JPS6197782A - Automatic transaction device - Google Patents

Abstract

PURPOSE:To supply an automatic transaction device which can input both a KATAKANA (Japanese syllabary) character and on alphanumeric character when the name key such as a payer name and a payee name of paying transaction is inputted. CONSTITUTION:A main control part 11 displays 'Push a payer name.' at a CRT display part 5, and displays a KATAKANA key an alphanumeric designating key, a key to indicate a business office form of the paying destination, a correcting key and a completing key. When the alphanumeric designating key is put in, the main control part 11 displays 'Push the payer name.' at the CRT display part 5, and displays an alphabet key, a numeric key, a key to indicate a business office form of the paying destination, the correcting key and the completing key.

Description

DETAILED DESCRIPTION OF THE INVENTION [Technical Field of the Invention] The present invention relates to an automatic transaction device, such as an automatic teller machine, that can transfer cash to another financial institution or an ID card from the account.

[Technical Background of the Invention] In recent years, automatic cash machines that accept magnetic stripe cards with account information submitted by users and communicate with a host computer (center) to automatically pay cash requested by users have been developed. A cash dispenser, or an automatic teller machine that accepts a magnetic passbook with a magnetic stripe on which account information is recorded, and automatically dispenses the cash requested by the user by communicating with a host computer, or a magnetic stripe on which account information is recorded. Automated teller machines, such as automatic teller machines that automatically accept cash using magnetic passbooks with stripes, and automatic teller machines that combine both of these functions into one, are being used by banks. It has rapidly developed as a teller automation device and has been introduced by banks to provide quick services to their users.

Recently, the automatic transaction devices mentioned above have been used to accept cash and transfer the accepted cash to other bank accounts (domestic or overseas), or to transfer a predetermined amount from one's own account to another bank account (domestic or overseas) through card transactions. ) has been developed and put into practical use.

[Problems with the background technology] However, in the case of transfer transactions such as those mentioned above,
The name keys for the recipient's name and the sender's name were previously entered using letters, letters, and kana characters, but if the recipient or sender is a foreigner, it is desirable to be able to enter alphanumeric characters.

[Purpose of the Invention] This invention was made in view of the above circumstances, and its purpose is to change the name keys of transfer transaction information, such as the sender's name and recipient's name, using either katakana characters or alphanumeric characters. The purpose of the present invention is to provide an automatic transaction device that allows input.

[Summary of the Invention] In order to achieve the above object, the present invention provides an input means for inputting transfer transaction information inputted by a remittor, in which a selection means selects between inputting katakana characters and inputting alphanumeric characters. Depending on the selection result, the transfer transaction is performed based on the transfer transaction information in katakana characters or alphanumeric characters input by the input means, and the sender's name and recipient's name as the transfer transaction information are in katakana characters. However, you can also enter alphanumeric characters.

[Embodiments of the Invention] Hereinafter, an example of the present invention will be described with reference to the drawings.

FIG. 1 shows an automatic transaction device according to the present invention. That is, on the front of the housing 1 there is an abbreviated operation section 2.
is formed. On the horizontal surface of this operation section 2, transfer,
In addition to being able to input a large number of banknotes to be transferred at once,
A bill insertion slot 3 for receiving banknote change is provided, and this bill insertion slot 3 is provided with a door 4 that can be opened and closed.

Furthermore, a color CRT display section 5 with a built-in touch sensor is provided on the horizontal surface of the operation section 2 . This CRT display section 5 displays operation procedures and other information on the CRT screen using illustrations, characters, or words to guide the user, and also uses the display to display information such as passwords, amounts, account numbers, etc.
By pressing the display area corresponding to approval, confirmation, or cancellation of a transaction, a touch sensor (not shown) detects this, and a so-called key operation is performed that outputs a corresponding signal to the main control unit 11, which will be described later. It is something. For example, as shown in Figure 2, the message ``Please press the name of the payer'' is displayed, as well as a katakana key for inputting the name of the payer, an alphanumeric designation key, and a key that supports the type of business of the recipient. It is designed to display. The contents and display change each time the machine's operation or step status changes.

In addition, on the vertical surface of the operation unit 2, there is a card insertion slot 6 into which a magnetic card as a transaction medium in which a PIN number and account information are recorded is inserted, a bankbook insertion lower part into which a bankbook is inserted, and a coin insertion slot into which coins are inserted. 8. A coin change receiving slot 9 for receiving coin change is provided.

By the way, as shown in FIG. 3, inside the housing 1, there is a main control section 11 that controls the entire system, a card inserted through the card insertion slot 6 is accepted, and a PIN number and password are input from a magnetic stripe section on the bottom of the car. A magnetic card reading section 12 that receives account information such as an account number, a passbook printing section 13 that reads the magnetic stripe section of the passbook inserted from the passbook insertion lower and records transaction details on the passbook and journal paper (not shown), and the banknotes. A deposit/withdrawal unit 14 that accepts banknotes inserted into the insertion slot 3 and dispenses banknotes of a specified amount to the banknote insertion slot 3; and a deposit/withdrawal unit 14 that accepts coins inserted into the coin insertion slot 8 and dispenses banknotes of a specified amount to the banknote insertion slot 3; a coin deposit/withdrawal unit 15 that dispenses coins to the coin receiving slot 9; a customer service unit 16 constituted by the CRT display section 5; a voice guidance unit 17 that provides voice guidance to customers through a speaker (not shown); an internal monitor 18 for the staff; A floppy disk 19 that reads a data file in which financial institution information necessary for transfer transactions is recorded, a transmission control section 20 that controls data transmission between the main control section 11 and a host computer (center) not shown, and a power supply section. 21 are provided. Further, the main control unit 11 is connected to a remote monitor 22 for use by a staff member provided outside.

Next, in such a configuration, FIGS. 4(a) to (d)
The transfer operation will be explained with reference to the flowchart shown in FIG. For example, a customer is now standing in front of this device.

At this time, the CR1 display unit 5 will display the message "Welcome, please specify the handling method" and the message "Withdrawal,
Selection keys for "deposit, balance inquiry, passbook entry, transfer, transfer" are displayed. In response to this guidance, the customer presses the button labeled "Transfer". As a result, the main control unit 11
determines to proceed to the next processing step, and displays "Please press the type of transfer" on the CR1 display section 5, as well as a selection key for "cash or card withdrawal" (STI). Next, the customer presses down on the area that says "Card withdrawal" according to the instructions (
ST2). As a result, the main control unit 11 determines that the photographing will be performed by debiting the card (5T3), and displays the message "Please insert your card" on the CR1 display unit 5 (ST4). Next, the customer inserts the card into the card insertion slot 6 according to the instructions (ST5). Then, the card is taken into the magnetic card reading section 12, and account information such as a password and account number recorded on the magnetic stripe section is read by a magnetic head (not shown) (ST6).

The above account information is checked by the main control unit 11 (S
T7) If it is determined that the card is incorrect, the main control unit 11 performs error processing. Further, if the main control unit 11 determines that the card is correct, it displays “Please press your PIN number” on the CR1 display unit 5, and
A numeric keypad and a correction key are displayed (ST8). Next, the customer follows the instructions and inputs the PIN number by pressing down on the area where the numeric keypad is displayed (S79).
). By inputting this password, the main control unit 11 determines whether or not the passwords match (ST10), and if they do not match, performs a password re-input process.

In addition, when the main control unit 11 determines that the PIN numbers match or that the cash key is pressed in step 3,
``Please press the amount to be transferred'' is displayed on the CR1 display section 5 along with a numeric keypad and an amount key (ST11).
).

Next, the user follows the instructions and inserts the amount to be transferred (ST12). With this input, the main control unit 11
1 Display section 5 displays the message ``Press the registration key or the designation key depending on whether the destination is registered or not'' (8th page 13).

At this time, the main control unit 11 inputs the transfer destination as in the following procedure, and also judges whether or not the transfer is from Cardroza (5T14). If it is determined that the transfer is from Cardroza, then the A host computer (not shown) sends a payment message based on the read account information and input transfer amount, etc.
(ST15). If a payment permission message is returned from the host computer in response to the transmitted payment message (ST16), the main control unit 11 retains the payment permission message as is. This ensures that while the customer is entering the transfer details, i.e. in step 13.1.
9 to step 41, payment processing is performed from the customer's account. In addition, if a non-payment message is returned from the host computer in response to the sent payment message (S
T16.17), even in the middle of inputting the transfer destination, the main control unit 11 displays on the CR1 display unit 5 the message "The transfer transaction cannot be performed because the balance is insufficient" and interrupts the transfer transaction (
ST18).

Next, the customer inserts the specified key according to the instructions in step 13 (ST19). When the main control unit 11 determines that this designated key has been input (S〒20), the main control unit 11
displays on the CR1 display section 5 the message □゛"Press the name of the destination financial institution"(ST21>). Following this guidance, the customer presses the name of the financial institution (ST22).

By pressing this button, the main control unit 11 determines that the name is not an individual name (5T23), and furthermore, if it is determined that the list is not possible (
ST24), the main control unit 11 causes the CR1 display unit 5 to display "Please enter the initial letter of the destination bank name", and
Display the katakana key, correction key, and completion key (S
T25). Then, when the completion key is pressed (ST
26), or if the main control unit 11 determines that Ichigo is acceptable in step 32, the main control unit 11 displays the message "Please press the destination bank name" and displays a bank name selection key (ST27). ). Following this guidance, the customer presses down the name of the destination bank (ST28).

By this depression, or in step 23, the main control unit 1
1 determines that an individual bank name has been entered, and the main control unit 11 determines that a list of branch names is not possible (ST29).
, when the message ``Please enter the initial letter of the destination branch name'' is displayed on the CR7 display section 5.

Both display a katakana key, a correction key, and a completion key (ST30), and when the completion key is pressed (ST31), or if it is determined in step 29 that a list of branch names is possible, the main control unit 11 On the CR7 display section 5, select “
Please press the name of the destination branch" and a branch name selection key is displayed (ST32).

Following this guidance, the customer presses the name of the destination branch (ST33).

By pressing this button, the main control unit 11 displays “” on the CR7 display unit 5.
``Please enter the destination account number and deposit type'' and display the numeric keypad, correction key, normal key, and current account key (ST34).

Following this guidance, the customer enters the account number and deposit type (ST35). By this input, the main control unit 11
If it is determined that the address is not the main branch (S736), the CR7 display unit 5 displays "Please press the recipient's name", and the katakana key, alphanumeric designation key, key for designating the recipient's business type, A correction key and a completion key are displayed (ST37). If the main control unit 11 does not determine whether the katakana key is input (ST3B) and an alphanumeric designation key is input (ST39), the main control unit 11 displays the CR7 display as shown in FIG. At step 5, the message "Please press the recipient's name" is displayed, and an alpha bet key, numeric keys, a key for specifying the type of business of the recipient, a correction key, and a completion key are displayed (ST40). and,
When the name of the person to be upgraded is entered in accordance with the guidance in step 38 or 40 and the completion key is pressed (ST41.)
, if it is determined in step 36 that it is the main branch, or if it is determined in step 20 that the registration key is input, the main control unit 1
1 causes the CR7 display unit 5 to display "The computer is currently processing the computer. Please wait for a while." (ST4
2). At this time, the message from the host computer (not shown) includes the recipient's store number, account number, name, address, telephone number, and multiple remittance information (bank name (katakana code)).
, branch name (Katakana code), account number, deposit type, etc.). The main control unit 11 also sends and receives inquiry messages, and prints the results on journal paper (ST43). The financial institution name, bank name, and branch name as the payer information in the inquiry message are sent and received in katakana code.

Next, when the main control unit 11 determines registration (ST44
), select [Please confirm recipient] on CR7 display section 5.
In addition to displaying the beneficiary information and the first registered remittance information (bank name, bank branch name) in kanji, the confirmation key, cancellation key, and designation key for the next registration are also displayed ( sT45). Following this guidance, the customer presses the next registration designation key, confirmation key, or cancellation key (ST46). Then, when the main control unit 11 determines to input the next registration designation key (ST47).

Returning to step 45, the transfer destination information is changed to the next transfer destination information and displayed, and when it is determined to input the cancellation key (ST
47), perform the cancellation process. Further, if the main control unit 11 determines that the registration is not registered in step 44, the main control unit 11
The message "Please confirm recipient" is displayed on the R7 display section 5, and a confirmation key and a cancellation key are also displayed (ST48). Following this guidance, the customer presses the confirmation key or cancellation key (ST49). and,
When the main control unit 11 determines that the cancellation key has been input (ST5
0), performs cancellation processing.

In addition, when the main control unit 11 determines that the confirmation key has been input in step 47.50 and determines that Cardroza is not being used (ST51), the main control unit 11 displays the message “Please press the payer's name” on the CRT display unit 5. ” is displayed, as well as a katakana key, an alphanumeric designation key, a key for specifying the type of business to which the transfer is to be made, a correction key, and a completion key (ST5).
2).

Then, if the main control unit 11 does not determine whether a katakana key is input (ST53) and an alphanumeric designation key is input (ST
54), the main control unit 11, as shown in FIG.
The message "Please press the name of the payer" is displayed on the display section 5, and alphabet keys, numeric keys, a key for specifying the type of establishment of the transfer destination, a correction key, and a completion key are displayed (ST55). Then, when the payer's name is entered in accordance with the guidance in step 52 or 55 and the completion key is pressed down (ST56.), the main control unit 11
Please enter your phone number" is displayed, along with a numeric keypad and a completion key (ST57). Following this guidance, the customer enters their phone number and completion key (
ST58). Input this completion key or step 5
When the main control unit 11 determines to use Cardroza in step 1, the main control unit 11 displays on the CR7 display unit 5, “If you agree with the details of the transfer, please press confirm”, and displays the transfer details, a cancellation key, Display the confirmation key (ST
59). Following this guidance, the customer presses the confirmation key or cancellation key (ST60). Then, when the main control unit 11 determines that the cancellation key has been input (ST61)
, perform the cancellation process and decide whether to input the confirmation key 5T6
2) When it is determined that the card slot is not being used, the CR7 display unit 5 will display the message "Please put banknotes and coins into their respective slots. If you agree, please press the confirmation key" and press the confirmation key and cancel key. is displayed (ST63). Following this guidance, the customer inserts bills into the bill insertion slot 3 and coins into the coin insertion slot 8 (ST64). Then, the banknotes are accepted into the deposit/withdrawal unit 14 and inspected and counted, and the coins are accepted into the coin deposit/withdrawal unit 15 and inspected and counted (ST65). When the inspection counting is completed, the main control unit 11 causes the CR7 display unit 5 to display the input amount on the display in step 59 (S
T66). In response to this guidance, the customer inserts the confirmation key and cancellation key (ST67). Then, when the main control unit 11 determines that the cancellation key has been pressed (ST68), the cancellation process is performed.

Furthermore, when the main control unit 11 determines that the confirmation key has been input,
Alternatively, if it is determined in step 62 that Cardroza is to be used, the main control section 11 causes the CR7 display section 5 to display "Currently processing the computer. Please wait for a while" (ST69).

The main control unit 11 also sends and receives the transfer message, and prints the result on journal paper using a printing device (not shown) (ST70). In response to the end of this printing, the main control unit 1
1 compares the deferment amount and the withdrawal amount or input amount. By this, it is determined whether there is change (S
T71). Then, when the main control unit 11 determines that there is change, the main control unit 11 causes the CR7 display unit 5 to display "Please receive banknotes and coins from their respective receiving slots" and displays the amount of change (ST72 ).

At this time, the main control unit 11 operates the deposit/withdrawal unit 14 to discharge change banknotes into the bill insertion slot 3, and operates the coin deposit/withdrawal unit 15 to discharge change coins into the coin receiving slot 9 (ST73).

As a result of this release, the customer receives change (ST74).

When the receipt of change is completed and the main control unit 11 determines that there is no change in step 71, the main control unit 11
``Please receive card'' is displayed on the R7 display section 5. At this time, the main control unit 11 causes the card to be ejected from the card insertion slot 6 (ST76), and the customer receives the card (ST77), completing the transfer process.
As mentioned above, when entering names such as the payer's name and beneficiary's name, it is possible to enter either katakana characters or alphanumeric characters.

In addition, in the above embodiment, alphanumeric characters are alphabetical,
Although the numbers are arranged in numerical order, the key arrangement is not limited to this, and a key arrangement such as JIS may be used. Alternatively, a post office may be used as the financial institution.

[Effects of the Invention] As detailed above, according to the present invention, it is possible to automatically input deferment transaction information and name keys such as the payer's name and beneficiary's name either manually or in katakana characters or alphanumeric characters. We can provide trading equipment.

[Brief explanation of drawings]

The drawings show one embodiment of the present invention; FIG. 1 is a perspective view of the overall appearance, FIGS. 2 and 5 are diagrams showing display examples of a CRT display section, and FIG. 3 is a main part of an electric circuit. FIG. 4 is a flowchart for explaining the transfer operation. 3... Bill insertion slot, 5... CRT display section, 6...
Card insertion slot, 8... Coin insertion slot, 9... Coin change receiving slot, 11... Main control unit, 12... Magnetic card reading unit, 14... Deposit/withdrawal unit, 15... Coin deposit/withdrawal unit, 16...Customer service unit, 19...Floppy disk. Applicant's agent Patent attorney Takehiko Suzue Figure 1 M2

Claims (2)

[Claims] (1) In an automatic transaction device that performs transfer transactions, selection of an input means for inputting transfer transaction information entered by the sender and whether input using this input means is in katakana characters or alphanumeric characters. 1. An automatic transaction device comprising: means; and transaction means for performing a transfer transaction based on transfer transaction information inputted by an input means in accordance with a selection result of the selection means. (2) The automatic transaction device according to claim 1, wherein the transfer transaction information includes a transfer person's name and a payee's name.