JPS62208165A - Automatic transfer device - Google Patents

Abstract

PURPOSE:To improve the efficiency of processing by photoelectrically reading a transfer request slip, setting up a character area and an image area, and when the amount in the character area coincides with the paid amount sending the character area information through an on-line and printing the required information of both areas in a receipt. CONSTITUTION:The character area and the image area of the transfer request slip 10 are read out by a photoelectric reading part 21 and inputted to an electrostatic charge coupling element 23. The contents of the element 23 are stored in an image memory 24 in a recognition control part 122 and the image information of the image area consisting of hardwritten receipient' name and sender' name is directly sent to a printing control part 13. The image information in the character area other than said image information is sent to a character recognizing part 25, the characters are recognized from the image information, the recognized character is sent to a control part 13 and the transfer amount is set up on a reading amount counter 26. On the other hand, paying amount from a deposit machine 11 is set up in a deposite counter 27 and the contents of the counters 26, 27 are compared by a comparator 28. The compared output is sent to a control part 13, and when both the values coincide with each other, the information in both the areas is printed out by a printer 14 and a receipt 15 is issued.

Description

[Detailed Description of the Invention] [Summary] The present invention sets a character area and an image area that can be read by a photoelectric reading means on a transfer request slip, and recognizes both areas of the slip with a recognition unit to read the text area. The amount of payment is compared with the payment amount, and if they match, the information in the υ character area is turned on/sent, and the required information in both areas is printed on the receipt and handed to the customer. . As a result, the conventional procedure of comparing the transfer request slip with the payment amount, performing the deposit processing, and issuing a receipt can be effectively automated.

[Industrial application field]

The present invention relates to an automatic transfer device that performs a deposit process based on a transfer request slip and a payment amount and issues a transfer receipt.

[Conventional technology]

2. Description of the Related Art Conventionally, for example, a transaction system shown in FIG. 4 has been used as a transaction information processing method in a transaction terminal such as a bank.

This system is provided with a terminal controller (T10) 1, and via adapters 21+22, respectively for deposit and
The terminals 31 and 32 of Tamikagawa etc. are connected, and the so-called online teller's machine (OTM) 4, which is a counter transaction data input device for operating the counter clerk who performs counter teller operations, is connected via an adapter 23, and a password is input to each terminal. A password verification machine 5 for verification is provided in conjunction.

The OTM 4 is a terminal machine that handles cash management, and in the case of withdrawal, the clerk pays cash from the cash box in hand.

When using the above configuration to conduct a transfer transaction, the customer fills out a request slip including a receipt, and sends it to the teller machine (OTM).
Enter the request slip and payment amount in step 4.

Here, the contents of the request slip are checked, the amount entered in the slip is compared with the payment amount, and if they match, a revenue stamp is affixed to the receipt in the slip, a receipt stamp is affixed, and it is handed to the customer.

On the other hand, the teller machine (OTM) 4 performs payment processing.

That is, the amount entered in the request slip, the recipient's name and transfer account number, and the sender's name and account number are encoded using a keyboard and sent to the recipient's bank account.

[Problem to be solved by the invention] In the above transaction system, the operator reads the transfer request slip, inputs it on the keyboard,
Receipts are also authenticated by operators, which involves a considerable amount of manual work. Therefore, labor saving and automation are desired because of the operator's labor required for transfer, the customer's waiting time, the occurrence of erroneous operations, etc.

An object of the present invention is to provide an automatic transfer device that automates the reading of transfer request slips and the issuance of receipts in a transaction system.

[Means for solving problems]

In order to achieve the above-mentioned object, in the present invention, a character area and an image area that can be read by a photoelectric reading means are set for a transfer request slip from a customer, and a recognition unit recognizes both areas of the slip and reads the characters. The amount in the area and the payment amount are compared, and if they match, the text area is sent online, and the required parts of both areas are printed on a receipt and handed to the customer.

FIG. 1 is a schematic explanatory diagram of an embodiment of the present invention.

First, a transfer request slip 10 from a customer includes the date, amount, recipient, recipient account, address and name (as shown in the figure).
(x mark), sender's name and address (x mark), of which only the x mark is an area that can be read by hand as an image, and the rest are written in kana, alphanumeric characters, etc. that can be easily distinguished as character areas. The contents of this slip 10 are
rL), and if the amount matches the payment amount from the deposit machine 11, the contents of the character area are connected online to the center. Then, the required portions of the character area and image area are sent to the print control section 13, and a receipt 15 is created by the printer 14. Receipt 15 shows the date, amount, recipient and name (marked with an x).

The sender's name and name (X mark) are printed, a receipt stamp is affixed, and a revenue stamp is affixed.

[For production]

With the above configuration, it is possible to automatically read the transfer request slip 10 and automatically print the receipt 15 based on the read information, so most of the conventional manual work is automated, improving processing efficiency. It becomes possible.

〔Example〕

FIG. 2 is an explanatory diagram of the configuration of an embodiment of the present invention.

In the figure, the recognition section 12 in FIG. 1 is replaced by an image reading section 121.
and a recognition control section 122.

First, the transfer request slip 1o explained in FIG. ) 23, and the read slip 10 is stored in the stacker 22. C0D2
The contents of No. 3 are stored in the image memory 24 in the recognition control section 122. The image information of the image area marked with the above-mentioned X in the image memory 24 is directly sent to the print control section 13. The character recognition unit 25 recognizes the characters from the image information in the other character areas, and the recognized characters are sent to the print control unit 16, and the amount to be transferred is set in the read amount counter 26, while the payment is made. The payment amount from the machine 11 is set in the deposit amount counter 27, and both counters 26
．． The contents of 27 are compared in the comparison circuit 28, and the output is sent to the print control unit 16. If there is a match signal, the information on the character area and image area is sent to the printer 14, and the receipt shown in FIG. Releases 15.

On the other hand, if it is a match signal, the interface 29
The character area information is sent to the center through.

FIG. 3 is a flowchart showing the operation of the main part of the embodiment of FIG.

In the figure, after the start, the image reading section 121 reads the request slip 10 and stores it in the image memory 26, and the character recognition section 25 performs character recognition in the character recognition area.

Then, set the code in the text transfer amount column in the read amount counter 26, set the cash amount from the deposit machine 11 in the deposit amount counter 27, and when the values of both counters match, the print control unit 13 controls the text The recognition data and image data are sent to the printer 14, printed at a predetermined position on the receipt 15, and discharged.

〔Effect of the invention〕

As explained above, according to the present invention, a character area and an image area that can be read by the full photoelectric reading means for a transfer request slip are set, and the recognition section recognizes both areas of the slip, and the amount in the text area and the image area are set. When the payment amounts match, the information in the text area is sent online, and the required information in both areas is printed on the receipt. This allows automatic reading of transfer request slips and automatic printing of receipts, reducing operator effort.

This has an extremely large effect in shortening processing time and reducing processing errors.

[Brief explanation of drawings]

Fig. 1 is a schematic explanatory diagram of an embodiment of the present invention, Fig. 2 is an explanatory diagram of the configuration of an embodiment of the present invention, Fig. 6 is a flowchart showing the operation of the main part of the embodiment, and Fig. 4 is a diagram of a conventional example. This is an explanatory diagram, 1 in the diagram.
0 is the transfer request slip, 11 is the deposit machine, 12 is the recognition unit, 1
21 is an image reading section, 122 is a recognition control section, 13. 14 is a printer, 15 is a receipt, 20 is a hopper, 21 is a photoelectric reader, 22 is a stacker, 23 is a COD,
24 is an image memory, 25 is a character recognition unit, 26 is a reading amount counter, 27 is a deposit amount counter, 28 is a comparison circuit,
29 indicates an interface.

Claims (1)

[Scope of Claims] Reading a transfer request slip from a customer and inputting the payment amount into a transaction counter device, comparing the amount entered in the request slip with the payment amount, processing the deposit, and creating a receipt, In a transaction system for online remittance to a destination account, a text area (B) and an image area (A) that can be read by a photoelectric reader are set on the request slip (10), and both areas of the request slip are recognized. a recognition unit (12) that compares the amount in the character area with the payment amount and, based on the match, sends out the character area part online; further, a means (14) that prints the required parts of both areas on the receipt based on the match; An automatic transfer device characterized by comprising: