JPS61163882A - Automatic transaction device - Google Patents

Abstract

PURPOSE:To permit specific data to be printed on covers by a method in which a bankbook in opened state is housed in a housing section, unrecorded portion of transaction data are printed on the internal papers at the time of issuing, and the cover of the bankbook is closed by a page closer. CONSTITUTION:A bankbook housing section 22 is provided in a terminal device 1 for recording transaction data on a bankbook. Plural new bankbooks 21 in opened state are housed in the section 22, and transaction data are printed on an old bankbook 9 inserted into the device 1 by an user. While all the transaction data are not printed, one of the new bankbooks 21 in opened state is taken out of the section 22 when the printing on the final page of the old bankbook 9 is finished, and unrecorded portion of the data is printed. Afterwards, the new bankbooks 21 are closed in the page-closing section 24, the cover of the bankbooks 21 is positioned in the printing section without the needs to turn over the cover of the bankbooks 21, and specific data on user names, account numbers, etc., are printed on the cover for offering them to users.

Description

DETAILED DESCRIPTION OF THE INVENTION [Technical Field] The present invention relates to an automatic transaction device having a function of printing transaction data on a passbook currently in use and a function of issuing a new passbook.

[Prior art]

As a main device in transaction systems at banks and other financial institutions, customers insert their passbooks to deposit cash.

Conventionally, automatic transaction devices are known that print unrecorded data of past transactions on the passbook when a payment or balance inquiry is made.

In this automatic transaction device, when the last line of the last page of the passbook transaction data is printed,
Customers were instructed to return their passbooks even if there was unrecorded data and to have a new passbook issued at the store counter.

However, recently, automatic transaction devices have been proposed that can issue a new passbook on the spot at the same time as the used passbook is returned when the last line of the last page of the passbook has been printed as described above.

This automatic transaction device has a storage section inside the device, and stores an appropriate number of new passbooks (hereinafter referred to as new passbooks) in advance in this storage section.
When the last line of the last page of the passbook currently in use (hereinafter referred to as the old passbook) inserted into the device is printed, a new passbook is taken out from the storage section and the unrecorded passbook is printed. If transaction data remains, it is printed on the new passbook, and the magnetic storage data read from the old passbook is written on the new passbook Q magnetic stripe, which is then issued to the customer through the issuing port. ing.

By the way, when recording transaction data in a passbook, it is necessary to carry over the page, so various conventional automatic transaction devices that handle passbooks have been proposed that are equipped with a page break mechanism to turn the pages of the passbook. ing.

This page break mechanism is shown in, for example, Japanese Patent Publication No. 59-15080 and Japanese Utility Model Application Publication No. 56-76449, and its contents include pages that require a page break in a passbook that has been conveyed to the page break mechanism section. A roller is pressed against the page and rotated, and the roller turns over one page.

Therefore, in the automatic transaction device that can issue the new passbook described above, in addition to the unrecorded data recorded on the paper inside the new passbook and the specific data written on the magnetic stripe, the passbook is identified on the cover of the passbook. If you do not record the necessary data such as customer name, store number, account number, etc., there will be no one left.

Recording on the cover of the passbook can be done using a printing unit that prints transaction data on the paper inside the passbook, but for this purpose it is necessary to turn over the cover of the passbook.

For example, if the first page of a new passbook is opened and stored in advance, unrecorded transaction data can be printed by transporting it to the printing unit as is, but customer specific data can also be printed on the cover. If you do so, you must turn over the cover. In addition, if the new passbook is stored with the cover facing up and the cover is not opened, you can transport it as is and print on the cover, but if you want to print unrecorded data, you must turn over the cover. , shall be the first page.

In this way, automatic transaction devices that can issue new passbooks require the cover to be turned over.
As shown in No. 168367, based on the idea that this work is performed in the same way as the above-mentioned page-breaking work of turning over the inside paper of the passbook, the cover of the passbook is turned over using the page-breaking mechanism of the conventional device. There is.

[Problem that the invention seeks to solve]

However, the cover of the Ogaragara-11 passbook is made of durable paper considering the durability of the passbook, so it is thicker and more rigid than the inner paper, so it is easier to turn the inner paper. There was a problem with the page break mechanism that it was not possible to perform the cover page reliably.

Therefore, an object of the present invention is to solve the above-mentioned problems.The purpose of the present invention is to provide a dedicated page closing means for closing the cover of the passbook, and to open the new passbook in advance by opening the first page. When issuing a new passbook, print the unrecorded transaction data on the inner paper and then close the cover using the page closing means to ensure that the specific data of the passbook is printed on the cover. The goal is to make it possible.

[Means for Solving the Problems] In order to solve the above-mentioned problems, the present invention provides an automated teller machine having a function of issuing a new bankbook. A passbook storage unit that stores the pages with their pages open; a passbook transport device that transports the passbook between this passbook storage unit and the passbook insertion slot into which the passbook is inserted or ejected; A print column end detection means for detecting that printing has been performed in the column; a page turning means for turning the pages of the passbook in the passbook transport means; and a new passbook from the passbook storage section in response to detection of the print column end A new passbook sending means for sending out a new passbook, a storage means for storing passbook specific data such as an account number, store code, and name written on the passbook to identify the passbook, and a printing means for printing transaction data and passbook specific data. The present invention is characterized by comprising a page-closing means provided in the passbook transport means for closing the opened pages of the passbook together with the cover.

[Effect]

According to the above-mentioned means, when transaction data is printed on a passbook in the device, and all print fields of the passbook are printed before all transaction data are printed, this is detected as the end of the print field. A new passbook is detected by the printing means, a new passbook is taken out from the passbook storage section, unrecorded data is printed from the first page of the new passbook by the printing means, and when all transaction data is printed, the new passbook is closed. It is possible to close the cover using the page means with the cover facing upward, print the passbook specific data read from the storage means on the cover, and eject the passbook from the passbook insertion slot to provide it to the customer.

〔Example〕

An embodiment of the present invention will be described below based on the drawings.

Fig. 1 is a schematic block diagram of an automatic transaction device showing an embodiment of the present invention, Fig. 2 is a diagram showing the cover and print field of a passbook used in this embodiment, and Fig. 3 is a terminal shown in Fig. 1. FIG. 4 is a side view showing the mechanical configuration of the device, FIG. 4 is a side view showing the operating process of the page closing section in FIG. 3, and FIG. 5 is a side view showing the operating order of the automatic transaction device in this embodiment. -Ayah)-c6.
L. 1 In FIG. 1, 1 is a terminal device that is capable of recording unrecorded data in an old bankbook and issuing a new bankbook. It is connected to the data processing center 4 via.

Reference numeral 5 denotes a main control section of the terminal device 1. This main control section 5 is composed of a microprocessor, memory, etc., and controls the interface with the input/output control section 6 and the communication control section 2 of the terminal device 1, and the data processing center 4. It performs common operation control for sending and receiving data processing and transaction processing during the transaction.

The input/output control section 6 includes mechanical sections that perform various operations regarding passbook processing, namely, a printing section 7, a passbook transport section 1G, a page/line detection section 12, a page turning section 14, a magnetic stripe read/write section 1B, and a new section. A passbook sending unit 20 is connected to each.

Among these mechanical units, the printing unit 7 prints transaction data, etc. on the old passbook 9 and the new passbook (described later) using a print head 8 disposed on the passbook transport path, and the passbook transport unit 10 prints transaction data etc. in the terminal device 1. The old passbook 9 inserted into the passbook and the new passbook to be newly issued are transported by a predetermined amount in both forward and reverse directions within the passbook transport path under the drive control of the transport motor 11. The installed optical reading sensor 13 detects the page data and printed lines of the old bankbook 9 and the new bankbook.

In addition, the page turning unit 14 operates the page turning roller 16 in the passbook conveyance path by energizing the solenoid 15, and rotates the page turning roller 16 by the motor 1T to turn over the old passbook 9 or the new passbook one page at a time. The magnetic stripe read Φ write section 1B reads the recorded data on the magnetic stripe on the old bankbook 9 or writes the recorded data on the magnetic stripe on the new bankbook using the magnetic head 19 installed in the bankbook transport path. Furthermore, the new passbook sending section 20
The new passbook 21 is sent out into the passbook transport path by driving the motor 23 from the passbook storage section 22 such as a hopper in which the new passbook 21 is stored. Note that the new bankbook 21 is stored in a plurality of stacks with the first page open.

Reference numeral 24 denotes a page closing section, which is connected to the input/output control section 6, rotates a blade 26 by a motor 25, and closes the cover of the new passbook 21 opened by the blade 26. This operation is performed after the new passbook 21 is issued from the passbook storage section 22 and the unrecorded data starting from the first page of the new passbook 21 is printed by the printing section 7, and then the closing page section 2
This is carried out after the new bankbook 21 is conveyed to the bank 4. Closed page part 2
The new bankbook (2, 1) with the cover closed at 4 is again conveyed to the printing unit 7, and the specific data of the bankbook, that is, the customer name 9 store number and account number are printed on the cover.

This new bankbook 21 is finally conveyed to the magnetic stripe read/write section 18 and is moved to the old bankbook 9 by the magnetic head 19.
magnetic data is written and released to the customer.

On the other hand, the data processing terminal 4 sends transaction data transmitted from each terminal device 1 via the line 3 to the central processing unit 27.
At the same time, the customer data file 28 is accessed based on the account number data in the transaction data, and transaction permission judgment processing and file data update are performed, and transaction permission responses, passbook entry data, and ventilation stripes are processed. Transaction data such as update data and impression pattern data of the notification seal is sent to the terminal device.

Here, the passbook used in this embodiment will be explained.

For example, the old bankbook 9 has a store number field 29, an account number field 30, and a name field 31 on the front cover, as shown in FIG. In addition, as shown in the same figure (b), each person who should print transaction data on the inner paper is organized by transaction data item.
A page mark PM indicating the page is printed. It goes without saying that the new bankbook 21 has the same format as the old bankbook 9.

3 and 4, when making a transaction such as making a deposit or recording unrecorded data, open the page to be printed on the old passbook 9, turn this page upwards, and insert the old passbook into the insertion slot 33 of the terminal device 1. Insert 9.

When the old passbook 9 is inserted, a passbook detection sensor (not shown) disposed near the insertion slot 33 detects the insertion and causes the transport motor 11 of the passbook transport unit 10 shown in FIG. 1 to move in the forward direction. A rotation command is sent.

As shown in FIG.
3 to the back of the terminal device 1, conveyor belts 34, 35 and 36°37 are arranged above and below the passbook conveyance path extending from 3 to the back of the terminal device 1, and these conveyor belts 34 to 3T are shown in FIG. The old passbook 9 or the new passbook 21 is conveyed by being wrapped around a plurality of rollers including the roller driven by the conveyance motor 11 shown in FIG.

The magnetic head 19 of the magnetic stripe read/write section 18 shown in FIG.
It passes over this magnetic head 19 and reaches the printing section T shown in FIG.

This printing section T is installed facing downward above the passbook transport path, and includes a print head 8 that performs printing while reciprocating in a direction perpendicular to the passbook transport path, and a black print head 8 placed just before the tip of the print head 8. It is equipped with an ink ribbon A1, a red ink ribbon A2, etc., and here, the outer printing pad 8 is mounted on the same carriage frame together with the optical reading sensor 13 of the page-line detection section 12, and the optical reading sensor 13 When the page mark PM and printed line of the old passbook 9 are detected, they are moved to a position that does not interfere with reading them.

As the print head 8, a so-called impact type wire dot print head or a thermal transfer type thermal head, which prints a large number of raw dots in a matrix to express characters, symbols, two figures, etc., can be used.

In front of the printing section 7, a page turning roller 16 of the page turning section 14 shown in FIG.
When all lines on the opened page have been printed, the old bankbook 9 is conveyed directly below the page turning roller 16, and the page turning roller 16 is rotated by the drive of the solenoid 15 and motor 17 shown in FIG. The next page opens.

On the other hand, at the end of the passbook conveyance path, the passbook storage section 22 shown in FIG. 1 is arranged in a direction perpendicular to the passbook conveyance path, and new passbooks 21 are stacked and stored therein.

This new bankbook 21 has the same format as the old bankbook 9 shown in FIG. 4, and is stored facing upward with the first page open to record unrecorded data.

Furthermore, a pick-up roller 38 connected to the motor 25 shown in FIG. It has become so. A weight 39 is placed on the top of the stacked new bankbook 21,
Pick-up roller 38 that friction feeds the new passbook 21
Guaranteed friction with 1Fr passbook 21.

The new passbook 21 sent out from the passbook storage section 22 is conveyed to the printing section 7, and unrecorded data is printed on the opened first page.

If the unrecorded data is to be carried over to the next page, the new passbook 21 is paged and conveyed to the section 14, and the page turning roller 16
The page is turned with <<, and then the paper is conveyed to the printing section 7 again, and the remaining unmarked pages are printed.

In this way, when printing on the inner paper of the new passbook 21 or printing on the inside of the back cover, it is only necessary to turn over the inner paper of the same paper quality, so by repeating the above process, pages can be updated one after another. can.

The page closing section 24 shown in FIG. 1 is provided on the passbook conveyance path in front of the passbook storage section 22, and is a blade that closes the cover of the new passbook 21 between each pair of conveyance rollers, which are arranged above and below the passbook conveyance path. 26 is arranged to be rotatable by a motor 25 shown in FIG.

The new passbook 21 on which the unrecorded data has been printed as described above is conveyed in the direction of the arrow (A) as shown in FIG. 4 (I).
The leading edge of the cover abuts against the blade 26.

Further, the cover of the new passbook 21 being conveyed in the direction of arrow (A) is guided by the blade 26 and lifted upwards as shown in (■) in the figure, and the perforation (center hold) of the new passbook 21 is made.
When the blade 26 approaches the blade 26, the blade 26 closes to the new passbook 2.
1') In synchronization with the progress, the motor 25 shown in FIG. 11 is driven to rotate in the direction of arrow (B) as shown in FIG. The blade 26 is conveyed in the direction (A).
is rotated in the direction of arrow (B) and stopped again at the position shown in the figure (■).

With the above, the operation of closing the cover of the new passbook 21 is completed, and the third
As shown in FIG. 2, the new bankbook 21 is guided by the back side of the blade 26, the new bankbook 21 is conveyed in the direction of arrow (C), and the printing unit 7 prints the bankbook specific data.

Next, the operation of the automatic transaction apparatus according to the embodiment will be explained using the flowchart shown in FIG.

First, when a transaction is executed, transaction data to be printed on the old passbook 9 is transmitted from the data processing center 4 to the terminal device 1.

Inside the terminal device 1, the old passbook 9 that has already been inserted as described above is being conveyed to the printing section 7, and during this time the optical reading sensor 13
The page mark P'M (see Figure 2 ■) on the opened page of the old passbook 9 is read, the printed line of this page is detected, and the next line to be printed is printed directly below the print head 8. positioned in position.

As mentioned earlier, the optical reading sensor 13 is mounted on the carriage together with the print head 8, and is movable in a direction perpendicular to the conveying direction of the old passbook 9. When a completed line is detected, the carriage is moved to be positioned at each reading position.

On the other hand, the transaction data transmitted to the terminal device 1 as described above is temporarily stored in the memory in the main control section 5, and when printing starts, it is transferred line by line to the printing section 7 and then printed by the print head 8. Printed on old passbook 9. This transaction data is printed using a focused ink ribbon A1. When printing of one line is completed, the old bankbook 9 is advanced by 91 lines by the operation of the bankbook conveying section 10, and the next line to be printed is positioned at the printing position.

The data indicating the line to be printed on the old passbook 9 is stored in the memory in the main control unit 5 together with the read page mark data, and the data for the line to be printed is updated every time a new line is printed. be done.

Even after printing transaction data, if the final printing position has not reached the last line of the last page, the old bankbook 9 is transported in the opposite direction from the printing unit 7 after printing is completed, and is moved by the magnetic head 19 on the way. The updated data is the magnetic stripe 32 of the old passbook 9.
After being written in, it is ejected to the insertion port 33.

Although not shown in FIG. 5, if there is still unrecorded data even after all lines of the initially opened page are printed, the old bankbook 9 is page-turned by the bankbook transport unit 10. It is sent to Department 14. In the page turning section 14, when the old bankbook 9 is sent, the page turning roller 16 is moved downward by the solenoid 15 and brought into pressure contact with the old bankbook 9, and then the motor 17
The page turning roller 16 is rotated to turn the page of the old passbook 9 and open the next page.

Thereafter, the rotation of the page turning roller 16 is stopped, and the solenoid 15 retracts the page turning roller 16 upward, and the old bankbook 9
is returned to the printing unit 7, and the remaining transaction data is printed by the print head 8. Also, at this time, the page mark PM of the page marked as described above is read by the optical reading sensor 13, and the page data stored in the memory of the main control section 5 is updated.

Here, even if all transactions have been printed, if the last line of the last page of the old bankbook 9 has not been reached, the old bankbook 9 is inserted into the insertion slot 33 in the same way as above. is discharged.

On the other hand, if transaction data still remains even after the transaction data has been printed to the last line of the last page of the old bankbook 9, the old bankbook 9 is first ejected into the insertion slot 33. At this time, the magnetic recording data recorded on the magnetic stripe 32 of the old bankbook 9 is read by the magnetic head 19.

When the ejection of the old bankbook 9 is detected, the new bankbook 21 is transported from the bankbook storage section 22 to the printing section γ in the one-book bankbook transport path.

In the printing section 7, when the new bankbook 21 is conveyed, the optical reading sensor 13 reads the page mark PM of the opened page, and thereby the first page of the page to be printed is opened. Make sure you are there. After confirming this page, the unrecorded data is transferred from the main control section 5 to the printing section 7, and the transaction data is printed on the new passbook 21 by the print head 8. Printing in this case is performed using black ink ribbon AI.

Note that when the deposit balance is negative, red ink ribbon A2 is used.

If the new passbook 21 is not opened to the first page, it is transported to the page turning section 14, the page is turned to the first page, and then unrecorded data is printed. .

When all the transaction data have been printed in this way, the new passbook 21 is conveyed to the page-closing section 24, and the cover that had been opened by the blade 26 is closed, as explained in FIG. 4 above.

The new passbook 21 with the cover closed is conveyed to the printing section 7.

On the other hand, the main control unit 5 of the terminal device 1 transmits passbook specific data to be printed on the cover of the new passbook 21 to the data processing center 4 because printing on the old passbook 9 has reached the last line as described above. make a request. As a result, the data processing center 4 accesses the customer data file 28, reads out and sends specific data regarding the bankbook currently being withdrawn.

This passbook specific data is printed on the cover of the new passbook 21 by the printing unit 7.

When all the transaction data and passbook specific data are printed on the new passbook 21 as described above, the new passbook 21 is conveyed from the printing section T to the magnet section 18 where the magnetic stripe meets the IJ-domain. The stripe 32 is the magnetic head 19
When it is located above, it is stopped, and all the magnetically recorded data read from the old bankbook 9 is written by the magnetic head 19 on the magnetic stripe of the new bankbook 21, and then ejected to the insertion slot 33.

In this way, in this embodiment, all the printing columns of the old bankbook 9 are filled up before the printing of transaction data is completed.
If there is still transaction data that must be recorded, take out the new bankbook 21 from the bankbook storage section 22, record the unrecorded data in this new bankbook 21, and write the customer's specific data on the cover of the new bankbook 21. can also be printed, and then the data on the magnetic stripe 32 of the old bankbook 9 can also be printed on the new bankbook 21.
New passbook 2 completed by writing on the same magnetic stripe
1 can be provided to customers.

In the above embodiment, the used old passbook 9 was discharged with it open, but the cover of the old passbook 9 can also be closed in the page-closing section 24 and then discharged with the cover visible to the customer. Of course.

In addition, in order to prevent the customer from forgetting to take out the new bankbook 21, a storage section is provided in the terminal device 1, and the used old bankbook 9 is temporarily stored in this storage section. The old bankbook 9 may be ejected together with the new bankbook 21 after all data has been printed and magnetically recorded.

〔Effect of the invention〕

As explained above, the present invention provides a passbook storage section in a terminal device that records transaction data etc. in a passbook, stores a plurality of unused new passbooks in an open state in this passbook storage section, When the customer prints transaction data on the old passbook inserted into the terminal device, and one character is printed in the print column on the last page of the old passbook before all of the transaction data is printed, the passbook is printed. After taking out an opened new passbook from the storage section and printing the unrecorded data, the new passbook can be closed at the closing page section without turning over the cover of the new passbook, which is made of strong and rigid paper. The front cover of the passbook can be made to correspond to the printed part, and specific data such as the customer name 9 account number that identifies the passbook can be written on the front cover and provided to the customer.

Therefore, the page change mechanism that turns the inner paper of the passbook as in the past,
This occurs because the work of flipping the cover of the new passbook is shared.
The problem of not being able to turn the cover reliably has been resolved,
Since the cover of the new passbook to be issued can be reliably closed at the closing page part, there is an effect that specific data can always be printed on the cover of the new passbook.

Additionally, the new passbook issued will be ejected with the cover facing upward, making it easier for customers to confirm that it is their passbook.

As described above, since the present invention can automatically issue a new completed passbook, financial institutions such as banks that have installed the device can reduce the manual work of banks and operators. It goes without saying that this system can save labor, and that it also improves service since customers using the device do not have to take the trouble of updating their bankbooks.

[Brief explanation of the drawing]

Fig. 1 is a schematic block diagram of an automatic transaction device showing an embodiment of the present invention, Fig. 2 is a diagram showing the cover and print field of a passbook used in this embodiment, and Fig. 3 is a terminal shown in Fig. 1. FIG. 4 is a side view showing the mechanical configuration of the device, FIG. 4 is a side view showing the operating steps of the page closing section in FIG. 3, and FIG. 5 is a flowchart showing the operating order of the automatic transaction device in this embodiment. 1...Terminal device T...Printing section 8...Print head 10...Passbook transport section 12...Page/line detection section
14...Page turning section 16...Page turning roller 1
9... Magnetic head 20... New passbook sending unit 21.
・・New passbook 22・−・Passbook storage section 24・・Closing page section
26...Motor 33...Passbook insertion slot

Claims (1)

[Scope of Claims] 1. When transaction data is printed on a passbook and there is no longer a column in which transaction data should be printed, an automatic transaction device that issues a new passbook will print the new passbook in advance. a passbook storage section for storing the first page on which data is printed in an open state; a passbook transport means for transporting the passbook between the passbook storage section and a passbook insertion slot for inserting or ejecting the passbook; a printing column end detection means for detecting that printing has been performed in all the columns for printing transaction data; a page turning means for turning the pages of the passbook in the passbook transport means; A new passbook sending means for sending out one new passbook from the storage section, a storage means for storing specific data of the passbook such as an account number, store code, and name written on the passbook to identify the passbook, and transaction data and the passbook. and a page-closing means that is provided in the passbook transport means and closes the opened page of the passbook along with the cover, and when issuing a new passbook, the first page of the opened passbook is The automatic transaction device is characterized in that after transaction data is printed by the printing means, a cover is closed by the page closing means, and then specific data of the passbook is printed on the cover.