JPH0646427B2 - Banknote automatic deposit / withdrawal machine - Google Patents

Description

TECHNICAL FIELD The present invention relates to a banknote automatic depositing / dispensing machine of an automated teller machine used in financial institutions such as banks and securities companies.

[Conventional technology]

Generally, an automatic banknote depositing / dispensing machine used in a financial institution uses only one banknote when depositing.
After the bills are separated and the bills are discriminated, the automatic bill depositing / dispensing machine recognizes the bills in order to confirm that there is no difference between the amount recognized by the machine and the amount recognized by the customer. It displays the amount of money you made and asks the customer to confirm it.

That is, there is provided a process of establishing a correct transaction by the customer's intention display such as pressing a confirmation button. While making this judgment, it has a temporary storage part for temporarily storing the above-mentioned inserted banknotes, and distinguishes it from the banknotes on the financial institution side already stored in the banknote automatic depositing / dispensing machine. It stores and avoids unnecessary clutter with customers.

A conventional automatic bill depositing / dispensing machine is described below in Japanese Patent Laid-Open No. 58-1408.
The automatic deposit / withdrawal transaction apparatus described in No. 90 will be described with reference to FIG.

The drawing is a side cross-sectional view. In the figure, 1 is a banknote receiving slot for a customer to insert or receive banknotes, and 2 is a deposit for separating and feeding the deposited banknotes batch-inserted from the banknote receiving slot 1 one by one. The bill separating / feeding unit, 2a is a suction drum for depositing bills, which is one component of the deposited bill separating / feeding unit, and 3 is for performing genuine / counterfeit determination of deposited bills, defective bill determination, and denomination determination of dispensed bills. The bill discriminating unit 4 is a genuine bill collective accumulating unit for temporarily accumulating the genuine bills of the deposited bills and the dispensed bills at a time, and 5 is a false bill collective accumulating unit for temporarily accumulating the counterfeit bills of the deposited bills.

6 is a 1,000-ticket safe that holds 1,000-yen tickets, and 6a is this 1,000-ticket safe 6
A suction drum for separating and feeding the banknotes stored in one by one, 7
Is a coin safe for accommodating 10,000-yen notes, 7a is a suction drum for separating and feeding the banknotes contained in the coin safe 7, and 8 is an unacceptable bank safe for accommodating deposited banknotes determined to be unfit 9 is a banknote bank that stores banknotes that have been determined to be defective by denomination determination at the time of dispensing or two-card detection, 10 is a banknote high-speed traveling path in which banknotes separated into one sheet travel at high speed, and 10a are collectively collected. This is a low-speed banknote traveling path for feeding banknotes.

According to the above configuration, the deposited banknotes that are collectively inserted into the banknote deposit / receiving port 1 by the customer are separately fed by the deposited banknote separating / feeding unit 2 one by one to the banknote discriminating unit 3, and the authenticity is determined. .

The bills determined to be counterfeit bills are returned from the counterfeit bill batch accumulating unit 5 to the customer through the bill low-speed traveling path 10a and the bill insertion receiving slot 1.

The banknotes that are determined to be genuine are passed one by one from the genuine banknote stacking unit 4 through the counterfeit banknote stacking unit 5, the banknote low-speed traveling path 10a, and the banknote insertion receiving port 1 and again by the deposited banknote separating / feeding unit 2. The bills are separated and fed to the bill validator 3.

The banknotes separated and fed to the banknote discriminating section 3 are subjected to the judgment of unfit banknotes and denominations, and the 1,000-ticket safe 6, the 10,000-ticket safe 7, and the unfit-note safe 8
Are stored according to the type of money.

[Problems to be solved by the invention]

According to the conventional technique described above, there are many opportunities to separate and run banknotes, the processing time becomes long, and there are many opportunities to cause running troubles such as jam due to banknote running, oblique travel, and double feeding, and eventually machine There is the problem of long downtime causing a great deal of confusion for financial institutions and customers, and in addition, the mechanical configuration is large and complicated,
Moreover, there is also a problem that it becomes expensive.

[Means for solving problems]

In order to solve the above problems, the present invention is a deposit transaction function of discriminating banknotes inserted by a customer into a banknote receiving slot by a discriminating means and depositing, and ejecting stored banknotes according to the amount instructed by the customer. In a banknote automatic depositing / dispensing machine that has a withdrawal transaction function of performing withdrawal and a circulation function of circulating a banknote of a specific denomination that can be reused for withdrawal among banknotes for which a deposit transaction has been completed as a circulating banknote, Batch deposit banknote stacking unit that temporarily stores banknotes in a batch, deposit safe located directly below this deposit banknote batch stacker, deposit safe that stores banknotes that are not used for dispensing, and abnormal banknotes It has a reject safe, and the authenticity and denomination of all the banknotes that the customer put in at the time of deposit are discriminated by the discrimination means, and as a result, the banknotes discriminated as genuine banknotes that can be deposited are the deposited banknote batch accumulating section. Temporarily stored in the Among genuine banknotes that can be filled in, the ratio of banknotes of denominations that do not correspond to circulating banknotes to banknotes of denominations that correspond to circulating banknotes that can be reused for withdrawal is higher than a predetermined specific rate. In this case, the banknotes in the batch stacking unit are conveyed to the deposit safe and stored in the deposit safe with the denominations mixed together, and the banknotes of the denominations corresponding to the reusable circulating banknotes do not correspond to the circulating banknotes. If the ratio of banknotes of denomination is less than the above specified ratio, the banknotes in the batch stacking unit are stored in the withdrawal safe with each denomination mixed, and at the time of withdrawal, the banknotes in the withdrawal safe are separately fed. After determining whether the bill is a banknote or a denomination by the identifying means, the banknote that is a denomination corresponding to the circulating bill and that is determined to be a genuine bill is conveyed to the bill insertion receiving port and is dispensed to the customer. Banknotes that have been identified as denominations that do not correspond to Wherein the housing is conveyed respectively abnormal banknote to the reject safe.

[Action]

In the present invention having such a configuration, the authenticity and denomination of all the bills inserted by the customer at the time of depositing are discriminated by the discrimination means, and as a result, the bills discriminated as genuine bills that can be deposited are collectively collected. Temporarily stored in the department. Then, after the deposit transaction is completed by the approval of the customer, among the genuine banknotes that can be deposited, the banknotes of the denomination corresponding to the circulating banknote that can be reused for dispensing are the banknotes of the denomination that do not correspond to the circulating banknote. If the ratio of is greater than a predetermined specific ratio, the banknotes in the batch stacking unit are conveyed to the deposit safe and stored in the deposit safe with each denomination mixed, and the money corresponding to the reusable circulating banknotes is stored. When the ratio of the banknotes of the denominations that do not correspond to the circulation banknotes to the banknotes of the seeds is smaller than the specific ratio, the banknotes in the collective stacking unit are stored in the withdrawal safe in the same denomination.

In addition, at the time of withdrawal, after the banknotes in the withdrawal safe are separated and fed, and the discrimination means discriminates the damage and denomination, the banknotes that correspond to the circulation banknotes and are determined to be genuine are the banknote insertion and reception. The banknotes are conveyed to the mouth and withdrawn to the customer, and banknotes of denominations that do not correspond to circulating banknotes are conveyed to the deposit safe and abnormal banknotes that have been determined to be unfit notes are stored to the reject safe.

〔Example〕

 An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 is a side sectional view and FIG. 2 is an overall perspective view. In the figure, 11 is an automatic banknote depositing / dispensing machine, and in this embodiment, all the banknote banknotes are circulating banknotes.

Reference numeral 12 is a bill insertion receiving port for inserting and receiving bills, 13 is a shutter, 14 is a bill, and 15 is a depositing / separating / feeding unit for separating and feeding the bills 14 in the bill insertion / receiving port 12 one by one.
Is a pressing plate that presses the banknotes 14 in the banknote input / reception opening 12 against the deposit separating / feeding unit 15, 17 is a banknote discriminating unit that determines authenticity, damage, and denomination, and 18 is a banknote in which the deposited banknotes 14 are temporarily A deposit banknote batch accumulating unit 19 to be stored is a depositing shutter which is movable and constitutes the deposit banknote batch accumulating unit 18.

20 is a separating / feeding unit provided at one end of the deposit banknote batch accumulating unit, 21 is a vault, 22 is a withdrawal safe, 23 is a deposit safe for storing the banknotes 14 that are not used for withdrawal, and 24 is a banknote during withdrawal. It is a reject safe that stores banknotes 14 that are abnormal banknotes that are discriminated as unfit banknotes by the discriminating unit 17, and the lump sum safe 21 is formed by integrating a withdrawal safe 22, a deposit safe 23, and a reject safe 24. It is configured as a safe and is attachable to and detachable from the main body of the automatic bill depositing / dispensing machine 11. Reference numeral 25 denotes a traveling path (conveyance path) on which the banknotes 14 separated one by one by the deposit separating / feeding unit 15 or the separating / feeding unit 20 travel.

The operation of the above configuration will be described below.

In the deposit transaction operation, the banknotes deposited through the banknote receiving slot 12 are pressed by the withdrawal separating / feeding unit 15 by the pressing plate 16 to be separated one by one, and the banknote discriminating unit 1 by the traveling path 25.
It is conveyed to No. 7, and the authenticity and the denomination are discriminated.

The banknotes 14 determined to be genuine by the banknote discriminating unit 17 are temporarily stored in the deposited banknote batch accumulating unit 18, and the banknotes 14 determined to be counterfeit are conveyed to the upper portion of the pressing plate 16 and inserted by the customer. After inserting and separating the banknotes 14 of
It will be returned to the customer from 2.

As described above, it is determined that the bills are genuine bills, and the deposited bill batch collecting unit 18
When the customer approves the total amount of the banknotes 14 accumulated in the banknote as the deposit amount, and thereby the deposit transaction is completed, among the banknotes 14 accumulated in the deposit banknote collective accumulating unit 18, the circulation banknotes that can be reused for withdrawal. The following processing is performed depending on whether the proportion of banknotes such as 1,000-note banknotes that do not correspond to circulating banknotes is larger or smaller than a predetermined specific ratio with respect to the banknotes of all the banknotes that correspond to.

That is, when the ratio of the number of banknotes such as 1,000 banknotes that do not correspond to circulating banknotes is higher than a predetermined specific ratio with respect to the 10,000 banknotes that correspond to circulating banknotes, the banknotes 14 of the deposited banknote stacking unit 18 are separated. The feeding section 20 separates and feeds the bill, and the traveling path 25 reaches the deposit safe 23 via the bill discriminating section 17.
Are transferred and stored in the deposit safe 23 with the respective denominations such as ten thousand and one thousand mixed.

Further, when the ratio of banknotes such as 1,000-note banknotes that do not correspond to circulating banknotes is smaller than a predetermined specific ratio with respect to 10,000 banknotes that correspond to circulating banknotes, the depositing shutter 19 moves, whereby the depositing banknotes described above. The banknotes 14 in the collective stacking unit 18 are stored in the withdrawal cash box 22 with the denominations such as ten thousand and thousands to be mixed, and the deposit transaction operation is completed.

In this type of banknote automatic depositing / dispensing machine, the ratio of 1,000 banknotes to 1,000,000 banknotes normally deposited is 1/6.
Since it is often about ⅛, this 1/6 to 1 /
It is desirable to set the value of 8 to the predetermined specific ratio.

When there are few banknotes other than the banknote 14 that is the denomination to be withdrawn, the banknotes 14 of the deposited banknote batch accumulating unit 18 are withdrawn into the withdrawal safe 22.
Thousands, 10,000s, etc. of all denominations are stored together and the deposit transaction operation is completed.

Next, in the withdrawal transaction operation, the bills are separated and fed one by one by the separating / feeding unit 20 which is stored in a mixed form of each denomination, and the bill discriminating unit 17 determines whether the bills are normal or not. Then, the abnormal banknote determined to be an unfit banknote is conveyed to and stored in the reject safe 24, and if it is an abnormal withdrawal, the reject safe 24
If the banknote is a banknote of a denomination (million notes in this embodiment) to be withdrawn, the banknote is conveyed and accumulated on the pressing plate 16, and a banknote other than the banknote 14 of the denomination to be withdrawn is a deposit safe. It is stored in 23. These operations are performed with the number of banknotes 14 required by the customer.
Are accumulated on the pressing plate 16, and the payment is made to the customer from the bill insertion / receipt port 12 to finish.

In the close inspection after closing the store, as shown in FIG.
1 is taken out in the direction of arrow A so that the cash in the automatic bill depositing / dispensing machine can be collected to improve the workability.

[Effects of the Invention] According to the present invention described in detail above, in an automatic banknote depositing / dispensing machine, the ratio of 1,000 to 10,000 bills that are normally deposited and deposited is 1:
Since there are many 10,000 bills at a rate of 6 to 8 and a large proportion of withdrawal transactions of 1: 2 to 3, there are many bills, so if a banknote automatic depositing and withdrawing machine is limited to 10,000 bills, It is possible to shorten the traveling path by simplifying the, and thereby, even if the withdrawal is performed by selecting the withdrawal type from the banknotes with different denominations mixed, there is no increase in the withdrawal transaction time, Furthermore, in the deposit transaction, the real transaction time can be shortened by simplifying the separation and accumulation.

Further, since the separating and accumulating portion which has been used in the past is eliminated and the traveling path is shortened, the occurrence of obstacles can be reduced, high reliability can be obtained, and the cost can be reduced.

Further, the withdrawal deposit box, the deposit deposit box, and the reject deposit box form a single safe section, which can be freely attached to and detached from the machine, thereby facilitating the operator's work.

[Brief description of drawings]

FIG. 1 is a side sectional view showing an embodiment of the present invention, FIG. 2 is an overall perspective view, and FIG. 3 is a side sectional view of a conventional example. 11 ... Automatic bill depositing / dispensing machine, 12 ...
14 ... Banknotes, 17 ... Banknote discriminating section, 18 ... Deposited banknote batch accumulating section, 20 ... Separation and feeding section, 21 ... Batch safe,
22 ... Withdrawal safe, 23 ... Deposit safe, 24 ... Rigid safe

Claims (2)

[Claims] 1. A deposit transaction function of discriminating a bill inserted by a customer into a bill insertion receiving slot by a discriminating means and depositing the bill, and discharging a stored bill according to an amount instructed by the customer. A banknote automatic depositing / dispensing machine that has a gold transaction function and a circulation function that turns a banknote of a specific denomination that can be reused for withdrawal into a withdrawal banknote into a withdrawal banknote It has a deposit banknote batch accumulating section for storing, a withdrawal safe located directly below this deposit banknote batch accumulating section, a deposit safe for storing banknotes not used for withdrawal, and a reject safe for storing abnormal banknotes. , The authenticity and denomination of all banknotes deposited by the customer at the time of deposit are discriminated by the discrimination means, and as a result, the banknotes discriminated as genuine banknotes that can be deposited are temporarily stored in the deposited banknote batch accumulating section and deposited. After the transaction is completed, If the ratio of banknotes of denominations that do not correspond to circulating banknotes to banknotes of denominations that correspond to circulating banknotes that can be reused for dispensing of banknotes is higher than a predetermined specific ratio, The banknotes are transported to the deposit safe and stored in the deposit safe with each denomination mixed, and the ratio of the denomination banknotes not corresponding to the circulation banknotes to the reusable circulation banknotes If the ratio is less than the specified ratio, the banknotes in the batch stacking unit are stored in the withdrawal safe with each denomination mixed, and when withdrawing, the banknotes in the withdrawal safe are separated and fed, and the banknotes are damaged by the discrimination means. , After determining the denomination, the banknotes that are denominations corresponding to circulating banknotes and that have been determined to be genuine are conveyed to the banknote input / receiving slot and withdrawn to the customer, and are also denominations that do not correspond to circulating banknotes. Rejected banknotes that have been identified as unfit An automatic banknote deposit / withdrawal machine, which is characterized in that it is transported to and stored in a safe. 2. The bill depositing machine, the deposit deposit box, and the reject deposit box as set forth in claim 1, wherein the deposit deposit box, the deposit deposit box, and the reject deposit box are integrated with each other, and the batch deposit box is detachable from the automatic banknote depositing / dispensing machine main body. A banknote automatic deposit / withdrawal machine.