JPH04313189A - Merchandise sales data processor - Google Patents

Abstract

PURPOSE:To unequivocally decide the necessity of a signature by issuing a reserve receipt providing the signature area for credit card user only when the credit transaction amount is more than the arbitrarily set reference value. CONSTITUTION:The reference value for the turning point deciding the low or high cost credit transaction amount is arbitrarily set. When the credit transaction amount is more than the reference amount, the reserve receipt securing the signature area for the credit user is issued. In the case of less than the reference value, the issue of the credit transaction receipt is controlled to issue the reserve receipt without signature area.

Description

[Detailed description of the invention]

0001

[Industrial Application Field] The present invention relates to a product sales data processing device such as a POS (point of sale) terminal that can process payment for products through credit transactions.
In particular, the present invention relates to an improvement in a device that prints credit transaction data on receipt paper so that credit slips can be omitted.

0002

2. Description of the Related Art Among POS terminals that can process payments for products through conventional credit transactions, there are some that print credit transaction data on receipts so that credit slips can be omitted. In this case, when the credit key declares payment for the sold product through a credit transaction, the store receipt, which has a signature area for the credit card customer, is used separately from the customer receipt on which the sales detail data of the sold product is printed. receipts were always issued. The validity of the credit transaction was ensured by having the customer sign the store receipt. (See patent application No. 161632/1983)

0
[003] However, when the amount of the credit transaction is small, the credit customer's signature is not necessarily valid, and it is considered more effective to omit the signature, since the customer can be judged more quickly and processing efficiency is improved. For this reason, in some stores, cashiers process credit transactions by determining whether a signature is required or not, depending on the size of the credit transaction amount.

0004

[Problems to be Solved by the Invention] As mentioned above, in the conventional product sales data processing device of this type, a signature area of the credit card customer is always provided on the store receipt, regardless of the size of the credit transaction amount. Therefore, it was up to the cashier to decide whether a signature was required or not. Therefore, it is difficult for inexperienced cashiers and the like to judge whether a signature is required or not, and there is a risk of wasting time, which is a burden.

[0005] Therefore, the present invention prints and issues a store receipt with a signature area for the credit card customer only when the credit transaction amount is equal to or greater than an arbitrarily set standard amount, thereby determining whether a signature is required or not. To provide a product sales data processing device that can uniquely determine the cashier's information without leaving it to the cashier's judgment, reduce the cashier's burden, and improve processing efficiency.

[0006]

[Means for Solving the Problems] The present invention prints sales detail data of the sold product on receipt paper using a receipt printer when information regarding a sold product is inputted via an input device, and also prints a credit card using a credit key. Product sales data processing in which when payment for a product sold through a transaction is declared, a credit inquiry for the credit transaction is inquired of an external party, and if approved, the prescribed credit transaction data is printed on receipt paper using a receipt printer and issued. The device includes an amount comparison means that compares the amount declared to be paid in the credit transaction using the credit key with a preset standard amount, and the comparison means confirms that the amount of the credit transaction is equal to or higher than the standard amount. and a receipt printing control means for issuing a receipt paper with a signature area of the credit card customer only when the credit card transaction data is printed on the receipt paper.

[0007]

[Operation] With the present invention having such a configuration, if the price of the product paid in a credit transaction is more than the standard amount,
A receipt paper on which the data of the credit transaction is printed is provided with a signature area for the credit card user, but if the amount is less than the standard amount, the signature area is not provided.

[0008] Therefore, the cashier only has to ask the customer to sign a receipt provided with a signature area, and the cashier does not have to worry about determining whether a signature is necessary or not.

[0009]

DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment in which the present invention is applied to a POS terminal 1 of a POS system shown in FIG. 1 will be described below with reference to the drawings.

In FIG. 1, reference numeral 1 indicates a plurality of POS terminals having a function of registering products purchased by customers, and reference numeral 2 indicates each POS terminal.
The store controller centrally manages the S terminal 1 and has the function of collecting and aggregating product sales data registered at each POS terminal 1.
They are connected in-line via a transmission path 3 such as a data link control) line. Further, a host computer 5 of a credit company is connected to the store controller 2 via a telephone line 4.

FIG. 2 is a block diagram of the POS terminal 1, and 11 is a CPU (central processing unit) constituting the main body of the control section. This CPU 11 is connected via a bus line 12 to a ROM (read-only memory) 13 in which program data, etc. are stored in advance, and a RAM (random access memory) in which a memory for registering product sales data, etc. is formed. ) 14, a clock circuit 15 that measures the current date and time, a signal from a mode switch 16 for selecting various business modes such as "registration", "payment", "setting", etc. is input, and an open drive signal is sent to the drawer 17. an I/O port 18 that outputs data, a communication interface 19 that controls the transmission and reception of data via the transmission line 3, a keyboard controller 21 that receives key signals from the keyboard 20, product names, prices, total prices, etc. of products for sale. Display controller 23 that drives and controls the display 22 for displaying
, a printer controller 25 that drives and controls a printer 24 for printing on receipts and journals, and a card reader controller 27 that takes in card information of a credit card read by a card reader 26.

As shown in FIG. 3, the keyboard 20 includes number keys 31 for entering the sales amount of the product, etc.;
In addition to a plurality of department keys 32 in which department codes for classifying each product are preset, a subtotal key 33 and a credit key 34
, a current total key 35, a clear key 36, and other various function keys are provided. A payment method key 37 is also provided for inputting payment methods for credit transactions such as "split", "lump sum", and "combined payment".

[0013] Incidentally, the credit key 34 is a key for declaring payment for sold goods through credit transactions, and the cash total key 35 is a key for declaring payment for sold goods through cash transactions.

In addition to the memory for registering product sales data, the RAM 14 includes a total amount memory 41 that stores the total amount of products purchased by one customer, and a credit transaction amount, as shown in FIG. A reference amount memory 42 that stores a reference amount that is the turning point of whether the amount is treated as a low amount or a high amount, and a card information memory 43 that stores the card information of the credit card read by the card reader 26 are formed. .

Accordingly, when the department key 32 is input with the mode switch 16 selecting the "registration" mode and the department code of a sales product is entered, the CPU 11 stores the sales data ( Department code,
The sales amount, number of items sold, etc.) are registered in a predetermined memory of the RAM 14, and the sales amount is added to the total amount memory 41. In addition, the program is set so that the department code, sales amount, etc. that have been keyed in are displayed on the display 22, and the sales details data (department code, sales amount, etc.) of the sold products are printed out on a receipt, etc. by the printer 24. has been done. Further, the CPU 11 is programmed to execute the control shown in FIG. 5 when the credit key 34 is input after registering a product for one transaction.

That is, after confirming that a credit card is set in the card reader 26, the card information of the credit card is read via the card reader interface 27. Next, when one of the payment methods is keyed in using the payment method key 37 of the keyboard 20,
The total amount of one transaction stored in the total amount memory 41 and the reference amount stored in the reference amount memory 42 are compared. (Amount comparison method)

[0017] If the total amount is equal to or greater than the reference amount, the host computer 5 of the credit company is inquired about the credit of the credit transaction. Accordingly, upon receiving a response approving the credit transaction from the host computer 5, the printer 24 prints predetermined credit transaction data on a receipt, and issues a purchase receipt 61 in the format shown in FIG. 6(a). . Next, the printer 24 prints the current credit transaction data on the receipt again, and also provides the signature area A of the credit card customer on the same receipt to create a signature receipt 63 in the format shown in FIG. 6(c). Issue.

On the other hand, if the total amount is less than the standard amount, the store controller 2 is inquired about the credit inquiry for the credit transaction. Accordingly, upon receiving a response approving the credit transaction from the store controller 2, the printer 24 prints predetermined credit transaction data on a receipt and issues a purchase receipt 61 in the format shown in FIG. 6(a). . Next, the current credit transaction data is printed on the receipt again by the printer 24, and a store receipt 63 having a format as shown in FIG. 6(b) is issued. (Receipt printing control means)

[0019] After that, it becomes possible for the next customer to register the product. Note that the total amount memory 41 and card information memory 43 are cleared in response to the next customer's first product registration. Further, the product sales data registered in a predetermined memory of the RAM 14 is transmitted to the store controller 2 in a timely manner in response to a collection request from the store controller 2.

In this embodiment with such a configuration, when a customer who has purchased a product offers to pay by credit card transaction, the cashier sets the customer's credit card in the card reader 26 and also presses the credit key 34 on the keyboard 20. Enter the key. Further, the customer inputs the desired payment method using the payment method key 37.

Then, in the POS terminal 1, the amount of the credit transaction stored in the total amount memory 41 is compared with the reference amount preset in the reference amount memory 42. If the price of the credit transaction is equal to or greater than the standard amount, a credit inquiry for the credit transaction is made to the host computer 5 of the credit company.

The host computer 5 checks the credibility of the credit card member (whether credit transactions are prohibited, whether the monthly purchase limit has been exceeded, etc.), and the validity of the credit card (whether it is within the expiration date, etc.). , the validity of the credit transaction (whether it exceeds the single purchase limit, whether the payment method is approved for the credit card), etc. are checked.

When the credit transaction is approved by the response from the host computer 5, the purchase receipt 61 of the customer is printed out by the printer 24, and then the corresponding credit transaction data and the credit card customer's signature are printed. A signature receipt 63 with a designated area is printed and issued. In this case, the cashier will have the credit card customer sign in the signature area A of the signature receipt 63.

On the other hand, if the price of the credit transaction is less than the standard amount, a credit inquiry for the credit transaction is made to the store controller 2. In the store controller 2, only the validity of the credit card and the validity of the credit transaction are checked.

[0025] When the credit transaction is approved by the response from the store controller 2, the printer 24 prints out the customer's purchase receipt 61, and then the corresponding credit transaction data is printed. A store receipt 62 for which no area is provided is printed and issued. In this case, the cashier does not ask the credit card customer to sign.

As described above, according to this embodiment, by setting in advance the reference amount that is the turning point of whether the credit transaction amount is treated as a low amount or a large amount in the reference amount memory 42, the credit transaction amount is If the amount is treated as a low amount, a store receipt 62 that does not require the credit card customer's signature is printed and issued, and if the credit transaction amount is treated as a large amount, the signature receipt 6 that requires the credit card customer's signature is issued.
2 is issued in print, so there is no need for the cashier to judge whether a signature is required or not based on the size of the credit transaction amount. As a result, it is possible to eliminate the need for a credit card customer's signature for credit transactions with low credit transaction amounts without placing a burden on the cashier, and a significant improvement in processing efficiency can be expected.

[0027] In the above embodiment, the present invention was applied to a POS terminal, but it is also possible to sell products in which a credit terminal (EFT) capable of data communication with a credit card company is connected to a single electronic cash register. It goes without saying that the present invention can also be applied to data processing devices. Further, although the above embodiment has been described with one credit company, it is of course applicable to credit transactions with a plurality of credit companies. In this case, it is also possible to set the standard amount for each credit company.

[0028]

[Effects of the Invention] As detailed above, according to the present invention, a store receipt with a signature area for a credit card customer is printed and issued only when the credit transaction amount is equal to or greater than an arbitrarily set standard amount. Thus, it is possible to provide a product sales data processing device that can uniquely decide whether or not a signature is required without leaving it to the cashier's judgment, reducing the cashier's burden and improving processing efficiency.

[Brief explanation of the drawing]

FIG. 1 is an overall configuration diagram of a POS system that is an embodiment of the present invention.

FIG. 2 is a block diagram of a POS terminal in the same embodiment.

FIG. 3 is a diagram showing the keyboard of the POS terminal in the same embodiment.

[Figure 4] RA of POS terminal in the same example
The figure which shows the main memory structure of M.

[Figure 5] CP of POS terminal in the same example
Flowchart showing U's credit key processing.

FIG. 6 is a diagram showing printing examples of various receipts issued from the POS terminal in the same embodiment.

[Explanation of symbols]

1...POS terminal, 2...Store controller, 5...
Host computer, 11... CPU, 20... Keyboard, 22... Display, 24... Printer, 26... Card reader, 34... Credit key, 41... Total amount memory, 42
...Base amount memory.

Claims (1)

[Claims] Claim 1: When information regarding a sold product is input through an input device, the sales item data is printed on receipt paper by a receipt printer, and the payment for the sold product is made by credit transaction using a credit key. When the declaration is made, the credit inquiry for the credit transaction is inquired of an external party, and when it is approved, the product sales data processing device prints and issues the predetermined credit transaction data on receipt paper using the receipt printer. Amount comparison means for comparing the amount declared to be paid in the credit transaction with a preset standard amount, and only when the comparison means confirms that the amount of the credit transaction is equal to or higher than the standard amount, A product sales data processing device comprising: a receipt printing control means for issuing a receipt paper with a credit customer's signature area provided on the receipt paper on which the credit transaction data is printed.