may be embodied as a computer program tangibly embodied in an apparatus (computer readable medium) or a radio signal. A computer program, such as the computer program(s) described above, may be written in any form of programming language, including compiled or interpreted languages, and may be written as a standalone program or in a module, component, subroutine, or computing environment. It can be deployed in any form, including as other units suitable for use in A computer program may be deployed to be processed on one computer or multiple computers at one site or to be distributed across multiple sites and interconnected by a communications network.

Processors suitable for processing a computer program include, by way of example, both general and special purpose microprocessors, and any one or more processors of any kind of digital computer. Generally, a processor will receive instructions and data from either read-only memory or random access memory or both. Elements of a computer may include at least one processor that executes instructions and one or more memory devices that store instructions and data. In general, a computer may include one or more mass storage devices for storing data, for example magnetic, magneto-optical disks, or optical disks, receiving data from, sending data to, or both. may be combined to become Information carriers suitable for embodying computer program instructions and data are, for example, semiconductor memory devices, for example, magnetic media such as hard disks, floppy disks and magnetic tapes, Compact Disk Read Only Memory (CD-ROM). ), an optical recording medium such as a DVD (Digital Video Disk), a magneto-optical medium such as a floppy disk, a ROM (Read Only Memory), a RAM , Random Access Memory), flash memory, EPROM (Erasable Programmable ROM), EEPROM (Electrically Erasable Programmable ROM), and the like. Processors and memories may be supplemented by, or included in, special purpose logic circuitry.

In addition, the computer-readable medium may be any available medium that can be accessed by a computer, and may include both computer storage media and transmission media.

While this specification contains numerous specific implementation details, these should not be construed as limitations on the scope of any invention or claim, but rather as descriptions of features that may be specific to particular embodiments of particular inventions. should be understood Certain features that are described herein in the context of separate embodiments may be implemented in combination in a single embodiment. Conversely, various features that are described in the context of a single embodiment may also be implemented in multiple embodiments, either individually or in any suitable subcombination. Furthermore, although features operate in a particular combination and may be initially depicted as claimed as such, one or more features from a claimed combination may in some cases be excluded from the combination, the claimed combination being a sub-combination. or a variant of a sub-combination.

Likewise, although acts are depicted in the figures in a particular order, it should not be understood that such acts must be performed in the specific order or sequential order shown or that all depicted acts must be performed in order to obtain desirable results. In certain cases, multitasking and parallel processing may be advantageous. Further, the separation of the various device components of the above-described embodiments should not be construed as requiring such separation in all embodiments, and the program components and devices described may generally be integrated together into a single software product or packaged into multiple software products. You have to understand that you can.

On the other hand, the embodiments of the present invention disclosed in the present specification and drawings are merely presented as specific examples to aid understanding, and are not intended to limit the scope of the present invention. It will be apparent to those of ordinary skill in the art to which the present invention pertains that other modifications based on the technical spirit of the present invention can be implemented in addition to the embodiments disclosed herein.

101: payment terminal
102: user terminal

Claims (23)

In the method of providing a simple payment method performed by a payment terminal of a store,
identifying easy payment methods available in the payment terminal;
determining a transmission range for transmitting the list of simple payment means to a user terminal; and
Transmitting the list of payment means to the user terminal located in the determined transmission range
including,
The transmission range is
A providing method determined according to the usage time in consideration of the number of customers for each usage time of the store.
According to claim 1,
The transmission range is
The providing method is determined in consideration of the sensors located in the payment waiting area for waiting for the in-store payment.
According to claim 1,
Transmitting the list includes:
When a new user terminal in the store is detected by an external device installed in the store, the list of payment means is transmitted to the user terminal located in the transmission range.
According to claim 1,
receiving a retransmission request before payment and a location of the user terminal from a user terminal of a customer using the store; and
When the user terminal is closer than the reference distance of the payment terminal, retransmitting the list to the user terminal
A method of providing further comprising a.
According to claim 1,
The transmission range is
It is determined by specifying a transmission angle and a transmission distance according to the structure of the store,
The structure of the store is
A method of providing at least one of a service area using the service of the store, an entrance of the store, a location of the payment method, and a payment waiting area for waiting for payment.
delete According to claim 1,
The transmission range is
Determined by adjusting the strength of a communication radio wave for transmission of the list in the payment terminal, the providing method.
According to claim 1,
Transmitting a list of applications associated with points or coupons available in the store to a user terminal located in the transmission range
A method of providing further comprising a.
According to claim 1,
Transmitting information on the benefits provided in the store for each of the simple payment means to a user terminal located in the transmission range
A method of providing further comprising a.
delete delete delete delete delete delete delete delete delete delete delete In the payment terminal of a store performing a method of providing a simple payment means,
The payment terminal includes a processor,
The processor is
Identifying easy payment means available in the payment terminal, determining a transmission range for transmitting the list of easy payment means to the user terminal, and transmitting the list of payment means to the determined transmission range,
The transmission range is
A payment terminal determined according to the usage time in consideration of the number of customers for each usage time of the store.
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