CN101527068A - Automatic transaction device - Google Patents
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- CN101527068A CN101527068A CN200810190529A CN200810190529A CN101527068A CN 101527068 A CN101527068 A CN 101527068A CN 200810190529 A CN200810190529 A CN 200810190529A CN 200810190529 A CN200810190529 A CN 200810190529A CN 101527068 A CN101527068 A CN 101527068A
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Abstract
An automatic transaction device charges beneficially to the user when switching the transaction commission charge. The device transacts with the user with a notification unit. The automatic transaction device has a storage section storing the transaction term information in different time periods and notification information output to the notification unit; a clock section timing the current time information; and a control section reading the current time information from the clock section when selecting the transaction and outputting the notification information added with current time information to the notification unit and continuing for transaction in the period of switching transaction term based on the current time information.
Description
Technical field
The automatic trading apparatus that the present invention relates to be arranged in the agency of financial institution, concludes the business by user's operation.
Background technology
In the past, the transaction service charge when utilizing automatic trading apparatus was according to the difference of type of transaction such as withdraw the money transaction, transfer transactions and the time bracket different expense of chargeing.Emphasize to show this transaction service charge in the mode that is easy to observe, can shorten the time that client confirms, improve the work efficiency (for example patent documentation 1) of automatic trading apparatus.
And, surpass regulation at exchange hour sometimes and chargeed in the back by the transaction service charge constantly.Even the client who waits in line to conclude the business constantly in this regulation sometimes, this client has but surpassed regulation constantly when oneself concluding the business operation.Even in this case, when being judged as when regulation is set out in advance to make arrangements constantly before automatic trading apparatus, can be with the terms of trade of regulation before constantly conclude the business (for example patent documentation 2).
[patent documentation 1] TOHKEMY 2007-140881 communique (the 0018th～0019 section, Fig. 2)
[patent documentation 2] TOHKEMY 2006-139482 communique (the 0010th, 0019 section)
In patent documentation 1 disclosed technology, before inserting transactional cards, show service charge display frame, or after inserting transactional cards, emphasize to show service charge display frame in the mode that is easy to observe, but, when other users are using automatic trading apparatus, wait until that this user closes the trade till.Even this user who waits in line to conclude the business waits in line transaction in the free time period of service charge, also become the time period that needs service charge when beginning to conclude the business, if do not promise to undertake the charging service charge then can't conclude the business, leave discontented service thereby become the user.
At this problem, in patent documentation 2 disclosed technology, becoming charging service charge time point constantly, take the user who waits in line to conclude the business by pantoscope, be judged as under the situation of next stop before automatic trading apparatus of chargeing the charging of the expense that dispenses with the formalities according to its face-image.But the transaction service charge also switches to the amount of money lower than fixing amount from fixing amount sometimes, and then switches to free except from freely becoming fixing amount charges.When switching, switching under the situation of setting out in advance to make arrangements before automatic trading apparatus when being judged as, to low volume (comprising freely) this by the service charge before the switching of being chargeed.
Summary of the invention
At this problem, in the 1st invention,, obtain to switch the promise of service charge and begin transaction at just switching terms of trade (for example being made as service charge) transaction afterwards.In the 2nd invention, even switched service charge, be increment or derating also, and be set at the user usefully according to the service charge after this switching in the moment of waiting in line to conclude the business, and notify.
Conclude the business between automatic trading apparatus of the present invention and the user and have notification unit, wherein, this automatic trading apparatus has: storage part, the terms of trade information of its storage different time sections and export to the announcement information of described notification unit; Clock portion, it carries out timing to current time information; And control part, when having selected described transaction, this control part is read current time information from described clock portion, when being according to this current time information when switching the time period of described terms of trade, to the additional current time information of described announcement information and after outputing to described notification unit, proceed described transaction.
Perhaps, conclude the business between automatic trading apparatus and the user and have notification unit, wherein, this automatic trading apparatus is provided with: storage part, the announcement information that it is stored the terms of trade information of different time brackets and exports to notification unit; Clock portion, it carries out timing to current time information; And user's quantity identification part, it is used to determine to utilize user's quantity of described automatic trading apparatus, this automatic trading apparatus has control part, this control part is according to determining user's quantity from the information of this user's quantity identification part, in described storage part as etc. client's number to be transacted store, when having selected described transaction, this control part is read current time information from described clock portion, when being according to this current time information when switching the time period of described terms of trade, at least in client people's transaction for several times to be transacted such as described, to the additional time information of described announcement information, and export to described notification unit.
Even switched terms of trade, the user promises to undertake the terms of trade after this switching and begins to conclude the business, and, when having switched terms of trade in the moment of waiting in line to conclude the business, being set at goes forward side by side to work to the useful terms of trade of user P knows, so, have the effect that the user agrees that terms of trade are concluded the business.
Description of drawings
Fig. 1 is the action flow chart of embodiments of the invention 1.
Fig. 2 is the control block diagram of the automatic trading apparatus of embodiments of the invention 1.
Fig. 3 is the key diagram that the terms of trade information example of embodiments of the invention 1 is shown.
Fig. 4 is the key diagram of demonstration example that the transaction guide picture of embodiments of the invention 1 is shown.
Fig. 5 be embodiments of the invention 2 etc. the concept map of troop to be transacted.
Fig. 6 is the concept map of the document image of embodiments of the invention 2.
Fig. 7 is the action flow chart of embodiments of the invention 2.
Fig. 8 is the key diagram that the terms of trade information example of embodiments of the invention 2 is shown.
Fig. 9 is the key diagram of demonstration example that the transaction guide picture of embodiments of the invention 2 is shown.
Figure 10 is the concept map of the document image of variation of the present invention.
Embodiment
Below, the embodiment of use description of drawings automatic trading apparatus of the present invention.
[embodiment 1]
Below, embodiment is described with reference to the accompanying drawings.Fig. 2 is the control block diagram of automatic trading apparatus of the present invention.In the drawings, the 1st, automatic trading apparatus (hereinafter referred to as ATM), the 2nd, financial institution's management and the principal computer of safeguarding, memory storage 3 with user's information such as account number, name and credit balance information of having stored each user.In this memory storage 3, except account number, also store password and transaction history information etc.The 4th, communication line is connected with the not shown interface portion of ATM 1.
The 11st, the bankbook handling part, print processing etc. to insert a bankbook (not shown) of returning the mouth insertion by bankbook, and, have by not shown mechanism and read and upgrade the detecting unit of the unit of user's information and type face capable (print position) and page turning unit etc.
The 12nd, the card handling part has the function of reading described information user's identification card (being called cash card (cash card) later on) of user's information such as account number from the code that stores each financial institution and user, name.The card of the front face side by being connected this card handling part 12 inserts to return and mouthful inserts a cash card, and, when closing the transaction, return.The 13rd, the detail form handling part carries out the printing of transaction details, is undertaken handling to the printing distribution of the transaction details list of user P distribution by step described later.
The 14th, paper money deposit and withdrawal portion, bank note by user P deposit is carried out real and fake discrimination, counting, conveying, and it is accommodated in the not shown keeping national treasury of distinguishing by different Currency Types, perhaps send the bank note of paying to user P, be transported to the mouth of withdrawing the money from the keeping national treasury of distinguishing by different Currency Types.The 15th, the coin portion that deposits and withdraws, coin by user P deposit is carried out real and fake discrimination, counting, conveying, and it is accommodated in the not shown keeping national treasury of distinguishing by different Currency Types, perhaps send the coin of paying to user P, be transported to the mouth of withdrawing the money from the keeping national treasury of distinguishing by different Currency Types.In addition, currency and coins is referred to as currency.And by opening shutter, user P can take out from the keeping national treasury of distinguishing by different Currency Types and send and be deposited in temporarily the currency of withdrawing the money mouthful.
The 16th, the control part of above each one of control is also controlled the storage part 17 that is made of RAM, ROM or hard disk etc. that stores processing execution program and various data.In this storage part 17, also store terms of trade information 170 according to different trading items.As this terms of trade information 170, (detailed content aftermentioned) for example as shown in Figure 3.
And, also have as with the interface portion of the connector of principal computer 2.And, the 18th, clock portion, have the clocking capability that is used to export current time information and distinguish on ordinary days, weekend, red-letter day wait that to discern when the day before yesterday be the calendar function of the day of trade.This clock portion 18 is according to the indication of control part 16, exports what day and time information etc.
In addition, for the function of ATM 1 is provided, in addition, also have Xiang Gebu provide electric power power supply unit, with detect the user near ATM 1 near various functions and structure headed by the measuring ability, but, since irrelevant with the present invention, record and explanation therefore omitted.
Then, utilize the figure of the relation between time and the service charge to illustrate to be stored in terms of trade information 170 in the storage part 17 according to shown in Figure 3 illustrating.In present embodiment 1, the transaction service charge that will there are differences owing to time bracket describes as an example of terms of trade.At first, the transaction service charge is meant, charges in withdraw the money transaction and transfer transactions, does not charge in other (credit transaction, transaction for account and inquirys into balance etc.) transaction.This service charge since conclude the business what day is different with the time period and there are differences on the amount of money.In Fig. 3, putting before at 7 in the morning from morning 0 on Monday (zero) is 220 yen, is 110 yen before 9 from 7 in the morning to the morning, is free till 6 pm after at 9 in the morning.And, before at 11 in evening, be 110 yen after 6 pm, after at 11 in evening 220 yen service charge.
And, if Saturday, then mean from 7 in the morning to 110 yen of service charges of 11 needs in evening.And at 11 in evening is later to some abort transactoin in morning 0 (zero).This information is owing to one's own profession/his processing of manageing it or the like has nothing in common with each other, but particular content and the application are irrelevant, therefore simplify for convenience of explanation.
Demonstration example according to the action flow chart of embodiments of the invention shown in Figure 11 and transaction guide picture shown in Figure 4 illustrates the processing example when withdrawing the money transaction.In addition, S represents step.
S1: as user P during near ATM 1, not shown detects this near detecting device, and control part 16 shows the selection picture of trading item according to the processing operation program that is stored in the storage part 17 on display part 10b.And, establish operating portion 10a and be the transaction input pattern.
In the following description, owing to be the touch panel formula, so, on the display part of the operating key that shows on the display part 10b, contact, thus, operating portion 10a imports.
S2: when user P when the transaction of display part 10b selects picture to select " withdrawing the money " key, touch panel 10c detects the finger contact position, and control part 16 is set at the trade mode of withdrawing the money with deposit and withdraw portion 15 etc. of bankbook handling part 11, card handling part 12 and paper money deposit and withdrawal portion 14 and coin.
S3: control part 16 is according to the decision of the trade mode of withdrawing the money, at first to clock portion 18 inquiries as current time information current what day/time information.Clock portion 18 is according to clocking capability and calendar function, minute being that what day information and current time information are replied to control part 16 by unit.According to this current what day/time information determine the transaction zero hour.
S4: control part 16 according to obtain current what day/time information, the terms of trade information 170 of retrieve stored in storage part 17.For example, if 14: 30 of Monday then are in time bracket 9:00～18:00, service charge is 0 (zero) yen.And, if 18: 03, then being in time bracket 18:00～23:00, service charge needs 110 yen.
S5: 16 pairs of control parts current what day/time information and exchange hour segment information compare, and calculates the elapsed time T1 that switches after the terms of trade (describing as the transaction service charge in this application).If before 14: 30 then light from 9 and have passed through 5 hours 30 minutes, if 18: 03, then light and passed through 3 minutes from 18.
S6: control part 16 is the transaction guide picture shown in the displayed map 4 (a) on display part 10b.Embed synthetic current time information 102 in the template image information in being stored in storage part 17 and be stored in commission amount information 103 in the terms of trade information 170 etc., show this image information.
User P shows 100 by shown terms of trade guiding, can recognize " this transaction of withdrawing the money needs 110 yen of service charges " from announcement information.In addition, this notification unit can also be notified by voice except picture shows, also can both dual-purposes.
S7: supress Fig. 4 (a) like that during the acknowledgement key 104 shown in the transaction guide picture that shows of picture when control part 16 detects user P, being judged as the charging of promising to undertake service charge is terms of trade, enters step S8.Here, under the situation of supressing cancel key 105, be judged as user P because some reason and without engagement enters step S9.
S8: control part 16 shows " Please Insert Your Ticket " on display part 10b.After user P inserted cash card by card insertion return mouth, cash card was taken into card handling part 12, reads user's information (being at least account number) of being stored.And, if insert bankbook, then be taken in the bankbook handling part 11, read the information that is write down.
S9: control part 16 is judged as without engagement in step S7, so, show be used to inquire Cancel Transaction itself or change to the transaction guide picture (not shown) of other transaction.
S10: in step S7, supress under the situation of cancel button at user P, remove the trade mode of in step S1, selecting of withdrawing the money.And, show not shown transaction guide picture, when supressing the change button of this picture, the demonstration of picture is selected in the transaction of returning step S1, allows to conclude the business with same steps as once more.
S11: enter the common processing of withdrawing the money afterwards.
At first, control part 16 shows " please input password " on display part 10b, and prompting input is according to each user password of location number really.Behind user P input password, send encrypted message and user (account) information of being imported to principal computer 2.In principal computer 2 with memory storage 3 in account number and encrypted message check, under the situation of unanimity, reply transaction to ATM 1 and allow signal.
When control part 16 when principal computer 2 receives the signal of the meaning that expression can conclude the business, show the transaction guide picture that the request input is withdrawn the money and wished the amount of money.The volume of wishing of withdrawing the money that user P uses the numerical key input to wish.Control part 16 is according to withdrawing the money the volume of wishing, makes portion's 15 actions of depositing and withdrawing of paper money deposit and withdrawal portion 14 and coin, send regulation open (piece) currency of the regulation Currency Type of number, be transported to the mouth of withdrawing the money.In addition, at this time point, shutter is a closed condition.
Move concurrently with this, cash card is transported to card inserts the return mouth.On the other hand, on display part 10b, be shown as " asking card taking ".Monitor the choose situation of cash card and transaction details list of user P.When not shown detecting device detects when having chosen cash card and transaction details list, open shutter, user P carries out withdrawing the money of currency.
After the closing motion that control part 16 detects shutter is finished, send the signal of expression closing the transaction to principal computer 2.In principal computer 2, the user's information (being at least credit balance information) in the updated stored device 3, and, as transaction history information, add that having been undertaken confirming to operate situation about importing by the picture shown in Fig. 4 (a) stores, and close the trade.
In the example of above explanation, just carrying out service charge in the stipulated time after from free (0 yen) to the switching that needs fixing amount, transaction guide picture shown in the displayed map 4 (a), but be not limited thereto, also can in the certain hour of time period after the free time, section was switched of needs transaction service charge, showing.Under this situation, do not show ACK button and cancel button, and, after through certain hour (for example about 3 seconds), enter next step.
[embodiment 2]
Then, carry out the explanation of embodiment 2.
In embodiment 2, on the basis of embodiment 1, consider waiting user P to be transacted.For example consider following situation: though come the shop in the time period that does not need service charge (for example 17: 58), but, formation to be transacted such as queued,, become the time period (for example 18: 10) that needs service charge at the time point that this user P begins to conclude the business.
At this phenomenon, there are patent documentation 2 disclosed technology.This technology can be inferred, and carries out transaction in the preceding constantly according to the rules terms of trade of user that the regulation of switching terms of trade is lined up constantly.Therefore, when terms of trade shown in Figure 3, for example have following unfavorable condition: even the moment that the user who waited in line to conclude the business in 58 minutes at 6 o'clock in the morning begins to conclude the business has crossed 7 points, service charge also is 220 yen, rather than more cheap service charge is 110 yen.
In present embodiment 2, control only to be applied to the situation that commission amount increases when switching terms of trade (service charge).Like this, concerning the user, become favourable terms of trade.In addition, so-called user's favourable terms of trade except service charge, also comprise the preferential situations such as giving service point that adds.
Fig. 5 be embodiments of the invention 2 etc. the concept map of formation to be transacted, Fig. 6 is the concept map of the camera images of embodiments of the invention 2.In the drawings, the 5th, as the monitor camera of user's quantity identification part, can take the image under the visual field shown in Figure 6, obtain to drive by not shown electric power feed unit and use power supply, the control part of ATM 1a 16 is controlled it.This monitor camera 5 constitutes and can rotate on level, vertical direction, in the time in the visual field of 1 frame, can't taking in user P, and the photography that this camera is moved up and down, but omit explanation.
In addition, user's quantity identification part 5 still is not limited thereto by the image analysis from camera image is determined user's quantity, for example also can determine user's quantity by being laid on the such device in ground pressure-sensitive floor.
The 19th, be assembled in the internal camera in the ATM 1a, the main face-image of taking the user P in the transaction.In addition, ATM 1a also has each one shown in the control block diagram shown in Figure 2.
The 20th, electronic diary portion is the memory storage of interim store transaction historical information.Can in this electronic diary portion 20, store the image that monitor camera 5 is taken, and, also can be according to indication from control part 16, read the image stored and it is presented on the display part 10b.In addition, by not shown unit, under staff's operation, carry out the operation of this demonstration usefulness.
Then, carry out action specification.
Fig. 7 is the action flow chart of embodiments of the invention 2, and Fig. 8 is the figure that utilizes the relation between time and the service charge of explanation embodiments of the invention 2.
In Fig. 8, be that example describes: establish that to assign to 8: 59 and assign to 23: 00 service charge from 18: 01 from 7: 00 be 110 yen, establish and assign to 18: 00 from 9: 00 and do not have service charge (freely) with following situation.T2, T3 are transaction time allowances, are following temporal informations: in transaction time allowance T2, even conclude the business 8: 59/preceding waiting in line, as long as conclude the business the zero hour after 9: 00, then service charge is free; And, the transaction time allowance T3 in, even crossed 18 just begin the transaction, as long as wait in line to conclude the business the time be engraved in 18: 00 before, then service charge is free.About the demonstration of this transaction guide picture, according to monitor camera 5 identification etc. client's (number) of formation to be transacted show at every turn, when user P to the last operates.
Action flow chart according to embodiment 2 describes.
S21: clock portion 18 is passed through its timer function, when arriving the regulation moment (for example switching instant of service charge expense), sends the signal of the meaning of the switching of representing terms of trade to control part 16.
S22: control part 16 control monitor cameras 5 are taken the image of the user P that waits in line to conclude the business before ATM 1a.This is taken and to be still image, with whether exist wait for troop user P irrespectively, take as the field data of switching instant.
In addition, this still image can be the dynamic image of stipulated time (second) also, counts the shooting of frame, and controls, so that extract the image that can discern looks above the waist at least from this image.And, obtaining after the switching through the image behind the certain hour.For example, 8: 59 and 9 points, 18 o'clock and 18: 1.
S23: control part 16 such as discerns at client's number (in Fig. 5, Fig. 6, the user who comprises in the transaction is 3) of formation to be transacted from the image that monitor camera 5 is taken.In addition, this human body recognition technology is known, so omit its detailed description.Client's number of these troops to be transacted is stored in the storage part 17, and image information is stored in the electronic diary portion 20.The notion of this image 201 has been added the time information of taking as from the clocking information of clock portion 18 202 as shown in Figure 6.
Whenever near detecting device never the user detect the user near and when concluding the business, the client number information who is stored in these troops to be transacted in the storage part 17 is carried out subtraction.
S24: as user P during near ATM 1a, not shown detects it near detecting device, and control part 16 shows the selection picture of trading item according to the processing execution program that is stored in the storage part 17 on display part 10b.And, establish operating portion 10a and be the transaction input pattern.
In the following description, owing to be the touch panel formula, so by to contacting on the display part of the operating key that shows on the display part 10b, thus, operating portion 10a imports.
S25: when user P when the transaction of display part 10b selects picture to select " withdrawing the money " key, touch panel 10c detects the finger contact position, and control part 16 is set at the trade mode of withdrawing the money with deposit and withdraw portion 15 etc. of bankbook handling part 11, card handling part 12 and paper money deposit and withdrawal portion 14 and coin.
S26: control part 16 is according to the decision of the trade mode of withdrawing the money, at first to clock portion 18 inquiry current time information.Clock portion 18 is according to clocking capability and calendar function, with minute be unit to control part 16 reply current what day/time information.According to this current what day/time information determine the transaction zero hour.
S27: control part 16 according to obtain current what day/time information, the terms of trade information 170 of retrieve stored in storage part 17.For example, if 10: 30 of Friday then are in time bracket 9:00～18:00, service charge is 0 (zero) yen.And, if 8: 55, then being in time bracket 7:00～9:00, service charge needs 110 yen.
S28: 16 pairs of control parts current what day/time information and exchange hour segment information compare, calculate and the switching instant of terms of trade between difference.If before 10: 30 then light from 9 and passed through 1 hour 30 minutes, if 8: 55, then the service charge of 9 of distances is the free moment to also have 5 minutes.
S29: be terms of trade switching time section situation under, control part 16 such as reads at the client number information of formation to be transacted from the client number information's that formation to be transacted such as stored among step S23 storage part 17.Client number information in these formations to be transacted is under the situation of " 0 (zero) ", does not promptly wait user P to be transacted, transfers to step S36 described later.
And, the client number information who waits formation to be transacted under the situation of " 0 (zero) in addition ", as more than existence one people etc. client's the situation of formation to be transacted, enter next step S30.
S30: control part 16 is read the service charge information as terms of trade information before and after switching according to section switching time of transaction service charge.For example, under the situation of terms of trade information shown in Figure 3, service charge is that the boundary transfers to the low amount of money (110 yen) from great number (220 yen) with 9, if 18 points, then service charge is transferred to the low amount of money (110 yen) from low volume (freely).
S31: when the service charge increment, control part 16 is the transaction guide picture shown in the displayed map 4 (b) on display part 10b.In this shows,, but, therefore, conclude the business with the service charge before the increment (serving as free in the drawings) owing to being before switching to increment, just to wait in line the user P that concludes the business even in opening point service charge increment.
S32: control part 16 is after the affirmation of carrying out service charge shows, after through the predetermined time (for example 3 seconds), cancellation should show, and enter next step.
S33: when not being the user P that waits in line to conclude the business in step S29, the transaction guide picture shown in the displayed map 4 (a).This user P is that service charge is switched the user (be not the user that wait in line conclude the business) of back to the shop, requires me to confirm the charging of (promise) service charge.
S34: if user P presses shown " affirmation " button 104, then promise to undertake the burden service charge, enter next step.Here, under the situation of supressing " cancellation " button 105, be judged as without engagement, transfer to the step S9 of explanation in embodiment 1.
S35: when service charge was derating in step S30, control part 16 is the transaction guide picture shown in the displayed map 4 (c) on display part 10b.In this shows, though be before switching to derating, to wait in line the user P that concludes the business,, be the time period of service charge derating at opening point, so, be that the service charge that switches to after the derating is concluded the business according to commission amount.
Like this, come the shop in the time period of switching terms of trade, being that the mode of favourable service charge is handled to the user P that waits in line to conclude the business at least, so, even come under shop and the many crowded situations of people in the time of switching commission amount, also can conclude the business securely.And it is to be switched that the user P that came the shop before the time that is about to switch to low volume not be used in outside the troop etc., and according to formations to be transacted such as crowded state addings, so, can not waste the useless stand-by period.
S36: control part 16 is shown as " Please Insert Your Ticket " on display part 10b.After user P inserted cash card by card insertion return mouth, cash card was taken into card handling part 12, reads user's information (being at least account number) of being stored.And, if insert bankbook, then be taken into bankbook handling part 11, read institute's canned data.
S37: enter the common processing of withdrawing the money afterwards.
At first, control part 16 is shown as " please input password " on display part 10b, and prompting input is according to each user password of location number really.Behind user P input password, send encrypted message and user (account) information of being imported to principal computer 2.In principal computer 2 with memory storage 3 in account number and encrypted message check, under the situation of unanimity, reply transaction to ATM 1a and allow signal.
When control part 16 when principal computer 2 receives the signal of the meaning that expression can conclude the business, show user's guide picture that the request input is withdrawn the money and wished the amount of money.The volume of wishing of withdrawing the money that user P uses the numerical key input to wish.Control part 16 is according to withdrawing the money the volume of wishing, makes portion's 15 actions of depositing and withdrawing of paper money deposit and withdrawal portion 14 and coin, send regulation open (piece) currency of the regulation Currency Type of number, be transported to the mouth of withdrawing the money.In addition, be closed condition at this time point shutter, this point is identical with embodiment 1.
Move concurrently with this, cash card is transported to card inserts the return mouth.On the other hand, on display part 10b, be shown as " asking card taking ".Monitor the choose situation of cash card and transaction details list of user P.When not shown detecting device detects when having chosen cash card and transaction details list, open shutter, user P carries out withdrawing the money of currency.
After the closing motion that control part 16 detects shutter is finished, send the signal of expression closing the transaction to principal computer 2.In addition, under situation via the processing after the step S30, with etc. the client number information of formation to be transacted be rewritten as the value that subtracts after " 1 ".Then, in principal computer 2, the user's information (being at least credit balance information) in the updated stored device 3, and close the trade.
With can be in the transaction in demonstration to the relevant information of the service charge under the situation of user P advantageous conditions, also can be shown in Fig. 9 (a), be with the medium transaction processing of communicating by letter of principal computer in.Like this, can cut down several seconds unit only confirm time of showing can prevent the reduction of bulk treatment speed.
In the present invention, be that example is illustrated as terms of trade with the increase and decrease of service charge, but be not limited thereto.That is, shown in the example of Fig. 3 switch to Saturday/situation of 23 later time periods that become trading suspension of day also can confirm to show the setting of time according to what day and each shop from needless to say.And, showing 105 in the guiding of carrying out the conduct transaction guide picture shown in Fig. 9 (b), the situation of having passed through the closing the transaction moment is inferior, also can show various assistance requests to user P.
In addition, if the switching instant of terms of trade and at least 2 frames after a few minutes (Fig. 6 and Figure 10) are taken care of certain hour as document image, in section switching time of coming comfortable terms of trade has been carried out user's the inquiry of transaction, be used as image information, then can be used in the claim of processing from the user.
Also can carry out image to these correspondences and show by lobby staff's operation, still, owing to there is the problem of other users' privacy, therefore, block face-image, only carry out initial demonstration based on clothes etc., behind the user who is identified as the clothes unanimity, show face-image.
Claims (6)
1. automatic trading apparatus is concluded the business between this automatic trading apparatus and the user and is had notification unit, it is characterized in that this automatic trading apparatus has:
Storage part, the terms of trade information of its storage different time sections and the announcement information of exporting to described notification unit;
Clock portion, it carries out timing to current time information; And
Control part, when having selected described transaction, this control part is read current time information from described clock portion, when being according to this current time information when switching the time period of described terms of trade, to the additional current time information of described announcement information, and after exporting to described notification unit, proceed described transaction.
2. automatic trading apparatus according to claim 1 is characterized in that,
Only switching the notice of the stipulated time execution after the terms of trade to described notification unit.
3. automatic trading apparatus is concluded the business between this automatic trading apparatus and the user and is had notification unit, it is characterized in that this automatic trading apparatus is provided with:
Storage part, the terms of trade information of its storage different time sections and the announcement information of exporting to described notification unit;
Clock portion, it carries out timing to current time information; And
User's quantity identification part, it is used to determine to utilize user's quantity of described automatic trading apparatus,
This automatic trading apparatus has control part, and this control part is according to determining user's quantity from the information of this user's quantity identification part, in described storage part as etc. client's number to be transacted store,
When having selected described transaction, this control part is read current time information from described clock portion, when being according to this current time information when switching the time period of described terms of trade, at least in client people's transaction for several times to be transacted such as described, to additional time information in the described announcement information, and export to described notification unit.
4. automatic trading apparatus according to claim 3 is characterized in that,
According to information, in client people's transaction for several times to be transacted such as described, after having switched terms of trade, also conclude the business at least according to the terms of trade before switching from described user's quantity identification part.
5. automatic trading apparatus according to claim 3 is characterized in that,
User's quantity is determined by the image of formation to be transacted such as having taken is resolved in described user's quantity identification part,
When switching time that becomes described terms of trade during section, make the action of described user's quantity identification part, captured image is resolved, and, write down captured image information at least with time information.
6. according to claim 1 or 3 described automatic trading apparatus, it is characterized in that,
Described terms of trade are the service charge information relevant with transaction.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2008056841A JP5322462B2 (en) | 2008-03-06 | 2008-03-06 | Automatic transaction equipment |
| JP2008056841 | 2008-03-06 |
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| Publication Number | Publication Date |
|---|---|
| CN101527068A true CN101527068A (en) | 2009-09-09 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN200810190529A Pending CN101527068A (en) | 2008-03-06 | 2008-12-30 | Automatic transaction device |
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| Country | Link |
|---|---|
| JP (1) | JP5322462B2 (en) |
| CN (1) | CN101527068A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102262804A (en) * | 2011-08-23 | 2011-11-30 | 广州广电运通金融电子股份有限公司 | Automatic optimization service control system of self-help transactions |
| CN102693591A (en) * | 2011-03-23 | 2012-09-26 | 冲电气工业株式会社 | Automatic transaction apparatus and program actualizing the function of the apparatus |
| CN106557975A (en) * | 2016-11-16 | 2017-04-05 | 中国银行股份有限公司 | The charge of banking system on-line transaction determines method and system |
| CN109040157A (en) * | 2017-06-08 | 2018-12-18 | 深圳市鹰硕技术有限公司 | A kind of recorded broadcast data Learning-memory behavior method Internet-based |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP5381556B2 (en) * | 2009-09-25 | 2014-01-08 | 沖電気工業株式会社 | Automated trading system |
| JP7271890B2 (en) * | 2018-09-26 | 2023-05-12 | 沖電気工業株式会社 | Trading device and trading program |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH0896222A (en) * | 1994-09-27 | 1996-04-12 | Toshiba Corp | Automatic transaction device |
| JPH0962899A (en) * | 1995-08-25 | 1997-03-07 | Hokkaido Oki Denki Syst:Kk | Transaction commission display method |
| GB9726834D0 (en) * | 1997-12-20 | 1998-02-18 | Ncr Int Inc | Improved self-service terminal |
| JP4402505B2 (en) * | 2004-04-27 | 2010-01-20 | グローリー株式会社 | Waiting time guidance system and method |
| JP4649959B2 (en) * | 2004-11-11 | 2011-03-16 | 沖電気工業株式会社 | Automatic transaction equipment |
-
2008
- 2008-03-06 JP JP2008056841A patent/JP5322462B2/en not_active Expired - Fee Related
- 2008-12-30 CN CN200810190529A patent/CN101527068A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102693591A (en) * | 2011-03-23 | 2012-09-26 | 冲电气工业株式会社 | Automatic transaction apparatus and program actualizing the function of the apparatus |
| CN102693591B (en) * | 2011-03-23 | 2015-06-17 | 冲电气工业株式会社 | Automatic transaction apparatus |
| CN102262804A (en) * | 2011-08-23 | 2011-11-30 | 广州广电运通金融电子股份有限公司 | Automatic optimization service control system of self-help transactions |
| CN106557975A (en) * | 2016-11-16 | 2017-04-05 | 中国银行股份有限公司 | The charge of banking system on-line transaction determines method and system |
| CN106557975B (en) * | 2016-11-16 | 2020-08-04 | 中国银行股份有限公司 | Bank system online transaction charging determination method and system |
| CN109040157A (en) * | 2017-06-08 | 2018-12-18 | 深圳市鹰硕技术有限公司 | A kind of recorded broadcast data Learning-memory behavior method Internet-based |
Also Published As
| Publication number | Publication date |
|---|---|
| JP2009211660A (en) | 2009-09-17 |
| JP5322462B2 (en) | 2013-10-23 |
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Application publication date: 20090909 |