JPS63269275A - Automatic exchanger - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION (a) Industrial Application Field The present invention relates to an automatic money changer, and more particularly to an automatic money changer that allows only some customers to exchange money.

(b1 Summary of the Invention The automatic money exchange machine according to the present invention is provided with a reading means for reading a card held by a customer, and a customer restriction means that enables the exchange operation only when the read card data is valid. This makes it possible to offer currency exchange transactions as a benefit to some customers, thereby making it possible to differentiate between customers and non-customers.

(C1 Background of the Invention) Financial institutions are currently equipped with automatic money changers that exchange large denomination bills into small denomination bills and coins.Currently, this device operates free of charge without identifying users, and all users This is the service.

However, there has been a trend among financial institutions to open automatic currency exchange machines only to customers in order to reduce equipment maintenance costs and improve customer service.

The present invention has been made in view of the current situation, and an object of the present invention is to provide an automatic currency exchange platform that identifies whether or not a customer is a customer using a card and allows only the customer to exchange money.

(d) Means for Solving the Problems This invention provides an automatic currency exchange machine that accepts banknotes to be exchanged and performs an exchange operation of discharging cash of a designated denomination, which identifies a customer prior to the exchange operation. The present invention is characterized by the provision of a reading means for reading a card on which data is stored, and a customer restriction means for enabling the exchange operation only when the read card data is valid.

(e) Function The automatic money exchange machine of the present invention reads a customer's card before performing a money exchange operation, and enables this money exchange operation only when this card data is valid.

This made it possible to open currency exchange operations only to customers.

(f) Embodiment FIG. 2 is a perspective view showing the appearance of an automatic money changer that is an embodiment of the present invention. On the vertical operation panel of the automatic exchange machine body, there is a handling indicator 32. A display operation section 33 having an operation section such as an amount setting key and a display displaying exchange patterns, etc., a hand scanner 36 through which the user scans his/her own card, etc. are provided. The horizontal operation panel has a coin outlet 34. A wrapped coin outlet 352, bill insertion/removal port 37, etc. are provided. Inside the automatic money exchange machine body, there is a packaged coin handling machine 423. A banknote handling machine 43. which processes banknote deposits and withdrawals. Coin processing machine 44 for processing loose coins. A control unit 45 and the like containing a main control section are provided.

To carry out a normal currency exchange transaction using this device, first scan your card with the hand scanner 36 to authenticate the card, and after the handling display 32 indicates that transaction is possible, the banknotes to be exchanged. (hereinafter referred to as "exchange banknotes") is inserted into the banknote insertion/removal port 37. When the exchange pattern corresponding to the amount inserted is performed from the display operation section 33, the cash corresponding to the exchange pattern is delivered to the coin outlet 34. The packaged coins are discharged from the packaged coin outlet 35 and the banknote insertion/removal opening 37.

FIG. 3 is a block diagram of the control section of the automatic money changer.

This control section includes a main control section 10 that centrally controls the operation of the entire device, and operation sections 15 to 15 that are controlled by respective auxiliary control sections.
22 are connected to each other via an input/output interface 14 as a so-called master-slave system. Main control unit IO is master CPUI 1. It is composed of a ROM 12 and a RAM 13 that store control programs and the like. In addition, the operation section connected to the main control section 10 via the input/output interface 14 has the above-mentioned instruction label JS 3.
2 *Display unit 15 including the display of display operation unit 33, input unit 16 including the amount setting key, coin processing unit 20 including the coin processing machine 44, packaged coin processing unit 21 including the packaged coin processing a42, and This is a transmission control unit 22 that communicates with the center 23 via a line.

FIG. 4 is a diagram showing a schematic configuration of a magnetic card scanned by the hand scanner 36. Figure (A) shows a general bank card, with the bank number 81 starting from the beginning of the magnetic stripe 80. A branch number 82 and customer account number 84 are stored. Further, near the end of the magnetic stripe, a validity code 84 is stored that indicates whether or not this card is valid. When determining whether or not this card is valid in the device, the most straightforward method is Bank 2:
No. 81 is read and determined to be valid when it is determined that it is the own bank's number, and the account number and validity code are also referred to to determine whether it is a valid account or not (in the negative file). There is also a method that determines whether the card is valid (not stored) and then determines that the card is valid.

CB) in the same figure shows a card specially issued for customers who do not have a deposit account with the relevant financial institution. The bank number 91 is on the magnetic stripe 90 of this card. Customer number 9
2 and the expiration date 93 of this card are written tα.

FIG. 1 is a flowchart showing the operation of the automatic money exchange machine, which accepts a card scan by a user at enl,
When the card is scanned, proceed to n3.

03 and subsequent steps are normal exchange transaction processing operations. At n3, the handling display 32 displays that transactions are possible. Insertion of exchange bills is accepted from the bill insertion/removal port 37 (n4). When exchange bills are inserted, the setting of an exchange pattern corresponding to the amount is accepted (n5), and cash corresponding to the exchange pattern is dispensed from the bill processing section and the coin processing section (n6).
, released from each outlet (nl). Thereafter, the inserted exchange banknotes are stored (n8), and transaction completion processing (n9) such as re-initialization of each operating section is performed, and then the process returns to nl.

The card reader 17, nl, and n2 correspond to the customer limitation means of the present invention.

(Effects of the Cup Invention As described above, according to this invention, the currency exchange operation is enabled only when the card held only by the customer is read and the validity of the card data is determined. It can be released as a benefit for customers.This can reduce the maintenance cost of the device as it is not used by other general users, and it can also be used to connect customers and other people in transactions other than in-person withdrawal transactions. Users can be differentiated from each other.

[Brief explanation of the drawing]

FIG. 1 is a flowchart showing the operation of an automatic money changer according to an embodiment of the present invention, FIGS.
Figures (A) and (B) are diagrams showing the schematic configuration of card data read by the automatic money changer.

Claims (1)

[Claims] (1) In an automatic currency exchange machine that performs an exchange operation of accepting banknotes to be exchanged and discharging cash of a specified denomination, a reading means for reading a card storing data identifying a customer prior to the exchange operation; An automatic money exchange machine characterized by being provided with customer restriction means that enables the money exchange operation only when the read card data is valid.