JPS62191966A - Automatic transaction device - Google Patents

Abstract

PURPOSE:To execute a transfer transaction with use of selected transfer destination information by storing the changing information such as the new establishment, the abolition and unification, and the changing of the name of a transfer destination corresponding to effective data information, and making the changing information effective by the comparing a working day with the effective date information. CONSTITUTION:When a change occurs at the changing information of a floppy disk 19, the new changing information is supplied through a transmitting control part 20 to a main control part 11 by a center. The main control part 11 rewrites a file in the floppy disk 19 based upon the changing information. Namely, the code and data to show the change such as the new establishment and abolition are rewritten and the effective date data are rewritten for respective changing data. Thus, a file to store the changing information of the transfer destination and the date data to make the change effective is provided, and by the comparison of the working day of a device and the effective date information, respective pieces of the changing information are made effective.

Description

DETAILED DESCRIPTION OF THE INVENTION [Object of the Invention] (Industrial Application Field) The present invention relates to an automatic transaction device such as an automatic teller machine that can transfer cash to, for example, another financial institution.

(Prior art) In recent years, automatic cash dispensing systems have been developed that automatically pay cash requested by the user by accepting a magnetic stripe card submitted by the user with account information recorded thereon and communicating with a host computer (center). An automatic teller machine that accepts a magnetic passbook with a magnetic stripe on which account information is recorded, and automatically disburses the cash requested by the user by communicating with a host computer, or a magnetic stripe on which account information is recorded. Automatic teller machines, such as automatic teller machines that automatically accept cash using magnetic passbooks with tags, and automatic teller machines that combine both of these functions into one machine, can be used at bank counters. It has rapidly developed as an automated separate device and has been introduced by banks to provide quick services to their users.

In addition, recently, the automatic transaction devices mentioned above have been used to accept cash and transfer the accepted cash to another bank account, or to transfer a predetermined amount from one's own account to another bank account by card transaction. A device that performs this has been developed and put into practical use.

The automated teller machine is provided with a floppy disk as a data file in which financial institution information, such as bank name and branch name, is stored in alphabetical order as remittance information necessary for remittance transactions. Using the remittance information available, the remittance can be identified by simply entering the initial letter.

However, in the case of transfer transactions such as those mentioned above,
There is a problem with changing the transfer destination. In other words, when a bank branch is newly opened or consolidated, if the remittance information is not changed on the day of the change, for example, if a new branch is opened but the remittance information is not reflected, it may not be possible to transfer money to the new branch. It becomes impossible.

However, current remittance information is revised by rewriting the contents of the floppy disk every two months or once a month.

Therefore, the above-mentioned problems are included, and improvements have been desired.

(Problem to be Solved by the Invention) As mentioned above, this invention eliminates the disadvantage that when a bank branch is newly opened or consolidated, the remittance information is not changed on the day of the change. An object of the present invention is to provide an automatic transaction device that allows remittance information to be revised at an opportune time and improves operability.

[Structure 1 of the Invention (Means for Solving the Problems) The automatic transaction device of the present invention includes a first storage means that stores information on various remittances, VfI current establishment, discontinuation, and name of VfI of the remittance. A second storage means stores change information such as changes in correspondence with the effective date information, compares the working date with the above effective date information, and when the working date matches or is after the above date, the above means for validating the changed information, reading means for reading out appropriate transfer destination information from the first storage means in response to the changed information by this means, and display means for displaying the transfer destination information read by the reading means. , a selection means for selecting one of the transfer destination information displayed by the display means, and a means for executing the transfer transaction using the transfer destination information selected by the selection means.

(Operation) The present invention stores various types of transfer destination information in the first storage means, and stores change information such as new establishment of transfer destinations, abolished consolidation, name change, etc. in the second storage means in correspondence with effective date information. The operating date is compared with the above effective date information, and if the operating date is the same as or after the above date, the above change information is made valid, and the above change information is changed in accordance with this valid change information. Read appropriate remittance information from the storage means 1, display the read remittance information, select one of the displayed remittance information, and perform a remittance transaction using the selected remittance information. It is designed to execute the following.

(Example) Hereinafter, an example of the present invention will be described with reference to the drawings.

FIG. 2 shows an automatic transaction device according to the present invention. That is, on the front of the housing 1 there is an abbreviated operation section 2.
is formed. On the horizontal surface of this operation section 2, transfer,
In addition to being able to input a large number of banknotes to be transferred at once,
A bill insertion slot 3 for receiving banknote change is provided, and this bill insertion slot 3 is provided with a door 4 that can be opened and closed.

Furthermore, a color CRT display section 5 with a built-in touch sensor is provided on the horizontal surface of the operation section 2 . This CRT display section 5 displays operation procedures and other information on the CRT screen using illustrations, characters, or words to guide the user, and also uses the display to display information such as passwords, amounts, account numbers, etc.
By pressing the display area corresponding to approval, confirmation, or cancellation of the transaction, a touch sensor (not shown) detects it and then outputs a corresponding signal to the main control unit 11, which is a so-called key operation. It is something that is done. For example, as shown in Figure 3, the message ``Please enter the name of the payer'' is displayed, as well as katakana for entering the name of the payer and a key that supports the type of business establishment. ing.

The contents and display change each time the machine operation or step status changes.

In addition, on the vertical surface of the operation unit 2, there is a card insertion slot 6 into which a magnetic card as a transaction medium in which a PIN number and account information are recorded is inserted, a bankbook insertion lower part into which a bankbook is inserted, and a coin insertion slot into which coins are inserted. 8. A coin change receiving slot 9 for receiving coin change is provided.

By the way, as shown in FIG. 4, inside the housing 1, there is a control panel section 11 that controls the entire system, which accepts a card inserted through the card insertion slot 6, and reads the PIN number and account number from the magnetic stripe section on the card. A magnetic card reading section 12 that receives account information such as numbers, a passbook printing section 13 that reads the magnetic stripe section of the passbook inserted from the passbook insertion lower and records transaction details on the passbook and journal paper (not shown), and the banknote insertion section. A deposit/withdrawal unit 14 that accepts banknotes inserted into the slot 3 and dispenses a specified amount of banknotes to the banknote insertion slot 3; a deposit/withdrawal unit 14 that accepts coins inserted into the coin insertion slot 8 and dispenses a designated amount of coins; Coin deposit and withdrawal units 1 to 15 that dispense coins to the coin receiving slot 9, a customer service unit 16 comprised of the CRT display section 5, a voice guidance unit 17 that provides voice guidance to customers through a speaker (not shown), and an internal monitor 18 for staff. , a floppy disk device 1 that reads a data file in which information on gold R* necessary for deferment transactions, change information, and date information that makes this change information effective are stored in one medium, that is, a floppy disk 19.
9a, a transmission control section 2CIJ and a power supply section 21 for controlling data transmission between the main control section 11 and a host computer (center) as an external device (not shown) are provided. Further, the main control unit 11 is connected to a remote monitor 22 for use by a staff member provided outside.

Next, a financial institution data file, a so-called gold and silver data file, stored in one floppy disk will be explained with reference to FIG. That is,
This data file is composed of files a to 1, which are associated in the direction of the arrow by pointers (addresses) stored in each file. File a is a financial institution name data file, which includes the type code of the financial institution's business name (for example, city bank, regional bank, trust bank, agricultural cooperative, etc.), and a pointer for each type (-If the name is not available, start in file b. The address, if list is possible, the start address in file C), the type kanji code, and the katakana (kana) code are stored. File b is a bank name index file in which bank names are stored in alphabetical order, and a pointer (start address in file C) is assigned to each bank name.

File C is a bank name data file, which is divided by financial institution business type, and within each business type by the initial letter of the financial institution name, and contains various bank name data and pointers consisting of kanji codes and katakana codes. (If the list is not possible,
Start address in file d, if list is possible,
(start address in file e) is stored.

File d is a bank branch name index file,
Bank branch names are stored in alphabetical order, and a pointer (start address in file e) is assigned to each. File e is a bank branch name data file, which contains various bank branch name data consisting of kanji codes and katakana codes, divided by bank name and within each bank by the initial letter of the branch name. Stored. The file contains change information, that is, a changed bank branch name data file, and stores codes and data indicating changes such as new, abolished, etc., and when the above change information is present, the effective date corresponds to each changed data. code is stored.

In addition, file f contains the kanji code for the name of the prefecture (area name) where the agricultural cooperative is located and a pointer for each prefecture (if a list is not possible,
Start address in file q, if list is possible,
(start address in file h) is stored. File Q is an agricultural cooperative index file, in which agricultural cooperative centers are stored in alphabetical order, and a pointer (start address in file h) is assigned to each. File h is the agricultural cooperative data file,
Separated by prefecture name, and within each prefecture name by the initial letter of the Nokyo Shin, various Nokyo Shin data and pointers consisting of kanji codes and katakana codes (if a list is not possible, star 1 in file i) - address (if list is possible, start address in file j) is stored. File i is an index file for agricultural cooperative branch names, in which agricultural cooperative branch names are stored in alphabetical order, and a pointer (start address in file j) is assigned to each. File j is an agricultural cooperative branch name data file, which contains various agricultural cooperative branch name data consisting of kanji codes and katakana codes, divided by agricultural cooperative core and by the initial letter of the branch name within the agricultural cooperative. Stored.

File 1 is the change information, that is, the changed agricultural cooperative branch name data file, and it stores codes and data indicating changes such as new, abolished, etc., and when the above change information is present, the effective date code corresponds to each change data. and stored.

Next, in such a configuration, FIGS. 5(a) to (e)
The transfer operation will be explained with reference to the flowchart shown in FIG. First, the equipment is powered on in the morning of the working day and
Updates with the center (not shown) are performed for the opening process. At this time, the message sent from the center includes date data, and the main control unit 11 stores this date data in an internal memory (not shown) as the date of the working day.

After this opening, the customer stands in front of this device.

At this time, the CR7 display unit 5 will display the message ``Welcome, please specify the handling method'' and the message ``Welcome to collect payment.''
Selection keys for deposit, balance inquiry, passbook entry, and photography are displayed. In response to this guidance, the customer presses the button labeled "Transfer". As a result, the main control unit 11 determines to proceed to the next processing step, and the CR7 display unit 5 displays [
``Please press the type of photography'' is displayed, and a selection key for ``cash or card withdrawal'' is displayed (ST1). Next, the customer presses down on the part that says "Card withdrawal" according to the instructions (ST2
). As a result, the main control unit 11 determines that the photograph will be taken by debiting the card (5T3), and when cash is specified, the customer is prompted to select whether to use the card (S5T3).
T3'), when using a card, display the message "Please insert your card" on the CR7 display section 5 (ST
4). Next, the customer inserts the card into the card insertion slot 6 according to the instructions (ST5). Then, the card is taken into the magnetic card reading section 12, and account information such as a password and account number recorded on the magnetic stripe section is read by a magnetic head (not shown) (ST6).

The above account information is checked by the main control unit 11 (S
T7) If it is determined that the card is incorrect, the main control unit 11 performs error processing. Furthermore, if the main control unit 11 determines that the card is correct, it displays “Please press your PIN” on the CRT display unit 5, and
A numeric keypad and a correction key are displayed (ST8). Next, the customer follows the instructions and inputs the PIN number by pressing down on the area where the numeric keypad is displayed (ST9
).

By inputting this PIN number, the main control unit 11 determines whether the PIN numbers match or not (5T10), and if they do not match,
Perform the password re-input process. In addition, when the PIN number matches, or when it is determined in step 3' that cash is being used and no card is being used, the royal system unit 11 displays the message on the CR7 display unit 5.
Please press the amount to be transferred.'' along with the numeric keypad and amount key are displayed (ST11).

Next, the customer follows the instructions and inserts the amount to be transferred (ST12). With this input, the main control unit 11
7. The display section 5 displays "Press the registration key or designation key depending on whether the destination is registered or not registered" (ST13).

Next, the customer inserts the specified key according to the instructions (ST14). When the main control unit 11 determines that this specified key has been input (ST15), the main control unit 11 displays “Please press the name of the destination financial institution” on the CR7 display unit 5, and also displays the file a from the floppy disk. Based on the read financial institution name data, a financial institution name selection key is displayed (ST16), and the customer presses the financial institution name in accordance with this guidance (ST17).

By pressing this down, the main control unit 11 determines that it is not an agricultural cooperative (5T17-) and that it is not an individual organization name (5T1).
8), and if it is determined that the list is not possible (ST19),
The main control section 11 causes the CR7 display section 5 to display "Please enter the initial letter of the name of the destination bank," as well as a katakana key, a correction key, and a completion key (ST20).

Then, when the completion key is pressed (ST21), or when the main control unit 11 determines that the list is possible in step 19, the main control unit 11 displays the message "Please press the name of the destination bank" and floppy disk 1
A bank name selection key is displayed based on the bank name data read from file C of No. 9 (ST22). That is, if it is determined that the list is possible, the main control unit 11 uses the pointer for each type indicated by the file a on the floppy disk 19 to retrieve a plurality of bank name data (
If the list of banks corresponding to the selected financial institution is read out and the initial letter of the bank name is input, the main control unit 11 points to the data that matches the initial letter input in file b on the floppy disk 19. reads bank name data from file C and converts those bank names to CR.
7 displayed on the display section 5. Following this guidance, the customer presses the name of the destination bank (ST23).

By this pressing down, or in step 18, the main control unit 1
1 determines that an individual bank name has been entered, and the main control unit 11 determines that a list of branch names is not possible (ST24).
, the CR7 display section 5 displays "Please enter the initial letter of the destination branch name" and also displays the katakana key, correction key, and completion key (ST24-). When the completion key is pressed (ST25> or if it is determined in step 24 that the list of branch names is possible, the main control unit 1
1 reads the branch name data from the file e of the floppy disk 19, and also reads the change information, that is, the change data from the file k (ST25a). Then, if there is new branch data, the main control unit 11 continues to read the date data, and when it is valid, that is, when the date matches or is earlier than the operating date, an appendix is added to the data read from the file e (ST25b). Furthermore, if there is abolished branch data, the main control unit 11 similarly checks the date, and if it is valid, deletes the branch data from among the data from file e (ST25b).

As a result, the main control unit 11 causes the CR7 display unit 5 to display “Please press the destination branch name” and
A branch name selection key is displayed based on the added or deleted branch name data (ST26). That is, when it is determined that a list of branch names is possible, the main control unit 11 uses the pointer for each bank name shown in file C on one floppy disk to list multiple bank branch name data (selected) from files e and k. If the initial letter of the branch name is entered, the main control unit 1
1 uses the pointer of the data that matches the initial letter input in the file d to the floppy disk 19, and the file e is
, k, and display these bank branch names on the CR7 display section 5. Following this guidance, the customer presses down the name of the destination branch (ST27>).

By pressing this button, the main control unit 11 displays “” on the CR7 display unit 5.
Please enter the destination account number and deposit type,'' and display the numeric keypad, correction key, regular key, and current account key (ST28).

Following this guidance, the customer enters the account number and deposit type (ST29). By this input, the main control unit 11
If it is determined that the is not the main branch (ST30), CR7
The message "Please press recipient name" is displayed on the display unit 5, and the katakana key, correction key, and completion key are also displayed (ST31). Then, when the completion key is pressed (ST32), if it is determined in step 30 that it is the main branch, the main control section 11 displays "Do you want to register the destination?" on the CR7 display section 5, and selects "Register".
Display the key “Do not register” (ST71)
. Based on this guidance, if the customer wishes to perform the same transfer transaction in the future, the customer presses the "Register" key (ST72). Then, the main control unit 11 determines the registration of the destination, enters data indicating the registration of the destination in the message sent to the host computer, and proceeds to step 33. Also, according to the guidance in step 71, if the customer does not want to make the same transaction in the future,
"Do not register" key is pressed (ST73).

Then, the main control unit 11 directly proceeds to step 33 without determining the registration of the destination.

Next, in the same manner as when inputting the registration key was determined in step 15, the main control unit 11 causes the CR7 display unit 5 to display "Currently processing the computer. Please wait for a while" (ST33).

At this time, the message from the host computer (not shown) includes the recipient's store number, account number, name, address, telephone number, and multiple payer information (bank name (Katakana code), branch name (Katakana code), account (consisting of number, deposit type, etc.). The main control unit 11 also sends and receives inquiry messages, and causes the results to be printed on journal paper (ST34). The bank name, branch name, bank name, and branch name as the payer information in the above inquiry message are sent and received in katakana code. Next, the main control section 11
If it is determined that the recipient is registered (ST35), as shown in Figure 6, the CR7 display section 5 will display the message ``If you agree with the recipient, please press confirm'' and the recipient information will be displayed as the first registered recipient. The current transfer destination information (bank name, bank branch name) is displayed in Chinese characters, and the confirmation key, cancellation key, and next registration designation key are also displayed (ST36).

The above-mentioned payer information, that is, the bank name and bank branch name, is displayed in kanji based on data read from files c, e, etc. of the floppy disk 19 in accordance with the above-mentioned katakana code. Following this guidance, the customer presses the next registration designation key, confirmation key, or cancellation key (ST37). Then, when the main control unit 11 determines to input the next registration designation key (ST38). Return to Stella 736, change the transfer destination information to the next transfer destination information and display it, and when it is determined to input the cancellation key (ST38
), perform the cancellation process. Also, in step 35, the main 1bll
If the W unit 11 determines that it is not registered, the main control unit 11
displays "Please confirm recipient" on the CR7 display section 5, displays the recipient information in kanji characters based on the data read from files C, e, etc. on the floppy disk 19, and then presses the confirmation key and cancel key. Display it (ST40). Following this guidance, the customer presses the confirmation key or cancellation key (ST41). Then, when the main control unit 11 determines that the cancellation key has been input (S
T42), performs cancellation processing.

In addition, when the main control unit 11 determines that the confirmation key has been inserted in step 38.42 and determines that Cardroza is not being used (ST39), the main control unit 11 displays the message “Please enter the payer's name” on the CR7 display unit 5. '', along with katakana and a key that supports the type of establishment of the transfer destination (
ST43).

Following this guidance, the user presses the payer's name and the completion key (ST44).

Next, when the main control unit 11 determines to use Cardroza in step 3, the main control unit 11 performs the following operations as shown in FIG.
The CR7 display unit 5 will display the message ``If you agree with the details of the transfer, please press confirm'' and the sales details,
A cancellation key and a confirmation key are displayed (ST47). Following this guidance, the customer presses the Wi confirmation key or the cancellation key (ST48). Then, when the main control unit 11 determines that the cancellation key has been inserted (ST49), it performs a cancellation process and determines that the confirmation key has been input (5T50).When it determines that the card slot is not used, the CR7 display unit 5 displays the , please put the coins into the respective slots. If you agree, please press the VRI confirmation key." and display the confirmation key and cancellation key (ST5).
1). Following this guide, the customer inserts the bill into the bill insertion slot 3 and inserts the coin into the coin slot 8.<5T5
2).

Then, the banknotes are accepted into the deposit/withdrawal unit 14 for inspection and counting, and the coins are accepted into the coin deposit/withdrawal unit 15.
It is inspected and counted (ST53). When the above-mentioned inspection counting is completed, the main control section 11 causes the CR7 display section 5 to display the input amount on the display in step 51 (ST54). In response to this guidance, the customer inserts the confirmation key and cancellation key (ST
55).

Then, when the main control unit 11 determines that the cancellation key has been input (
ST56), performs cancellation processing.

Furthermore, when the main control unit 11 determines that the confirmation key has been input,
By comparing the transferred amount and the inserted amount, it is determined whether there is change (ST80).

When the main control unit 11 determines that there is change, it roughly determines whether there is a card (ST81).

At this time, when it is determined that there is a card, Monarchy R Division 11
On the R7 display section 5, the message ``Would you like to pay the change in cash or take a photo at Cardro?'' is displayed, and a selection key is displayed (SrO2>. In response to this guidance, the customer makes the desired selection (ST83). ). Then, the main control unit 11 stores the selection result and adds it to the message sent to the host computer.

Then, after the process in step 83 is completed, or if it is determined in step 50 to use the card slot, the main control unit 11 displays on the CR7 display unit 5, “The computer is currently processing.
Please wait for a while" is displayed (ST57).
. The main control unit 11 also sends and receives the transfer message, and prints the result on journal paper using a printing device (not shown) (ST58). Main ft1 depending on the end of this printing.
The Jm unit 11 determines whether the selection made in step 83 is to pay out the change in cash (ST59).

When the main control unit 11 determines that the change should be paid out in cash, the main control unit 11 causes the CR7 display unit 5 to display "Please receive bills and coins from their respective receiving slots" and displays the amount of change. (ST60). At this time, the main control unit 11 operates the deposit/withdrawal unit 14 to discharge change banknotes into the bill insertion slot 3, and operates the coin deposit/withdrawal unit 15 to discharge change coins into the coin receiving slot 9 (ST61). As a result of this release, the customer receives change (ST62). When the receipt of change is completed, when the system department 11 determines to transfer the change to the card slot in step 59, or when the main control section 11 determines to transfer the change to the card slot in step 80,
1 determines that there is no change, the main control section 11 causes the CR7 display section 5 to display "Please receive the card". At this time, the main control section 11 causes the card to be ejected from the card insertion slot 6 (ST64). Next, the customer receives the card (ST65) and completes the transfer process.

Next, when the business type of the financial institution is determined to be an agricultural cooperative in step 17', the main control unit 11 displays "Please enter the name of the prefecture where the destination agricultural cooperative is located" on the CR7 display unit 5, and displays the file f on the floppy disk 19. Based on the data read from the prefecture name selection key, correction key, and completion key are displayed (ST84). When the completion key is pressed (ST85), if it is determined that -5 is not possible (ST86)
), the main control unit 11 causes the CR7 display unit 5 to display “Please enter the initial letter of the destination agricultural cooperative center” and also causes the katakana key, correction key, and completion key to be displayed (ST87).
. Then, when the completion key is pressed (ST88),
Alternatively, if the main control unit 11 determines that the list is possible in step 86, the main control unit 11 displays the message "Please press the name of the destination agricultural cooperative," and displays the message based on the agricultural cooperative name data read from the file h of the floppy disk 19. A selection key for the agricultural cooperative name is displayed (ST89). In other words, if it is determined that −■ is possible, the main control unit 11 uses the pointer for each prefecture indicated by file f on one floppy disk to retrieve multiple pieces of agricultural cooperative name data (corresponding to the selected prefecture) from file h. 1) of the agricultural cooperative is read, and when the initial letter of the agricultural cooperative name is input, the main control unit 11 reads the agricultural cooperative name from the file h using the pointer of the data that matches the initial letter input in the file Q on one floppy disk. Read the data and CR the names of agricultural cooperatives
It is displayed on the T display section 5.

Following this guidance, the user presses down the name of the destination agricultural cooperative (ST90). If it is determined that the list of branch names cannot be displayed by pressing this button (ST91), the main control unit 11 causes the CRT display unit 5 to display "Please enter the initial letter of the destination branch name", and also displays the katakana key, correction key, A completion key is displayed (ST92). When the completion key is pressed (ST93), or when it is determined in step 91 that the branch name is acceptable, the branch name data is read from file j on the floppy disk 19, and the change information, that is, the change information is read from file 1. Read data (ST
93a). Then, if there is new branch data, the main control unit 11 continues to read the date data, and when it is valid, that is, when the date matches or is earlier than the working mill, an appendix is added to the data read from file j (ST93b). Furthermore, if there is obsolete branch data, the main control unit 11 similarly checks the date, and if it is valid, deletes the branch data from among the data in the file (ST93b).

As a result, the main control unit 11 causes the CRT display unit 5 to display “Please press the name of the destination branch” and
A branch name selection key is displayed based on the added or deleted branch name data (ST94). In other words, if it is determined that the branch name can be changed, the main control unit 11 uses the pointer for each agricultural cooperative name indicated by file h on the floppy disk 19 to retrieve multiple agricultural cooperative branch name data (selected If the first letter of the branch name is input, the main control unit 11
reads the agricultural cooperative branch name data from the file j, 1 using the pointer of the data that matches the initial letter input in the file i on the floppy disk 19, and displays these agricultural cooperative branch names on the CRT display section 5.

Following this guidance, customers press down on the branch name (ST
95). By pressing this button, the main control section 11 causes the CRT display section 5 to display "Please enter the destination account number and deposit type" and also displays the numeric keypad, correction key, normal key, and current key (ST96). Following this guidance, the customer enters the account number and deposit type (ST9
7).

With this input, the main control unit 11 causes the CRT display unit 5 to display "Register destination" and keys for "Register" and "Do not register" (S
T98). Based on this guidance, the customer presses the "Register" key when carrying out a delivery transaction in the future (ST99).

Then, the main control unit 11 determines the registration of the destination, enters data indicating the registration of the destination in the message sent to the host computer, and proceeds to step 101. Also, step 98
If the customer does not want to perform the same transaction in the future, the customer presses the "Do not register" key (ST100).

Then, the main controller 0 section 11 directly proceeds to step 101 without determining the registration of the destination.

Next, in the same way as when it is determined in step 99 that the registration key has been input, the main control section 11 causes the CRT display section 5 to display "Currently performing computer processing, please wait for a while" (ST101).

At this time, the message from the host 1 computer (not shown) includes the recipient's store number, account number, name, address, telephone number, and multiple remittance information (agricultural cooperative name (katakana code), agricultural cooperative branch name (katakana code) ), account number, deposit type, etc.). The main control unit 11 also sends and receives inquiry messages, and prints the results on journal paper (ST102). The prefecture name, agricultural cooperative name, and branch name as payer information in the above inquiry message are sent and received in katakana code. Next, the main control section 1
1, the process proceeds to step 35, and the subsequent processing is the same as described above. However, when displaying the recipient and destination confirmation in step 36.40, the file h on the floppy disk 19
, j, 1, etc., the destination agricultural cooperative name and agricultural cooperative branch name are displayed in kanji.

Next, updating of the change information mentioned above will be explained. That is, when a change occurs in the change information on the floppy disk 19, the new change information is supplied to the main control section 11 via the transmission control section 20 by a center (not shown). Thereby, the main control unit 11 rewrites the file 11 on one floppy disk based on this change information. That is, in the file 1, codes and data indicating changes such as new or obsolete are rewritten, and effective date data for each changed data is rewritten.

As mentioned above, a file is created that stores the change information of the transfer destination and the date data that makes the change effective, and each change information is made effective by comparing the device operation date and the effective date information. Therefore, the remittance information can be revised when the time is right, and when a new bank or agricultural cooperative branch is opened or consolidated, the remittance information corresponding to the change date can be changed. This feature improves operability by allowing transfer transactions to be made to newly opened or consolidated branches.

Furthermore, the change information and its effective date information can be rewritten through online communication, reducing the load on the center side required for changes and making changes possible. Furthermore, by storing the transfer destination information, change information, and date information in one storage medium, processing time can be shortened and changes can be made without increasing costs. Furthermore, by using date data input through communication with the center as the date of operation to be compared with the change date, it is possible to omit settings on the device main body side and improve convenience.

In the above embodiment, the change of the branch name has been explained, but this is not limited to this, and the change can also be realized in the case of the name of a financial institution by having a similar file.

Alternatively, a post office may be used as the financial institution. Although the explanation has been made using a floppy disk as a file, a fixed magnetic disk or the like may also be used. Further, although it has been described that the file change information is provided based on an instruction from the center, the information is not limited to this, and may be started from the automatic transaction device.

[Effects of the Invention] As described in detail above, according to the present invention, it is possible to provide an automatic transaction device that allows remittance information to be revised when obtaining a poem and improves operability.

[Brief explanation of drawings]

The drawings do not show one embodiment of the present invention; FIG. 1 is a diagram showing an example of recording a financial institution data file on a floppy disk, FIG. 2 is a perspective view of the overall appearance, and FIG. 3 is a CR
A diagram showing an example of the display on the T display section, FIG. 4 is a diagram showing the configuration of the main part of the electric circuit, FIG. 5 is a flowchart for explaining the transfer operation, and FIGS. 6 and 7 are transfers in the transfer operation. FIG. 7 is a diagram illustrating an example of a display on a CRT display unit when checking contents. 5... CRT display unit, 11... Main control unit, 19...
・Floppy disk, a~1...file. Applicant's Representative Patent Attorney Takehiko Suzue Figure 1 Figure 2 Figure 3 Figure 4

Claims (5)

[Claims] (1) In an automatic transaction device that performs transfer transactions, etc., the first storage means stores various transfer destination information, and the effective date information stores change information such as new opening, abolition, consolidation, name change, etc. of transfer destinations. means for comparing the working date with the above-mentioned effective date information, and validating the above-mentioned change information when the working date coincides with or is after the above-mentioned date; , a reading means for reading out appropriate transfer destination information from the first storage means in response to the information changed by this means; a display means for displaying the transfer destination information read by the reading means; and a display means for displaying the transfer destination information read by the reading means. An automatic transaction device comprising a selection means for selecting one of the displayed transfer destination information, and a means for executing a transfer transaction using the transfer destination information selected by the selection means. (2) The automatic transaction device according to claim 1, wherein the remittance information is the type of financial institution, the name of the financial institution, the name of a branch, etc. (3) The automatic transaction device according to claim 1, wherein the change information and effective date in the second storage means are rewritten by online communication with an external device. (4) The remittance information in the first storage means and the change information and effective date information in the second storage means are stored in the same storage medium. automatic trading device. (5) The automatic transaction device according to claim 1, wherein the operating date is input through online communication with an external device.