JPS63184888A - Transaction processing device - Google Patents

Abstract

PURPOSE:To enable a customer to know the balance stored in his private card at the time of shopping by providing a means which prints the balance stored in the card on a receipt. CONSTITUTION:When the customer inserts his private card 14 to a card reader/ writer 7 after shopping, the validity of the card is checked by a CPU 9. The CPU 9 reads balance data from the private card 14 and stores it in a RAM 13 and discriminates whether read balance data is larger than data of the amount of money to be paid. If the balance data is larger than the data of the amount of money to be paid, the latter is subtracted from the former and the subtraction result is written as new balance data in the card 14, and balance data before and after payment are printed out on the receipt through a printer 6.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to a transaction processing device that performs payment processing using a card in which an amount of money is stored.

[Prior Art] In recent years, a system has been introduced in which a customer pays a certain amount in advance, purchases a card with that amount stored (hereinafter referred to as a prepaid card), and then uses the prepaid card to pay when shopping. It is. The transaction processing device used in such a system is equipped with a card reader/writer, which reads the balance amount stored in the prepaid card, subtracts the amount to be paid from this balance amount, and creates a new balance. The amount is stored in the prepaid card. Therefore, the balance amount stored on the prepaid card is deducted by the amount to be paid each time the customer makes a purchase.

[Problem to be Solved by the Invention 1] However, customers are usually unable to know the balance amount stored on their prepaid card, which causes them to feel uneasy. Furthermore, in order to check the balance amount of a prepaid card, there is the trouble of having to remember all the amounts previously paid using that prepaid card.

SUMMARY OF THE INVENTION Accordingly, an object of the present invention is to provide a transaction processing device having means for informing a customer of the balance amount stored in a prepaid card.

[Means for solving problems]

A transaction processing device according to the present invention is an iIW that processes a payment using a card in which an amount is stored, and includes a reading means for reading the balance amount stored in the card, and an input means for inputting the payment amount. , a balance updating means for updating the balance amount stored in the card, and a printing means for printing the balance amount updated by the balance updating means on a receipt.

The balance updating means subtracts the payment amount from the balance amount when the balance amount read by the reading means is less than the payment amount input by the input means, and sets the reduction result to a new balance. The amount is stored in the card.

[Operation 1] In the transaction processing device according to the present invention, when a customer makes a payment using a so-called prepaid card purchased by paying a certain amount of money in advance, the reading means reads the balance amount stored on the card. When the amount to be paid is entered using the input means, the balance update means compares the balance amount with the payment amount, and if the balance amount is greater than or equal to the payment amount, the payment amount is deducted from the balance amount and the new balance amount is set as the new balance amount. stored on the card.

The new balance amount stored on the card is printed on the receipt by the printing means, so the customer can know the balance amount stored on the card by looking at the receipt issued at the time of shopping. .

[Example] An embodiment of the present invention will be described below with reference to the drawings.

FIG. 2 is an external perspective view showing an ECR (electronic key register) to which an embodiment of the present invention is applied.

In FIG. 2, the ECR main body 1 is provided with a cash box 2, an operator display 3, a customer display 4, a keyboard 5, a printer 6, and a card reader/writer 7, and a PIN pad 8 is electrically connected. It is connected to the.

The cash box 2 is for storing cash. The operator display 3 is for displaying to the operator, and the customer display 4 is for displaying to the customer. The kneeboard 5 is used to input transaction data, and the printer 6 is used to print and issue receipts. The card reader/writer 7 reads card data from a prepaid card, credit card, etc. brought by the customer, and writes new data to the prepaid card. The PIN pad 8 is for the customer to input the IIRrjEVi number, and includes a keyboard 81 for inputting the PIN number, and a display 82 for displaying messages etc. to the customer.
Contains.

FIG. 3 is an external perspective view showing an ECR according to another embodiment of the present invention. In FIG. 3, a feature is that a card reader/writer 7 is provided separately from the ECR main body 1, and since the other parts are the same as the ECR shown in FIG. 2, their explanation will be omitted.

FIG. 4 is a schematic block diagram showing the electrical configuration of the ECH shown in FIGS. 2 and 3. FIG.・In Figure 4, CP
The above-described operator display 3, customer display 4, keyboard 5, and printer 6 are connected to U9, and the card reader/writer 7 is also connected via the card reader/writer interface 10. 'PIN
A PIN pad 8 is connected via a pad interface 11. Furthermore, CPLI9 has P-ROM
12 and RAM 13 are connected.

The P-ROMI 2 stores 10 grams of the operation of the CPL 19 based on a flowchart as shown in FIG. 1 (described later). The RAM 13 stores data input from the keyboard 5, data read by the card reader/writer 7, and the like.

FIG. 5 is a diagram showing the stored contents of a prepaid card used for ECH according to an embodiment of the present invention.

As shown in FIG. 5, the prepaid card 14 stores a store name code, balance data, expiry date, password, etc. As the prepaid card 14, a card capable of storing data such as a magnetic card is used.

FIG. 6 is a diagram showing the key arrangement of the keyboard shown in FIGS. 2 to 4.

In FIG. 6, the keyboard 5 includes a mode changeover switch 511, a department key 52, a numeric keypad 53, and a clear key 54.
, credit key 55, enter key 56, card key 5
7. A subtotal key 58, J3, and a cache key 59 are provided.

The mode changeover switch 51 is used to set a registration mode in which product registration and payment processing are performed, a settlement mode in which transaction total data is printed and then cleared, and the like. The department key 52 is used to input the department code of the product, and the numeric keypad 53 is used to input the product code and price data of the product. The clear key 54 is used to clear numerical data inputted from the numeric keypad 53. The credit key 55 is operated when paying by credit card, and the enter key 56 is operated when inputting data related to credit processing. The card key 57 is operated when making a payment using a prepaid card.

The subtotal key 58 is operated to add up the monetary data input from the numeric keypad 53, and the cash key 59 is operated to make a payment in cash.

FIG. 7 is a diagram for explaining key operations when performing registration processing.

FIG. 7 shows a case where a customer purchases a product costing 1000 yen and a product costing 400 yen.

In the registration process, the operator operates the numeric keypad 53 to first input 100, and then operates the department key, such as the department 1 key, corresponding to the department of the product. Next, the operator operates the numeric keypad 53 to input 400, and then
For example, operate the department 4 key. The operator then operates the subtotal key 58 to complete the registration process.

FIG. 1 is a flowchart for explaining the operation of an embodiment of the present invention. Next, the operation of an embodiment of the present invention will be described in detail with reference to FIGS. 1 to 7.

After confirming that the mode selector switch 51 is set to mode 3, the operator performs the following processing operations. In step S1, the CPU 9 determines whether the mode changeover switch 51 is set to mode 3 or not. This mode 3 is for performing registration processing and payment processing. If mode 3 is not set, other mode processing is performed in step 814, but if mode 3 is set, special processing is performed until data is input. Then, in step S2, the operator inputs the amount data and department code of the product purchased by the customer from the keyboard 5, and performs the registration process as shown in FIG.

After the operator inputs the department code and amount data for all products, the operator presses the subtotal key 58 in step S3. The CPLJ 9 calculates the subtotal amount and displays the subtotal amount data on the operator display 3 and the customer display 4 in step S4.

The operator then asks the customer how to pay.

In this example, the customer may choose to pay by credit card, prepaid card, or cash. The operator presses a key corresponding to the payment method desired by the customer. Here, if the customer wishes to pay by prepaid card,
In step S5, the card key 57 is pressed. C.P.
In step S6, U9 sends the card insertion request message to operator display 31113 and customer display WA.
Display on 4.

Furthermore, when the customer inserts the prepaid card 14 into the card reader/writer 7 in step S7, the validity of the prepaid card 14 is checked in step S8. That is, the CPU 9 causes the card reader/writer 7 to read data such as the store name code stored in the prepaid card 14, checks the validity of the data, and also reads the password entered by the customer from the keyboard 81 of the PIN pad 8. Check number data. Next, in step S9, the CPU 9 reads the balance data from the prepaid card 14 and stores it in the RAM 13. In step S10, it is determined whether the read balance data is equal to or greater than the amount data to be paid by the customer.

Here, if the balance is insufficient, step 815
At step 816, a message indicating that the balance of the prepaid card 14 is insufficient is displayed on the operator display 3, and then at step 816, the 01 repaid card 14 is ejected from the card reader/writer 7. Then, the process advances to step S4 and returns to the subtotal amount display state. After this, payment processing is performed by cash or credit card.

On the other hand, if the balance data is less than the payment amount data, the process proceeds to step S11, where the payment amount data is subtracted from the balance data and the result is written into the prepaid card 14 as new balance data.

Then, in step 812, prepaid card 1
4 from the card reader/writer 7, and step 813
At this point, the balance data before and after payment are printed on the receipt and the operation ends.

FIG. 8 shows an example of the printed contents of the receipt.

As described above, the customer can know the balance of the prepaid card 14 from the receipt issued for each purchase.

In the above embodiment, the case where the present invention is applied to the ECR has been described, but the present invention can be applied to various transaction processing devices other than the ECR.

[Effects of the Invention] As described above, according to the present invention, the customer can know the balance amount stored on the card from the receipt issued for each payment, so the customer can remember the amount previously paid using the card. You can pay with that card with peace of mind without having to keep it in mind.

[Brief explanation of the drawing]

FIG. 1 is a flowchart for explaining the operation of an embodiment of the present invention, FIG. 2 is an external perspective view showing an ECR of an embodiment of the invention, and FIG. 3 is an EC of another embodiment of the invention.
Fig. 4 is an external perspective view showing R, and Fig. 4 is an EC of an embodiment of the present invention.
5 is a schematic block diagram showing the electrical configuration of R, FIG. 5 is a diagram showing the memory contents of the prepaid card used in the ECH of the same embodiment, and FIG. 6 is a diagram showing the key arrangement of the keyboard shown in FIGS. 2 to 4. FIG. 7 is a diagram showing key operations during registration processing, and FIG. 8 is a diagram showing a receipt issued by the ECH according to the embodiment of the present invention. In the figure, 1 is the ECR body, 5 is the keyboard, 6 is the printer, 7 is the card reader/writer, 9 is the CPLJ, 12
indicates a P-ROM, 13 indicates a RAM, and 14 indicates a prepaid card.

Claims (1)

[Claims] (1) A transaction processing device that performs payment processing using a card on which an amount is recorded, comprising: reading means for reading the balance amount stored in the card; input means for inputting the payment amount; and the reading means. balance updating means for subtracting the payment amount from the balance amount and storing the subtraction result in the card as a new balance amount when the balance amount read by is equal to or greater than the payment amount input by the input means; and printing means for printing the new balance amount on a receipt.