JPS59231693A - Shutter control system for automatic transactor - Google Patents

Abstract

(57) [Abstract] This bulletin contains application data before electronic filing, so abstract data is not recorded.

Description

[Detailed Description of the Invention] [Technical Field of the Invention] The present invention relates to a shutter control method for an automatic transaction device having a shutter that covers a customer's operation surface. [Technical Background of the Invention and Problems Therewith] In recent years, In order to save labor at the counters of financial institutions such as banks, automatic transaction devices such as automatic teller machines and automatic teller machines have been developed and put into practical use. Furthermore, recently, with the use of equipment on holidays and unmanned operation, equipment is not only installed and operated in the lobbies and mechanization corners of banks, etc., but also installed on walls directly facing the road. So-called external wall-shaped automatic transaction devices are also widely used. Due to the conditions of use of this type of external wall-type automatic transaction device, the operation surface operated by the user is usually covered with a so-called shutter such as tempered glass to prevent tampering and improve environmental resistance. It opens when a transaction begins, and when the transaction ends, it waits for the next customer and closes the shutter.

However, in the past, even if an attempt was made to close the shutter after a transaction was completed, and the closing operation of the shutter was prevented by mischief, etc., the closing operation would be stopped after a certain period of calm operation, so the shutter would remain open. As a result, the operation surface is exposed to rain and wind, which not only reduces environmental resistance, but also causes problems such as the operation keys provided on the operation surface may be damaged by mischief. Purpose of the Invention The present invention has been made based on the above circumstances, and an object of the present invention is to provide a shutter control method for an automatic transaction device that is excellent in environmental resistance and crime prevention. In order to achieve the purpose, the open/closed state of the shutter is periodically checked while waiting for customers, and when it is detected that the shutter is open, the shutter is closed.0 [Invention] Embodiment] Hereinafter, an embodiment of the present invention will be described with reference to the drawings.

Figure 1 shows an automatic teller machine as an external wall-shaped automatic currency transaction device.In other words, it shows a customer service area opened from the external wall 2 of the building on the front side of a casing l installed inside the building. 3 is formed. This customer service department 3 is formed in the center of the building in the vertical direction of the housing 1σ, and has a horizontal operation panel 4 and a vertical operation panel 5 that rises over the rear edge of the horizontal operation panel 4. On the horizontal operation panel 4, a keyboard 6 including a numeric keypad and a CRT display section 7 are arranged.
, envelope insertion opening 9, slip extraction opening 10, and banknote extraction opening 1
A passbook insertion slot 12 and a card insertion slot 13 are arranged above 11, respectively.

Further, a speaker hole 14 is provided on the side surface of the customer service section 3. A speaker (not shown) is built inside the speaker hole 14.Furthermore, the customer service section 3 is provided with the keyboard 6. , CRT display section 7, envelope take-out section 8, envelope insertion slot 9, slip take-out port 10
, a curved shutter 15 that can be opened and closed to seal the banknote outlet 11 and the speaker hole 14 is provided.This curved shutter 15 is provided for crime prevention, protection from wind, rain, and debris. A light-emitting element 16 and a light-receiving element 17 are provided inside both sides of the customer service area 30, which is made of transparent reinforced glass in the shape of a part of a cylinder with a certain curvature. This constitutes a foreign object detector 18 that detects foreign objects such as paper, hands, etc. inside the curved shutter 15.

By the way, as shown in FIGS. 2 to 4, inside the housing 1, there is a card reading device 21 that reads information on an ID card inserted through the card insertion slot 13, and a designated amount of money in the bill extraction slot 11. A dispensing mechanism 22 for dispensing banknotes P, a passbook reading/printing device 23 for reading the magnetic stripe of the passbook inserted through the passbook insertion slot 12 and recording transaction details in the passbook and journal, The envelope processing device 24 is capable of taking out the envelopes one by one from the envelope take-out section 8 with predetermined printing added to the envelopes. Slip issuing device 25, power supply device 26
, the wall thickness of the casing 1 housing the dispensing mechanism 22 is thickened, and the material is made thicker. The casing is made of a strong material with a wall thickness of about 10 to 30 mm, made of laminated cold rolled steel, stainless steel, etc., and the other casing is made of cold rolled steel with a wall thickness of 1 to 2 mm. In addition, the casing functions necessary and sufficient for crime prevention are shown in FIG. This conveyance path 31 is constituted by a plurality of conveyance roller pairs 32.
Shutter mechanism 33, magnetic head 34, holding section 3 in order from
5 and an embossed part 36 are disposed, and the distal end faces the collection warehouse 37. In addition, 38.39°40.41.
A card detector 42 is a well-known circuit consisting of a light emitting element and a light receiving element.The card detector 38 is for entrance, the card detector 41 is for holding, and the detector 42 is for collection. The above-mentioned transport roller pairs 32... are each driven by a driving roller 4.
3 and a pinch roller 44. A conveyor belt 45 is wrapped around the drive roller 43, and an upper dC pinch roller 44 is in rolling contact with the drive roller 43 via the continuous conveyor belt 45. Further, the drive roller 43 is driven by a pulse motor 46 that can rotate in forward and reverse directions.

In addition, a pinch roller 4 disposed on the card insertion slot 13 side
4, the pressing force is controlled to be strong during conveyance and weak when not conveyed.

The shutter mechanism 33 has a shutter 47 between the two pairs of conveying rollers 32 on the side of the card insertion slot 13 and the next pair of conveying rollers 32.
The conveyance path 31 is opened and closed by protruding and retracting, and the pinch row 244 on the card insertion slot 13 side is interlocked with the pinch row 244.

In other words, the pressing force of the pinch roller 44 is strong when the shutter 47 is opened, and weak when it is closed.

The magnetic head 34 is disposed coaxially with the pinch roller 44 of the conveyance roller pair 32, and the card is held down and conveyed only by the pinch roller 244 so that the conveying force of the card does not change when the magnetic head 34 processes information. It is supposed to be done. The holding section 35 is formed on the conveyance path 31, and can temporarily hold cards on the way to being conveyed. The embossing section 46 is designed to copy the account number etc. recorded in a concavo-convex shape on the card onto a slip or the like. The collection warehouse 47 accommodates and stores collected cards.

When the card is inserted from the card insertion slot 13 and the card detector 38 detects the insertion of the card, the pulse motor 46 is activated and the shutter 47 is opened, so that the card is taken in and transported. Then, while being transported, information is processed by the magnetic head 34, and the embossed part 36
It will be temporarily suspended. Thereafter, after the embossing operation is performed, the pulse motor 46 is reversed to return the card to the card insertion slot 13, and the card is returned or collected. That is, first, a card discharging operation is performed. and,
After the card is detected by the card detector 38 for a predetermined period of time, the pulse motor 46 stops and the shutter 47 closes. At this time, the card is held with a portion protruding from the card insertion slot 13. be done. Then, when the card detector 38 detects that this card has been removed by the customer, the transaction ends, and the next transaction can be executed from the initial step. On the other hand, when the card is detected by the card detector 38 for a predetermined period of time, the pulse motor 46 is started and the shutter 47 is opened to take in and convey the card. Then, after the card detector 41 detects the card for a predetermined period of time, the pulse motor 46 stops. At this time, the card is placed in the holding section 35 and held. Next, when the customer realizes that he has forgotten the card, the customer presses down on the keyboard 6 to enter return request input data, such as an ID number, and this input ID number is related to the transaction made with the card. information recorded on the card, such as the ID recorded on the card.
If the number matches the number, the pulse motor 36 is activated to return the card held in the holding unit 35, the card is discharged, and the above steps are repeated. Therefore, it is possible to reliably and automatically return a card that has been forgotten and put on hold to the customer who has forgotten to take it. Also,
If the input ID number and the ID number recorded on the card do not match, this check can be performed up to three times, and if they do not match even after pressing the button three times or more, the transaction will be stopped.

On the other hand, if the next customer presses the item button to start a transaction before entering the ID number, the pulse motor 46 is activated and the previous customer's reserved card is transferred to the embossed part 3.
6 and the card detector 42 in order, and are collected into the collection warehouse 37. At this time, for example, when receiving and paying operations are performed four times, after pressing the normal item button, the next customer's card loading operation will be started in a short time, but the operation will proceed to the next customer's card loading operation in the same transport path 31 and in the card loading direction. Since the collecting direction is the same, the collecting operation of the previous customer's card and the taking-in operation of the next customer's card can be performed simultaneously by simply rotating the pulse motor 46 in a predetermined direction. Then, once the card is collected, the next transaction step takes place.

As shown in FIG. 6, the dispensing mechanism 22 is divided into two parts: a first unit device 51 and a second unit device 152;
Lower first unit equipment [51
can be mounted in a state rotated 180 degrees with respect to the second unit device 52 on the upper side.

Above 1st. The second unit devices 51 and 52 will be explained based on FIG. That is, the first unit device 51
In the front part (right side in the figure), first and second cash withdrawal boxes 53 and 54 are arranged vertically, and for example, ten thousand yen banknotes P are stored in the upper cash withdrawal box 53. The 1,000 yen bill P is placed in the cash withdrawal box 54 on the lower side.
is housed in. These, +'at, second withdrawal box 5
3.54 is equipped with a mechanism 55 for removing stored banknotes P and a backup mechanism 56 for pressing the stored banknotes P against the mechanism 55 with an appropriate pressure. Also, at the rear of the first unit device 51 (on the left side in the figure) is a first unit device 51 from which the first unit device 51 is selectively taken out. A supply conveyance path 57 is formed for supplying and conveying banknotes P selectively taken out from the second cash withdrawal box 53, 54 to the second unit device 52 side. This supply conveyance path 57 includes a first dedicated conveyance path 57a for conveying yen banknotes P... taken out from the first cash withdrawal box 53, and a second
A second exclusive conveyance path 57b for conveying thousand yen bills P... taken out from the cash withdrawal box 54 of the first . Ten thousand yen banknotes P conveyed through the second conveyance paths 57a and 57b...
A common conveyance path 57c that continues to convey thousand yen banknotes P...
It is made up of.

The first dedicated conveyance path 5'7a has a banknote detector 58 for detecting the removal of the ten thousand yen bill P from the first cash withdrawal box 53, and the second dedicated conveyance path 57b has a banknote detector 58 from the second cash withdrawal box 54. A banknote detector 59 for detecting removal of a 1,000 yen banknote P is arranged respectively, and a banknote detector 60 and a banknote detector for detecting dots, folds, tears, etc. of the banknote P are arranged on the common conveyance path 57c. 114 are arranged in sequence.

In addition, the first dedicated conveyance path 57a is a first conveyance bell)
61.61 (only one shown) and a second conveyor belt 62.
62 (only one shown), the second dedicated transport path 57b is connected to the third transport belt 63, 63 (only one shown) and the fourth transport belt 64, 64 (only one shown). ), and the common conveyance path 57c is the first
conveyor belt) 61.61 and fa3 conveyor belt 63.6
A mutually opposing portion with the first conveyor belt 61, 61 and a fifth conveyor belt 65, 65 (only one of which is shown) is formed, respectively.

Each of the above-mentioned conveyor belts 61 to 65 travels in a predetermined direction by transmitting the driving force of a motor 67 to some of the rollers 66 over which they are wrapped, via a power transmission system 68. It looks like this.

Further, the common conveyance path 57c conveys the banknotes P upward so as to be exposed to the front end surface of the first unit device 51, and then t
It is designed to be transported almost horizontally and backwards. The horizontal portion of this common conveyance path 57c has a first section which is selectively used for carrying out banknotes P to the second unit device 52 side. A second banknote discharge section 69,70 is formed. In other words, the first banknote discharge section 69 has a conveyor belt 63.m3.
The middle part of the first conveyor belt 61.61 is pushed into the space 71 formed between the folded part of the first conveyor belt 63 and one folded part of the fifth conveyor belt 65.65 via the push roller 72. It has a configuration in which the first guide plate 73 is placed in the vertical position. Further, the second banknote discharging section 70
The structure is such that the middle part of the first conveyor belt 61.61 is supported by a roller 66 and a second kite plate 74 is arranged at the other folded part of the conveyor belt 6'5.65. There is.

Further, the second unit device 52 is configured as follows. That is, in the center part in the front-rear direction (the center part in the left-right direction in the figure) of the second unit unit [52], there is a take-in conveyance path 7 for upwardly taking in and conveying the payment banknotes P received from the banknote receiving part 75.
A first distribution gate 78 is arranged at the end of the intake conveyance path 77 in which the intake conveyance path 7 is formed.
When the leading edge of the banknote P reaches the banknote detector 79 disposed in the middle of the banknote detector 79, a gate such as a rotary lenoid is installed so that the paper cap P is selectively sent to the genuine banknote transport path 80 or the rejected banknote transport path 81. The intake conveyance path 77, which is adapted to be switched via an actuating device [82], is formed by a mutually opposing portion of a sixth conveyor belt 83°83 and a seventh conveyor belt 84.
The genuine banknote transport path 80 is formed by the upper surface of the upper horizontal part of the 60th transport bell) 83.83 and the mutually opposing part with the upper surface of the upper horizontal part of the 8th transport bell) 85. In addition, the rejected banknote conveyance path 81 is formed by the mutually opposing portions of the upper horizontal part of the seventh conveyor belt 84.84 and the ninth conveyor belt 86, 86 which partially overlaps this upper horizontal part. It is formed.

Each of the conveyor belts 83 to 86 is wrapped around a roller 8.
The driving force of the motor 88 is transmitted to some of the motors 7 through the power transmission system 89, so that the motors 7, .

Further, impellers 90 and 90 are provided at the terminal end of the genuine banknote conveyance path 80.
are arranged, and the genuine banknotes P conveyed by the genuine banknote conveyance path 80 pass through each blade 90 of this impeller 90.90.
a* 908, and is conveyed to the temporary stacking section 91 as it rotates, and the banknotes P are separated by the impeller 90.90 by the separation stopper 12.92 to form the lower side of the temporary stacking section 91. Payout and collection Dual-purpose transport bell) 9
3.93.

The above-mentioned conveyor belt 93° 93, which is used for both dispensing and collection, is passed around a row 298 located near the banknote ejection port 11 and a row 299 located near the banknote receiving section 75, and extends to the banknote ejection port ll side on the upper surface thereof. There is a pinch roller 100 on the banknote receiving section 75 side, and the sixth conveyor belt 83°8 is on the banknote receiving section 75 side.
3 is in a polymerized state. However,
The banknotes P... accumulated in the temporary accumulation section 91 are pushed by a separation stopper which functions as a pushing body <92° 92 and selectively runs in the dispensing direction or the collecting direction of the conveyor belt 93, 93 which serves both dispensing and collecting. Along with the operation, the bills are taken out all at once to the banknote outlet 11 side or to the collection warehouse 101 side, which will be described later.

Also, between the pinch roller 100 and the temporary stacking section 51, there is a group of banknotes P to be collectively dispensed to the banknote outlet 11.
A banknote detector 102 is arranged to detect the edge of the banknote and stop the running operation of the conveyor belts 93 and 93.

Furthermore, a shutter 104 that is opened and closed by a lunoid 103 is disposed between the bill outlet 11 and the pinch roller 100, and a bill detector 105 is disposed on the rear side of the shutter 104. .

On the other hand, if the banknotes P... dispensed to the banknote outlet 11 are forgotten, or if two rejected banknotes P... are mistakenly stacked in the temporary stacking section 91, These banknotes P... are transferred to the collection warehouse 10 provided at the rear of the second unit device 52 via the collection conveyance path 106.
1. This collection conveyance path 106 is a conveyor belt 93.9 that is used for both discharging and collection.
3, the taking-in conveyance path 77, and the rejected banknote conveyance path 81.
, and the rear lower surface portion of the ninth conveyor belt 86 on which the tenth conveyor belt 107 is superimposed, and this terminal end faces the collection warehouse 101. A second sorting gate 109 operated by a solenoid 108 is provided near the terminal end of the rejected banknote transport path 81 forming the section. Then, the stacked rejected banknotes P... are collected in the collection warehouse 101.
The banknotes P... are placed in front of the bank, are arranged in the front part of the bank, and are sorted into the collect warehouse 110, and the banknotes P... that are conveyed to be stored in the collect warehouse 101 by allowing the collected banknotes P... to proceed straight as they are.

Further, a banknote detector 111 for detecting passage of banknotes P on the conveyance path is installed in the middle part of the genuine banknote conveyance path 80, and a banknote detector 111 for detecting the passage of banknotes P on the conveyance path is installed in the middle part of the rejected banknote conveyance path 81. A banknote detector 112 for detecting the passage of banknotes P on the conveyance path 66 is located in the middle of the recovery conveyance path 66.
13 are arranged respectively.

In addition, the banknote detector 28.29.79°102.11
1, 112, 113, and 114 have a well-known configuration consisting of, for example, a light emitting element and a light receiving element.

FIG. 7 shows the passbook reading/printing device 23. As shown in FIG. That is, a pair of optical detectors 121 are provided inside the passbook insertion slot 12 in contact with the passbook insertion slot 12 . The detector 121 is composed of a light source 122 and a light receiver 123.

A conveyance path 124 from this detector 121 toward the inside of the device 23
is provided. The conveyance path 124 is a row 2125.1
A belt 126 stretched between 25 and a pinch roller 127
Also, the guide plate 128 has a page mark indicating the page number of the inserted page of the passbook and a reader that optically reads the last printed line. A portion 148 is disposed, and a guide plate 129
A magnetic head 147 for reading the data on the magnetic stripe of the bankbook is installed on the 0 pinch roller 127.
30 toward the roller 125. The roller 125 is driven by a pulse motor 132 via a belt 131. A platen 133 is positioned such that its surface protrudes above the transport reference plane S of the transport path 124.

Before and after the platen 1330, there is a pair of presser guides 13 that hold down the bankbook that is tilted upward toward the platen 133.
4 is provided. Furthermore, a printer 135 is provided opposite the platen 133 via the conveyance path 124. This printer 135 is composed of a print head 136 and a carriage 138 that moves parallel to the platen 133 along a slide rod 137 while holding the print head 136. This carriage 138 is driven by a pulse motor (not shown). Furthermore, platen 1
Journal paper 139 is wound around 33. The journal paper 139 is wound and held on a delivery shaft 140, and is wound onto a take-up shaft 141 via a platen 133. The journal paper 139 is pinched and conveyed by a feed roller 142 and a pinch roller 143 opposite thereto. The pinch roller 143 is biased toward the feed roller 142 by a spring 130, and the take-up shaft 141 is driven by a pulse motor 146 via bells 144, 145. The belt 145 rotates at a higher speed than the feed roller 142, and when the load becomes heavy, the belt 145 performs printing. FIG. 8 shows an envelope processing device. An envelope issuing device 150 is provided inside this envelope issuing device 150.
The above-mentioned envelope issuing device (II150, as shown in Figure 9), issues envelopes one by one to contain cash for deposits, and cannot be removed except during deposit transactions.
A push plate 153 pressed by springs 152, 152 is provided in the hopper 151, and an unused envelope is placed on this push plate 153. Above) Openings 154 provided in the customer service section 3 at both ends of the handle 8
．． One end of a slidable shaft 156.156 is fixed via 154. The shafts 156, 156 are the hopper 1
It is slidably supported by a support body 157 157 provided on the upper part of the frame 51 . The shaft 156.
An envelope take-out plate 158 is provided to span between the other ends of the envelope take-out plate 156 . This envelope take-out plate 158 has an L-shaped configuration, and its width approximates the thickness of an envelope. A lock pawl 158a is provided on the upper part of the envelope take-out plate 158. Also,
A solenoid 159 is provided on the right side of the hopper 151 in the drawing, and the solenoid 159 moves the plunger 160 in the directions of arrows a and b in the drawing, that is, up and down in response to its excitation. A connecting lever 161 is connected to this granger 160, and this connecting lever 161 is connected to a protrusion 155a on the lock arm 155.

One end of the lock arm 155 is connected to the lock pawl 158.
The other end is connected to a plate 163 fixed to the hopper 151 via a spring 162. The lock arm 155 is the plate 16
With the movement of the connecting lever 161, the connecting lever 161 rotates in the directions shown by arrows c and d, using a projection 163a provided on the connecting lever 161 as a fulcrum. After the handle 8 is pulled out, the handle 8 may be returned by the user or automatically by a spring (not shown).

゛Also, an envelope storage section 164 is provided inside the envelope insertion slot 9.
is provided. That is, 165 is a transport path for envelopes inserted from the envelope insertion opening 9. This conveyance path 165 includes a plurality of conveyance roller pairs 16.6. . . . and upper and lower kite plates 178 and 179, and in order from the envelope insertion opening 9, a shutter mechanism 167,
and a printing section 168 are arranged, and the end side is the storage hopper 1.
It is facing 69. Furthermore, a thickness detector 200 is provided on the transport roller pair 166 near the envelope insertion opening 9 to detect whether or not the thickness of the envelope exceeds a specified value as the pinch row 2174 moves. In addition, 170, 17
1° 172 is an envelope detector, which is a well-known circuit consisting of a light emitting element and a light receiving element.The envelope detector 170 is used for entrance, and the card detectors 171 and 172 are used for printing. The transport roller pairs 166, . . . are each driven by the drive roller 17.
3 and a pinch roller 174. A conveyor belt 175 is wrapped around the drive roller 173, and the pinch roller 174 is in rolling contact with the drive roller 173 via the conveyor belt 175. In addition, the drive roller 17
3 is driven by a pulse morph 176. The shutter mechanism 167 opens and closes the conveyance path 165 by protruding and retracting a shutter 177 between the envelope insertion opening 9 and the pair of conveyance rollers 166.

The printing section 168 is configured as shown in FIG. That is, an index stamping part 180 is provided with numbers stamped on the outer surface of the circumference. This index stamping part 180 has a guide row 2181. ...It is designed to be guided by Nyo. The index stamping part 180 is configured to move up and down when the cam plate 182 rotates about the shaft 182a.
The connecting lever 183 is urged in the directions of arrows e and f in the figure by a spring 184 connected to one end thereof, and a plunger 185 is connected to the other end thereof.

This plunger 185 is adapted to move in the direction of arrows g and h shown in the figure by energizing a solenoid 186. When the envelope ejector 171' detects the tip of the envelope, the pulse motor 176 is stopped and the solenoid 186 is operated to move the index stamping section 180,
A stamp is placed on the envelope, and then the pulse motor 176
When the envelope detector 172 detects the leading edge of the envelope, the pulse motor 176 is stopped again and the solenoid 18 is activated.
By operating 6, the index stamping section 180
The stamp is then placed on the envelope.

The storage hopper 169 sequentially stores envelopes supplied from the transport path 165, and the guide plate 187. J
a mounting table 188; a holding member 189 for storing an envelope in an upright position on the mounting table 188; and holding member 189
It is constituted by a spring 190 that biases in the direction of arrows i and j shown in the figure.

FIG. 11 shows the shutter receiving mechanism 1 of the curved shutter 15.
91. That is, the curved shutter 1
5 has the shape of a part of a cylinder having a certain curvature, and is held by a pair of rollers 192 and 192 inside the housing 1, and is inserted into the housing 1 through the opening 5a of the vertical operation panel 5. The inside and the customer service section 3 are slidably provided.

On the other hand, a partition plate 193 provided approximately in the center of the housing 1
A DC motor (drive unit) 194 is fixed on the top.

A rubber roller 195 is fixed to the rotating shaft of this DC motor 194, and a rubber roller 196 is fixed to this rubber roller 195.
are connected. The rubber roller 196 is connected to a transmission member 15a, such as a plastic plate, provided at a portion of the lower portion of the curved shutter 15. OK with this,
The curved shutter 15 moves in one direction according to the arrow shown in the figure in response to the rotation of the DC motor 194. When the curved shutter 15 covers the customer service surface 3, the end inside the housing 1 is located. A detector 197 for detecting the closure of the curved shutter 15 is provided nearby, and a locking mechanism 198 for locking the curved shutter 15 is provided so that when the curved shutter 15 is housed in the housing 1, the curved shutter 15 A detector 199 for detecting the opening of the curved shutter 15 is provided near the end of the curved shutter 15. The detector 197.199 is constituted by, for example, a microswitch, and is turned on or off by the curved shutter 15. The locking mechanism 198 has a fitting portion side 198 that fits into the opening 15a of the curved shutter 15.
a.

Moving this fitting member 198a up and down, that is, as shown by the arrow o,
Note that the shutter receiving mechanism 191ij is provided between the units or between the units and the partition plate.

FIG. 12 schematically shows the i(air circuit). That is, the main il;
It is configured with a read-only memory (read-only memory) and stores control programs, etc. The print controller 203 receives signals from the main control unit 201 from the memory 20.
The driver 206 outputs the print data according to the English pattern of No. 4 or the print data according to the Japanese pattern of the memory 2050, and the driver 206 outputs the print data according to the print data from the glint roller 203 to the passbook reading/printing device 23. The driver 207 drives the printer in the slip issuing device t25 according to print data from the print controller 203. The operation/guidance print controller 208 outputs display data according to the Japanese pattern in the memory 209 or the English pattern in the memory 210 according to signals from the main control unit 201, or outputs operation data or voice selection according to the human power of the keys on the keyboard 6. The driver 211 is for outputting signals, and the driver 211 is for driving the CRT display section 7 in accordance with display data or operation data from the operation/guidance controller 208. The voice synthesizer 212 outputs a voice signal corresponding to Japanese voice data or a voice signal corresponding to English voice data to an amplifier 215 in response to a control signal from the main control unit 201 or a voice selection signal from the operation/guidance controller 208. By outputting to the speaker 216 via
16 to generate voice guidance. Since the speaker 216 is housed within the curved shutter 15, it is protected from rain and wind and has a long lifespan. The driver 217 operates the motor 18 in response to open and close signals from the main control unit 201.
3 in the forward or reverse direction, and also drives or stops the motor 183 in accordance with a detection signal from the current detection circuit 218. The above current detection time wr2
Reference numeral 18 detects the drive current of the driver 217, and the detection level is different depending on whether the motor 183 is being driven in the forward direction, that is, in the m direction shown in the figure, or when it is being driven in the reverse direction, that is, in the n direction shown in the figure. It is designed to detect current.

On the other hand, 1, the main control unit 201 operates the timer circuit 219 when the curved shutter 15 is closed or the foreign object detector 18 detects a foreign object, and after a predetermined period of time has elapsed, the main control section 201 activates the timer circuit 219. A closing signal for the curved shutter 15 is output to the driver 217 in response to the timeout signal. The main control unit 201 also performs data transmission with the central processing unit 221 via a modem 220. The central processing unit 221 is composed of a modem 222 that controls data transmission, a host computer 223 that controls data processing, and a transaction information file 224 that files transaction information.

The speech synthesis device 212 will be explained in detail using FIG. 13. That is, the selector 230 is Japanese from the operation/guidance controller 208.

The main control unit 201 responds to a selection signal for selecting English audio.
This is to output the start address of the audio to be generated from the memory 231 or 232.

The memory 231 stores data consisting of four types of audio parameters corresponding to various Japanese sounds, such as fundamental frequency representing vocal tract characteristics, voiced/unvoiced sound, and sound source amplitude.1. The memory 232 stores data consisting of four voice parameters corresponding to various English voices, such as a fundamental frequency representing vocal tract characteristics, voiced/unvoiced sound, and sound source amplitude.

The outputs of the memories 231 and 232 are supplied to a decoding circuit 234 via an interface circuit 233. This decoding circuit 234 converts the supplied audio parameters into serial data using a decoding table corresponding to each parameter. The output of the decoding circuit 234 is output to an interpolation circuit 235. This interpolation circuit 235 uses predetermined bits in order to smoothly change each audio parameter without extreme changes when the audio parameters are updated periodically and move from one update period (17 frames) to the next. Approximate linear interpolation is performed on all audio parameters at arbitrary points within one frame. Above: The sound source information output from the interpolation circuit 235 is
6. This sound source circuit 236 is supplied. A periodic impulse signal (
It outputs a white noise signal). Above sound source circuit 2
The output of 36 is supplied to a digital filter circuit 237, which synthesizes the audio signal by adding the correlation removed in the analysis process from the interpolation circuit 235 according to the filter coefficient. For example, it is a well-known type composed of a pipeline multiplier, an adder/subtractor, and a delay circuit (not shown). Each bit output of the digital filter circuit 237 is supplied to a digital-to-analog converter (D/A converter) 238.

The signal and synthesized audio signal converted by the D/A converter 238 are amplified by the amplifier 215 and output to the speaker 216.
and the corresponding audio is generated there.

FIG. 14 shows the electrical circuit of the seven-layer receiving mechanism 191. That is, both ends of the AC power supply 2400 are connected to the DC input terminal of the rectifier circuit 241. This rectifier circuit 2
The positive side DC output f4P of 41 is connected to NP via the resistor 242.
Connected to the collector of N-type transistor 243. A constant voltage circuit 244 is connected between the base of the transistor 243 and the negative DC output terminal N of the rectifier circuit 241. Between the emitter of the transistor 243 and the output terminal N, there is a series circuit consisting of a resistor 245.246, the driver 217, and resistors 247, 248.249.
A series circuit consisting of is connected. The output end of the constant voltage circuit 244 is connected to the connection point of the resistors 245 and 246. The driver 217 drives the motor 183 in the forward or reverse direction according to the opening/closing drive signal from the main control section 201. , a differential amplifier 254 to be described later.
The motor 183 is stopped in response to an output signal from the motor 183. At the connection point of the resistors 247 and 248, there is a changeover contact 250 of a changeover switch 250! is connected to the changeover contact 2502 of this changeover switch 250.
Connected to 49 connection points. The changeover switch 250 is switched by an opening/closing drive signal from the main control section 201. On the other hand, there is a resistor 25 between the output terminals P and N.
1 is connected, and a resistor 252 is connected between the collector of the transistor 243 and the output terminal N. Above output terminal P
A non-inverting input terminal of a differential amplifier 253 is connected to the connection point between the transistor 243 and the resistor 251, and a connection point between the collector of the transistor 243 and the resistor 252 is connected to the inverting input terminal of the differential amplifier 2530. The differential amplifier 253 has a resistor 2
The current value obtained by subtracting a predetermined current value from the current value at 42 is output. The output terminal of the differential amplifier 253 is connected to the inverting input terminal of the differential amplifier 2540, and the non-inverting input terminal of the differential amplifier 254 is connected to the selector switch 254.
0 above-mentioned differential amplifier 2 to which the movable contact 2503 of 0 is connected.
The output terminal of the differential amplifier 254 is connected to the input terminal of the driver 2170.The output of the differential amplifier 254 is supplied to the main control section 201 as a stop signal.

For a long time, in such a configuration, FIGS. 15(a) to (r
The operation will be explained with reference to the flowchart shown in ).

First, as shown in FIG. 15(a), when the handling start processing is performed by the staff, the main control unit 201 checks the initial state of each unit device, and if there is no abnormality, the main control unit 201 indicates that the device is ready for handling. In order to inform the user that the machine is waiting for a customer, the CRT display section 7 displays "Please insert your card or passbook" (8T 1).
) Next, set the monitoring timer for the curved shutter 15 (for example, 10 seconds) (STIA), and check whether the timer has timed out (STIB).

If it is not timed out, check whether the card or passbook is inserted (s'rtc), and if both are not inserted, return to STI H state again oSTI
If timeout occurs when checking B, curved shutter 15
If not, the main controller 201 outputs a drive signal to the driver 217 in FIG. 14 and rotates the motor 194 in FIG. 11 in the direction of the arrow n in the figure. After moving the shutter 15 in the direction of arrow 1, it returns to the state of 8TIA in FIG. By stopping, the closing operation of the multi-curved shutter 15 is completed. If the curved shutter 15 is closed from the beginning, there is no problem even if the main control section 201 outputs a stop signal to the dry nozzle 217.

Now, when it is detected by checking the s'rtc that a card or passbook has been inserted, the main controller 201 outputs a stop signal to the driver 217 in the same manner as described above, and the motor 1
By stopping the shutter 94, the closing operation of the curved shutter 15 is completed, and processing of the card or passbook inserted by the customer is started.

The above-mentioned actions are not just blurred actions while waiting for a customer immediately after the processing of the start of transaction by the staff, but also actions while waiting for the next customer after a transaction has been made by the customer, as will be explained in detail later. . In other words, after one transaction is completed, the process always returns to the starting point in Figure 15(a). Therefore, as described above, even if the closing operation of the multi-curved shutter 15 is once prevented due to mischief or the like while waiting for a passenger, the main control unit 201 will close the curved shutter 15 periodically, so the curved shutter 15 will It will be able to perform its original function.

By the way, for example, first of all, a user (customer) is using a CRT
The user inserts the card into the card insertion slot 13 after seeing the operation guide (8Tl) "Please insert your card or passbook" displayed on the display section 7 (8T2). Then, the data on the magnetic stripe of the card is read by the magnetic head 34 and supplied to the main control section 201.

Accordingly, the main control unit 201 checks the validity of the card (Si2). At this time, when the main control unit 201 determines the validity of the card, the print controller 203
Outputs the issue signal to. Then, the print controller 203 stores the character pattern corresponding to the account number, bank code, and branch code read by the card reader 21 in the memory 20.
4 and outputs the display pattern to the driver 206. After this, the driver 206 causes the printer 135 in the bankbook reading/printing device 23 to print the above data on the journal paper 139 (8T4).

When the main control unit 201 determines the validity of the card (8T5), it excites the renoid 198b and moves the fitting member 198b upward, so that the fitting member 198b is attached to the curved shutter 15. It no longer fits into the opening 15b.

As a result, the curved shutter 15 is unlocked. Thereafter, the main control unit 201 outputs a drive signal to the driver 217 to rotate the motor 194 in the direction of arrow m in the figure. Then, the rotation of the motor 194 rotates the rubber rollers 195° and 196, and the curved shutter 15 moves in the direction of the arrow (ST15). In addition, the main control unit 20.1
determines that the card is invalid (Si5), CR
The T-display section 7 displays the message "Card will be held" (8T6), and the card is taken into the aircraft or the card is returned to the passenger (8T7).

By the way, the customer is 011. Insert the passbook into the passbook insertion slot 12 (Si8) while following the operating instruction (STI) "Please insert your card or passbook" displayed on the T display section 7. The data is read by the magnetic head 147, and the main controller 2
01. Also, at this time, the page mark indicating the number of pages inserted by the customer and the last printed line are displayed on the reading section 1.
48 and supplied to the main control section 201. Accordingly, the main control unit 201 checks the last line that has been printed, and selects a passbook depending on whether the page is printed at the end of all lines, printed up to the middle line, or printed on all lines. (Si2) o That is, the 15th
As shown in Figure (r), it is determined whether the last printed line read by the reading unit 148 is a usable page (8T271
) o If the page is unusable, regardless of the negative number of the magnetic stripe, it is determined whether or not the printed page up to the middle line is a new page (8T272). In this case, if the final printed line is the last line, the main control unit 201 displays “
Please insert your passbook on the next page.'' (8T276) o Also, at this time, the main control unit 201 displays the magnetic head 14 on the magnetic stripe (277).
7 updates the negative number on the hqi stripe by 1 page 8T2
Eject the 78L passbook from the passbook insertion slot 12 (8T2
79) o On the other hand, in determining whether the page is new or not (ST
272) When determining that the page is a new page because % printing has not been performed, the main control unit 201 determines whether the negative number on the magnetic stripe matches the page number on the page mark (ST27).
3) If O does not match, the main control unit 201 causes the CR, T display unit 7 to display the operation guide “Please insert the passbook on the previous page” (8T274) % passbook insertion slot 12
(8T275).

As shown above, if a page with all rows blank is inserted and the negative number on the magnetic stripe matches the page number on the page mark, return the passbook to the customer, open the previous page, and try again. If the previous page is a full-line print record, the page number on the magnetic stripe is rewritten to the next page, and when the passbook is returned to the customer, the true number and page mark on the magnetic stripe are rewritten. If the number of pages matches, the page is judged to be valid and transactions can be made. This occurs when a customer accidentally opens and inserts the wrong page at a financial institution that is used concurrently. Loss of continuity in bankbook printing can be avoided.

Also, if the main control unit 201 determines that the page is usable (ST
271), or if it is determined that the page number of the magnetic stripe and the negative number of the page mark match (ST273), the main control unit 201 proceeds to the next step, that is, format check (STII). When the bankbook is checked, the print controller 203 outputs an issue signal to the print controller 203.
The character pattern corresponding to the account number, bank code, and branch code read in step 47 is read from the memory 204, and the display pattern is output to the driver 206. Then, the driver 206 reads the character pattern corresponding to the account number, bank code, and branch code read in step 47, and outputs the display pattern to the driver 206.
In step 5, the above data is printed on the journal paper 139 (STIO).

Then, when the main control unit 201 determines the format of the passbook and the validity of the passbook (8T11.12), it operates in the same manner as in the case of the card described above and opens the curved shutter 15 ((S
T15). Additionally, if the format of the passbook is incorrect, that is, if there is an error in the insertion direction of the passbook, an illegal home page, no page mark, or a page error, the main control unit 201 determines that the passbook is usable enough (8T31). , C-T display section 7
``You can fully use your passbook at
32) The passbook is also ejected from the passbook insertion slot 12. Furthermore, when the main control unit 201 determines that the passbook cannot be used and is not a new page (ST31.34), it displays an operation guide "Please reinsert the passbook" on the CRT display unit 16 (ST35). , 'The passbook is ejected from the passbook insertion slot 120.Furthermore, when the main control unit 201 determines that the passbook cannot be used and that the page is new (ST31.34), C
"Please reinsert the previous page" is displayed on the RT display section 7 (ST36), and the passbook insertion slot 1 is displayed.
Let it be discharged from 2. Then, when the customer takes out his passbook in response to the above-mentioned operational guidance (ST33), the process returns to waiting for the customer (8T1). However, when the passbook is not removed by the customer even after a predetermined period of time has elapsed since the passbook was ejected, that is, when the passbook is ejected, the main control unit 201 activates the timer circuit 219 and the passbook reading/writing device When the extraction signal is not supplied from the light receiving element 123 in the passbook 23, a passbook collection operation, which will be described later, is performed. Furthermore, when the main control unit 201 determines that the passbook is invalid (5T
12), the CRT display unit 7 displays the message "Passbook will be held" (5T13), and either the passbook is taken into the aircraft or the passbook is returned to the passenger (8T14).

Next, the main control section 201 causes the CRT display section 7 to display an operation guide saying "Please enter your PIN number" (ST16). Then, when the customer inserts his PIN number into the Φ-board 6, (ST17), the signal is output from the operation/guidance controller 208 to the main control section 201.

As a result, the main control unit 201 checks whether the password read by the card reading device 21 or the password read by the bankbook reading/printing device 23 matches or is related to the password input by the keyboard 6 (ST18). If they match, or if the relationship satisfies predefined rules, the main control unit 201 determines that the customer is the legitimate holder of the card or pass.

Check if the retry counter is "3" 8T19)%
If it is not r3J, reset the try counter to "3"(ST20); if it is "3", proceed to the next step.

In addition, when there is no match or there is no correlation, the main control unit 201 counts down the retry counter (5T21), and checks whether the retry counter is "0" (8T22). The control unit 201 rewrites the retry counter to "0" 5T23
), displays the message "Your card or passbook will be put on hold" on the CRT display section 7 (8T24), and causes you to collect your card or passbook (ST25-27). The password for the control unit 201 is incorrect. Please enter your password again or press the cancel button.'' is displayed on the CRT display section 7 (ST28). When the cancel button is pressed, the main control unit 201 rewrites the retry counter 8T30)o Next, a card or passbook retrieval operation, which will be described later, is performed. When the password is input again, the operation starts again from step 17.

Then, after rewriting the retry counter to "3" (
ST20) Check whether the main side part 201 is a card or not. 5T34) In the case of a transaction using a card, send the account number on the magnetic stripe of the card, that is, the representative account of multiple accounts, to the host computer 223 (8T35). .

The host computer 223 sends a plurality of account numbers corresponding to the representative number stored in the transaction information file 224, the account type for each account number, and an account status signal to the main control unit 201. Accordingly, the main control unit 201 receives these messages (8T36),
Determine the state of the account (ST37) o When it is determined that the transaction is completed until the final message "'40", the main control unit 201 checks whether the account number is 1 (8T3
8) In the case of multiple transactions, the main control unit 201 displays, for example, on the CRT display unit 7 the operating guidance “Please select the 10 positions to take from the accounts below” and instructions for the transaction account selection key, as shown in FIG. 16. is displayed (8T39). This kind of display is defined as a multi-account system. This multi-account system does not require the customer to have multiple cards and allows the customer to easily select a desired account. At this time, if an account is not selected for a predetermined period of time or more, a card collection operation, which will be described later, is performed. In addition, the main control unit 20
1, when it is determined that the account status in the message is ``42'', the transaction is unsuccessful, the CRT display 7 indicates the reason for the failure: the card is not found, the card is stolen, or the request cannot be approved. Displayed (8T41)
o Furthermore, the main control unit 201 should check whether the card collection flag in the message is 11# or 10"(5T42),"
When the value is 1'', the card is collected (5T43), and when the value is 10'', the card is ejected from the card insertion slot 13. At the time of ejection, if the card is removed by the customer (5T44), the card will be placed on standby for the next customer, and if the card is not removed for a predetermined period of time or longer, a card collection operation will be performed, which will be described later.

Then, the customer selects the transaction account displayed on the fi CPLT display section 7 (ST40). If there is only one transaction account or a passbook is inserted, the main control section 201J
:The CRT display unit 7 displays the guidance "Please select a transaction type" and also displays the instruction to select the transaction type corresponding to the transaction account (S'l'
45゜46) o For example, if the transaction account is a savings account, as shown in Figure 17, "Payment, Deposit, Transfer, Transfer, Balance Inquiry, Request for Statement, Request for Checkbook", and in the case of a current account, [Payment, deposit, transfer, balance inquiry, passbook request]; for credit accounts, [borrowing, cash return,
In the case of a bankbook, instructions for ``payment, deposit, transfer, bankbook entry, bankbook request'' are displayed. In this way, only possible transaction types can be selected depending on the account number, the associated account type, or whether or not a passbook is used, thereby making it possible to prevent the user from selecting the wrong transaction type as much as possible. When this selection is displayed, if the customer does not select a transaction account even after a predetermined period of time has elapsed, a card or passbook collection operation, which will be described later, is performed.

Then, the customer selects the transaction item displayed on the CRT display section 7 by inputting the keyboard 60 (8T
47)'o At this time, the main control unit 201 checks the selection (Sr48) and checks whether the selection is valid (8T49) If fullness is detected, the main control unit 201 displays a message on the CRT display unit 7 that says “Cash will be released, please press the cancel button” (Sr50) or “Cannot proceed with the request, cancel” (Sr50). Please insert the button" (8T51) o When the customer follows this guidance and inserts the cancel button (Sr12), the next step is to remove the card or passbook, and even if a predetermined period of time has elapsed, the customer can still cancel the cancellation. If the button is not pressed, a card or passbook collection operation is performed. The above ejecting operation is shown in Fig. 15 (
E) The ship will be sailed as shown in (e).

That is, the main control unit 201 displays the operation guide "Please remove the passbook or card" on the CRT display unit 5T183), and ejects the card from the card insertion slot 13 or the passbook from the passbook insertion slot 12. . The customer takes out their card or bankbook in response to the operating instructions (STI 85.186).

As mentioned above, if the transaction becomes impossible to continue during the transaction, the customer presses the cancel button and then returns the passbook or card.
The contents of the I' display section 7 must be read, and the reason for the interruption of the transaction can be reliably informed to the customer.

When a transaction type is selected, when the corresponding Hiki-6 is inserted, the main control unit 201 checks whether a card is inserted (5T53), and if it is a card, the status of the account number is displayed in the message. Search by signal (Sr5
4) If the status signal is an account where payment is not allowed, “IX”
The main control unit 201 causes the CRT display unit 7 to display a message that the account is not recognized (8T55), and in the case of '2X', displays a message that the account is not recognized as a regular deposit (8T55).
Sr69). After these instructions, if no operation is performed for a predetermined period of time, a card return operation is performed. However, when the cancel button is pressed after the above guidance (Sr66), the main control unit 201 returns the guidance "Return the card" to CR.
5T67) and eject the card into the card insertion slot 13. At the time of ejection, if the card is removed by the customer (5T68), the card will be placed on standby for the next customer, and if the card is not removed for a predetermined period of time or more, the card collection operation described later will be performed. In addition, if the account allows payment but is not a credit account, or if a passbook is inserted, the main control unit 201 displays “
``Please insert the amount.'' (Sr55) After that, if no operation is performed for a certain period of time, the card or passbook will be collected.

When the customer enters the payment amount on the keyboard 6 (Sr56), the main control unit 201 checks whether the payment amount exceeds the limit (5T57). The operation guide "The amount has exceeded the limit, please re-input the amount" is displayed (Sr58). If the amount does not exceed the limit, the main control unit 201 checks whether there is a 1,000 yen bill in the withdrawal box (5T63), and if not, checks whether it is in units of 10,000 yen (5T60), and if there is, the amount is 1 Please check if the amount cannot be paid in units of 1,000 yen, such as 5,200 yen (5T63). If the amount is incorrect, the operation guide ``Please input in units of 1,000 yen'' will appear on the c a 'r display 7. 9
Please display Sr64), CRT if not in units of 10,000 yen.
The display unit 7 displays an operation guide saying "Please select in units of 10,000 yen" (Sr61).

When the main control unit 201 determines that the customer has pressed the cancel button in accordance with the above instructions (Sr62), the operation is performed again by removing the card or passbook and inserting the amount using the keyboard 6 (Sr56). It will be done.

On the other hand, if the total amount is correct or is in units of 10,000 yen, the main control unit 201 displays an operation guide on the C-T display unit 7 that reads ``Check the payment amount! (ST70). After this, the next operation is f for a specified period of time.
When it is not removed, the recovery operation described later is performed, and when the STA erase button is pressed (ST'71), the eject! operation is fired.

When the confirmation button is pressed or pressed by the customer,
Alternatively, when borrowing by credit loan V, the main control unit 201 communicates with the host computer 223 (ST7
2).

In this way, in the case of the Freji No Toroza σ) card, the amount of one payment is a fixed amount, for example, 50,000 yen, which is registered in advance in the transaction information file 224 in the central processing unit 11221, so all recorded amounts are input, Confirmation steps have been streamlined to make operations easier for customers.

In other words, the above communication is shown in Figure 15! As shown in p), first of all, the Lord! The main control unit 201 displays the message "Currently communicating with the computer" on the CRT display unit 7 (ST230), and transmits transaction data to the host computer 223 (8T231). outputs a signal to the print controller 203 to print pre-transaction print information, ie, magnetic stripe content, amount, and transaction details, on the journal and slip. Then, the print controller 203 reads a character pattern corresponding to the signal from the memory 204 and outputs the display pattern to the drivers 206 and 207. As a result, the driver 206 prints the above data on the journal paper 1.39 on the printer 135 in the passbook reading/printing device 23.
The driver 207 causes the slip issuing device 25 to print the above data on the slip. (ST232)'o After that, transaction information and a message are transmitted from the host computer 223, which are received by the main control unit 201 (ST232)'o
T233). Then, the main control unit 201 decodes the message and deciphers that the transaction is successful up to the final message ``40'', the transaction is established up to the intermediate message ``41'', and the transaction is unsuccessful ``42'' (8T234).

The main control unit 201 also determines whether the message includes print information for the slip (5T235), and if the print information is included, the print controller 2
The print information is output to 03. As a result, the print controller 203 transfers the print information to the driver 20.
7 to print on the slip (S'lI"236)
. Next, the main control unit 201 determines whether the message includes printing information for the passbook.S'l'2
39) If the print information is included, the print information is output to the print controller 203. As a result, the print controller 203 prints the print information on the passbook using the driver 206 (S
T240).

Next, the main control unit 201 judges whether the inserted page of the passbook can be used sufficiently (5T241), and if it can be used enough, it updates the magnetic stripe data (ST242).
) o In addition, the main control unit 201 determines whether a turn page is necessary by knowing whether or not the page has been printed up to the last print line (8T243), and if a turn page is required, it determines whether the passbook is sufficiently usable: 03T244) , Only when it cannot be used sufficiently, the turn page operation described later is performed (S-T245).

That is, when printing up to the last line of a page while printing a passbook and there is still print data left, the main control unit 201 drives the magnetic head 147 to rewrite the page number of the magnetic stripe to the next page, and then The CRT display section 7 displays the operation guide ``Please insert the next page of the bankbook'' (8T250), and the bankbook is ejected from the bankbook insertion slot 11. After this, the prescribed 9
A passbook collection operation is performed when no operation is performed for a period of time. Following the above instructions, when the customer reinserts the passbook on the second page (ST 252゜253), the main and sub-part 201
Check whether they are the same passbook (8T253), and if it is determined that they are not the same passbook (ST254), when making a deposit transaction (
ST266), envelope collection (8T267) and slip release (8T267)
ST268) and release slips (I) for transactions other than deposit transactions.
Only I (T268) is performed.

When the slip is released, if the slip has already been printed, 1 Cancellation is printed on the next line. The purpose of this is to make it clear to customers and staff that the slip is invalid, and to avoid unnecessary trouble.

Then, the main control unit 201 determines that they are the same passbook.8
T254), when it is determined that a passbook with a page mark written with the same number of pages as the number of pages of the magnetic stripe is inserted (ST255), the turn page ends. However, the main control unit 201 determines that the set page has not been inserted, and displays "re-insert passbook" on the C-T display unit 7 until this determination is made three times in a row, and then proceeds from step 251. ing. However, when the correct page is not inserted three times in a row, the main control unit 201 checks whether there is a deposit or not. (8T258) If the deposit is a deposit, the message "Envelope will be ejected" is displayed. Based on this operational guidance, if the customer takes out the envelope (ST260) or if it is determined that the transaction is other than a deposit, the main control unit 201
causes the slip to be ejected from the slip outlet 10. Accordingly, when the customer takes out the slip (ST261), the main control unit 2
01 causes the CRT display unit 7 to display the operation guide ``Passbook not accepted and will be ejected'' (8T262). If no operation is performed after a predetermined period of time when the envelope ejection or passbook ejection is displayed, a passbook collection operation is performed. According to the above operating guide, when the customer takes out their passbook (
ST263) The main control unit 201 determines that the turn page was not possible (ST264).

When the main control unit 201 determines that the above turn page has ended (8T246), or when it determines that the turn page is not necessary (ST243), it determines whether to request a percentage or a passbook request, a checkbook request, or a statement request. When (ST
238) It is assumed that the main control unit 201 has successfully completed the transmission and reception.

As a result, the main control unit 201 determines that the transaction has been accepted (8T73) and outputs a withdrawal signal to the withdrawal mechanism 22. Then, the withdrawal mechanism 22 operates the first and second withdrawal boxes 53.5.
The banknotes P taken out from '4 are stacked in the temporary stacking section 91. That is, 1st. The banknotes P taken out from the second cash withdrawal box 53.54 via the takeout mechanism 55.55 are detected by banknote detectors 58.59 arranged in the respective dedicated transport paths 57a, 57b. . (by this detection signal)
A counter (not shown) in the main control unit 201 is counted up, and then the banknotes are discriminated by the banknote detector 60 disposed on the common conveyance path 57c, and are roughly conveyed from the second banknote discharging unit 70 to the second banknote. It is carried out to the unit device 52 side.

Banknotes P sequentially carried out to the second unit device 52 side
... are taken from the bill receiving section 75 into the take-in conveyance path 77 and conveyed, and when the tip of the bill P is detected by the bill detector 79, if it is a genuine bill P without stacking, it is the first bill P. The sorting gate 78 falls to the left and is fed into the genuine banknote transport path 80. Then, it is conveyed onto the temporary accumulation part 91 via the impeller 90.90, and is separated from the impeller 90.90 by coming into contact with the end face of the separation stopper 92.92, and falls downward, in the counter-dispensing direction. Since the banknotes P are nested with the running conveyor belts 93 and 93 for both dispensing and collection, the banknotes P... are stacked in an orderly manner with their edges aligned.

In this way, all of the banknotes P... for which the designated amount has been taken out from the cash withdrawal box 43, 44 and accumulated in the temporary stacking section 91 are genuine banknotes without stacking, and furthermore, the main control unit 201 determines that the banknotes P... When the set amount matches the set amount, the conveyance of the conveyor belt of the dispensing conveyance system is temporarily stopped.At this time, the rotation of the impeller 90,90 is also stopped due to the stop of the conveyor belt of the dispensing conveyance path system.

At the same time as all the banknotes to be paid are accumulated in the temporary accumulation section 91, the main control section 201 causes the CRT display section 7 to display an operation guide saying "Payment is possible, please take the slip" (8T76). The customer takes out the slip according to the instructions marked with ★ (8T76). Depending on this extraction,
The main control unit 201 determines whether the transaction is by card (8T7
7) In case of card transaction, CfL'I' display section 7
The operation guide ``Please take the card'' is displayed (ST77'). The customer then takes out the card according to the instructions (IT78). At this time, if the card is not taken out for a predetermined period of time or longer, a collection operation described later is performed.If the transaction is still using a passbook, the main control unit 201 determines whether or not the passbook can be used sufficiently, and if it cannot be used sufficiently, the CRT
Display the operation guide "Please take your passbook" on the display section 7 (ST81), and if the CRT display section 7 is fully usable,
Then, the user displays an operation guide that says ``The passbook is fully usable, please take out the passbook'' (ST82).Then, the customer follows the instructions and takes out the passbook (8T83).If the passbook is not taken out for a predetermined period of time at this time, , a collection operation to be described later is performed.

Then, in response to the withdrawal of the card or passbook, the main control unit 201 causes the CRT display unit 7 to display the operation guide “Please take cash” (8T79), and outputs a cash discharge signal to the dispensing mechanism 22. do. Then, in the dispensing mechanism 22, the separation stoppers 92, 92 rotate and press the banknotes P... accumulated in the temporary stacking section 91 against the conveyor belt () 93, 93 which also serves as payout and collection. .93 travels in the payout direction, and the banknotes P... temporarily accumulated in the stacking section 91 are taken out all at once and conveyed to the banknote output port ll side. Then, when the tip of this banknote P... is detected by the banknote detector 105, the shutter 104 is activated.
When the banknote P is opened by the banknote 103 and the rear end is detected by the banknote detector 102, the conveying operation is stopped and the banknote P.
... is disbursed to the customer with the tip thereof protruding into the bill ejection port 11 and the rear end thereof being pinched between the conveyor belt (93.93) and the pinch roller 100 (S).
T84).

After this, the main control unit 201 performs cumulative processing of transaction data (8T85), and when cash is withdrawn by the customer (STs 6), the main control unit 201 ends the transaction and waits for the next customer. Tonagi.

At this time, if the cash is not taken out after a predetermined period of time has elapsed, the main control unit 201 collects the cash (ST87).
.

As mentioned above, if the card or passbook is not removed even after a predetermined period of time has elapsed after the card or passbook has been ejected, or if the customer forgets to take out the card or passbook and goes home, the main control The unit 201 includes a card reading device 21 or a passbook reading/printing device 23, and a print controller 20.
3. Output a collection signal to the dispensing mechanism 22. This results in
The card reading device 21 or passbook reading/printing device 23 takes the card or passbook into the machine, collects it in the collection warehouse,
The print controller 203 has drivers 206 and 207
is used to print "cancellation" on each of the bankbook, slip, and journal, and the dispensing mechanism 22 stores the banknotes P. . In this way, all of the various media are collected or released and the next transaction is ready. However, transactions for this customer have already been processed by the central processing unit 2.
Even though the transaction information in the transaction information 7 isle 224 of 21 has been updated, cash has not actually been handed over to the customer. Therefore, a message to cancel the previous transaction is sent to the main computer 223. In this case, the host computer 223 stores the transaction information file 22 for the customer.
Return the transaction information in 4 to the state before the above transaction.

Further, if the customer does not withdraw the cash even after a predetermined period of time has elapsed since the cash was discharged to the bill withdrawal port 11, the main side (to) section 201 outputs a collection signal to the dispensing mechanism 22. Then, the dispensing mechanism 22 removes the banknotes P from the banknote outlet 11.
... are collected in the banknote collection warehouse 101. In this case, one banknote P... is in a state where it can be removed by the customer, so even if it is collected, there is no guarantee that the entire amount released will be collected. Therefore, the main control unit 201q does not send the cancellation message to the host computer 223 and waits for the next customer.The above-mentioned bankbook, card, and cash collection operation is shown in the flowchart of FIG. 15(n). Each process from step 187 to step 203 can be performed.

When checking the transaction status in the message obtained by the above transmission/reception (S'l'73), if the transaction is unsuccessful,
The main control unit 201 displays the cause of the failure on the Cl'tT display unit 7, for example, the account is not found, the card is stolen, the request cannot be approved, and a display indicating the input of a cancel button is displayed ( ST204) If the cancel button is not pressed after a predetermined period of time has passed,
A card or passbook collection operation is performed. Then, when the customer presses the cancel button according to the operating instructions (
ST205) The % main control unit 201 displays “%” on the CfLT display unit 7.
The message is canceled, please remove the slip.'' is displayed (ST206), and the slip is ejected from the slip outlet 10. The above operation guidance is unconditionally displayed for a certain period of time. This means that the customer can use the CRT
This is so that even if the slip is removed before reading the display on the display section 7, it can be read within a predetermined time. Also,
This also allows you to proceed to the next step even if you forget to take out the slip. After performing the above operation guidance for a certain period of time, the main control unit 201 checks the passbook collection flag and card collection flag in the message, and collects or returns the card or passbook according to the instructions of the flags. The above operation is as shown in steps 213 to 222 shown in FIG. 15(0).

By the way, when the key for deposit, that is, envelope deposit, is inserted when selecting the item, the main control unit 201 checks whether the card is inserted (5T88), and if the card is inserted, the status of the account number is displayed in the message. Check by status signal (ST89) o If the status signal is a credit account and deposit is not permitted, “xi”, main control unit 2
01゛ displays the operation guide "Credit card account cannot be approved, please press the cancel button" on the CRT display 7 (sr9x). "Please press the cancel button" is displayed (ST93). After these instructions, if no operation is performed for a predetermined period of time, a card return operation is performed. However, when the customer presses the cancel button according to the above guidance (ST92), the main control unit 201 performs a card ejection operation. In addition, if the account allows for deposits, the main control unit 201 displays the operation guide “Please insert the amount” on the CRT display unit 201 if a bankbook is inserted, or if a passbook is inserted. (
8T94)o Thereafter, when no operation is performed for a predetermined period of time or more, a card or passbook collection operation is performed.

Then, when the customer inputs the deposit amount using the keyboard 6 in accordance with the operational guidance (8T95), the main control unit 201 issues the operational guidance "Please confirm the deposit amount" to C.
It is displayed on the B and T display sections 7. Thereafter, if no operation is performed after a predetermined period of time has elapsed, the color, card, or passbook will be returned. However, if the customer presses the cancel button according to the above guidance, the main control unit 201 will eject the card or passbook, and if the customer presses the confirmation button, the main control unit 201 will release the account number, aircraft number, and amount of money entered. The data is output to the print controller 203 and printed on the slip (ST98), and the slip is ejected from the slip issuing port 10 (8T99). To release this slip, the main control unit 201 displays an operation message on the CRT display unit 7 that reads, ``Take out the envelope, put the slip and cash (checks/bills) in the envelope, seal it, and then insert the envelope.'' is displayed (ST100), and a lock release signal is output to the envelope processing device 24. Then, the envelope processing device 24
The connecting lever 1 is activated by energizing the renoid 159.
61 moves downward, and the lock arm 155 touches the protrusion 163.
It is rotated in the direction of arrow d using a as a fulcrum. As a result, the lock arm 155 no longer engages with the lock pawl 158a, and the lock on envelope ejection is released. After the above-mentioned display guidance, if no operation is performed even after a predetermined period of time has elapsed, the card or passbook will be returned. but,
The customer pulls the handle 8 according to the instructions. Then, one envelope is removed from the opening 154 by the envelope removal plate 158.
is discharged from. Next, the customer encloses a slip, a check, or cash in the envelope, and inserts it into the envelope insertion slot 9 (STIOI). Then, the main control unit 201 deenergizes the solenoid 159 based on the detection signal from the envelope detector 170, and the connecting lever 161 moves upward and returns to its original position. When the lock arm 155 rotates in the direction of arrow C as the connecting lever 161 moves, the lock arm 155 and the lock pawl 158a engage with each other. As a result, the handle 8 is prohibited from taking out the envelope. Then, when the envelope detector 171 detects an envelope, the motor 176 is stopped. By the way, when an envelope is inserted, when a detection signal is output from the thickness detector 200, the 1st control unit 201 determines that the envelope has a specified thickness or more (s'rt.01'), CB, On the T display section 7, display the operation guide ``The envelope is too thick to process. Please press Cancel and start over from the beginning.'' (STx0
2). Thereafter, if the cancel button is not pressed even after a predetermined period of time has elapsed, the card or passbook is recovered, and if the cancel button is pressed within the predetermined time, the card or passbook is returned.

Then, when the envelope is normally taken into the envelope processing device 24 (8T101), the main side part 201 communicates with the host computer 223 (ST104). This communication operation is almost the same as the payment transaction described above, with the addition of envelope ejection processing (ST258-5T260) & envelope collection processing (ST266.267). Therefore, the main control unit 201
Print journals, slips, and bankbooks according to the messages received from 23. In this case, unlike the above-described payment transaction, the transaction data is not printed on the passbook, but only the unrecorded data is printed. Since this is a deposit in an envelope, it is not possible to check whether the contents of the envelope match the amount entered by the customer, so the transaction information in the transaction information file 224 is not updated by the host computer 72231C. The transaction will not be printed on the bankbook.

When the communication is completed, the main control unit 201 checks whether the transaction has been accepted or not according to the transaction status signal in the message (s'L'105). If not, the transaction is the same as a payment transaction. Processing will be carried out, but whether to return or collect the envelope is determined by following the instructions of whether the envelope collection flag in the message is ``1'' or ``0#'' (fsT209
~8T212) If the transaction is accepted, the main control unit 201 sends a print and storage signal to the envelope processing device 24. As a result, the envelope processing device 24 prints the stamp in the printing section 168 and then stores the envelope in the envelope storage hopper 169.

Next, the main control unit 201 causes the CRT display unit 7 to display an operation guide saying ``Deposit has been accepted. Please take the slip.'' (ST141).

Following this guide, the customer should take out the slip 5T14
2) In response to this withdrawal, the main control unit 201 determines whether the transaction is by card (ST143). In the case of a transaction by card, the CR,T display section 7 displays an operation guide saying "Please take the card" (8T144). The customer takes out the card according to the instructions (ST145).

At this time, if the card is not removed for a predetermined period of time or more, a collection operation is performed. In addition, in the case of a transaction using a passbook, the main control unit 201 determines whether the passbook can be used sufficiently, and if the passbook cannot be used sufficiently, displays an operation guide saying "Please take the passbook" on the CRT display unit 7 (ST147), If the passbook can be used, display the operation guide on the CRT display section 7 saying, ``The passbook is fully usable. Please take the passbook.'' (ST14)
8) At the station, the customer takes out the passbook according to the instructions ('5T149) o At this time, if the passbook is not taken out after a predetermined period of time, a collection operation is performed. During the above-mentioned slip retrieval guidance, the main control unit 201 does not perform a sampling check of the slip, but after waiting a predetermined time, displays a message indicating that the card or passbook should be removed, and then ejects the card or passbook. Furthermore, when collecting the card or passbook, unlike a payment transaction, a cancellation message is not sent to the host computer 223. In other words, since the deposit transaction has already been completed and the deposited money is also held, the host computer 223 2
This is because 23 and the automatic transaction device are compatible.

Next, when selecting the item, select the key 6 for the transfer transaction.
When the main control unit 201 inserts a card, the main control unit 201 checks whether the card is inserted (8T117), and if it is a card, checks whether it is a credit account (8T118).
If 01 is not a credit account, it is used as the first account number, that is, the transfer destination account, and the account status is checked for non-payment etc. by the status signal in the message (STI
19) If the main control unit 201 determines that the transfer using the account is not permitted based on the o status signal (ST1
20), on the CRT display 7, select ``Do not authorize that account.''
(STI 21) After these instructions, if the Cancel button is not pressed after a predetermined period of time, a card collection operation is performed and the Cancel button is pressed within the time. When the main control unit 201 determines that the account is authorized for transfer (ST120), the main side part 201 displays the CRT display unit 7.
``Please select the transfer destination account from the accounts below'' and the prefecture transfer account selection key for accounts other than the 10th account number and credit account among the accounts obtained by the account inquiry mentioned above. The instructions and the item "Others" are displayed (ST124). Thereafter, when no operation is performed for a predetermined period of time or more, a card collection operation is performed. Then, when the customer follows the instructions and selects the second account number and transfer destination bank account (sTtzsL main system part 2
The main/sub will check the account status (5T128), and if an account for which deposits are prohibited is selected, the transaction will be interrupted (ST129).
, STI 30).

Further, if the main control unit 201 determines that the transaction is a passbook transaction (ST117), if only one account number is obtained from the account inquiry (8T123), or if the second
If the customer selects ``Other'' in the account number selection (ST127), main control s201 CRT display section 7
(8Tt31) o In response to this guidance, the customer manually inputs the account number using the keyboard 6 (ST).
I32), the account number becomes the bank account number, that is, the 20th account number. After this, or if the selected account is normal, the main control unit 201 causes the OR, T display unit 7 to display the operation guide “Please insert the amount” (8T13).
4). When the customer inserts the amount according to this guidance (sTx3
5), the main control unit 201 causes the CRT display unit 7 to display the guidance “Please check” (ST137).
) When the customer presses the cancel button according to the above instructions, the main control unit 201 performs an operation to eject the card or passbook, and when the customer presses the confirmation button, the main control unit 201 communicates with the host computer 223. (ST138)
1,134,136), when no operation is performed after a predetermined period of time, a card, pass, or book collection operation is performed. After the communication operation described above, the operation is the same as in the case of the payment transaction described above except for the dispensing of banknotes.

Further, if the main control unit 201 determines that the first selected account number is a credit account (ST118), the main control unit 201 selects it as the first
The account number is set as the transfer destination bank account, and it is checked whether there are many other accounts (8T150). If there are no other accounts as a result of this check, the main side part 201 is CB, T display section 7
The operation guide "Request cannot proceed" is displayed (8T154), and the extraction operation is performed by pressing the % cancel button. Also, if there are many accounts, the main
1iII The um section 201 causes the CL-1, T display section 7 to display the operation guidance "Please select the transfer destination account from the accounts below" and instructions for the transfer destination account selection key (S
T151).

Thereafter, when the card is not operated even after a predetermined period of time has elapsed, a card return operation is performed. When the customer selects an account number, that is, a transfer account according to the above guidance (ST152), the main control unit 201 checks the account status (8T153).
, if an account that prohibits withdrawals is selected, the transaction will not be interrupted.
STI 21°8Tx22), if the transaction is permitted,
After the CRT display section 7 displays the operation guide "Please insert the amount" (8T134), the operation is the same as the transfer operation described above.

Therefore, if the 10th account number is a credit account,
A transfer is made from the 20th account to the 10th account, and if the 10th account number is not a credit account, the transfer is made from the 10th account to the 20th account. When using these methods to transfer funds between their own accounts, customers do not have to enter the numerical value of the account number directly from the keyboard 6, but instead select one of the account numbers displayed on the CA'R display section 7. Next, when the key 6 for a balance inquiry transaction or a passbook entry transaction is input when selecting the item, the main control section 201 communicates with the host computer 223. The results of this communication are printed on passbooks, slips, and journals. In the case of a balance inquiry transaction, the main control unit 201 displays the balance on the CRT display unit 7 before releasing the slip, and allows the customer to select whether or not to continue with the next transaction. If continuation is selected, the main control unit 201 releases the slip and then returns to the transaction type selection step (8T45) described above to validate the next transaction without returning the card. However, balance inquiry transactions in the case of Party B will be invalid. In addition, when the customer does not intend to continue with the passbook update transaction or balance inquiry transaction, the main side part 2ella slip is released, the passbook or card is returned, and the transaction is completed. )
Processes 8T156 to 8T171 shown in the flowchart are performed.

Next, when selecting the item, enter the key 6 for the passbook request transaction.
When the main control unit 201 turns on the host computer 2
23 (ST172), the host computer 223 stores the passbook request in the storage area of the transaction information file 224 corresponding to the account, and determines that the main control unit 201 has accepted the transaction. 5T
173)% Check the status signal in the message 5
T174) When it is determined that the statement request is OK, the CRT display unit 7 displays an operation guide saying "Statement request OK, please take out the slip" (8T177). When the customer takes out the slip in response to this guidance (ST178), the main control section 201 causes the user to take out the card or passbook (ST179-182').

In addition, checkbook requests and statement requests operate in the same way as the above-mentioned passbook request.The above-mentioned passbook request transaction is used to request a financial institution to request a new passbook when there are fewer pages left in the customer's passbook. The request is temporarily stored in the host computer 223, and a new bankbook is then mailed to the customer from the financial institution. In this case, the host computer 223 can check the current usage status of the passbook and accept the passbook request only when it is confirmed that the last page is being printed. By handling such transactions with automatic transaction devices, counter operations associated with issuing passbooks can be significantly reduced. In addition, it is possible to make a request for a checkbook request transaction or a statement request transaction in the same manner as above. This is similar to a passbook request. The requested transaction statement or checkbook will then be mailed to you by the cashier.

〔Effect of the invention〕

As detailed above, according to the present invention, the shutter is closed periodically while waiting for a customer, so that
- Even if the shutter is once closed due to a trick or the like, the shutter will automatically close if the shutter is removed from being placed directly, so an automatic transaction device with excellent environmental resistance and crime prevention can be provided.

[Brief explanation of drawings]

Figures 1 to 17 show an embodiment of this invention.
Figure 1 is a perspective view of the exterior, Figure 2 is a schematic diagram of the internal configuration, and Figure 3 is a schematic diagram of the internal structure.
The figure is a sectional view taken along line A-A' in figure 2, and figure 4 is a cross-sectional view taken along line AA' in figure 2.
5 is a sectional view showing the outline of the card reading device, FIG. 6 is a sectional view of the withdrawal mechanism, FIG. 7 is a sectional view of the passbook reading and printing device, and FIG. 9 is a partially cutaway perspective view of the envelope issuing device, FIG. 10 is a sectional view schematically showing the printing section, FIG. 11 is a sectional view of the shutter receiving mechanism, and FIG. 12 is a sectional view of the envelope processing device. Figure 13 is a block diagram schematically showing the overall configuration, Figure 13 is a schematic block diagram of the speech synthesizer, Figure 14 is an electrical circuit diagram showing the configuration of the current detection circuit, and Figure 15 is a diagram for explaining the operation. The flowchart, FIGS. 16 and 17 are diagrams showing display examples on the CR1 display section. 2...Outer wall, 3...Customer service department, 4...Horizontal operation panel, 5
...Vertical operation panel, 6...Keyboard, 7...CB
'I' display section, 8... Envelope removal section, 9... Envelope insertion slot, 12... Bankbook insertion slot, 13... Card insertion slot,
14... Speaker hole, 15... Curved shutter (shutter), 21... Card reader, 22... Dispensing mechanism, 23... Bankbook reading/printing device, 24... Envelope processing device. 34... Magnetic head, 135... Printer, 136
...Print head, 139...Journal paper, 14
7... Magnetic head, 148... Reading section, 170-1
72... Envelope detector, 200... Thickness detector, 20
DESCRIPTION OF SYMBOLS 1... Both main and sub parts, 203... Print controller, -204... Memory, 205... Memory, 208
...Operation/guidance controller, 209...Memory, 2
10...Memo! '%212...Speech synthesizer, 21
8... Current detection circuit, 219... Timer circuit. Agent Patent attorney Noriyuki Chika (and 1 other person) Figure 1 Figure 2 Figure 2627.28 Figure 3 Figure 4 Figure 15 Cg) Figure 15 and Figure 15 (K) Figure '15 α) Figure 1 Figure 15 (Pawn Figure 15 (n) Figure 15 (θ) Figure 15 (9)

Claims (1)

[Scope of Claims] An automatic transaction device that automatically performs transactions such as deposits and withdrawals, comprising: a shutter that covers an operation surface operated by a user ψ; a shutter drive means that opens and closes the shutter; and a detecting means for detecting an open state and a closed state of the shutter, and the detecting means checks the open/closed state of the shutter at predetermined time intervals while waiting for a passenger, and if the shutter is in the open state, the driving means closes the shutter. A shutter control method for an automatic transaction device whose main feature is to perform a closing operation.