JPS5927942B2 - Cash transfer processing device - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION The present invention relates to a cash transfer processing device for processing public funds such as taxes, electricity, gas, and water charges.

Recently, the automation of deposit and payment operations at banks, etc. has progressed through mechanization, but in most cases the transfer processing of public funds relies on manual labor, making it difficult to process efficiently and making payments to users. As a result, the mechanization of processing operations has been strongly desired.

In view of the above-mentioned circumstances, the present invention has been provided with a slip detection and reading means for accepting public money slips in which the billed amount and charge type are written, a confirmation means for confirming the payer, and an input section for specifying the transfer type and inputting the transfer amount. , a differential counting means for differentially counting the inserted cash, and a compensator section for comparing the amount counted by the differential counting means with the transfer amount inputted from the input means and the billed amount stated in the public money slip. an authentication printing unit provided in the control unit and activated only when the counted amount is equal to or greater than the billed amount; and a control unit that releases the surplus amount of the counted amount exceeding the billed amount as change. The purpose of the present invention is to provide a cash transfer processing device. Hereinafter, the present invention will be specifically explained based on an embodiment shown in the drawings.

As shown in FIG. 1, the public money processing device 1 has a casing 2, and a coin return change opening 3 and a banknote return change opening 5 are provided on the front surface of the casing 2.

A coin slot 6 and a bill slot 7 are provided on the top surface of the housing 2 so that they can be opened and closed, and a keyboard 9 serving as an input section is also provided.
A card passbook insertion slot 10, a slip insertion slot 110, a display section 14, etc. are provided. Further, as shown in FIG. 2, the hardening input port 6 is a discrimination and counting means, and is connected to the primary pool section 13 and the coin return change port 3 via a coin sorter 12 that constitutes the coin counting change machine 8. A change machine 15 and a coin storage box 16 are connected to the primary pool section 13. The coin counting change machine 8 is connected to a control section 19 that constitutes a main body control section 17, and the control section 19 includes a counting section 23 consisting of a control section 20, a first stage counting section 21, a second stage counting section 22, and a banknote counting change machine. Machine 25 is connected. The banknote counting change machine 25 has a discriminator 26 connected to the banknote slot T and a head/back checker 2T, and the checker 27 has two safes 29 for each denomination,
29/, 30, 3', 31, 3', 32, 32/ are connected. A redirect box 35 for storing rejected banknotes due to a counting error, etc., and a banknote return change slot 5 are connected to the control unit 20. The control unit 20 also includes a calculation unit 36, a keyboard 9, and a printing unit 3.
7. Card reader 40. The authentication printing section 42 is connected,
Further, a passbook detection section 39, a card detection section 41, and a slip detection/reading section 43 are connected to a printing section 37, a card reader 40, an authentication printing section 42, a card passbook insertion slot 10, and a slip insertion slot 11. There is. Further, a center computer 46 is connected to the main body control section 17 via a line control section 45 . Since the present invention has the above configuration,
When a user pays public money, first insert a public money slip 47 such as a bill for taxes, electricity, gas, etc. into the slip insertion slot 11, and at the same time insert a recognition slip 47 in which information for identifying the payer of public money is recorded. Insert the card 49 into the card passbook insertion slot 10.

The inserted slip 47 is read with the type of public money (gas bill, electricity bill, etc.), billed amount, etc. by the slip detection/reading unit 43.
The control unit 20 is notified, and the card 49 is detected by the card detection unit 4.
1 to the card reader 40, where the payer's name, registration number, etc. are read out, notified to the control unit 20, and returned. The control unit 20 prompts the payer via the display unit 14 to specify a payment method from the keyboard 9 in order to know whether the payer wishes to pay in cash or transfer from a deposit. When the payer specifies transfer using the keyboard 9, the payer inserts the bankbook 51 into the card passbook insertion slot 10, inputs the amount to be paid from the keyboard 9, compares it with the billed amount read from the slip 47, and then inputs the amount to be paid using the keyboard 9. If they match, the central computer 46 is notified of the transfer of the predetermined amount via the line control unit 45, the payment details are printed on the passbook by the printing unit 37, and the authentication printing unit 42 is activated. and slip 4
Stamp the receipt certification stamp on 7, passbook 51 and slip 4
7 will be returned to the payer. Further, if the billed amount read from the slip 47 and the payment amount input from the keyboard 9 are different, the payer is requested to confirm the amount via the display section 14. Next, when the payer specifies payment in cash, the coin slot 6 and the bill slot r are opened to prompt the user to insert coins, and to input the amount to be paid and the amount inserted using the keyboard 9. On the other hand, banknote counting change machine 25
The authenticity and denomination of the inserted banknotes are judged by the validation machine 26, and the banknotes that cannot be judged are returned from the banknote return change slot 5 via the pool section 33, prompting the banknotes to be re-inserted, and the banknotes are judged. The front and back of the banknotes are determined by the front and back determination machine 27, and the banknotes inserted face up are sent to safes 29, 30, 31, and 32.
Bills inserted face down are placed in safes 29', 3', 3', 3
21 for each denomination. On the other hand, the counting section 23 counts the total amount of banknotes discriminated by the discriminating machine 26 in the first stage counting section 21, and the second stage counting section 22 counts the total amount of banknotes in each safe 29, 2.
9'...32, 32' counts the total amount of banknotes stored in the banknotes, notifies the control unit 19 of the amount, and the control unit 19 matches the two amounts to ensure that the banknotes are stored in the safe. Make sure that it is securely stored. The coin counting change machine 8 also passes the inserted coins through the coin sorting machine 12 and sorts them into safes 13a, 13b, . . . 13e in the primary pool section 13.
At the same time, the defective coins are returned to the coin return change slot 3, and the control unit 19 is notified of the amount of money inserted. The control unit 19 is
The control unit 20 controls the input amount using banknotes and the input amount using coins.
, the control unit 20 prompts the calculation unit 36 to deposit the shortfall amount from ..., the counted amount is the payment, and the control unit 20 causes the calculation unit 36 to calculate and count the total amount, and then The input amount is confirmed by checking that the total amount of the counted coins matches the input amount entered by the payer from the keyboard 9, and then the total amount of the counted coins and the billed amount on the slip 47 are inputted by the payer. The three amounts to be paid are compared, and if they all match, it is determined that an amount equal to the billed amount on the slip 47 has been deposited, and the authentication printing section 42 is activated to print the amount on the slip 47. Stamp the receipt certification stamp on the top and send slip 47.
to be returned. In addition, the total amount of the counted coins is shown in slip 47.
If the above billed amount is less than the amount to be paid manually by the payer, the control section 20 causes the calculation section 36 to calculate the shortfall amount, prompts the display section 14 to input the shortfall amount, and displays the counted coins. If the total amount is more than the amount to be paid, that is, if it is necessary to pay change, the calculation unit 36 calculates the surplus amount and notifies the control unit 19 of the amount of change to be paid. Based on the notified amount, the control unit 19 sends the amount to be paid in banknotes to the safes 29, 30, 31,
32, and put a predetermined amount into the pool section 33 through the discriminator 26. For the amount to be paid in coins, the change machine 15 is driven to put the predetermined amount of coins into the primary pool section 13, and all When you have the amount, change the change slot 5,
3, change is paid to the payer in a lump sum, and the slip 47 is stamped with a certification seal and returned to the payer. Note that if the amount on the slip 47 and the amount to be paid entered by the payer are different, the payer is requested to confirm the amount via the display unit 14, as described above. The amount thus deposited is notified to the center computer 46 along with the payer's name, registration number and other information read from the card 49, and the deposit processing is completed. In the above embodiment, the recognition card 49 is used as a method for confirming the payer, but the confirmation method is to record the name etc. magnetically or optically on the slip 47 and Various methods are conceivable, such as a method for causing the detection reading section 43 to read the information.

In addition to recording the type of public money on the slip 47 and reading it, it is also possible for the payer to specify it using the keyboard 9 or the like. As explained above, according to the present invention, it is possible to process public funds automatically without relying on acquisition, thereby improving the efficiency of public funds processing work and reducing the time burden on payers. It can be realized.

[Brief explanation of drawings]

FIG. 1 is a perspective view showing an embodiment of the cash transfer processing apparatus according to the present invention, and FIG. 2 is a block diagram showing the operating system of FIG. 1... Public money processing device, 8... Validation and counting means (coin discrimination change machine), 9... Input section (keyboard), 20... Control section , 23...
sawing counting means (counting section), 25...discrimination counting means (banknote counting change machine), 36...discrimination counting means (computation section), 40...confirmation Means (card reader), 42... Authentication printing section.

Claims (1)

[Claims] 1. A slip detection/reading means for accepting public funds slips stating the billed amount and charge type, and a confirmation means for confirming the payer;
an input unit for specifying the transfer type and inputting the transfer amount, a differential counting means for differentially counting the deposited cash, the amount counted by the differential counting means, the transfer amount input from the input means, and the public money. a control unit that compares each of the billed amounts written on the slip; an authentication printing unit that is provided in the control unit and is activated only when the counted amount is equal to or greater than the billed amount;
A cash transfer processing device comprising: a control unit that releases, as change, a surplus amount of the counted amount that exceeds the billed amount.