JPS5971567A - Automatic transaction device - Google Patents

Abstract

PURPOSE:To attain sure operation guide and proceeding to the next step, by continuing operating guide on a display section until a prescribed time is elapsed independently of unloading of a medium as an unloading guide of a transaction medium. CONSTITUTION:The automatic transaction device checks the transaction state in a message with a host computer and when the transaction is not established, an operating guide of operation of a cancellation button is displayed on a CRT display section 7. When a customer depresses a cancellation button from a keyboard 6 according to the operation guide, the display section 7 displays the operation guide of ''The message is cancelled, please take out the slip'', and the slip is discharged from a slip takeout 10. Since this operation guide is displayed for a prescribed time unconditionally, the customer can read surely the display attains the operation, and even if the customer forgets to take out the slip, the customer proceeds surely to the next step.

Description

DETAILED DESCRIPTION OF THE INVENTION [Technical Field of the Invention] The present invention relates to an automatic transaction device that executes a transaction by performing a plurality of steps in accordance with, for example, a guidance display that guides the operation.

[Technical background of the invention]

In recent years, automatic transaction devices installed in financial institutions are not only involved in simple payments, but also include deposits, transfers, transfers, balance inquiries, and even envelopes in which bills, checks, etc. are enclosed. Similarly, Sakaki Noh is continuing to expand, and along with that, its operator 1 is inevitably expanding.
Each step has become complicated, making it difficult to guide the operations. Therefore, conventionally, a CRT display unit or the like is used to display guidance for each operation step.

[Problems with background technology]

However, in the conventional device as described above, when operating guidance is provided for discharging transaction media such as slip 5 banknotes, cards, passbooks, side parts, etc., the operation guidance is performed at the same time as the transaction media is removed. fK had moved on. Because of this, the customer hastily removed the transaction medium.
has a problem in that when other guidance is displayed together with operation guidance for sampling transaction media, the guidance is not conveyed to the customer. In addition, by sampling slips, etc., the next step, for example, determines the end of the transaction and waits for the next customer, so if you forget to sample the slip, you will not be able to proceed to the next step. There was help such as this.

[Purpose of the invention]

This invention was made in view of the above circumstances, and its purpose is to be able to reliably guide the operation guide displayed together with the guide for releasing the transaction medium, and to be able to proceed to the next step without fail. Our goal is to provide an automatic transaction system M that can.

[Summary of the invention]

In this invention, when the display unit provides guidance for discharging the transaction medium, the operation guidance is continued until a predetermined period of time has elapsed regardless of whether the medium is removed or not.

[Embodiments of the invention]

An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 shows an automatic teller machine as an external wall-shaped automatic currency transaction device. That is, a customer service section 3 opened from an outer wall 2 of the building is formed on the front side of a housing 1 installed inside the building. The customer service section 3 is formed approximately at the center of the housing 1 in the vertical direction, and has a horizontal operation panel 4 and a vertical operation panel 5 that rises along the rear edge of the horizontal operation panel 4. .

A keyboard 6 consisting of a numeric keypad, etc., and a CRT display section 7 are arranged on the horizontal operation panel 4, respectively. Wait, under the vertical control panel 5? iB VC is the envelope take-out section 8. Old %) Insertion port 9. Slip takeout port 10. and banknote outlet 11. A bankbook insertion slot 12 and a card insertion slot 13 are respectively arranged in the upper part.

Also, a speaker hole 4 is provided on the side surface of the customer service section 3, and a speaker (not shown) is built inside the speaker hole 14.

Furthermore, the three customers in the customer service department are the Key Bidros mentioned above.

CRT display section7. Envelope removal section 8. - M-section insertion slot 9° Voucher ejector io, bill ejector 11. A curved shutter 15 that can be opened and closed is provided to seal the speaker hole 14. This curved shutter 15 is provided for crime prevention, wind, rain, and roof protection, and is made of transparent reinforced plastic in the shape of a part of a cylinder with a certain curvature. . Inside both sides of the customer service department 3,
That power, the light emitting element 16. A light receiving element 17 is provided, and these constitute a foreign object detector 18 for detecting all foreign objects such as paper and hands within the curved shutter 15.

By the way, as shown in FIGS. 2 to 4, inside the groove body 1, there is a card reading device 21 for reading information on an ID card inserted from the card insertion slot 13, and a slot designated for the bill ejection opening 1. 22. The entire mechanism that pays out the banknotes P of the amount of money P. A passbook reading/printing device w23 that reads the 7J goki stripe on the passbook inserted through the passbook insertion slot 12 and records transaction details in the passbook and journal. Envelopes inserted from the envelope insertion slot 9 are subjected to a predetermined printing process and taken in, and the envelopes are taken out one by one from the splinter extraction section 8 at the envelope processing section 24. A slip issuing device 25 that issues a slip with transaction details printed on the slip outlet 1o as required. ,
@ Source device 25, ? IT control device 27. A shutter receiving mechanism (not shown) for receiving the first wandering control panel 28 and the shutter 15 is housed therein.

The wall thickness is the same as the wall thickness of the chain body 1 that houses the doi dispensing rock structure 22, and the other casing 1 is made of cold rolled steel and has a wall thickness of 1 to 2 thresholds. As a result, it has a 1ρ body function that is essential for crime prevention.

FIG. 5 shows the card reading and taking device 2, and No. 3 (l-j: a conveyance path for the card inserted through the card insertion slot 13. This conveyance path 3) is a plurality of pairs of conveyance rollers. 32
, . . , the shutter mechanism 33 . magnetic head 3
4. Holding section 35° and en? A storage section 36 is disposed, and its end side faces a collection storage 37. In addition, 38, 39
.

40, 41, and 42 are card detectors, which are well-known circuits consisting of a light emitting element and a light receiving element. The force detector 38 is for entrance, the card detector 41 is for holding, and the detector 42 is for collecting. It has become. The above-mentioned conveyor roller pair 32... is respectively f
A transport belt 45 is wrapped around the drive roller 43, and the pinch roller 4 is connected via the transport belt 45.
4 is in rolling contact with the drive roller 43. Further, the drive port 43 is driven by a semicircular motor 46 that can rotate forward and backward.

In addition, a pinch roller 4 disposed at the card insertion slot 13
4, the pressing force is controlled to be strong during conveyance and weak when not conveyed.

The shutter mechanism 33 has a shutter 47 between the pair of conveying rollers 32 on the card insertion slot 13 side and the next pair of conveying rollers 32.
The conveyance path 3 is opened and closed by bringing the rollers into contact with each other, and the pinch rollers 44 on the card insertion slot 13 side are interlocked with each other.

In other words, the pressing force of the pinch roller 44 is strong when the shutter 47 is opened, and weak when it is closed.

The magnetic spatula 34 is coaxially arranged with a pinch roller 44 of the conveying roller pair 32, and the card is held down only by the pinch roller 44 so that the conveying force of the card does not change when the magnetic head 34 processes information. It is now possible to transport it. The retaining section 35 is formed on the transport path 31 so that cards for transporting and removing soil can be temporarily stored. The embossed portion 46 is designed so that the account number etc. recorded in the uneven pattern on the card can be completely copied onto a slip or the like. The upper card collection storage 47 accommodates and stores collected cards.

When the card is inserted through the card insertion slot 13 and the card detector 38 detects the insertion of the card,...
The shutter 47 is opened at the same time as the thousand pulse motor 46 is activated, and the card can be taken in and transported. Information is then processed by the magnetic head 34 while being conveyed, and the information is temporarily stopped by the engraving section 36. Therefore, after the ending operation is performed, the mother pulse motor 46 is reversed L'''C card is returned to the card insertion slot 13, and returned or collected. That is, first, the ejecting operation of the card is performed. Then, After the card is detected by the card detector 38 for a predetermined period of time, the pulse motor 46
When the shutter 47 stops, the shutter 47 closes. At this time, the card is held with a portion thereof protruding from the card insertion slot 13. When the card detector 38 detects that the card has been removed by the customer, the transaction ends.
The next transaction can be executed from the initial step. On the other hand, when the card is detected by the card detector 38 for a predetermined period of time, the main pulse motor 46 is activated and the shutter 47 is opened to take in and convey the card.

After a predetermined period of time has elapsed in which the card detector 4 detects the card, the cruise motor 46 stops. At this time, the "cart" is located in the holding section 35 and held.

Next, the customer realizes that he/she has forgotten to take the card, and if the customer enters the return request input data, press down on the keyboard 6f to input the ID number, and the input ID number will be used as the input data for the card. If the information related to the transaction matches, for example, the ID number recorded on the card, the reservation unit 3
To return Cartra that was held on 5th, Gurusmotor 36
is activated, a card discharging operation is performed, and the above steps are repeated. - Therefore, it is possible to reliably and automatically return all cards that have been forgotten and put on hold to the customer who has forgotten to take them. Further, if the input ID number and the ID number recorded on the card do not match, this check can be performed up to three times, and if they do not match even after pressing the button three times or more, the transaction will be stopped.

On the other hand, if the next customer presses down the button all the way to start the transaction before inputting the number, ・Gurusu Motor 46
is started, and the retained card of the previous customer passes through the embossing part 36 and the card detector 42 in order and is sent to the collection warehouse 37.
will be collected. At this time, for example, when a payment operation is performed, after pressing the button, the next customer's card will be taken in at a predetermined time. Since the collecting direction and the collecting direction are all the same, the collecting operation of the previous customer's card and the taking-in operation of the next customer's card can be performed simultaneously by simply rotating the gurus motor 46 in a predetermined direction. Then, once the card is collected, the next transaction step takes place.

The dispensing mechanism 22 is divided into a first unit device 51 and a second unit device 52, as shown in FIG. It is possible to install it in a state where it is rotated 180 degrees with respect to the second unit installation Ms2.

Above 1. The second unit devices 51 and 52 will be explained based on FIG. That is, the first unit 5 has first and second deposit boxes 53 and 54 arranged vertically in the front part (on the right side in the figure), and for example, a ten thousand yen bill P is placed in the upper part. 1,000 yen banknotes P are stored in the safe 53 and in the lower cash withdrawal box 54. These, 1st. Second withdrawal box 53.5
4 has a mechanism 53 for taking out the stored banknotes P...
A backup mechanism 56 for pressing the banknotes P with an appropriate pressure on the side of the removal mechanism 55 is incorporated, so that the 10,000 yen banknote P or the 1,000yen banknote P can be selectively taken out.

Further, a first unit device 5 is provided at the rear of the first unit device 5 (on the left side in the figure). A supply conveyance path 57 is formed for conveying banknotes P, which have been selectively taken out from the second cash withdrawal boxes 53 and 54, to the unit device 52 side. This supply conveyance path 57
The first dedicated conveyance path 57a transports all the 10,000 yen banknotes P taken out from the first cash withdrawal box 53, and the second dedicated transport path 57a transports the 1000 yen banknotes P taken out from the second cash withdrawal box 54. The dedicated conveyance path 57'b and the first . Second conveyance path 57a, 57
Ten thousand yen banknotes P..., thousand yen banknotes P... transported by b.
It is constituted by a common conveyance path 57c that successively conveys.

The first dedicated conveyance path 57a includes a banknote detector 58 for detecting all the ten thousand yen banknotes P taken out from the first cash withdrawal box 53;
A banknote detector 59 for detecting the removal of the 1,000 yen banknote P from the second cash withdrawal box 54 is arranged in the dedicated conveyance path 57b. Bill detector 60 that detects force 5, tearing, etc.
and a banknote detector 114 are sequentially installed.

Further, the first dedicated conveyance path 57a includes a first conveyor belt 61.61 (only one of which is shown) and a second conveyor belt 62.
62 (only the L side is shown), the second dedicated conveyance path 57b connects the third (] & conveyance belts 63, 63 (only one side is shown)) and the fourth conveyance belt 64°64 ( (Only one side is shown as 1) at the mutually opposing portion with the common conveyance path 57c.
are the first conveyor belt 61.61 and the third conveyor belt 63.
．． 63 and the first conveyor belt 61.6
1 and a fifth conveyor belt 65.degree. 65 (only one of which is shown) are formed to face each other.

Each of the conveyor belts 61 to 65 is moved in a predetermined direction by the driving force of the motor 67 being transmitted via the power transmission system 68 to some of the rollers 66 on which these belts are stretched. It is designed to run.

In addition, the unit 2 unit device 57 of the common conveyance path 57+l:fil
After the banknote P is conveyed upward so as to substantially follow the front end surface of the paper bank, it is conveyed almost horizontally and backward. The horizontal portion of this common conveyance path 57c is equipped with a second unit for storing banknotes P... $S, ? The first one can be selectively used as a container to be carried out to the side. A second banknote discharge section 69,70 is formed. In other words, the first banknote delivery section 69 includes the folded portion of the third conveyor belt 63.63 and the fifth conveyor belt 65.65.
The first
The intermediate portion of the conveyor belts 61 and 61 is pushed in via a push roller 72, and a first side plate 73 is arranged. In addition, the second banknote transport section 7
0 has a structure in which the first conveyor belt 61.61 is supported by a roller 66 so that the middle part of the first conveyor belt 61.61 is along the other folded part of the fifth conveyor belt 65.65, and a second side plate 74 is arranged. ing.

It's time for the second unit device! t52 is constructed as follows. That is, in the center of the second unit device 52 in the front-rear direction (the center in the left-right direction in the figure), there is formed a take-in and conveyance path 77 for upwardly taking in and conveying the payment banknotes P received from the banknote receiving section 75. . A first sorting case door 8 is disposed at the end of the taking-in conveyance path 77, and the tip 9i2B of the banknote P is detected by a banknote detector 79 disposed in the middle of the taking-in conveyance path 77. When the banknotes Pi arrive, the banknotes Pi are switched to be selectively fed into the genuine banknote transport path 80 or the rejected banknote transport path 8 via a gate actuating device 82 such as a rotary lenoid.

The intake conveyance path 77 is formed by mutually opposing parts of the sixth conveyor belt 83°83 and the seventh conveyor belt 84,
The genuine banknote conveyance path 80 is formed by mutually opposing parts of the top surface of the upper horizontal part of the sixth conveyance belt 133.83 and the eighth conveyance belt 85.85 which overlaps a part of the top surface of this upper horizontal part. ing. Further, the rejected banknote conveyance path 81 is connected to the seventh conveyor belt a4. It is formed by mutually opposing parts of the horizontal soil part of s4 and the ninth conveyor belt 86, 86, which is partly fully overlapped with this upper horizontal part.

Each of the conveyor belts 83 to 86 travels in a predetermined direction i''LL by transmitting the driving force of the motor 88 to some of the rollers 87 on which the conveyor belts are stretched, via a power transmission system 89. It looks like this.

There is an impeller 90.90 at the end of the genuine banknote conveyance path 80.
are arranged, and the positive λIN: banknotes P conveyed by the positive banknote conveyance path 80 are held between the blades 908, 90a of the impeller 90, 90, and rotated to the temporary stacking section 9. Choice is power.

At the same time, the banknotes P are separated from the impeller 90.90 by the separation stoppers 92.92 and stacked on the conveyor belt 93.93, which also serves as a payout and collection unit, and forms the lower side of the temporary stacking section 9. ing.

4 general conveyance belts 93° 93 papers I for both dispensing and collection
Wrapped around a roller 98 disposed near the snow removal port 1 and a roller 99 disposed near the bill receiving section 75,
A pinch roller 100 is provided on the banknote ejection port 1 side of the upper surface, and the sixth conveyor belt 83 is located on the banknote receiving section 75 side.
83 are in a polymerized state.

Thus, the banknotes P... accumulated in the temporary accumulation section 91 are moved by the pressing operation of the separation stock 92, which functions as a pressing body, and by the dispensing or collecting direction of the conveyor belt 93, 93, which serves both dispensing and collecting. Along with the selective running operation, the bills are taken out all at once to the banknote takeout port 11 side or to the collection warehouse 101 side, which will be described later.

Also, between the pinch roller 100 and the temporary stacking section 51, there is a group of banknotes P to be collectively dispensed to the banknote outlet 1.
- A banknote detector 102 is arranged to detect the rear end and stop the running operation of the conveyor belts 93,93.

In addition, there is a shutter 104 between the banknote outlet 1 and the pinch roller 100, which is opened and closed by a lock noid 103, and a shutter 104.
A bill detector 105 is attached to the rear surface of the paper.

On the other hand, if the banknotes P... dispensed to the banknote outlet 11 are forgotten, or if two 4-sheet defermented banknotes P... are accumulated in the temporary stacking section 91 by mistake. In this case, the banknotes P are transferred to the collection warehouse 10 provided at the rear of the second unit device 52 via the collection conveyance path 106.
It is designed to be transported so that it can be stored in This collection conveyance path 106 includes a conveyor belt 93 for both dispensing and collection,
93, the intake conveyance path 77, and the rejected banknote conveyance path 8.
and the rear lower surface portion of the ninth rapid belt 86 on which the tenth speeding belt 107 is superimposed, forming a heating element 2, the terminal end of which faces the collection warehouse 101.

Still, a second photo-taking element -1109 operated by the solenoid 10B is provided near the cedar end of the rejected banknote conveyance path 81 that forms the middle part of the recovery conveyance path 106.

Then, the stacked rejected banknotes P... are collected in the collection warehouse 1θ1
The banknotes P...-, which have been conveyed to be stored in the collection storage 101, are sorted into a reject warehouse 110 arranged at the front of the bank.

Further, a banknote detector 111 for detecting passage of banknotes P on the conveyance path is installed in the middle part of the genuine banknote conveyance path 80, and a banknote detector 111 for detecting the passage of banknotes P on the conveyance path is installed in the middle part of the rejected banknote conveyance path 81. A banknote detector 112 for detecting the passage of banknotes P on the conveyance path 66 is located in the middle of the recovery conveyance path 66.
13 are arranged respectively.

In addition, the banknote detector 28.29.79°102.11
Otori 112. 113 and 114 have a well-known configuration consisting of, for example, a light emitting element and a light receiving element.

FIG. 7 shows the passbook reading/printing device 23. As shown in FIG. That is, there is a passbook insertion slot 12 inside the passbook slot 12.
A pair of optical detectors 121' are provided adjacent to the detector 12. The detector 12 is composed of a light source 122 and a light receiver 123.

A conveyance path 125 from this detector 121 toward the inside of the device 23
is provided. The conveyance path 124 includes rollers 125.1
A belt 126 stretched between 25 and a pinch roller 127
It consists of upper and lower guide plates 128 and 129.

In addition, the guide plate 28 is provided with a reading unit 148 that optically reads the target mark and the final print mark after the insertion of the 11th page. is a magnetic head 147 that reads data from the magnetic stripe of a bankbook.
is installed.

The pinch roller 127 is connected to the roller 125 by the spring 130.
The bias is 9 on the side. The roller 125 is driven by a roller motor 132 via a belt 131. A platen 13.9 is provided, which is positioned so that its peripheral surface protrudes above the transport reference plane S of the transport path 124.

Platen 13 around platen 1330? An id 134 is provided with a pair of pressers for holding down the bankbook which is tilted so as to rise toward the side. Furthermore, a printer 135 is provided opposite the platen 133 via the transport path 124f. This printer 135 includes a print head 136 and a carriage 13 that moves parallel to the platen 133 along a slide rod 137 while holding the print head 136.
It consists of 8. This carrying nozzle 38 is driven by a pulse motor (not shown). Furthermore, a journal paper 139 is wound around the platen 133. The journal paper 139 is wound and held on a delivery shaft 140, and is wound onto a take-up shaft 141 via a platen 133. Journal paper 139 is pinched and conveyed by feed roller 42 and pinch roller 143 facing thereto. The pinch roller 143 is urged toward the feed roller 142 by the spring 130. Feed o--ra 1
42 and the winding shaft 14 are driven by a cell motor 146 via belts 144, 145f. Note that the take-up shaft 14 rotates at a higher speed than the feed roller 142, and when the load becomes heavy, the belt 145 slips.

FIG. 8 shows an envelope processing device. That is, an envelope issuing device 150 is provided inside the sealed take-out section (for example, the nozzle 8).

This envelope issuing device i 150 yen is for issuing envelopes for depositing money one by one, and cannot be taken out except when all deposits and losses are withdrawn. The envelope issuing device 15
As shown in FIG. 9, there is a spring 152 in the hopper 15.
．． 1.52, a press plate 153 is provided,
An unused envelope is placed on this push plate 153. One ends of shafts 156, 156, which are slidable through openings 154, 154 provided in the customer service section 3, are fixed to both female parts of the nozzle 8. Above axis 1
56 and 156 are slidably supported by supports 157 and 157 provided on the upper part of the rack 151. An envelope take-out plate 158 is provided so as to span between the other ends of the shafts 1.56 and 156. This envelope take-out plate 158 has an L-shaped configuration, and has a thickness that approximates the thickness of the 1lliii push envelope. A lock pawl 158a is provided on the upper part of the envelope take-out plate 158. Also, Hora・
A solenoid 159 is provided on the right side of 9151 in the figure, and this solenoid 159 moves the planter 160 up and down in the direction of arrows a+b in the figure in response to its excitation. A connecting lever 161f40 is connected to this plant gear 160.
It is connected to a protrusion 155a on the pick arm 155. One end of the lock arm 155 is connected to the lock pawl 15.
8a, and the other end is connected via a spring 162 to a plate 163 fixed to the hopper 151. The lock arm 155 is plate 1
A protrusion 163af provided on 63 serves as a fulcrum and rotates in the directions e and d shown in the figure as the connecting lever 16 moves. After pulling out the handle 8, the return of the handle 8 may be performed by the customer or automatically by a spring (191 not shown) K.

Further, an envelope accommodating portion 164 is provided inside the envelope insertion opening 9. 1-, that is, 165 is a transport path for envelopes that have been completely inserted from the envelope insertion opening 9. This conveyance path 165 includes a pair of conveyance rollers 166 for the number of paddy grains, . . .
111 is constituted by side plates 178 and 179, and a shutter structure 1 is arranged in order from the envelope insertion opening 9.
67 and a printing section 168 are disposed, and the rear side of tL1 faces the storage hopper 169. That's too sweet, envelope insertion slot 9 above.
The nearby conveyance roller pair 166 has its pinch roller 17
Along with the movement of 4, it is detected whether the thickness of the envelope is greater than the specified value 1! A ζ detector 200 is provided. In addition,
Reference numerals 170, 171 and 172 denote envelope detectors, which are well-known circuits consisting of a light-emitting ligature and a light-receiving element.
is for entrance, and card detectors 171 and 172 are for printing. The transport roller pairs 166, . . . are each w1
It is composed of a dynamic roller 173 and a pinch roller 174. A conveyor belt 175 is wrapped around the drive roller 173, and the pinch roller 174 is in rolling contact with the drive roller 173 via the conveyor belt 175f. Ma.

Further, the drive roller 173 is driven by a pulse motor 176. The shutter mechanism 167 is provided with a shutter 1 between the envelope insertion opening 9 and the pair of transport rollers 166.
The transport path 165 is opened and closed by protruding and retracting 7° and 7fr.

The printing section 16B is configured as shown in FIG. 10. That is, an index stamping part 180 is provided in which numbers are stamped on the outer surface of the circumference. This index stamping part 180 is removed by the idle roller 181. It is designed to be guided by... The index stamping section 180 is configured to move up and down as the cam plate 182 rotates as a fulcrum of the shaft 182af. 6-18 is connected to the protrusion 182b of this cam plate 1B2.
3 is connected, and this connecting lever 183 is biased in the direction of arrows e and f in the drawing by a connecting lever 184 at one end thereof, and a planter 185 is connected to the other end thereof.

The plant gear 1851fj is configured to move in directions g and h (not shown) by excitation of the solenoid 186. When the envelope detector 171 detects the leading edge of the envelope, the pulse motor 176 is stopped and the solenoid 186 is actuated to move the index stamp part I8θ and stamp a stamp on the envelope. 1
LB to detect the tip of the envelope with the envelope detector 172.
When the stamp is pressed, the pulse motor 176 is stopped again and the solenoid 186 is operated to move the index stamping section 180 and stamp the stamp on the envelope.
It has become.

The housing ho, /F169 is for sequentially housing the envelopes supplied from the conveyance path 165, and the guide plate 187.
Mounting table 188. A holding member 189 for storing the envelope in an upright position on the mounting table 188. and holding member 18
9 in the directions of arrows i and j shown in the figure.

FIG. 11 shows the shutter receiving mechanism 1 of the curved shutter 15.
This shows the number 9. That is, the curved shutter 1
5 is in the shape of a part of a cylinder having a certain curvature, and is held by a pair of rollers 192, 192 inside the housing 1, and is inserted into the housing 1 through the opening 5a of the vertical operation panel 5. and the customer service section 3 are provided so as to be freely movable.

On the other hand, a partition plate 193 provided approximately in the center of the housing 1
A DC motor (drive unit) 194 is fixed on the top.

A controller 195 is attached to the rotating shaft of this DC motor 194.
is fixed, and the rubber roller 19 is fixed to this rubber roller 195.
6 are connected. This rubber roller 196 is a transmission member 15a provided at a part of the lower part of the curved shutter 15.
For example, it is connected to a plastic plate. Due to the breakage, the curved shutter 15 moves in one direction as shown by the arrow in the figure in response to the 1940 rotations of the DC motor. When the curved shutter 15 covers the customer service surface 3, a detector 197 for detecting the closure of the curved shutter 15 is provided near the end of the housing 1.
When the curved shutter 15 is housed in the housing 1, a detector 199 for detecting the opening of the curved shutter 15 is provided near the end of the curved shutter 15. is provided. The detectors 197 and 199 are constituted by, for example, microswitches, and are turned on or off by the curved shutter 15.

The locking mechanism 198 includes the opening 1 of the curved shutter 15.
Fitting member 198a that fits with 5a + this fitting member 1
It is constituted by a solenoid 198bk that moves 98a up and down, that is, moves in the direction of arrow O2p in the figure. In addition,
The shutter receiver drawing 191 is arranged between the units or between the units and the partition plate.

FIG. 12 schematically shows the electric circuit. That is, the main control unit 201 controls the entire system, and the main memory 2θ2 is composed of, for example, a ROM (IJ-)" only memory) to store control programs and the like.Print The controller 203 outputs print data corresponding to the English/9th turn in the memory ? The driver 206 drives the printer 135 in the passbook reading/printing device 23 in response to print data from the Zorin roller 203, and the driver 207 drives the printer 135 in the slip issuing device 25 in response to print data from the print controller 203. It drives the printer.The operation/guidance cylinder controller 20B outputs display data according to the Japanese language and turn in the memory 209 or the English and Japanese characters in the memory 210 based on signals from the main control unit 20. Or the key number?
- Doro key 211 is a device that outputs operation data or voice selection signals according to human power.
The CRT display section 7 is driven in accordance with display data or operation data from the guidance controller 208. The voice synthesizer 212 outputs a voice signal corresponding to Japanese voice data or a voice signal corresponding to English voice data to an amplifier 215 in response to a control signal from the main control unit 201 or a voice selection signal from the operation/guidance controller 208.
By outputting the signal to the speaker 216 via the speaker 216, the speaker 216 generates audio guidance.

Since the speaker 216 is housed within the curved shutter 15, it is protected from rain and wind and has a long lifespan. The dryer 217 drives the motor 183 in the forward or reverse direction according to the open/close signal from the main control section 201, and also drives or stops the motor 183 according to the detection signal from the current detection circuit 218. It is something. The current detection circuit 218 detects one driving current of the driver 217, and determines whether the motor 183 is being switched in the forward direction and is being driven in the direction m shown in the figure, or when it is being driven in the reverse direction, that is, in the direction n shown in the figure. Current detection is now performed at an unusual detection level.

On the other hand, the main control section 201 operates the timer circuit 219 when the curved shutter 15 is closed and the foreign object detector 18 detects a foreign object, and after a predetermined period of time has elapsed, the timer circuit 219 operates.
A closing signal for the curved shutter 15 is output to the driver 217 in response to a timeout signal supplied from the shutter 19 . The main control unit 20 also performs data transmission with the central processing unit 221 via a modem 220. The central processing bag #221 has a modem 222. which controls data transmission. It consists of a host computer 223° that controls data processing and a transaction information file 224 that files transaction information.

The speech synthesis device 212 will be explained in detail using FIG. 13. That is, the selector 230 is Japanese from the operation/guidance controller 208.

The head address of the voice to be generated, which is supplied from the main control section 20, is output to the memory 231 or 232 in response to a selection signal for selecting English voice.

The memory 231 stores data consisting of four types of speech parameters corresponding to various Japanese sounds, such as fundamental frequency representing vocal tract characteristics, voiced/unvoiced sound, and sound source amplitude. The memory 232 stores data consisting of four types of speech parameters corresponding to various English sounds, such as fundamental frequency representing vocal tract characteristics, voiced/unvoiced sound, and sound source amplitude.

The outputs of the memories 231 and 232 are supplied to a decoding circuit 234 via an interface circuit 233. This decoding circuit 234 converts the supplied audio parameters into serial data using a decoding table corresponding to each parameter. The output of the decoding circuit 234 is output to an interpolation circuit 235. This interpolation circuit 235 u is used to periodically update the voice/zera meter and to smoothly change each voice/NoN tarameter without causing extreme changes when moving from one update period (one frame) to the next. Approximate linear interpolation is performed at any number of points within one frame for all audio parameters of a predetermined bit. The sound source information output from the interpolation circuit 235 is supplied to a sound source circuit 236. The sound source circuit 236 outputs a periodic in-burn signal (white noise signal) as a sound source signal in accordance with the supplied sound source information. The output of the sound source circuit 236 is sent to a digital filter circuit 237.
The digital filter circuit 237 synthesizes the audio signal by adding the correlation removed in the analysis process according to the fill coefficient from the interpolation circuit 235. ? This is a well-known device consisting of an Eveline multiplier, an adder/subtractor, and a delay circuit. Each bit output of the digital filter circuits 2 and 7 is supplied to a digital-to-analog converter (D/A converter) 238 (14).
The synthesized audio signal converted by the /A converter 238 is amplified by the amplifier 215 and supplied to the speaker 216, where the corresponding audio is generated.

FIG. 14 shows the electric circuit of the shaft receiver 191. That is, both ends of the AC power supply 240 are connected to the DC input terminal of the rectifier circuit 241. The positive side DC output terminal P of this rectifier circuit 241 is connected to N through a resistor 242.
It is connected to the collector of the PN type tranostor 24j. A constant voltage circuit 244 is connected between the base of the trannostar 2430 and the negative DC output terminal N of the rectifier circuit 241. A series circuit consisting of resistors 245 and 246 is connected between the emitter of the transistor 243 and the output terminal N,
The driver 217 and the resistors 247, 248, 24
A series circuit consisting of 9 is connected. The output end of the constant voltage circuit 244 is connected to the connection point of the resistors 245 and 246. The driver 217 drives the motor 183 in the forward or reverse direction according to the opening/closing drive signal from the main control section 201, and also drives the motor 183 in the forward or reverse direction.
The motor 183 is stopped in response to the output signal from the motor 4. A changeover contact 2501 of a changeover switch 250 is connected to the connection point of the resistors 247 and 248, and a changeover contact 250□ of the changeover switch 250 is connected to the connection point of the resistances 248.
249 connection points. The above changeover switch 250
is switched by an opening/closing drive signal from the main control section 201. On the other hand, there is a resistor 2 between the output terminals P and N.
A resistor 252 is connected between the collector of the transistor 243 and the output terminal N. The non-inverting input terminal of a differential amplifier 253 is connected to the connection point between the output terminal P and the resistor 25, and the collector of the transistor 243 and the resistor 252 are connected to the inverting input terminal of the differential amplifier 253.
The connection point with is connected. The differential amplifier 253 outputs a current value obtained by subtracting a predetermined mass flow value from the current value at the resistor 242.

The output terminal of the differential amplifier 253 is a differential amplifier 2540.
The movable contact 2503 of the changeover switch 25θ is connected to the inverting input terminal, and the non-inverting input terminal of the differential amplifier 254 is connected to the inverting input terminal.
is connected. The output terminal of the differential amplifier 254 is connected to the input terminal of the driver 217. Note that the output of the differential amplifier 254 is sent to the main control unit 201 as a stop signal.
is being supplied to.

Next, in such a configuration, FIGS.
The operation will be explained with reference to the flowchart shown in ).

For example, first, the customer (customer) first inserts the card into the card insertion slot 13 after reading the operation guide (ST7) that says "Please insert your card or d: passbook" displayed on the CRT display section 7. (STY). Then, the data on the magnetic stripe of the card is read by the magnetic head 34 and supplied to the royal system @ section 201. As a result, main control unit 20111-1: Checks the validity of the card (S
TJ). At this time, when the main control unit 201 determines the validity of the card, it outputs an issue signal to the print controller 203. Then, the print controller 203 reads a character pattern corresponding to the account number, bank code, and branch code read by the card reading device 2 from the memory 204, and outputs the display no.j turn to the driver 206.

As a result, the driver 206 uses the printer 135 in the passbook reading/printing device 23 to transfer the above data to the journal paper 139.
(ST4).

When the main control unit 201 determines the pressure property of the card (ST5), it excites the solenoid 198b and moves the fitting member 198a upward, so that the fitting member 198a is attached to the curved shutter 15. It no longer fits into the opening 15b. As a result, the curved shutter 15 is unlocked.

Thereafter, the main control unit 201 outputs a drive signal to the driver 217 to rotate the motor 194 in the direction of arrow m in the figure. Then, the rubber rollers 195 and 196 rotate due to the rotation of the motor 194, and the curved shutter 15 moves in the direction of the arrow (ST15). In addition, the main control unit 201
determines that the card is invalid (ST, 5), C
The RT display unit 7 displays the message "Card will be held" (5T6), and the card is taken into the aircraft or returned to the passenger (ST7).

By the way, the customer is not able to see the message displayed on the CRT display section 7
Insert your passbook into the passbook insertion slot 12 (S
T8). Then, the data on the magnetic stripe of the passbook is read by the magnetic head 147 and supplied to the main control section 201. At this time, the page mark indicating the number of pages inserted by the customer and the last printed line are read by the reading section 148 and supplied to the main control section 201. As a result, the main control unit 201 checks the last printed line,
A passbook check is performed depending on whether the page has all the end-of-line printing, half-way printing, or all-line printing (ST49). In other words, Fig. 15 (
r), it is determined whether the page is usable or not based on the last printed line read by the reading unit 148 (5T271
). If the page is unusable, it is determined whether or not the partially printed page is a new page, regardless of the number of pages on the magnetic stripe (5T272). At this time, if the last printed line is the last line, the main control unit 201 displays the operation guide "Please insert the passbook on the next page" on the CRT display unit 7 (5T276). Also, at this time, the main control unit 2
For 01, I want to determine whether the page number on the page mark is larger than the page on the magnetic stripe.ST,? 77), when large, the number of pages on the magnetic stripe is updated by one page using magnetic herad 147.
5T27B), and eject the passbook from the passbook insertion slot 12 (5T279).

On the other hand, in determining whether or not there is a new target (s T272
').

When it is determined that the page has not been printed and is new,
The main control unit 201 determines whether the number of pages on the magnetic stripe matches the number of pages on the page mark (5Tzvs).

If they do not match, the main control unit 20 displays “
The operation guide "Please insert the passbook on the previous page" is displayed (ST274), and the passbook is ejected from the passbook insertion slot 12 (ST, ?75).

As shown above, if a page with all rows blank is inserted and the negative number on the magnetic stripe does not match the page number on the page mark, return the passbook to the customer, open the previous page, and reinsert the page. If the previous page is a full-line printing cylinder, the page number on the magnetic stripe is rewritten to the next page and the passbook is returned to the customer again. Next, when the customer opens and inserts the next page, the page number on the magnetic striazo matches the true number of the page mark, and the page is judged to be valid, allowing the transaction to be made. As a result, at financial institutions where automatic transaction devices with magnetic stripe writing functions and automatic transaction devices without such functions coexist, customers may
It is possible to avoid the loss of continuity in passbook printing that occurs when the wrong page is opened and inserted.

If the main control unit 20 determines that the page is still usable (ST
27)), or when it is determined that the number of pages on the magnetic stripe and the number of pages on the page mark match (5T27.7)
, the next step is the format check (ST1)).

By the way, when the main control unit 201 checks the bankbook, it outputs an issue signal to the print controller 203. Then, the print controller 203 controls the magnetic head 14.
The characters and turns corresponding to the account number, bank code, and branch code read in step 7 are read out from the memory 204, and the display pattern is output to the driver 206. Accordingly, the driver 206 is connected to the printer 13 in the passbook reading/printing device 23.
In step 5, the above data is printed on the journal paper 139 (STJ(7)).

When the main control unit 201 determines the format of the passbook and the validity of the passbook (ST11, ST12), it operates in the same manner as in the case of the card described above and opens the curved shutter 15 ((ST
15). In addition, if the format of the passbook is incorrect, that is, if there is an error in the insertion direction of the passbook, an illegal home page, or two pages with no page marks, the main control unit 201 determines that the passbook is usable enough (ST31). The CRT display section 7 displays a message indicating that the passbook is fully usable (ST3).
2) Open the passbook through the passbook insertion slot 12 and eject it. Also,
When the main control unit 201 determines that the passbook cannot be used and the page is not new (ST37.34), the CRT display unit 7 displays “
The operation guide "Please reinsert the passbook" is displayed (ST35), and the passbook is ejected from the passbook insertion slot 12. Furthermore, when the main control unit 201 determines that the passbook cannot be used and the page is new (ST, 91, 34),
The CRT display section 7 displays an operation guide saying "Please reinsert the previous page" (ST36), and the passbook is ejected from the passbook insertion slot 12.Then, the customer When I took out my passbook (ST,? 3)
, returns to waiting for customers (STM) again. However, if the passbook is not removed by the customer even after a predetermined period of time has elapsed since the passbook was ejected, the main control unit 201 activates the timer circuit 219 when the passbook is ejected, and the passbook is read out within a predetermined time. When a sampling signal is not supplied from the light receiving element 123 in the loading device 23, a passbook collection operation, which will be described later, is performed. Further, when the main control unit 201 determines that the passbook is invalid (ST12), the CR7 display unit 7 displays “Passbook pending 1-
"First" is displayed (ST13), and the passbook is taken into the aircraft or the passbook is returned to the passenger (ST14).

Next, the main control section 201 causes the CR7 display section 7 to display an operation guide saying "Please enter your password"(S'rZ6). Then, when the customer inputs the password using the keyboard 6 (S T 17 ), the signal is output from the operation/guidance controller 20B to the main control section 201.

As a result, the main control unit 201 checks whether the password read by the card reading device 21 or the password read by the bankbook reading/printing device 23 matches or is related to the password input by the key drawer (ST18). If they match, or if the relationship satisfies predefined rules, the main control unit 201 determines that the customer is the correct holder of the card or passbook, and checks whether the retry counter is "3". ST7! ? ), if it is not "3", reset the retry counter to "3" 5T20)
, r3J, proceed to the next step. In addition, when there is no match or there is a high degree of relevance, the main control unit 2
01 is ST to count down the retry counter, ?
Z), check whether the retry counter is "0" (
ST22). When it is "0", the main control unit 201 rewrites the retry counter to "0" ST,? J) Display the guidance "Hold your card or passbook" on the CR7 display section 7 (ST24), and collect the card or passbook C3T25-27). The retry counter is
If the value is other than 0, the main control unit 20 indicates that the password is incorrect.Enter the password again, or display an operation guide on the CR7 display unit 7 that says, ``Please input the cancel password'' (ST28). When the cancel button is pressed, the main control unit 20 rewrites the retry counter.
, 9 o). Next, the card or passbook mentioned later...
[Eject] - operation is performed. If the password is input again, the operation will start again from step 17.

Then, after rewriting the retry counter to "3" (
ST, 2+l)), the main control unit 201 checks whether there is a card or not. 4) In the case of transactions using a card,
The account number on the magnetic stripe of the card, that is, the representative account of multiple accounts, is transmitted to the host converter 223 (ST
J5).

Then, the host converter 223 transmits a plurality of account numbers corresponding to the representative number stored in the transaction information file 224, the account type for each account number, and an account status signal to the main control unit 201. 5T36), the main control unit 201 receives these messages.
Determine the account status (ST, ?7). When the status is determined to be a transaction completed ("40") until the final message,
The main control unit 201 checks whether the account number is 1 (
ST,? 8). If there is more than one, main control part 1 20
For example, as shown in Fig. 16, the 'I CR7 display section 7 displays the operation guide ``Please select a trading account from the accounts below'' and instructions to press the selection key for the j11z trading account (ST3.9 ). This type of display is defined as a multi-account system. This multi-account system eliminates the need for customers to carry multiple cards and allows them to easily select their desired account. At this time, if an account is not selected for a predetermined period of time or more, a card collection operation, which will be described later, is performed. Further, when the main side @ section 201 determines that the account status in the message is a failed transaction (“42”),
, The reason for the failure on the CR7 display section 7 is that the card is stolen and the account cannot be found. It is displayed whether the request cannot be approved (ST4J). Furthermore, the main control unit 201 collects the card when the card collection flag in the message is "IN or 0' or 1" (5T43), and removes the card from the card insertion slot 13 when it is 0". Let it drain.

During this ejection, the customer should take out the card (5T44)
When this is done, the card is placed on standby for the next customer, and if the card is not taken out for a predetermined period of time or more, the card collection operation described later is performed.

Then, when the customer selects a transaction account displayed on the CRT display section 7 (ST40), and when there is only one transaction account or a passbook is inserted, the main control section 20 selects the transaction account displayed on the CRT display section 7 (ST40).
C3T45.46) The display section 7 displays the guidance "Please select a transaction type" and also displays the selection key for the transaction type corresponding to the transaction account.

For example, if the transaction account is a savings account, as shown in Figure 17, the following information will be displayed: payment, deposit, transfer, balance inquiry, statement request, checkbook request. Transfer, balance inquiry 9 passbook request'', for credit accounts, ``borrowing, return of cash, return of transfer, statement request''.

In the case of a passbook, operation key instructions for [payment, deposit, transfer, 2 passbook entries, 1 passbook request] are displayed. In this way, only possible transaction items can be selected depending on the account type attached to the account number or whether or not a passbook is used, thereby making it possible to prevent the user from selecting the wrong transaction item as much as possible. When this selection is displayed, if the customer does not select a transaction account even after a predetermined period of time has elapsed, a card or passbook collection operation, which will be described later, is performed.

Then, the customer selects the transaction item displayed on the CRT (a receiving section 7) by inputting it with the keyboard (
STM7). At this time, the main control section 20 checks the selection (ST48) and checks whether the selection is valid (STf9). If the selection is not valid, that is, if a hardware error is detected that the banknote envelope is at its end or is full, the main control unit 201 displays a message on the CRT display unit 7 saying, “Cash will be released. Please press the cancel button.” Show (ST50).

Displays the message "Unable to proceed with the request. Please press the cancel button" (ST51)
. When the customer presses the cancellation button according to this guidance (ST52), he or she then performs an operation to remove the card or passbook, and if the cancellation button is not inserted after a predetermined period of time, the card or passbook is collected. Note that the above-mentioned take-out operation is as shown in FIG. 15 (Jn).

That is, the main control unit 201 displays the operation guide "Please remove the bankbook or card" on the CRT display unit 7 (5T183), and ejects the card from the card insertion slot 13 or the bankbook insertion slot 12. . The customer takes out his/her card or passbook according to the operating instructions (5T1B5.J/?6).

As mentioned above, if the transaction becomes impossible to continue during the transaction, the customer must press the cancel button and return the passbook or card.
Since the contents of the display section 7 must be read, the cause of the transaction interruption can be reliably informed to the customer.

When the key 6 corresponding to payment is inserted when selecting a transaction item, the main control unit 201 checks whether a card is inserted (5T53), and if it is a card, the status of the account number is checked and Check by status signal (ST5
4). If the status signal is an account for which payment is not allowed (“LX
”), the main control unit 20 displays the message “Account not recognized” on the CRT display unit 5T65), “2X”
In this case, a message stating that the deposit is not recognized as a regular deposit is displayed (ST69). After these guidances, if no operation is performed for a predetermined period of time, a cart return operation is performed. However, if you press the cancel button after the above guidance (ST6
6) The main control unit 201 displays a message “Return the card” on the CRT display unit 5T67) and causes the card to be ejected into the card insertion slot 13. At the time of ejection, if the card is removed by the customer (5T68), the card will be placed on standby for the next customer, and if the card is not removed for a predetermined period of time or more, the card collection operation described later will be performed. However, if the account is one that allows payment but is not a credit account, or if a passbook is inserted, the main control unit 201 causes the CRT display unit 7 to display an operation guide that says ``Please insert the amount.'' (ST55). Thereafter, when no operation is performed for a predetermined period of time or more, a card or passbook collection operation is performed.

Then, when the customer inputs the payment amount using the keyboard 6 (ST56), the main control unit 201 inputs the payment amount by IJ.
Check whether the limit has been exceeded (5T57), and if it has exceeded the limit, the CRT display section 7 displays an operation guide saying ``The limit of the amount has been exceeded, please input the amount again'' (ST58). If the amount does not exceed the limit, the main control unit 201 checks whether there is a 1,000 yen bill in the withdrawal box (ST 6.9), and if there is not, it checks whether there is a 10,000 yen bill or not. 5T60, if available, please check whether the amount cannot be paid in units of 1,000 yen, such as 15,200 yen (5T63).

If the amount is incorrect, the CRT display section 7 should display the I...11 work guide that says ``Please enter in increments of 1,000 yen.'' 5T
(S
T6)). When the main control unit 20 determines that the customer has completely immersed himself in the cancellation process in response to the above guidance (ST62)
, perform a comparison operation of the card or the central manager, and enter the key number? - The above operation is performed again by inserting the amount of money (ST56).

On the other hand, if the total amount is correct or is in units of 10,000 yen, the main control section 201 causes the CRT display section 7 to display an operation guide saying "Please check the payment amount" (sT7o). After this, when the next operation is not performed for a predetermined period of time or more, a collection operation to be described later is performed, and when a cancel button is pressed (ST77), a take-out operation is performed.

When the customer presses the confirmation button or borrows from a credit account, the main control unit 20
1 communicates with the host converter 223 (ST7.?
).

In this way, in the case of a credit account card, the amount to be paid once is a fixed amount that is registered in advance in the transaction information file 224 in the central processing unit 22, for example, 50,000 yen, and the amount is entered and confirmed. This step is skipped to simplify operations for customers.

That is, in the above communication, as shown in FIG. 15(p), the main control unit 20 first displays on the CRT display unit 7 the message "Currently communicating with the computer" (ST2).
30) Send the outgoing transaction data to the host computer 223 (ST23J).

Also, at this time, the main control unit 201 sends information to the print controller 203 about the pre-transaction stamp information, that is, the contents of the magnetic stripe, on the journal and the slip.

Outputs a signal that causes the amount and transaction details to be printed.

Then, the print controller 20.9 reads the character/turn corresponding to the signal from the memory 204 and outputs the display/4' turn to the drivers 206 and 207.

As a result, the driver 206 transfers the above data to the glossy paper 13 using the printer 135 in the passbook reading/printing device 23.
9, the driver 207 is a slip valve, and the line device 25
to print the above data on the slip. (ST23.?)
.

Thereafter, transaction information and a message are transmitted from the host converter 223, and the main controller 201 receives them (ST233). Then, the main control unit 201 decodes the message and concludes the transaction ("
40”), the transaction was concluded during the message transfer (“41”),
Decipher the transaction failure (“42”) (ST2.74)
. Yes, the main control unit 20 is asking whether the message includes printing information for the slip. ,
? 5) If the print information is included, the print information is output to the cylinder controller 20.7. This causes the print controller 2031d to print its print information on the slip using the driver 207 (ST
236). Next, the main control unit 201 performs ST to determine whether the message includes printing information for the passbook.
39) If the print information is included, the print information is output to the print controller 203.

As a result, the print controller 2θ3 prints the print information on the passbook using the driver 206 (S
T240). Next, main control unit 2010: Determine whether the inserted page of the passbook is usable enough. 5T211
), if it can be used sufficiently, update the data of magnetic strife 0 (ST24.?).

Furthermore, the main control unit 201 prints 1 on that page up to the last print line.
5T24. ? ), if a turn page is required, it is necessary to judge whether the passbook can be used sufficiently or not, and only when the passbook cannot be used sufficiently, the turn page operation described later is performed (ST2
45).

Sunagoji, printing to the last line of the page while printing one eye,
If print data remains, the main control unit 20 drives the magnetic head 147 to rewrite the magnetic stripe page to the next page, and then displays the message “Insert next page of passbook” on the CRT display unit 7. 5Tzso
), the passbook is ejected from the passbook insertion slot 11. After this,
When no operation is performed after a predetermined period of time has elapsed, a passbook collection operation is performed. When the customer reinserts the passbook on the next page according to the above guidance (5T252, 253), the main control unit 20
5T253)) If it is determined that they are not the same passbook (5T254), collect the envelope (5T267) and release the slip (5T26B) during a deposit transaction (ST266), At this time, only the slip is released (ST268). When the slip is hung, if the slip is already stamped, "Cancellation" is printed on the next line.This makes it clear to customers and staff that the slip is stretchable. The purpose is to avoid unnecessary trouble.

Then, the main control unit 20 determines that they are the same passbook.
T254), and when it is determined that a bankbook has been inserted that has a page marked with the same number of pages as the number of pages on the magnetic stripe (5T255), the turn is completed. However, the main control unit 201 determines that the set bankbook has not been inserted, and when this determination is made three times in a row, the CRT display unit 7 displays ``re-insertion of the passbook'' and the process is performed from the defer 0251.

If the correct image is not inserted three times in a row, the main control unit 201 should check whether there is a deposit or not. 5T
25B), in the case of deposit, display a message saying ``Envelope will be ejected.'' If the customer takes out the envelope (ST26o) based on this operational guidance, or if it is determined that the transaction is for something other than -1'ii gold, the main control unit 201 removes the slip from the slip exit 1.
Discharge from 0. As a result, when the customer takes out the slip (5T261), the main control section 201 causes the CRT display section 7 to display an operation guide saying "passbook cannot be accepted and will be ejected" (5T262). If no operation is performed after a predetermined period of time when the envelope ejection or passbook ejection is displayed, the passbook collection 1jlJ operation is performed. When the customer takes out their passbook according to the above operating instructions (5T26
3), the main control unit 201 determines that the turn technique has not been performed (ST264).

When the main control unit 201 determines that the above-mentioned turn page has ended (5T246), when it determines that the turn page is not necessary (ST243), or a request for a passbook, a checkbook, or a Meihu 1 vote request. When determining (
ST238) The main control unit 201 assumes that the transmission and reception have ended normally. As a result, the main control unit 201 determines that the transaction has been accepted (5T73), and outputs a withdrawal signal to the bank account 22.Then, the withdrawal mechanism 22 outputs a withdrawal signal to the first and second withdrawal boxes. The banknotes P taken out from 5, ?, 54 are stacked in the temporary stacking section 91.

That is, 1st. Banknotes P taken out from the second cash withdrawal box 53, 54 via the takeout mechanism 55, 55...
are detected by banknote detectors 58 and 59 arranged on the respective dedicated transport paths 57a, 57b. This detection signal causes a counter (not shown) in the main control unit 201 to count up, and then the banknote is discriminated by the banknote detector 60 disposed on the common conveyance path 57c, and further conveyed to the second banknote discharge unit 70. It is carried out to the second unit device 52 side.

Banknotes P sequentially carried out to the second unit device 52 side
... are taken from the bill receiving section 75 into the take-in conveyance path 77 and conveyed, and when the tip of the bill P is detected by the bill detector 79, if it is a genuine bill P without stacking, it is the first bill P. The sorting gate 78 falls to the left and is fed into the genuine banknote transport path 80. Then, it is transported through the impeller 90.90 onto the temporary accumulation section 9, and when it comes into contact with the end face of the separation stopper 92.92, it is separated from the impeller 90.90, falls downward, and travels in the opposite direction. Since the banknotes P are nested with the conveyor belts 93, 93 which are used for both dispensing and collection, the banknotes P... are stacked in an orderly manner with their edges aligned.

In this way, all of the banknotes P... for which the specified amount has been taken out from the cash withdrawal box 43, 44 and accumulated in the temporary accumulation section 91 are genuine banknotes without stacking, and moreover, the main control unit 20 is configured to If the count result and the set amount match, the conveyance of the conveyor belt of the dispensing conveyance system is temporarily stopped. At this time, the rotation of the impellers 90 and 90 is also stopped due to the stoppage of the conveyor belt of the dispensing conveyance path system.

At the same time that all the banknotes to be paid are collected in the temporary stacking section 9, the main control section 20 causes the CRT display section 7 to display an operation guide saying "Your payment is ready, please take the slip" (S T76).

Next, the customer takes out the slip according to the instructions (ST
76). In response to this removal, the main control unit 20 determines whether the transaction is a card transaction (5T77), and if the transaction is a card transaction, the CRT display unit 7 displays an operation guide saying "Please remove the card"(ST77'). . Then,
The customer takes out the card according to the instructions (ST78)
.

At this time, if the card is not removed for a predetermined period of time or more, a collection operation to be described later is performed. In the case of transactions using a passbook,
The main control unit 20 determines whether the passbook is usable enough or not, and if it is not usable enough, the CRT display unit 7 displays the message "Please take the passbook."
(ST8)) If the passbook is usable enough, the CRT display unit 7 displays the operation guide "The passbook is fully usable. Please take the passbook." (ST8)
2). Next, the customer follows the instructions and takes out his passbook (ST83). At this time, if the passbook is not taken out for a predetermined period of time or more, a collection operation to be described later is performed.

Then, in response to the withdrawal of the card or passbook, the main control unit 20 causes the CRT display unit 7 to display the operation guide “Please take cash” (ST79), and also sends a cash ejection signal to the dispensing mechanism 22. Output. Then, in the dispensing mechanism 22, the separation stoppers 92 and 92 rotate to press the banknotes P... accumulated in the temporary accumulation section 9 onto the conveyor belts 93 and 93 which also serve as payout and collection. ? , 93 travels in the payout direction, and the banknotes P... temporarily accumulated in the stacking section 9 are taken out all at once and conveyed to the banknote outlet 11 side. Next, this banknote P
When the front end of the banknote detector 105 is detected, the shutter 104 is activated by the solenoid 103, and when the rear end is detected by the banknote detector 102, the conveyance operation is stopped.
The tip of the banknote P... is in a state where it protrudes into the banknote outlet 11, and the rear end side is connected to the conveyor bells l-93, 93 and the pinch roller 10.
Payout [7] is performed to the customer in a state of 0. (ST84).

Thereafter, the main control unit 20 performs cumulative processing of r transaction data (ST85). When the customer withdraws cash (ST, '+6:), the main control unit 201 ends the transaction and waits for the next customer.

At this time, if the cash is not taken out even after a predetermined period of time has elapsed, the main control unit 20 collects the cash (ST, 97
).

As mentioned above, if the card or passbook is not removed even after a predetermined period of time has elapsed after the card or passbook has been ejected, that is, if the customer forgets to take out the card or passbook and goes home. , the main control unit 201 outputs a collection signal to the card reading device 21 or bankbook reading/printing device #23, print controller 203, and dispensing mechanism 22. As a result, the card reading device 2 or the passbook reading/printing device #23
The print controller 20.7 takes the card or passbook into the machine and collects it in the collection warehouse, and the print controller 20.7 takes the card or passbook into the machine and collects it in the collection warehouse.
Passbook using 207.

"Cancellation" is printed on the slip and journal respectively, and the dispensing mechanism 22 removes the banknotes P.
. . are stored in the banknote rejection warehouse 110. In this way, all of the various media are collected or released and the next transaction is ready. However, even though the transaction information in the transaction information file 224 of the central processing unit 221 has already been updated, cash has not actually been transferred to the customer. Therefore, the main control unit 201 transmits a message canceling the previous transaction to the host computer 223VC. As a result, the host computer 223 returns the transaction information in the transaction information file 224 for that customer to the state before the transaction.

If the customer does not remove the cash even after a predetermined period of time has elapsed since the cash was discharged to the bill withdrawal port 1, the main control unit 201 outputs a collection signal to the dispensing mechanism 22. Then, the dispensing mechanism 22 removes the banknotes P from the banknote outlet 11...
are collected in banknote collection warehouse 10. In this case, banknote P...
・Since it can be extracted by customers, there is little guarantee that even if it is recovered, all the amount released will be recovered. Therefore, the main control unit 201 sends the cancellation message to the host computer 223 (without performing RI, and waits for the next customer. The above-mentioned bankbook, card, and cash collection operation is performed in the 15th Each of the processes from step 187 to step 20.9 shown in the flowchart of FIG. 9(n) is performed.

When checking the transaction status in the message obtained by the above transmission/reception (ST73), if the transaction is unsuccessful, the main control section 20 displays a guide on the CRT display section 7 indicating the reason for the failure, for example, the account is not found. , the card is stolen and the request cannot be approved, and a display indicating that a cancel button is to be pressed is displayed (ST: zo4). After this,
If the cancellation button is not inserted after a predetermined period of time, the card or passbook is collected.

In step 1~, when the customer presses the cancel button according to the instructions (ST2o5), the main control unit 201 displays a message on the CRT display unit 7 saying, ``Cancel message, please remove slip.'' Display the operation guide (S
At the same time as T2o6), the slip is discharged through the slip outlet 10. The above operation guidance is unconditionally displayed for a certain period of time. This is so that even if the customer pulls out the slip without reading the display on the CRT display section 7, he or she can still read it within a predetermined time. Also, even if you forget to take out the slip, you will not be able to proceed to the next step.

After performing the above operation guidance for a certain period of time, the main control unit 2011d
Check the passbook collection flag and card collection flag in the metsuno, and collect or return the card or passbook according to the instructions of the flags. The above operation is the 15th
The steps are shown in steps 0213 to 222 shown in Figure (o).

By the way, when the key for the deposit, i.e., envelope type, is inserted when selecting the item, the main control unit 201 checks whether the card is inserted (S T ss), and if the card is inserted, the state of the account number is displayed in the message Check based on the status signal (ST89). If the status signal is that money is not allowed in the Clenot account ("XI"'),
The main control unit 201 displays on the CRT display unit 7 an operation guide that says ``1 credit card cannot be approved for any account, please press the cancel button'' (ST!?7), and if the bank is not approved, `` If the bank is recognized and cannot be canceled, please press the cancel button.'' (ST9)
3). After these guidances, if no operation is performed for a predetermined period of time, the card return slot operation is performed. However, if the customer presses the cancel button according to the above guidance (ST
92), the main control unit 201 performs a card ejection operation. If the account is still available for deposits ("XO"') or if a passbook has been inserted, the main control unit 201 causes the CRT display unit 201 to display the operation guide ``Please insert the amount'' ( S'I'74). Thereafter, when no operation is performed for a predetermined period of time or more, a card or passbook collection operation is performed.

Then, when the customer inputs the deposit amount using the keyboard 6 in accordance with the operational guidance (ST95), the main control unit 20 displays the operational guidance "Please confirm the deposit amount J".
It is displayed on the RT display section 7. Thereafter, when no operation is performed after a predetermined period of time has elapsed, the card or passbook is returned. However, if the customer presses the cancel button according to the above guidance, the main control unit 201 will eject the card or passbook, and if the confirmation button is inserted, the main control unit 20 will input the account number and iso body number. The calculated amount data is output to the print controller 203 to be printed on the slip (ST98), and the slip is ejected from the slip issuing port 10 (ST99). By releasing this slip, the main control unit 201 displays an operation guide on the CRT display unit 7 that reads, ``Take out the envelope, put the slip and cash (1 check) in the envelope, seal it, and then insert the envelope.'' (Along with ST7θ, a lock release signal is output to the envelope processing device 24. Then, the envelope processing device 24 energizes the solenoid 59 to release the connected lens 4-16.
1 moves downward, and the lock arm 155 touches the protrusion 163a.
Rotate in the direction of arrow d using the fulcrum as the fulcrum. This results in
The lock arm 155 no longer engages with the lock pawl 158a, and the envelope removal lock is released. After the above-mentioned display guidance, if no operation is performed even after a predetermined period of time has elapsed, an operation for returning the card or passbook is performed. However, the passenger follows the instructions and pulls the handle 8. Then, one envelope is ejected from the opening 154 by the envelope ejecting plate 15B. Next, the control section 201 deenergizes the solenoid 159, so that the connecting lever 161 moves upward and returns to its original position. As the connecting lever 161 moves, the lock arm 55 rotates in the direction of arrow C, thereby connecting the lock arm 1.55 and the lock pawl 158a.
is engaged. As a result, the handle 8 is prohibited from taking out the envelope. Then, when an envelope is detected by the envelope detector 17), the motor 176 is stopped. By the way, when an envelope is inserted, when a calibration signal is output from the thickness detector 200, the main control unit 20 determines that the envelope is over a specified thickness (5TIOI), and the CRT display unit 7 displays a message indicating that the envelope is thick. 5T10
2). After that, if the cancel button is not pressed after a predetermined period of time, the card or passbook will be collected,
If the cancellation button is inserted within a predetermined time, the card or passbook will be returned.

In step 1-, when the envelope is normally taken into the envelope processing device 24 (ST101), the main control section 201 communicates with the host computer 223 (ST104).

This communication operation is almost the same as the payment transaction described above, and the envelope ejection process (5T258 to 5T26θ)
and envelope collection processing (ST266°267). Therefore, main ft1lJ a part 2
0 prints a glossary and two slips in accordance with the message received from the host computer 223. In this case, unlike the above-described payment transaction, transaction data is not printed on the passbook, but only the unrecorded data is printed. Since this is a deposit in an envelope, it is impossible to check whether the contents of the envelope match the amount entered by the customer, and the host computer 223 must update the transaction information in the transaction information file 224. The transaction is not printed on the bankbook.

When the communication is completed, the main control unit 201 checks whether the transaction has been accepted or not based on the transaction status signal in the message (S T 105). If not, the main control unit 201 performs the same process as the payment transaction. I will do it, but
Select envelope “1” in the message to indicate whether you want to return or collect the envelope.
Follow the instructions whether the collection flag is 1" or 'O" (ST2θ9~
5T212).

Further, when the transaction is accepted, the main control unit 201 outputs a print and storage signal to the envelope processing device 24. In this manner, the envelope processing device 24 prints the stamp in the printing section 168 and then stores the envelope in the envelope storage slot 169.

Next, the main control unit 201 causes the CR1 display unit 7 to display an operation guide that says ``Deposit is ready to be accepted. Please take the slip.'' (5TIIIJ).

Following this guidance, the customer takes out the slip. 5T1
42L In response to this withdrawal, the main control unit 201 determines whether the transaction is by card (ST143).

In the case of a transaction using a card, display the operation guide ``Please remove your card'' on the CR1 display section 7 (5T
144). The customer follows the instructions and takes out the card (5T145). At this time, if the card is not removed for a predetermined period of time or more, a collection operation is performed. In addition, in the case of a transaction using a passbook, the main control unit 20 determines whether the passbook can be used sufficiently, and if the passbook cannot be used sufficiently, the CR7 display unit 7 displays an operation guide saying "Please take the passbook" (ST147).
').

If the CRT is fully usable, press CRT a↑'', :'+7 to display the operation guide ``The passbook is fully usable, please take the passbook'' (5T148). The customer then takes out his passbook according to the instructions (5T149).

At this time, if the passbook is not taken out even after a predetermined period of time has elapsed, a collection operation is performed. After receiving the slip, the main control unit 20 does not perform a sampling check on the slip, but after waiting for a predetermined period of time, displays a message indicating that the card must be removed or the passbook must be removed.
Card or passbook is being ejected. Furthermore, when collecting the above-mentioned car 1 or passbook, unlike the payment transaction, a cancellation message is not sent to the host converter 223. In other words, the deposit transaction has already been completed and the deposited money is being held. This is because the host converter 223 and automatic transaction device are compatible.

Next, when the key 6 for transfer 1 tax credit transaction is inserted when selecting the item, the main control unit 201 checks whether a card is inserted (5T117), and if it is a card, checks whether it is a credit account (5T11B). Furthermore, if it is not a credit account, the main control unit 201 uses the account number of whistle 1 as the transfer destination account, and checks the account status to see if payment is not possible using the @ signal in the message (
5T119). Main control unit 2011 according to the status signal.
-i If it is determined that the transfer by that account is not permitted (5T120), the CR1 display section 7 displays the operation guide ``I do not approve that account, please press the cancel button'' (5T121). After these guidances, if the cancel button is not pressed after a predetermined period of time, a card collection operation is performed, and if the cancel button is pressed within the time (ST122), a card removal operation is performed.

If the main control unit 201 determines that the account is still permitted for transfer (STI 20), the main control unit 201 displays a message on the CRT display saying ``Please select one of the following accounts as the transfer destination.'' Among the accounts obtained through the operation guide and the account inquiry described above, the 10th account number and instructions for the 4-deposit account selection key for accounts other than credit accounts and the item "Others" are displayed (ST124)
).

Thereafter, when no operation is performed for a predetermined period of time or more, a card collection operation is performed. Then, when the customer follows the instructions and selects the transfer destination account using Tate 2's account number (ST
125), the main control unit 201 checks the account status (5T128), and if an account for which deposits are prohibited is selected, suspends the transaction (ST129, 5T130).

If the main control unit 201 determines that the transaction is a passbook transaction (ST117), if only one account number is obtained from the account inquiry (ST123), or if the second
When the customer selects ``Payment account number'' (ST127), the main control unit 201 causes the CR1 display unit 7 to display the operation guidance ``Please enter the transfer destination account manually'' (5T13J). ). When the customer enters their account number using the 1ri keyboard 6 in accordance with this guidance, (
ST132), the account number becomes the 20th account number of the transfer destination. After this, or if the selected account is normal, the main control unit 201 causes the CRT display unit 7 to display the operation guide “Please insert the entire amount” (5T1
34). When the customer inserts the amount according to this guidance (ST
135), the main control unit 201 causes the CRT display unit 7 to display the "Please check and confirm" guidance (5T
137).

1-However, if the customer presses the cancel button to set the value within 3≦, the main control unit 20 will eject the card or passbook, and if the customer presses the confirmation button, the main ηf control unit 20 will eject the card or passbook. communicates with host computer 223 (
5T13B). In addition, at the time of the above operation guidance (5T131,
134, 136), when no operation is performed after a predetermined period of time, a card or passbook collection operation is performed. After the above-mentioned communication operation, the operation is the same as that of the above-described payment transaction J and 4 except for the dispensing of banknotes.

Furthermore, if the main control unit 201 determines that the first selected account number is a credit account (ST118), it
The account number, that is, the transfer destination account, and check whether there are many other accounts (ST15).

As a result of this check, if it does not exist, the main control unit 201 causes the CRT display unit 7 to display an operation guide saying ``The request cannot proceed'' (ST154), and when the cancel button is pressed, the extraction f3j1 operation is performed.

In addition, there are many "] days of existence, Lord 4ii! It (
Part 1 (20) displays on the CRT display HII y the message ``Please select the transfer destination from the accounts below'' and instructions for the transfer destination account selection key. Melt (
5T151).

After that, when a predetermined period of time has passed and no harvesting has been carried out,
A card return operation is performed. When the customer selects the account number or transfer destination account according to the above guidance (5T152)
'1 The main control unit 20 should check the account status 5T15
3) If an account that prohibits withdrawals is selected, the transaction will be suspended 1
~(5T121, 5T122), If the transaction is approved, the CRT display section 2' displays an operation guide saying "Please insert the amount" (5T134). Thereafter, the operation is the same as the relocation capture operation above.

Therefore, if the 10th account number is a credit account,
A transfer is made from the 20th account to the 10th account, and if the 10th account number is not a credit account, a transfer is made from the 10th account to the 20th account. When a customer wishes to withdraw between their own accounts using these methods, it is not necessary to input the numerical value of the account number directly from the keyboard 6; instead, the customer must select one of the account numbers displayed on the CRT rock display section 7. All you have to do is do it and the nails will be very easy to use.

Accordingly, when the key 6 for a balance inquiry transaction or a bankbook entry transaction is input when selecting the item, the main control section 20 communicates with the host computer 223. The results of this communication are printed on passbooks, slips, and glossary. In the case of a balance inquiry transaction, the main control section 20 displays the balance on the CRT display section 7 before releasing the slip, and allows the customer to select whether or not to continue with the next transaction. If the customer selects 7 to continue, the main control unit 201 releases the slip and then
Returning to the transaction item selection step (5T45) described above, the next transaction is made valid without returning the card. however,
Balance inquiry transactions at this time will be invalid. Furthermore, when the customer does not intend to continue with the passbook update transaction or balance inquiry transaction, the main control unit 20 releases the slip, returns the passbook or card, and ends the transaction. The above operation r/'i 5T156 to 5TI71 shown in the 70-chart of Figure 15 (k)
processing is now being carried out.

Next, when selecting the item, enter the key 6 for the passbook request transaction.
, the main JLI control unit 201 communicates with the host computer 223 (ST172).

Then, the host computer 223 stores the passbook in the storage area of the transaction information file 224 corresponding to that account, and
The main control unit 20 stores the request. When determining that the transaction has been accepted (5T173) and checking the status signal in Messeno (5T174), and determining that the statement request is OK, the CRT rock display section 7 operates the command "Statement request OK, please take out the slip". Display the guide (sTM7
7).

When the customer takes out the slip in response to this guidance (ST178
), the main control unit 201 causes the card or passbook to be removed (S T J 79.1s; z'),
.

In addition, checkbook requests and statement requests operate in the same way as the above-mentioned passbook request.

The above-mentioned passbook request transaction is a transaction in which a customer requests a financial institution to issue a new passbook when there are fewer pages remaining in the customer's passbook.

This request is temporarily stored in the host converter 223, and a new bankbook is mailed to the hindlimb user from the financial institution. In this case, the host computer 223
The current usage status of the passbook is checked, and the passbook request can be accepted only when it is confirmed that the last page is being printed. By handling such transactions with automatic transaction devices, counter operations associated with issuing passbooks can be greatly reduced. It is still possible to make a request for a stamp book request transaction or a statement request transaction in the same manner as above. Similar to the passbook request, the request is once stored in a predetermined area in the transaction information file 224 by the host computer 223, and based on this storage, the clerk later mails the requested transaction statement or checkbook.

〔Effect of the invention〕

As detailed above, according to the present invention, it is possible to reliably guide the operation guide displayed together with the release of the transaction medium,
Moreover, it is possible to provide an automatic transaction device that can reliably proceed to the next step.

[Brief explanation of the drawing]

Figures 1 to 17 show an embodiment of this invention.
Figure 1 is a perspective view of the exterior, Figure 2 is a schematic diagram of the internal configuration, and Figure 3 is a schematic diagram of the internal structure.
The figure is a sectional view taken along A-A' in FIG. 2, FIG. 4 is a sectional view taken along B-B' in FIG. 2, FIG. 5 is a sectional view schematically showing the card reading device, and FIG. 7 is a sectional view of the bankbook reading/printing device, FIG. 8 is a sectional view of the envelope processing device, FIG. 9 is a partially cutaway perspective view of the envelope issuing device, and FIG. 10 is the printing device. Sectional view schematically showing the section, No. 11
The figure is a sectional view of the shutter receiving mechanism, Figure 12 is a block diagram schematically showing the overall configuration, Figure 13 is a schematic block diagram of the speech synthesizer, and Figure 14 is an electric circuit diagram showing the configuration of the current detection circuit. , FIG. 15 is a flowchart for explaining the operation, and FIGS. 16 and 17 are diagrams showing display examples on a CRT display section. 2...Outer wall, 3...Customer service department, 4...Horizontal operation panel,
5...Vertical operation panel, 6...Keyboard, 7...C
RT display section, 8... Envelope output section, 9... Envelope insertion slot, 12... Bankbook insertion slot, 13... Card insertion slot, 1
4...Speaker hole, 15...Curved shutter (shutter), 2...Card reading device, 22...Payment mechanism, 23...Bankbook reading/printing device, 24...Envelope processing device , 34... Magnetic head, 135... Printer, 1
36...Print head, 139...Journal paper,
147... To magnetism, 148... Reading section, 170
-172... Envelope detector, 2θθ... Thickness detector,
2θ Main control unit, 203 Print controller, 204 Memory, 205 Memory, 20
8... Operation/guidance controller, 209... Memory, 21°... Memory, 212... Speech synthesis device, 2
18... Current detection circuit, 219... Timer circuit. Figure 1 Figure 2 26.27.28 Figure 3 Figure 4 Figure 15 (b) Figure 15 (9) Figure 15 (i) Figure 15 (k) Figure 15 (n) Figure 15 (0) Figure 15 (q)

Claims (1)

[Claims] In an automatic transaction device that automatically performs transactions such as deposits and withdrawals in accordance with operational guidance from a display section, when the display section guides the release of the transaction medium, the system operates until a predetermined period of time elapses regardless of whether the medium is removed. An automatic transaction device characterized by providing a means for continuing the operation guidance.