JPS6289187A - Automatic paper money processor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Industrial Application Field] The present invention relates to an automatic banknote processing device such as a deposit/withdrawal device or a dispensing device that automatically performs deposit/withdrawal processing or withdrawal processing of banknotes according to operations by a customer. In particular, the present invention relates to an automatic banknote processing device that is capable of quickly dispensing more than the normal limit amount within the withdrawal limit amount for one transaction of the device.

[Conventional technology]

In financial institutions such as banks, automated machines are widely used to perform deposits and withdrawals through customer operations, in order to simplify the work of staff and improve customer service. Automatic bill processing devices such as a deposit/withdrawal device and a dispensing device are incorporated into the automatic machine in order to perform cash processing.

Normally, this type of automatic banknote processing device limits the total amount and number of banknotes that can be withdrawn in one transaction, and performs transactions within the withdrawal limit, thereby allowing efficient use of funds and miniaturization of the device. Therefore, if a customer wishes to withdraw more than the withdrawal limit, the customer will be guided to specify the desired amount within the withdrawal limit, and the withdrawal will be processed within the device and specified. After paying the amount of banknotes to the customer, the customer is asked to specify the overpayment request amount again and the withdrawal process is performed, thereby making the payment to the customer.

However, in the conventional 5-bill banknote automatic processing device, it is necessary to make two payments in addition to the above-mentioned transaction in which the amount exceeds the withdrawal limit, and also in transactions in which the number of bills exceeds the limit.

For example, the withdrawal limit is 1 million yen and the limit is 100 coins.
With a device with a limit of 100 coins, the limit is 100 coins, but if a customer withdraws 909,000 yen, or 10,000 yen
If you specify 900,000 for banknotes and 90,000 for 7,000 yen banknotes, the total amount will be 990,000 yen, so it will not reach the limit, but the total number of bills will be 90 + 90, which is 180, and the limit will be exceeded. I will do it.

Therefore, in such cases, we display a message to the customer saying, "We cannot handle the transaction with the specified amount. Please respecify the amount within the limit." to induce the customer to respecify the transaction. ing.

In other words, in the first transaction, the total number t” is 100 or less,
For example, a withdrawal is made by specifying 901,000 yen (total of 100 coins), and a second withdrawal is made by specifying an overage amount of 80,000 yen.

[Problem to be Solved by the Invention 3] As explained above, in the conventional single banknote automatic processing device, the withdrawal amount desired by the customer is within the withdrawal limit amount that is limited to one transaction of the device. Nevertheless, if the total number of cards exceeds the limit, the customer must perform at least two transactions, and the customer must insert the card,
Transaction operations such as entering a personal identification number, specifying the amount and number of coins, etc. are forced, which leads to a problem in that the service to the customer deteriorates and the transaction time becomes longer.

The present invention was made in order to solve these problems, and an object of the present invention is to realize an automatic banknote processing apparatus that can improve customer service and shorten transaction time.

[Means to solve all problems]

In order to achieve the above-mentioned object, the present invention comprises a deposit/withdrawal section for depositing and withdrawing banknotes from customers; In an automatic banknote processing device that includes a banknote discriminating unit that discriminates the denomination, etc. of the banknotes, and a conveyance path that conveys the banknotes between the two, the banknotes are fed out from the banknote storage unit and are checked by the banknote validation unit. The bank is equipped with a stacking section that temporarily stacks the banknotes that have been identified.

[Effect]

The present invention having the above configuration determines whether or not the withdrawal exceeds the normal limit number of coins within the withdrawal limit amount for one transaction at the time of a withdrawal transaction, and in the case of a withdrawal exceeding the normal limit number of coins. ,
The number of sheets is divided so that it is within the limit number of sheets. Then, the banknotes are collected in the temporary stacking section for each divided number of bills and sent to the dispensing section, thereby making multiple withdrawals to the customer.

Therefore, it is now possible for customers to pay as many bills as they wish within the withdrawal limit in a single transaction, eliminating the need to force VCC guests to perform transaction operations more than once as in the past. This eliminates the need for customer service, thereby improving customer service and shortening transaction times.

〔Example〕

Embodiment 91J' will be described below with reference to the drawings.

FIG. 1 shows an implementation IFI of an automatic banknote processing device according to the present invention.
A schematic side cross section showing J [force], here the case of a deposit/withdrawal device is shown.

In the figure, reference numeral 1 denotes a device housing, inside which the following components are provided.

First, reference numeral 2 denotes a deposit/withdrawal section through which a customer inserts or receives banknotes, and is located inside an opening provided at the top of the device housing 1 and having a ratchet shutter.

3 is a separate feeding section provided at the purchase side of the deposit/withdrawal section 2;
It has a suction drum 4, which separates the banknotes delivered from the deposit/withdrawal section 2 one by one by suction drum 4 and feeds them.

Reference numeral 5 denotes a neat bill discriminating section provided near the center of the mounting device housing 1. It is designed to determine whether the incoming banknotes are genuine or unfit, as well as the denomination of deposited and withdrawn banknotes.

Reference numerals 6, 7, 8, and 9 are safes as banknote storage units arranged side by side at the bottom of the device housing 1, 6 is for 1,000 yen banknotes (hereinafter referred to as 1,000-note safe), and 7 is for 10,000-yen banknotes (hereinafter referred to as 1000-yen banknote). 8 is a banknote supply/collection date (hereinafter referred to as a bulk safe), and 9 is for rejected tickets (hereinafter referred to as a reject safe). At least 8 bulk safes here
The reject safe 9 is detachable from the device housing 1, and when replenishing banknotes, the thousand yen banknotes and ten thousand yen banknotes are transferred from the bulk safe 8 to the thousand note safe 6 and the ten thousand note safe by means of feeding means and storage means described later. Furthermore, when collecting banknotes, the banknotes in the 1,000-note safe 6 and the 10,000-note safe 7 are collectively returned to the safe 8 by the above-mentioned means.

In, it, and 12.13 are storage means for storing banknotes into each safe 6 to 8, and impellers are used here. It is well equipped.

14.15.16 is a feeding means combined with the storage means 11 to 13, in which a suction drum is used,
The 1,000-bond safe 6. 10,000-ticket safe 7. Bills are fed out one by one from the bulk safe 8 as needed.

Reference numeral 17 denotes a conveyance path connecting each of the above-mentioned components, and this conveyance path 17 is composed of a conveyance path for conveying banknotes, a conveyance belt, a switching blade for switching the conveyance direction of banknotes, and the like.

The above components 1 to 17 are conventionally used in deposit/withdrawal devices, but in this embodiment, in order to withdraw bills exceeding the normal limit in one transaction, for example, bill An 8-temporary accumulation section 18 and a B-temporary accumulation section 19 are provided above the discrimination section 5 for temporarily accumulating banknotes. The stacking means 20.21 and the bill validating section 5 are connected to the conveyance path 17.
The A temporary accumulation section 18 and the B temporary accumulation section 19 are connected to the deposit/withdrawal section 2 by a conveyance path 22 composed of parts similar to the above.
are connected by a conveyance path 23, and a function or means for determining whether or not the withdrawal amount is within the withdrawal limit amount and exceeds the normal limit number of coins at the time of a withdrawal transaction in a control section (not shown). It has the following.

Next, the operation of the above-described configuration will be explained with reference to the flowcharts shown in FIGS. 1 and 2.

In order to make the explanation easier to understand, each step is represented by F and corresponds to the flowchart in FIG.

First, the customer operates the numeric keys 0 to 9 provided on the input operation section (not shown) and the denomination keys indicating 1,000 yen and 10,000 yen to specify the desired withdrawal amount and number of coins. Then, a control unit (not shown) determines whether or not the specified amount exceeds the withdrawal limit for one transaction of the device (in this embodiment, it is 1 million yen), and it is determined whether or not the specified amount exceeds n1. If so, a display means (not shown) prompts the customer to respecify the amount n, and if the amount has not been exceeded, the process moves to F2.

F2. For convenience, the number of ten thousand yen banknotes (hereinafter referred to as 1,000 notes) designated by the customer is X1, and the number of thousand yen banknotes (hereinafter referred to as 1,000 notes) is Y.

F3. The control unit determines whether the sum of the specified number of thousand tickets X and the specified number of thousand tickets Y exceeds the normal limit number of the device (100 in this embodiment), and if it exceeds n1. Go to Fil, and if it has not been exceeded, go to F4.

F4. It is determined by the control unit etc. whether the specified number Y of 1,000 tickets is zero or not. If it is zero, the process goes to F6, and if it is not zero, the process goes to F5.

1,000 yen 7 banknotes in F5 1,000-bill safe 6 are 1 by feeding means 14
The bills are fed out one by one and sent to the bill validator 5 through the n1 conveyance path 17. Then, in this banknote discrimination section 5, denomination discrimination, double feeding detection, etc. are performed, and the banknotes that are discriminated as good are accumulated in the A temporary accumulation section 18 by the accumulation means 20 via the conveyance path 22. The banknotes that are judged to be defective, such as double-fed banknotes, are stored in the reject safe 9 by the storage means 10 via the conveyance path 17.

During this period, the n thousand yen banknotes accumulated in the A temporary stacking section 18 are counted by a counting means (not shown). When the count reaches n1 thousand banknotes Y, the feeding of banknotes from the thousand banknote safe 6 is stopped and F6 Move to.

F6, the controller determines whether the designated number of ten thousand tickets is zero or not. If n1 is zero, go to F8; if not zero, go to F8.
Move to 7.

F7. The ten thousand yen banknote in the ten thousand note safe T is passed through the feeding means 15 to 91
The bills are fed out one by one and sent to the bill validating section 5 via the transport path 17. As with the 1,000 yen bill, this bill discriminating unit 5
Determination of the denomination, detection of double feeding, etc. are carried out within the bank. Here, the banknotes are determined to be good.
On the other hand, banknotes that are judged to be defective, such as double-fed banknotes, are stored in the reject safe 9 by the storage means 10 via the transport path 17fr.

Also at this time, the n million yen banknotes accumulated in the A temporary stacking section 18 are counted by a counting means (not shown), and when the designated number of n10,000 banknotes X is reached, the feeding of banknotes from the ten thousand banknote safe T is stopped and F8 Move to.

F8. As mentioned above, 1rLfc is accumulated in the A temporary accumulation section 18.
Ten thousand yen banknotes and thousand yen banknotes are conveyed all at once to the deposit/withdrawal unit 2 via the conveyance path 23 via the B temporary accumulation section 19, and after n1 conveyance is completed, the process moves to F9.

F9. Open the shutter of the opening to pay the customer the banknotes,
At this time, a detection means (not shown) detects the receipt of the banknote by the customer, and if the receipt of the banknote is confirmed lf-, the shutter is closed and the process shifts to FIO.

The FIO uses a display means (not shown) to display a message such as "Thank you." to inform the customer that the transaction has ended.

The above is the withdrawal operation in the normal case, but in the determination at F3 described above, if the limit number is exceeded, the following processing is performed in this embodiment.

It is determined by the control unit, etc., whether or not the specified number of 1,000-note tickets Y exceeds 100. If it exceeds n1, the process goes to F17, and if it does not, the process goes to F12.

F+2. As in the case of F5, the 1,000 yen 7 banknote is fed out one by one from the 1,000-yen banknote safe 6, and the n1 banknote discriminating unit 5 determines that the banknote is OK.

After the defective identification and AHA, the 1,000 yen banknotes that have been identified as good are transferred to the B temporary stacking section 19 by the stacking means 21 via the transport path 22.
It is accumulated in n.

In this case as well, the banknotes identified as defective are transferred to the transport path 11. It is stored in the reject safe 9 by the storage means 10.

When n thousand yen banknotes accumulated in the B temporary stacking section 19 are counted by a counting means (not shown) and the designated number Y of n1 thousand banknotes is reached, the feeding of banknotes from the thousand banknote safe 6 is stopped and F
Move to 13.

F13. Following the same procedure as in F7 above, the designated number of ten thousand yen banknotes X is accumulated in the A temporary stacking section 18, and the process moves to F14.

F14. The thousand yen banknotes in the B temporary stacking section 19 are conveyed all at once to the deposit/withdrawal section 2 by the conveyance path 23, and after n1 conveyance is completed, the process moves to F15.

F15. When the shutter of the opening is opened to pay a 1,000 yen bill to the customer, and at this time, the receipt of the bill by the customer is detected by a detection means (not shown), and receipt of the bill is confirmed.
The shutter closes once and the process moves to F16.

F16 - A display means (not shown) displays a message such as "Please wait for another payment." to notify the customer that the bill payment will be made again, and the process moves to F8 and thereafter the above-mentioned information is displayed until FLO. Processing similar to is executed.

The total number of 1,000 yen banknotes and 10,000 yen banknotes is the maximum number of 9
More than 100 bills, and the designated number of 1,000 yen bills Y is 10
The withdrawal operation is performed when the number of coins does not exceed 0, but if it is determined in the above-mentioned File that the designated number of 1000 tickets Y exceeds 100, the following processing is performed.

F17. For example, 100 1,000 yen banknotes are accumulated in the B temporary stacking section 19 in the same procedure as F12, and then the process moves to F18.

F18. The thousand yen banknotes in the B temporary stacking section 19 are conveyed to the deposit/withdrawal section 2 via the conveyance path 23, and then transferred to F19.

F19. Similar to F15 above, the banknotes are paid to the customer n, F
Move to 20.

F20. Display is performed in the same manner as in F16 above, and the process moves to F21.

F210 Subtract 100 e from the specified number of 1,000 coupons Y initially input by the customer using a control unit (not shown), and set the number as the new specified number of 1,000 coupons Y. It is determined whether this Y exceeds 100 or not. If so, repeat steps F17 to F'20, and if it does not exceed the limit, proceed to F22.

F22. Similarly to F3 above, it is determined whether the sum of the designated number of 1,000 tickets X and the designated number of 1,000 tickets Y exceeds 100 or not n1
If it exceeds, move to F12 K, and if it does not exceed, F
The process moves to step 4, and the withdrawal process for the n remaining balance is performed.

Above, we have explained the withdrawal process in Honjitsu Zetsubaku.
Since the deposit processing is carried out in the same manner as in the past, only the flow of banknotes will be briefly explained here.

First, when a customer inserts banknotes into the deposit/withdrawal section 2,
The inserted banknotes are transferred to the separating and feeding section 3, separated and fed 91 by 91 by the n1 suction drum 4, and conveyed to the banknote validating section 5 through the conveyance path 17.

Then, in this banknote discrimination section 5, authenticity discrimination, denomination discrimination, fitness discrimination, etc. are carried out, and as a result, the banknotes which are judged to be genuine and genuine bills that can be reused for withdrawal are transferred to the conveyance path. The storage means 11 and 12 are fed into the 1000-bond safe 6 and the 1000-bond safe T.
If both the safes 6 and 7 are full and there is an overflow, the money is stored in the safe 8 by the storage means 13.

On the other hand, the NFC banknotes, which are genuine notes but unsuitable for withdrawal, are sent to the storage means 10 through the conveyance path 17, and stored in the reject safe 9.The NFC banknotes are further distinguished as counterfeit banknotes. Conveyance path 22. Accumulating means 21. B temporary accumulation section 19. The money is returned to the customer from the deposit/withdrawal section 2 via the transport path 23.

In addition, although the above-mentioned embodiment was explained using a deposit/withdrawal device as an example, the present invention is not limited to n and n, and even if a dispensing device VC that only performs withdrawals is applied, similar withdrawal processing can be performed. I can do it.

Furthermore, in the embodiment described above, two temporary accumulation sections A and B are provided to perform all withdrawal processing, but only one of A and B may be provided as the temporary accumulation section. In this case, while the customer receives the banknotes that were first conveyed from the temporary stacking unit to the deposit/withdrawal unit, the remaining banknotes can be counted and stacked in the temporary stacking unit. Withdrawals can be processed in the same way, although it takes a little longer than when setting up or using a service.

In addition, although Tomomi Zetsubaku is described above as a device that handles 1,000 yen bills and 10,000 yen bills, it is also possible to perform withdrawal processing including egg yen bills, and in this case, the bulk safe can be used to handle egg yen bills. It is sufficient to use it as n.

Furthermore, in the above-mentioned embodiment, a new payment is made starting with a low-denomination banknote (1,000 yen banknote), and a message ``I will pay you again.'' is displayed, thus ensuring that the customer receives the payment. Although it is advantageous to provide a sense of security, it is also possible to make payments using high-value banknotes.

〔Effect of the invention〕

As explained above, the present invention provides a temporary stacking section for temporarily stacking banknotes that are fed out from the bill storage section for each denomination that stores the bills to be withdrawn and passed through the bill validating section. At this time, it is determined whether the withdrawal exceeds the normal limit within the withdrawal limit for one transaction of the device, and if the withdrawal exceeds the normal limit, the number is adjusted to be within the limit. By dividing the banknotes and stacking them in a temporary stacking section for each divided number of bills and sending them to the depositing and dispensing section or the dispensing section, the banknotes can be withdrawn multiple times to the customer.

Therefore, it becomes possible for the customer to pay the desired number of banknotes in a single transaction within the withdrawal limit, and the customer is no longer forced to perform transaction operations more than once as in the past. This has the effect of being able to improve services for customers and shorten transaction times, and it can also be expected to improve transaction efficiency.

[Brief explanation of drawings]

FIG. 1 shows one implementation of the automatic banknote processing apparatus according to the present invention.]
FIG. 2 is a schematic side sectional view showing the flowchart of the operation. 2: Deposit/Withdrawal Department 5: Banknote Validation Department 6: 1,000 Ticket Safe 1: 1,000 Ticket Safe 8 Ni Bulk Safe 9: Reject Safe 10-13
: Storage means 14 to 16: Feeding means 11: Conveyance path 1
828 Temporary accumulation section 19:B Temporary accumulation section 20, 21:
Accumulation means 22.23 = Conveyance path patent Applicant: Oki Electric Industry Co., Ltd. Agent Patent attorney: Takashi Kanakura 26..Thousand coupon safe 18..A temporary accumulation section 22.23
. . . A side cross-sectional view showing one embodiment of the present invention J. Fig. 1

Claims (1)

[Scope of Claims] 1. A deposit/withdrawal unit for depositing and withdrawing banknotes from customers or a dispensing unit for only withdrawing banknotes, a banknote storage unit that stores banknotes by denomination, and a banknote storage unit that stores banknotes by denomination, etc. In an automatic banknote processing device equipped with a banknote discrimination unit that performs validation and a conveyance path that conveys banknotes between these units, banknotes that have been fed out from the banknote storage unit and whose denomination etc. have been identified by the banknote validation unit are temporarily processed. At least one temporary accumulation unit is provided for accumulating coins, and at the time of a withdrawal transaction, it is determined whether the withdrawal amount is within the withdrawal limit amount for one transaction of the device and exceeds the normal limit number, In the case of a withdrawal exceeding the number of bills, the number of bills is divided into pieces each within the above-mentioned limit number of bills, and each divided number of bills is accumulated in a temporary stacking section and sent to the deposit/withdrawal section or the dispensing section. An automatic banknote processing device characterized by: