JPS62254293A - Credit terminal - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

DETAILED DESCRIPTION OF THE INVENTION [Field of Industrial Application] The present invention relates to a credit terminal that allows payment for sold products using a credit card.

[Prior Art] Generally, in a credit terminal machine that allows payment for products sold by credit card, the credit terminal machine and a host computer of an external card issuing company are connected online through a transmission line such as a telephone line. ing.

When payment is made by credit card,
A card reader reads card information such as a card issuer code and membership number magnetically recorded on a credit card brought by a customer. At the same time, the PIN code entered by the customer is read from the keypad. Then, when the cashier inputs the card payment amount specified by the customer from the keyboard and then presses the send key, the card information, PIN number, and card payment amount are transmitted to the host computer of the corresponding card company. When this host computer replies with a sales permission response message indicating light collection permission for this credit card, the above-mentioned card information and card payment amount included in this sales permission response message are printed on a card slip dedicated to the credit card. Output.

This card slip is generally a double entry slip, and consists of, for example, a customer slip handed to the customer and a receipt slip from the store. The slip also has a signature space for the customer to sign. By having the customer sign in this signature field, it is possible to prevent future troubles between the customer and the customer regarding the details of the transaction.

[Problems to be Solved by the Invention] However, the credit terminal configured as described above also has the following problems. That is, a general credit terminal often doubles as a sales registration device, such as an electronic cash register, for registering the number of light points, sales amount, etc. of each product. In such a credit terminal, the number of items sold, the sales amount, and the total amount of each product are printed on the receipt and journal. If a credit card is sold, that fact is also printed on the receipt and journal. Then, only the receipt is handed to the customer along with the previous card slip.

However, in order to hand over the receipt and card slip to the customer in this way, it is necessary to incorporate two printers into the credit terminal. Furthermore, when a credit transaction occurs, the cashier is required to attach a separate card slip to the printer. Furthermore, it is extremely troublesome for customers to receive and organize receipts and card slips.

The present invention was developed based on the above circumstances, and its purpose is to eliminate the need for card slips by additionally printing card transaction data and signature fields on receipts, thereby reducing the number of printers installed. To provide a credit terminal machine that can reduce the amount of cash used, improve work efficiency in sales operations, and simplify slip management for customers.

[Means for Solving the Problems] As shown in FIG. 1, the present invention transmits card information 3 of a credit card 2 read by a card reader 1 and card transaction data 4 for inputted sales products. In a credit terminal machine that transmits data to an external host system 6 via a line 5 and performs registration processing 8 for the sales product based on a sales permission response 7 from the host system 6 and prints out the registration result 9 on a receipt 10. , the additional printing means 11 prints out at least the card transaction data 4, the signature field 12, and the receipt number 13 following the signature field 12 along with the registration result 9 on the receipt 10 when the sales authorization response 7 is input. ing.

[Operation] When a sales authorization response is input from an external host system in a credit terminal configured in this manner, the receipt includes at least card transaction data, a signature field, and a receipt number along with the registration results for each sold product. It will be printed.

[Example] An embodiment of the present invention will be described below with reference to the drawings.

FIG. 2 is a block diagram showing the entire credit terminal of the embodiment. This credit terminal 21 is a flattened demodulator (
A transmission control unit 22 consisting of a MODEM) and a network control unit (NCU). It is online connected to a host computer 25 of each credit card issuing company via a telephone line 23, a telephone exchange network 24 in a telephone office, and a telephone line 23. The credit terminal 21 also stores a card issuer code magnetically recorded on the credit card.

A card reader 26 for reading card information such as a membership number, and a keypad 27 for a customer to enter a password are connected.

This credit terminal 21 is capable of performing normal electronic cash register operations for registering sales products in addition to card transactions using credit cards, and is configured as shown in FIG. 3. That is, a keyboard 29 is provided on the front of the casing 28 for inputting data such as the product code, department code, number of items sold, sales amount, etc. of the products being sold.
At the top of the casing 28, there are display sections 3 and 0 that electronically display information such as the product name (1) department code, sales amount (1) total amount, etc., and the middle and lower sections are provided with a receipt issuing port 31 (for cash sales), respectively. A drawer 32 that is sometimes used is provided. Furthermore, the display section 3 is provided on the upper surface of the housing 28.
A display section 33 for customers having the same configuration as 0 is attached.

Further, the card reader 26 is attached to the side surface of the casing 28, and a keypad 27 on which number keys are arranged is connected.

The keyboard 29 includes number keys for entering numerical data such as the product code of the product being sold, the number of items sold, the sales amount, and the amount paid by credit card at the time of credit sales;
Department key indicating the classification of the product.

Subtotal key, current key for calculating the total amount when selling cash, power for calculating the total amount when paying by card ◆ Sales key, between the card issuer's host computer 25 and card sales permission Various keys such as a transmission key used when transmitting a message are arranged.

FIG. 4 is a block diagram of the credit terminal 21. As shown in FIG. The CPU (central processing unit) 34 has a built-in arithmetic circuit, etc., and performs various arithmetic processing based on input information from the keyboard 29 etc. Data bus 36. A ROM 38 that stores fixed data such as various business programs and the like and a RAM 39 that stores sales data such as the sales amount of each product that have been entered manually are operated via a control line 37. Further, a keypad input circuit 40 into which, for example, a four-digit password is inputted from the keypad 27, a keyboard input circuit 412 into which key signals from the keyboard 29 are inputted, and a display control circuit 42 which sends out display signals to the display sections 30 and 33. ．． Printer control circuit 44 of the dot printer 43 that prints out the registration results etc. on the receipt. A cart reader input circuit 45 into which card information read by the card reader 26 is input and a transmission control device 22 connected to the telephone line 23 are connected to a data bus 35. It is connected to the CPU 34 via a control line 37.

In the RAM 39, there is a sales registration file for cumulatively registering the number of sales items and sales amount of each sales item inputted from the keyboard 29, for example, by department code.

- A totalizer that calculates the total amount sold to each customer.

A transmission buffer that temporarily stores data to be sent to the host computer 25, a reception buffer that temporarily stores the message data of the sales authorization response message received from the host computer 25, and - a printout that counts the number of receipts issued in card sales processing for customers. Flags etc. are formed.

The CPU 34 is programmed to execute credit card sales registration processing and receipt issuing processing according to the flowchart shown in FIG. That is, when sales data such as the product code, department code, sales amount, etc. of one sales item is input by key operation such as the numeric key of the keyboard 29 on Pl, the registration process for that sales item is executed. . That is, the sales data of the sold product is added to the sales amount of the corresponding department code in the sales registration file in the RAM 39. At the same time, add the sales amount to the totalizer. Also, the dot printer 43 prints the product name 47. as the registration result on the receipt 46 as shown in FIG. The sales amount 48 is printed out.

When the card sales key on the keyboard 29 is operated at P2, the registration of all products sold to - customers has been completed, so the total amount 49 of the totalizer is printed out on the receipt 46 and the display unit 30.33 and card reader 2.
Read the card information of the credit card set to 6. Next, the customer inputs his/her PIN number using the keypad 27, and the cashier enters the customer's desired payment method, such as dividing or lump sum, and the amount to be paid by card out of the total amount using the keys on the keyboard 29. , when the send key is pressed, the process advances to P3.

At P3, the read card information, the entered PIN number, the payment method specified by key operations on the keyboard 29, and the card payment amount are incorporated into the sales authorization message and sent to the host computer 25 of the card issuing company. Send to.

When a response message to the interim message is input from the host computer 25, if the response message is a permission response message indicating sales permission in P4, the card information and card transaction amount included in the permission response message.

Message data such as the payment method is stored in the reception buffer of the RAM 39. Next, in P5, the electronic data 50 such as the card information, card transaction amount, payment method, etc. stored in the reception buffer is printed out on the receipt 46 as shown in FIG. Further, in P6, the signature field 51 is printed out. That is, as shown in the figure, print the message in the [Signature field], and print the message and the [H] mark in the signature field 5.
form 1.

When the printing output process of the signature field 51 is completed, this signature field 50
Receipt number 52. Cashier number 53. The current time 54 is printed out. Thereafter, this receipt 46 is cut and discharged from the receipt issuing port 31. Next, R.A.
Check the setting status of the print flag set in M39 and set it to 0.
If it remains unlocked, receipt 4 for this customer
Step 6 determines that only one customer receipt 46a has been issued to be handed to the customer, sets this print flag to 1, and prints P.
Return to 5. Then, the printout process for the receipt 46 of the message data in the reception buffer is started again. That is, a store receipt 46b having the format shown in FIG. 7 is issued.

If the print flag was set to 1 at P7, it is determined that two receipts 46 have been issued for this customer, the customer receipt 46a and the store receipt 4-6b, and the print flag is reset to O. This completes the credit card sales process for one customer.

Incidentally, if the response message received from the host computer 25 at P4 is a refusal response that does not permit sales by card, a transaction disapproval is displayed on the display section 30 and other payment processing such as a cash transaction is performed.

In the credit terminal 21 configured in this way,
When the cashier enters the sales data of each product sold to - customers from the keyboard, the product name 47. is entered in the customer register 46a as shown in FIG. Sales amount 4
8 are printed out sequentially.

Then, when the card sales key is pressed, the total amount 49 is printed out. Next, the credit card brought by the customer was read by the card reader 26, the customer was asked to input a PIN number using the keypad 27, and the customer's desired payment method and card payment amount were input using the keyboard 29. After that, when the send key is pressed, the electronic message data 50 returned from the host computer 25, such as card information, card payment amount, payment method, etc., is printed on the customer receipt 46a. Furthermore, a signature field 51 and a receipt number 52 are added to the bottom of this electronic message data 50. After the cashier number 53, current time 54, etc. are printed, the customer receipt 46a is cut and issued.

Further, electronic message data 50. Signature field 51. Receipt number 52. A store receipt 46a with a cashier's number 53 and current time 54 printed thereon is subsequently issued.

When a card transaction occurs in this way, the same message data 50. Signature field 51. A customer receipt 46a and a store receipt 46b with the receipt number 52 printed on them are issued, so by having the customer sign in each signature field 51, you can communicate with the customer regarding the details of the transaction that will occur later. You can prevent problems in between.

In addition, the receipt 46a is a card slip exclusively for conventional cards.
, 46b can be used instead, so there is no need to issue a separate card slip. Therefore, the number of printers installed in the credit terminal can be reduced, the entire terminal can be made smaller, and manufacturing costs can also be reduced.

Additionally, maintenance costs can be reduced by abolishing card slips.

Furthermore, some of the cashier's work can be omitted, improving the efficiency of the entire sales operation.

Furthermore, since the customer only receives one customer receipt 46a, it is possible to save the trouble of organizing the receipt.

[Effects of the Invention] As described above, according to the present invention, at least card transaction data and a signature field are additionally printed on the receipt. Therefore, card slips dedicated to cards can be abolished, so the number of installed printers can be reduced, the efficiency of sales operations can be improved, and slip management can also be simplified for customers.

[Brief explanation of drawings]

FIG. 1 shows a credit terminal according to an embodiment of the present invention, FIGS. 2 to 3 show a credit terminal according to an embodiment of the present invention, and FIG. Figure 3 is an external view, Figure 4 is an outline of 21...Credit terminal, 22...Transmission control device, 23...Telephone line, 25
... host computer, 26 ... card reader,
27...Keypad, 29...Keyboard, 30.
33...Display section, 31...Receipt issuing port, 34.
...CPU, 43...Dot printer, 46...Receipt, 46a...Receipt for customer, 46b...Receipt for store copy, 50...Telegram data, 51...Signature field, 52...・Receipt number. Applicant's representative Patent attorney Takehiko Suzue Figure 1 Figure 2 Figure 3 Figure 6

Claims (1)

[Claims] The card information of the credit card read by the card reader and the card transaction data for the entered sales product are sent to an external host system via a transmission line, and the sales product is processed based on the sales approval response from the host system. In a credit terminal device that performs registration processing for and prints out the registration result on a receipt, in response to the sales authorization response input, the registration result is printed on the receipt along with at least the card transaction data, a signature field, and the signature field followed by the receipt. A credit card terminal characterized by being equipped with an additional printing means for printing out a number.