JPS5926432Y2 - transaction processing device - Google Patents

Description

[Detailed explanation of the idea] This invention relates to an improvement in a transaction processing device.

As is well known, transaction processing devices such as automatic teller machines installed in financial institutions allow customers to receive automatic cash payments using customer cards such as cash cards during the opening and closing period from opening to closing. In particular,
In the case of an offline transaction processing device, transactions during the opening period are recorded in a built-in recording medium, and are processed in bulk by a central computer after the office is closed or at a later date.

That is, the transaction contents during the opening period are recorded as one unit on the recording medium, and the recording medium is exchanged with another recording medium after the station is closed or when the station is opened.

Therefore, a cassette tape or the like is used as a recording medium so that it can be replaced.

However, in the past, no special measures were taken to prevent erroneous operations when replacing cassette tapes, so there was a risk that the cassette tape could be accidentally removed even when the station was open.

This invention was devised in view of such conventional problems, and includes a state storage means that is set when the above-mentioned opening process is performed and reset when the above-mentioned station closing process is performed, and a state storage means in which the above-mentioned recording medium is attached. and an alarm means that issues an alarm when removal of the recording medium is detected by the detection means while the state storage means is set. It is an object of the present invention to provide a transaction processing device which issues an alarm when an attempt is made to exchange a recording medium by mistake, and which prevents such an erroneous operation.

Hereinafter, embodiments of this invention will be described in detail based on the accompanying drawings.

FIG. 1 is a schematic block diagram showing the electrical configuration of a transaction processing device according to this invention. A cassette device 3 having a cassette tape 2 as a recording medium, and a cassette control device 4 that controls opening processing, closing processing, and data transfer of transaction details with customers from the automatic teller machine 1 to the cassette device 3. It consists of

The automatic teller machine 1 is set with a control program that controls opening processing, closing processing, transaction processing with customers, etc. performed by an attendant, transaction details for each customer, and the opening processing and closing processing described above.
A storage unit 5 that stores the open flag F to be reset, an arithmetic control unit 6 that executes the control program stored in the storage unit 5, and a computer that reads the personal identification number, account number, etc. written on the customer card. An input/output unit 7 that includes a card reader, a keyboard for customers to input their personal identification number, amount, etc., a printer that prints and issues transaction details to the customer, etc., and a banknote dispensing unit 8 that discharges banknotes of the amount to be paid to the customer. , an interface 9 for transferring transaction details to the control device 4, and an internal monitor 10 for monitoring the status of each of these parts.

The cassette control device 4 includes an interface section 11 connected to the interface section 9 of the automatic teller machine 1, an interface section 13 connected to the interface section 12 of the cassette device 3, and an interface section 13 connected to the interface section 9 of the automatic teller machine 1. 3, or when an error occurs during transaction processing, an alarm display section 14 that issues an alarm to an attendant and displays predetermined error details in code;
These interface sections 11.13 and alarm display section 14
and an arithmetic control section 15 that controls the.

Although not shown, the cassette device 3 is equipped with a detector for detecting whether or not the cassette tape 2 is loaded therein.

Next, FIGS. 2 and 3 are flowcharts showing an overview of the above-mentioned control program executed by the arithmetic control section 6, and the operation of the transaction processing apparatus will be explained based on these figures.

First, when the processing device is powered on and the cassette tape 2 is correctly loaded into the cassette device 3, tape loading is detected in the first step 1 in FIG. Routine 6 for detecting that an opening card has been inserted into the card reader, Routine 9 for detecting that a customer card has been inserted into the card reader, and Routine 14 for detecting that a closing card has been inserted for the card reader are repeatedly executed. be done.

Therefore, when the staff member inserts a predetermined station opening card into the card reader of the input/output section 7, this is detected in step 6,
The station opening process in step 7 is executed.

In this opening processing routine 7, predetermined data such as a start mark and date of use are written at the beginning position of the cassette tape 2 to initialize transaction data recording.

When this opening processing routine 7 is finished, the next step 8
, cassette the above-mentioned open flag F, and proceed to step 2.
Return to

Thereafter, when the customer card is inserted into the card reader, this is detected in step 9 and the process proceeds to step 9.

Ten transaction processing routines are executed.

Details of this transaction processing routine 10 are shown in FIG.

In FIG. 3, in step 20, the automatic teller machine 1
The input/output unit 7 reads the customer's PIN, account number, bank number, etc. from the inserted customer card, and reads the customer's transaction details stored in the storage unit 5, ie, the PIN, bank number, bank number, etc. Reference will be made to the account number and payable balance.

Then, in step 21, it is determined whether the password keyed in by the customer and the password read in step 20 match or do not match, and if they do not match, the card is returned in step 22.

If the PIN numbers match, the customer is allowed to key in the requested payment amount, and in step 23 it is determined whether the requested payment amount keyed in by the customer is within the payable balance stored in the storage unit 5. be done.

As a result, if the amount requested by the customer is greater than the payable balance, the card is returned in step 22, and if the requested amount is payable, processing in step 25 is performed.

That is, in step 25, updating of the storage contents of the storage section 5 and writing of the transaction contents to the cassette tape 2 are performed simultaneously and in parallel.

Note that the memory contents are updated by updating the payable balance and the date of use, etc., and the transaction details written on the cassette tape 2 include the amount paid to the customer, the date of payment, and the customer card brought by the customer. details of the transaction, the number of the cassette device in which the cassette tape is loaded, etc.

When the above processing is completed, the card is returned to the customer in step 26, and in step 27, the banknotes for the amount requested by the customer are released to the customer along with a slip on which the details of the transaction are printed.

If an error occurs in the transaction processing routine 10, the process proceeds from step 11 to step 12 in FIG. 2, which activates a buzzer to alert the clerk and displays a predetermined error display, and then proceeds to the clerk process shown as step 13. entrust.

If the transaction processing routine 10 is performed normally, the process returns to step 2 from step 11.

Next, when the clerk inserts a predetermined office closing card into the card reader, this is detected in step 14, and step 1
5. Station closing processing is executed.

In this office closing processing routine 15, a predetermined end mark indicating the end of the data is written following the end of the transaction data recorded on the cassette tape 2.

When this station closing process routine 15 is completed, the station opening flag F is reset in the next step 16, and the control operation is thus completed.

At this stage, the staff member transfers the tape from cassette device 3 to cassette tape 2.
This means removing the .

However, during the opening period when Sorag F is set (
If the closing process has not been completed yet, step 2. 6.
9.14 is repeated), if the staff member accidentally removes the cassette tape 2 from the cassette device 3, the removal of the cassette tape 2 is detected in step 2, and the process proceeds to step 3, where the open flag is set. It is detected that F is set, and the process proceeds to the next step 4.
In addition to driving the buzzer to issue an alarm, the alarm display section 1
4, a predetermined error display is displayed to notify the staff that the tape is to be removed before the station is closed.

The subsequent processing is also entrusted to the staff processing shown as step 5.

That is, upon receiving the above warning, the staff member reinstalls the cassette tape 2 that was about to be removed into the cassette device 3, restarts the device, and performs step 2. 6. 9.14 is repeated, and the above-described closing process is performed correctly, and then the cassette tape 2 is removed.

In this way, it is possible to prevent an erroneous operation in which a cassette tape 2 that has not been subjected to station closing processing is proceeded to the next processing.

In this embodiment, the opening process and the closing process are performed using the opening card and the closing card, respectively, but the transaction processing device is not limited to this. and station closing processing may be performed, or station opening processing may be performed at the same time as the power is turned on.

Further, the open office flag F may be set when the first transaction date is written on the cassette tape, and may be reset when the office is closed.

As explained in detail above, if the transaction processing device according to this invention is used, if the clerk pulls out the cassette tape without completing the closing process, the user will be able to know the erroneous operation through the alarm and error display on the alarm display section. Accidents such as the cassette tape being accidentally removed from the inside can be prevented.

[Brief explanation of drawings]

FIG. 1 is an overall configuration diagram showing one embodiment of a transaction processing device according to this invention, FIG. 2 is a flowchart explaining its operation, and FIG. 3 is a flowchart showing details of transaction processing. 1...Automated teller machine, 2...Cassette tape, 3...Cassette device, 4...
・Cassette control device, 5...Storage unit, 10...
...Alarm display section, F...Opening flag.

Claims (1)

[Scope of utility model registration request] A transaction processing device that records transaction details during a period from opening to closing as a unit on an exchangeable recording medium, and a state memory that is set when the opening process is performed and reset when the closing process is performed. means, a detection means for detecting whether or not the recording medium is attached, and an alarm for issuing an alarm when removal of the recording medium is detected by the detection means in a state where the state storage means is set. A transaction processing device characterized by being provided with means.