JPS62209695A - Recycling type coin teller machine for window service - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION (Field of Industrial Application) The present invention provides a deposit/withdrawal device that streamlines and improves the accuracy of over-the-counter money receiving and passing operations at banks and other financial institutions.

(Prior Art) Currently, in the lobbies of financial institutions (hereinafter referred to as banks), automated teller machines, automated teller machines, and automatic deposit/withdrawal devices consisting of a combination of the two are installed, saving labor at counter operations. It plays a role in the development of

Furthermore, as a labor-saving device to be used directly at a teller counter, a withdrawal management device as disclosed in Japanese Patent Laid-Open No. 50-99799, for example, has been proposed.

That is, a data input device is provided for inputting divided data and number data assigned to each transaction classification item, and a data input device is provided for processing and storing the number data for one transaction using a program scheduled for the classification data. and a main memory for storing the processed number data cumulatively according to the transaction classification item for each successive transaction; , a banknote dispensing device that automatically dispenses the amount of money corresponding to the placed number data in the dispensing mode specified by the classification data, and this type of device has the function of automatically dispensing cash. It is convenient to have.

In addition, this kind of automatic withdrawal mechanism was first opened in 1983-1969.
As shown in No. 586, the counter is divided into a customer side and a teller side, with a withdrawal port on each side, and the teller side has a switch operated by the teller, a keyboard, and banknotes prepared in advance. A mechanism is provided for selectively sending out banknotes from the safe to the withdrawal port on either the customer side or the teller side in response to commands given from the keyboard unit.
There have also been proposals that require the operation of the switch before sending banknotes to the customer using the second mechanism. The teller side is divided into the teller side and the customer side, and the teller side is equipped with a keyboard section operated by the teller, a deposit machine safe, and a cash withdrawal machine safe entrance, and the customer side has a deposit port and a withdrawal port for depositing and withdrawing money. There are also proposals that allow withdrawals.

(Problems to be Solved by the Invention) The above-mentioned conventional techniques are only applicable to banknotes, and no such technique for coins has been found. Even in the case of banknotes, there are problems in terms of installation space, and safes are installed on both the deposit and withdrawal sides, and the withdrawal side stores banknotes in advance before performing withdrawal operations. However, there are disadvantages in that it is necessary to always keep an eye on the balance in the safe, and that there are not enough people to fulfill the role of a withdrawal machine.The present invention solves these problems and the case of coins. This is a solution to this problem.

(Means for Solving the Problems) The present invention provides a counter operation for deposits and withdrawals that can be installed at the counter as described above, that is, a recycle type of deposit denomination selection and sorting of each coin. The coins enter the temporary storage unit, and if they do not match the displayed amount, they are removed to the return mechanism, and if they match, they are sorted to the withdrawal storage unit and returned as withdrawal coins. The present invention is characterized by providing a labor-saving person and withdrawal device that eliminates the need for safes for each person and withdrawal.

(Function) The present invention improves the coin depositing and dispensing device so that its operation surface almost matches the top surface of the teller counter, so that the coin depositing and dispensing device can be operated inside the teller counter in a state that directly corresponds to the teller. In addition, when making a deposit, the coins are selected and stored according to their denomination, and when making a withdrawal, the coins are automatically disbursed from the storage section by the operation of the teller or customer. This system is characterized by recirculating withdrawals.

(Example) Next, a detailed explanation will be given using examples of the case of the banknote shown in the drawings and the case of the coin of the present invention. The following examples are shown in the case of a coin of the present invention, and also in the case of a banknote.

a is a teller counter. Teller's office desk 24 is installed inside this counter a.

The top surface of the teller counter a is located one step higher than the top surface of the teller desk 24, and a considerable space is formed on the teller side above the floor surface. Normally, old slips and the like are stored in this space, and it serves as a warehouse for documents. In the present invention, a coin depositing and dispensing device is installed in the part of the teller counter located immediately in front of the teller desk 24 as follows.

The deposit/withdrawal device may include, for example, a banknote withdrawal section 1 and a coin withdrawal section 2, which may be arranged singly, integrally, or in parallel.
．． The operation surface 8.4 of 2 is provided almost flush with the top surface of the teller counter a.

The operation surfaces 3 and 4 have a start button 5.6, a stop button 7.8, a confirmation button 9.10, and a return button 11.1, respectively.
2, etc. are provided, as well as deposit slots 13 and 14 for banknotes and coins, return slots 15 and 16 for all deposited coins in the event of a discrepancy in the amount, and on the operation surface 3, a slot for each banknote or coin. Return slot 1 for each banknote rejected due to authenticity or other reasons
Further, on both operation surfaces 3.4, there are provided windows 18.19 for displaying procedures for handling banknotes and coins, a deposit counter window 20.21, etc., and other operation information for special cases if necessary. A display window or display window may be provided.

On the back side of the deposit/withdrawal device, that is, on the teller side, there are outlets 22 and 23 for paying banknotes and coins, and a teller desk 24 is installed at the bottom of the outlet.
An operating section 25 is provided on the top, and this operating section 25 is configured with a display section 26 for the amount of money to be paid, a key 27 for the amount to be paid, and other buttons, windows, keys, etc. necessary for the teller. It is.

The configurations of the banknote dispensing section 1 and the coin dispensing section 2 of the above-mentioned depositing and dispensing apparatus will be explained in more detail below in FIG. 2, which shows one embodiment thereof.

First, the banknote withdrawal unit 1 will be explained. In FIG. 2, open the free door 28, insert banknotes n into the deposit slot 13, press the start button 5, the door 28 will close, and the system will start. Then, the banknotes n are fed out one by one by the feed roller 29 starting from the lowest one, and the sensors 30 (not shown) etc. detect the folding, double feeding, counting, denomination, and true value of the banknotes C. The discrimination section 31 distinguishes counterfeits, etc., and the correct bills pass through and are accumulated one by one in the temporary storage section 33 via the stacking wheel 32.The discrimination section 31 operates the abnormal banknote fork 34. The abnormal paper is scooped up one by one and rejected into the paste box 35, and the apparatus automatically stops when counting of banknotes n is completed. If there is an abnormal paper in the jet box 35 for each sheet, this is detected, the automatic door 36 is opened, the abnormal banknote is taken out from the box 35, and the amount missing from the scheduled deposit amount is calculated. By adding money from the deposit slot 13 and then pressing the start button 5, both doors 28 and 36 will automatically close and identification will be performed.These numbers will be displayed on the counter window 20, and after confirmation, press the confirmation button 9. In this case, full-scale receipt of funds to the deposit section d will automatically start.

At this time, if the customer wishes to recover all the deposits due to his/her convenience, by pressing the return button 11, the movable arm 37 descends and all the deposits accumulated in the temporary storage section 33 are moved between the movable arm 37 and the other movable arm 38. While holding the banknotes, both arms 37 and 38 rotate upward to bring the accumulated banknotes n' into the full amount return slot 15, and the automatic door 39 of this return slot 15 is opened, allowing the full amount of banknotes to be returned. A return mechanism will be provided to allow for.

Counter window 2 without pressing the return button 6011 mentioned above.
When the customer presses the confirmation button 9 when the display of 0 and the deposit amount match, the moving arms 37 and 38 sandwich the banknote bundle in the temporary stacking section 33 and are lifted upward by both arms 37 and 38. Belt 37 stretched across both arms 37 and 38
', 38' rotate to feed the banknote bundle into the stuffer car 40.

Then, the stacker 40 feeds the banknotes one by one to the deposit section d by the feed roller 41.

That is, when the two bills are fed while being sandwiched by the conveyor belts 42 and 43, and the detection sensor 44 etc. detects that two bills are being fed again, the gate 45 is activated to remove the two bills into the bosokus 4G, and one bill is removed. The coins are further conveyed by conveyor belts 42' and 43', and denomination discrimination sensors 47 are provided for each denomination.
．． 48, 49, and 50 are provided at appropriate intervals in the conveyance path of banknotes according to the number of denominations, and the sensors 47 to 50 discriminate the denomination, and in the case of a different denomination, gates 51, 52. Either 53 or 54 is actuated to send the banknote to one of the two belts 55, 56, 57 and 58.

The two sets of belts 55 to 58 each have two tension arms 59 and 59', also 60 and 60'', 61 and 61'.
and stretched over rollers provided at 62 and 62', respectively,
Each tension arm 59-62 and 59'-62' is provided with elasticity so as to hold each pair of belts 55-58 in tension. Note that this elasticity may be imparted only to one of 59 to 62 or 59' to 62'. One of the tension arms 59' to 62' is configured to slide in conjunction with stacking cars 63, 64, 65 and 66 provided facing the tension arms 59' to 62'. .68, 69 and 70 are fixedly provided.

As described above, the banknotes of the same denomination sent by the two sets of belts 55 to 58 are rotated while being sandwiched between the stackers 63 to 66, respectively, and the banknotes are taken out in the storage stackers 67 to 70 and their posture is changed. They are arranged in an upright position on the storage stackers 67-70 and are pressurized by the blades of the accumulating wheels or other means. Banknotes n on storage stackers 67-70
As the number of stacking cars 63 to 66 increases, the two tension arms 5 move to the left in FIG.
Belts 9' to 62' also move to the left, but belts 55 to 58 always maintain tension due to the elasticity of the tension arms. Note that banknotes of a certain amount or more are stored on the storage stackers 67 to 70.
When banknotes are accumulated, all the gates 51 to 54 are not activated by a means (not shown) that detects the movement of the collecting vehicle or other operations, and the banknotes are collected in the overflow box e and taken out in a timely manner. A storage section for gold is configured.

In this way, the deposit operation at the counter is performed.

On the other side of the banknotes n arranged in an upright line in the withdrawal storage section, there is a suction head 71 that performs a well-known fan-shaped movement and suction operation.
．． 72, 73, and 74, and delivery rollers 75, 76, 77, and 78 for feeding out the sucked banknotes n are provided.

Next, we will explain the withdrawal operation.

The teller receives a payment slip from the customer and operates the operating section 25 on the teller desk 24 using the keys 27 in accordance with the receipt.

Then, the amount is displayed on the display window 26. (In this case, it is even more preferable that the signal is also displayed on the counter window 20.) By key operation, the signal is sent to the suction head 7.
1 to 74 is activated to send the banknotes n one by one to the transfer rollers 75 to 78, and the sensors 80, 81.
82 and 83 detect the number of sheets of each denomination and the two-sheet feed,
Further, the banknotes are sent to the banknote outlet 22 via the payout belt 84. During this period, if a two-sheet feed is detected by any of the sensors 80 to 83, the gate 85 is activated and the banknotes are rejected into the rejection box 86, and the total number of normal banknotes is further counted by the sensor 87. It is superimposed on the dispensing accumulating unit 89 via the accumulating car 88.

If the count values of the front and rear stages match, the clamping belt 90
The upper arm rotates to sandwich the banknote, and the belt rotates to take out the banknote from the banknote outlet 22 onto the teller desk 24,
handed over to the customer. Note that various necessary displays and the like are provided on the surface of the banknote outlet 22. Further, when the various banknotes on the storage tankers 67 to 70 run out, a near-end signal is issued and displayed on the teller side.

In this way, the deposited banknotes can be sorted and prepared for withdrawal, eliminating the need for bank staff to replenish banknotes.

Next, in the embodiment of the coin withdrawal section 2 according to the present invention shown in FIG.
It is dropped onto a rotating disk 92 by a hopper 91. When the start button 6 is pressed, the door 98 closes and the rotary disk 92 rotates, and the coins are arranged one by one as is well known and sent onto the sorting passage 94 and sent to the coin sorting section r. This coin sorting section f is, for example, as described in Japanese Patent Application Laid-Open No. 55-28113. In other words, in FIG.
All the coins line up and pass one by one within 4. This passage 9
The coins in 4 pass through with one diametrical side riding around the disk 92 and the other side riding on the rail 95, but in between, a sorting hole 96.96a having a width slightly wider than the diameter of each type of coin is formed from the rail 95. , 96b, 96c, and 96d are formed as many as the number of denominations, and feed rollers 97.97a, 97b, 97c, and 97d are driven via belts corresponding to each of the sorting holes 96 to 96d, respectively. Therefore, the coins that have entered the sorting passage 94 are acted on in a centrifugal direction because one side comes in contact with the rotating disk 92, and the coins pass through being biased toward the rail 95, so that the other side of each denomination is sorted at a position distant from the disk 92. It is sorted into any of the holes 96 to 96d and falls.

At the lower position of each of the drop holes 96 to 96d are chutes 98 (only one is shown), and temporary storage portions 99, 99a and 99 for each denomination, which are pivotally supported via these and can be rotated from side to side.
9b, 99c and 99d, which are further located in one direction of rotation, and the same gold seed clamps 100, 100a, 100b, 100.
c and 100d, each of which is provided with a coin feeder l-101. Furthermore, these 98.99.1
Only one of the various denominations is shown for 00 and 101.

A return chute 102 is provided on the symmetrical side of the denomination stopper 100 to collect all the coins and drop them into a carton 108, which is moved by a horizontal sliding mechanism and an elevator 104. It has a return mechanism that can be operated up to the surface of the teller counter a.

At the ends of the coin feeding healds lo1 to 101d, there are stacking cylinders 105.105a, 105b, 1 for storing coins in a stacked manner.
05c and 105d are provided through a chute 106 (only one is shown), and the bottom thereof has a withdrawal storage section having takeout plates 107, 107a, 107b, 107C, and 107d from which coins C are taken out one by one. .

The coins sorted in the sorting passage 94 are temporarily stored in the temporary storage portions of the respective denomination boxes 99 to 99d. During this time, each denomination is counted, and if the input amount displayed on the counter window 21 matches the counter display, the confirmation button 10 is pressed. Then, the denomination boxes 99 to 99d are the same as denomination boxes 100 to 100.
Rotate to the 100d side, and each of the same gold seed clamps 100~
It falls to 100d.

If the counter display and the amount inserted do not match, press return button 1
When 2 is pressed, the denomination box 99 of the return mechanism rotates to the return chute 102 side and transfers all the coins into the carton 103. When the transfer is completed, the sliding plate 108 slides and the coins are moved to the elevator 104.
When the carton 103 slides to the side and the elevator 104 operates, the carton 103 opens the return port 16 formed on the surface of the teller counter a.
The door 109 is opened and the product is returned to the customer.

The coins transferred to the denomination stops 100 to 100d are sent one by one by the respective coin feeding belts 101 to 101d by the feeding roller 110 (only one is shown), and then sent to the collecting cylinder 105 of the withdrawal storage section. ~105d are collected by denomination. This accumulation cylinder has a detection sensor 111.11.
2.113 is installed and constantly inspects the amount of accumulation. In other words, the sensor 111 detects the near end of the decrease in the amount of accumulation.
112 detects the standard amount, 113 detects overaccumulation,
When overaccumulation is detected, the feed roller 110 or the feed belt 101 is also stopped, and the coins are stored in the denomination holders 100 to 100d.

Next, the withdrawal operation of the coin depositing and dispensing machine of the present invention will be described.
Similar to the case of dispensing banknotes, the teller operates the coin key 27 using the operation unit 25 for each denomination based on the dispensing slip from the customer. However, if the amounts match,
In response to a signal from the operating section 25, each accumulation tube 10 of the withdrawal storage section
The take-out plate 1 is moved by the concave rotation of the bell l-114 (only one shown) provided at 5 to 105d, the electromagnetic clutch 115 with a signal, and the crank cam 116 (both only one shown).
Take-out plate 107-1 in which any one of 07-107d moves
07d has through holes 117 and 117' into which the coin C almost fits, as one of them is shown in FIG. C
When the crank cam 116 turns half a turn, the coin C matches the through hole 117 and the drop hole 118 and drops the coin C from the outlet 23 into the dispensing carton 119. At this time, the counting sensor 120 counts the coin C. . At this time, the through hole 117' is located directly below the stacking cylinder and accommodates one coin. If the signal is only from this one coin, the switch 121 disengages the electromagnetic clutch 115 when the crank cam 116 turns half a turn. If there are many, the clutch 115 is operating continuously and the through hole 117'
The coins stored therein pass over the counting sensor 120' for counting, reach the dropping port 118' by half a rotation of the crank cam 116, and fall into the dispensing carton 119 through the taking out port 23. That is, two coins can be counted and taken out with one rotation of the crank cam. The taken out coins are handed to the customer together with the withdrawal carton 119.

If such a coin depositing and dispensing device is used, deposited coins are immediately recycled into coins for dispensing and organized.

(Effects of the Invention) As described above, the present invention enables deposits and withdrawals at banks, etc., to be performed face-to-face with the teller without being carried out completely unattended, and moreover, the customer operates the machine himself, so that the deposits and withdrawals, especially the deposits, can be made satisfactorily. In addition, since the deposit/withdrawal device is located on almost the same plane as the teller counter, it is easy to operate, and the installation location is extremely suitable as it can utilize the free position of the conventional teller counter.In addition, it is equipped with a coin deposit slot. The coins are sorted and stored for each denomination, and the number of coins of each denomination is released and paid according to the withdrawal operation, so there is no need to distinguish between coin types in advance (
By recirculating people and withdrawals, it is possible to save labor and increase accuracy.

[Brief explanation of drawings]

The figures show an embodiment of the present invention, and FIG. 1 is a perspective view thereof, FIG. 2 is a cutaway side view of a banknote dispensing section, and FIG. 3 is a cutaway side view of a coin dispensing section. FIG. 4 is a plan view of the main part thereof, FIG. 5 is a cut side view of the collecting cylinder portion, FIG. 6 is a plan view of the bottom of the collecting cylinder, and FIG. 7 is a cross-sectional view of the sorting passage portion. The symbol a is a teller counter, b is a deposit/withdrawal device, C is a coin, d is a bill depositing section, f is a coin sorting section, ■ is a bill dispensing section, and 2 is a coin dispensing section. Engraving of drawings (no change in content) Method of writing procedural amendments) % formula % This indication Name of Patent Application No. 262571 of 1985 Relationship with the person who operates the recirculation coin withdrawal machine for counters Applicant 3 Name: Laurel Bank Machine Co., Ltd. Rijinou Contents: An engraving of the drawing (Figure 3.7) originally attached to the application as attached (no changes to the content)

Claims (1)

[Claims] (1) In coin depositing and dispensing machines for tellers in banks and other financial institutions, in which a coin depositing and dispensing machine and a teller desk are arranged inside and below the teller counter, the coin depositing and dispensing machine has an operation surface that almost matches the top surface of the teller counter. A deposit slot and a return slot for coins are provided on the customer's side, and an operating section for depositing and returning coins and a display section for displaying operating procedures and amounts are provided on the outside. a temporary storage section that counts and temporarily stores coins by denomination; and a return mechanism that returns the coins in the temporary storage section to the return slot in response to a return instruction from the operation section. , a withdrawal storage section for sorting and storing coins in the temporary storage section according to a deposit confirmation instruction from the operating section, and a withdrawal storage section for storing coins according to the following denominations; provided for each of the following denominations; It consists of a collecting tube with a drawer, and a take-out plate with a through hole in the lower end of the tube that leads to a drop hole, and the coins in the pay-out storage section are removed in response to a pay-out instruction from the operating section located on the teller desk. For use at a teller counter, the coins are dispensed in designated quantities by denomination, sent to a takeout port provided on the teller desk side inside the teller counter, the deposited coins are sorted by denomination, and the coins are returned to the withdrawal side. Recycling type coin depositing and dispensing machine.