KR101312780B1 - Cash Accumulation Apparatus, System and Method for Deposit and Donation - Google Patents

Abstract

Provided are a cash accumulation device, a system and a method for depositing and donating. The cash storage unit of the cash storage device stores the cash deposited by the user, the cash recognition unit recognizes the amount of the deposited cash, the user input unit receives identification (identification) information, deposit account information and donation information from the user, The communication unit transmits the ID information, the deposit account information, the donation destination information, and the recognized amount of information input through the user input unit to the deposit and donation integrated management server.

Description

Cash Accumulation Apparatus, System and Method for Deposit and Donation

The present invention relates to a cash accumulator, a deposit and donation system and method, and more particularly, a cash accumulator capable of depositing and donating using a small amount of cash or points at the place where the device is installed, possible to deposit and donate System and method.

It is said that the cost of producing coins at the Korea Mint Corporation is three times the value of coins and is economically wasteful. This is because there is a lack of a system for collecting coins or the public tends to neglect coins.

On the other hand, the donation matrix of world-famous celebrities such as Bill Gates and Warren Buffett has influenced the popularization of donations, and the public's awareness of donation is increasing.

Therefore, there is a need to propose a system that can induce motivation that anyone can easily donate by attaching coins or small bills that are not carefully managed by the general public to donations and bank deposits.

Accordingly, an object of the present invention for solving the above problems is to easily accumulate a small amount neglected by the general public, and by using some of the donations to activate the donation culture and reduce the cost used for the production of small rights It is to provide a system and method for cash deposit, deposit and donation.

According to an embodiment of the present invention, a cash storage unit for storing cash deposited by the user; A cash recognition unit for recognizing the amount of the deposited cash; A user input unit configured to receive identification information, deposit account information, and donation destination information from the user; And a communication unit for transmitting the ID information, the deposit account information, the donation destination information, and the recognized amount of information inputted through the user input unit to the deposit and donation integrated management server.

A point recognizing unit recognizing points accumulated by the user's consumption or charging; And a converting unit converting the recognized points into an amount of money, wherein the communication unit converts at least one of the converted amount of information and the recognized amount of information, and the ID information, the deposit account information, and the donation destination information. Transfer to the deposit and donation integrated management server.

When the user input unit receives the ID information from the user, to determine the donation destination information which is the account information to deposit the deposited cash and the donation destination information that is the information of the donor destination to donate some of the deposited cash A UI generator for generating a user interface (UI); And a display panel displaying the generated UI.

A UI generation unit for generating a UI for setting a ratio of an amount to be donated among the deposited cash when the user input unit receives the donation destination information from the user; And a display panel displaying the generated UI.

The deposit and donation integrated management server collects the amount deposited by the user for a predetermined period of time, the ID information, the deposit account information and the donation destination information to create a deposit and donation list, and the created deposit and donation list to the deposit account information Provided by the corresponding bank server.

On the other hand, according to an embodiment of the present invention, the step of receiving ID (identification) information, deposit account information and donation destination information from the user; Storing cash deposited through the inlet; Recognizing the amount of the deposited cash; And transmitting the inputted ID information, the deposit account information, the donation destination information, and the information of the recognized amount to the deposit and donation integrated management server.

Recognizing points earned by the user's consumption or charging; And converting the recognized points into an amount of money, wherein the transmitting comprises at least one of the converted amount of information and the recognized amount of information, and the ID information, the deposit account information, and the donation destination information. Send to the deposit and donation integrated management server.

The receiving step may include receiving the ID information from the user; And generating and displaying a user interface (UI) for determining the donation account information which is the account information for depositing the deposited cash and the donation destination information which is the information of the donor destination to donate some of the deposited cash. Include.

The receiving step may further include generating and displaying a UI for setting a ratio of an amount to be donated among the deposited cash when receiving the donation destination information from the user.

The deposit and donation integrated management server creates the deposit and donation list for each institution to which the user belongs and provides it to the bank server.

On the other hand, according to an embodiment of the present invention, the cash is deposited by the user, the identification information of the user (identification) of the user, the deposit account information to deposit the cash and donation destination information to donate some of the cash Receiving cash input device; And an integrated management server that receives and manages the ID information, the deposit account information, the donation destination information, and the amount of the deposited cash information from the cash accumulation device.

According to one embodiment of the present invention, the public can easily accumulate a small amount of neglected management, and in part, it can be used for donation to activate the donation culture and recover the small right so as to reduce the cost used for reproduction of the small right. Can be.

1 is a view showing a system capable of depositing and donating according to an exemplary embodiment of the present invention,
2 is a block diagram of an apparatus for accumulating cash according to an exemplary embodiment of the present disclosure;
3 is a block diagram of an integrated management server according to an exemplary embodiment of the present invention;
4 is a flowchart illustrating a deposit and a method according to an exemplary embodiment of the present invention;
5 is a view showing a system capable of depositing and donating according to another exemplary embodiment of the present invention.

BRIEF DESCRIPTION OF THE DRAWINGS The above and other objects, features, and advantages of the present invention will become more readily apparent from the following description of preferred embodiments with reference to the accompanying drawings. However, the present invention is not limited to the embodiments described herein but may be embodied in other forms. Rather, the embodiments disclosed herein are provided so that the disclosure can be thorough and complete, and will fully convey the scope of the invention to those skilled in the art. In this specification, when an element is referred to as being on another element, it means that it can be formed directly on the other element, or a third element may be placed therebetween.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the invention. In the present specification, the singular form includes plural forms unless otherwise specified in the specification. The terms "comprises" and / or "comprising" used in the specification do not exclude the presence or addition of one or more other elements.

Hereinafter, the present invention will be described in detail with reference to the drawings. In describing the specific embodiments below, various specific details have been set forth in order to explain the invention in greater detail and to assist in understanding it. However, those skilled in the art can understand that the present invention can be used without these various specific details. In some cases, it is mentioned in advance that parts of the invention which are commonly known in the description of the invention and which are not highly related to the invention are not described in order to prevent confusion in explaining the invention without cause.

1 is a view showing a system capable of depositing and donating according to an embodiment of the present invention.

Referring to FIG. 1, the deposit and donation system includes first to third cash accumulation devices 11, 12, and 13 and an integrated management server 20. For convenience of description, first and second bank servers 31 and 32 are further illustrated in FIG. 1, and the first and second bank servers 31 and 32 may be included in a system capable of depositing and donating. . The first to third cash accumulation devices 11, 12, 13, the integrated management server 20, and the first and second bank servers 31 and 32 may use a wired or wireless communication method and an internet network. Can communicate with each other.

The first to third cash accumulators (11, 12, 13) may be installed in each building, or may be installed for each institution, the user can deposit cash refundable points, as well as cash, such as coins, bills, checks. Can be.

The integrated management server 20 creates a deposit and donation list based on the deposit information of cash or points provided from the first to third cash accumulation devices 11, 12, and 13 and the donation rate specified by the user, and deposits the deposit. And a donation list to the server of the corresponding bank among the first and second bank servers 31 and 32. In addition, the integrated management server 20 may transfer cash corresponding to the total amount of the deposit and donation amount included in the deposit and donation list, or electronic money having an equivalent value to the total amount of the deposit and the total amount of donation to the server of the bank. have. Remittance may use the integrated account opened by the integrated management server 20 in the bank.

The first and second bank servers 31 and 32 deposit / transmit a portion of the amount to the donation destination designated by the user with reference to the deposit and donation list, and deposit the remaining amount into the user's account.

As a result, the system capable of depositing or donating according to an embodiment of the present invention enables a donation of a small amount of money or points owned by a user, and a portion of the money to be deposited into a user's account, thereby activating a donation culture and a small amount of money such as a coin. This can be easier to recover.

2 is a block diagram of a cash accumulation device 200 according to an embodiment of the present invention.

The cash accumulation device 200 shown in FIG. 2 may correspond to the first to third cash accumulation devices 11, 12, and 13 shown in FIG. 1.

2, the cash accumulation device 200 includes a display panel 210, a user input unit 220, an input port 230, a cash storage unit 240, an ID recognition unit 250, and a cash recognition unit. 260, a point recognition unit 270, a conversion unit 280, a user interface (UI) generation unit 290, and a communication unit 295.

The display panel 210 displays the current state of the cash storage device 200, a screen according to a user's operation or command, and various UIs. The display panel 210 may be any panel that can be used for screen display, such as a touch panel, a liquid crystal panel (LCD) panel, a plasma display panel (PDP), an active mode organic light emitting diode (AMOLED) panel, and the like. .

The user input unit 220 provides an interface between the cash accumulation device 200 and the user. The user input unit 220 may include hardware such as a keyboard, a mouse, a touch pen, and a touch panel, and software for determining a signal corresponding to a user command input through a physical device of the hardware.

A user may input a desired command or information through a UI displayed on the display panel 210 by manipulating the user input unit 220. According to the present embodiment, the user input unit 220 may receive user ID information, deposit account information, and donation destination information from the user.

The ID information is, for example, an ID used by the user, and may be generated by the user directly accessing the integrated management server 300 or may be assigned by an organization to which the user belongs. The deposit account information may be an account number generated by the user in order to deposit cash. Users belonging to the same institution may create account numbers in the same bank. The donation destination information may be an object for donation, for example, an object to be donated by the user among various social welfare institutions, and may be determined by the user whenever cash is input or may be designated as a default.

The inlet 230 is an inlet through which the user can input cash, and may have a coin inlet and a bill inlet.

The cash storage unit 240 stores the cash input through the inlet 230. The cash storage unit 240 may be divided into regions for storing cash introduced through the coin inlet and the banknote inlet, respectively.

When the user inputs the user's ID by using a separate card such as an employee card instead of the user input unit 220, the ID recognition unit 250 reads the user's ID from the employee card and recognizes the user's ID. For example, the ID recognition unit 250 may be a RFID (Radio Frequency Identification) reader, and the employee ID may be a tag.

The cash recognition unit 260 recognizes the amount of cash input through the inlet 230. The cash recognizer 260 may include a coin automatic counter that recognizes the total amount by counting coins when coins are input, and a bill counter used in a device such as an automated teller machine (ATM). The cash recognition unit 260 may store the amount of cash deposited in a memory (not shown).

The point recognition unit 270 may recognize the points accumulated in the point card from the point card personally used by the user. The loyalty card may be, for example, a card that can be converted into cash and stores points accumulated by the user's consumption or charging.

The conversion unit 280 converts the points recognized by the point recognition unit 270 into the amount of money, and the display panel 210 displays the converted amount of money.

The user can determine the points to be deposited (ie, the amount to be deposited) and the points to be donated (ie, the amount to be donated) among the displayed points (ie, the total amount converted). When the user selects the default, the ratio of points to be deposited and points to donate among all points may be deposited and donated at a predetermined rate. The predetermined ratio may be, for example, 8: 2, which is only one example.

The UI generator 290 generates an initial screen including various menus necessary for the user input unit 220 to operate the cash storage device 200. The various menus may include, for example, menus for receiving ID information. When the user selects a menu for inputting an ID on the initial screen, the UI generator 290 generates an ID input UI. When the user inputs the user's ID in the ID input UI, the UI generator 290 receives an information input UI for receiving input of the account information, which is the account information for depositing the input cash, and the information of the donor destination to donate some of the input cash. Create

The UIs generated by the UI generator 290 are displayed on the display panel 210. For example, when the information input UI is displayed on the display panel 210, the user inputs the deposit account information and the donation destination information into the displayed information input UI.

When the user input unit 220 receives all of the donation destination information from the user, the UI generator 290 may generate a donation setting UI for setting a ratio of the amount of money to be donated among the deposited cash. When the donation setting UI is displayed on the display panel 210, the user may set a ratio between the amount to be deposited and the amount to be donated or directly input the amount. If there is a default menu in the donation setting UI, when the user selects the default menu, the amount may be determined to be donated at a preset rate.

The communication unit 295 transmits the ID information, the deposit account information, the donation information, the donation ratio information, and the information on the amount of money recognized by the cash recognition unit 260, inputted through the user input unit 220, to the integrated management server 300. Can transmit At this time, the communication unit 295 also transmits the identification information of the cash accumulation device 200 to the integrated management server 300. This is used when the integrated management server 300 creates a deposit and donation list for each institution.

In addition, the communication unit 295 integrates the information of the amount converted from the points, ID information of the user, deposit account information, donation information and donation ratio information when the user accumulated points using a loyalty card instead of putting cash. It may be transmitted to the management server 300.

On the other hand, the integrated management server 300 collects the information received from the cash storage device 200 for a certain period, that is, the amount of money, ID information, deposit account information and donation destination information that the user deposits for a certain period of time to deposit and donate The list may be prepared, and the created deposit and donation list may be provided to the bank server corresponding to the deposit account information.

3 is a block diagram of an integrated management server 300 according to an embodiment of the present invention.

The integrated management server 300 illustrated in FIG. 3 may be the integrated management server 20 illustrated in FIG. 1.

Referring to FIG. 3, the integrated management server 300 includes a first database (DB) 310, a second DB 320, a communication unit 330, a list creation unit 340, and a control unit 350. .

The first DB 310 stores names of donors associated with the integrated management server 300 and a bank account to which the donors are donated. Donations can be social welfare facilities such as orphanages and nursing homes. Table 1 shows an example of a bank account for each donation destination stored in the first DB 310.

Donation Name Bank account aa bank bb bank Cc Bank AAA Nursing Home 111-111111-111 222-222222-222 333-333333-333 BBB Child Care Center 444-444444-444 555-555555-555 666-666666-666 ... ... ... ...

Referring to [Table 1], the first DB 310 may have an account corresponding to a plurality of banks for each donor.

The second DB 320 stores the deposit and donation list created by the list creation unit 340 to be described later for each institution or for each user ID. Table 2 shows an example of a deposit and donation list created for IDs of users belonging to one institution (that is, the place where the cash storage device 200 is installed) stored in the second DB 320.

Deposit date User ID Deposit Account Deposit amount / donation amount (KRW) Selected donation source 2010.02.02 SUN aa bank: 123-45678-900 800/200 AAA Nursing Home 2010.02.03 MON bb bank: 900-12345-678 1000/500 BBB Child Care Center ... ... ... ... ...

The communication unit 330 communicates with the cash accumulation device 200 and a bank server (not shown). For example, the communicator 330 may receive user ID information, deposit account information, donation information and donation ratio information, and information on the amount of money recognized by the cash recognition unit 260 from the communicator 295 of the cash accumulation device 200. Receive. In addition, the communication unit 330 may further receive information on the amount of the converted point from the cash accumulation device 200, the description related to the point will be omitted in this description.

The list generator 340 creates a deposit and donation list using the received ID information, the deposit account information, the donation destination information, the donation ratio information, and the information of the amount of money recognized by the cash recognition unit 260. The list generator 340 may create a deposit and donation list for each user, or create a deposit and donation list for each institution. 'Creating by institution' refers to reporting a user belonging to an institution in which the cash storage device 200 is installed as a group, and creating a list for each cash storage device 200. Table 2 above is an example of a deposit and donation list prepared for one institution.

The control unit 350 transmits the deposit and donation list created by the list creating unit 340 to the server of the bank, or transmits the deposit and donation information to the server of the bank based on the deposit and donation list. Here, 'deposit and donation information' includes 'user ID information, deposit account information, donor name and account information, deposit amount and donation information' shown in [Table 1] and [Table 2]. Meanwhile, the deposit and donation information may further include the name of the user, and may include the name of the user instead of the ID information of the user.

For example, when the user selects 'AAA nursing home' as a donation destination in the cash accumulation device 200, the controller 350 checks the account of 'AAA nursing home' in [Table 1], and deposits and donates the confirmed account. Include it in the information and send it to the bank server. In this case, the controller 350 may check the donation destination account of the same bank as the deposit account selected by the user in [Table 1]. Thus, the amount to be deposited into the deposit account and the transfer amount to be transferred to the donor account can be processed by the same bank. The bank server may correspond to one of the first and second bank servers 31 and 32 shown in FIG. 1.

If the users belonging to the institution where the cash storage device 200 is installed have an account in the same bank, that is, if one cash storage device 200 is linked to one bank, the deposit account in [Table 2] The bank of can be the same. In this case, the control unit 350 checks the bank account of the donor destination selected by each user, the same bank account as the bank of the deposit account in [Table 1], and checks the deposit and donation list created for each confirmed donor account and institution. Can be sent to one bank's server.

In addition, the controller 350 may transfer cash corresponding to the total amount of the deposit and the total amount of the donation included in the deposit and the donation list, or electronic money having an equivalent value to the total amount of the deposit and the total amount of the donation to the server of the bank. The remittance may use the integrated account opened by the integrated management server 300 in the bank.

The manager of the integrated management server 300 may collect the cash stored in the cash storage unit 240 by accessing the cash accumulation device 200 from time to time.

The bank server may deposit a deposit amount into a deposit account and deposit or transfer a donation amount into a donation account with reference to the deposit and donation list received from the integrated management server 300. That is, when the donation account is an account of another bank, the bank server transfers the donation amount to the account of the corresponding bank.

Alternatively, the integrated management server may send the deposit and donation list to the bank server and / or administrator terminal. This will be described later with reference to FIG. 5.

4 is a flowchart illustrating a deposit and a method according to an embodiment of the present invention.

The cash accumulation device and the integrated management server illustrated in FIG. 4 may be the cash accumulation device 200 and the integrated management server 300 described with reference to FIGS. 2 and 3.

Referring to Figure 4, the cash accumulation device receives the user's ID from the user through the displayed ID input UI (S405).

When the user's ID is input, the cash accumulation device generates and displays the information input UI (S410).

The cash accumulating device receives the input of the payment account information to deposit cash and information of the donation destination to donate some of the cash from the user through the displayed information input UI (S415).

When the deposit account information and donation destination information is input, the cash accumulation device generates and displays a donation setting UI (S420).

The cash accumulation device receives a ratio of the amount to be donated in cash from the user through the displayed donation setting UI (S425).

When the user inputs cash through the inlet or recognizes the point using the point card (S430), the cash accumulator stores information necessary for deposit and donation and transmits it to the integrated management server (S435). Operation S430 may be performed before operation S405. Information required for the deposit and donation transmitted in step S435 may include user ID information, deposit account information, donation information and donation ratio information and input amount information, and identification information of the cash accumulation device.

The integrated management server creates a deposit and donation list by using the information necessary for deposit and donation received in step S435 (S440). The deposit and donation list is prepared using the received user ID information, the deposit account information, the donation information and the donation ratio information and the information of the amount of money recognized by the cash recognition unit 260, and has a form as shown in [Table 2]. Can be.

The integrated management server checks the donation destination account corresponding to the donation destination information in the deposit and donation list from the DB (for example, the first DB 310 of FIG. 2) (S445).

The integrated management server transmits the created deposit and donation list and the confirmed donation account information to the server of the bank (S450). In step S540, the integrated management server may transfer the cash corresponding to the total amount of the deposit and the total amount of the donation listed in the deposit and donation list to the bank.

The bank server deposits the deposit amount in the deposit account described in the received deposit and donation list, and deposits or remits the donation amount to the donation destination account (S455). Thus, the deposit and donation using a small amount of the user or institution can be performed smoothly.

In the above-described embodiment of the present invention, a case in which the user directly inputs the deposit account information and the donation destination information in the cash accumulation device 200 has been described as an example. However, the embodiment may be provided so that the user inputs only the ID in the cash accumulation device 200 and does not separately input the deposit account information and the donation destination information. In this case, the integrated management server 300 may create a list using the deposit account information and donation destination information previously mapped and stored for the user's ID.

5 is a view showing a system capable of depositing and donating according to another exemplary embodiment of the present invention.

Referring to FIG. 5, the deposit and donation system includes first to third cash accumulation devices 111, 112, and 113, an integrated management server 120, and an administrator terminal 133. 5 differs from the embodiment of FIG. 1 in that the manager terminal 133 is further included. Referring to the differences between FIG. 1 and FIG. 5, the integrated management server 120 transmits a deposit and donation list to the manager terminal 133 or, upon request from the manager terminal 133, transfers the deposit and donation list. Transmission to the manager terminal 133 may be performed. The manager terminal 133 transmits the deposit and donation list to the corresponding bank among the first and second bank servers 131 and 132, and online the cash corresponding to the total amount of the deposit and the donation amount included in the deposit and the donation list. Alternatively, you can send money to the bank using offline. The remittance may use an integrated account opened by the manager terminal 133 in the bank.

Meanwhile, the other components of FIG. 5 perform the same or similar functions as those of the same reference numerals of FIG. 1. Therefore, these components are referred to the description of FIG. 1.

As described above, although the present invention has been described with reference to the limited embodiments and the drawings, the present invention is not limited to the above embodiments, and those skilled in the art to which the present invention pertains various modifications and variations from these descriptions. This is possible. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined by the equivalents of the claims, as well as the claims.

11, 12, 13: first to third cash accumulation devices
20: integrated management server 31, 32: first and second bank servers
200: cash earning device 300: integrated management server

Claims (14)

A cash storage unit for storing cash deposited by the user;
A cash recognition unit for recognizing the amount of the deposited cash;
A user input unit configured to receive identification information, deposit account information, and donation destination information from the user;
A communication unit for transmitting the ID information, the deposit account information, the donation destination information, and the recognized amount of information, inputted through the user input unit, to the deposit and donation integrated management server;
When the user input unit receives the ID information from the user, to determine the donation destination information which is the account information to deposit the deposited cash and the donation destination information that is the information of the donor destination to donate some of the deposited cash A UI generator for generating a user interface (UI); And
It includes a display panel,
The UI generation unit, when the user input unit receives the donation destination information from the user, generates a UI to set the ratio of the amount of money to be donated of the deposited cash,
The display panel displays a UI generated by the UI generator,
The deposit and donation integrated management server
A bank server or an administrator terminal corresponding to the deposit account information is created by collecting the amount of money, the ID information, the deposit account information, and the donation destination information, and depositing the donation list. Provided by
The deposit and donation integrated management server, also,
Cash deposit device, characterized in that for creating the deposit and donation list for each institution to which the user belongs to provide to the bank server. The method of claim 1,
A point recognizing unit recognizing points accumulated by the user's consumption or charging; And
A conversion unit for converting the recognized point into the amount; further includes,
And the communication unit transmits at least one of the converted amount information and the recognized amount information, and the ID information, the deposit account information, and the donation destination information to the deposit and donation integrated management server. delete delete delete delete delete delete delete delete delete A cash storage device for storing cash deposited by a user and receiving from the user ID information of the user, deposit account information for depositing the cash, and donation information for donating some of the cash; And
And an integrated management server configured to receive and manage the ID information, the deposit account information, the donation destination information, and the amount of money of the deposited cash from the cash accumulation device.
The cash earning device,
A cash storage unit for storing the cash deposited by the user;
A cash recognition unit for recognizing the amount of the deposited cash;
A user input unit which receives the ID information, the deposit account information, and the donation destination information from the user; And
And a communication unit for transmitting the input ID information, the deposit account information, the donation destination information, and the recognized amount of information to an integrated management server.
The integrated management server includes:
The bank server corresponding to the deposit account information includes the amount information, the ID information, the deposit account information, and the donation destination information, which are collected from the cash storage device for a predetermined period, to prepare a deposit and donation list. Provided by
The integrated management server, the deposit and donation system for the deposit and donation system for each of the institutions to which the user belongs to the deposit and donation system, characterized in that provided to the bank server. delete delete

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