KR102406535B1 - Method and apparatus for providing a service to a user terminal of an authenticated user based on beacon - Google Patents

Abstract

According to various embodiments, the authentication user service providing server that identifies a user who uses a store and provides a service to the user in conjunction with the store server of the store is from the user terminal that has received the beacon signal of the beacon interlocked with the server. a user identification unit to obtain an identification code, and to obtain user information of the user terminal based on the identification code; and a service providing unit providing the user information to the store server, receiving payment request information from the store server, and providing the received payment request information to the user terminal.

Description

Method and apparatus for providing a service to a user terminal of an authenticated user based on a beacon

The present invention relates to a method and apparatus for providing a service to a user terminal based on a beacon, and more particularly, to a method and apparatus for identifying a user terminal based on a beacon and providing various services to the identified user terminal will be.

Recently, various services or events are being conducted in stores to attract customers, etc., and in order to conduct services or events, customers' member information is requested, and services such as point accumulation or coupon issuance are provided according to the member information. . In order to obtain member information as described above, the customer directly inquires for a phone number or uses a physical medium (eg, a member card) or mobile medium (eg, a mobile card registered in a user terminal or application, a mobile barcode image, etc.) .

However, if you verbally ask the customer for their phone number, accurate information may not be delivered, and personal information security issues may arise. There may be cases where it is necessary to pay the issuance cost or maintenance cost, and the inconvenience of having to carry it with the customer may occur. In addition, if member information is acquired through a mobile medium (eg, a mobile card registered in a user terminal or application, a mobile barcode image, etc.), the customer does not need to carry it additionally because it is registered in the mobile itself, but member information Inconvenience of operating an application installed in the user terminal or presenting the user terminal to an employee for provision or authentication may occur.

An object of the present invention for solving the above problems is to provide a method and apparatus for acquiring information from a user terminal in a contactless manner using a beacon capable of communication regardless of the type of the user terminal.

Another object of the present invention for solving the above problems is to provide a method and apparatus for identifying or authenticating a user based on information obtained from a user terminal.

Another object of the present invention for solving the above problems is to provide a method and apparatus for providing various services to an identified or authenticated user in conjunction with a store.

According to various embodiments, the authentication user service providing server that identifies a user who uses a store and provides a service to the user in conjunction with the store server of the store, the user terminal receiving the beacon signal of the beacon interlocked with the server a user identification unit to obtain an identification code from, and to obtain user information of the user terminal based on the identification code; and a service providing unit providing the user information to the store server, receiving payment request information from the store server, and providing the received payment request information to the user terminal.

According to various embodiments, the user identification unit determines, as the first user terminal, a user terminal whose response index, which is a reference value responding to the beacon signal, is higher than a preset threshold index among a plurality of first user terminals located in the store, , obtain the identification code from the first user terminal, and obtain the user information of the first user terminal based on the obtained identification code. The user information may include a phone number corresponding to the first user terminal, an email of the first user of the first user terminal, an SNS ID registered in the first user terminal, and the like.

According to various embodiments of the present disclosure, when the service providing unit obtains a payment approval input corresponding to the payment request information from the first user terminal, the service providing unit requests a payment approval corresponding to the payment request information from the card company server, and the card company When payment for the request is approved by the server, a store code corresponding to the beacon signal is obtained based on a store code table to which a beacon signal and a store code are mapped, and a transaction approval is notified to a store corresponding to the store code can provide information about

According to various embodiments of the present disclosure, the authentication user service providing server further includes an alternative payment group determination unit configured to determine an alternative payment group for processing payment of the first user terminal instead, wherein the alternative payment group determination unit includes: the first user Grouping the second user terminals corresponding to the phone numbers stored in the terminal into an interlocking terminal group, whether the first user and the family corresponding to the first user terminal, the phone number corresponding to the first user terminal, e-mail, Based on at least one of the SNS ID sharing period, contact closeness with the first user terminal, and whether or not following, an alternative payment suitability of each of the second user terminals included in the linked terminal group is calculated, and the second Among the 2 user terminals, user terminals having a calculated alternative payment suitability greater than or equal to a preset suitability are grouped into an alternative payment group, and a phone number of a second user terminal distinguished from the first user terminal included in the alternative payment group is used. to provide the payment request information to the second user terminal.

According to various embodiments, the alternative payment group determining unit determines a payment priority within the alternative payment group, and determines that the payment priority is higher as the alternative payment suitability is higher, and the payment priority is lower as the alternative payment suitability is lower You can lower your priorities.

According to various embodiments of the present disclosure, the service providing unit displays the alternative payment group through the first user terminal and selects the second user corresponding to the second user terminal from among the displayed alternative payment groups In response to obtaining the user's input and obtaining the input of the first user for selecting the second user, an alternative payment interface may be provided to be displayed on the screen of the second user terminal of the second user.

According to various embodiments of the present disclosure, when the service providing unit obtains an alternative payment rejection input from the second user terminal or fails to obtain an alternative payment input for a predetermined time, the third user, which is the next priority of the second user, When the alternative payment interface is provided to a third user terminal and the alternative payment input of the third user is obtained through the alternative payment interface, the execution request information may be provided to the third user terminal.

According to various embodiments, the user identification unit calculates a response index through the following equation,

In the above formula, Y is the response index, d is the distance (m) between the user terminal and the beacon, t is the time (seconds) that the user terminal is located within a preset distance from the beacon, i is the store The number of located user terminals, k, means the number of user terminals that have entered the store for the last one hour, and the user terminal whose response index is higher than the preset threshold index may be determined as the first user terminal.

According to various embodiments, the alternative payment group determining unit calculates the alternative payment suitability through the following equation,

In the above formula, P is the alternative payment suitability, h is the period (week) in which the phone number is shared with the first user terminal, e is the period in which the email is shared with the first user terminal (week), s is the first user terminal 1 The period (weeks) in which the SNS ID is shared with the user terminal, m is the time (hours) of talking with the first user terminal during the last month, n is the number of times a text message is transmitted and received with the first user terminal, and r is the A constant determined according to the relationship with the first user, 1 for the first user's family, 0.7 for the first user's lover, 0.5 for the first user's friend, the first user's family; If it is not at least one of a lover and a friend, it may be determined as 0.2.

According to various embodiments disclosed in this document, it is possible to provide convenience in obtaining user information of a user who has visited a store without physical contact.

In addition, according to various embodiments, it is possible to provide versatility of a service by performing non-contact short-distance communication regardless of the type of user terminal.

In addition, according to various embodiments, a service provided in a store may be provided to a user authenticated or identified through a beacon.

In addition, various effects directly or indirectly identified through this document may be provided.

1 is a diagram illustrating a system for providing an authenticated user service according to an embodiment.
2 is a diagram illustrating a system for providing an authenticated user service according to an embodiment.
3 is a diagram showing the main configuration of an authenticated user service providing server.
4 is a diagram for determining a first user terminal to provide a service of an authenticated user service providing server from among a plurality of user terminals in a store.
5 is a diagram related to determining an alternative payment group from among user groups linked with a user terminal.
6 is a diagram related to providing an alternative payment service based on an alternative payment group.
7 is a diagram illustrating a hardware configuration of the authentication user service providing server according to FIG. 1 .

Since the present invention can have various changes and can have various embodiments, specific embodiments are illustrated in the drawings and described in detail in the detailed description. However, this is not intended to limit the present invention to specific embodiments, and it should be understood to include all modifications, equivalents and substitutes included in the spirit and scope of the present invention. In describing each figure, like reference numerals have been used for like elements.

Terms such as first, second, A, and B may be used to describe various elements, but the elements should not be limited by the terms. The above terms are used only for the purpose of distinguishing one component from another. For example, without departing from the scope of the present invention, a first component may be referred to as a second component, and similarly, a second component may also be referred to as a first component. and/or includes a combination of a plurality of related listed items or any of a plurality of related listed items.

When an element is referred to as being “connected” or “connected” to another element, it is understood that it may be directly connected or connected to the other element, but other elements may exist in between. it should be On the other hand, when it is said that a certain element is "directly connected" or "directly connected" to another element, it should be understood that the other element does not exist in the middle.

The terms used in the present application are only used to describe specific embodiments, and are not intended to limit the present invention. The singular expression includes the plural expression unless the context clearly dictates otherwise. In the present application, terms such as “comprise” or “have” are intended to designate that a feature, number, step, operation, component, part, or combination thereof described in the specification exists, but one or more other features It should be understood that this does not preclude the existence or addition of numbers, steps, operations, components, parts, or combinations thereof.

Unless defined otherwise, all terms used herein, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. Terms such as those defined in commonly used dictionaries should be interpreted as having a meaning consistent with the meaning in the context of the related art, and should not be interpreted in an ideal or excessively formal meaning unless explicitly defined in the present application. does not

Hereinafter, preferred embodiments according to the present invention will be described in detail with reference to the accompanying drawings.

1 is a diagram illustrating an authenticated user service providing system 10 according to an embodiment. Referring to FIG. 1 , an authenticated user service providing system 10 includes an authenticated user service providing server 100 , a user terminal 200 , a beacon 300 interlocked with the server 100 , and a store server 400 , etc. can do. The store server 400 may mean a server of a franchise brand store that operates several affiliated stores, or may mean a server of an individual store. The operations described below may be performed or implemented through a platform (eg, a web page and/or an application) controlled by the authenticated user service providing server 100 .

The authentication user service providing server 100 , the user terminal 200 , the beacon 300 , and the store server 400 are each connected to the communication network 50 , and transmit and receive data between each other through the communication network 50 . can For example, the communication network 50 may include a Local Area Network (LAN), a Metropolitan Area Network (MAN), a Global System for Mobile Network (GSM), an Enhanced Data GSM Environment (EDGE), a High Speed Downlink Packet Access (HSDPA), W-CDMA (Wideband Code Division Multiple Access), CDMA (Code Division Multiple Access), TDMA (Time Division Multiple Access), Bluetooth, Zigbee, Wi-Fi, VoIP (Voice over) Internet Protocol), LTE Advanced, IEEE802.16m, WirelessMAN-Advanced, HSPA+, 3GPP Long Term Evolution (LTE), Mobile WiMAX (IEEE 802.16e), UMB (formerly EV-DO Rev. C), Flash-OFDM, iBurst and Various types of wired or wireless networks may be used, such as MBWA (IEEE 802.20) systems, HIPERMAN, Beam-Division Multiple Access (BDMA), Wi-MAX (World Interoperability for Microwave Access), 5G, and the like.

The authenticated user service providing server 100 may identify the user terminal 200 that has established a communication connection to the beacon. Beacon technology may be applied to various fields. For example, in the case of marketing, the authentication user service providing server 100 wirelessly broadcasts a beacon signal including advertisement data, event data, and/or coupon data through a beacon. By identifying the beacon signal generated by the beacon in the user terminal, an advertisement page, an event, and/or a coupon may be displayed to the user. In addition, the authenticated user service providing server 100 may use a beacon to provide a service based on geographic location information. For example, the authenticated user service providing server 100 is a technology for detecting the location of the user terminal 200, and in addition to the GPS technology, which is likely to cause an error of about several tens of meters, indoors, the user terminal through a beacon with high signal sensitivity. It is possible to provide a service based on location information regardless of the type of location information. In particular, since the authentication user service providing server 100 cannot utilize the NFC method according to the type of the user terminal, it is possible to efficiently provide a service based on location information through a beacon.

In one embodiment, dedicated wireless beacons may be deployed at preset locations in stores and other physical locations, configured to cause beacons to communicate with a user's user terminal as users access, browse, and leave the store. . The dedicated beacon may operate in a stand-alone or networked environment.

In an embodiment, the authenticated user service providing server 100 may provide various services to the identified user terminal 200 . For example, the authenticated user service providing server 100 may send a coupon provided by the store to the phone number of the identified user terminal 200 . The authentication user service providing server 100 determines the store visit period of the identified user terminal 200, and based on the store visit period, the phone number of the user terminal 200 to make a reservation for the next store visit schedule. can

The authenticated user service providing server 100 may emit signals through a beacon interworking with the authenticated user service providing server 100 . In other words, the beacon 300 emits a beacon signal, the beacon signal is received by the user terminal 200, and the server 100 provides various services and information corresponding to the received beacon signal to the user terminal 200. or may be provided to the store server 400 . The server 100 may track the location of the user terminal 200 for a certain period of time, and may establish a communication connection with the user terminal 200 . The server 100 or the system 10 may determine that the user is in a specific aisle (eg, a beverage corner) within the grocery store, and may provide a beverage coupon to the user terminal 200 at that time.

In an embodiment, the server 100 or the system 10 may determine that the user is standing close to a specific product, determine product information about the specific product and a comparison product that can be compared with the specific product, and the product information And/or it is possible to provide product information for the comparison product to the user terminal 200 .

In an embodiment, when the user terminal 200 is located at a specific location (eg, near the artwork) of the museum, by transmitting a beacon signal to the user terminal 200 disposed near the artwork, information on the artwork near the user may be audio output or display output through the user terminal 200 .

In an embodiment, the authenticated user service providing server 100 or the system 10 may transmit a full payment request to the identified user terminal 200 . The server 100 may obtain a payment response signal corresponding to the full payment request from the user terminal 200 . The server 100 may obtain card information for payment from the user terminal 200 , and may perform payment for a payment amount corresponding to payment information to be paid by the user from the store server 400 . The payment information may refer to information required to make a payment for a purchased product. The payment information may include information such as a card number, an expiration date, a Card Validation Code (CVC) value, a password (PIN, personal identification number), a payment amount, whether to pay in installments, the number of months in installments, and the like.

In one embodiment, the authentication user service providing server 100 or system 10 may check the entry and exit of the car through a beacon installed in the store parking lot when the user uses the store parking lot by using a car, and Payment request information for parking fee settlement may be transmitted to the user terminal 200 according to the exit of the vehicle. The authenticated user service providing server 100 or the system 10 may perform payment for parking fee settlement as the payment request information is transmitted. The payment request information may include the payment information.

In an embodiment, the authenticated user service providing server 100 or the system 10 may activate an application related to a store installed in the user terminal 200 of a user who has visited the store. For example, the authenticated user service providing server 100 or the system 10 may identify a user who has visited a hair salon through a beacon, and cause the identified user to run an application of the hair shop brand.

In an embodiment, the authentication user service providing server 100 or the system 10 may automatically apply for waiting for a turn to the store based on the location information of the user terminal 200 that has visited the store. For example, in the case of a popular restaurant, people who visit the restaurant can apply for a turn waiting by entering their phone number through a kiosk in the order in which they arrived. Through the communication connection between the beacon and the beacon, it is possible to automatically apply for waiting for a turn of the user terminal 200 .

In an embodiment, the authenticated user service providing server 100 to the system 10 may cause the user terminal 200 that has received the beacon signal through the beacon 300 to display the electronic ticket stored therein. For example, when receiving a beacon signal from a beacon installed at a ticket presentation gate located throughout the airport, the authenticated user service providing server 100 automatically displays on the screen of the user terminal 200 through an application provided by the server 100 . You can control the display of airport tickets.

The user terminal 200 is a communicable desktop computer, a laptop computer, a notebook, a smart phone, a tablet PC, a mobile phone, and a smart watch. (smart watch), smart glass, e-book reader, PMP (portable multimedia player), portable game console, navigation device, digital camera, DMB (digital multimedia broadcasting) player, digital voice It may be a digital audio recorder, a digital audio player, a digital video recorder, a digital video player, and a personal digital assistant (PDA).

In this specification, the beacon 300 is mainly described as a separate dedicated device that is distinct from the user terminal 200, but is not limited thereto and may be implemented or operated by being mounted on the user terminal 200 having an appropriate hardware and software configuration. can

2 is a diagram illustrating a system for providing an authenticated user service according to an embodiment.

In an embodiment, the authenticated user service providing server 100 may obtain an identification code from the user terminal 200 that has received the beacon signal generated by the beacon 300 . In other words, the user terminal 200 may provide an identification code to the authentication user service providing server 100 through an application installed in the user terminal 200 as it receives a beacon signal broadcast by the beacon 300 . .

In response to obtaining the identification code, the authentication user service providing server 100 searches for user information (eg, phone number) corresponding to the identification code among the user information (eg, phone number) stored in the database. can The server 100 may obtain the phone number by searching the phone number corresponding to the identification code. In other words, when the authentication user service providing server 100 obtains the identification code, it can identify a user terminal corresponding to the identification code.

The authenticated user service providing server 100 may obtain a store code of a store in which the beacon 300 is installed. The authentication user service providing server 100 determines the store code corresponding to the beacon signal received by the user terminal 200 based on the store code table to which the store code and the beacon signal transmitted by the store beacon 300 are mapped. can be obtained The obtained identification code and the store code may be provided to the store server 400 that manages each store. For example, the first beacon signal generated by the first beacon installed in the first store is mapped to the first store code, and the second beacon signal generated by the second beacon installed in the second store is the second store code and the second beacon signal generated by the second beacon installed in the second store. can be mapped.

The authenticated user service providing server 100 may provide various services provided by the store server 400 to the user identified or authenticated through the user terminal 200 and the beacon 300 by interworking with the store server 400 . . For example, the authenticated user service providing server 100 may be in charge of or mediate a process related to IC card payment for a product remotely to the user terminal 200 identified or authenticated through the beacon 300 . In other words, the authenticated user service providing server 100 may be in charge of or mediate a process related to IC card payment between the user terminal 200 , the store server 400 , and the card company server 500 .

The authenticated user service providing server 100 may process a payment for a product according to the first payment process. For example, the first payment process may refer to a credit card payment process.

The authentication user service providing server 100 may receive payment request information from the store server 400 and provide the received payment request information to the user terminal 200 . When the authentication user service providing server 100 obtains a payment acceptance input corresponding to the payment request information from the user terminal 200 , the authentication user service providing server 100 may request a payment approval corresponding to the payment request information from the card company server 500 . In other words, the authentication user service providing server 100 is based on the mobile IC card registered in the user terminal 200 or transaction information obtained from the store server 400, payment request information, and/or payment information, the card company server 500 ), and when payment for the request is approved by the card company server 500 , information about the transaction approval notification may be provided to the store server 400 . The authentication user service providing server 100 may deposit the payment amount for the product to the store owner through the card company server 500 or a bank company server linked with the card company server 500 . The authenticated user service providing server 100 post-charges the payment amount to the user terminal 200 after a certain period has elapsed, and the requested payment amount is transmitted through the user terminal 200 to the card company server 500 to the bank company server can be deposited into

3 is a diagram showing the main configuration of an authenticated user service providing server.

Referring to FIG. 3 , the authenticated user service providing server 100 may include a user identification unit 101 , an alternative payment group determining unit 102 , and a service providing unit 103 . The user identification unit 101 may identify a plurality of user terminals in a store using beacons. In other words, the user identification unit 101 may identify the user based on the identification code corresponding to the user terminals. The user identification unit 101 may determine the first user terminal to which the service of the authentication user service providing server is to be provided among a plurality of user terminals in the store. The alternative payment group determining unit 102 not only requests the first user to request the payment process to be performed by the first user terminal, but also substitutes the payment process to be performed by the first user terminal among the user groups interlocked with the first user terminal. An alternative payment group that is a group to be performed may be determined, and the process may be performed through the determined alternative payment group. However, the alternative payment process is only an example, and the present invention may be applied to other processes that can be replaced. An example of this can be described with reference to FIG. 6 below. The service providing unit 103 may provide various services described in FIG. 1 to the user terminal 200 .

4 is a diagram for determining a first user terminal to provide a service of an authenticated user service providing server from among a plurality of user terminals in a store. Hereinafter, the user terminal of the first user may be referred to as a first user terminal. Determining the first user terminal to provide the service may have the same meaning as determining the first user terminal to be identified.

Referring to FIG. 4 , the authenticated user service providing server 100 may not acquire identification codes of all user terminals that have received a beacon signal, but may acquire identification codes of user terminals that satisfy a preset condition. In other words, when information or an interface about the service provided by the authenticated user service providing server 100 is displayed on all user terminals close to the beacon, it may cause inconvenience and discomfort to users who do not want the service, so The user identification unit 101 may determine the first user terminal to which the service of the authenticated user service providing server 100 is to be provided from among a plurality of user terminals so that only the user terminal that satisfies the set condition can receive the service. For example, since it is inefficient to provide a coffee discount coupon to all user terminals passing near a beacon, a coffee discount coupon is provided to a user terminal passing near the beacon within a certain period of time after passing through a restaurant by identifying the movement of the user terminal can do.

In an embodiment, the user identification unit 101 may determine a user terminal close to the beacon and a preset distance as the first user terminal to provide a service.

In an embodiment, the user identification unit 101 may determine that the application provided by the server 100 is installed, and the user terminal executing the application is the first user terminal to which the service is provided.

In one embodiment, the user identification unit 101 approaches a preset distance from the beacon, and is located for a preset time within a preset distance from the beacon, an application provided by the server 100 is installed, and the application It is possible to determine the user terminal executing the first user terminal to provide the service.

In other words, providing a service to the user terminal 200 simply by passing within a distance close to the beacon may have a problem in sending unwanted users, so a preset time within a preset distance from the beacon may occur. A user terminal located during the period may be determined as a first user terminal to provide a service.

The user identification unit 101 determines the distance between the user terminal 200 and the beacon 300 , the time at which the user terminal 200 is located within a preset distance from the beacon 300 , and the store where the user terminal 200 is located. Based on the sensed number of other users in the last hour and the number of users entering and leaving the store during the last hour, a response index, which is a reference value for responding to the beacon signal, may be calculated.

In Equation 1, Y is the response index, d is the distance (m) between the user terminal and the beacon, t is the time (seconds) that the user terminal is located within a preset distance from the beacon, i is the store The number of user terminals located in , k may mean the number of user terminals that have recently entered the store for one hour.

In k/i, by setting k as the numerator and i as the denominator, it is possible to check the turnover rate of the store compared to the capacity of the store. can Accordingly, as k/i increases, the response index may be designed to be high.

The user identification unit 101 may determine a user terminal having a response index higher than a threshold index as the first user terminal.

The number of other user terminals detected in the store and the number of user terminals that have entered and exited during the last hour may be detected through a beacon.

5 is a diagram related to determining an alternative payment group from among user groups linked with a user terminal.

The alternative payment group determiner 102 may determine an alternative payment group that is a group in which a process (eg, product payment) to be performed by the first user terminal is performed instead of among the user groups linked to the first user terminal. For example, the alternative payment group determination unit 102 transmits a payment request full text corresponding to a parking settlement fee and/or product purchase price for a store (eg, store server 400) interlocked with the server 100 first It may be transmitted to the user terminal, or a full payment request to be transmitted to the first user terminal may be transmitted to the second user terminal included in the alternative payment group of the first user.

The alternative payment group determining unit 102 may group the user terminals corresponding to the phone number registered in the application provided by the server 100 and stored in the first user terminal into an interlocking terminal group. For example, if the alternative payment group determination unit 102 is registered in the application provided by the server 100, and the first phone number and the second phone number are stored in the first user terminal, the first phone number A user terminal corresponding to and a user terminal corresponding to the second phone number may be grouped into an interworking terminal group.

Alternative payment group determination unit 102 whether the first user and family corresponding to the first user terminal, a phone number corresponding to the first user terminal, e-mail, SNS ID sharing period, close contact with the first user terminal And based on at least one of following, it is possible to calculate an alternative payment suitability of each of the user terminals included in the interworking terminal group of the first user terminal. The contact closeness may be determined based on a call time, the number of times of text transmission and reception, and the like. An alternative payment suitability of each of the users included in the interworking terminal group of the first user terminal may be calculated. The alternative payment group determiner 102 may calculate the alternative payment suitability through Equation 2 below.

In Equation 2, P is an alternative payment suitability, h is a period (week) in which a phone number is shared with the first user terminal, e is a period in which an email is shared with the first user terminal (week), and s is the The period (weeks) in which the SNS ID is shared with the first user terminal, m is the time (time) of talking with the first user terminal in the last month (time), and n is the number of times the text message is transmitted and received with the first user terminal. have. r is a constant determined according to the relationship with the first user, 1 for the first user's family, 0.7 for the first user's lover, 0.5 for the first user's friend, and the first user It can be determined as 0.2 if it is not a family, lover, or friend of

The alternative payment group determiner 102 may determine user terminals having an alternative payment suitability equal to or greater than a preset suitability, and group the user terminals greater than or equal to the preset suitability into an alternative payment group.

The alternative payment group determining unit 102 may determine an alternative payment ranking within the alternative payment group. For example, the alternative payment group determiner 102 may determine the second user as the first-order alternative payment user and the third user as the second-order alternative payment user. That is, the alternative payment group determination unit 102 may determine the second user terminal as the first-order alternative payment user terminal and the third user terminal as the alternative payment second-order user terminal. The alternative payment group determiner 102 may determine the alternative payment order as a higher priority as the alternative payment suitability is higher, and determine the alternative payment order as a lower order as the alternative payment suitability decreases. The alternative payment ranking may mean a ranking among other user terminals that will instead perform a payment process to be performed by the first user terminal.

The service providing unit 103 may provide an interface in which an alternative payment group is displayed to the first user terminal, and obtain an input of the first user for selecting at least one user from among the alternative payment groups through the first user terminal.

6 is a diagram related to providing an alternative payment service based on an alternative payment group.

Referring to FIG. 6 , a screen 610 displayed on the first user terminal and a screen 620 displayed on the second user terminal are shown. The screen 610 displayed on the first user terminal may be a screen of an application installed on the first user terminal. The screen 620 displayed on the second user terminal may be one screen of an application installed on the second user terminal. The application may be an application for implementing or providing a service provided by the server 100 .

Referring to FIG. 6 , an alternative payment group may be displayed on the first user terminal. The service providing unit 103 may obtain the input of the first user for selecting at least one user from among the displayed alternative payment groups.

In response to obtaining the input of the first user for selecting the at least one user, the service providing unit 103 may display an alternative payment interface on the screen of the user terminal of the selected user. For example, when the service providing unit 103 obtains the input of the first user for selecting the second user, the service providing unit 103 may provide the alternative payment interface so that the alternative payment interface is displayed on the second user terminal of the second user. .

The service providing unit 103 may provide an alternative payment interface to the second user terminal. In response to obtaining the alternative payment input of the second user from the second user terminal, the service providing unit 103 may transmit execution request information (eg, payment request information) to the second user terminal. The service providing unit 103 may perform an alternative payment by receiving response information from the second user terminal. For example, when the alternative payment relates to the alternative payment, the service providing unit 103 responds to obtaining card information stored in the second user terminal and a pin number corresponding to the card information Alternative payments may be made.

When receiving an alternative payment rejection input from the second user terminal, the service providing unit 103 may provide an alternative payment interface to the third user terminal of the third user, which is the next priority of the second user. Alternatively, if the service providing unit 103 fails to obtain an alternative payment input from the second user terminal for a predetermined time, the service providing unit 103 may provide an alternative payment interface to the third user terminal of the third user, which is the next priority of the second user. have. When an alternative payment input of the third user is obtained through the alternative payment interface, the service providing unit 103 may transmit execution request information (eg, payment request information) to the third user terminal. The service provider 103 may perform an alternative payment by receiving response information from the third user terminal. For example, when the alternative payment relates to the alternative payment, the service providing unit 103 responds to obtaining card information stored in the third user terminal and a pin number corresponding to the card information Alternative payments may be made.

FIG. 7 is a diagram illustrating a hardware configuration of the authenticated user service providing server 100 according to FIG. 1 .

Referring to FIG. 7 , the authenticated user service providing server 100 provides at least one processor 110 and instructions for instructing the at least one processor 110 to perform at least one operation. It may include a memory (memory) for storing.

The at least one operation may include at least some of the operations or functions of the above-described authenticated user service providing server 100 , and may be implemented in the form of instructions and performed by the processor 110 .

Here, the at least one processor 110 may mean a central processing unit (CPU), a graphics processing unit (GPU), or a dedicated processor on which methods according to embodiments of the present invention are performed. can Each of the memory 120 and the storage device 160 may be configured of at least one of a volatile storage medium and a non-volatile storage medium. For example, the memory 120 may be one of a read only memory (ROM) and a random access memory (RAM), and the storage device 160 is a flash-memory. , a hard disk drive (HDD), a solid state drive (SSD), or various memory cards (eg, micro SD card).

In addition, the authenticated user service providing server 100 may include a transceiver 130 for performing communication through a wireless network. In addition, the authentication user service providing server 100 may further include an input interface device 140 , an output interface device 150 , a storage device 160 , and the like. Each of the components included in the authenticated user service providing server 100 may be connected by a bus 170 to communicate with each other. 7, the authentication user service providing server 100 has been described as an example, but the present invention is not limited thereto. For example, a plurality of user terminals may include the component according to FIG. 7 .

The methods according to the present invention may be implemented in the form of program instructions that can be executed by various computer means and recorded in a computer-readable medium. The computer-readable medium may include program instructions, data files, data structures, etc. alone or in combination. The program instructions recorded on the computer-readable medium may be specially designed and configured for the present invention, or may be known and available to those skilled in the art of computer software.

Examples of computer-readable media may include hardware devices specially configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions may include not only machine language codes such as those generated by a compiler, but also high-level language codes that can be executed by a computer using an interpreter or the like. The hardware device described above may be configured to operate as at least one software module to perform the operations of the present invention, and vice versa.

In addition, the above-described method or apparatus may be implemented by combining all or part of its configuration or function, or may be implemented separately.

Although the above has been described with reference to preferred embodiments of the present invention, those skilled in the art can variously modify and change the present invention within the scope without departing from the spirit and scope of the present invention as set forth in the claims below. You will understand that it can be done.

100: authentication user service providing server 200: user terminal
300: beacon 400: store server
500: card company server

Claims (5)

In the authentication user service providing server for identifying a user who uses the store and providing a service to the user in conjunction with the store server of the store,
a user identification unit for obtaining an identification code from a user terminal that has received a beacon signal of a beacon interworking with the authentication user service providing server, and obtaining user information of the user terminal based on the identification code;
a service providing unit providing the user information to the store server, receiving payment request information from the store server, and providing the received payment request information to the user terminal; and
Including an alternative payment group determination unit for determining an alternative payment group that processes the payment of the user terminal instead,
The user identification unit,
Among a plurality of first user terminals located in the store, a user terminal having a response index, which is a reference value responding to the beacon signal, is higher than a preset threshold index as the first user terminal, and the response index is calculated through the following equation do,

In the above formula, Y is the response index, d is the distance (m) between the user terminal and the beacon, t is the time (seconds) that the user terminal is located within a preset distance from the beacon, i is the store The number of the first user terminals located, k is the number of user terminals that have entered the store in the last hour,
The alternative payment group determination unit,
Grouping the second user terminals corresponding to the phone numbers stored in the first user terminal into an interlocking terminal group,
At least one of whether the first user and the family corresponding to the first user terminal, a phone number, email, and SNS ID sharing period corresponding to the first user terminal, close contact with the first user terminal, and whether to follow Based on the above, the alternative payment suitability of each of the second user terminals included in the linked terminal group is calculated,
Calculate the alternative payment suitability through the following equation,

In the above formula, P is the alternative payment suitability, h is the period (week) in which the phone number is shared with the first user terminal, e is the period in which the email is shared with the first user terminal (week), s is the first user terminal 1 The period (weeks) in which the SNS ID is shared with the user terminal, m is the time (time) of talking with the first user terminal during the last month, n is the number of times a text message is transmitted and received with the first user terminal, and r is the A constant determined according to the relationship with the first user, 1 for the first user's family, 0.7 for the first user's lover, 0.5 for the first user's friend, the first user's family; is determined as 0.2 if not at least one of lover and friend,
grouping, among the second user terminals, user terminals having the calculated alternative payment suitability greater than or equal to a preset suitability into an alternative payment group;
An authentication user service providing server that provides the payment request information to the second user terminal by using a phone number of a second user terminal that is distinct from the first user terminal included in the alternative payment group. delete In claim 1,
The service provider,
When a payment approval input corresponding to the payment request information is obtained from the first user terminal, a payment approval corresponding to the payment request information is requested from the card company server,
When payment for the request is approved by the card company server, based on a store code table to which a beacon signal and a store code are mapped, a store code corresponding to the beacon signal is obtained;
An authenticated user service providing server that provides information about a transaction approval notification to a store corresponding to the store code. delete In claim 1,
The alternative payment group determination unit,
determine payment priorities within said alternative payment group;
The authentication user service providing server, wherein the higher the alternative payment suitability, the higher the payment priority, and the lower the alternative payment suitability, the lower the payment priority.

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