KR101546256B1 - System and method for funeral service based on durae - Google Patents

Abstract

The present invention relates to a system and method for a funeral service based on Durae. The present invention provides the system for the funeral service based on Durae which includes a funeral member Durae community which is composed of first to n-th funeral member terminals (10-1 to 10-n), a communication network (30), and a funeral cooperative server (40). The funeral cooperative server (40) includes a cooperative community forming module (41), a short-term funeral support fund collecting module (42), a Durae funeral service providing module (43), a first mode refund and member qualification setting module (44), and a second mode refund and member qualification setting module (45). Thereby, the present invention reduces a financial burden by collecting the short-term fund and providing the funeral service.

Description

[0001] The present invention relates to a system and method for funeral service,

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a Durreth funerary service system and method, and more particularly, to a Durreth funeral service system and method for providing a Durrell-based funerary service differentiated from the conventional concept of a conventional service.

Co-operatives are voluntary associations formed by people who want to meet common economic, social and cultural needs and desires through jointly owned and democratically operated businesses.

If a corporation operates its business to maximize the interests of its shareholders, the cooperative operates its business to maximize the interests of its members, and the purpose of economic activities is not to pursue the profit of the union but to serve its members It is distinguished from a corporation.

On the other hand, as for the funeral, it can be said that the approach to the concept of cooperatives that help each other more than the corporations mentioned above is in a cultural and emotional way in Korea.

In other words, in order to practice a healthy funeral culture, we will revitalize the spirit of the ancestors who have been inherited to our traditional culture and become the forces when they are difficult, to encourage the spirit of cooperative spirit of the ancestors, to conform to the government's welfare policy and practice social sharing. I would like to introduce the concept of an established cooperative.

More specifically, it is necessary to collect short-term funds by individuals for the purpose of accumulating the old-fashioned service and to provide the funeral service by mutually supplementing the insufficient amount from the limit amount when the burial occurs. It is necessary to develop the technology to provide a new business model through rational maintenance and disappearance of the membership qualification.

[Related Technical Literature]

1. System and method for subscribing to advance reservation service after subscribing to the superannuation insurance system and method of providing notice notification service (Patent Application No. 10- 2008-0000279)

2. A method and apparatus for paying a fee for a first-in-first-out service in accordance with a subscription to a premium payment (Patent Application No. 10-2010- 0120710)

SUMMARY OF THE INVENTION The present invention has been made to solve the above-mentioned problems, and it is an object of the present invention to provide a funeral service by collecting short-term funds individually for a conventional funeral service, In the case of a funeral, except for the combination management fee, the funeral service is provided for the funeral service and the minimum fee for the financial management and administration fee And to provide a new business model through rational maintenance and disappearance of the membership status.

However, the objects of the present invention are not limited to the above-mentioned objects, and other objects not mentioned can be clearly understood by those skilled in the art from the following description.

In order to achieve the above object, the Durrell funeral service system according to the embodiment of the present invention comprises a first funeral union terminal 10-1 to an n-th funeral union terminal 10-n, where n is a natural number of 3 or more The funeral union member terminal 20 includes the funeral union member duru community, the communication network 30 and the funeral cooperative union server 40. The funeral union member terminal 20 is connected to the first funeral union terminal 10-1 to the n- The funeral cooperative association server (40) comprises a funeral cooperative association server (40) for setting a funeral cooperative association server (10-n) as a terminal possessed by a member having a funeral event in which the funeral service is provided, The first funeral union terminal 10-1 to the n-th funeral union terminal 10-n for recruiting the first funeral union member to the n-th funeral union member operating the first funeral union member 10-1 to the n-th funeral union member terminal 10- One 0-1) to the n-th funeral cooperative member terminal 10-n to form a funeral cooperative association. The first funeral union terminal 10-1 to the n-th funeral union terminal 10-1, When the subscription fund amount (KRW 30,000) is collected from the member terminal 10-n in the financial transaction method including a cash management service (CMS) automatic transfer system or a credit card payment system, A combination community formation module (not shown) for performing the fund-raising recruitment through a method of receiving the settlement notification when settlement of the investment amount to the financial settlement server (not shown) by the n-th funeral union member terminal 10-n (41); (The immediate family members) of the first to n-th funeral cooperatives operating the first funeral union member terminal 10-1 to the n-th funeral union member terminal 10-n, the funeral service is provided (KRW 10,000) for the short-term funeral support fund collection in the form of a financial transaction. In order to initiate the automatic withdrawal letter service corresponding to the withdrawal notice for each member terminal, After receiving the occurrence of a funeral event from at least one of the member terminal 10-1 through the n-th funeral union member terminal 10-n through the communication network 30, (SMS) and MMS method to the nth funeral union member terminals 10-1 to 10-n, and transmits a preset short-term funeral grant (10,000 won) to the CMS automatic transfer system A short-term funeral fund collection module 42 for performing an automatic withdrawal through a request for a financial settlement server (not shown) by a financial transaction method including a credit card settlement method; A funeral service provision module (hereinafter referred to as a "funeral service providing module") for carrying out a process of determining whether or not a funeral event has occurred after the member's enrollment is in a pre-set effective period (six months after the membership is enrolled) 43); A predetermined maximum amount (for example, a maximum amount of money (for example, a maximum amount of money) for a member who operates the funeral target union terminal 20, which is a terminal operated by a member of a funerals event among the first funeral union member terminal 10-1 to the nth funeral union member terminal 10- (5,000,000 won) within the maximum amount (5,000,000 won) set within the scope of the funeral service, and if a funeral event has occurred as a result of the determination, Short-term funeral allowance, excluding the union management fee (10% of the pre-set percentage of accumulated short-term funeral allowance) for the accumulated funeral allowance remaining after performing the Durrell funeral service within the scope of the grant, 20), and at the same time as the refund according to the Durrell funeral service, the burial target union terminal 20 A first mode refund and union membership setting module 44 for deleting the membership of the operating member from the database 46 so as to automatically disappear; And the maximum amount of money (5,000,000 won), it is determined whether or not a funeral event has occurred, and if a funeral event has not occurred, a funeral service for the total amount of short- It is judged whether or not the request is made from the target member terminal 20 and if there is a request as a result of the determination, the funeral support amount accumulated by the union member who operates the burial target union terminal 20 (20%) to the union member terminal (20), and after the receipt of the refund, the total amount of the short-term funeral accumulated funds except the set percentage (10% 20), maintains the qualification of the member, and automatically expires the membership of the member after the lapse, A second mode refunding and union membership setting module 45 for retaining the union membership for a union member who operates the member union terminal 20 at the time of occurrence of a funeral event like existing union members when there is no refund request; And a control unit.
In order to accomplish the above object, the funeral cooperative association server 40 according to the embodiment of the present invention is configured such that when the funeral cooperative association server 40 receives the first funeral member terminal 10 (10) for a predetermined period (six months) 1 to n-th funeral union terminal 10-n to recruit the first funeral union member to the n-th funeral union member operating the n-th funeral union member terminal 10-1 to the n-th funeral union member terminal 10- ) To form a funeral cooperative association by applying for membership in the Durrell funeral service; The funeral cooperative union server 40 automatically transfers the cooperative fund amount (30,000 won) from the first funeral union terminal 10-1 to the n-th funeral union terminal 10-n, (Not shown) by the first funerary member terminal 10-1 to the n-th funerary member terminal 10-n at the time of performing the fund-raising amount set up in advance by the financial transaction method including the transfer method or the credit card payment method A second step of performing a subscription amount recruitment through a method of receiving a settlement notification when settlement of the subscription amount to the subscriber terminal is performed; The funeral cooperative union server 40 is set up for each of the first funeral union member to the nth funeral member member who operates the first funeral union terminal 10-1 to the n-th funeral union terminal 10-n In the event of a funeral event, in order to provide the funeral service to Durrell, a short-term funeral grant (10,000 won) set as a pre-set funeral event at the time of each member's funeral event is collected in the form of a financial transaction, From the at least one of the first funeral member terminal 10-1 to the n < th > funeral union member terminal 10-n through the communication network 30 in order to start the service, Provides a text service including SMS and MMS to the first through n-th funeral union member terminals 10-1 through 10-n except the operating terminal, and the predetermined short- A third step of performing automatic withdrawal through a request for a financial settlement server (not shown) in a financial transaction system including a CMS automatic transfer system or a credit card settlement system; It is judged whether or not the funeral cooperative union server 40 is after a pre-set period of validity (six months after the member's enrollment) from membership of a member who has a funeral event, and a procedure for submitting documentary evidence A fourth step of performing; And the funeral cooperative union server 40 operate the funeral target union terminal 20 which is a terminal operated by the union member having the funeral event among the first funeral union terminal 10-1 through the nth funeral union terminal 10- (5,000,000 won) within the maximum amount of money (5,000,000 won) set for a member who is a member of the funeral 20, if the funeral event has occurred as a result of the determination, Except for the management fee (10% of the accumulated percentage of the accumulated short-term funeral allowance) for the cumulative funeral allowance remaining after performing the Durrell funeral service within the scope of the funeral service accumulated within the scope of the funeral support accumulated by the member Short-term funeral support is given back to members who operate the union terminal 20, A fifth step of deleting, in the database 46, the membership of the union member who operates the funeral target union terminal 20 so as to automatically disappear; (5,000,000 won) as a result of the fifth step. If the funeral cooperative association server (40) has reached the predetermined maximum amount of money (5,000,000 won) The total amount of the accumulated short-term func- tional funds at the time of occurrence is checked from the member terminal 20 of the burial site. If there is a request as a result of the determination, the funeral support accumulated by the member operating the burial- The total amount of the short-term funeral funds, except for the management fee (the pre-set percentage of the accumulated short-term funeral allowance, 10%), is refunded to members who operate the member terminal 20 of the funeral target. After receipt of the refund, 24 months), the membership of the member who operates the funeral target union terminal (20) is maintained. If there is no request for refund, the funeral cooperative association server 40 maintains the union membership for the union member who operates the funeral end member union terminal 20 until the occurrence of the funeral event like the existing union members .

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The system and method of Durrell funeral service according to the embodiment of the present invention is to provide a funeral service to a member who has a funeral by collecting short-term funds for each member in the event of a funeral, Based on the mutual provision of funeral allowances, the funeral services are provided for funeral services except for the combination management fee, and the remaining refunds are preserved except for the minimum commission corresponding to the operation and management expenses for finance, Is buried almost free of charge, which provides a high rate of membership and popularity, easing the economic burden, and providing a new business model through rational maintenance and disappearance of membership qualifications.

1 is a diagram showing a Durrell funeral service system according to an embodiment of the present invention.
2 is a block diagram showing a concrete configuration of the funeral cooperative association server 40 in the Durrell funeral service system of Fig.
FIG. 3 is a view showing the concept of the Durrell funeral service provided in the Durrell funeral service system of FIG. 1. FIG.
FIG. 4 is a flowchart illustrating a Durrell funeral service method according to an embodiment of the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, a detailed description of preferred embodiments of the present invention will be given with reference to the accompanying drawings. In the following description of the present invention, detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear.

In the present specification, when any one element 'transmits' data or signals to another element, the element can transmit the data or signal directly to the other element, and through at least one other element Data or signal can be transmitted to another component.

1 is a diagram showing a Durrell funeral service system according to an embodiment of the present invention. 2 is a block diagram showing a concrete configuration of the funeral cooperative association server 40 in the Durrell funeral service system of Fig. 3 is a view showing the concept of the Durrell funeral service provided in the Durrell funeral service system of FIG.

Referring to FIG. 1, the Durreth funeral service system comprises a funeral union duru community, a communication network (not shown) composed of a first funeral union terminal 10-1 to an n-th funeral union terminal 10-n, 30 and a funeral cooperative association server 40.

Here, the funeral target union terminal 20 is a member who has a funeral event in which a funeral service is provided among the first funeral union terminal 10-1 to the n-th funeral union terminal 10-n forming the funeral union dra- dory community Means a terminal specified to indicate a terminal to be held.

2, the funeral cooperative association server 40 includes a cooperative community formation module 41, a short-term funeral fund collection module 42, a Durrell funeral service provision module 43, a first mode refund, A setting module 44, a second mode refund and union membership setting module 45, and a database 46.

Hereinafter, the Durrell funeral service system will be described in detail, focusing on each constituent module of the funeral cooperative association server 40. [

The cooperative community formation module 41 is a unit for operating the first funeral union terminal 10-1 to the nth funeral union terminal 10-n during a predetermined period (for example, six months) 1 funeral union members to nth funeral union members are recruited to form funeral cooperatives. That is, the cooperative community formation module 41 is requested to join the Dhuryu funeral service member through the communication network 30 from the first funeral member terminal 10-1 to the n-th funeral memorandum terminal 10-n.

In addition, the union community formation module 41 acquires the union fund amount (for example, 3) corresponding to the membership fee from the first funerary member terminals 10-1 to the n-th funerer member terminals 10-n, 10,000 won) to the cash management service (CMS) or credit card payment method. That is, when the contribution amount payment to the financial settlement server (not shown) by the first funerary member terminal 10-1 through the nth funerecounter member terminal 10-n is performed, The subscription amount can be collected through a method of receiving the subscription amount. At this time, the amount of contribution to the member, which is the membership fee, is adjusted to 0, eliminating the execution of the investment amount recruitment, and the amount of the amount of the union fund can be variously adjusted according to the system operation condition or the member. Can be done by various financial transaction methods such as automatic payment or credit card payment as well as micropayment of mobile phone.

Next, the short-term funeral fund collection module 42 receives the setting of each of the first to n-th funeral cooperatives operating the first funeral union terminal 10-1 to the n-th funeral union terminal 10-n (For example, immediate family members). In case of the funeral service for each union member, a short-term funeral support fund (for example, 10,000 won) And preferably initiates the automatic withdrawal character service corresponding to the withdrawal notification for each member terminal. At this time, it is desirable that the member of the union who can receive the burial benefit be a member of the immediate family. However, if the beneficiary wants to benefit from the funeral service more widely, It is possible to control the funeral benefit range of various set person.

That is, the short-term funeral support collection module 42 receives the funeral event occurrence from the first funeral member terminal 10-1 through the n-th funeral attendant terminal 10-n through the communication network 30, (For example, 10,000 won) to the first to n-th funeral union member terminals 10-1 to 10-n except for the terminal operated by the member having occurred, (Not shown) in a variety of financial transaction methods such as a CMS automatic payment method, a credit card payment method, and a mobile phone micropayment. In this case, the automatic withdrawal will be made on the designated date (for example, 5 days, 10 days, 25 days) per month, and the maximum number of additional withdrawals due to lack of funds in the member's account or credit card suspension If the withdrawal can not be made even for the maximum number of withdrawals, the member will be informed and the member shall be deemed to have lost membership membership and invalidation of the funeral service benefit. However, if a member who has lost his / her qualification is to receive the funeral service, he / she will not be able to join the membership during the designated period (for example, 60 days) from the date of payment if the remaining balance and automatic withdrawal amount are deposited. The penalty for receiving benefits is to be given to arbitrary withdrawals and unreasonable maintenance of union membership, and to encourage members to observe and obey the obligations of automatic withdrawal.

The Durreth funeral service providing module 43 determines whether the short-term funeral support collection module 42 is in the process of collecting the short-term funeral support money after the member's service subscription is established The verification process should be performed in accordance with the process of submitting the supporting documents for the death relationship.

In other words, the Durrell funeral service providing module 43 can not provide the funeral service for the burial service because the profitability of the Durrell funeral service drops when the funeral event occurs immediately after joining the union service. Therefore, And a verification process for unjustified supply and demand in the case of not occurring.

The first mode refund and union membership setting module 44 and the second mode refund and union membership setting module 45 in addition to the combination community forming module 41 to the Durrell funeral service providing module 43 described above are used for the funeral events And is a constituent element for providing the burial ritual service according to the first mode and the second mode of the funeral cooperative union server 40 centering on the target union terminal 20.

The first mode refund and union membership setting module 44 determines whether or not a funeral event occurs within a predetermined maximum amount (for example, 5 million won) for a union member who operates the member terminal 20 to be buried.

The first mode refund and union member qualification setting module 44 determines whether or not the funeral ritual terminal 20 of the funeral ritual terminal 20 is a funeral service, For short-term funeral grants, except for the union management fee (a pre-set percentage (%) of accumulated short-term funeral allowance, for example 10%), .

Here, the cumulative maximum amount of funeral support per member shall be set within a range not exceeding a predetermined maximum amount (for example, 5 million won).

The first mode refund and union member qualification setting module 44 sets the membership fee for the Deere service membership subscription in the database 46 so that the membership of the union member 20 operating the burial target union terminal 20 is automatically canceled Deletion is performed.

The second mode refund and union member qualification setting module 45 determines whether or not a funeral event is to be performed for the total amount of short-term funeral liability accumulated in the event of a non-occurrence of a funeral event after reaching a cumulative preset maximum amount (for example, It is determined whether or not the member terminal 20 has been charged.

The second mode refund and union membership setting module 45 determines whether or not the funeral support fund accumulated by the union member who manages the funeral memorandum partner terminal 20 is a member management fee (%), For example, 10%), to the member who manages the member terminal 20 of the funeral target.

After receiving the refund, the second mode refund and union member qualification setting module 45 maintains the membership of the union member 20 operating the target memorandum partner terminal 20 until a predetermined month (for example, 24 months) from the receipt date, And to increase the popularity and the membership rate, and performs deletion on the database 36 so that the membership of the member will automatically disappear after the lapse of time.

On the other hand, if the second mode refund and the union membership setting module 45 determines that the user does not make a request from the member terminal 20 for the burial target for the accumulated amount of the short-term burial money as a result of the determination, Membership status should be maintained until the occurrence of the funeral events as the existing members.

FIG. 4 is a flowchart illustrating a Durrell funeral service method according to an embodiment of the present invention. Referring to Figs. 1 to 4, the funeral cooperative union server 40 manages the first funeral member terminal 10-1 to the n-th funeral union terminal 10-1 during a predetermined period (for example, 6 months) The first funeral union member to the n-th funeral union member who operate the first funeral cooperative unit 10-n are formed (S11).

That is, in step S11, the funeral cooperative association server 40 requests the first funeral union terminal 10-1 through the nth funeral union terminal 10-n through the communication network 30, Receive.

After the step S11, the funeral cooperative association server 40 receives the cooperative fund amount (for example, 30,000 won) from the first funeral cooperative terminal 10-1 to the n-th funeral cooperative terminal 10- (S12). In this case, the subscription amount is preferably calculated by various financial transaction methods such as a cash management service (CMS) method or a credit card payment method. At this time, the money amount of the union fund may be adjusted to various amounts, and may be adjusted to 0 yen, and step S12 may be omitted.

In step S12, the funeral cooperative association server 40 performs the settlement of the amount of money to the financial settlement server (not shown) by the first funeral convenience organization terminal 10-1 to the n-th funeral convenience organization terminal 10-n , And can receive subscription amount collection through a method of receiving payment notice.

After step S12, the funeral cooperative association server 40 sets the settings of each of the first to n < th > funeral associations operating the first to e < th > funeral union member terminals 10-1 to 10- (For example, immediate family members), a short-term funeral grant (for example, 10,000 won) set in advance at the time of a funerals event at each member's union is transferred to various financial transaction methods such as a CMS automatic transfer system or a credit card system, (S13). The automatic withdrawal letter service corresponding to the withdrawal notice for each member terminal is started (S13).

That is, the funeral cooperative association server 40 receives the occurrence of the funeral event from the first funeral member terminal 10-1 through the n-th funeral attendant terminal 10-n through the communication network 30, (For example, 10,000 won) to the first through n-th funeren union terminals 10-1 through 10-n except for the terminal operated by the union member, CMS automatic withdrawal method, or credit card settlement method. In this case, automatic withdrawal is performed through a request for a financial settlement server (not shown)

On the other hand, in step S13, the funeral cooperative association server 40 judges whether or not it is after the pre-set validation period (six months since the membership is registered) from the member's membership, and provides documentary evidence of the proof The requesting process should be additionally performed (S13a).

Meanwhile, after step S13, a detailed flowchart illustrating a process of providing the Durrell funeral service according to the first mode and the second mode of the funeral cooperative association server 40 centering on the funeral target union terminal 20 in which the funeral event occurs .

After the step S13, the funeral cooperative association server 40 judges whether or not a funeral event has occurred within a predetermined maximum amount of money (for example, 5 million won) for the member who operates the funeral partner member terminal 20 (S14) .

If it is determined in step S14 that the funeral cooperative event has occurred, the funeral cooperative association server 40, after receiving the funeral service benefit within the range of the funeral support accumulated by the union member who operates the funeral target union terminal 20, And a short-term funeral grant excluding the union management fee (a predetermined percentage of the cumulative short-term funeral grant, for example, 10%) for the remaining accumulated funeral support funds is refunded to the member who operates the member terminal 20 to be buried S15).

In step S15, the cumulative maximum amount of the funeral support fund per member must be set within a range not exceeding a predetermined maximum amount (for example, 5 million won).

After the step S15, the funeral cooperative association server 40 re-registers the funeral cooperative partner terminal 20 at the same time with the refund of the step S15 according to the Durrell funeral service of the step S13, (Step S16).

On the other hand, if it is determined in step S14 that the burial event does not occur, the funeral cooperative association server 40, after reaching the accumulated maximum amount of money (for example, 5 million won) It is determined whether or not the request is made from the target member terminal 20 (S17).

As a result of the determination in step S17, if there is a request, the funeral cooperative association server 40 transmits the funeral support amount accumulated by the union member who operates the funeral target union terminal 20 to the union management fee (For example, 10%) to the members who operate the funeral target union terminal 20 (S18). In step S18, the cumulative maximum amount of the funeral support fund per member must be set within a range not exceeding a predetermined maximum amount (for example, 5 million won) as in step S15.

After the step S18, the funeral cooperative association server 40 maintains the status of the member who operates the funeral end member 20 at the funeral end only until a predetermined month (for example, 24 months) from the date of receipt after receiving the refund of the step S18 The membership of the member is automatically canceled and deleted on the database 36 (S19).

On the other hand, if it is determined in step S17 that there is no request, the funerary cooperative server 40 keeps the union membership for the union member who operates the funerary member terminal 20 until the occurrence of the funeral event like the existing union members (S20).

The present invention can also be embodied as computer-readable codes on a computer-readable recording medium. A computer-readable recording medium includes all kinds of recording apparatuses in which data that can be read by a computer system is stored.

Examples of the computer-readable recording medium include a ROM, a RAM, a CD-ROM, a magnetic tape, a floppy disk, an optical data storage device and the like, and also implemented in the form of a carrier wave (for example, transmission over the Internet) .

The computer readable recording medium may also be distributed over a networked computer system so that computer readable code can be stored and executed in a distributed manner. And functional programs, codes, and code segments for implementing the present invention can be easily inferred by programmers skilled in the art to which the present invention pertains.

As described above, preferred embodiments of the present invention have been disclosed in the present specification and drawings, and although specific terms have been used, they have been used only in a general sense to easily describe the technical contents of the present invention and to facilitate understanding of the invention , And are not intended to limit the scope of the present invention. It is to be understood by those skilled in the art that other modifications based on the technical idea of the present invention are possible in addition to the embodiments disclosed herein.

10-1 to 10-n: the first funeral union terminal to the n-th funeral union terminal
20: Funeral target union terminal
30: Network
40: Funeral cooperative server
41: union community formation module
42: Short-term funeral support collection module
43: Durare funeral service provision module
44: First mode refund and union membership setting module
45: second mode refund and union membership setting module
46: Database

Claims (11)

A funeral union duru community composed of the first funeral union terminal 10-1 to the n-th funeral union terminal 10-n, n being a natural number of 3 or more, the communication network 30 and the funeral cooperative union server 40 , A member who has a funeral event in which a funeral service is provided among the first funeral union terminal 10-1 to the n-th funeral union terminal 10-n forming the funeral union draule community, The funeral cooperative association server (40) is configured to set the terminal
The first funeral member to the n-th funeral member who operate the first funeral union terminal 10-1 to the n-th funeral union terminal 10-n during a predetermined period (six months) The first funeral union terminal 10-1 to the n-th funeral union terminal 10-n apply for the membership of the Durrell funeral service member to form a funeral cooperative association, and the first funeral union terminal (Cash management service) automatic credit transfer method or a credit card settlement method from the nth funerals member terminal 10-n to the nth funerary member terminal 10-n (Not shown) to the financial settlement server (not shown) by the first funeral member terminal 10-1 to the n-th funeral union terminal 10-n, Can recruit Combining community building module (41) for;
(The immediate family members) of the first to n-th funeral cooperatives operating the first funeral union member terminal 10-1 to the n-th funeral union member terminal 10-n, the funeral service is provided (KRW 10,000) for the short-term funeral support fund collection in the form of a financial transaction. In order to initiate the automatic withdrawal letter service corresponding to the withdrawal notice for each member terminal, After receiving the occurrence of a funeral event from at least one of the member terminal 10-1 through the n-th funeral union member terminal 10-n through the communication network 30, (SMS) and MMS method to the nth funeral union member terminals 10-1 to 10-n, and transmits a preset short-term funeral grant (10,000 won) to the CMS automatic transfer system A short-term funeral fund collection module 42 for performing an automatic withdrawal through a request for a financial settlement server (not shown) by a financial transaction method including a credit card settlement method;
A funeral service provision module (hereinafter referred to as a "funeral service providing module") for carrying out a process of determining whether or not a funeral event has occurred after the member's enrollment is in a pre-set effective period (six months after the membership is enrolled) 43);
A predetermined maximum amount (for example, a maximum amount of money (for example, a maximum amount of money) for a member who operates the funeral target union terminal 20, which is a terminal operated by a member of a funerals event among the first funeral union member terminal 10-1 to the nth funeral union member terminal 10- (5,000,000 won) within the maximum amount (5,000,000 won) set within the scope of the funeral service, and if a funeral event has occurred as a result of the determination, Short-term funeral allowance, excluding the union management fee (10% of the pre-set percentage of accumulated short-term funeral allowance) for the accumulated funeral allowance remaining after performing the Durrell funeral service within the scope of the grant, 20), and at the same time as the refund according to the Durrell funeral service, the burial target union terminal 20 A first mode refund and union membership setting module 44 for deleting the membership of the operating member from the database 46 so as to automatically disappear; And
If the funeral event is not occurred within the maximum amount of money (5 million won), it is determined whether or not a funeral event has occurred. If the maximum amount of accumulated money reaches 5 million won, It is determined whether or not the user wants to be charged from the member terminal 20 and if there is a request from the member terminal 20 for the burial target partner member terminal 20, (20%) to the union member terminal (20) for the funeral service, and after the receipt of the refund, only the member terminal 20 (20 ), The membership of the member is automatically terminated after the lapse of the membership, And, if there is no refund claim, bereavement destination terminal members and a second mode rebate eligible members setting module for maintaining up to burial event occurs as the members eligible for membership to operate (20) with the previous members (45); Wherein the funeral service system comprises:
delete delete delete delete delete delete delete delete The first funeral cooperative union server 40 operates the first funeral union terminal 10-1 to the n-th funeral union terminal 10-n during a predetermined period (six months) for forming the funeral union desert community. A first step of forming a funeral cooperative association by requesting to join the Funeral Service Membership from the first funeral member terminal 10-1 to the n-th funeral memorandum terminal 10-n to recruit the union member to the n-th funeral union member;
The funeral cooperative union server 40 automatically transfers the cooperative fund amount (30,000 won) from the first funeral union terminal 10-1 to the n-th funeral union terminal 10-n, (Not shown) by the first funerary member terminal 10-1 to the n-th funerary member terminal 10-n at the time of performing the fund-raising amount set up in advance by the financial transaction method including the transfer method or the credit card payment method A second step of performing a subscription amount recruitment through a method of receiving a settlement notification when settlement of the subscription amount to the subscriber terminal is performed;
The funeral cooperative union server 40 is set up for each of the first funeral union member to the nth funeral member member who operates the first funeral union terminal 10-1 to the n-th funeral union terminal 10-n In the event of a funeral event, in order to provide the funeral service to Durrell, short-term funeral support (10,000 won) set at the time of the event of each member's funeral is transferred to the automatic withdrawal character From the at least one of the first funeral member terminal 10-1 to the n < th > funeral union member terminal 10-n through the communication network 30 in order to start the service, Provides a text service including SMS and MMS to the first through n-th funeral union member terminals 10-1 through 10-n except the operating terminal, and the predetermined short- A third step of performing automatic withdrawal through a request for a financial settlement server (not shown) in a financial transaction system including a CMS automatic transfer system or a credit card settlement system;
It is judged whether or not the funeral cooperative union server 40 is after a pre-set period of validity (six months after the member's enrollment) from membership of a member who has a funeral event, and a procedure for submitting documentary evidence A fourth step of performing; And
The funeral cooperative union server 40 manages the burial target union terminal 20 which is the terminal operated by the union member having the funeral event among the first funeral union terminal 10-1 to the nth funeral union terminal 10- It is determined whether or not a funeral event has occurred within the maximum amount (5 million won) set in the range that does not exceed the preset maximum amount (5,000,000 won) for the union member. (10%) of the cumulative short-term funeral allowance (10%) for the accumulated funeral allowance remaining after performing the Durrell funeral service within the scope of the burial funeral service within the scope of the funeral support accumulated by the operating member A funeral grant is given back to the members who operate the union terminal (20) to be buried, A fifth step of deleting, in the database 46, the membership of the member who operates the example member terminal 20 so as to automatically disappear; / RTI >
As a result of the fifth step, if the funeral event does not occur within the maximum amount of money (5 million won), when the funeral cooperative union server 40 reaches the predetermined maximum amount (5 million won) The total amount of money is determined from the member terminal 20 of the burial target. If there is a request as a result of the determination, the funeral support fee accumulated by the union member who operates the burial partner terminal 20 (20%) of the short-term funeral funds, except for the pre-set percentage of short-term funeral allowance (10%). After the receipt of the refund, The membership of the union member terminal 20 for the funeral target is maintained and the membership of the union member is automatically terminated after the lapse of the time, If there is no request for refund, the funeral cooperative union server 40 keeps the union membership for the union member who operates the union member terminal 20 to be held until the occurrence of the funeral event like the existing union members The funeral service method.
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