KR101349759B1 - Complex credit card terminal system - Google Patents

Abstract

The objective of the present invention is to provide content for store publicity and events for a client who visits the store and carries a smart phone with a Bluetooth or Wi-Fi function, and provides free internet telephone service or accumulates mileage for the corresponding client. A complex credit card terminal system of the present invention includes: a card reader part which is constituted with an IC card reader and a smart card reader and has a function of reading information of the IC card and the smart card and then converting the information into digital data; an input/output part which is constituted with a key pad, an LCD and a slip output device, and is in charge of input and output; a network control part which is constituted with an internet telephone modem, a LAN card, an AP, a Bluetooth communication modem, a Wi-Fi communication modem, and controls network connection with a telephone network, an internet network and a client smart phone; a memory part which is constituted with a computer readable temporary data recording medium and program recording medium recorded with a program for VAN service, CBS service, immediate payment service, AP service, VoIP service, internet telephone service, free wireless data communication service and store publicity, and client mileage management; and a control part which provides every kind of services, and manages store publicity and mileage accumulation of clients, and provides free wireless data communication service for a client smart phone when a client having a smart phone loaded with a Wi-Fi function enters the store, and provides free internet telephone service for a corresponding client after providing content for store publicity and events for the corresponding client smart phone when the client having a smart phone loaded with a Bluetooth function enters the store. [Reference numerals] (11) Program recording medium; (12) Temporary data recording medium; (13) Key pad; (15) Slip output device; (16) IC card reader; (17) Smart card reader; (18) Control part; (19) Modem; (22) Bluetooth communication modem; (23) Wi-Fi communication modem; (28) Wibro egg; (AA) LAN card

Description

Complex credit card terminal system and complex payment method {Complex credit card terminal system}

The present invention relates to a complex credit card payment terminal system and a complex payment method, and in particular, the present invention provides a store promotion and events to a customer carrying a smartphone (mobile terminal) equipped with a Bluetooth or Wi-Fi function visited a store. The present invention relates to a complex credit card payment terminal system and a complex payment method that provide content for the purpose and allow customers to earn free Internet calling service or mileage.

In general, a value added network (VAN) service refers to providing a service by renting a line from a public telecommunication service provider and increasing value added with a high communication processing function. In other words, the value of the additional communication network service refers to a data communication network in which a telephone or telex communication service function is added. However, the value added of the VAN generally includes conversion of protocol, code, form, media, and speed. It is used for communication processing in addition to transmission, and if the card is used as a payment method when purchasing goods in general and large merchants, it is confirmed by the card issuer to check whether the credit card is late or defective by using a telephone line or internet broadband. It is a service that provides accurate and quick use of the card, such as rejection / cancellation. As a result, it is possible to minimize damages to merchants by checking in real time whether a credit card is defective, such as theft, loss, or arrears of a card.

Here, the credit card payment terminal is divided into a magnetic card reader and a smart card reader. Magnetic cards can hold three pieces of information by defining three lines in a black strip on the back of the card, and the storage capacity is very small and can be easily duplicated through a card replicator, so financial crime can easily occur. The smart card is replaced with a microchip that can store data, which is highly secure and difficult to duplicate. However, smart cards are currently used for transportation cards, corporate card keys, social security cards, and credit cards. However, in the case of credit cards, smart card readers that can read smart chips are not widely used. In the case of a credit card, a magnetic line is also used as a magnetic card. But in the future, smart cards, which will completely replace magnetic cards, are expected to become the mainstream of credit cards.

Wireless communication technology that can implement ubiquitous communication that can connect to internet network and transmit voice and data anytime, anywhere is currently Wi-Fi (IEEE 802.11abg11n), 3rd generation (3G) network, Bluetooth It is widely used in offices, wholesale / retail stores, apartments, and homes to expand or replace wired LAN cards.

In addition, public WLAN is a service that allows individual users to wirelessly access the Internet or corporate networks in public or quasi-public places, commonly referred to as hot spots.

As such, in the 21st century, the necessity of establishing a network using wireless is increasing due to the ubiquitous era, but due to the lack of system infrastructure, there are not many service areas that can be accessed by using public wireless LAN, and notebooks or PDAs supporting public wireless LAN are available. As mobile phones, mobile phones, etc. are still in the early stages of deployment, the number of people who use the wireless Internet is extremely limited, and the public wireless LAN-related industry is not yet effective.

In addition, Internet telephony service uses voice over internet protocol (VoIP) technology to use data communication packet network for Internet phones. Also called voice packet network, it converts voice data into Internet protocol data packet to make a call in PSTN. Advanced telecommunications service technology that enables multiple users to simultaneously use the cable, is scalable, and offers far less money than traditional telephones. Internet phone service can be used by simply using a computer, such as a dial pad, or an IP phone or a dedicated router sold by a professional network equipment company such as CISCO.

In addition, CBS (Cash Banking Service) service is a service that financial institutions search and settle financial assets by using communication and computers, and processes information from bank account balances and payments to stock trading information. can do. In the information society, value-added financial services enable users to process banking services using communication lines and computers without going directly to the banks. It is configured to handle and provides related services.

In addition, the Cash Immediate Service (CIS) service is a system that allows payments to be made to merchant accounts immediately when a card is sold.It enables the bank, credit company, and system operator to pay a certain fee and make payment immediately. It is a service.

In the conventional payment system, when a card user makes a payment with a card, money is deposited or withdrawn on a designated payment date, and thus the payment cannot be freely used during the period from sales to the specified payment date. On the other hand, the instant payment service is a service that allows you to use the funds more easily by paying a certain fee to the credit company or the system operator at the time of sales.

Hereinafter, a process in which a purchaser pays a purchase price using a magnetic card or a smart card, that is, a credit card through a credit card payment terminal.

First, a buyer purchases a product from a seller, and presents to the seller a credit card issued by a credit card company for payment of a purchase price. A seller who has entered into a franchise agreement with a credit card company requests transaction approval to a credit card company through a value-added communication network (VAN) by means of a credit card payment terminal installed in a seller's business store.

In this case, the credit card payment terminal installed in the merchant's store transmits the unique terminal number assigned by the value-added network operator together with the buyer's credit card information and payment information (amount of money, etc.). The system of the value added network operator can recognize the seller supplying the goods using the unique terminal number transmitted.

The value-added network operator's system receives the transaction approval response for the buyer's credit card from the credit card company and transmits it to the credit card payment terminal of the seller who requested the transaction approval. When the seller's credit card payment terminal receives a transaction approval request, the seller's merchant name, merchant number, representative name, and business registration number are entered in the merchant name field in the terminal number, the document number, the member number, the card type, the document purchase company, and the authorization number. And a sales slip printed with the address.

The credit card company pays the price of the product described in the sales slip to the seller, and collects the price of the product from the buyer who purchased the product. This completes the payment process of the goods payment using a credit card between the buyer, seller, and credit card companies.

However, the conventional credit card payment terminal has a limitation in that even though the operator uses the communication network, the operator can only pay using the credit card instead of receiving cash for goods or services.

Domestic registered patent No. 10-0443755 (August 25, 2004 registration notice) Domestic registered patent No. 10-0620467 (registered notification of September 13, 2006) Domestic Patent No. 10-0711844 (2007. 05. 02. Registered Notice) Domestic registered patent No. 10-0722340 (2007. 05. 28. registration announcement)

The purpose of the present invention is to provide not only payment but also contents for the promotion and event for customers who visit the store, and to provide the customer with benefits such as free internet calling service or mileage.

The complex credit card payment terminal according to the preferred embodiment of the present invention is composed of an IC card reader 16 and a smart card reader 17, and has a function of reading information of the IC card and smart card and converting them into digital data. Reader section 26; An input / output unit 25 composed of a keypad 13, an LCD 14, and a slip output device 15 for input and output; It consists of modem for internet phone (19), LAN card (20), AP (21), modem for Bluetooth communication (22) and modem for Wi-Fi communication (23) to control network connection with telephone network, Internet network and customer's smartphone. A network control unit 27; Computer readable program recording medium (11) that records programs for VAN service, CBS service, instant payment service, AP service, VoIP service, Internet call service, free wireless data communication service and store promotion, customer mileage management A memory section 24 composed of a data recording medium 12; And a WiBro egg 28 for tethering WiBro (WiBro) to Wi-Fi including 3G, 4G, and LTE, and the VAN service, the CBS service, and the instant payment service by the IC card and the smart card. , AP service, VoIP service, Internet call service, free wireless data communication service, and manages the promotion of stores and mileage of customers, when the customer who has a smartphone with Wi-Fi function enters the store Provide a free wireless data communication service to a smartphone, and when a customer with a smartphone equipped with Wi-Fi or Bluetooth function enters the store, provide the contents for the store promotion and event to the corresponding smartphone. It may include a control unit 18 for providing a free Internet call service to the customer.

Here, the control unit 18 provides the product information of the store to the customer smartphone entered into the store and provides the payment service when the customer purchases the product of the store using the smartphone, the smart phone using a smart LAN As a phone or a mobile terminal, a voice recognition module or an EEG sensor is built in, so that payment can be made by contact or contactless, voice recognition, and EEG method on a credit card payment terminal installed in a store at the time of product purchase and payment.

In addition, the control unit 18 may accumulate mileage to the customer when the customer receives a NFC (Near Feild Communication) signal located in the store with a smartphone or reads a QR code to view content for promotion of the store.

In addition, the controller 18 may provide product information of a store to a customer smartphone entering the store, and provide a payment service when the corresponding customer purchases the product of the store using the smartphone.

In addition, the control unit 18 may request a shopping item for the customer to the customer smartphone entered into the store, and when receiving the goods item to be purchased from the customer smartphone, may guide the shopping for the goods item. .

In addition, the control unit 18 guides the use of the shopping cart service to the customer smartphone entering the store, and receives a shopping cart service use acceptance message from the guided customer smartphone, provides a shopping cart service, the shopping cart service is a smartphone When tagging a product to be purchased, the product is added to the shopping cart and simultaneously sent to the controller, and when the payment for the shopping cart is completed, the controller may transmit a signal to extinguish the shopping cart to the smartphone.

In addition, the control unit 18 requests the customer's smartphone shopping amount today, and when the customer's smartphone receives the shopping amount today, the total purchase amount of the product in the shopping cart of the customer who sent the shopping amount is the shopping When the amount is exceeded, an alarm for over consumption is provided, and a discount product for a selected product among the products in the shopping cart can be guided to the customer's smartphone-the discount product being guided replaces the product in the shopping bag before the guide. If so, the total purchase amount is less than the shopping amount.

In addition, when the discounted product is replaced with the discounted product in response to the guiding of the discounted product, a portion of the amount obtained by subtracting the total purchase amount after the replacement with the discounted product may be donated to the charity.

According to the present invention, the present invention can promote the store to the customer who finds the store and provide the event, there is an effect that can provide benefits such as Internet call service or mileage credit to customers participating in the store promotion or event.

Furthermore, the present invention has the effect of increasing the revenue of the store and having a fixed customer base by continuously maintaining the customer once found the store.

1 is a schematic diagram showing a complex credit card payment terminal system according to the present invention.
2 is a schematic diagram of the complex credit card payment terminal system disclosed in FIG.
3 is a flowchart illustrating a process of receiving various services through a complex credit card payment terminal system.

Applicants will now be described in detail with reference to the preferred embodiments of the present invention.

1 is a schematic diagram showing a complex credit card payment terminal system according to the present invention.

According to Figure 1, the complex credit card payment terminal system according to the present invention is a smart phone (2) capable of short-range wireless communication such as a credit card payment terminal 1, the credit card payment terminal 1 and Bluetooth or Wi-Fi (2) ), A Value Added Network server (3), a Voice over Internet Protocol server (4), and a CBS server (5) connected to the credit card payment terminal 1 through a public telephone network or the Internet. , CIS server 6, store management server 7 and the like.

Here, the smart phone 2 is a smart phone or a mobile terminal using a wireless LAN has a voice recognition module or an EEG sensor built-in, contact type credit card payment terminal (1) installed in the store at the time of product purchase and payment payment You can also make payments by contactless, voice recognition, or brain waves.

The credit card payment terminal 1 is connected to the VAN server (3) through a public telephone network or the Internet network to query the information of the credit card to confirm whether or not the use of the card approval / rejection / cancellation. When using a public telephone network, the connection time of the VAN server 3 takes a long time and there is a disadvantage that the telephone line cannot be used during that time, and when using the Internet network, high-speed processing is possible. In particular, in the present invention, not only the VAN server 3 is connected to the Internet, but also the VoIP server 4, the CBS server 5 and the CIS server 6, the store management server 7 and the like. The network can be used economically.

The Internet telephony service provides an internet telephony service by connecting to the Internet network using a VoIP gateway mounted on the credit card payment terminal 1 and then accessing the VoIP server 4 to perform a telephone communication. The VoIP gateway functions to connect the public telephone network and the Internet network, thereby enabling telephone communication using the public telephone network and the Internet network.

The CBS server 5 accesses the CBS server 5 when the credit card payment terminal 1 provides additional financial services such as checking the balance and transaction history of the bank account, transferring the account, and paying the giro. Access to the computer processing system to handle the service. Almost all banking can be done using the bank's Internet homepage or a secure mobile phone. To this end, a computer processing system for providing a financial service using the Internet and a telephone line for each bank has been introduced, and it is preferable that such a direct debit function is added to the credit card payment terminal 1.

The CIS server 6 provides an immediate payment service that allows a system operator or a credit company to take a loan with the sales slip secured by the credit card payment terminal 1, and submits the existing sales slip to the bank. It allows for flexible management of funds by allowing the borrower to borrow as much as the sales amount based on the sales slip.

In addition, the store management server 7 serves to provide contents or events for store promotion to the store, that is, the credit card payment terminal 1, and to store customer information or mileage of the corresponding customer. The application (APP) or program for participating in the store promotion and events can be provided by the store management server 7 or other various servers on the Internet.

Here, the services that can be provided by the business owner or customer through the complex credit card payment terminal system of the present invention may include a communication service, a financial service, a store promotion and a mileage provided to a customer.

Here, the communication service is composed of wireless communication service (AP), Bluetooth and Wi-Fi communication service, Internet communication service (VoIP), and financial services include additional communication network service (VAN), additional financial service (CBS), and instant payment service ( CIS).

The Bluetooth or Wi-Fi communication service refers to short-range communication between a business owner's credit card payment terminal (1) and a customer's smartphone (2). A program for wireless communication, an APP, and a modem must be installed.

In addition, Internet phone service (VoIP) is composed of Internet phone, regular phone, and remote automatic access management. Internet phone is connected to public telephone network (PSTN) through the Internet. Long distance calls and international calls are cheap. By installing the VoIP gateway in the composite credit card payment terminal 1 of the present invention, it is possible to connect the Internet network and the PSTN network to support functions such as FAX as well as signal processing on the Internet. The general telephone function is a function using a public telephone network, and the remote automatic access management function is a service for controlling a terminal from the outside.

In addition, VAN service consists of functions such as credit approval, debit card, direct debit, EDI payment, check inquiry, electronic payment, etc. It is a service that promptly and accurately provides the use of authorization / rejection / cancellation by checking whether the card is overdue or defective from the issuer. Debit card is a service that relays transaction approval with the bank so that the debit card, which has the same function as cash, is used as a payment method when purchasing a product, so that it can be automatically settled from the card customer's bank account to the merchant account. to be. Direct debit is a breakthrough in which credit card payments are automatically debited to merchant accounts by purchasing the general sales slips of credit cards from banks directly to banks, instead of using the electronic data from service providers for transaction approval details. As a convenient service, it can play a large part in establishing a credit society such as preventing illegal distribution of sales slips and reducing bad debts. EDI (Electronic Data Interchange) payments use the electronic data exchange method to quickly and accurately transfer the revenues generated from large merchants (department stores, airlines, large discount stores, etc.) that have their own hosts to card companies. Is a service that greatly simplifies the hassle of the purchase process by the existing sales slip by depositing the sales amount to the merchant based on this data. Check inquiry is a service to check the status of the check online from the bank using the check number, check issuance date, account number / branch number of the check. Electronic payment service is a service that pays by using a credit card, mobile phone, ARS, coupons, gift certificates, etc. as a payment method online.

In addition, CBS is composed of bank transfer service, account inquiry service, and giro payment service. The additional financial service is a service that withdraws the deposit in a bank account and deposits it into another account. It is a service that can search the balance of accounts, transaction details, etc., and the Giro Payment Service allows you to pay the Giro fee online without entering the bank by entering the Giro number and payment amount of Giro paper to be paid. It is a service.

In addition, the instant settlement service (CIS) consists of a wired payment service, wireless payment service, sales loan service, daily loan service. The instant payment service is a service that allows a loan to be prepaid by a creditor or a system operator with the sales slip as collateral. The wired payment service is a function for making payments by wire. The wireless payment service is a function for making a wireless payment. The daily loan service is a service that allows borrowing in a more convenient way than the existing, the sales loan service is a service that can be loaned on a sales basis, and the daily loan service is a service that can be loaned in a short time when urgently need funds.

The store promotion and mileage accumulation service provides customers with fixed points as well as store promotions by granting mileage to customers when they visit the store to view the contents for the store promotion provided by the store or participate in various events. It can be attracted.

2 is a block diagram showing the configuration of the composite credit card payment terminal 1 shown in FIG.

2, the credit card settlement terminal 1 according to the present invention comprises a card reader 26, an input / output unit 25, a network control unit 27, a memory unit 24, and a control unit 18. have.

The card reader unit 26 is composed of an IC card reader 16 and a smart card reader 17. The IC card reader 16 reads the IC card, extracts the card information, converts the card information into digital data, and transmits the data to the controller 18. The smart card reader 172 generates an electrical resonance phenomenon to generate the smart card within the resonance range. The electronic chip detects the access and converts the card information into digital data, and then transmits the data to the controller 18 or converts the digital data into analog data and transmits the digital data to the electronic chip of the card.

In addition, the input / output unit 25 is composed of a keypad 13, an LCD 14, and a slip output device 15. Although not shown in the drawing, an audio output device, a microphone, a camera, and an image output device for Internet telephony communication. Etc. may be provided. The keypad 13 is composed of a menu button, a selection button, a confirmation button, a number button so that the business owner can operate the credit card payment terminal 1, the user directly selects the menu selection, payment, wireless Internet communication settings, etc. Allows you to select and enter. The LCD 14 allows the business owner to display the desired information, and the slip output device 15 functions to output the sales slip according to the credit card payment.

In addition, the network control unit 27 is in charge of the network function of the credit card payment terminal 1, modem 19, LAN card 20, AP 21, Bluetooth communication modem 22, Wi-Fi communication modem 23 ) And the like.

The modem 19 allows the credit card payment terminal 1 to connect to the public telephone network. The modem 19 converts an analog signal of a telephone line into digital data so that the control unit 18 can recognize the digital signal, and converts the digital data into an analog signal. It converts to and transmits to telephone line.

The LAN card 20 allows the credit card payment terminal 1 to connect to the Internet network, thereby enabling the credit card payment terminal 1 to transmit data at high speed as a wireless Internet repeater. The AP 21 enables the wireless Internet to use the credit card payment terminal 1 as a wireless Internet repeater.

The Bluetooth communication modem 22 and the Wi-Fi communication modem 23 are for short-range communication with a smart phone having Bluetooth and Wi-Fi functions, and the Bluetooth 24 is stored in the memory unit 24 of the credit card payment terminal 1. Or a program for the Wi-Fi function should be installed. Of course, the smartphone must be equipped with an app (APP) that can participate in store promotion content or events provided by the store along with an app (APP) for Bluetooth and Wi-Fi functions.

In addition, the memory unit 24 is composed of a program recording medium 11 and a temporary data recording medium 12. The program recording medium 11 is a recording medium containing a service program, and the temporary data recording medium 12 serves as a storage medium for temporarily storing information of a credit card, voice and image data, and information from a keypad. Do it.

The controller 18 includes a WiBro egg 28 for tethering WiBro (WiBro) to Wi-Fi including 3G, 4G, and LTE, and is stored in the program recording medium 11. The card reader unit 26, the input / output unit 25, the network control unit 27 so as to use the additional communication network service, wireless Internet communication service, Internet phone service, additional financial and instant payment service, store promotion and mileage accumulation while executing the ), Has a function of controlling the memory unit 24.

3 is a flowchart illustrating a process of receiving various services through a complex credit card payment terminal system.

According to Fig. 3, when the program starts, the credit card payment terminal 1, namely, the control unit 18, initializes the hardware and the program and enters the menu selection mode.

At this time, the business owner can select a desired service among credit card payment service, wireless internet service, internet phone service, additional financial service, instant payment service, store promotion and event service by operating the keypad 13, and correspondingly, The program runs.

First, when selecting a credit card payment service (S11), the control unit 18 receives the amount to be paid from the keypad and waits for the card information to be received from the card reader unit 26.

When the card information is received from the card reader unit 26 in the waiting state, the controller 18 transmits the card information to the VAN server 3, and checks the state of the card from the VAN server 3 to determine whether to accept the card payment. do. If approved, the controller 18 processes the credit card payment normally, and if not, outputs an error message indicating the reason and returns to the menu selection mode.

In addition, when selecting a wireless Internet communication service (S12), the controller 18 including the WiBro egg 28 for tethering WiBro (WiBro) including 3G, 4G, and LTE to Wi-Fi is connected to the AP 21. If there is a terminal such as a smartphone to check whether the wireless Internet terminal and provide the wireless Internet, and transmits the terminal user's ID and password to the server for Internet communication, if not, return to the menu selection mode. After transmitting the ID and password to the server for the Internet communication, and confirming the approval from the server for the Internet communication, the control unit 18 starts the wireless Internet communication service upon approval, and if not approved, the terminal user error After sending the message, you return to the menu selection mode.

In addition, when selecting the Internet phone service (S13), the control unit 18 receives the phone number from the keypad 13 and transmits the phone number to the VoIP gateway. After confirming whether the communication connection is possible by connecting to the VoIP server 4 in the VoIP gateway, the controller 18 connects and makes a call when communication is possible, and outputs an error message and returns to the menu selection mode if communication is not possible.

In addition, when selecting the additional financial service (S14), the control unit 18 receives the corresponding bank and account number through the keypad 13 and attempts to connect online with the bank computer system to execute the corresponding service when connecting and connecting. If not, print an error message and return to the menu selection mode.

In addition, the control unit 18 at the time of instant payment service selection (S15) receives the corresponding bank and account number through the keypad 13 and attempts to connect online with the bank computer system, when the connection is executed, the corresponding service is executed and the connection is made. If not, print an error message and return to the menu selection mode.

Finally, when selecting a store promotion and mileage accumulation service, the controller 18 checks whether the customer who has carried the smartphone into the store enters through the Bluetooth communication modem 22 and the Wi-Fi communication modem 23 (S16). . In other words, the controller 18 checks whether the customer carrying the smartphone enters a predetermined range centering on the credit card payment terminal 1.

When the customer enters the store, the controller 18 checks whether the smartphone carried by the customer is a smartphone equipped with a Wi-Fi function or a smartphone equipped with a Bluetooth function (S17) (S21).

As a result of the determination in the above step (S17), if the customer is a customer with a smartphone equipped with a Wi-Fi function, the control unit 18 receives the NFC signal not shown in the store or QR code with the customer smartphone Read and send a message inviting you to participate in promotions and events (S18).

And when the customer receives the store's NFC signal or read the QR code to participate in the store promotions and events, the control unit 18 connects the customer's smartphone to the store management server (7) the customer participates in the store promotions and events (S19 Allow them to receive additional miles. Furthermore, the controller 18 notifies that the wireless data communication service can be provided to the corresponding customer through the smart phone, and provides the wireless data communication service S20 to the corresponding customer in the same manner as above.

As a result of the determination in step S21, when the customer is a customer who has a smart phone equipped with a Bluetooth function, the controller 18 transmits a message inviting the customer to participate in a store promotion and an event.

If the customer approves the participation in the store promotion and event, the control unit 18 connects the customer's smartphone to the store management server 7 so that the customer can participate in the store promotion and the event (S22) and then separately to the corresponding customer. Will give you mileage. Furthermore, the controller 18 notifies that the Internet call service can be provided to the corresponding customer through the smart phone, and provides the Internet call service S23 to the corresponding customer in the same manner as above.

Here, the customer who participated in the store promotion and the event may purchase the product in real time after contacting the product information sold in the store in the process of the store promotion and the event. At this time, the control unit 18 may provide a credit card payment service to pay the product price to the customer.

Incidentally, the control unit 18 may request the item of the item that the customer wants to purchase from the customer smartphone entering the store, and when receiving the item of the item to be purchased from the customer smartphone, the controller 18 may guide the shopping for the item of the item. . For example, the controller 18 may guide the use of the shopping cart service to the customer smartphone entering the store, and provide the shopping cart service when receiving the shopping cart service use acceptance message from the guided customer smartphone. When the shopping cart service tags a product to be purchased with a smartphone, the corresponding product is added to the shopping cart and is simultaneously transmitted to the controller 18, and when the payment for the shopping cart is completed, the controller 18 sends a smart signal to extinguish the shopping cart. It can be performed by transmitting to the phone. With the shopping cart service, customers can enjoy shopping without having to carry a shopping cart, basket or products.

In addition, the controller 18 requests the customer's smartphone for the amount of shopping today, and when the customer receives the amount of shopping from the customer's smartphone, the total purchase amount of the product in the shopping cart of the customer who sent the shopping amount exceeds the shopping amount. In one case, you can provide an alarm to alert you to overconsumption, and guide a discounted product for the selected product in the shopping cart on the customer's smartphone-if you replace the product in the shopping cart before the guide with the guided discounted product, the total purchase Amount becomes less than shopping amount-. As a result, unconscious overconsumption of the customer can be prevented, and the customer can enjoy shopping with confidence.

In addition, when the discount product is replaced with a discount product in response to guiding the discount product, the control unit 18 subtracts a part of the amount of money, for example, 1% of the customer from the shopping amount after the replacement with the discount product. You can donate to charity only with your consent. A customer who is protected from overconsumption can easily donate 1% of the total amount of purchases after substituting the discounted product. Thus, in this manner, donation activity can be induced at the same time as avoiding overshooting.

While the present invention has been described in connection with what is presently considered to be practical exemplary embodiments, it is to be understood that the invention is not limited to the disclosed embodiments. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined by the scope of the appended claims and equivalents thereof.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, Modification is possible. Accordingly, the spirit of the present invention should be understood only in accordance with the following claims, and all equivalents or equivalent variations thereof are included in the scope of the present invention.

1: credit card payment terminal 2: smartphone
3: VAN server 4: VoIP server
5: CBS server 6: CIS server
7: store management server 11: program recording medium
12: temporary data recording medium 13: key pad
14: LCD 15: slip output device
16: IC card reader 17: smart card reader
18: control unit 19: modem
20: LAN card 21: AP
22: Modem for Bluetooth communication 23: Modem for Wi-Fi communication
24 memory unit 25 input / output unit
26: card reader unit 27: network control unit
28: WiBro Egg

Claims (6)

A card reader section 26, which is composed of an IC card reader 16 and a smart card reader 17, and has a function of reading information of the IC card and smart card and converting the information into digital data;
An input / output unit 25 composed of a keypad 13, an LCD 14, and a slip output device 15 for input and output;
It consists of modem for internet phone (19), LAN card (20), AP (21), modem for Bluetooth communication (22) and modem for Wi-Fi communication (23) to control network connection with telephone network, Internet network and customer's smartphone. A network control unit 27;
Computer readable program recording medium (11) that records programs for VAN service, CBS service, instant payment service, AP service, VoIP service, Internet call service, free wireless data communication service and store promotion, customer mileage management A memory section 24 composed of a data recording medium 12; And
WiBro egg 28 for tethering WiBro (WiBro) to Wi-Fi including 3G, 4G, LTE, VAN service by the IC card and smart card, CBS service, instant payment service, Provides AP service, VoIP service, Internet call service, free wireless data communication service and manages store promotion and mileage accumulation of customers, but when customers with smartphones with Wi-Fi function enter the store Provide free wireless data communication service to the phone, and when a customer with a smartphone equipped with Wi-Fi or Bluetooth function enters the store, provide the customer's smartphone with contents for store promotions and events. Consists of a control unit 18 to provide a free Internet call service to,
The control unit 18 guides the use of the shopping cart service to the customer smartphone entered the store,
When receiving the shopping cart service use acceptance message from the guided customer smartphone, provides a shopping cart service,
When the shopping cart service tags a product to be purchased with a smartphone, the corresponding product is transferred to the controller at the same time as being added to the shopping cart,
When the payment for the shopping cart is completed, the controller transmits a signal to extinguish the shopping cart to the smartphone,
The controller 18 requests the amount of shopping for the customer's smartphone today,
When receiving the shopping amount today from the customer smartphone, when the total purchase amount of the product in the shopping cart of the customer who sent the shopping amount exceeds the shopping amount, it characterized in that it provides an alarm notifying the excessive consumption Credit card payment terminal system. delete The method of claim 1,
The control unit 18 is characterized in that when the customer receives a NFC (Near Feild Communication) signal located in the store with a smartphone or read the QR code to see the content for the store promotion to accumulate mileage to the customer Credit card payment terminal system. delete delete delete

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