KR101735954B1 - Financial apparatus and medium managing method thereof - Google Patents

Financial apparatus and medium managing method thereof Download PDF

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Publication number
KR101735954B1
KR101735954B1 KR1020150148618A KR20150148618A KR101735954B1 KR 101735954 B1 KR101735954 B1 KR 101735954B1 KR 1020150148618 A KR1020150148618 A KR 1020150148618A KR 20150148618 A KR20150148618 A KR 20150148618A KR 101735954 B1 KR101735954 B1 KR 101735954B1
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KR
South Korea
Prior art keywords
unit
medium
media
storage unit
requested number
Prior art date
Application number
KR1020150148618A
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Korean (ko)
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KR20170047920A (en
Inventor
황정록
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주식회사 엘지씨엔에스
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Priority to KR1020150148618A priority Critical patent/KR101735954B1/en
Publication of KR20170047920A publication Critical patent/KR20170047920A/en
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Publication of KR101735954B1 publication Critical patent/KR101735954B1/en

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    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
    • B65H43/00—Use of control, checking, or safety devices, e.g. automatic devices comprising an element for sensing a variable
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
    • B65H5/00—Feeding articles separated from piles; Feeding articles to machines
    • B65H5/002—Adaptations of counting devices
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
    • B65H7/00—Controlling article feeding, separating, pile-advancing, or associated apparatus, to take account of incorrect feeding, absence of articles, or presence of faulty articles
    • G07D11/0006—
    • G07D11/0021—
    • G07D11/0036—
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
    • B65H2301/00—Handling processes for sheets or webs
    • B65H2301/50—Auxiliary process performed during handling process
    • B65H2301/54—Auxiliary process performed during handling process for managing processing of handled material
    • B65H2301/541—Counting
    • B—PERFORMING OPERATIONS; TRANSPORTING
    • B65—CONVEYING; PACKING; STORING; HANDLING THIN OR FILAMENTARY MATERIAL
    • B65H—HANDLING THIN OR FILAMENTARY MATERIAL, e.g. SHEETS, WEBS, CABLES
    • B65H2701/00—Handled material; Storage means
    • B65H2701/10—Handled articles or webs
    • B65H2701/19—Specific article or web
    • B65H2701/1912—Banknotes, bills and cheques or the like

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  • Engineering & Computer Science (AREA)
  • Mechanical Engineering (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A financial apparatus according to an embodiment of the present invention includes a medium storage unit for storing a medium, an accumulation unit for accumulating the medium transferred from the medium storage unit, a discrimination unit for recognizing the identification information of the medium and counting the medium, Transfers the medium of the requested number to the accumulation unit from the medium storage unit and transfers the medium transferred to the accumulation unit to the discrimination unit when the medium transferred to the accumulation unit exceeds the requested number of copies, Transferring the requested number of media to the accumulation unit based on the count information, and delivering excess media exceeding the requested number to the media storage unit.

Description

BACKGROUND OF THE INVENTION 1. Field of the Invention [0001] The present invention relates to a financial instrument,

The present invention relates to a financial instrument and a medium management method thereof.

Through financial instruments, customers can use financial services provided by banks or credit card companies without having to visit financial institutions and conduct financial transactions. For example, a financial instrument provides financial transactions such as a deposit, an account transfer, a balance inquiry, a deposit withdrawal, and a bookkeeping, and prints transaction details on a financial transaction sheet to a user and provides the transaction details to a user. In recent years, financial instruments have been installed in convenience stores, subway stations, and building lobbies, enabling customers to conveniently conduct financial transactions without having to go directly to the bank.

As a result, the user can conveniently handle withdrawal transactions using a financial instrument. However, if a user requests a withdrawal transaction using a financial device, a failure may occur when a different number of media than the number of requested media is released. After the withdrawal of the transaction request and the disability has been resolved by the dispatcher, The user is inconvenienced and the operating rate of the financial equipment is lowered.

It is an object of the present invention to provide a financial instrument and a medium management method thereof that can improve the management efficiency and / or operation rate of a financial instrument.

The technical problems of the present invention are not limited to the above-mentioned technical problems, and other technical problems which are not mentioned can be understood by those skilled in the art from the following description.

A financial apparatus according to an embodiment of the present invention includes a medium storage unit for storing a medium, an accumulation unit for accumulating the medium transferred from the medium storage unit, a discrimination unit for recognizing the identification information of the medium and counting the medium, Transfers the medium of the requested number to the accumulation unit from the medium storage unit and transfers the medium transferred to the accumulation unit to the discrimination unit when the medium transferred to the accumulation unit exceeds the requested number of copies, Transferring the requested number of media to the accumulation unit based on the count information, and delivering excess media exceeding the requested number to the media storage unit.

A method for managing media in a financial device according to an embodiment of the present invention includes the steps of transferring a requested number of media from a media storage unit to an accumulation unit from a user and determining whether the medium is delivered to the accumulation unit exceeding the requested number Determining whether the medium has been delivered to the accumulation unit when the medium exceeds the requested number, transmitting the medium transferred to the accumulation unit to the discrimination unit, And transferring excess media exceeding the requested number of sheets to the media storage unit.

The financial instrument and its medium management method according to an embodiment of the present invention can improve the management efficiency and / or operation rate of the financial instrument.

1 is a block diagram illustrating a financial device according to an embodiment of the present invention.
2 to 4 are views for explaining the operation of the financial apparatus according to an embodiment of the present invention.
5 is a flowchart illustrating a media management method of a financial device according to an embodiment of the present invention.
6 is a flow chart illustrating a method for managing media in a financial device according to a further embodiment of the present invention.

Hereinafter, some embodiments of the present invention will be described in detail with reference to exemplary drawings. It should be noted that, in adding reference numerals to the constituent elements of the drawings, the same constituent elements are denoted by the same reference numerals even though they are shown in different drawings. In the following description of the embodiments of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the difference that the embodiments of the present invention are not conclusive.

In describing the components of the embodiment of the present invention, terms such as first, second, A, B, (a), and (b) may be used. These terms are intended to distinguish the constituent elements from other constituent elements, and the terms do not limit the nature, order or order of the constituent elements. Also, unless otherwise defined, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. Terms such as those defined in commonly used dictionaries should be interpreted as having a meaning consistent with the meaning in the context of the relevant art and are to be interpreted in an ideal or overly formal sense unless explicitly defined in the present application Do not.

The financial device according to an embodiment of the present invention may be a financial device that obtains various media such as banknotes, checks, securities, coins, coins, gift certificates, etc. and processes and / or withdraws money such as deposits, , A gift certificate issuance, and the like. Examples of such financial instruments include an automated teller machine (ATM) such as a cash dispenser (CD), a cash recycling machine, and the like. However, the financial instrument is not limited to the above-described example, and may be a device for automating financial business such as FIS (Financial Information System).

Hereinafter, an embodiment of the present invention will be described on the assumption that the financial instrument is a financial automatic instrument. However, this assumption is for convenience of explanation, and the technical idea of the present invention is not limited to the financial automation equipment.

1 is a block diagram illustrating a financial device according to an embodiment of the present invention.

1, a financial apparatus 100 according to an exemplary embodiment of the present invention includes a media storage unit 110, an integration unit 120, a determination unit 130, a control unit 140, and a storage unit 150, . ≪ / RTI >

The financial device 100 according to an embodiment of the present invention can process a financial transaction requested by a user. For example, the financial instrument 100 may process a check withdrawal request from a user. The financial instrument 100 recognizes the identification information (e.g., serial number) of the check and sequentially sends a check as many times as requested from the user to the accumulation unit 120 from the medium storage unit 110 according to the identification information Can be released. In the process of issuing a check, if the check is partially or totally overlapped, it may happen that it is discharged beyond the requested number of copies. In this case, the financial instrument 100 delivers the check, which has been discharged to the accumulation unit 120, to the discrimination unit 130, and checks the requested number of checks based on the counting result of the discrimination unit 130 to the accumulation unit 120 ), And the checks exceeding the requested number can be collected by the media storage unit 110. [

Hereinafter, the configurations of the financial instrument 100 according to an embodiment of the present invention will be described in more detail, and it is assumed that the medium is a check.

The media storage unit 110 may store media. For example, the media storage unit 110 may be a cassette for storing media, and may be plural, not limited to those shown in FIG.

The stacking unit 120 may accumulate the media delivered from the media storage unit 110. [ For example, when withdrawal processing is proceeded in response to a check withdrawal request from a user, the accumulation unit 120 accumulates the medium delivered from the medium storage unit 110, and the user inputs the medium stored in the accumulation unit 120 Can be received. In addition, the integration unit 120 may integrate media input from a user. For example, the accumulation unit 120 may be referred to as a medium entry / exit unit through which the medium is input / output or a temporary storage unit where the medium is temporarily stored.

The distinguishing unit 130 can recognize the identification information of the medium and count the medium. The discrimination unit 130 may transmit the coefficient information to the control unit 140. [ The coefficient information may include excess coefficient information and confirmation coefficient information. For example, the excess coefficient information may be generated when the medium passing through the discrimination unit 130 exceeds the requested number, and the confirmation coefficient information may be generated when the medium integrated in the accumulation unit 120 is discriminated by the discrimination unit 130 And can be generated when counted. For example, the determining unit 130 may transmit the excess coefficient information to the control unit 140 when the medium exceeds the requested number. Also, the distinguishing unit 130 may discriminate whether the medium is falsified or not. For example, the distinguishing unit 130 can recognize, count, and discriminate the medium by comparing the identification information stored in the storage unit 150 with the identification information of the medium.

The control unit 140 can control the overall operation of the financial instrument 100. [ For example, the control unit 140 may control the process of transferring and storing media in the financial device 100. [ The control unit 140 may process the financial transaction requested by the user.

The control unit 140 may control the media storage unit 110 to transfer the requested number of media from the media storage unit 110 to the accumulation unit 120. [ For example, the media ejected from the media storage unit 110 may be transferred to the stacking unit 120 through the discerning unit 130. The distinguishing unit 130 recognizes the identification information of the media and counts the media, and may transmit the excess coefficient information to the controller 140 when the media exceeds the requested number. The control unit 140 may re-transmit the medium delivered to the accumulation unit 120 to the discrimination unit 130 based on the excess coefficient information.

The control unit 140 re-delivers the requested number of media to the accumulation unit 120 based on the confirmation coefficient information transmitted from the discrimination unit 130 and transmits excess media exceeding the requested number to the media storage unit 110, .

Therefore, according to the financial device 100 according to the embodiment of the present invention, when the medium is released at a time different from the number requested at the time of withdrawing the medium (i.e., the check), the transaction is canceled, It is possible to solve the inconvenience that the use of the financial apparatus becomes possible later, and the operating rate of the financial apparatus can be improved.

In particular, in the case of a check, withdrawals must be made in order of identification number due to problems such as coincidence in the case of a check. In the case of the above-mentioned failure, The utilization rate of the financial instrument 100 can be further improved.

If the number of requested media exceeds the requested number, the control unit 140 transmits the delivered media to the discerning unit 130 again. If the number of the media that have passed through the discerning unit 130 It is possible to re-deliver excess media to the media storage unit 110 in excess of the media requested by the customer.

The excess media delivered to the media storage unit 140 may be different from the direction stored in the media storage unit 110 for the first time in the process of being transferred along the transport path (for example, The control unit 140 reverses the direction through the path passing through the discrimination unit 130 and re-transmits the reversed direction to the media storage unit 110, Direction. In the case of a check, the check may be paid out in a predetermined direction, so it may be important that the direction stored in the medium storage unit 110 (e.g., whether the front side of the check is stored so as to be visible or the back side of the check is visible). Accordingly, the financial instrument 100 according to the embodiment of the present invention can eliminate the operation of the staff member to adjust the direction of the excess medium, thereby reducing inconvenience and further improving the operation rate of the financial instrument 100 .

The storage unit 150 may store the identification information of the medium stored in the medium storage unit 110. [

2 to 4 are views for explaining the operation of the financial apparatus according to an embodiment of the present invention.

The arrows in Figs. 2 to 4 can indicate the direction of transmission of the medium.

2, when a check deposit request is received from a user, the controller 140 controls the media storage 110 (110) to transfer the requested number of media from the media storage unit 110 to the accumulation unit 120, Can be controlled. The medium discharged from the medium storage unit 110 may be transferred to the accumulation unit 120 through the discrimination unit 130.

The distinguishing unit 130 recognizes the identification information of the media and counts the media, and may transmit the excess coefficient information to the controller 140 when the media exceeds the requested number. The medium having passed through the discrimination unit 130 may be transferred to the accumulation unit 120 and integrated.

Referring to FIG. 3, a case where the medium delivered to the accumulation unit 120 exceeds the requested number is shown.

The control unit 140 may re-transmit the medium delivered to the accumulation unit 120 to the discrimination unit 130 based on the excess coefficient information transmitted from the discrimination unit 130. [

The discrimination unit 130 may count the medium transferred from the accumulation unit 120 to generate confirmation coefficient information.

The control unit 140 re-transmits (a) the requested number of media to the accumulation unit 120 based on the confirmation coefficient information transmitted from the identification unit 130, and then transmits the excess media exceeding the requested number to the media storage (B) to the unit 110.

Referring to FIG. 4, a control process for controlling the direction of the excess medium by the control unit 140 is shown.

When the medium transferred to the media storage unit 110 exceeds the requested number, the control unit 140 transmits the delivered medium again to the discerning unit 130, and the customer, among the media that has passed through the discerning unit 130, It is possible to re-deliver excess media to the media storage unit 110 in excess of the requested media. The excess media delivered to the media storage unit 140 may be different from the direction stored in the media storage unit 110 for the first time in the process of being transferred along the transport path (for example, The control unit 140 reverses the direction through the path passing through the discrimination unit 130 and re-transmits the reversed direction to the media storage unit 110, Direction.

5 is a flowchart illustrating a media management method of a financial device according to an embodiment of the present invention.

Referring to FIG. 5, a method for managing media in a financial device according to an exemplary embodiment of the present invention includes transmitting media requested by a user from the media storage unit 110 to the accumulation unit 120 (S110) (S120), determining whether the medium delivered to the stacking unit 120 is delivered to the stacking unit 120 when the number of sheets exceeds a requested number (S140) of transferring the requested number of media to the stacking unit 120 (S140) based on the confirmation coefficient information of the determining unit 130, To the media storage unit 110 (S150).

Hereinafter, steps S110 to S150 described above will be described in more detail with reference to Figs.

In step S110, when a check deposit request is issued from the user, the control unit 140 controls the media storage unit 110 to transfer the requested number of media from the media storage unit 110 to the accumulation unit 120 . The medium discharged from the medium storage unit 110 may be transferred to the accumulation unit 120 through the discrimination unit 130.

In step S120, the distinguishing unit 130 recognizes the identification information of the media, counts the media, and transmits the excess coefficient information to the controller 140 when the media exceeds the requested number.

In step S130, the control unit 140 may re-transmit the media delivered to the accumulation unit 120 to the discerning unit 130 based on the excess coefficient information transmitted from the discerning unit 130. [ That is, the control unit 140 may re-deliver the medium delivered to the accumulation unit 120 to the discerning unit 130 when the medium is delivered to the accumulation unit 120 in excess of the requested number.

In step S140, the distinguishing unit 130 may count the medium transferred from the accumulation unit 120 to generate confirmation coefficient information. The control unit 140 may re-transmit (a) the requested number of media to the accumulation unit 120 based on the confirmation coefficient information transmitted from the identification unit 130. [

In step S150, the control unit 140 may transmit (b) excess media exceeding the requested number of sheets to the media storage unit 110. [ For example, the step S150 may be performed simultaneously with the step S140.

6 is a flow chart illustrating a method for managing media in a financial device according to a further embodiment of the present invention.

Referring to FIG. 6, a method of managing media in a financial device according to a further embodiment of the present invention includes transmitting media requested by a user from the media storage unit 110 to the stacking unit 120 (S210) A step S220 of judging whether the media delivered to the stacking unit 120 is delivered to the stacking unit 120 when the number of sheets exceeds a requested number (S230), and transmitting the requested number of media to the stacking unit 120 (S240) based on the confirmation coefficient information of the determining unit 130 (S240). If the requested number of sheets exceeds the requested number (S250) of delivering excess media to the media storage unit 110 and delivering the excess media that has passed through the identification unit 130 to the media storage unit 110, To the media storage unit 110 (S260).

6 may further include step S260 in comparison with FIG. 5, and steps S210 through S250 may be substantially the same as steps S110 through S150 described with reference to FIG. 5 Only the step S260 will be described in detail below.

In step S260, the control unit 140 delivers the excess medium delivered to the media storage unit 110 to the discerning unit 130, and re-delivers the excess media that has passed through the discerning unit 130 to the media storage unit 110 . The excess media delivered to the media storage unit 140 may differ from the direction stored in the media storage unit 110 for the first time and may be transmitted to the media storage unit 110 through the identification unit 130 by the control unit 140 It can be adjusted so as to be equal to the originally stored direction.

While the present invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not limited to the disclosed embodiments. That is, within the scope of the present invention, all of the components may be selectively coupled to one or more of them. In addition, although all of the components may be implemented as one independent hardware, some or all of the components may be selectively combined to perform a part or all of the functions in one or a plurality of hardware. As shown in FIG. The codes and code segments constituting the computer program may be easily deduced by those skilled in the art. Such a computer program can be stored in a computer-readable storage medium, readable and executed by a computer, thereby realizing an embodiment of the present invention. As the storage medium of the computer program, a magnetic recording medium, an optical recording medium, a carrier wave medium, or the like may be included.

Furthermore, the terms "comprises", "comprising", or "having" described above mean that a component can be implanted unless otherwise specifically stated, But should be construed as including other elements. All terms, including technical and scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs, unless otherwise defined. Commonly used terms, such as predefined terms, should be interpreted to be consistent with the contextual meanings of the related art, and are not to be construed as ideal or overly formal, unless expressly defined to the contrary.

The foregoing description is merely illustrative of the technical idea of the present invention, and various changes and modifications may be made by those skilled in the art without departing from the essential characteristics of the present invention.

Therefore, the embodiments disclosed in the present invention are intended to illustrate rather than limit the scope of the present invention, and the scope of the technical idea of the present invention is not limited by these embodiments. The scope of protection of the present invention should be construed according to the following claims, and all technical ideas within the scope of equivalents should be construed as falling within the scope of the present invention.

100: Financial equipment
110:
120:
130:
140:
150:

Claims (9)

A media storage for storing media;
An accumulation unit for accumulating the medium when the medium is delivered from the medium storage unit when there is a request for a medium withdrawal from the user;
A storage unit for storing identification information of the medium stored in the medium storage unit;
A discrimination unit for recognizing the identification information of the medium and counting the medium; And
Wherein the control unit transfers the medium requested by the user from the medium storage unit to the accumulation unit through the discrimination unit and, when the medium transferred to the accumulation unit exceeds the requested number, And a control unit for delivering the requested number of media to the accumulation unit based on the identification coefficient information of the identification unit and delivering remaining excess media exceeding the requested number to the media storage unit,
Wherein the identification unit compares the identification information stored in the storage unit with the identification information of the medium recognized by the identification unit and counts the identification information when the medium transferred from the medium storage unit to the accumulation unit exceeds the requested number, The excess coefficient information is transmitted to the control unit,
Wherein the control unit transmits the medium transferred to the accumulation unit to the discrimination unit in response to the excess coefficient information,
Wherein the control unit transfers the excess media delivered to the media storage unit to the discriminating unit so as to be equal to the direction in which the excess media is initially stored, and re-transmits the excessive media having passed through the discriminating unit to the media storage unit. delete delete delete delete The method according to claim 1,
Wherein the medium comprises a check. delete Transmitting a requested number of media from the media storage unit to the accumulation unit through the discerning unit if the user requests the media withdrawal;
Comparing the identification information of the medium stored in the storage unit with the identification information of the medium recognized by the identification unit, and determining whether the medium is transmitted to the accumulation unit exceeding the requested number;
Transmitting the medium transferred to the accumulation unit to the discrimination unit based on the excess coefficient information of the discrimination unit when the medium is delivered to the accumulation unit exceeding the requested number of copies;
Transferring the requested number of media to the accumulation unit based on the identification coefficient information of the identification unit;
Transferring remaining excess media exceeding the requested number to the media storage; And
Transferring the excessive medium transferred to the medium storage unit to the discrimination unit so as to be equal to the direction in which the excess medium is initially stored, and transferring the excess medium passed through the discrimination unit to the medium storage unit,
Wherein the identification information of the medium stored in the storage unit is identification information of the medium stored in the medium storage unit. delete
KR1020150148618A 2015-10-26 2015-10-26 Financial apparatus and medium managing method thereof KR101735954B1 (en)

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KR101735954B1 true KR101735954B1 (en) 2017-05-15

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Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101268711B1 (en) * 2006-12-26 2013-05-28 주식회사 엘지씨엔에스 Paper money discharge apparatus and discharge method thereof
KR101387802B1 (en) * 2007-12-20 2014-04-21 주식회사 엘지씨엔에스 Apparatus and method for keeping media counting, and system with the same

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101268711B1 (en) * 2006-12-26 2013-05-28 주식회사 엘지씨엔에스 Paper money discharge apparatus and discharge method thereof
KR101387802B1 (en) * 2007-12-20 2014-04-21 주식회사 엘지씨엔에스 Apparatus and method for keeping media counting, and system with the same

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