KR102274390B1 - Plug in type device, distance management device and control method thereof - Google Patents

Abstract

The present invention proposes a technology capable of securing reliability of a mileage calculated through device (device)-based information collection provided in a vehicle in consideration of a malicious cheating situation.

Description

Insertion-type device, mileage management device, and operation method of mileage management device {PLUG IN TYPE DEVICE, DISTANCE MANAGEMENT DEVICE AND CONTROL METHOD THEREOF}

The present invention relates to a technology for calculating the mileage of a vehicle, and more particularly, to a technology for securing the reliability of the mileage calculated through information collection so that the vehicle mileage can be utilized in various services such as car insurance premium setting will be.

Recently, insurance companies have evolved from a method of setting premiums based on uniform standards such as age and driving history to a method of setting premiums on a flexible basis when setting premiums for policyholders, the most representative of which is a flexible standard. One of them is the mileage of the vehicle.

In other words, the insurance policyholder who does not drive a lot of the vehicle is set at a lower premium than the insured person who drives the vehicle a lot under the same conditions, thereby rationally setting the automobile insurance premium that the insured must pay.

To this end, the vehicle must be equipped with a device (device) capable of collecting various information necessary for calculating the vehicle mileage.

In addition, in order to set the insurance premium based on the mileage of the vehicle, the reliability of the information collected from the information collection device (device), that is, the information used in calculating the mileage will be very important.

However, the actual distance traveled (drived) when calculating the mileage that is the basis for determining insurance premiums, such as arbitrarily manipulating the device (device) for information collection or disconnecting the device (device) from the vehicle while driving the vehicle to prevent information collection A malicious cheating situation can occur that causes a shorter distance to be calculated.

Therefore, in order to set the insurance premium based on the vehicle mileage, when calculating the vehicle mileage using the device (device)-based collection information provided in the vehicle, it is possible to secure the mileage reliability in consideration of the malicious cheating situation. You will need to find a way to do it.

In the present invention, in consideration of a malicious cheating situation, it is intended to propose a technique for securing the reliability of the mileage calculated through device (device)-based information collection provided in the vehicle.

The present invention was created in view of the above circumstances, and the purpose of the present invention is to consider a malicious cheating situation, and operation calculated through device (device)-based information collection provided in a vehicle. It is to provide a technology that can secure distance reliability.

According to a first aspect of the present invention for achieving the above object, an insertion type device inserted into an insertion unit provided in a vehicle collects information for collecting driving related information about the vehicle when the device is inserted into the insertion unit part; a counting unit for counting the number of times the device is inserted into the insertion unit; and transmitting the collected driving-related information and the number of insertions to a server so that the server determines whether the driving-related information provided from the implantable device is valid information based on the driving-related information and the number of insertions. includes wealth.

Specifically, the counting unit may include a sensing unit that detects that the device is inserted until it comes into contact with the power terminal in the insertion unit, and a number counting unit that counts the number of insertions when the sensing unit detects insertion have.

Specifically, the sensing unit includes, on one side of the insertion surface of the device inserted into the insertion unit, a knob provided at a position spaced apart from the power supply unit of the device in contact with the power terminal by the length of the insertion unit. can do.

Specifically, the information providing unit may include, from a point in time when the device is inserted into the insertion unit to start receiving power, the driving of the vehicle is terminated and power supply is stopped, or power supply is interrupted because the device is disconnected from the insertion unit. Until the time point, the operation of transmitting the collected driving-related information to the server may be performed periodically.

A mileage management device according to a second aspect of the present invention for achieving the above object is an insertion type device that collects and transmits driving-related information about the vehicle when it is inserted into an insert provided in a vehicle, the driving-related information and an information receiving unit for receiving the number of insertions inserted into the insertion unit; and a determination unit configured to determine whether the driving-related information provided from the implantable device is valid information based on the driving-related information and the number of insertions.

Specifically, the time when the reception of driving-related information from the implantable device starts and when the reception is stopped is recognized as the driving start and the driving end of the vehicle to classify each driving of the vehicle, and the driving-related information for each driving is provided. It may further include a mileage calculator that calculates the mileage using the mileage calculator.

Specifically, the determination unit, based on the location information in the driving-related information received from the insert-type device at the time of starting the driving of the vehicle, has a difference between the position information and the preset threshold distance or more at the end of driving immediately before the vehicle, Based on the number of insertions received from the implantable device at the start of driving of the vehicle, if it is different from the number of insertions at the end of the immediately preceding driving for the vehicle, it can be determined that the validity of the driving-related information provided from the implantable device is doubtful have.

Specifically, the determination unit may be configured to include, on the basis of the number of insertions received at the time of starting of driving of the vehicle, even if it is different from the number of insertions at the end of the immediately preceding driving for the vehicle, the driving start time of the vehicle and the immediately preceding driving end time If the time difference is within the critical time, an exception can be processed.

Specifically, depending on the number of times that the validity of the driving-related information provided from the implantable device is determined to be suspicious, a warning message is transmitted to a customer terminal matching the implantable device, a vehicle dashboard photo registration request message is transmitted, or the mileage It may further include a cheat processing unit for applying a predefined penalty in relation to the distance calculated by the calculation unit.

Specifically, the penalty is calculated by adding a penalty premium to the insurance premium calculated based on the mileage calculated by the mileage calculator when the mileage is used in an insurance server that sets the mileage-based insurance premium. can be applied as

According to a third aspect of the present invention for achieving the above object, the operating method of the mileage management device includes, when inserted into an insert provided in a vehicle, from an insert-type device that collects and transmits driving-related information about the vehicle, the driving an information receiving step of receiving related information and the number of insertions inserted into the insertion unit; and a determination step of determining whether the driving-related information provided from the implantable device is valid information based on the driving-related information and the number of insertions.

Specifically, the time when the reception of driving-related information from the implantable device starts and when the reception is stopped is recognized as the driving start and the driving end of the vehicle to classify each driving of the vehicle, and the driving-related information for each driving is provided. It may further include a mileage calculation step of calculating the mileage by using the .

Specifically, in the determining step, based on the location information in the driving-related information received from the insertion-type device at the start of driving of the vehicle, there is a difference between the position information and the preset threshold distance or more at the end of driving immediately before the vehicle. , When the insertion count received from the implantable device at the start of driving of the vehicle is different from the number of insertions at the end of the immediately preceding driving for the vehicle, the driving-related information provided from the implantable device may be judged as being suspicious of validity can

Specifically, in the determining step, based on the number of insertions received at the starting time of driving of the vehicle, even if it is different from the number of insertions at the end of the immediately preceding driving for the vehicle, the driving start time of the vehicle and the immediately preceding driving end If the time difference between time points is within the critical time, an exception may be processed.

Specifically, depending on the number of times that the validity of the driving-related information provided from the implantable device is determined to be suspicious, a warning message is transmitted to a customer terminal matching the implantable device, a vehicle dashboard photo registration request message is transmitted, or the mileage The method may further include a cheating processing step of applying a pre-defined penalty in relation to the driving distance calculated by the calculator.

Accordingly, according to the operating method of the insertable device, the mileage management device and the mileage management device of the present invention, in consideration of a malicious cheating situation, it is calculated through collection of information based on an implantable device (device) provided in the vehicle. It derives the effect of securing the reliability of the driving distance.

And, according to the present invention, it is possible to utilize the reliable vehicle mileage in various services, such as car insurance premiums, to improve service quality and further expand the scope of service development.

1 is an exemplary diagram showing a service system to which the present invention is applied.
Figure 2 is a side perspective view showing the appearance of the insertable device according to an embodiment of the present invention.
3 is a side view illustrating a situation in which insertion is sensed when an insertable device is inserted according to an embodiment of the present invention.
4 is a block diagram showing the configuration of an implantable device according to an embodiment of the present invention.
5 is a block diagram showing the configuration of a mileage management apparatus according to an embodiment of the present invention.
6 is an operation flowchart illustrating a method of operating the mileage management apparatus according to an embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described with reference to the accompanying drawings.

The present invention relates to a technology for calculating a vehicle mileage through device (device)-based information collection provided in a vehicle.

Furthermore, the present invention is a technology for securing the reliability of the mileage calculated through information collection so that the mileage of the vehicle can be utilized in various services such as car insurance premium setting.

Insurance companies are evolving from a method of setting premiums based on a uniform standard such as age and driving history to a method of setting premiums on a flexible basis when setting premiums for policyholders, one of the most representative flexible standards. is the mileage of the vehicle.

In other words, the insurance policyholder who does not drive a lot of the vehicle is set at a lower premium than the insured person who drives the vehicle a lot under the same conditions, thereby rationally setting the automobile insurance premium that the insured must pay.

To this end, the vehicle must be equipped with a device (device) capable of collecting various information necessary for calculating the vehicle mileage.

In addition, in order to set the insurance premium based on the mileage of the vehicle, the reliability of the information collected from the information collection device (device), that is, the information used in calculating the mileage will be very important.

However, the actual distance traveled (drived) when calculating the mileage that is the basis for determining insurance premiums, such as arbitrarily manipulating the device (device) for information collection or disconnecting the device (device) from the vehicle while driving the vehicle to prevent information collection A malicious cheating situation can occur that causes a shorter distance to be calculated.

Therefore, in order to set the insurance premium based on the vehicle mileage, when calculating the vehicle mileage using the device (device)-based collection information provided in the vehicle, it is possible to secure the mileage reliability in consideration of the malicious cheating situation. You need a way to

In the present invention, in consideration of a malicious cheating situation, it is intended to propose a technique for securing the reliability of the mileage calculated through device (device)-based information collection provided in the vehicle.

Specifically, in the present invention, an insert-type device (device) provided (inserted) in a vehicle to realize the technology proposed in the present invention, and a mileage management device (server) that calculates the mileage using information collected through this would like to propose

1 shows an example of a service system to which the insertable device and the mileage management device of the present invention are applied.

The insertable device of the present invention is a device (device) having an insertable form detachable from the vehicle 10 , and will be referred to as a driving tag 100 hereinafter.

The driving tag 100 of the present invention collects driving-related information about the vehicle 10 when it is inserted into an insert provided in the vehicle 10 and uses a communication function to use the driving distance management device 200 of the present invention send to

The method of transmitting the information (driving-related information, etc.) collected by the driving tag 100 of the present invention can be used by adopting various communication technologies, and as an example, a base station (eg, LTE)-based Internet of Things (Internet of Things) Things, IoT) technology can also be used.

When the driving distance management device 200 of the present invention receives information (driving-related information, etc.) collected from the vehicle 10 from the embedded device, that is, the Driving Tag 100, the driving-related information is used to control the vehicle 10 by using the driving-related information. It is a device (server) that calculates the distance traveled.

In addition, the mileage management device 200 interworks with various service servers to provide a service utilizing the mileage of the vehicle 10 , and as an example, the vehicle 10 by interworking with the insurance server 300 . The driving distance can be determined by reflecting the driving distance when setting the insurance premium for the vehicle owner (insured person) of the vehicle 10 .

In this case, the insurance server 300 provides the insurance premium determined (calculated) by reflecting the driving distance to the insurance subscriber through a channel provided by the insurance system, such as a service application (App) installed in the terminal 1 of the insurance subscriber. The service can be provided so that notifications (messages) or inquiry (app, web) are possible.

In the present invention, the Driving Tag 100 manages driving distance by providing additional information (hereinafter, the number of insertions) based on mechanical characteristics to prevent cheating when collecting information (driving related information, etc.) is provided. It has a feature of allowing the device 200 to determine whether driving-related information provided from the driving tag 100 is valid information.

And in the present invention, the driving distance management device 200 provides the information provided from the driving tag 100, in particular, based on the number of insertions as additional information for preventing cheating, the collection information ( It has a characteristic of determining whether or not driving related information) is valid information.

Hereinafter, with reference to FIGS. 2 to 4 , an insert-type device, that is, the driving tag 100 according to an embodiment of the present invention will be described in detail.

First, the appearance of the driving tag 100 according to an embodiment of the present invention will be described with reference to FIG. 2 .

As shown in FIG. 2 , the driving tag 100 according to an embodiment of the present invention has a detachable mechanical structure that is inserted into the insert provided in the vehicle 10 and is inserted into the insert. It includes a power supply unit 110, terminals (+), (-)) exposed to the outside so as to be in contact with the power terminal in the insertion unit.

In this case, the insertion unit provided in the vehicle 10 may be a cigar jack.

In addition, the driving tag 100 is an insertion part provided in the vehicle 10, that is, on one side of the insertion surface 101 of the driving tag 100 that is inserted into the vehicle cigar jack, the power supply unit 110 in contact with the power terminal in the vehicle cigar jack. ) may include a knob (Knob, 121) provided at a position spaced apart by the length of the vehicle cigar jack.

Accordingly, the driving tag 100 is operated by the knob 121 when the driving tag 100 is inserted into the vehicle cigar jack and the knob 121 provided on one side of the insertion surface 101 of the driving tag 100 is pressed. By distinguishing the resistance value that changes according to the rotation angle as the internal gear rotates, the number of times the driving tag 100 is inserted into the vehicle cigar jack can be counted.

Furthermore, the Driving Tag 100 may further include a USB terminal 160 on the front part exposed to the front when it is inserted into the vehicle cigar jack.

Next, with reference to FIG. 3 , when the driving tag 100 according to an embodiment of the present invention is inserted, a situation in which insertion is sensed based on the mechanical structure of the present invention will be described.

As described above, the driving tag 100 is provided on one side of the insertion surface 101 of the driving tag 100 and spaced apart from the power supply unit 110 in contact with the power terminal in the vehicle cigar jack by the length of the vehicle cigar jack. It has a mechanical structure including a knob 121 that is

Accordingly, as shown on the left side of FIG. 3 , when the driving tag 100 (especially the power supply unit 110) is inserted until it comes into contact with the power terminal in the vehicle cigar jack, and receives power from the power terminal in the vehicle cigar jack ( When contacting the power supply), the knob 121 provided at a position spaced apart from the power supply 110 by the length of the vehicle cigar jack on the insertion surface 101 is physically pressed.

In this case, while the knob 121 is pressed, the driving tag 100 will count the number of insertions inserted into the vehicle cigar jack.

On the other hand, as shown on the right side of FIG. 3 , even if the driving tag 100 is inserted into the vehicle cigar jack, if the driving tag 100, especially the power supply unit 110 , cannot be inserted until it comes into contact with the power terminal in the vehicle cigar jack (the power supply unit) non-contact), the knob 121 provided at a position spaced apart by the length of the vehicle cigar jack from the power supply unit 110 on the insertion surface 101 cannot be physically pressed.

In this case, the Driving Tag 100 will not count the number of insertions inserted into the vehicle cigar jack.

As described above with reference to FIGS. 2 and 3, the driving tag 100 of the present invention is fully inserted until the driving tag 100 (particularly, the power supply unit 110) comes into contact with the power terminal in the vehicle cigar jack, and is inserted into the vehicle cigar jack. When the power is supplied from the power terminal, it has a mechanical structure that counts the number of insertions.

Hereinafter, with reference to FIG. 4 , in the driving tag 100 according to an embodiment of the present invention, based on the above-described mechanical structure, addition for preventing cheating when collecting information (driving related information, etc.) is provided A configuration for realizing the function of providing information (hereinafter, the number of insertions) together will be described in detail.

As shown in FIG. 4 , an insertable device, that is, a driving tag 100 according to an embodiment of the present invention, may be configured to include a counting unit 120 , an information collecting unit 130 , and an information providing unit 140 . can

Of course, the driving tag 100 of the present invention will include the above-described power supply unit 110 (terminals (+) and (-)).

In addition to this, the Driving Tag 100 of the present invention communicates with an external node (eg, GPS satellite, etc.) for collecting various vehicle driving information of the vehicle (eg, 10) into which it is inserted, or collects driving-related information and insertion. It may further include a communication unit 150 in charge of a communication function for providing the number of times to the external server, that is, the distance management device 200 .

Here, the communication unit 150 includes, but is not limited to, for example, an antenna system, an RF transceiver, one or more amplifiers, a tuner, one or more oscillators, a digital signal processor, a codec (CODEC) chipset, and a memory, and the like. All known circuits to perform may be included.

All or at least a part of the configuration of the driving tag 100 may be implemented in the form of a hardware module or a software module, or may be implemented in a form in which a hardware module and a software module are combined.

Here, a software module may be understood as, for example, an instruction executed by a processor that controls operations in the driving tag 100 , and this instruction may have a form mounted in a memory in the driving tag 100 . .

After all, the driving tag 100 according to an embodiment of the present invention is added to prevent cheating when providing the technology (function), that is, collection information (driving-related information, etc.) proposed by the present invention through the above-described configuration. The function of providing information (hereinafter, the number of insertions) together is realized, and below, each configuration in the Driving Tag 100 for realizing this will be described in more detail.

The counting unit 120 plays a role of counting the number of times the insertion type device, that is, the Driving Tag 100 is inserted into the insertion unit in the vehicle 10 , that is, the vehicle cigar jack.

Specifically, the counting unit 120 includes a sensing unit 121 that detects that the driving tag 100 is inserted until it comes into contact with the power terminal in the vehicle cigar jack of the vehicle 10 , and the sensing unit 121 is inserted. When this is sensed, it may include a number counting unit 122 for counting the number of insertions.

More specifically, the sensing unit 121 is a knob that has been previously described in the description of the mechanical structure with reference to FIGS. 2 and 3 , that is, the Driving Tag 100 inserted into the vehicle cigar jack of the vehicle 10 . ) on one side of the insertion surface 101, a knob provided at a position spaced apart by the length of the vehicle cigar jack from the power supply unit 110 of the driving tag 100 that is in contact with the power terminal in the vehicle cigar jack of the vehicle 10 includes

That is, the sensing unit 121 as a mechanical structure, as shown in FIGS. 2 and 3, detects that the Driving Tag 100 is completely inserted until it comes into contact with the power terminal in the vehicle cigar jack of the vehicle 10. It may be a knob.

And, when the driving tag 100 is inserted into the vehicle cigar jack and the knob 121 provided on one side of the insertion surface 101 of the driving tag 100 is pressed, the number counting unit 122 is connected to the knob 121. By distinguishing the resistance value that changes according to the rotation angle while the internal gear is rotated by the sensor 121 , when insertion is detected by the sensor 121 , that is, the knob 121 , the number of insertions can be increased by +1 to count.

The information collection unit 130 serves to collect driving-related information about the vehicle 10 when the insertable device, that is, the Driving Tag 100 is inserted into the vehicle cigarette lighter jack of the vehicle 10 .

For example, the information collection unit 130 includes a GPS reception function, a 3-axis acceleration sensing function, and the like, and as driving-related information for the vehicle 10, location information including latitude/longitude/altitude, and acceleration change. It can be measured and collected.

The information collection unit 130 may collect driving-related information periodically (eg, for 1 second) while receiving power.

The information providing unit 140 transmits the driving-related information collected by the information collecting unit 130 and the number of insertions counted by the counting unit 120 to the server, that is, the mileage management device 200, and the driving distance management device ( 200) plays a role of determining whether the driving-related information provided from the driving tag 100 is valid information based on the driving-related information and the number of insertions.

For example, the information providing unit 140 is provided with an IoT communication function (eg, LTE Cat. M1), the driving-related information collected by the information collecting unit 130 and the number of insertions counted by the counting unit 120 . may be transmitted to the server, that is, the driving distance management device 200 .

At this time, the information providing unit 140, the driving tag 100 is inserted into the vehicle cigar jack of the vehicle 10 and starts to receive power from the point in time when the driving of the vehicle 10 is terminated so that the power supply is stopped or the vehicle cigar jack The operation of transmitting the driving-related information collected by the information collection unit 130 to the server, that is, the driving distance management device 200, can be performed periodically until the time when the driving tag 100 is separated from the driving tag 100 and the power supply is stopped. .

According to an example, the information providing unit 140 includes driving-related information collected by the information collecting unit 130 and the driving tag 100 when the driving tag 100 is inserted into the vehicle cigar jack of the vehicle 10 and starts to receive power. The number of insertions counted by the counting unit 120 is transmitted together to the driving distance management device 200 .

Here, when the driving tag 100 is inserted into the vehicle cigarette lighter jack of the vehicle 10 and starts receiving power, assuming that the driving tag 100 is inserted into the vehicle cigarette lighter jack of the vehicle 10, the vehicle ( 10) It may be a time when the ignition is ON, and assuming that the driving tag 100 is newly inserted into the vehicle cigarette lighter jack of the vehicle 10, the vehicle 10 is inserted into the vehicle cigarette lighter jack in the vehicle start-on state. It could be a point in time.

Then, the information providing unit 140 periodically (eg, 1 minute) only the driving-related information collected and accumulated during the transmission period (eg, 1 minute) by the information collection unit 130 thereafter, the mileage management device 200 ) can be transmitted.

As described above, the insertable device 100 of the present invention is based on a mechanical structure that counts the number of insertions when the device 100 is fully inserted into the vehicle cigar jack and receives power, collecting information (driving related information). etc.), it is possible to realize a functional feature that provides additional information for preventing cheating, that is, the number of insertions together.

Hereinafter, the mileage management apparatus 200 according to an embodiment of the present invention will be described in detail with reference to FIG. 5 .

The mileage management apparatus 200 of the present invention may include an information receiving unit 210 and a determining unit 220 .

Furthermore, the mileage management apparatus 200 of the present invention may further include a mileage calculation unit 230 and a cheat processing unit 240 .

In addition, the mileage management device 200 of the present invention is an insert-type device of the present invention that interworks with a server that provides a service utilizing the mileage, for example, the insurance server 300 or operates in a plurality of vehicles. A communication unit 250 in charge of a communication function for communicating with the driving tag 100 may be further included.

Here, the communication unit 250 includes, but is not limited to, for example, an antenna system, an RF transceiver, one or more amplifiers, a tuner, one or more oscillators, a digital signal processor, a codec (CODEC) chipset, and a memory, etc. All known circuits to perform may be included.

All or at least a part of the configuration of the mileage management apparatus 200 may be implemented in the form of a hardware module or a software module, or a combination of a hardware module and a software module.

Here, the software module may be understood as, for example, a command executed by a processor that controls operations in the mileage management device 200 , and the command is mounted in a memory in the mileage management device 200 . will be able to have

As a result, the mileage management apparatus 200 according to an embodiment of the present invention uses the above-described configuration to ensure that the collected information (driving related information, etc.) provided from the driving tag 100 is valid in consideration of the cheating situation. A function of determining whether or not information is realized, and hereinafter, each configuration in the mileage management device 200 for realizing this will be described in more detail.

The information receiving unit 210 collects and transmits driving-related information (eg, location information, acceleration, etc.) about the vehicle 10 when it is inserted into a vehicle, for example, a vehicle cigar jack provided in the vehicle 10 , that is, a driving tag ( 100), it is responsible for receiving driving-related information and the number of insertions.

For example, the information receiving unit 210 receives driving-related information (eg, location information, acceleration, etc.) from the driving tag 100 when the vehicle 10 in which the driving tag 100 is inserted starts driving. and the number of insertions, and thereafter, only driving-related information collected and accumulated during the transmission period (eg, 1 minute) from the driving tag 100 may be periodically (eg, 1 minute) received.

Specifically, to describe an example, the driving tag 100 and the driving distance management device 200 (in particular, the information receiving unit 210) may encrypt the mutual transmission section in a format to which a unique compression algorithm is applied, and manage the driving distance. The device 200 (in particular, the information receiving unit 210) may authenticate the driving tag 100 through a one-time token issued to the driving tag 100 through an authentication server (not shown).

Then, the driving distance management device 200 (in particular, the information receiving unit 210) decodes the information (driving-related information, the number of insertions, etc.) received from the driving tag 100 for which authentication has been completed to decode other configuration information (220, 230, etc.). ) can be used in

The determining unit 220 determines whether the driving-related information provided from the driving tag 100 is valid information based on the driving-related information (eg, location information, acceleration, etc.) received from the driving tag 100 and the number of insertions. play a role in judging

A detailed determination process for determining whether the collected information (driving-related information, etc.) provided from the driving tag 100 is valid information will be described later.

The driving distance calculation unit 230 recognizes the starting point and the stopping point of receiving driving-related information from the driving tag 100 as the driving start and the driving end of the vehicle 10 , and each driving for the vehicle 10 . and plays a role of calculating the driving distance using driving-related information for each driving of the vehicle 10 .

Specifically, to describe an example, the driving distance calculator 230 recognizes the starting point and the stopping point of receiving driving-related information from the driving tag 100 as the driving start and the driving end of the vehicle 10 . Each run for the vehicle 10 may be distinguished.

In addition, the mileage calculator 230 includes driving-related information (eg, location information, acceleration, etc.) received at the start time of driving of the vehicle 10 to driving-related information received periodically (eg, 1 minute) thereafter (eg, 1 minute). Ex: location information, acceleration, etc.), it is possible to calculate and accumulate minute travel distances in units of 1 minute.

Then, when the driving end of the vehicle 10 is recognized, the mileage calculation unit 230 adds up the minute mileage accumulated from the time the current vehicle driving starts, and calculates the mileage in the current vehicle driving. can be calculated

In this way, the driving distance calculation unit 230 calculates the driving distance using driving-related information for each driving for each of the multiple vehicles based on the driving tag 100 of the present invention that operates in multiple vehicles. and manage.

Furthermore, if the insurance server 300 is referred to as a server that provides a service utilizing the driving distance as described above, the driving distance management device 200 (in particular, the driving distance calculation unit 230), After converting the mileage of the vehicle 10 calculated based on the tag identifier-mileage form to the insurance policy number connected to the tag identifier-mileage form, the trip identifier (trip id)-insurance policy number-mileage form may be generated and provided to the insurance server 300 .

Hereinafter, a detailed determination process for determining whether the collected information (driving-related information, etc.) provided from the driving tag 100 is valid information will be described in consideration of the cheating situation.

The determination unit 220, based on the location information in the driving-related information received from the driving tag 100 at the start of driving of the vehicle 10, determines the position information and a preset threshold at the end of driving immediately before the vehicle 10. If there is a difference of more than a distance (eg, 5Km) (hereinafter, condition A), the validity of the driving-related information provided from the corresponding driving tag 100 may be judged as doubtful.

If there is a difference of more than a threshold distance (eg 5Km) between the driving position information received from the driving tag 100 at the start of driving of the vehicle 10 and the position information at the end of the previous driving, it is Since the tag (100) has been removed and the vehicle has traveled more than a critical distance (eg 5Km), intentional cheating is suspected.

In addition, the determination unit 220 is configured to determine if, based on the number of insertions received from the driving tag 100 at the start of driving of the vehicle 10 , is different from the number of insertions at the end of the immediately preceding driving for the vehicle 10 (hereinafter referred to as “B”). condition) and driving-related information provided from the Driving Tag 100 may be judged as being suspicious of validity.

If the number of insertions received from the driving tag 100 at the start of driving of the vehicle 10 and the number of insertions memorized at the end of the previous driving are different from each other, this means that the driving tag 100 is removed after the previous driving ends. And since it is a detachment of reinsertion, intentional cheating is suspected.

In this way, the determination unit 220, for each divided driving of the vehicle 10, receives the A condition based on the location information received from the driving tag 100 at the driving start time or from the driving tag 100 at the driving start time. It is determined whether condition B based on the number of insertions received is satisfied, and when condition A or condition B is satisfied, the validity of the driving-related information provided from the driving tag 100 can be determined as a situation in which cheating is suspected. have.

At this time, the determination unit 220, based on the number of insertions received at the start of driving of the vehicle 10, is different from the number of insertions at the end of driving immediately before the vehicle 10, that is, even if condition B is satisfied, If the time difference between the driving start time of the vehicle 10 and the immediately preceding driving end time for the vehicle 10 is within a threshold time (eg, 5 minutes), it is regarded as an unintentional detachment of the driving tag 100 and an exception can also be processed.

That is, even if condition B is satisfied, the determination unit 220 determines if the time difference between the driving start time of the vehicle 10 and the immediately preceding driving end time for the vehicle 10 is within a threshold time (eg, 5 minutes). , the driving-related information provided from the Driving Tag 100 is not judged as a situation in which cheating is suspected, but an exception is processed.

In this case, the driving distance management apparatus 200 (in particular, the determining unit 220 ) may count the number of times of determining cheating with respect to the driving related information provided from the driving tag 100 .

Then, the cheating processing unit 240 sends the customer terminal matching the driving tag 100 according to the number of times that the driving-related information provided from the insert-type device, that is, the driving tag 100 is judged as being suspicious, that is, cheating. It serves to transmit a warning message, transmit a vehicle dashboard photo registration request message, or apply a predefined penalty in relation to the mileage calculated by the mileage calculator 230 .

Specifically, for example, if the insurance server 300 is referred to as a server that provides a service utilizing the driving distance as described above, the cheating processing unit 240 cheats the driving related information provided from the driving tag 100 . When it is determined as (Cheating) once, a cheating warning message may be transmitted to a terminal (eg, 1 in FIG. 1 ) of a customer (insurance subscriber) matching the corresponding driving tag 100 .

And, when the cheating processing unit 240 determines that the driving related information provided from the driving tag 100 is cheating twice, the terminal of the customer (insurance subscriber) matching the driving tag 100 (eg, : A vehicle instrument panel photo registration request message requesting to register a picture of the vehicle instrument panel for a certain period (eg, 5 days) may be transmitted as 1) in FIG. 1 .

In addition, when the cheating processing unit 240 determines that the driving-related information provided from the driving tag 100 is cheating three times, the driving distance calculated by the driving distance calculator 230 is pre-defined in relation to the driving distance. Penalties may apply.

As described above, when the insurance server 300 is referred to as a server that provides a service utilizing the mileage, the mileage for the vehicle 10 calculated by the mileage management device 200 is an insurance that sets an insurance premium based on the mileage. It will be used by the server 300 .

In this case, the above-mentioned penalty applied when the cheating processing unit 240 determines cheating three times is calculated by adding a penalty premium to the insurance premium calculated based on the driving distance calculated by the driving distance calculation unit 230. form can be applied.

For example, the cheating processing unit 240 adds and provides the additional mileage that allows a penalty premium to be additionally determined in the mileage of the vehicle 10 to be used in the insurance server 300, or provides cheating (Cheating) 3 By reporting the judgment to the insurance server 300 , the penalty premium may be added when the insurance premium is set based on the driving distance of the vehicle 10 .

Of course, the penalty applied by the cheating processing unit 240 may be applied in different forms depending on the type of service that utilizes the mileage calculated by the mileage management apparatus 200 of the present invention.

As described above, the mileage management apparatus 200 of the present invention determines whether the collected information (driving-related information, etc.) provided from the driving tag 100 is valid information in consideration of the cheating situation. Features can be realized.

According to various embodiments as described above, in the present invention, in consideration of a malicious cheating situation, an effect of securing the reliability of the mileage calculated by collecting information based on an implantable device (device) provided in a vehicle is derived. do.

For this reason, according to the present invention, it is possible to utilize the reliable vehicle mileage in various services such as car insurance premium setting, thereby improving service quality and further expanding the service development scope.

Hereinafter, an operating method of the mileage management apparatus according to an embodiment of the present invention will be described with reference to FIG. 6 .

In the operating method of the mileage management apparatus according to the present invention, the mileage management apparatus 200 includes driving-related information (eg, location information, The driving-related information and the number of insertions may be received from the embedded device that collects and transmits the acceleration, that is, the driving tag 100 (S10).

For example, the driving distance management device 200 provides driving-related information (eg, location information, acceleration) from the driving tag 100 when the vehicle 10 in which the driving tag 100 is inserted starts driving. etc.) and the number of insertions, and at the time when driving-related information (eg, location information, acceleration, etc.) starts to be received, it is possible to recognize/classify that the vehicle 10 starts a new driving.

On the other hand, the mileage management device 200 recognizes/classifies the time when the reception of driving-related information received periodically (eg, 1 minute) from the driving tag 100 is stopped as the end of driving of the vehicle 10 , and the vehicle The driving distance is calculated using the driving-related information received for the current driving for (10) (S60).

For example, the mileage management apparatus 200 may include driving-related information (eg, location information, acceleration, etc.) received at the start of driving of the vehicle 10 , and thereafter periodically (eg, 1 minute). Based on information (eg, location information, acceleration, etc.), it is possible to calculate and accumulate minute travel distances in units of 1 minute.

Then, when the end of driving of the vehicle 10 is recognized, the mileage management device 200 adds up the minute mileage accumulated from the time the current vehicle driving starts, and calculates the mileage in the current vehicle driving by adding up the minute mileage. can be calculated

Referring back to the starting point of receiving driving-related information from the driving tag 100 , at this time, in the operating method of the driving distance management device according to the present invention, the driving distance management device 200 receives the driving tag 100 from the driving tag 100 . Based on the received driving-related information (eg, location information, acceleration, etc.) and the number of insertions, it is determined whether driving-related information provided from the driving tag 100 is valid information (S20).

As a result of the determination, the mileage management device 200 determines the position at the end of driving immediately before the vehicle 10 based on the location information in the driving-related information received from the driving tag 100 at the start of driving of the vehicle 10 . If there is a difference between the information and the preset critical distance (eg 5Km) or more (hereinafter referred to as condition A), the validity of the driving-related information provided from the driving tag 100 can be judged as suspicious of intentional cheating. There is (S30).

If, as a result of the determination, the driving distance management device 200 is different from the number of insertions at the end of driving immediately before the vehicle 10 based on the number of insertions received from the driving tag 100 at the start of driving of the vehicle 10 , (Condition B below), it can be determined as doubting validity of the driving-related information provided from the driving tag 100, that is, suspicion of intentional cheating (S30).

In this way, the mileage management device 200 for each divided driving of the vehicle 10, the driving tag 100 at the driving start time or condition A based on the location information received from the driving tag 100 at the driving start time. ), it is determined whether condition B based on the number of insertions received from can do.

In this case, the mileage management device 200 determines that the time difference between the driving start time of the vehicle 10 and the immediately preceding driving end time of the vehicle 10 is a critical time (eg, 5 minutes) even when condition B is satisfied. If not, an exception may be processed without determining that cheating is suspected with respect to the driving-related information provided from the driving tag 100 .

In this case, the driving distance management device 200 may count the number of cheating judgments whenever it is determined that cheating is suspected with respect to driving-related information provided from the driving tag 100 (S40) .

Accordingly, in the operating method of the driving distance management device according to the present invention, the driving distance management device 200 determines the validity of the driving related information provided from the driving tag 100 according to the number of times it is judged as cheating. A warning message may be transmitted to a customer terminal matching the Driving Tag 100, a message requesting message for registration of a vehicle dashboard photo, or a predefined penalty in relation to the calculated mileage may be applied (S50).

Specifically, for example, if the insurance server 300 is referred to as a server that provides a service utilizing the driving distance as described above, the driving distance management device 200 provides information on driving related information provided from the driving tag 100 . When it is determined as cheating for the driving tag 100, a cheating warning message may be transmitted to a terminal (eg, 1 in FIG. 1 ) of a customer (insurance subscriber) matching the corresponding driving tag 100 .

And, when the driving distance management device 200 determines that driving-related information provided from the driving tag 100 is cheating twice, the terminal of the customer (insurance subscriber) matching the driving tag 100 As (eg, 1 in FIG. 1 ), a vehicle dashboard photo registration request message requesting to register a picture of the vehicle dashboard for a certain period (eg, 5 days) may be transmitted.

And, when the driving distance management device 200 determines that the driving-related information provided from the driving tag 100 is cheating three times, the driving distance calculated for the vehicle 10 is pre-defined in relation to the driving distance. Penalties may apply.

As described above, when the insurance server 300 is referred to as a server that provides a service utilizing the mileage, the mileage for the vehicle 10 calculated by the mileage management device 200 is an insurance that sets an insurance premium based on the mileage. It will be used by the server 300 .

In this case, the above-mentioned penalty applied when determining cheating 3 times may be applied in the form of adding a penalty premium to the insurance premium calculated based on the mileage for the vehicle 10 calculated in step S60. Can be applied. .

For example, the mileage management device 200 adds and provides an additional mileage that allows a penalty premium to be additionally determined in the mileage of the vehicle 10 to be used in the insurance server 300, or provides cheating. By reporting the third determination to the insurance server 300 , a penalty premium may be added when the insurance premium is set based on the driving distance of the vehicle 10 .

Of course, the penalty applied when the cheating is determined 3 times may be applied in different forms depending on the type of service using the distance calculated by the mileage management apparatus 200 of the present invention.

As described above, according to the present invention, in consideration of a malicious cheating situation, an effect of securing the reliability of the mileage calculated by collecting information based on an implantable device (device) provided in a vehicle is derived.

For this reason, according to the present invention, it is possible to utilize the reliable vehicle mileage in various services such as car insurance premium setting, thereby improving service quality and further expanding the service development scope.

The operating method of the mileage management apparatus according to an embodiment of the present invention may be implemented in the form of a program command that can be executed through various computer means and recorded in a computer-readable medium. The computer-readable medium may include program instructions, data files, data structures, etc. alone or in combination. The program instructions recorded on the medium may be specially designed and configured for the present invention, or may be known and available to those skilled in the art of computer software. Examples of the computer-readable recording medium include magnetic media such as hard disks, floppy disks and magnetic tapes, optical media such as CD-ROMs and DVDs, and magnetic such as floppy disks. - includes magneto-optical media, and hardware devices specially configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine language codes such as those generated by a compiler, but also high-level language codes that can be executed by a computer using an interpreter or the like. The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the present invention, and vice versa.

Although the present invention has been described in detail with reference to preferred embodiments so far, the present invention is not limited to the above-described embodiments, and without departing from the gist of the present invention as claimed in the following claims, the technical field to which the present invention pertains It will be said that the technical idea of the present invention extends to the extent that any person with ordinary skill in the art can make various changes or modifications.

According to the operating method of the insertable device, the mileage management device and the mileage management device of the present invention, in consideration of a malicious cheating situation, the operation calculated through information collection based on an insertable device (device) provided in a vehicle In terms of securing distance reliability, as it goes beyond the limits of existing technologies, the possibility of marketing or sales of the applied device, not just the use of the related technology, is sufficient, and industrial applicability because it can be clearly implemented in reality. This is an invention with

100: implantable device
110: power unit 120: counting unit
130: information collection unit 140: information provision unit

Claims (15)

In the insert-type device inserted into the insert provided in the vehicle,
an information collection unit for collecting driving-related information about the vehicle;
a counting unit for counting the number of times the device is inserted into the insertion unit; and
The collected driving-related information and the number of insertions are transmitted to the server, and the server compares and compares the driving-related information received at the start time of driving of the vehicle and the time of the last driving end of the vehicle, respectively, and the number of insertions. and an information providing unit for determining whether the driving-related information provided from the insertable device is valid information based on the result,
The server is
When the validity of the driving-related information provided from the implantable device is determined from the result of comparing the driving-related information and the number of insertions, a warning message is transmitted to the customer terminal matching the implantable device according to the number of times the validity doubt is determined or transmits a vehicle dashboard photo registration request message, or applies a predefined penalty in relation to the mileage calculated by the mileage calculator. The method of claim 1,
The counting unit,
a sensing unit for detecting that the device is inserted until it comes into contact with the power terminal in the insertion unit;
Insertion-type device comprising a number counting unit for counting the number of insertions when insertion is detected by the sensing unit. 3. The method of claim 2,
The sensing unit,
Insertion-type device, characterized in that it comprises a knob (Knob) provided at a position spaced apart by the length of the insertion portion from the power source of the device in contact with the power terminal on one side of the insertion surface of the device to be inserted into the insertion section. . The method of claim 1,
The information providing unit,
From a point in time when the device is inserted into the insertion unit and starts receiving power, until the time when the driving of the vehicle is terminated and the power supply is stopped or the device is separated from the insertion unit and power supply is stopped,
Insertion-type device, characterized in that periodically performing the operation of transmitting the collected driving-related information to the server. an information receiving unit configured to receive the driving related information and the number of insertions inserted into the insertion unit from an insertion type device that collects and transmits driving related information on the vehicle when it is inserted into the insertion unit provided in the vehicle;
The driving-related information received at the starting time of driving of the vehicle and the last driving end of the vehicle, respectively, and the number of insertions are compared with each other, and based on the comparison result, whether the driving-related information provided from the implantable device is valid information a judging unit that judges; and
When the validity of the driving-related information provided from the implantable device is determined from the result of comparing the driving-related information and the number of insertions, a warning message is transmitted to the customer terminal matching the implantable device according to the number of times the validity doubt is determined or a cheating processing unit that transmits a vehicle dashboard photo registration request message or applies a pre-defined penalty in relation to the mileage calculated by the mileage calculation unit. 6. The method of claim 5,
Recognizing the starting point and the stopping point of receiving the driving-related information from the implantable device as the driving start and the driving end of the vehicle, each driving for the vehicle is divided, and driving using the driving-related information for each driving Travel distance management device, characterized in that it further comprises a travel distance calculation unit for calculating the distance. 7. The method of claim 6,
The judging unit,
Based on the location information in the driving-related information received from the implantable device at the start of driving of the vehicle, there is a difference between the position information and the preset critical distance or more at the end of driving immediately before the vehicle, or If, based on the number of insertions received at the start of driving, it is different from the number of insertions at the end of the immediately preceding driving for the vehicle,
A mileage management device, characterized in that it determines the validity of the driving-related information provided from the implantable device as doubtful. 8. The method of claim 7,
The judging unit,
Based on the number of insertions received at the start of driving of the vehicle, even if it is different from the number of insertions at the end of the immediately preceding driving for the vehicle, the time difference between the starting time of driving of the vehicle and the immediately ending time of driving is within the threshold time On the other hand, the mileage management device, characterized in that the exception processing. delete 8. The method of claim 7,
The penalty is
When the mileage is used in an insurance server that sets an insurance premium based on the mileage, it is applied in the form of adding a penalty premium to the insurance premium calculated based on the mileage calculated by the mileage calculator. distance management device. an information receiving step of receiving the driving-related information and the number of insertions inserted into the insertion unit from an insertion-type device that collects and transmits driving-related information on the vehicle when inserted into an insertion unit provided in a vehicle;
The driving-related information received at the starting time of driving of the vehicle and the last driving end of the vehicle, respectively, and the number of insertions are compared with each other, and based on the comparison result, whether the driving-related information provided from the implantable device is valid information judging step; and
When the validity of the driving-related information provided from the implantable device is determined from the result of comparing the driving-related information and the number of insertions, a warning message is transmitted to the customer terminal matching the implantable device according to the number of times the validity doubt is determined or transmitting a vehicle dashboard photo registration request message or applying a pre-defined penalty in relation to the mileage calculated by the mileage calculation unit. Way. 12. The method of claim 11,
Recognizing the starting point and the stopping point of receiving the driving-related information from the implantable device as the driving start and the driving end of the vehicle, each driving for the vehicle is divided, and driving using the driving-related information for each driving The operation method of the mileage management device, characterized in that it further comprises a mileage calculation step of calculating the distance. 13. The method of claim 12,
The judging step is
Based on the location information in the driving-related information received from the implantable device at the start of driving of the vehicle, there is a difference between the position information and the preset critical distance or more at the end of driving immediately before the vehicle, or If, based on the number of insertions received at the start of driving, it is different from the number of insertions at the end of the immediately preceding driving for the vehicle,
The operating method of the mileage management device, characterized in that it is determined that the validity of the driving-related information provided from the implantable device is doubtful. 14. The method of claim 13,
The judging step is
Based on the number of insertions received at the start of driving of the vehicle, even if it is different from the number of insertions at the end of the immediately preceding driving with respect to the vehicle, the time difference between the starting time of driving of the vehicle and the immediately ending time of driving is within the threshold time On the other hand, the operating method of the mileage management device, characterized in that the exception processing. delete

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