JPS6128187A - Automatic cash transactor - Google Patents

Abstract

(57) [Summary] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed description of the invention] [Field of application of the invention] The present invention relates to an automated teller machine.

[Background of the invention]

In a conventional automatic teller machine, an operator of the machine sets bills for payment transactions in a stacker that sorts them by type, and notes the number and amount of the set bills. Then, by separately calculating the number and amount of banknotes paid out during autopsy, and counting the calculated results and the banknotes remaining in the stacker,
I am forced to confirm that the amount and number of tickets match. That is, the device itself not only does not have the function of counting the initial number and amount of banknotes, but also does not have the function of counting the number and amount of banknotes paid out during a transaction.

However, the operation manager has to check the counting of banknotes, which poses the problem of requiring a great deal of labor. Moreover, since the deposited banknotes must be stored in a stacker separate from the stacker for payment transactions, there is a problem that they cannot be recycled for use in payment transactions.

[Purpose of the invention]

In view of the above circumstances, the present invention is capable of automatically counting the number and amount of banknotes, as well as automatically inspecting the initial count and the count at the time of aggregation. An object of the present invention is to provide an automated teller machine which eliminates the need for a banknote to be counted.

[Summary of the Invention] In order to achieve the above-mentioned object, the present invention provides a safe storing banknotes, and at the time of initial setting, supplies the banknotes in the safe to each first stacker according to the type, and also supplies the banknotes in the safe to each first stacker according to the type. A first means for counting the number and amount of money and storing each counted value in a memo 1, a second means for recording the counted value by the first means and outputting it to the outside, and a transaction. During operation, 1. Count the number and amount of banknotes paid from each first stacker according to the type, and count the number and amount of banknotes deposited in the second stacker according to the type, and deposit the banknotes. a third means for storing the counted value of banknotes and the counted value of paid banknotes in a memory; and at the time of aggregation, conveying the banknotes existing in the first stacker and the second stacker to the safe, and storing the number and amount of the banknotes; a fourth means for counting according to the type and comparing the counted value with the counted value of banknotes at the time of initial setting and the counted value of banknotes at the time of transaction operation;
When the counted value at the time of aggregation and the counted value at the time of transaction operation and initial setting are compared by the means described in the above, the record is clearly outputted to the outside, including whether the two counted values match or not. The system is characterized by having a means for allowing the operator to visually check the records of the counted values during initial setting, occasional transaction operation, and aggregation.

[Embodiments of the invention]

The invention will now be described with reference to the accompanying drawings.

FIGS. 1 to 6 show the present invention in an automated teller machine (ATM).
) is shown.

In the figure, code 1 is an automated teller machine (hereinafter simply A
(abbreviated as TM). Reference numeral 2 denotes an operation mechanism, which includes an operation panel section 21 for customers to perform transaction operations;
It consists of an operation guidance display section 22 that displays the operation method, and an internal operation panel 23 for operation by the operation staff.

3 is a slip card mechanism that accepts the magnetic card (
Magnetic card section 31 that performs data collection, etc. (not shown)
, a transaction statement/journal printing section 32 for recording the details of transactions with customers, and an imprint section 33 for imprinting on the embossment of a magnetic card.

4 is a banknote payment mechanism for paying a desired amount to a customer during a payment transaction, and includes 500 yen bills, 1,000 yen bills, 5,000 yen bills,
The first stacker that accommodates each million-yen hole 41.42%48.
It has 44. Since the respective first stackers 41 to 44 have the same structure, the one for 500 yen bills will be explained here. That is, the first stacker 41 for 500 yen bills.
As shown in FIG. 4, the box is shaped like a box with one end open, and has a press plate 41a which is movably attached between the opening and the inner bottom and which can stack banknotes in an S layer. ing.

Then, the banknotes are stored by sequentially stacking the banknotes on the push plate 41a by the storage section 11a of the conveyance path 11, and the uppermost stacked banknote is transferred to the payout section 11 of the conveyance path 11.
By b, it is possible to perform 1llff primary payout. In FIG. 4, 1.5 is the first
A gate provided in a communication section communicating with the stacker moves as shown in solid lines and broken lines to open a path for banknotes to the first stacker and to open a path for banknotes fed from the first stacker. It has become.

It consists of a discriminator 51 that discriminates the authenticity and authenticity of banknotes, and a second stacker 52 that stores banknotes deposited by customers. The second stacker 52 includes a primary stacker 52a that temporarily stores deposited banknotes until the transaction is completed normally, and a primary stacker 52a that stores the deposited banknotes until the transaction is completed normally.
and a secondary stacker 521j for storing banknotes inside. The primary stacker 52a is arranged on the secondary stacker 52b, and is located between the partition plate 53 of the ATM main body and the roller llc of the conveyance path 11.

As shown in FIG. 5, the secondary stacker 52b has a box shape with an open top and a part of the bottom.
When set in the TM main body, the upper opening portion is closed by a partition plate 53 with a force of 1M. and,
When deposited banknotes are sent through the storage section 11'a of the conveyance path 11, the partition plate 53 operates to open the upper opening to store the deposited banknotes and remove the stored banknotes. can be fed out by the feeding section 11b of the conveyance path 11.

61-L safe, in which the operator stores banknotes for payment transactions in advance when operating the bank, and the secondary stacker 52b of each of the first stackers 41 to 44 and the second stacker 52 when collecting and dividing. It should be used to store the banknotes that exist in the area. That is, as shown in No. 3M, the 6-book safe has a box shape with an open top, and a push plate that can be movably inserted between the opening and the inner bottom and on which banknotes can be stacked. 61 and
Although not shown, it has an upper door that opens the opening when set in the ATM main body and can close the opening when removed from the ATM main body. When the banknotes are set in the ATM main body, the uppermost banknotes stacked on the push plate 61 are fed out through the payout section 11b of the conveyance path 11, and the banknotes are unloaded by the storage section 11a of the conveyance path 11. They can be stacked on the push plate 61.

7 is a passbook printing mechanism that prints transaction details on the passbook.

Reference numeral 8 denotes a control unit that controls the above-mentioned mechanisms according to an internally stored program.

9 is a central system that inquires and updates customer information via the control unit. Note that 10 is a power supply unit, and 11 is a remote monitoring device.

However, at the time of initial setting, that is, when all banknotes are stored in the safe 6, all the banknotes can be stored in the first stackers 41 to 44 from the safe 6 via the conveyance path 11. It has become.

At that time, the banknotes are passed through a discriminator 51 to be discriminated for each gold denomination, and are also passed through a first detector 1 to be described later.
2 allows the number of coins and moss amount to be used as arguments for each denomination.

The conveyance path 11 is for conveying banknotes,
As shown in FIG. 2, one safe 6, first stackers 41 to 44
, two stackers 52, a discriminator 51, a bill separator 518.
The tray portions 14 are connected to each other and are comprised of a feeding portion 11a and a storage portion 11b having an appropriate number of rollers and belts. In addition, the above 1.1 part 14 is the payment deposit slot 1.
When a banknote is received by a customer in step 5, the banknote is sent to the banknote separator 13, and the banknotes from the first stackers 41 to 44 are sent to the payment deposit slot 15. The banknote separator 13 is for separating deposited banknotes one by one.

The first detector 12 is installed on the conveyance path dispensing section 11b next to the safe 6, as shown in FIG. , a detector 12b that detects that the banknote has passed on the conveyance path 11 as shown in FIG.
When the detector 12c finally detects M, it is possible to count the force, the number of 100 yen bills, and the amount. Note that the detectors 12b and 12c are installed on each of the first stackers 41 to 44, respectively, so that they can count the number and amount of banknotes corresponding to the first stackers 41 to 44. .

When the detector [2] receives the number and amount of each banknote as an argument, the argument 111. L is stored in a predetermined memory. At that time, the transaction details/journal printing section 32 of the magnetic card section 3 prints the initial setting value on a slip, and sends the slip to the outside of the ATM. It is now possible to confirm.

On the other hand, during transaction operation, when the banknotes stored in the first stackers 41 to 44 are paid, the second detector 16 can count the number and amount of the banknotes to be paid. The second detector 16 is installed on the downstream side of the gate 15 in the conveyance path 11 as shown in FIG. It is now possible to divide the number of sheets and the amount. Then, the counted values of the number and amount of each bill to be paid are stored in a predetermined memory.

Further, when banknotes deposited by a customer are stored in the second stacker 52, the number and amount of banknotes deposited can be counted by denomination by the third detector 17. The third detector 17 is installed, for example, above the secondary stacker 52b as shown in FIG. It is now possible to divide . When the number and amount of deposited banknotes are counted, the counted values are stored in a predetermined memory.

The third detector 17 also has a function of detecting whether deposited banknotes remain in the secondary stacker 52b together with the detector 17a when the deposited banknotes are completely stored in the secondary stacker 52b from the primary stacker 52a. I have it.

When the transaction is completed and the banknotes inside the device are totaled, the banknotes present in each of the first stackers 41 to 44 and the secondary stacker 52b of the second stacker are fed all at once to the safe 6 via the conveyance path. It is now possible to do so.

In that case, the number and amount of banknotes fed into the safe 6 can be counted by the fourth detector 18 according to the type. The fourth detector 18 is a third
As shown in the figures to FIG.
Detector 1 detects that deposited banknotes are dispensed from 2b
8a, 18b, and a detector 18c installed on the downstream side of the gate 15 in the conveyance path 11 next to each of the first stackers 41 to 44 and detecting that each banknote is fed out from each of the first stackers. , conveyance path storage section 11 next to the safe 6
A detector 18d is installed on the safe 6 and detects that a banknote has been sent into the safe 6, and the detector 18d divides the number and amount of each banknote by the final detection. It is now possible to do so. That's no good,
The detector 18c also has the function of the second detector 16. The secondary stacker 52b is detected by the fourth detector.
When the number and amount of banknotes present in the first stackers 41 to 44 are divided, the division value at the time of collection is compared with the sum of the division value at the time of initial setting and the count value at the time of transaction operation. It is now possible to be In this case, the number of bills to be paid and the divided value of the amount of the banknotes are added as a negative value in the numerical value at the time of continuous transaction. The transaction details/journal printing section 32 of the magnetic card section 3 prints each of the counted values on a slip, and sends the slip to the outside of the ATM so that the operator can confirm the counted value. It has become. At that time, it is possible to display on the slip whether or not the results of comparison between the count value at the time of totaling and the count value at the time of initial setting and transaction operation match or not.

Next, the operation of the ATM will be described according to the flowchart shown in FIG.

A staff member in charge of operations set the safe 6 containing banknotes for payment transactions into the ATM, and then inserted the money into the ATM (
After step 100), each (D machine HJr) performs mechanical initialization to check whether it operates normally (110), and even if it is OK, it waits for instructions for the first 1viii number of When performing Noyarize,
If it is N (5), it will be processed until it operates normally, that is, until it reaches 6K.

Then, when the initial dividing number is specified (120), the bills for payment transactions are fed out one by one from the safe 6 and conveyed (18).
0), by passing through the discriminator 51 on the conveyance path 11, the gold coins are discriminated (140) and sorted according to their denomination type. That is, the banknote is placed in the five-yen stacker 41 (160), and the banknote is placed in the thousand-yen stacker 42 (170).
, the banknote is stored in the 5,000 yen stacker (190) is stored in the 180L million yen stacker.At that time, the first detector 2 counts the number and amount of each It*f and calculates the number of sheets. - Store in the amount area (200).This operation is repeated until there are no more banknotes in the safe 6 (210).

When there are no more banknotes in the safe 6, the scanning operation stops, and the transaction statement journal printing unit 32 of the slip card mechanism 3 prints the counted value of each bill on a slip and discharges it (2!20 ). This allows the operating staff to know the number and amount of each banknote initially set in the device from the slip, thereby enabling the customer to conduct transactions.

Note that since the information on the banknotes for payment transactions is stored in the memory area, the information will not disappear unless a totaling operation is performed.

On the other hand, during transaction operation, if the customer is making a payment transaction, for example, the discriminator 51° tray part 1 is moved from the first stackers 41 to 44.
4, the desired banknotes are dispensed into the deposit slot 15. At this time, the number and amount of the dispensed bills are counted by the second detector 16, and the counted value is stored in the memory.

In addition, when a customer makes a deposit transaction, the banknotes are transferred from the input deposit slot 15 to the tray part 14, the banknote separator 13, and the discriminator 51.
The deposited banknotes are stored in the primary stacker 52a of the stacker 52. At this time, the denomination of the deposited banknotes is determined by the validator 51, and the number and amount of the deposited banknotes are counted by the third detector 17. Okay, that count is stored in memory. Since banknote information is stored in the memory for each transaction, whether payment or deposit, the contents will not disappear unless aggregation is performed.

In addition, when a transaction is made with a customer, the details of the transaction are printed on a transaction statement slip and a journal by the transaction statement journal printing of the slip card mechanism, and the transaction statement slip is received by the customer.

After the device has been operated for a certain period of time, its operation is stopped and collection is performed (240). In that case, when the internal operation panel 18 of the operation mechanism 1 is used to instruct counting at the time of totaling, the banknotes deposited by the customer are transferred to the secondary stacker 5 of the second stacker 52.
The deposited banknotes are separated and conveyed one by one from 2b and stored in the safe 6 via the discriminator 51, and the number and amount of deposited banknotes are counted (250). At this time, of course,
Since the safe is in one place, there is no need to divide the storage location into nine different locations depending on the identification results. Next, the payment transaction banknotes are fed out from the ten thousand yen stacker 44, passed through the discriminator 51 as described above, and stored in the safe 6, and the number and amount of the banknotes are counted (260).

Similarly, 5,000 yen stacker 43, 1,000 yen stacker 42,
The money is stored in the safe 6 from the 500 yen stacker 41 and is given as an argument (270), (280), (290).

After all the banknotes are stored in the safe 6 and the number and amount of each banknote are given as arguments, the division value is compared with the count value stored in a predetermined memory area in advance (3go). That is,
The number and amount of each banknote at the time of counting are compared with the result of adding the number and amount of banknotes at the time of initial counting and the number and amount of banknotes at the time of attachment (800).
. In that case, the payment count value at the time of transaction is added as a negative value.

If the comparison results are the same, edit the number and amount of each safe for each safe, including the division value at initial setting, the counted value during transaction operation, and the counted value during aggregation, and print it on a slip with a normal signature and output it. (810). Also, if the comparison results are not equal, an abnormality sign should be displayed on the operating mechanism 1 (820).
, edit each count value in the same manner as above, print it on a slip together with an abnormal sign, and output it (880).

Thereby, the operation staff can know the total result without having to count each banknote in the safe 51.

Although the illustrated embodiment shows an example in which the counting results are printed and displayed on a slip, the present invention is not necessarily limited to this. For example, a remote monitoring device may be provided with a function of displaying the B1 value at the time of initial setup, transaction operation, and autopsy, thereby making it possible to remotely monitor the ATM while it is in operation. However, it is also possible to expand the system so that the central system manages the counting results by reporting the counting results to the central system at certain occasions such as opening, closing, and customer transactions.

As described above, the present invention stores bills for payment transactions from a safe into each first stacker at the time of initial setting, counts the number and amount of the bills according to the type, and stores the bills in the first stacker and the first stacker at the time of totaling. The banknotes are stored in the safe from the second stacker, the number and amount of the banknotes are counted according to the type, and the counted value is compared with the counted value at the initial setting and the counted value at the time of transaction operation to determine whether they match or not. Since the configuration is configured so that banknotes are clearly included and output externally, there is no need for the operations staff to calculate the banknotes for each payment transaction, and there is no need to subtract them when totaling. You can save time and effort. Moreover, since the payment transaction banknotes and the deposited banknotes are stored together at the time of aggregation, the deposited banknotes can also be recycled and used for the payment transaction at the next operation, and rationalization can be achieved accordingly.

[Brief explanation of drawings]

Fig. 1 is a block diagram showing an embodiment in which the present invention is applied to an automatic teller machine (ATM), Fig. 2 is a block diagram showing a banknote conveyance route, and Fig. 3 is a schematic diagram showing a state in which a safe is set. 4 is a schematic diagram showing the first stacker, FIG. 5 is a schematic diagram showing the secondary stacker of the second stacker, and FIG. 6 is a flow chart diagram showing the operating procedure of the present invention. 1... Automatic teller machine (ATM), 2... Operating mechanism, 8... Slip card mechanism, 4... Banknote payment mechanism, 41-44... First stacker, Death... Banknote Deposit mechanism, 51... Discriminator, 52... Second stacker, 52a
... Primary stacker, 52b... Secondary stacker, 6
...Safe, 8.Control unit, 9.Central system,
11... Conveyance path, 12... First detector, 16...
Second detector, 17...Third detector, 18...Fourth detector
detector. $ 2 Figure 3 Figure 3 A light system Rumored tree hat $ 4 [21 tickets, S times

Claims (1)

[Claims] In an automated teller machine comprising a bill dispensing mechanism having a plurality of first stackers for storing bills for payment transactions by denomination, and a bill depositing mechanism having a second stacker for storing deposited bills, A safe storing banknotes, and at the time of initial setting, supplying the banknotes in the safe to each first stacker according to denomination, counting the number and amount of each banknote, and calculating the count value of each banknote. the first to store in memory
means, a second means for recording the counted value by the first means and outputting it to the outside, and counting the number and amount of bills paid from each first stacker during transaction operation by denomination, and , a third bank that counts the number and amount of deposited banknotes stored in the second stacker by denomination, and stores the counted value of each deposited banknote and the counted value of each paid banknote in a memory;
At the time of aggregation, the banknotes present in the first stacker and the second stacker are transported to the safe, and the number and amount of the banknotes are counted by denomination, and the count value and the banknote at the time of initial setting are A fourth means for comparing the counted value of banknotes and the counted value of banknotes at the time of transaction operation, and the fourth means compares the counted value at the time of aggregation and the counted value at the time of transaction operation and initial setting. an automatic teller machine, comprising: fifth means for clearly outputting the counted values of the two, including whether they match or not, to the outside when