JPS6278693A - Cash processor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Industrial Application Field] The present invention relates to a cash processing device used at a counter of a financial institution such as a bank, and particularly to a cash processing device equipped with a mechanism for transporting banknotes and the like sent from a teller department. It relates to a processing device.

[Conventional technology]

In recent years, in order to improve fund management efficiency and business work efficiency, counter processing systems in banking have been developed to include multiple counter sections equipped with input and output ports for cash and passbook documents, etc., and a cash processing device for storing cash. A teller section equipped with a safe, a conveyance path disposed between the teller section and each cash processing device, and a conveyor installed on the conveyance path and loaded with cash to move between the teller department and each cash processing device. It has a body.

Such a counter processing system performs counter processing by loading or handling cash and passbook documents on the carrier according to the type of transaction.

This conventional counter processing system will be explained based on FIGS. 2 and 3.

FIG. 2 is a perspective view showing a configuration example of a conventional counter processing system, and FIG. 3 is a perspective view illustrating a conveyance path installed within the counter shown in FIG. In Fig. 2, 1 is the high counter at the counter, 2 is the low counter at the counter, 3 is the teller section, and 4 is the counter at the counter.
A to 4e are cash processing devices, 58 to 5e are cash input/output ports, and 6a to 6d are passbook input/output ports.

The high counter 1 is divided into four parts as shown in the figure, each of which has an online tellers machine 7a.
-7d and passbook printers 8a and 8d are provided.

The counter staff still cannot remove cash or documents from the cash slots 58 to 5e or passbook slots 6a to 6d.
You can also put it in.

In FIG. 3, reference numeral 9 denotes a conveyance path, which connects the above-mentioned teller deposit/withdrawal devices 4a to 4e and the teller section 3, and connects the teller high counter 1.
and is installed inside the counter low counter 2 to form a part of the counter. Reference numeral 10 denotes a conveyor, which stores cash and bankbook documents and moves within the conveyance path 9. Reference numeral 11 is a conveyance path, which connects the counter to the second line, coal dumping, etc. Reference numeral 13 denotes a transfer section, which transfers cash between the conveyance body 10 in the conveyance path 9 and the conveyance path 11.

[Problem that the invention seeks to solve]

However, in such a conventional example, the conveyance path is installed inside each counter and is configured as a part of the counter, so each window must be arranged continuously according to the conveyance path, and the counter The free layout of the counter is restricted, and a part of the counter or the teller device takes up space on the conveyance path, so there is a problem that the counter becomes narrower or the teller device becomes larger.

Therefore, in order to solve the above problem, it is conceivable to provide the conveyance path under the floor where the counter is installed.

SUMMARY OF THE INVENTION An object of the present invention is to provide a cash processing device that can transfer cash and the like to and from a conveyor that moves along a conveyance path provided under the floor.

[Failure to solve the problem]

In order to achieve the above-mentioned object, the present invention provides a conveyance body that is connected via a conveyance path to a teller section that is equipped with a safe for storing cash and that manages and stores cash and passbook documents, and that moves along this conveyance path. Accordingly, in a cash processing device that exchanges cash, etc. with the teller section, there is a temporary evacuation place for the conveyor placed on the conveyance path provided under the floor and at the bottom of the main body, and a temporary evacuation place and the conveyance path between the conveyor body. The present invention is characterized by comprising a delivery means for delivering, a take-out means for taking out cash etc. from the conveyance body at the temporary evacuation place, and a storage means for storing cash etc. into the conveyance body at the temporary evacuation place.

[Effect]

The present invention having the above characteristics will be explained based on FIG.

First, when replenishing the storage boxes 30, 31, and 32 in the cash processing device 1T with banknotes from the conveyance body 19, the conveyance body 19 is transferred to the cash processing device 17 via the conveyance path 18 under the floor to the teller section (not shown). When it reaches the specified position below, it stops and the lift arm 2
5 pushed me up to the temporary evacuation area. Thereafter, the bills in the conveyor 19 are separated one by one by the separating conveyor 26 and conveyed to each storage box 30, 31, 32 according to denomination.

Next, each storage box 30, 31° 32 in the cash processing device 11
When collecting banknotes from the transport body 19, each storage box 30
, 31 and 32, the banknotes are separated one by one and sent to the storage section 27, where they are accumulated in the conveyor 19. After this accumulation, the conveyor 19 returns to the conveyance path 18 by the lift arm 25 and conveys the banknotes to the teller section 16.

〔Example〕

Hereinafter, one embodiment of the present invention will be described based on FIGS. 1 and 4.

First, FIG. 4 is a block diagram showing an example of a counter system using the present invention. In FIG. 4, 14 is a teller high counter, 15 is a teller low counter, and 16 is a teller section.
Equipped with a safe to store cash and manage and store cash and passbook documents. 17a to 17d are cash processing devices, 18
is a conveyance path that connects the cash processing devices 17a to 17d and the teller section 16, and is arranged under the floor where the window and counter 14 and the counter 15 are installed. Reference numeral 19 denotes a conveyor, which carries reeds, cash, and bankbook documents and moves along the conveyance path. Reference numerals 20a to 20d are delivery units, which transfer cash between the conveyor 19 and the cash processing devices 17a to 17d. The transfer sections 21a to 21d also transfer passbook documents between the carrier 19 and the counter. Here, the teller staff will be able to check the cash input/output ports 22a to 22d, the passbook certificate input/output ports 228 to 22d, and the passbook certificate input/output ports 2.
From 3a to 23d, you can take out and insert cash and passbook certificates.

By arranging the conveyance path 18 under the floor as shown in FIG. 4, the teller high counter 14 and the teller low counter 15 can be separated and installed, and the layout can be freely arranged. It can be installed in a separate room from the department.

Further, the conveyor 19 carrying cash and bankbook documents moves along the conveyance path 18 and exchanges the cash and bankbook documents between the teller section and the counter.

FIG. 1 is a configuration diagram showing an embodiment of a cash processing device according to the present invention. In FIG. 1, a cash processing device 17 connected to an unillustrated teller section 16 via a conveyance path 18 is provided with a delivery section 24 at the bottom where a conveyance body 19 is delivered to and from the conveyance path 18. Moreover, a temporary evacuation place 24a for the transport body 19 is provided on the transport path 18. In addition, the transfer section 24 is provided with a lift arm 2 that is vertically movable and retractable.
5 is provided, and this lift arm 25 is attached to the carrier 19.
The conveyor body 19 is delivered to and from the temporary evacuation place 24a and the conveyance path 18 by contacting the convex portion 19a protruding from below.

The separation sending unit 26 placed above the temporary evacuation place 24a is
Bills and the like are taken out from the transport area body 19 located at the temporary evacuation place 24a, and the storage section 2T provided near the separating and sending section 26 stores the banknotes and the like into the transport path 18 located at the temporary evacuation place 24a. Cash slots 28 and 29 are provided on the teller side and the customer side, respectively, so that it is easy to take out and put in cash.

The determination unit 30 determines whether the cash is genuine or false, whether it is front or back, whether it is good or bad, and whether it is denomination. Bills that are determined to be counterfeit based on the authenticity determination result by the discrimination section 30 are returned to the cash slot 28 or 29 on the cash input side, and bills that are determined to be genuine are sorted into 10,000 yen bill storage boxes by denomination. 31, stored in the 5,000 yen note storage box 32 and the 1,000 yen note storage box 33. Furthermore, banknotes that have a high degree of fatigue and are determined to be unfit bills are stored in the unfit note storage box 34, and when either of the storage boxes 31, 32, 33 is full, they are stored in the deposit storage box 35.

On the other hand, when dispensing money, the bills are separated and sent out from the respective storage boxes 31, 32, 33 by the dispensing section 36 and passed through the discriminating section 30, and according to the results of discriminating front and back sides of the discriminating section 30, the bills are The front/back reversing unit 36 arranges all the cash on the front side and sends it out to the cash input/output port 28 or 29.

Note that banknotes may be replenished from the deposit storage box 35 to each storage box 31, 32, 33, or conversely, banknotes may be collected from each storage box 31, 32, 33 to the deposit storage box 35.

Next, each storage box 3 in the cash processing device 17 from the carrier 19
The operation procedure for replenishing banknotes to 1, 32, and 33 will be explained.

First, the conveyance body 19 moving on the conveyance path 18 stops when it reaches a predetermined position □ below the cash processing device 17, and the lift arm 25 abuts the convex portion 19a of the conveyance body 19 from below, and the first
Temporary evacuation location 2 inside the cash processing device 17 as shown by the solid line in the figure
Push the carrier 19 up to 4a. Thereafter, the banknotes in the conveyor 19 are separated one by one by a separation conveyor 26 located above, and conveyed to each storage box 31, 32, 33 according to denomination.

Next, each storage box 31, 32°3 in the cash processing device 17
3 to the conveyor 19 will be described.

The banknotes in each storage box 31, 32, 33 are separated one by one by the dispensing unit 37 and sent to the storage unit 27.
7 to be accumulated in the carrier 19.

When the number of banknotes accumulated in the carrier 19 reaches a predetermined number, the lift arm 25 shown by the solid line in FIG. 1 moves downward.
As shown by the dashed line in FIG. 1, the conveyor 19 returns to the conveyance path 18 and conveys the cash to the teller section 16.

In this embodiment, a cash processing device installed at a teller counter has been described, but the present invention can also be configured in the same manner for the passbook document delivery sections 218 to 21d and an automatic teller machine (ATM) shown in FIG. I can do it.

〔Effect of the invention〕

As described above, according to the cash processing device of the present invention, the conveyance body and the temporary evacuation place are arranged on the conveyance path provided under the floor and at the bottom of the main body, and the conveyance body is received between the temporary evacuation place and the conveyance path. By providing a delivery means for passing, a take-out means for taking out banknotes, etc. from the conveyor, and a storage means for storing banknotes, etc. in the conveyor, banknotes can be transferred to the conveyor moving along the conveyance path provided under the floor. Since it is possible to give and receive such things, the following effects can be achieved.

In other words, the conveyance path is not exposed on the surface, each counter can be separated and laid out freely on the floor, and different rooms can be connected by the conveyance path, so cash and bankbook certificates can be transferred between different rooms. This allows documents to be exchanged and received, which in turn has the effect of improving safety against crime.

[Brief explanation of drawings]

Fig. 1 is a configuration diagram showing an embodiment of the present invention, Fig. 2 is a perspective view of a conventional teller system, Fig. 3 is a perspective view illustrating the conveyance path shown in Fig. 2, and Fig. 4 is a book FIG. 1 is a configuration diagram showing an example of a counter system using the invention.

Claims (1)

[Scope of Claims] 1. The teller section is connected via a conveyance path to a teller section that is equipped with a safe for storing cash and manages and stores cash and passbook documents, and is operated by a conveyor that moves along this conveyance path. A cash processing device that transfers cash, etc. to and from a cash processing device, which includes: a temporary evacuation place for the conveyance object located on a conveyance path provided under the floor and at the bottom of the main body; and a delivery means for delivering the conveyance object between the temporary evacuation place and the conveyance path. A cash processing device comprising: a retrieving means for retrieving banknotes and the like from the carrier located at the temporary evacuation location; and a storage means for storing banknotes and the like into the transporter located at the temporary evacuation location.