KR102300327B1 - Digital Twin Money of Things(DTMT) and Business Vitalization System Using DTMT for Circulations and Vitalization of Latent Resources - Google Patents

Abstract

The present invention relates to a digital twin money of things (DTMT) for circulation and vitalization of potential resources, a transaction vitalization system using the same, and a method thereof and, more specifically, to DTMT for circulation and activation of potential resources, which is performed in a DTMT application executing on at least one processor of a transaction activation system, and a transaction activation method using the same. According to the present invention, the method comprises the following steps: acquiring information on a request for issuing DTMT; determining a DTMT issuance amount on the basis of the acquired DTMT issuance request information; checking a change in rights to the thing; when the change of rights is checked, issuing the DTMD by assigning a unique number to the determined issuance amount of DTMT and paying the issued DTMT; storing the issuance information of the issued DTMT in a block chain network; using the paid DTMT; and storing transaction information according to use of the DTMT in the block chain network.

Description

Digital Twin Money of Things (DTMT) and Business Vitalization System Using DTMT for Circulations and Vitalization of Latent Resources}

The present invention relates to a thing digital twin currency for potential resource circulation and activation and a transaction activation system using the same.

There is a limited amount of material that can be used by humans that the Earth can accommodate. However, the economic system has been changed to satisfy limitless human desires, which has created a supplier-oriented economic system and led to unlimited competition.

As a result, it has caused problems of energy shortage and environmental destruction.

On the other hand, limitless human desire has led to an increase in unnecessary goods, which has caused an imbalance in production and consumption, and as a result, the destruction of the global environment is accelerating global warming.

In the next 100 years, the population is expected to increase by 2 billion people. It is impossible to protect the global environment with the current production and consumption system. The outbreak of COVID-19 can be seen as nature's warning against the destruction of nature by humans.

In order to prevent overproduction, it is necessary to produce as much as necessary and supply it in the right place. In other words, it is necessary to establish a delivery system and a transaction system that can supply goods that have been ordered and produced in real time in the shortest time in real time or that can supply overproduced goods in the shortest time. In other words, it means that order production and supply should be consumer-oriented rather than supplier-oriented.

Take the housing market as an example. Although there are places with a occupancy rate of over 100%, there are many places where apartment development is in full swing. Reconstruction of these high-rise apartments in the face of a rapidly declining population must be overproduction in the future. The input of building materials has nothing to do with indirect damage to nature. Allocating existing buildings appropriately would be sufficient, but the housing market is still hot. The reason is that the house is a place of residence and the future is uncertain, so it should be viewed from the point of view of one-on-one investment for the purpose of investment.

This means that the future anxiety of real estate buyers needs to be resolved.

Therefore, it is possible to stabilize real estate prices by suppressing speculative-based real estate purchases by inducing sound investment sentiment and culture, and further contribute to price stabilization, and to contribute to the construction of a society of efficient resource use through indiscriminate development of real estate. There is an urgent need for a resource activation system that can

As another example, let's take a health food gift set or various gift sets. Various gift sets are often discarded due to the expiration of their validity period or for various reasons without being fully consumed. This case is a waste of resources, meaning that the potential value of gift sets is often discarded into nature.

As such, there is a need for a system capable of activating resources by relaying or transacting movable assets having potential values.

On the other hand, as one of the technologies that have been recently spotlighted, virtual currency and block chain technology are mentioned. Blockchain is a chain-type, link-based distributed data storage environment in which small data called 'blocks' of data to be managed are created based on the P2P method, so that anyone cannot arbitrarily modify it, and anyone can view the results of the change. It refers to data forgery prevention technology based on distributed computing technology that can

(2019.12.12) (2020.12.02)

The present invention was devised to solve such a problem, and as a way to solve future anxiety, it issues digital twin money of things with things as collateral, creates new values through the issued digital twin currency, and creates new By providing economic activities that transcend time and space using the digital twin currency of value, ultimately activating the value that is tied to things and inducing new assets, “thing digital twin currency for potential resource circulation and activation and using it We would like to provide a “transaction activation system (hereinafter referred to as transaction activation system)”.

In addition, the present invention quantifies the potential value of a thing and stores the record in the block chain network, thereby contributing to the activation of potential assets and providing a transaction activation system that can ensure reliability of the value of things do.

In addition, the present invention quantifies the value of things and provides a service that can utilize the issued digital twin currency in various ways, thereby generating the value of the digital twin currency itself to provide a transaction activation system that can increase usability. do.

A thing digital twin currency for potential resource circulation and activation and a transaction activation method using the same according to an embodiment of the present invention are for potential resource circulation and activation performed by a twin currency application running on at least one processor of a transaction activation system. A thing digital twin currency and a transaction activation method using the same, comprising the steps of: acquiring information on a request for issuance of twin currency based on a thing; determining a twin currency issuance amount based on the obtained twin currency issuance request information; confirming a change in rights to the thing; when the change in rights is confirmed, issuing and issuing a unique number for the determined issuance amount of twin currency, and paying the issued twin currency; storing the issued information of the issued twin currency in a block chain network; utilizing the paid twin currency; and storing transaction information according to the use of the twin currency in a block chain network.

In this case, the method may further include generating transaction information when performing a transaction of the thing, and storing the generated transaction information in a block chain network.

In addition, the step of generating transaction information when performing a transaction of the thing includes: if the payment for the thing is paid by card in the payment terminal, generating transaction information according to the card payment by the payment terminal; When the payment for the thing is paid in cash, the payment terminal may include generating transaction information according to the cash payment.

In addition, the step of determining the issuance amount of twin currency based on the obtained twin currency issuance request information includes: retrieving pre-transaction information based on the thing information of the twin currency issuance request information; It may include the step of determining the issuance amount of twin currency by deducting a predetermined amount from the media payment amount.

In addition, the step of obtaining the twin currency issuance request information based on the thing includes: evaluating the value of the thing through a thing value evaluation platform in the issuer terminal receiving the thing from the user; Accordingly, it may include the step of generating and transmitting the twin currency issuance request information in which the twin currency issuance request amount is set.

In addition, the step of determining the issuance amount of the twin currency includes: determining the issuer's issuance condition for the twin currency issuance request amount of the twin currency issuance request information; It may include determining the issuance request amount as the issuance amount of the twin currency.

In addition, the method further includes the step of setting a usage condition for the twin currency to be issued, and the setting of the usage condition for the twin currency to be issued includes the steps of: setting a usage destination of the twin currency as a usage condition; It may include at least one of a step of setting a user of money as a usage condition and a step of setting the usage purpose of the twin currency as a usage condition.

In addition, the steps of setting the usage conditions of the twin currency as the usage conditions include setting the usage conditions so that the twin currency to be issued can be used only at a specific store, and the twin currency to be issued can be used only at the stores of a specific brand It may include at least one or more of the steps of setting the usage conditions for the place of use so that the usage conditions are set so that the twin currency to be issued can be used only in stores in a specific area.

In addition, the step of setting the user of the twin currency as a usage condition includes setting individual usage conditions so that the twin currency to be issued is used only in a specific user account, and using only the account of a member belonging to a specific group or group. It may include at least one of the steps of setting the group-type conditions of use and the steps of setting the regional-type conditions of use to be used only in the account of a specific local citizen.

In addition, the step of setting the user of the twin currency as a usage condition includes setting the general transaction type usage conditions in which only the purchase of the twin currency to be issued is possible, and the donation type use in which the twin currency to be issued can only be donated. At least one of the steps of setting conditions, setting investment-type usage conditions so that only investment in the twin currency to be issued is possible, and setting usage conditions for a specific purpose for the twin currency to be issued. may include

In addition, the method further comprises the step of confirming whether the issuer who requested the issuance of the twin currency satisfies the issuance condition, and the step of confirming whether the issuance condition is satisfied may include deducting the determined issuance amount of the twin currency from the twin currency held by the issuer. Deducting the determined twin currency issuance amount from the circulating currency held by the issuer; setting the twin currency issuance limit amount according to the creditworthiness of the issue price, and within the set twin currency issuance limit amount It may include at least one step among the steps satisfying .

In addition, the step of confirming the change in the right to the thing includes: when the thing is a movable property, obtaining a user input indicating that the issuer has received the thing; and when the thing is an intangible asset, the intangible asset It may include at least one of the steps of confirming the transfer of ownership of , and, when the thing is real estate, setting a security right in the real estate by the determined issuance amount of twin currency.

In addition, the step of utilizing the paid twin currency includes outputting information about the paid twin currency through a twin currency application, and paying at least a portion of the paid twin currency through the twin currency application to make things It may include the steps of purchasing and storing the transaction information generated according to the purchase of the thing in the block chain network based on the unique number.

In addition, the steps of paying at least a portion of the paid twin currency through the twin currency application to purchase a thing, searching for a unique number of the paid twin currency to check the usage conditions, the usage conditions and the It may include determining whether the transaction information is matched, and authorizing the payment of the twin currency when the usage conditions and the transaction information are matched.

In addition, the step of utilizing the paid twin currency includes the steps of: obtaining conversion request information for at least a partial amount of the paid twin currency to another transaction medium; approving the conversion request information to the other transaction medium; Deducting a predetermined amount from at least a partial amount of the paid twin currency, paying the amount of the other transaction medium by the deducted at least partial amount, and other transaction system conversion information is stored in the block chain network It may include the step of becoming

In addition, the step of utilizing the paid twin currency includes the steps of requesting to invest at least a portion of the paid twin currency in a specific event, approving the investment request, obtaining progress information of the specific event, It may include the steps of calculating the profit and loss of the investment according to the progress information of the specific event, and the step of paying the investor with twin currency calculated according to the calculated profit and loss of the investment.

In addition, the step of obtaining the twin currency issuance request information based on the thing includes: the thing is a real estate, and generating twin currency issuance request information using the real estate as collateral in the user terminal of the real estate owner; It may include the step of transmitting the generated twin currency issuance request information from the user terminal to the object value evaluation platform of the transaction relay system and the real estate relay transaction platform.

In addition, the real estate relay platform of the transaction relay system, when the real estate owner requests the issuance of twin currency for the purpose of living funds, setting at least one usage condition according to the purpose of the living funds and issuing the twin currency may include

In addition, the real estate relay platform of the transaction relay system, when the real estate owner requests the issuance of twin currency for the purpose of living funds, the use of twin currency issued by each place of use in securing at least one place of use according to the purpose of the living funds It may include the step of issuing the twin currency by setting

In addition, the determined issuance amount of the twin currency may be characterized in that it is the same as the numerical value of the amount obtained by converting the present value of the thing based on the circulation currency.

In addition, the step of acquiring the twin currency issuance request information based on the thing includes the steps of scanning and acquiring the unique number or unique information of the thing in the payment terminal, and the existing transaction information of the thing through the unique number of the thing It may include searching for , and generating twin currency issuance request information based on the searched existing transaction information.

In addition, the method may further include issuing an inactive twin currency based on the transaction information.

In addition, the method further includes the step of storing the information on the thing and the inactive twin currency in the transaction information and storing it in the blockchain network, and when the change of the right is confirmed, a unique number is assigned to the determined twin currency issuance amount The step of issuing and paying the issued twin money may include converting at least a portion of the issued twin money into the inactive twin money into active twin money according to the change in rights to the thing.

In addition, the step of converting the active twin currency may include deducting the amount corresponding to the converted active twin currency from the twin currency issued based on the circulation currency or circulation currency of the issuer who requested the issuance of twin currency. .

The transaction activation system according to an embodiment of the present invention enables the use of potential assets by quantifying the value of things by using digital twin currency of things, thereby activating potential asset values that are not active such as movable property and real estate It has the effect of improving the cost-effectiveness of the activity.

The transaction activation system according to an embodiment of the present invention creates a new value in the twin currency itself by providing a function to set usage conditions for the issued digital twin currency, and construction using the newly created value of the digital twin currency. By providing economic activities that exceed

In addition, the transaction activation system according to an embodiment of the present invention accurately quantifies the potential value of a thing through a thing digital twin currency and stores the record in the block chain network, thereby contributing to the activation of potential assets and the value of things reliability can be guaranteed.

In addition, the transaction activation system according to an embodiment of the present invention quantifies the value of a thing and provides a service that can utilize the issued digital twin currency in various ways, thereby generating the value of the thing digital twin currency itself and increasing versatility. We want to provide you with a service.

1 is a conceptual diagram of a thing digital twin money according to an embodiment of the present invention.
Figure 2 shows an example of a transaction procedure using a thing digital twin money according to an embodiment of the present invention.
3 is a block diagram of a transaction activation system according to an embodiment of the present invention.
4 is a flowchart of “a thing digital twin currency for potential resource circulation and activation and a transaction activation method using the same (hereinafter, transaction activation method)” for movable property according to an embodiment of the present invention.
5 is a flowchart showing the issuance process of digital twin money for things according to an embodiment of the present invention.
6 is a conceptual diagram illustrating the issuance of digital twin money of things for movable property according to an embodiment of the present invention.
7 is a conceptual diagram illustrating that various transactions are possible based on movable property through the transaction activation system in an embodiment of the present invention.
8 is a flowchart illustrating a transaction activation method for real estate according to an embodiment of the present invention.
9 is a conceptual diagram illustrating that various transactions are possible based on real estate through the transaction activation system in an embodiment of the present invention.

Since the present invention can apply various transformations and can have various embodiments, specific embodiments are illustrated in the drawings and described in detail in the detailed description. Effects and features of the present invention, and a method of achieving them, will become apparent with reference to the embodiments described below in detail in conjunction with the drawings. However, the present invention is not limited to the embodiments disclosed below and may be implemented in various forms. In the following embodiments, terms such as first, second, etc. are used for the purpose of distinguishing one component from another, not in a limiting sense. Also, the singular expression includes the plural expression unless the context clearly dictates otherwise. In addition, terms such as include or have means that the features or components described in the specification are present, and do not preclude the possibility that one or more other features or components will be added. In addition, in the drawings, the size of the components may be exaggerated or reduced for convenience of description. For example, since the size and shape of each component shown in the drawings are arbitrarily indicated for convenience of description, the present invention is not necessarily limited to the illustrated bar.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings, and when described with reference to the drawings, the same or corresponding components are given the same reference numerals, and the overlapping description thereof will be omitted. .

3 is a block diagram of a transaction activation system according to an embodiment of the present invention.

Referring to FIG. 3 , a digital twin currency for potential resource circulation and activation according to an embodiment of the present invention and a transaction activation system (hereinafter referred to as a transaction activation system) using the same are a user terminal 100 and a digital twin currency bank. The system 200 may include a blockchain network (BN), an external server system 300 and a payment terminal 500 .

A thing digital twin currency for potential resource circulation and activation according to this embodiment and a transaction activation system using the same (hereinafter referred to as a transaction activation system ) issue digital twin money of things based on the thing provided by the user, and the issued thing It provides transaction and utilization services that can use digital twin currency in various ways, and stores transaction information about things and information about things digital twin currency in a block chain network to secure the reliability of things digital twin currency.

In an embodiment, the object may include at least one of movable property, circulating money, real estate, virtual currency, and intangible assets (eg, documents, patents, intellectual property rights, know-how, etc.) having a present value.

In addition, in the embodiment, a thing digital twin currency (hereinafter, twin currency) is a virtual currency corresponding to the circulation currency value of a thing, and information based on it (eg, issuance information and transaction information) is stored in the block chain network. , the reliability of the twin currency can be guaranteed.

These twin currencies contribute to economic revitalization by allowing them to be used only for personal purposes. For example, in the case of local currency (eg, camellia jeon), 10% of the product price is cashbacked to increase the purchasing power of consumers. However, since a separate local government budget (tax) is injected for the cost for this 10% cashback, if the budget is limited, there is a limit to the use of local currency. However, since the twin currency has the function to specify the purpose of use and the place of use, small business owners can issue twin currency with their own number (designated use) so that consumers can use it only in the establishments of small business owners. Thus, it is possible to overcome the limitation of usage, which is a disadvantage of local currency.

And, referring to Figure 1, twin currency can be established as “thing value (price) = twin currency value (price) = circulation currency value (price)” as shown in the figure above, and these are always on the blockchain-based transaction ledger. It can be accompanied and moved together depending on the transaction. The object right holder uses the object as collateral to evaluate the value of the object through the 'thing value evaluation platform' of the external server system 300 or the object digital twin currency banking system 200, and then, according to the evaluation value, the Twin currency can be issued through the 'Twin Currency Trading Platform' in (200).

In addition, the issued twin currency may have a price representing the value of a thing given as a 'pair (twin)' on the things digital twin currency banking system 200 as shown in FIGS. The price information can be kept alive until the object disappears after being stored.The price corresponding to this price may be 'twin currency'. It may be an 'inactive twin currency' that is not possible.

In addition, 'Active Twin Currency' is a currency that can be transacted between two parties, and as described above, issuer information, usage information (where it can be used), user information (those with the right to use), and usage information are given, so that various types of transactions can be made. can make possible

In the embodiment, a user is a person who uses the issued digital twin currency, and may include individuals, 'for-profit and non-profit organizations such as public institutions, local governments, associations, and unions (hereinafter referred to as institutions )' and small business owners, etc. can be

Here, the issuer is a person who requests issuance of digital twin currency and provides it to the user, and includes individuals, institutions, small business owners, etc., and the issuer may include users.

- User terminal 100

The user and the issuer things digital twin of the user terminal 100 currency based transaction enabled application (hereinafter referred to as twin money application) the various linked to and / or transaction activation system payment application (e. G., Simple payment application, credit card payment application, other Bank application, cash receipt system, etc.), you can request issuance of digital twin currency for things, or check and use issued digital twin currency for things.

The user terminal 100 may include a user terminal 101 from the point of view of a user using twin currency, and an issuer terminal 102 from the point of view of an issuer requesting issuance of twin currency.

Such a user terminal 100 is a smart phone, a mobile phone, a digital broadcasting terminal, personal digital assistants (PDA), a portable multimedia player (PMP), a tablet PC in which a twin currency application or various payment applications are installed. , a desktop PC, a payment terminal 500, and the like.

In an embodiment of the present invention, the user terminal 100 may include at least one memory, at least one processor, a communication processor, an input system, and a display.

In detail, at least one memory may store a twin currency application and/or various payment applications, and the twin currency application includes various applications for providing a digital twin currency for potential resource circulation and activation and a transaction activation method using the same. It may store any one or more of a program, data, and instructions for performing the same.

Such a memory may include at least one or more non-transitory computer-readable storage media and a temporary computer-readable storage medium. For example, the memory may be various storage devices such as ROM, EPROM, flash drive, hard drive, and the like, and may include web storage that performs a storage function of the memory on the Internet.

In addition, the at least one processor is at least one capable of executing instructions of the twin currency application stored in the memory to perform various tasks for performing a digital twin currency of things for potential resource circulation and activation and a transaction activation method using the same. It may include more than one processor.

That is, the processor reads the twin currency application from the memory to perform a thing digital twin currency for potential resource circulation and activation and a transaction activation method using the same, and for this purpose, it is possible to control the overall operation of the above-described components.

Such a processor may include a central processing unit (CPU) and/or a graphics processor unit (GPU). In addition, the processor, ASICs (application specific integrated circuits), DSPs (digital signal processors), DSPDs (digital signal processing devices), PLDs (programmable logic devices), FPGAs (field programmable gate arrays), controllers (controllers), microcontroller (micro-controllers), microprocessors, and may be implemented by including at least one of electrical units for performing other functions.

In addition, the communication processor may transmit data to another computing device (eg, a twin currency bank or a blockchain network) by wire or wireless according to the control of the processor.

Such a communication processor, the technical standards or communication methods for mobile communication (eg, Long Term Evolution (LTE), Long Term Evolution-Advanced (LTE-A), 5G NR (New Radio), WIFI) or short-range communication Data may be wirelessly transmitted/received with at least one of a base station, an external terminal, and an arbitrary server on a mobile communication network constructed through a communication device capable of performing the above method.

In addition, the input system may detect user input (eg, gestures, voice commands, actuation of buttons, or other types of input).

Specifically, the input system may include a button, a touch sensor, and the like.

In addition, the input system may be connected to an external controller (eg, a mouse, a keyboard) through an interface to receive a user's input.

In addition, the display can output various information related to the sharing economy platform service as a graphic image.

Such displays include a liquid crystal display (LCD), a thin film transistor-liquid crystal display (TFT LCD), an organic light-emitting diode (OLED), and a quantum dot light emitting diode (Quantum dot). It may include at least one of light-emitting diodes (QLEDs), flexible displays, 3D displays, and e-ink displays.

Exemplarily, the display may be implemented as a touch screen by forming a layer structure with each other or integrally formed with the touch sensor. Such a touch screen may function as a user input unit providing an input interface between the user terminal 100 and the user, and may provide an output interface between the user terminal 100 and the user.

- Things Digital Twin Currency Banking System (200)

And the thing digital twin currency banking system (hereinafter, twin currency bank 200) receives a twin currency issuance request from the issuer, stores and confirms information about the thing based on the issuance, and generates twin currency based on the thing. It can be issued and a service that can utilize the issued twin currency can be provided.

At this time, in the embodiment, the twin currency bank 200 issues twin currency with the same value as the commercial currency (the currency that is the standard for circulation in each country, which may correspond to a foreign currency such as KRW or USD in Korea). Can be issued to applicants.

Accordingly, the issuer may pay the twin currency bank 200 or hold the commercial currency of the same value as the twin currency in order to request the issuance of twin currency.

According to the embodiment, the twin currency bank 200 provides a value evaluation service that evaluates the value corresponding to the circulation currency of a thing, a transaction service that can use the twin currency, and another transaction medium (eg, circulation currency, It is possible to provide at least one service between a relay service that can be converted to another virtual currency, etc.) and an investment service that can use twin currency as an investment.

The above services may be provided directly by the twin currency bank 200 or may be provided through an external server system 300 linked to the twin currency bank 200 .

According to the embodiment, in the external server system 300, a value evaluation system for evaluating the value of a thing, a transaction relay that can trade other things with the issued twin currency or relay the issued twin currency to another transaction medium It may include at least one of the system and an investment system that can invest in other things through the issued twin currency.

The twin currency bank 200 and the external server system 300 may include at least one computing device (eg, a server computer), and the computing device may include at least one memory and a processor.

So, in the at least one memory, a program for performing a digital twin currency for potential resource circulation and activation and a transaction activation method using the same are stored, and the at least one processor reads the program from the at least one memory By executing the command, it is possible to perform the digital twin currency of things for potential resource circulation and activation and a transaction activation method using the same, and through this, the various services described above can be provided.

- Blockchain Network (BN)

In an embodiment, the blockchain network (BN) may store transaction information for things. In detail, the blockchain network (BN) can generate a unique number for the transaction when a transaction occurs in a thing, match the received transaction information with the unique number, and store it as transaction data.

Here, the transaction information includes at least one or more of object information such as object name, object type, object manufacturing year, paid transaction medium type, twin currency issuance information, transaction medium payment amount, seller, seller's account, and buyer's user account may contain information.

In addition, the payment amount of the transaction medium may be preferably calculated based on the value of the standard circulation currency of the country in which the settlement is performed. In the embodiment, the payment amount of the transaction medium may be a basis for later value determination or issuance of twin currency, so that the user can intuitively recognize the value of the object or the value of twin currency. can be

This transaction information is generated when a user makes a transaction through twin currency through the twin currency application, is transmitted through the user's twin currency application or the twin currency application of the payment terminal 500, and can be stored in the blockchain network (BN). have.

In addition, the twin currency application is installed in the payment terminal 500 even when transacting through other transaction media (eg, circulation currency or other virtual currency, etc.) other than twin currency, or the payment platform of the payment terminal 500 is twin currency If the bank 200 is affiliated, the payment terminal 500 may generate transaction information even during payment through other transaction media and transmit it to the block chain network (BN) for storage.

In addition, in an embodiment, the blockchain network (BN) may store twin currency information of at least one of twin currency issuance information, twin currency usage information, twin currency conversion information to other transaction media, and twin currency investment information.

In detail, the blockchain network (BN) can store the twin currency issuance information sent according to the issuance of the twin currency from the twin currency bank 200, and the issued twin currency can be converted to another transaction medium through the transaction relay system. In this case, the twin currency conversion information can be stored, and when the twin currency is invested in a specific thing, the twin currency investment information can be stored.

This block chain network (BN) stores standardized transaction information or twin currency information as transaction data according to certain rules, and is based on a chain-type link created based on a peer-to-peer method. By storing it in a distributed data storage environment, it is possible to prevent forgery of driving record information in advance.

In an embodiment, the blockchain network (BN) forms a peer-to-peer network architecture structure on the network. According to an embodiment, all users participating in the system have equal status, there is no special node, and all nodes (node-1 to node-n) can share the role of configuring the network service. And several nodes on the network are connected to each other in a mesh network while having an equivalent topology. Even if nodes in the network are in an equal position to each other, their roles may be different depending on the functions they support.

In another embodiment, at least one node of the blockchain network (BN) system has a status as a central administrator, and the remaining nodes may serve to monitor the central administrator node.

Every node has a routing function within the network, and may include other functions. All nodes can perform the function of verifying and propagating transactions and blocks, and maintaining a connection with neighboring nodes.

Such a block chain may be composed of a distributed computer system composed of immutable blocks composed of transaction data (eg, transaction information or twin currency information according to the occurrence of one event).

And since each block constituting the block chain contains the hash of the previous block header, the blocks can be linked together to create a record of all transaction data written to the block chain from the beginning. In addition, since a block is dependently connected to the previous block, it is almost impossible to dismantle, modify, and reorganize it, and since it is each held by nodes, it is distributed and robust.

Here, the hash refers to a function that maps arbitrary data having an arbitrary length to data of a fixed length, and hereinafter, various functions having a hash-like characteristic (eg, elliptic curve multiplication function) It may also mean encompassing

In an embodiment, at least one transaction data is recorded in one block. In addition, the transaction data may be calculated as a hash so that forgery does not occur. In addition, it is possible to prevent forgery and falsification and track transaction information and twin currency information by additionally managing hash values and timestamps at the time of data generation for connection with other blocks.

In addition, nodes store the blockchain ledger and wallet application that stores digital keys, allowing users to secure/view transaction data in the blockchain in a safe and reliable way. Here, the wallet application may be a twin currency application of the user terminal 100 and/or a twin currency application of the payment terminal 500 .

Also, nodes can provide a blockchain explorer. The blockchain explorer can be composed of a web application that acts as a search engine to search transaction information and twin currency information.

Users who have a wallet that includes a digital key for the driving record information can find transaction information of things, transaction data or blocks for twin currency information, and understand the relationship and flow between them through the blockchain explorer. have.

Each node may include, or consist of any suitable combination of computing devices, servers, interfaces, systems, databases, agents, peers, engines, controllers, or other types of computing devices operating individually or collectively to be readable in any computing language. can A computing device may include a processor configured to execute software instructions stored on a non-transitory computer-readable storage medium (eg, hard drive, solid state drive, RAM, flash, ROM, etc.).

Preferably, the software instructions are configured to enable the computing device to provide the various functions described below. Further, the disclosed techniques may be implemented as a computer program product comprising a non-transitory computer readable medium having stored thereon software instructions that cause a processor to perform the disclosed steps.

Preferably, the various servers, systems, databases and interfaces may exchange data using HTTP, HTTPS, AES, public/private key exchange, web services API, known financial transaction protocols or other electronically based standardized protocols or algorithms. can Preferably, the data exchange may be performed over a packet switched network, the Internet, LAN, WAN, VPN or other type of packet switched network.

In an embodiment, such a computing device or server may include at least two or more of the twin currency bank 200 , the external server system 300 , the user terminal 100 , and the payment terminal 500 .

- Payment terminal (500)

In an embodiment, the payment terminal 500 may have a twin currency application installed for payment, generate transaction information through the twin currency application, and transmit it to the blockchain network (BN).

In detail, the payment terminal 500 may generate transaction information and transmit it to the blockchain network (BN) when purchasing a thing with twin currency through the twin currency application in the user terminal 100 .

In addition, when the specific transaction medium information matched with the user account is stored, the payment terminal 500 may generate transaction information during a transaction through the specific transaction medium and transmit it to the block chain network (BN). For example, if the user subscribes to the transaction activation system when the user makes a transaction through a specific card, the payment terminal 500 may match the user account and specific card information to store or retrieve the stored information, and then the user can detect the user account of the specific card when paying again through the specific card, generate transaction information, and transmit it to the blockchain network (BN).

In addition, the payment terminal 500 may have another transaction platform-related application installed, and may generate transaction information through the transaction platform application and transmit it to the blockchain network (BN).

For example, when the payment terminal 500 issues a cash receipt when paying in cash for an object, the cash receipt issuing application generates transaction information and transmits it to the blockchain network (BN), or transmits the cash transaction information through the transaction terminal The cash transaction information received from the received cash receipt system can be transmitted to the blockchain network (BN).

In addition, the payment terminal 500 generates transaction information in the card payment application when paying by card for things and transmits it to the block chain network (BN) or blocks in the card platform server that receives the card transaction information through the payment terminal 500 It can be transmitted to the chain network (BN).

In addition, the payment terminal 500 generates transaction information in the simple payment application and transmits it to the block chain network (BN) when making a simple payment through the simple payment platform for things, or transmits the simple payment transaction information through the payment terminal 500 Transaction information can be sent to the blockchain network (BN) from the received simple payment platform server.

In this case, the payment terminal 500 may be a device that is installed in a store that sells things and pays for things according to a payment method.

For example, the payment terminal 500 may include a point of sale (POS) terminal or a personal computer disposed in an offline store.

The payment terminal 500 may include at least one memory and at least one processor.

In addition, at least one memory may store a twin currency application for payment and various other payment-related applications.

In addition, at least one processor reads the twin currency application or various other payment-related applications stored in the memory to perform various tasks to perform a digital twin currency of things for potential resource circulation and activation and a transaction activation method using the same. can

- Object digital twin currency for potential resource circulation and activation and transaction activation method using it

Hereinafter, when the potential resources are movable property or intangible property rights for the object digital twin currency for the circulation and activation of potential resources provided by the transaction activation system consisting of the above-mentioned components and the transaction activation method using the same (hereinafter, the transaction activation method) Suitable embodiments are described in detail.

Referring to FIG. 4 , the twin currency application of the payment terminal 500 or the user terminal 100 may generate and transmit transaction information when performing an object transaction. (S101)

Here, the transaction information includes object information including information such as object name, object type, object manufacturing year, and twin currency issuer information, usage information, user information, usage information, type of transaction medium paid, and payment amount of the transaction medium. , the seller, the seller's account, and may include at least one or more information of the buyer's user account.

In an embodiment, when the user terminal 100 transacts a thing through the twin currency application, it may generate transaction information and transmit it to the blockchain network (BN) and/or the twin currency bank 200 .

In detail, the user terminal 100 can pay twin currency for transaction costs for things through the twin currency application, and the transaction information generated for payment is transmitted to the twin currency bank 200 to receive approval for payment. In this process, transaction information can be stored in the blockchain network (BN).

However, in order to accurately generate transaction information for an object, it may be desirable to generate and transmit transaction information in the payment terminal 500 .

In an embodiment, the payment terminal 500 recognizes a code written on an object to obtain object information when payment is performed through the payment terminal 500 to obtain object information matched to the code, or the payment terminal 500 of object information input by the user can be obtained.

In addition, the payment terminal 500 may obtain the type and amount of the transaction medium paid by the user terminal 100 through a user input or a payment system (eg, a card recognition system, etc.) and include it in the transaction information.

Also, the payment terminal 500 may acquire user information (eg, a user account) by recognizing the user terminal 100 or recognizing information in a transaction medium paid by the user.

In an embodiment, the payment terminal 500 may generate transaction information through the twin currency application and transmit it to the blockchain network (BN) and the twin currency bank 200 .

In detail, the payment terminal 500 may request approval from the twin currency bank 200 when purchasing a thing with twin currency through the twin currency application in the user terminal 100, and upon completion of approval, a transaction generated according to the approval Information can be stored in a blockchain network (BN).

In addition, according to the embodiment, when the specific transaction medium information matched with the user account is stored, the payment terminal 500 generates transaction information during a transaction through a specific transaction medium and transmits it to the blockchain network (BN). have.

For example, when the user transacts through a specific card and the user subscribes to the transaction activation system, the payment terminal 500 may match the user account and specific card information and store the matching information in the transaction activation system. Accordingly, the payment terminal 500 may then detect the user account of the specific card in the transaction activation system when the user pays again through the specific card, generate transaction information for the user account, and transmit it to the block chain network (BN). .

In addition, according to an embodiment, the payment terminal 500 may have other payment platform-related applications installed, and may generate transaction information through the payment platform application and transmit it to the block chain network (BN).

For example, when the payment terminal 500 issues a cash receipt when paying in cash for an object, the cash receipt issuing application generates transaction information and transmits it to the blockchain network (BN), or transmits the cash transaction information through the transaction terminal The cash transaction information received from the received cash receipt system can be transmitted to the blockchain network (BN).

In addition, the payment terminal 500 generates transaction information in the card payment application when paying by card for things and transmits it to the block chain network (BN), or blocks in the card platform server that receives the card transaction information through the payment terminal 500 It can be transmitted to the chain network (BN).

In addition, the payment terminal 500 generates transaction information in the simple payment application and transmits it to the blockchain network (BN) when making a simple payment through the simple payment platform for things, or transmits the simple payment transaction information through the payment terminal 500 Transaction information can be sent to the blockchain network (BN) from the received simple payment platform server.

The transaction information transmitted in this way may be stored in the blockchain network (BN). (S103)

In detail, the blockchain network (BN) may receive transaction information from a specific node as transaction data, and may store transaction information by matching it with a unique number for an object transaction.

That is, when dealing with things, a unique number may be generated for each transaction, and this unique number may be given by the twin currency bank 200 or one node of the blockchain network (BN) that first received the transaction information.

In addition, transaction information can be stored based on the unique number of the given object transaction, and later, transaction information can be searched and confirmed by the unique number through a wallet application or twin currency application.

To this end, the unique number is at least one of the date of the transaction, the unique number of the thing (eg, the unique code of the thing), the unique number of the seller who transacted the thing, and the unique number of the user who purchased the thing (eg, user account). may contain a number. In addition, according to an embodiment, the unique number may further include a number indicating at least one of information on twin currency issuer information, twin currency usage information, twin currency user information, or twin currency usage information.

Therefore, the user terminal 100 can not only check the transaction information by directly inputting the unique number of the transaction, but also search the transaction information through the unique number of the thing, the number of the vendor or the user's number, and retrieve the transaction information. can be printed out.

According to an embodiment, the twin currency bank 200 may issue twin currency upon receipt of transaction information even if there is no separate request from the issuer when performing a transaction for an object.

In detail, in the twin currency bank 200, twin currency may issue twin currency at a price paid as the value of circulation currency representing the value of things, and twin currency issuance information may be stored in the blockchain network. Accordingly, the price information indicating the value according to the initial distribution currency payment amount of the thing may be maintained until the thing is destroyed.

In addition, the twin currency bank 200 may issue the 'twin currency' generated as a twin of things issued according to the transaction of things as 'inactive twin currency' that can only refer to the value of things and cannot be transacted.

On the other hand, the user terminal 100 or the relay terminal of the issuer may request the issuance of twin currency based on the thing. (S105)

In an embodiment, a user having a certain right (eg, ownership, etc.) of a thing may become a direct issuer, register a thing through the twin currency application of the user terminal 100, and request issuance of twin currency based on the thing.

In detail, the user terminal 100 may register a thing with the twin currency bank 200 in a way that the thing is secured or the right of at least a part of the thing is transferred, and for this purpose, predetermined information about the thing is obtained Thus, the issuance request information can be uploaded to the twin currency bank 200 through the twin currency application.

For example, the user terminal 100 may obtain a name of an object, a type of an object, a unique number of an object, etc. as issuance request information according to a user input, etc. It is possible to request issuance of twin currency by generating the included object information and transmitting it to the twin currency bank 200 .

At this time, the value of the object may be evaluated through the digital twin bank 200 or the object value evaluation platform, and the value information may be recorded as transaction data in the transaction ledger of the block chain network.

In addition, by paying the cash corresponding to the circulation currency directly to the twin currency bank, you can request the issuance of twin currency that can determine the issuer information, usage information, user information, and usage information. In this case, the user terminal 100 may further acquire and include information about the twin currency issuance request amount, the method of transferring the rights of a thing, etc. as issuance request information.

In addition, according to an embodiment, the issuer terminal of the issuer who has received the thing offline from the right holder of the thing may determine and request the issuance amount of twin currency. At this time, if an inactive digital twin currency is issued to a thing in the form of a pre-stored 'pair (twin)' and a unique price is assigned, the issuer who receives the thing searches the block chain network for the specific price of the thing on the issuer terminal. can be checked In addition, the issuer may pay its own circulation currency (cash) corresponding to a predetermined value with reference to the intrinsic price retrieved through the issuer terminal, and receive a 'twin currency' corresponding to the amount and pay it to the right holder of the thing. That is, according to the embodiment, the issuer may designate and request the issuance amount of twin currency to be issued to a thing by itself, and in this case, the issuer may issue based on the twin currency or circulation currency held by the issuer. In the case of this embodiment, the twin currency for things is established as "thing value (price) = twin currency value (price) = currency value (price)" as shown in Fig. 1, and these are always on the blockchain-based transaction book. It can be accompanied and moved together depending on the transaction.

In addition, according to the embodiment, the holder of the right to a thing may receive the value of the thing through the 'thing value evaluation platform' with the thing as collateral, and receive twin currency through the twin currency bank 200.

In this way, since things and twin currencies are matched to each other and moved, it can be understood as a concept that when the rights are transferred to the third party, the consumer, who has received the rights to the things, the twin currency also moves together. can

And as a twin currency, 'inactive twin currency' cannot be traded on its own, and can be destroyed together when things are destroyed.

In other words, 'inactive twin currency' is a digitalized value of a thing, and can only be used as a reference for checking the transaction information of a thing on the transaction book, and it may not be possible to transact alone. That is, the inactive twin currency can be used as evidence for the pre-transaction of things and as basic data for evaluating the value of things afterwards.

On the other hand, as described above, the twin currency paid by the issuer as a reward for receiving the right to the thing from the holder of the thing may be “money currency (cash) or previously issued twin currency”.

At this time, the twin currency may be ‘active twin currency’. That is, the issuer can transfer some or all of the rights to the thing from the thing right holder, and as a reward for this, the issuer can pay the thing right holder its own twin currency.

Hereinafter, by transferring ownership of at least some things, by issuing twin currency corresponding to the value of ownership, the contents of the transaction will be described and examples thereof will be described.

Referring to FIG. 2 , the issuer of the active twin currency is mainly a supplier of the thing, but in some cases, the consumer of the thing may also issue the active twin currency. For example, when consumer A purchases item 1 from supplier A as shown in FIG. 2 , supplier A may pay cash or its own exclusive twin currency. Next, when consumer A donates the purchased item 1 to consumer B as a gift, consumer B can resell the item 1 to supplier A (or supplier B). At this time, supplier A (or supplier B) may issue its own twin currency and pay consumer B for the item 1 in return. At this time, after the value is evaluated through the object value evaluation platform (or real estate transaction platform), twin currency can be issued from the twin currency bank. On the other hand, supplier A (or supplier B) can enable consumer B to continue trading with supplier A (or supplier B) by issuing its own twin currency. In addition, suppliers (A, B, and C) send goods to a higher level supplier (for example, upper supplier A) in the same way that consumer B received twin currency exclusive to Supplier A by selling Item 1 back to Supplier A. By selling 1 back, you can receive the exclusive twin currency of the upper provider. At this time, the upper level supplier A can receive twin currency from the twin currency bank after the value is evaluated through the object value evaluation platform (or real estate transaction platform). In addition, twin currency can be converted into cash at any time through the twin currency bank. In the embodiment, the issuer's terminal is described as the payment terminal 500 of the offline store that directly receives the user's thing, but the issuer terminal may include various terminals.

And the payment terminal 500 acquires the object information about the checked object, user information that is the owner of the object, and usage information, and transmits issuance request information including issuer information to the twin currency bank 200 to issue twin currency can request

For example, referring to FIG. 6 , the user 20 who owns the thing T sends the thing T to an offline vendor (eg, corresponding to the supplier in FIG. 2 ) that can sell the thing T. In this case, the payer of the offline seller may be the issuer 10 of the twin currency. The issuer 10 can acquire thing information by scanning the code of the thing T through the payment terminal 500, and the account code of the user 10 output through the twin currency application of the user terminal 100 User information can be obtained by scanning.

In detail, the payment terminal 500 may scan the code of the thing (T) to obtain a thing-specific number, and based on the thing-specific number, pre-transaction information in the block chain network (BN) or the twin currency bank 200 By searching for things, information about things and information about transactions of things can be obtained.

In addition, the issuance of twin currency may be requested by including at least one or more of the obtained object information, user information, usage information, and issuer information in the issuance request information.

In addition, the issuer can automatically set to request the issuance of twin currency whenever a specific event is issued through the issuer terminal.

For example, whenever a transaction occurs through the payment terminal 500 in an offline store through the twin currency application, the issuer may automatically set to request issuance of twin currency using at least a portion of the transaction amount as a thing.

In case of automatic setting, it can be set to automatically pay the issued twin currency to the user account, which is the counterparty to the transaction.

In this way, when a request for issuance of the twin currency is received, the twin currency bank 200 may issue the twin currency after confirming the issuance request information, determining the issuance conditions, and the like.

5 is a flowchart showing the issuance process of digital twin money for things according to an embodiment of the present invention.

The issuance process of digital twin currency may be performed by the twin currency bank 200 and the external server system 300, but in the embodiment, the twin currency bank 200 has an external server system 300 (eg, valuation). system, transaction relay system, etc.) are included.

Referring to FIG. 5 , the twin currency bank 200 may receive twin currency issuance request information through the twin currency application.

The twin currency bank 200 receiving the twin currency issuance request information may determine the twin currency issuance amount based on the twin currency issuance request information. (S201)

In the first embodiment, the twin currency bank 200 evaluates the present value of a thing through a valuation system (eg, an object value evaluation platform or a real estate transaction platform), and calculates the issuance amount of twin currency according to the evaluated present value. can decide

At this time, the twin currency bank 200 may evaluate the present value of the object based on circulation money, and may issue twin currency of a numerical value corresponding to the evaluated circulation money amount. That is, the twin currency is issued so that the standard circulation currency amount and the numerical value match, so that the user can intuitively recognize the value of the twin currency.

For example, if the circulation currency value of a thing is evaluated at 10,000 won, virtual currency may also be issued in 10,000 virtual currency units (hereinafter, Faber, favor).

That is, the twin currency bank 200 may issue the twin currency of a numerical value corresponding to 1:1 to the calculated circulation currency value after calculating the circulation currency value of a thing based on the thing information of the issuance request information.

In this case, the twin currency bank 200 may search for transaction information on an existing object and calculate the present value of the object based on the retrieved transaction information.

In detail, the twin currency bank 200 may detect the transaction information by searching for the transaction unique number based on the unique number of the object included in the issuance request information, and the object information in the detected transaction information, the transaction medium of the object payment can be obtained.

In addition, the twin currency bank 200 may calculate the current currency value of the thing by reflecting the current state of the thing and/or the depreciation according to the passage of time after the transaction in the transaction medium payment amount.

In detail, the twin currency bank 200 may calculate the current circulating currency value of the thing by deducting the amount calculated by the depreciation ratio according to the time period for each type of thing stored in advance from the payment amount of the transaction medium. In this case, the value can be calculated based on objective information, but in actual transactions, it can be calculated by subjective judgment between the parties to the transaction.

In addition, the twin currency bank 200 may calculate the amount of money in circulation to be actually paid in the transaction medium payment by reflecting the current state of the thing. For example, when a thing consists of a plurality of objects, the amount of money paid for the current thing may be calculated by subtracting the payment amount of the transaction medium according to the number of objects of the current thing.

In addition, the twin currency bank 200 transmits the twin currency issuance amount according to the thus calculated amount of circulation money to the issuer and the user terminal 100, and upon receiving approval from the issuer and the user, it can finally determine the twin currency issuance amount.

In the second embodiment, the twin currency bank 200 may determine the twin currency issuance amount based on the twin currency issuance request amount requested by the issuer.

In detail, in the payment terminal 500 of the issuer, the issuer may designate a twin currency issuance request amount while requesting the issuance of twin currency. That is, the issuer of twin currency (supplier in FIG. 2, upper level provider) who is the recipient of the object may request issuance of twin currency by setting a predetermined twin currency issuance request amount.

At this time, in order for the issuer to assist in the accurate calculation of the present value of the thing, the twin currency application of the payment terminal 500 displays the existing transaction information when there is existing transaction information for the thing so that the issuer confirms the existing transaction information can be provided to do so.

For example, the payment terminal 500 may recognize the code displayed on the thing, and search the pre-transaction information of the thing (the unique number of the thing, all life transaction histories related to the thing, etc.) through the code number of the thing. , when transaction information for a thing is retrieved, the transaction information is output, and the issuer can provide it as basic data for designating the issuance amount.

That is, the payment terminal 500 may provide the issuer with object information (eg, the name of the object, transaction information from the birth of the object to the expiration date) to the issuer, and the transaction medium payment amount ( For example, by making it possible to display the payment amount in circulation currency), the place of sale of the thing, the time of sale, etc., the twin currency issuer (the object consumer) is supplied to the new consumer as the current user (the person who currently has the ownership of the object). It is possible to grasp the reliability of the object received from the person who wants to do so).

In addition, the issuer may designate the twin currency issuance request amount upon request for issuance of twin currency or after the issuance request through the payment terminal 500, and in this case, the twin currency issuance amount may be determined by the designated twin currency issuance request amount.

However, when the twin currency issuance request amount is determined as the twin currency issuance amount as described above, the twin currency bank 200 may determine whether the issuer's issuance condition is satisfied.

In addition, the twin currency bank 200 sets the conditions of use of the twin currency (use information indicating the destination of use, user information indicating the usage right, usage information specifying the scope of use, etc.) based on the twin currency issuer (issuance requester). can (S203)

In an embodiment, the issuer may set at least one of a twin currency usage destination, a designated user, and a usage purpose as a usage condition when a twin currency issuance request is made through the payment terminal 500 or the like. On the other hand, depending on the issuer of the twin currency, the twin currency bank 200 issues individual type (including corporation) twin currency issued by individuals, group type twin currency issued by a group, and regional type twin currency issued by regional local governments or governments, etc. can do.

Here, setting the use of twin currency means that the twin currency bank 200 sets a specific store so that payment of the twin currency to be issued can be paid only at the store set by the issuer, or only for a specific brand, according to the issuer's request. It may mean setting to enable payment, setting to allow payment only in a specific region, or setting to allow payment only for a specific purpose.

In addition, the twin currency bank 200 may set a designated user to set usage conditions so that only the designated user uses the twin currency. For example, it can be issued as an individual type for use only in a specific user account, as a group type for use only by members belonging to a specific group or group, or as a regional type for use only by specific local residents.

In addition, the twin currency bank 200 may set the purpose of use as a condition of use of the twin currency according to the request of the issuer. For example, the twin currency bank 200 may issue twin currency as a general transaction type that allows only purchase of things, may issue donation type twin currency that can only be donated, and investment type twin currency so that only investment is possible. can be issued. In addition, other specific types of twin currency that can be used only for specific purposes may be issued.

In addition, the twin currency bank 200 may grant the validity period of the twin currency according to the request of the issuer, and may set a refund condition for the circulation currency and the like.

At this time, the twin currency bank 200 may change the issuance amount of the twin currency according to the conditions of use.

For example, the twin currency bank 200 may determine the issuance amount of the twin currency by deducting a fee according to the provision of use conditions.

In addition, the twin currency bank 200 may determine the issuance amount of the twin currency by adding a promotion according to the provision of use conditions. For example, in the case of limiting the stores used, the amount of twin currency issuance may be determined by adding the amount provided by the stores used. In this case, the twin currency bank 200 may receive a commission of a certain portion through a predetermined special contract from the store where it is used.

Meanwhile, the twin currency bank 200 may check the issuance conditions of the twin currency issuer. (S205)

In detail, if the issuer is a user who is the owner of the thing, it is possible to check whether the user has transferred the right of the thing to check the twin currency issuance conditions.

For example, the twin currency bank 200 may approve the issuance of twin currency when the item is delivered to a certain affiliate store and the affiliate store checks whether the item is received, or when the delivery of the item is confirmed through courier delivery, etc. have. This is to improve the reliability of the transaction by checking whether the object has been completely delivered to the other party in the transaction for the object. That is, in the object transaction, after the object is completely delivered to the consumer, the twin currency is issued to secure the safety of the transaction.

In addition, when the issue of twin currency is requested by the issuer, which is an intermediary, the twin currency bank 200 may approve the issuance of twin currency based on the issuer's credit or the issuer's thing.

In detail, the twin currency bank 200 may issue the requested twin currency within the circulation currency held by the issuer and/or the previously issued twin currency holding amount.

For example, a person who wishes to issue twin currency (a consumer of a thing) deposits a predetermined circulating currency in the twin currency bank 200 as collateral, or uses the circulating currency amount deposited in another bank as collateral, within the amount Twin currency issuance conditions can be satisfied.

At this time, the twin currency bank 200 is deposited as collateral in circulation money or other banks set as collateral. The issuance of twin currency can be approved by deducting the deposited currency as much as the requested twin currency favor.

In addition, the issuer may issue twin currency based on circulating currency as much as a predetermined favorite, and then issue twin currency within the issued favorite, and the twin currency bank 200 will issue the issued twin currency. The issuance of twin currency can be approved by deducting the amount of the requested twin currency payer.

In addition, the issuer may receive a credit evaluation from the twin currency bank 200 and may be given a limit amount of twin currency that can be requested for issuance, and the issuer may request issuance of twin currency within the limit amount of twin currency. In addition, the twin currency bank 200 may approve the twin currency issuance within the limit amount by reflecting the twin currency limit amount according to the credit rating change of the issuer.

In addition, the twin currency bank 200 may change the rights of things based on the issuance of twin currency. (S207)

In detail, the twin currency bank 200 may transfer the right of the thing or confirm the transfer of the right of the thing.

In an embodiment, the twin currency bank 200 may confirm that the ownership of the thing has been transferred to the issuer and approve the twin currency issuance.

In addition, in the embodiment, the twin currency bank 200 may confirm that the thing has been delivered to the issuer as collateral and approve the issuance of the twin currency. In this case, the issuer may be a pawnshop (aka, digital pawnshop) that stores things.

In addition, the twin currency bank 200 may process the issuer's transfer of ownership of things. For example, the twin currency bank 200 may transfer the ownership of the object to the issuer by directly applying to the intangible property management office to change the ownership of the intangible property provided by the user as collateral.

In addition, the twin currency bank 200 may automatically transfer as much as the twin currency issuance request amount from the secured account or deposit amount when the thing is circulation money.

When the issuance condition is confirmed, the twin currency bank 200 may issue and pay the twin currency. (S209)

In detail, when the issuance approval is determined, the twin currency bank 200 may issue as much as the predetermined issuance amount of the twin currency.

At this time, the twin currency bank 200 may generate twin currency issuance information by assigning a unique number according to the request for issuance of twin currency or setting a unique number for the issued twin currency. In addition, the unique number of the twin currency, when the twin currency is generated by a transaction, the unique number of the transaction may be the unique number of the twin currency.

The twin currency issuance information may include at least one or more of twin currency issuance amount, twin currency usage conditions, and twin currency approval information.

In addition, the twin currency bank 200 may issue a different unique number for each predetermined ratio of the issued twin currency issuance amount, and different twin currency issuance amounts and/or twin currency usage conditions for each unique number. can be set.

In addition, the twin currency bank 200 may pay the issued twin currency to the issuer or a user designated by the issuer.

In detail, the twin currency bank 200 may provide the twin currency to the issuer's account or a user account designated by the issuer so that it can be checked through the twin currency application.

In addition, the twin currency bank 200 transmits and stores the twin currency issuance information to the blockchain network (BN), thereby guaranteeing the reliability of the twin currency and providing the twin currency so that the issuance amount and conditions of use can be checked. have. (S211)

Returning to the description of FIG. 4 again, the paid twin currency can be confirmed through the twin currency application of the user terminal 100 .

In detail, the user can run the twin currency application, check the amount of twin currency paid, and check additional information about usage conditions (place of use, user, purpose of use, etc.).

At this time, the twin currency application may display the twin currency to be checked for each unique number of the twin currency.

Here, the unique number of twin currency may include at least one of the unique number of the underlying object, the unique number of the place of use when the place of use is set among the conditions of use, and the unique number of the brand when the brand of use is set. .

In addition, the twin currency application may provide by summing the payers of the twin currencies in which at least some of the unique twin currency numbers match.

For example, in the twin currency application, when the use of twin currency is set as a condition of use, by adding and providing twin currencies with the same unique number of the use, the user can provide more confirmation of the amount available for the use. can

In addition, users can use their twin currency in various ways through the twin currency application.

First, the user terminal 100 can be used to purchase things by paying twin currency through the twin currency application. (S107)

In detail, it may be provided to pay the held twin currency according to the user account of the user terminal 100 . For example, the twin currency application may output a code capable of recognizing a user account, and the payment terminal 500 scans the code, thereby providing twin currency payment.

In this case, the twin currency application may be approved for payment by checking the twin currency amount and usage conditions for each amount.

For example, the twin currency bank 200 checks the amount of twin currency requested for payment received from the twin currency application or payment terminal 500, checks the conditions of use of the twin currency, and uses twin currency if satisfied can approve.

In detail, the twin currency bank 200 can check the twin currency issuance amount and conditions of use by searching the blockchain network (BN) or searching for the unique number of the twin currency for which payment is requested, and the payment terminal 500 In the transaction information transmitted from , it is determined whether the transaction amount and the terms of use match, and if they match, the payment can be approved.

When the payment is approved, the twin currency is paid and the transaction is approved, and the transaction information generated accordingly can be transmitted and stored in the blockchain network (BN).

At this time, the blockchain network (BN) reissues a unique number according to a new transaction, and stores the twin currency amount by subtracting the payment amount due to the transaction from the twin currency issue amount to the existing unique number by matching the reissued unique number , twin currency can be deducted.

In addition, the twin currency application can provide a service that converts the issued twin currency into another transaction medium. (S109)

In detail, since there may be restrictions on the use of twin currency, the user may want to convert the twin currency into circulation currency or other virtual currency.

To this end, the twin currency application can convert the held twin currency into twin currency or circulation currency issued as collateral by using the twin currency as collateral through the transaction relay system or the twin currency bank 200 . Here, the twin currency issued with the circulation currency as collateral can be used under the same conditions of use as the circulation currency.

For example, when the twin currency bank 200 requests to convert the twin currency of a specific unique number into circulation money in the twin currency application, It can be converted and paid, and the twin currency of a specific unique number can be recovered.

The deduction for the predetermined amount may be generated by the conversion fee of the twin currency bank 200 and/or the deduction fee according to the depreciation of the value according to the conditions of use.

In addition, the twin currency bank 200 may provide a relay transaction platform that can sell a specific unique number twin currency as circulation currency through an auction or purchase by other users.

In this case, the user uploads the twin currency information of his/her unique number to the relay transaction platform through the twin currency application, and when another user makes a purchase, the user can receive the circulation currency according to the purchase from the other user.

In addition, the twin currency application can provide an investment service that can invest the issued twin currency. (S109)

The user, issuer or the twin currency bank 200 may hold a specific event in which the twin currency can be invested.

This specific event, by defining the profit/loss according to the twin currency investment, can be stored in the blockchain network (BN) as investment event information to ensure reliability in the occurrence of profit/loss in the future.

The Twin Currency application provides information on currently held events and allows the user to invest the Twin Currency held by the user in the event selected by the user.

In addition, the twin currency application can provide the user with a change in the amount of the twin currency investment by checking the occurrence of profit/loss according to the investment through the blockchain network (BN) or the twin currency bank 200.

7 is a conceptual diagram illustrating that various transactions are possible based on movable property through the transaction activation system in an embodiment of the present invention.

A simple example in which a transaction activation method is provided can be confirmed with reference to FIG. 7 .

In detail, when individual B (corresponding to the consumer in Fig. 2) purchases a juice gift set by paying 10,000 won in cash at Mart B (corresponding to the supplier in Fig. 2), the transaction information is transmitted through the blockchain network (BN ) can be stored in

And when individual B no longer needs the juice gift set, he can sell the juice gift set to individual A. In this case, by using the transaction activation system, it is possible to perform transactions with individual A with high reliability and easily. For example, individual B can register the sale of juice gift sets by displaying pre-transaction information on the transaction relay platform through the twin currency application. You can check the previous transaction information through payment to check the reliability of the juice gift set and perform second-hand transactions.

In addition, when Person B provides a juice gift set to Person C, Person C does not need at least part or all of the juice gift set, relaying at least a part or all of the juice gift set through the twin currency issuer in twin currency can be converted to and used. At this time, the present value of juice can be evaluated through the process of verifying the unique information of the juice gift set through the object value evaluation platform.

In detail, individual C gives a juice gift set to Mart B, which sold the juice gift set, or to Mart A, which sells juice gift set regardless of this You can activate potential resources by giving and receiving as twin currency that you can use.

That is, the resource can be activated by giving to the issuer in need of a juice gift set that has been deactivated because it is not needed by individual C.

Mart A or Mart B, which is a twin currency issuer, issues twin currency that sets terms of use so that it can be used only in their own stores while receiving a sellable juice gift set and pays it to individual C. can be obtained

This transaction revitalization method enables the utilization of potential assets by quantifying the value of things by using things digital twin currency, and by activating potential asset values that are not active such as movable property and real estate, the cost-effectiveness of economic activities can be increased. has an improving effect.

In addition, by quantifying the value of things and providing a service that can utilize the issued digital twin currency in various ways, the value of the thing digital twin currency itself can be generated and the usability can be increased.

8 is a flowchart illustrating a transaction activation method for real estate according to an embodiment of the present invention.

Referring to FIG. 8 , the transaction activation method for real estate according to the embodiment is the same as the above-described transaction activation method for movable property or intangible property rights, but the special properties of real estate may be more reflected, so the transaction activation method described above and the differences will be explained.

Referring to FIG. 8 , the user terminal 100 may request issuance of twin currency using real estate as collateral. (S105)

In an embodiment, a user having ownership of real estate may request twin currency issuance with real estate as collateral through the twin currency bank 200 or a transaction relay system (eg, a real estate transaction platform) of an external server system. Hereinafter, it will be described that the twin currency bank 200 includes the real estate transaction platform of the object value evaluation platform of the valuation system and the transaction relay system.

To this end, the user may transmit twin currency issuance request information with real estate as collateral to the twin currency bank 200 through the twin currency application of the user terminal 100 .

Here, the issuance request information using the real estate as collateral may include real estate information including information such as a copy of the current register for the real estate, a twin currency issuance request amount, a real estate right transfer method, and the like.

Upon receiving the twin currency issuance request information, the twin currency bank 200 issues twin currency through the use of a transaction relay system such as an object value evaluation platform and real estate transaction platform based on the desired collateral amount of the real estate owner who is the right holder of the thing. amount can be determined. (S303)

In an embodiment, the twin currency bank 200 may determine the issuance amount of twin currency within the present value of the real estate after calculating the present value of the real estate based on the real estate information.

In detail, the twin currency bank 200 may calculate the present value of the real estate by detecting the previous transaction information in the block chain network (BN) based on the real estate information. However, since real estate values fluctuate greatly over time, additional information may be collected to calculate the present value. In all transactions on real estate, an object valuation platform or real estate transaction platform can be used.

In detail, the twin currency bank 200 may obtain transaction information that is located within a preset range of real estate and that a transaction occurs within a preset time, and may calculate the present value of real estate based on this. In this case, an object valuation platform or real estate transaction platform can be used.

In addition, the twin currency bank 200 may collect real estate sales request information that is located within a preset range of real estate and currently requested for sale from other real estate transaction platforms, and calculate the present value of real estate based on this. In this case, an object valuation platform or real estate transaction platform can be used.

In addition, the twin currency bank 200 may calculate the present value of the real estate based on the user's real estate ownership ratio and collateral status such as mortgages in the real estate. In this case, an object valuation platform or real estate transaction platform can be used.

And the present value of these real estate can be calculated based on circulation currency.

In addition, if the twin currency issuance request amount requested by the user falls within the present value of the real estate, the twin currency bank 200 may determine the twin currency issuance request amount as the twin currency issuance amount.

When the twin currency issuance amount is determined, the twin currency bank 200 may set usage conditions for the twin currency to be issued. (S305)

In detail, since the user is highly likely to utilize the potentially inactive real estate for living funds, investment, donation, specific purposes, etc. Twin currency can be issued by setting terms of use according to the selected purpose of use.

For example, when the user selects the twin currency issuance purpose as living funds, the twin currency bank 200 may issue twin currency by setting usage conditions for the living fund purpose. In this case, an object valuation platform or real estate transaction platform can be used.

In detail, the twin currency bank 200 may set usage conditions that limit the use to at least one or more stores where household goods can be purchased, in the case of living funds. In this case, an object valuation platform or real estate transaction platform can be used.

That is, the twin currency bank 200 has an affiliate relationship with stores that sell household goods, detects the stores related to the user among the stores that have a partnership relationship, and uses the twin currency so that the detected store can use the twin currency. You can set conditions. In this case, an object valuation platform or real estate transaction platform can be used.

The twin currency bank 200 may realize profits by receiving a predetermined fee from the store when the user uses the issued twin currency at the affiliated store. In this case, an object valuation platform or real estate transaction platform can be used.

In addition, the twin currency bank 200 may set usage conditions by limiting the use of the twin currency to be issued to a general transaction type in the case of living funds.

In this way, the twin currency bank 200 sets a plurality of usage purposes and different usage conditions for each usage purpose, and issues twin currency under the usage conditions optimized for the user's purpose, so that the user can use the twin currency without inconvenience. And, the twin currency bank 200 can realize profits by deducting the fee according to the use of the twin currency.

In addition, the twin currency bank 200 may set the validity period of the issued twin currency and refund conditions for circulation money, and the like.

At this time, the twin currency bank 200 may change the issuance amount of the twin currency according to the conditions of use.

For example, the twin currency bank 200 may determine the issuance amount of the twin currency by deducting a fee according to the provision of use conditions.

In addition, the twin currency bank 200 may determine the issuance amount of the twin currency by adding a promotion according to the provision of use conditions. For example, in the case of limiting the stores used, the amount of twin currency issuance may be determined by adding the amount provided by the stores used. In this case, the twin currency bank 200 may receive a commission of a certain portion from the store where it is used.

And, when the twin currency issuance is decided, the twin currency bank 200 may change the rights to real estate. (S307) At this time, an object valuation platform or a real estate transaction platform may be used.

In detail, the user or the twin currency bank 200 may determine the method of changing the rights of the real estate when the issuance of twin currency is requested with the real estate as collateral.

For example, the method of changing the rights can be determined by setting a mortgage equivalent to the amount of issuance of twin currency on the real estate, or the method of changing the rights of real estate can be determined by transferring ownership equal to the ratio of the real estate according to the amount of issuance of twin currency. .

In an embodiment, the twin currency bank 200 may apply for registration of a mortgage as much as the issuance amount of the twin currency to be issued, and may approve the issuance of the twin currency after confirming that the mortgage registration is completed.

When the twin currency issuance is approved, the twin currency bank 200 may issue and pay the twin currency. (S209)

In detail, when the issuance approval is determined, the twin currency bank 200 may issue as much as the predetermined issuance amount of the twin currency.

At this time, the twin currency bank 200 may generate twin currency issuance information by assigning a unique number according to the request for issuance of twin currency or setting a unique number for the issued twin currency. In addition, the unique number of the twin currency, when the twin currency is generated by a transaction, the unique number of the transaction may be the unique number of the twin currency.

The twin currency issuance information may include information about at least one of collateralized real estate information, twin currency issuance amount, twin currency usage conditions, and twin currency approval information.

In addition, the twin currency bank 200 may issue a different unique number for each predetermined ratio of the issued twin currency issuance amount, and different twin currency issuance amounts and/or twin currency usage conditions for each unique number. can be set.

In addition, the twin currency bank 200 may pay a user designated by the issued issuer in this way.

In detail, the twin currency bank 200 may provide the twin currency to the user account so that it can be checked through the twin currency application.

In addition, the twin currency bank 200 transmits and stores the twin currency issuance information to the blockchain network (BN), thereby guaranteeing the reliability of the twin currency and providing the twin currency so that the issuance amount and conditions of use can be checked. have.

The paid twin currency can be confirmed through the twin currency application of the user terminal 100 .

In detail, the user can run the twin currency application, check the amount of twin currency paid, and check additional information on terms of use, etc.

At this time, the twin currency application may display the twin currency to be checked for each unique number of the twin currency.

Here, the unique number of twin currency may include at least one of the unique number of the underlying object, the unique number of the place of use when the place of use is set among the conditions of use, and the unique number of the brand when the brand of use is set. .

In addition, the twin currency application may provide by summing the payers of the twin currencies in which at least some of the unique twin currency numbers match.

For example, in the twin currency application, when the use of twin currency is set as a condition of use, by adding and providing twin currencies with the same unique number of the use, the user can provide more confirmation of the amount available for the use. can

In addition, users can use the twin currency they have through the twin currency application in various ways under the set usage conditions. (S311)

First, the user terminal 100 can be used to purchase things by paying twin currency through the twin currency application.

At this time, when the twin currency is used in a designated use place, the twin currency bank 200 may deduct the twin currency as much as a preset fee from the use place as a fee, thereby securing system operation revenue.

In addition, the twin currency application can provide a service that converts the issued twin currency into another transaction medium.

In addition, the twin currency application can provide an investment service that can invest the issued twin currency.

In addition, the twin currency application can provide a service that can utilize the issued twin currency for donations or specific purposes.

9 is a conceptual diagram illustrating that various transactions are possible based on real estate through the transaction activation system in an embodiment of the present invention.

Referring to FIG. 9 , the real estate owner 100 issues twin currency with real estate as collateral to the real estate transaction relay platform operated by the transaction relay system 300 based on the real estate that has potential value but is inactive for the purpose of living funds. you can request

The transaction relay system 300 may have an affiliate relationship with at least one use store (or brand) according to the purpose of living funds, and set the use in at least one place of use as a condition of use within the present value of real estate. We can issue twin currency from

In addition, the transaction relay system 300 may acquire a right by setting a security right for the real estate, and may acquire a predetermined fee each time the real estate owner 100 uses the twin currency in the affiliated store.

And the twin currency issuance process and the use of the issued twin currency are transmitted, stored, and managed in the twin currency bank 200 and the blockchain network (BN), so that secure transactions can be performed.

At this time, the real estate transaction relay platform of the transaction relay system 300 divides the entire real estate collateral amount into small business owners, department stores, marts, etc., respectively, to share the collateral, or the real estate transaction platform with small business owners, department stores, marts, etc. 100% of the total amount of collateral can be shared. At this time, the real estate transaction platform, such as small business owners, department stores, marts, etc., who share the collateral, becomes the issuer of their own twin currency, and can pay the issued twin currency to the real estate owner 100 .

Accordingly, real estate is distributed to small business owners, department stores, marts, etc. and secured as collateral through the real estate transaction platform, or as collateral by taking full charge of the real estate transaction platform. It will be delivered to the real estate owner (100). Since small business owners, department stores, marts, etc. are twin currency issued by them, they can set usage conditions that can only be traded in their own store, so they are willing to easily issue twin currency to the real estate owner 100, so bilateral transactions occur easily situation becomes Thus, potential resource activation and transaction activation are possible using twin currency.

In addition, the real estate transaction platform may be able to exchange transactions with another separate real estate (eg, alternative real estate such as paddy fields, fields, land, etc.). (For example, real estate owners have anxiety that their house or real estate cannot be sold and become their own. can

The embodiments according to the present invention described above may be implemented in the form of program instructions that can be executed through various computer components and recorded in a computer-readable recording medium. The computer-readable recording medium may include program instructions, data files, data structures, etc. alone or in combination. The program instructions recorded on the computer-readable recording medium may be specially designed and configured for the present invention, or may be known and available to those skilled in the art of computer software. Examples of computer-readable recording media include hard disks, magnetic media such as floppy disks and magnetic tapes, optical recording media such as CD-ROMs and DVDs, and magneto-optical media such as floppy disks. medium), and hardware devices specially configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine language codes such as those generated by a compiler, but also high-level language codes that can be executed by a computer using an interpreter or the like. A hardware device may be converted into one or more software modules to perform processing in accordance with the present invention, and vice versa.

The specific implementations described in the present invention are only examples, and do not limit the scope of the present invention in any way. For brevity of the specification, descriptions of conventional electronic components, control systems, software, and other functional aspects of the systems may be omitted. In addition, the connection or connection members of the lines between the components shown in the drawings exemplarily represent functional connections and/or physical or circuit connections, and in an actual device, various functional connections, physical connections that are replaceable or additional may be referred to as connections, or circuit connections. In addition, unless there is a specific reference such as “essential” or “importantly”, it may not be a necessary component for the application of the present invention.

In addition, although the detailed description of the present invention has been described with reference to a preferred embodiment of the present invention, those skilled in the art or those having ordinary knowledge in the art will appreciate the spirit of the present invention described in the claims to be described later. And it will be understood that various modifications and variations of the present invention can be made without departing from the technical scope. Accordingly, the technical scope of the present invention should not be limited to the contents described in the detailed description of the specification, but should be defined by the claims.

Claims (24)

A thing digital twin currency for potential resource circulation and activation performed by a twin currency application running on at least one processor of a transaction activation system and a transaction activation method using the same,
obtaining information on a request for issuing twin currency based on a thing;
determining a twin currency issuance amount based on the obtained twin currency issuance request information;
confirming a change in rights to the thing;
when the change in rights is confirmed, issuing and issuing a unique number for the determined issuance amount of twin currency, and paying the issued twin currency;
storing the issued information of the issued twin currency in a block chain network;
utilizing the paid twin currency; and
Storing transaction information according to the use of the twin currency in a block chain network,
The step of issuing inactive twin currency as much as the intrinsic price, which is the payment amount of the circulation currency, and generating transaction information when the object is transacted with a circulation currency-based transaction medium, and the generated transaction information and the inactive twin currency are given to the transaction Further comprising the step of being stored in the blockchain network based on the first unique number,
The step of obtaining the twin currency issuance request information based on the thing is,
Requesting the issue of twin currency for the thing from the terminal of the right holder of the thing, and confirming the inactive twin currency of the thing based on the first unique number in the terminal of the issuer, the issuer including the step of including the twin currency issuance request amount in the twin currency issuance request information according to an input from the terminal of the issuer,
The determining of the issuance amount of twin currency based on the obtained twin currency issuance request information includes: confirming whether the issuer who requested the issuance of the twin currency satisfies the issuance condition for the issuance request amount of the twin currency; Further comprising the step of determining the issuance request amount as the issuance amount of the twin currency,
When the change in rights is confirmed, a second unique number for the issuance of the twin currency is given to issue the twin currency of the issuance amount of the twin currency, and the step of paying the issued twin currency corresponds to the issuance amount of the twin currency Containing the steps of converting the inactive twin money to become active twin money, and providing the converted active twin money to the right holder terminal,
Further comprising the step of searching and confirming the transaction information for the first unique number and the transaction information for the second unique number through the unique number of the thing
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. delete The method of claim 1,
The step of issuing inactive twin currency as much as the intrinsic price, which is the payment amount of the circulation currency, when performing a transaction with the object as a circulation currency-based transaction medium, and generating transaction information,
When the payment for the thing is paid by card in the payment terminal, the payment terminal generates transaction information according to the card payment, and when the payment for the thing is paid in cash in the payment terminal, the payment terminal is Therefore, including the step of generating transaction information
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. The method of claim 1,
The step of determining the issuance amount of twin currency based on the obtained twin currency issuance request information includes:
Searching for pre-transaction information based on the object information of the twin currency issuance request information, and determining the issue amount of twin currency by subtracting a predetermined amount from the transaction medium payment of the pre-transaction information
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. The method of claim 1,
Acquiring the twin currency issuance request information based on the thing includes: evaluating the value of the thing through a thing value evaluation platform in the issuer terminal receiving the thing from the user; Generating and transmitting twin currency issuance request information in which the money issuance request amount is set
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. delete The method of claim 1,
Further comprising the step of setting the conditions of use for the twin currency to be issued,
The step of setting the conditions of use for the twin currency to be issued comprises:
At least one of the steps of setting the usage of the twin currency as a usage condition, setting a user of the twin currency as a usage condition, and setting the usage of the twin currency as a usage condition.
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. 8. The method of claim 7,
The step of setting the use of the twin currency as a condition of use is,
Setting the usage conditions for the twin currency to be issued so that it can be used only at a specific store; At least one of the steps of setting the usage conditions for use so that it can be used only in stores in a specific area
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. 8. The method of claim 7,
The step of setting the user of the twin currency as a condition of use,
The steps of setting individual terms of use so that the twin currency to be issued is used only in a specific user account, setting the group usage conditions to be used only in the account of a member belonging to a specific group or group, and using only the account of a specific local citizen At least one of the steps of setting regional usage conditions to
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. 8. The method of claim 7,
The step of setting the user of the twin currency as a condition of use,
The steps of setting a general transaction-type usage condition in which only the purchase of the twin currency to be issued is possible, setting a donation-type usage condition in which only a donation of the twin currency to be issued is possible, and only investment in the twin currency to be issued At least one of the steps of setting investment-type usage conditions to make it possible, and setting usage conditions for specific purposes for the twin currency to be issued
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. The method of claim 1,
The step of confirming that the issuer who requested the issuance of the twin currency satisfies the issuance condition for the amount requested for the issuance of the twin currency,
Deducting the determined twin currency issuance amount from the twin currency held by the issuer, subtracting the determined twin currency issuance amount from the circulating currency held by the issuer, and the twin currency issuance limit amount according to the creditworthiness of the issuer setting and satisfying the twin currency issuance condition within the set twin currency issuance limit amount, comprising at least one step
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. The method of claim 1,
The step of confirming the change of the right to the thing is,
If the thing is movable, obtaining a user input indicating that the issuer has received the thing; if the thing is an intangible asset, confirming transfer of ownership of the intangible asset to the issuer; In this case, comprising at least one of the steps of setting a security right in the real estate by the determined amount of issuance of twin currency
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. The method of claim 1,
The step of using the paid twin currency is,
Outputting information on the paid twin money through a twin money application, paying at least a portion of the paid twin money through the twin money application to purchase a thing, and generating according to the purchase of the thing Including the step of storing the transaction information in the block chain network based on the third unique number
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. 14. The method of claim 13,
purchasing a thing by paying at least a portion of the paid twin currency through the twin currency application;
Checking the usage conditions by searching for a third unique number of the paid twin currency, determining whether the usage conditions and the transaction information match, and paying the twin currency when the usage conditions and the transaction information match including the step of approving
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. The method of claim 1,
The step of using the paid twin currency is,
Obtaining conversion request information for at least a partial amount of the paid twin currency to another transaction medium, approving the conversion request information to the other transaction medium, and a predetermined amount for at least a partial amount of the paid twin currency Comprising the steps of deducting, paying the amount of the other transaction medium by the deducted at least a partial amount, and storing other transaction medium conversion information in the block chain network
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. The method of claim 1,
The step of using the paid twin currency is,
Requesting an investment for at least a portion of the paid twin currency in a specific event, approving the investment request, obtaining progress information of the specific event, and calculating the profit or loss of the investment according to the progress information of the specific event step and
Comprising the step of paying the calculated twin currency to the investor according to the calculated profit and loss of the investment
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. The method of claim 1,
The step of obtaining the twin currency issuance request information based on the thing is,
The thing is real estate, and generating twin currency issuance request information using the real estate as collateral in a user terminal of the real estate owner; Including the step of transmitting from the platform and the real estate relay transaction platform
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. 18. The method of claim 17,
The real estate relay platform of the transaction relay system, when the real estate owner requests the issuance of twin currency for the purpose of living funds, setting at least one usage condition according to the purpose of the living funds and issuing the twin currency
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. 19. The method of claim 18,
The real estate relay platform of the transaction relay system sets the use of the twin currency issued by each place of use in securing at least one use place according to the purpose of the living fund when the real estate owner requests the issuance of twin currency for the purpose of living funds and issuing the twin currency to
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. The method of claim 1,
The issuance amount of the determined twin currency is the same as the value of the amount obtained by converting the present value of the thing based on the circulation currency
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. The method of claim 1,
The step of obtaining the twin currency issuance request information based on the thing is,
A step of obtaining by scanning the unique number or unique information of the thing in the payment terminal;
retrieving the existing transaction information of the thing through the unique number of the thing;
Generating twin currency issuance request information based on the searched existing transaction information
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same. delete delete The method of claim 1,
The step of converting the active twin currency,
Comprising the step of deducting the amount corresponding to the converted active twin currency from the issued twin currency as the value of the circulation currency or circulation currency of the issuer who requested the issuance of twin currency
Object digital twin currency for potential resource circulation and activation and transaction activation method using the same.

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