KR102163779B1 - Reward system using blockchain - Google Patents

Abstract

Disclosed is a coin transaction system including a mobile terminal which outputs a user-customized interface for receiving a plurality of services which can be used by using coins held by a user. Provided is a compensation system using a blockchain included in the coin transaction system based on an online platform. According to one aspect of the present invention, it is possible to support loans and pay interest by using coins, so that coins can be grafted into the financial market, and furthermore, profit creation is promoted.

Description

Reward system using blockchain}

The present invention relates to a reward system using a block chain, and more particularly, to a reward system using a block chain included in a coin transaction system based on an online platform.

In general, cryptocurrencies such as bitcoin refer to online virtual currency that has no physical form unlike banknotes or coins.

Virtual currency is not real and is used only in a virtual environment. It is mainly used as a term for cryptocurrencies such as bitcoin, but it is actually a broader concept than cryptocurrency.

Cryptocurrency is a transaction through distributed processing in a P2P (Peer to Peer) method that is collected, stored, and transmitted in an electronic wallet based on a block chain, such as bitcoin, and does not require a central processing unit to reduce operation and management costs. And convenient and safe transactions are carried out.

In other words, unlike general financial institutions that store transaction details on a central server, it stores transaction details on all users' computers based on blockchain technology. Unlike ordinary currency, there is no issuer, and anyone bit Coins can be'mined'.

Such an account of cryptocurrency is called an electronic wallet, and each electronic wallet is assigned a unique number of about 30 characters that combines numbers, lowercase letters of the English alphabet, and uppercase letters to perform transactions based on public key cryptography.

These cryptocurrency transactions are operated in cryptocurrency exchanges such as'Cobit','Bithumb', and'Coinone' in Korea. The cryptocurrency exchange consists of a system that purchases the desired cryptocurrency by depositing the amount corresponding to the user's own virtual account, and allows the cryptocurrency to be stored and traded in an electronic wallet.

On the other hand, while cryptocurrency trading volume is increasing, the rate of occurrence of various industries related to cryptocurrency is slow.

An aspect of the present invention provides a coin transaction system including a loan repayment management system using coins that supports loans based on coins held by users and supports interest payment services for loans with coins.

Another aspect of the present invention provides a coin transaction system including a reward system using a block chain that pays a reward for coins according to a user's participation in social services.

Another aspect of the present invention provides a coin transaction system including an integrated management system for virtual currency users that manages to use various services provided by different servers by using coins held by the user.

Another aspect of the present invention provides a coin transaction system including a member verification module for verifying whether a member is a legitimate user.

The technical problem of the present invention is not limited to the technical problem mentioned above, and other technical problems that are not mentioned will be clearly understood by those skilled in the art from the following description.

A coin transaction system according to an aspect of the present invention includes a mobile terminal that outputs a user-customized interface for receiving a plurality of services that can be used using coins held by a user.

On the other hand, a server device that provides a login function to the mobile terminal, provides a loan service using coins held by the user as collateral to the mobile terminal, and provides a loan interest repayment service using coins; And a block chain network including the server device as one node; and

The server device may request and receive member information from the mobile terminal, store member information to process the user's membership registration, and implement a single sign-on (SSO) function in cooperation with other linked service providing servers. A member management unit that shares the member information with other service providing servers so that it can be used; And a loan repayment management unit that manages the loan service and the loan interest repayment service; and

The loan repayment management unit receives a loan review request message from the mobile terminal, performs a loan review of the user, and when the user's loan is approved according to the loan review, sends a message indicating that the loan is approved to the mobile terminal. A loan execution unit that transmits and executes a loan; And the value of the coin is calculated based on the market price information of the exchange with the highest number of access through the mobile terminal among the plurality of coin exchanges, or the coin based on the price information of the exchange with the highest current price among the plurality of coin exchanges. The loan repayment unit that calculates the value of and calculates the interest on the loan as a coin by reflecting the value of the calculated coin, and handles the interest repayment of the user when receiving the coin for the interest calculated from the mobile terminal. Including ;,

The mobile terminal and the loan repayment management system using a coin participating in the loan repayment management unit; may further include.

In addition, the server device, the mobile terminal can be used by using coins, provides a social service divided into loan service, interest repayment service, content play service, and community bulletin board service, and rewards rewards according to social service participation. Compensation management unit to pay in coins; further includes,

The compensation management unit stores and manages a usage log including content registration, inquiry, and posting writing according to the use of social services through the mobile terminal in the blockchain network, and evaluates the membership level whenever a usage log is recorded for each user. Points are given, but in the case of the usage log for content registration among the usage logs, the member rating score is doubled, the language of the registered content is detected, and in the case of content produced in multiple languages, the member rating score is 3 It is given by double, and the membership level is evaluated according to the pre-set membership level evaluation score for each member level. However, in the case of a member that does not change the member level evaluation score for a certain period, the member level is lowered by one level and the member level is evaluated for a certain period. In the case of a member having a change in evaluation score higher than a preset value, a reward calculation unit for raising the member grade by one level; And

Including; a reward payment unit for sending a coin corresponding to the reward calculated to the wallet installed on the mobile terminal,

It may further include a; compensation system using a block chain in which the mobile terminal and the compensation management unit participate.

In addition, the server device, the integrated management unit for building a web page accessible from the mobile terminal and providing the social service through the web page; further includes,

The integrated management unit generates an interface output from the mobile terminal, analyzes the usage log, calculates a usage pattern representing the order of using social services for each user, and moves from left to right of the web page according to the usage pattern for each user. An interface generator for generating the interface by listing items corresponding to the usage log; And calculating the frequency of occurrence of a specific word corresponding to a word associated with a social service item from the recent access time of the social service through the mobile terminal to the current time point, and from the recent access time of the social service through the mobile terminal. Including; a service recommendation unit that calculates a specific word that has appeared the most up to the current point of time, extracts a social service item corresponding to the calculated specific word, and recommends the social service item to a user,

It may further include an integrated management system for a virtual currency user participating in the mobile terminal and the integrated management unit.

In addition, it analyzes the member's main activity time by age, matches the age of the main active member by time zone, and saves it, and extracts the suspicious member from the currently accessed members by time zone, and corresponds to the age group of the main active member matching the time zone. The unsubscribed member is extracted as the first suspicious member, the first suspicious member's access area is checked, grouped among members who have accessed from the adjacent area, and the group whose number of members is greater than or equal to the preset number of members is extracted, and the extracted group A member selection unit that extracts the members included in the group as secondary suspicious members; And checking the usage log of the second suspected member, creating a blacklist for members whose number of usage logs recorded for a preset period of the second suspected member is greater than or equal to a reference value, and as a reward for the member included in the blacklist. Restricting the use of the paid cryptocurrency and sending an agreement signing that it is not a malicious user along with a message notifying that the member has been selected as a blacklist to the mobile terminal of the member, and that he is not a malicious user within a predetermined time period from the mobile terminal of the member. When a signed consent form is received, the member is immediately excluded from the blacklist and restrictions on the use of cryptocurrency are released, and if the consent signed that the user is not a malicious user is not received within a predetermined period, the user's use of cryptocurrency It may further include a member verification module including; an activity monitoring unit that releases the restriction but leaves the blacklist as it is.

According to one aspect of the present invention described above, it is possible to support loans and pay interest by using coins, so that the coins can be grafted into the financial market, and furthermore, profit generation is promoted.

According to another aspect of the present invention, by paying cryptocurrency according to the degree of participation in social services, participation in the community may be encouraged and cryptocurrency transactions may be activated.

According to another aspect of the present invention, it is possible for anyone to easily participate in cryptocurrency transactions and promote coin transactions.

According to another aspect of the present invention, it is possible to prevent the occurrence of spam and advertisement postings by malicious users on social services.

1 is a conceptual diagram of a coin transaction system according to an embodiment of the present invention.
2 is a control block diagram of the server device shown in FIG. 1.
3 is a detailed block diagram of a loan repayment management unit shown in FIG. 2.
4 is a detailed block diagram of a compensation management unit shown in FIG. 2.
5 is a detailed block diagram of an integrated management unit shown in FIG. 2.
6 is an example of a screen output from the mobile terminal shown in FIG. 1.
7 is a control block diagram of a member verification module.

Advantages and features of the present invention, and a method of achieving them will become apparent with reference to the embodiments described below in detail together with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but

It will be implemented in various other forms, only these embodiments are provided to complete the disclosure of the present invention, and to fully inform the scope of the invention to those of ordinary skill in the art to which the present invention belongs. The invention is only defined by the scope of the claims. The same reference numerals refer to the same components throughout the specification.

The terms used in the present specification are for describing exemplary embodiments and are not intended to limit the present invention. In this specification, the singular form also includes the plural form unless specifically stated in the phrase. As used herein, “comprises” and/or “comprising” do not exclude the presence or addition of one or more other elements, grades, and actions to the stated elements, grades, and actions.

1 is a conceptual diagram of a coin transaction system according to an embodiment of the present invention.

Referring to FIG. 1, a coin transaction system 1000 according to an embodiment of the present invention may include a mobile terminal 100, a server device 200, and a blockchain network 300.

The coin transaction system 1000 according to an embodiment of the present invention may provide a social service accessible through the mobile terminal 100. Here, the social service is a service that allows users to participate using coins held by the user, and may include services such as loan support, interest payment, content player, and community bulletin board.

The coin transaction system 1000 according to an embodiment of the present invention may include a loan repayment management system using coins in which the mobile terminal 100 and the server device 200 participate. The loan repayment management system using coins is a system that supports loans based on coins held by users, and supports interest payment services for loans with coins.

The coin transaction system 1000 according to an embodiment of the present invention may further include a reward system using a block chain in which the mobile terminal 100 and the server device 200 participate. The reward system using a blockchain is a system that pays a reward for coins according to the degree of participation of social services through the mobile terminal 100.

The coin transaction system 1000 according to an embodiment of the present invention may further include an integrated management system for virtual currency users. The integrated management system for virtual currency users is a system that manages the use of various services provided by different servers using coins held by users.

Hereinafter, each component of the coin transaction system according to an embodiment of the present invention shown in FIG. 1 will be described in detail.

The mobile terminal 100 is a device capable of communication and input/output of information, and may be implemented as, for example, a PC, a smartphone, or a tablet. The mobile terminal 100 may be equipped with software (application) for executing the coin trading system 10001000 according to an embodiment of the present invention.

The server device 200 may build a social service accessible through the mobile terminal 100. The server device 200 may provide a social service by operating a website, a mobile web, etc. accessible from the mobile terminal 100, or may provide a social service through software installed in the mobile terminal 100. .

The server device 200 may have mobility or may be fixed. The server device 200 may be in the form of a server or an engine, and may be a device, an apparatus, a terminal, a user equipment (UE), a mobile station (MS), or a wireless device ( wireless device), handheld device, etc.

The server device 200 may be one of nodes participating in the blockchain network 300. The blockchain network 300 is a huge distributed ledger that records all transactions in the network. Transactions that occur in a predetermined block generation cycle are grouped and created as one block, and can be equally accumulated in all nodes through agreement between nodes. . The server device 200 may store and manage coin transaction information received from the mobile terminal 100 in the blockchain network 300.

The coin transaction system 1000 according to an embodiment of the present invention can promote coin transaction activation by allowing various services to be provided using coins.

2 is a control block diagram of the server device shown in FIG. 1.

Referring to FIG. 2, the server device 200 may include a member management unit 210, a loan repayment management unit 230, a compensation management unit 250, and an integrated management unit 270.

The member management unit 210 may provide a login function to the mobile terminal 100.

The member management unit 210 requests and receives member information including ID, password, name, gender, date of birth, etc. to the mobile terminal 100 for membership registration, and stores member information to process the membership registration of the user. can do.

The member management unit 210 may output a screen for inputting an ID and a password to the mobile terminal 100 to receive an ID and a password from the user, and use this to process the login of the user.

The member management unit 210 may share member information with other service providing servers so as to implement a single sign-on (SSO) function in cooperation with other linked service providing servers.

The loan repayment management unit 230 provides a loan service using coins held by the user as collateral, and enables the loan interest to be repaid using the coins.

The compensation management unit 250 may provide a social service that can be used using coins to the mobile terminal 100, and may pay a reward reward according to the degree of participation in the social service in coins.

The integrated management unit 270 may manage social services that can be used by using coins held by the user. The integrated management unit 270 may build a web page accessible from the mobile terminal 100 and provide a social service through the web page. Here, the social service may include a loan service, an interest repayment service, a content play service, a community bulletin board service, and the like.

3 is a detailed block diagram of a loan repayment management unit shown in FIG. 2.

Referring to FIG. 3, the loan repayment management unit 230 may include a loan execution unit 231 and a loan repayment unit 233.

The loan execution unit 231 may receive a loan review request message from the mobile terminal 100 and perform a loan review of a corresponding user.

When the user's loan is approved according to the loan examination, the loan execution unit 231 may transmit a message notifying that the loan is approved to the mobile terminal 100 and execute the loan.

The loan repayment unit 233 may calculate interest on a loan executed by the user.

Here, the loan repayment unit 233 may calculate the interest on the loan in coins. To this end, the loan repayment unit 233 may obtain market price information of each exchange by communicating with a coin exchange server operated by the coin exchange.

For example, the loan repayment unit 233 calculates the value of the coin based on the market price information of the exchange most used by the user, or calculates the value of the coin based on the market price information of the exchange with the highest current price among a plurality of exchanges. Can be calculated.

When the loan repayment unit 233 receives a coin for the interest calculated from the mobile terminal 100, the loan repayment unit 233 may execute interest payment processing for the coin.

4 is a detailed block diagram of a compensation management unit shown in FIG. 2.

Referring to FIG. 3, the compensation management unit 250 may include a reward calculation unit 251 and a reward payment unit 253.

The reward calculator 251 may analyze the history of using the social service to evaluate a member level, and calculate a reward according to the member level.

The reward calculator 251 may store a social service usage log provided by the server device 200 through the mobile terminal 100. The usage log can include content registration, inquiry, and posting. In this case, the reward calculator 251 may store and manage usage logs for each user in the blockchain network 300.

The reward calculator 251 may evaluate a member level according to the usage log for each user.

For example, the reward calculator 251 may assign a member grade evaluation score each time a usage log is recorded for each user. On the other hand, in the case of a usage log for content creation among usage logs, a member grade evaluation score can be doubled. In addition, it is possible to detect the language of the generated content and, in the case of content produced in multiple languages, triple the member rating score.

The reward calculator 251 may evaluate a member grade according to a predetermined member grade evaluation score for each member grade. Here, the reward calculator 251 may evaluate a member by lowering the member grade by one level in the case of a member having no change in the member grade evaluation score for a certain period. In addition, the reward calculator 251 may increase the member grade by one level and evaluate the member if the change in the member grade evaluation score for a certain period is higher than a preset value.

In this way, the reward calculator 251 may induce activation of a social system and production of content by assigning a member grade according to the degree of participation of the social service.

The reward payment unit 253 may transmit a cryptocurrency corresponding to the calculated reward to the wallet installed in the mobile terminal 100. Here, the cryptocurrency may be a cryptocurrency that can be used in the social service according to the present embodiment, and further, it may be used to use a service provided by another linked service providing server.

5 is a detailed block diagram of an integrated management unit shown in FIG. 2.

Referring to FIG. 5, the integrated management unit 270 may include an interface generation unit 271 and a service recommendation unit 273.

The interface generator 271 may generate user-customized interfaces for a plurality of services and output them from the mobile terminal 100.

6 is an example of a screen output from the mobile terminal shown in FIG. 1.

Referring to FIG. 6, the mobile terminal 100 may output an interface generated by the interface generator 271. The interface corresponds to a page where you can check cryptocurrency price information, news, and community.

The interface generator 271 may store a social service usage log provided by the server device 200 through the mobile terminal 100. The usage log can include content registration, inquiry, and posting. The interface generator 271 may analyze a usage log to calculate a user's social service usage pattern. The social service usage pattern may include a user's service usage order (eg, content inquiry after writing a post). The interface generator 271 may generate an interface in which service items are arranged from left to right of the page according to the social service usage pattern.

The service recommendation unit 273 may recommend a social service item.

The service recommendation unit 273 may extract a keyword by calculating the frequency of occurrence of a specific word in the social service. The service recommendation unit 273 may calculate the frequency of appearance of a specific word from the recent access time of the social service through the mobile terminal 100 to the current time point. Here, the specific word corresponds to a word associated with a social service item (loan service, interest repayment service, content play service, community bulletin board service). The service recommendation unit 273 may extract a social service item by calculating a specific word that appears the most from the recent access time of the social service through the mobile terminal 100 to the current time point, and recommend the social service item to the user. have.

In this way, the service recommendation unit 273 allows the user to check the item that has become an issue while the user is not connected.

Meanwhile, the coin transaction system 10001000 according to an embodiment of the present invention may further include a member verification module.

The member verification module is a module for verifying whether a user participating in the coin transaction system 10001000 according to an embodiment of the present invention is a legitimate user, and can prevent occurrence of spam and advertisement postings by malicious users. .

7 is a control block diagram of a member verification module.

Referring to FIG. 7, the member verification module 400 may include a member selection unit 410 and an activity monitoring unit 430.

The member selection unit 410 may extract a suspicious member to monitor the activity.

The member selection unit 410 may extract suspicious members for each time period. The member selection unit 410 may analyze the member's main activity time by age, and match and store the main activity member age group by time zone. The member selection unit 410 extracts a plurality of members among currently accessed members by time zone as suspicious members, and extracts a member who does not correspond to the age group of the main active member matching the time zone as the first suspicious member.

For example, the main activity time zone of a member in their 30s can be analyzed between 8 pm and 9 pm, and therefore, the member election unit 410 first suspects a member in their 30s who is connected between 8 am and 9 am. Can be extracted as a member.

The member selection unit 410 may extract a second suspected member among the first suspected members for each access region. The member selection unit 410 may check the access area of the first suspected member and group members who have accessed from the adjacent area. At this time, the member selection unit 410 may extract a group in which the number of members of each group is equal to or greater than a preset number of members, and may extract members included in the extracted group as secondary suspect members.

The activity monitoring unit 430 may monitor the activity pattern of the second suspected member.

The activity monitoring unit 430 may check the usage log of the second suspected member. The activity monitoring unit 430 may specify a member whose number of usage logs recorded during a preset period is equal to or greater than a reference value as a final suspect member.

The activity monitoring unit 430 may create and manage a specific member as a blacklist as a final suspect member.

The activity monitoring unit 430 may limit the use of coins of a member included in the blacklist, and transmit a consent sign indicating that the member is not a malicious user along with a message notifying that the member has been selected as a blacklist to the mobile terminal 100 of the member. .

When the activity monitoring unit 430 receives an agreement signed that he is not a malicious user within a predetermined time period from the mobile terminal 100, the activity monitoring unit 430 may immediately exclude the user from the blacklist and remove the coin usage restriction.

When the activity monitoring unit 430 fails to receive a consent form signed by the mobile terminal 100 indicating that he is not a malicious user within a predetermined time period, it may release the coin usage restriction of the corresponding user but leave it in the blacklist.

Although the embodiments of the present invention have been described with reference to the accompanying drawings, those of ordinary skill in the art to which the present invention pertains can be implemented in other specific forms without changing the technical spirit or essential features. You can understand. Therefore, it should be understood that the embodiments described above are illustrative in all respects and not limiting.

1000: coin trading system
100: mobile terminal
200: server device
300: Blockchain network

Claims (2)

Including; a mobile terminal that outputs a user-customized interface for receiving a plurality of services that can be used by using coins held by the user,
A server device that provides a login function to the mobile terminal, provides a loan service using coins held by a user as collateral to the mobile terminal, and provides a loan interest repayment service using coins; And
Blockchain network including the server device as one node; further comprising,
The server device,
A compensation management unit that can use coins with the mobile terminal, provides social services divided into loan service, interest repayment service, content play service, and community bulletin board service, and pays reward rewards according to social service participation in coins. Including;
The compensation management unit,
A usage log including content registration, inquiry, and posting according to the use of the social service through the mobile terminal is stored and managed in the blockchain network, and a member grade evaluation score is given each time a usage log is recorded for each user, In the case of the usage log for content registration among the usage logs, the member rating evaluation score is doubled, the language of the registered content is detected, and in the case of content produced in multiple languages, the member rating evaluation score is given triple, and the member The member level is evaluated according to the pre-set membership level evaluation score for each level, but in the case of a member that does not change the member level evaluation score for a certain period, the member level is lowered by one level and the change in the member level evaluation score is In the case of a member higher than a preset value, a reward calculation unit that raises the member level by one level and evaluates it; And
Including; a reward payment unit for sending a coin corresponding to the reward calculated to the wallet installed on the mobile terminal,
Compensation system using a block chain in which the mobile terminal and the compensation management unit participate; further includes,
The server device,
The member information so that the member information can be requested and received through the mobile terminal, the member information is stored to process the membership registration of the user, and the SSO (Single Sign-On) function can be implemented in cooperation with other linked service providing servers. A member management unit that shares the server with other service providing servers; And
Further comprising; a loan repayment management unit for managing the loan service and the loan interest repayment service,
The loan repayment management unit,
Receiving a loan review request message from the mobile terminal, proceeding with the user's loan review, and when the user's loan is approved according to the loan review, sending a message notifying that the loan has been approved and executing the loan Loan execution department; And
The value of the coin is calculated based on the price information of the exchange with the highest number of access through the mobile terminal among the plurality of coin exchanges, or the price of the coin based on the price information of the exchange with the highest current price among the plurality of coin exchanges. A loan repayment unit that calculates a value, calculates interest on a loan by reflecting the value of the calculated coin, and processes interest repayment of the user when receiving a coin on the interest calculated from the mobile terminal; Including,
The server device,
An integrated management unit that constructs a web page accessible from the mobile terminal and provides the social service through the web page; further includes,
The integrated management unit,
Create an interface output from the mobile terminal, analyze the usage log to calculate a usage pattern representing the order of using social services for each user, and respond to the usage log from left to right of the web page according to the usage pattern for each user An interface generator for generating the interface by listing the items to be performed; And
Calculate the frequency of occurrence of a specific word corresponding to a word associated with a social service item from the recent access time of the social service through the mobile terminal to the current time point, and from the recent access time of the social service through the mobile terminal Including; a service recommendation unit that calculates a specific word that appears the most up to the point in time, extracts a social service item corresponding to the calculated specific word, and recommends the social service item to a user,
Analyzes the member's main activity time by age, matches the age group of the main active member by time zone, and saves, extracts the suspicious member from the currently accessed members by time zone, but does not correspond to the age group of the main active member matching the time zone The members are extracted as the first suspected member, the first suspected member's access area is checked, grouped among members who have accessed from adjacent areas, and the group whose number of members is more than the preset number of members is extracted, and included in the extracted group A member selection section that extracts the member to be a second suspected member; And
Check the usage log of the second suspected member, create a blacklist for members whose number of usage logs recorded for a preset period of the second suspected member is more than a reference value, and pay as a reward for the member included in the blacklist Restricting the use of the cryptocurrency and sending a consent form signing that it is not a malicious user along with a message notifying that the member's mobile terminal has been selected as a blacklist, and signing that he is not a malicious user within a predetermined time period from the mobile terminal of the member When a consent form is received, the member is immediately excluded from the blacklist and restrictions on the use of cryptocurrency are released, and if the consent signing that the user is not a malicious user is not received within a certain period, the user's use of cryptocurrency is restricted. Release the, but leave the blacklist intact activity monitoring unit; including a member verification module; further comprising, coin trading system. delete

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